Information Classification as Needed For Visa Member Use Only This information is not intended, and should not be construed, as an offer to sell, or as a solicitation of an offer to purchase, any securities Visa Prepaid Cards for the Public Sector Caroline Birchinall Head of Prepaid Proposition Development Visa Europe
Prepaid Cards as a means of delivering benefits, Ms. Caroline Birchinall, Head of Prepaid Proposition Development, Visa Europe.
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Information Classification as Needed
For Visa Member Use OnlyThis information is not intended, and should not be
construed, as an offer to sell, or as a solicitationof an offer to purchase, any securities
Visa Prepaid Cards for the Public Sector
Caroline Birchinall
Head of Prepaid Proposition Development
Visa Europe
Presentation Identifier.2Information Classification as NeededPrepaid Commercial February 2010 For Visa Member Use Only 2
Agenda
• Introduction
• The Visa Public Sector Prepaid Opportunity
– Introduction to Prepaid Cards
– Market Opportunity for Prepaid in Europe
– Visa Prepaid Public Sector Products
– Benefits of using Prepaid cards
– Financial Case
– The Visa Difference
• Next steps
Presentation Identifier.3Information Classification as NeededPrepaid Commercial February 2010 For Visa Member Use Only 3
Prepaid Cards
Prepaid Debit Credit
Linked to a Prepaid Account
Immediate Deferred Charge Credit
Linked to a Current Account Linked to a Credit Account
Elective Use Everyday Use Elective Use
PayWave, Simply One, Visa Code Sure, Risk Control (VPE)
Pay Before Pay Now Pay Later
Presentation Identifier.4Information Classification as NeededPrepaid Commercial February 2010 For Visa Member Use Only 4
Visa Prepaid Public Sector Products
Education expenses Local Authority payments
Central Government paymentsCharity Disbursements
Employee T&S
Prepaid cards are a relatively new development in the European public sector but growing fast
Presentation Identifier.5Information Classification as NeededPrepaid Commercial February 2010 For Visa Member Use Only 5