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Page - 53 VHSE Curriculum ABOUT THE COURSE Banking system in India has been functioning under regulations since 1949. Before Independence the banking system was largely in the hands of Private Banks. In 1955 SBI Act was passed, as a result Imperial Bank of India was taken over by Reserve Bank of India. Following this, Public Sector participation was increased with the take over by seven Associate/Subsidiary Banks of SBI by 1959 and Nationalisation of 14 Private Banks in 1969, 6 Private Banks in 1980. After Nationalisation, the banks were asked to open more branches in rural areas, huge number of people were recruited to these newly opened branches, the business of banking moved from class banking to mass banking and so on. These developments gave raise to the need for a large work force of bank employees. The banking and finance sector is one of the fastest growing sectors in the country. This growth brought forth many opportunities. The nationalised banks select candidates based on selection test conducted by IBPS. State Bank of India conducts its own selection test for recruitment. Private Banks, with a number of considerations, also included qualifications and past experiences with the selection procedure. All the banks provide training to the candidates selected for employment. In order to reduce the cost of training and also increase the productivity of employees, the banks prefer candidates who have acquired training in various aspects of banking and finance before joining the banks. A suitable qualification and acquisition of the basic skills in banking and finance through an appropriate training enhances the prospect of getting employment in banking and finance sector. Insurance in its current term has its history dating from 1818 when Oriental Insurance Company was started by Anita Vishwas, in Kolkota to cater to the needs of the European community. In 1829 Madras Equitable had transacted Life Insurance business in the Madras Residency. In 1870, Bombay Mutual Life Assurance Society became the first Indian insurer. The Government of India nationalised life insurance sector on the 19 th January 1956, as a result Life Insurance Corporation came into existence. In 1972 the General Insurance Business (Nationalisation) Act was passed. Consequently gneral Insurance business was nationalised with effect from the 1 st January 1973. Due to the recommendation of "Malhotra Committee" report 1999, the IRDA was constituted as an autonomous body to regulate and develop the Insurance industry. The key objective of the authority is to promote market efficiency and ensure consumer protection. Today there are twenty-eight General Insurance Companies including the ECGC and Agricultural Insurance Corporation of India and 24 Life Insurance Companies operating in the country. The opportunities in the insurance
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VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

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Page 1: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 53

VHSE Curriculum

ABOUT THE COURSE

Banking system in India has been functioning under regulations since1949. Before Independence the banking system was largely in the handsof Private Banks. In 1955 SBI Act was passed, as a result Imperial Bankof India was taken over by Reserve Bank of India. Following this, PublicSector participation was increased with the take over by sevenAssociate/Subsidiary Banks of SBI by 1959 and Nationalisation of 14Private Banks in 1969, 6 Private Banks in 1980.

After Nationalisation, the banks were asked to open more branches inrural areas, huge number of people were recruited to these newlyopened branches, the business of banking moved from class banking tomass banking and so on. These developments gave raise to the need fora large work force of bank employees. The banking and finance sectoris one of the fastest growing sectors in the country. This growth broughtforth many opportunities. The nationalised banks select candidatesbased on selection test conducted by IBPS. State Bank of India conductsits own selection test for recruitment. Private Banks, with a number ofconsiderations, also included qualifications and past experiences withthe selection procedure. All the banks provide training to the candidatesselected for employment. In order to reduce the cost of training and alsoincrease the productivity of employees, the banks prefer candidateswho have acquired training in various aspects of banking and financebefore joining the banks. A suitable qualification and acquisition of thebasic skills in banking and finance through an appropriate trainingenhances the prospect of getting employment in banking and financesector.

Insurance in its current term has its history dating from 1818 whenOriental Insurance Company was started by Anita Vishwas, in Kolkotato cater to the needs of the European community. In 1829 MadrasEquitable had transacted Life Insurance business in the MadrasResidency. In 1870, Bombay Mutual Life Assurance Society became thefirst Indian insurer. The Government of India nationalised life insurancesector on the 19th January 1956, as a result Life Insurance Corporationcame into existence. In 1972 the General Insurance Business(Nationalisation) Act was passed. Consequently gneral Insurancebusiness was nationalised with effect from the 1st January 1973.

Due to the recommendation of "Malhotra Committee" report 1999, theIRDA was constituted as an autonomous body to regulate and developthe Insurance industry. The key objective of the authority is to promotemarket efficiency and ensure consumer protection. Today there aretwenty-eight General Insurance Companies including the ECGC andAgricultural Insurance Corporation of India and 24 Life InsuranceCompanies operating in the country. The opportunities in the insurance

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Banking & Insurance

sector has increased to a great extent. One can become an Agent,Surveyor or Investigator by following the norms of the same.

The insurance sector is a fastest growing one with a growth rate of 15%- 20% together with banking service, the insurance adds about 7% to thecountry's GDP.

Job Roles

Government/Private sector Self employment

Sales officer Akshaya centre

Credit analyst BPO

Billing assistant Insurance agent

Computer operator Stock brokers

Equity dealers Sub brokers

VHS LTA Business consultant

Clerk in stock market IT co-ordinator

SUBJECT APPROACH

The way of our life has drastically changed by the effect of globalisationand privatisation. This affected the monetary transaction system ofhuman being. With the growth of banking and insurance industry, thebuying and selling of services are enormously increased. Both bankingand insurance services sectors are now an inevitable part of humanactivities. Thorough knowledge in banking and insurance sectorprovides wide employment opportunity to students. The methodologyof banking and insurance dealings has been changed by theintroduction of new generation organisations. The skills such ascommunication, resilience, accuracy, accounting, dedication etc. haveto be developed in learners to get employment in these sectors.Recognising the scope and importance, outcome focussed and skillfocussed curriculum here with a new vocational vision developed forBanking and Insurance Services should be implemented for thevocational course. The curriculum aims to create opportunities for thelearners to develop generic employability skills, values and attitudesand fundamental knowledge to work in banking and insurance sector.

Objectives

The leaerner will be able to:• Get the main features of various banking and insurance products.• Understand the factors involved in marketing of banking and

financial products and acquire basic skills in selling theseproducts.

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VHSE Curriculum

• Know the process of opening and handling accounts of differenttypes of customers.

• Understand the legal aspects involved in banking and insuranceoperation.

• Understand the basic principles and process of lending in banks.• Understand the importance of priority sector lending.• Understand the importance of customer care service in banking

and insurance sector.• Understand the risk involved in banking and insurance operation.• Acquire the basic communication skills.• Understand the requirements of effective communication at

workplace

Changing role of the teacher:

The past few decades have seen a radical change in the concept oflearning, and the role of teacher in the learning process has also changeddrastically. The transformation of the role of a teacher from the sole ofknowledge to a facilitator, scaffolder and mentor is the chiefcharacteristic of the present day. The role of teacher is multi dimensionalespecially for this course and it includes roles such as• Mentor• Facilitator• Guide• Motivator• Democratic leader• Co learner• Researcher• Friend• Evaluator• Philosopher

Effective use of ICT would be helpful in our inclusive curriculum whereCWSN (Children with special needs) category learners can get a betterunderstanding of the ideas and concepts of Banking and InsuranceServices. The classroom should be transformed as to cater to the aboveneeds.

In constructivist paradigm, the learner constructs knowledge on hisown through his experiences. It is the duty of the teacher to plan diverselearning activities and help them formulate the concept in the topics bydoing/going through these suitable learning process and the requiredenvironment has to be provided so that the learner will get sufficientchances to interact with the real work enhancement.

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Banking & Insurance

Module I - Banking Services

SYLLABUSUnit 1.1 Fundamentals of banking

Meaning and Importance of BankingTypes of BanksBanking Regulation Act 1949Important Provisions of the Banking Regulation ActRBI and its functions

Unit 2.2 Functions of Commercial banksAccepting DepositsLending of FundsAgency servicesGeneral Utility ServicesProcedure of opening and operation of bank AccountsPrinciples of sound lending

Unit 3.3 Advances and SecuritiesSpecific LoanPriority sector advancesSecurity for advancesTypes of Securities Method of creating charges on securities

Unit 4.4 Banker and CustomerMeaning and concept of relationship between banker andcustomerType of customerInnovative Banking services

Unit 5.5 Negotiable instrumentsMeaning and type of Negotiable InstrumentsEndorsement

Unit 6.6 AccountingGeneral awareness of AccountingScheduled form of Accounts of Banking Companies

LEARNING OUTCOMES

The learner will be able to

Module - 1 Banking ServiceUnit 1.1 Fundamentals of Banking1.1.1 Explain the meaning and importance of banking

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VHSE Curriculum

1.1.2 Categorise of various types of banks1.1.3 Compare different types of banks1.1.4 Describe the important provisions of Banking Regulation Act

19491.1.5 Identify and explain the monetary functions of RBI

Unit 1.2 Fundamentals of Banking

1.2.1 Categorise and describe different types of bank account1.2.2 Categorise and describe different types of advances1.2.3 Create service attitude in the mind of students by analyzing the

agency services1.2.4 Create service attitude in the mind of students by analyzing the

general utility services1.2.5 Describe KYC norms and explain the procedure of opening and

operating bank accounts1.2.6 Describe the principles of sound lending of banks

Unit.1.3 Advances and securities

1.3.1 Describe and categorise different types of loans and advances1.3.2 Describe the concept of different types of priority sector

advances1.3.3 Describe the qualities of good securities1.3.4 Describe the precautions to be taken while lending on securities1.3.5 Describe the concept of different charges on securities

Unit 1.4 Banker and Customer

1.4.1 Explain the relationship between banker and customer1.4.2 Explain different types of customers and apply preventive

measures while dealing with such customers1.4.3 Analyse the advantages of innovative banking services

Unit 1.5 Negotiable Instruments

1.5.1 Describe the meaning of negotiable instruments1.5.2 Describe the use of cheque and DD1.5.3 Create the ability of describing the meaning and types of

endorsement

Unit 1.6 Accounting1.6.1 Recognize the concept of accounting and record the transactions

with the help of accounting software

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Banking & Insurance

SCHEME OF WORK

MONTH NAME OF UNITS PERIODSJune Fundamentals of Banking 30

Functions of Commercial banks 38July Functions of Commercial banks 7

Advances and Securities 55Banker and Customer 6

August Banker and Customer 44Negotiable Instruments 24

Sept Negotiable Instruments 66Accounting of Banking companies 2

Oct Accounting of Banking companies 68Nov Information technology 60

Computer hardware and operating system 8Dec Computer hardware and operating system 32

Office automation 36Jan Office automation 44

Linux and Open office 60Feb Linux and Open office 10

Internet and Malayalam computing 90Mar Internet and Malayalam computing 68

Total periods 680

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VHSE Curriculum

1.6.2 Draw the scheduled form of Bank accounts

Course Structure

ON THE JOB TRAINING (O J T)

OJT should be undertaken in a structured manner with a training planunder the supervision of an experienced trainer or supervisor. Atraining plan that reflects tasks to be performed and competencies to beimparted should be prepared and signed by the student, teacher, andsupervisor at the workplace for the training of the students in theorganisation.

A mini project on any of the following areas can be given by the teacherduring the OJT.a) Importance of micro banking for balanced development of an

economy.

Module 1 Banking Services 340 Periods

Module 2 Computer Application 340 Periods

Module 3 Insurance Services 340 Periods

Module 4 Marketing of Banking and Insuranceproducts 340 Periods

Classroom Activitiesa) Debateb) Seminarc) Case Studyd) Chartse) Diagramsf) Interviewg) Power point presentationh) Assignmenti) Albumj) Exploring data from web

Practical Activitiesa) Situation Analysisb) Field visitc) Role Playd) Interactions with officials in Banks/Insurance/Marketing sectore) IT Lab work

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Banking & Insurance

b) Effective use of priority sector loans and advances.c) The loans and advances granted by the banks are not utilised for

the purpose for which it is granted.The OJT should be imparted for two weeks at the end of each year.The following organisations may be identified for conducting OJT.• Public sector Banks• Private sector Banks• Co-operative Banks• Public sector and Private sector Life Insurance companies• Public and Private sector General Insurance companies• Stock exchange• Share broking Agencies• Computer centresPRODUCTION/SERVICE CUM TRAINING CENTREPTC may be considered as a methodology for providing an educationalexperience which link the world of work with teaching and learningprocess. The students not only gain relevant skills and attitudes butalso the necessary hands on experience producing goods and services.It provides situations to the learners to apply the knowledge andinformation obtained from the classroom and laboratories whereby hedevelops necessary skills, competencies and attitudes for meeting thechallenges in the world of work.PTC develops entrepreneurial skills through experiences indetermining the requirements of the neighbourhood and to providethem suitable, economical and profitable activities. It creates the spiritof social accountability in educational institutions.'Banking and Insurance customer service centres' can be operated asPTC as a part of this course in the school. This centre can provide servicessuch as:• Procuring deposits• Canvassing accounts• Consultancy services for getting and repayment of loans and

advances• Servicing of insurance policies• Renewal of all types of insurance policies• DTP work

(The services can be rendered with the help of vocational teacher,instructor, LTA and by having consultation with banker anddevelopment officers, PTA president and Principal.)

CERTIFICATIONSkill certificate for each module will be awarded.1. Certificate in Banking services

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VHSE Curriculum

2. Certificate in Insurance services3. Certificate in Computer application4. Certificate in Marketing of banking and Insurance productsModule 1 - Banking ServicesAn OverviewThe banking and finance sector is one of the fastest growing sectors inthe country. This growth has brought forth many opportunities.Candidates who wish to join the banking and finance industry can lookforward to a fruitful career in banks and non-banking financialcompanies. A suitable qualification and acquisition of the basic skills ofbanking and finance through appropriate training enhances theprospect of getting employment in banking and finance sector. Apartfrom the regular job in any bank, opportunities also exist for those whoare trained in banking and finance for self employment as businessfacilitators, business correspondents, cash management serviceproviders, marketing agents, sales persons, processing outsourcingunits, mutual fund agents, equity dealers etc.EXPECTED SKILLS• Resilience skills• People skills• Accounting skills• Accuracy skills• Attention skills• Customer relations skills• Judgement skills• Goal setting skills• Communication skills• Product presentation skills• Problem solving skills

• Negotiation skillsUnit Name of units Period

1. Fundamentals of Banking 30

2. Functions of Commercial Banks 45

3. Advances and Securities 55

4. Banker and Customer 50

5. Negotiable Instruments 90

6. Accounting 70

Total 340

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Banking & Insurance

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VHSE CurriculumD

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Banking & Insurance

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e of

ope

ning

and

ope

ratio

nof

ban

k A

ccou

nts

•SB

Acc

ount

•CD

Acc

ount

•FD

Acc

ount

•RD

Acc

ount

SKIL

LS

•Co

mpa

rison

•A

naly

tical

•O

bser

vatio

n•

Com

mun

icat

ion

•Co

mpu

tatio

nPr

inci

ples

of

soun

d le

ndin

g•

Impo

rtant

prin

cipl

es o

f sou

nd le

ndin

gSK

ILL

S•

Ana

lysis

•Sy

nthe

sis•

Criti

cal t

hink

ing

•C

reat

e se

rvic

e at

titud

e i

n th

e m

ind

of st

uden

ts by

anal

yzin

g th

e gen

eral

utili

ty se

rvic

es

•D

escr

ibe

KY

C no

rms

and

expl

ain

the

proc

edur

e of

op

enin

g an

dop

erat

ing

bank

acc

ount

s.

•D

escr

ibe

the

prin

cipl

es o

f so

und

lend

ing

of b

anks

.

•In

terv

iew

with

a b

anki

ng e

xper

t.•

Col

lect

info

rmat

ion

from

web

site

abou

t ty

pes

of

gene

ral

utili

tyse

rvic

es r

ende

red

by c

omm

erci

alba

nks

•Co

nduc

t a se

min

ar on

gene

ral u

tility

serv

ices

afte

r col

lect

ing i

nfor

mat

ion

from

the

field

con

cern

ed

•In

tera

ctiv

e le

ctur

e m

etho

d•

Case

stu

dy•

A f

arm

er w

ho w

ishes

to

ope

n an

SB ac

coun

t app

roac

hes a

ban

k w

ithID

car

d, b

ut t

he b

anke

r in

sist

tobr

ing

th

e ot

her

docu

men

ts to

satis

fy K

YC

norm

s.•

Col

lect

ion

and

fillin

g of

spe

cim

enfo

rms

for o

peni

ng b

ank

acco

unts.

•B

rain

stor

min

g w

ith le

arne

rs•

Inte

ract

ive

lect

ure

met

hod.

•C

ase

study

of a

per

son,

who

nee

dsho

usin

g loa

n/ed

ucat

ion l

oan/

vehi

cle

loan

and

app

roac

hes t

he b

ank

with

secu

ritie

s. A

naly

se th

e ca

se o

n th

eba

sis o

f pr

inci

ple o

f sou

nd le

ndin

gan

d ta

ke d

ecisi

on.

•In

terv

iew

rep

ort o

n ge

nera

lut

ility

serv

ices

•N

otes

on

expl

orin

g w

eb•

Teac

her

asse

ssm

ent

•Pr

epar

atio

n of

alb

um o

n th

eba

sis o

f co

llect

ed f

orm

s of

open

ing

diffe

rent

ba

nkac

coun

ts.

•C

ase

study

re

port

onop

enin

g an

d op

erat

ion

ofba

nk a

ccou

nts

•Re

port

on in

tera

ctiv

e lec

ture

.

•Po

wer

poi

nt p

rese

ntat

ion

ofpr

inci

ples

of l

endi

ng.

•C

ase

study

re

port

onpr

inci

ples

of l

endi

ng.

•N

otes

on

brai

n sto

rmin

g.

Uni

t. 2

: Fu

nctio

ns o

f Co

mm

erci

al B

anks

Page 13: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 65

VHSE Curriculum

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Spec

ific

Loan

Mea

ning

of

•Pe

rson

al lo

an•

Hou

sing

loan

•Co

nsum

er lo

an•

Gol

d loa

n•

Veh

icle

loan

SKIL

LS

Com

paris

on•

Obs

erva

tion

•A

naly

tical

•Co

mm

unic

atio

n•

Inte

rper

sona

lPr

iori

ty s

ecto

r ad

vanc

esM

eani

ng a

nd t

ypes

of

prio

rity

sect

orad

vanc

es.

SKIL

LS

•O

bser

vatio

n•

Inte

rper

sona

l•

Ana

lytic

al•

Com

mun

icat

ion

•In

terp

erso

nal

Secu

rity

for

adv

ance

s•

Qua

litie

s of g

ood

secu

ritie

s

•D

escr

ibe

and

cate

goris

e di

ffere

ntty

pes

of l

oans

and

adv

ance

s

•D

escr

ibe

the

conc

ept

of d

iffer

ent

type

s of

prio

rity

sect

or a

dvan

ces

•D

escr

ibe

the

qual

ities

of

go

odse

curit

ies.

•Br

ain s

torm

ing a

bout

diffe

rent

loan

s•

Cond

uct a

sem

inar

on

mea

ning

and

feat

ures

of

diffe

rent

loan

s•

Prep

arat

ion o

f ppt

on di

ffere

nt lo

ans

and

adva

nces

.

•C

ondu

ct a

fie

ld v

isit

to a

nea

rby

com

mer

cial

ba

nk

and

colle

ctin

form

atio

n ab

out

thei

r pr

iorit

yse

ctor

adv

ance

s.•

Ppt p

rese

ntat

ion

of p

riorit

y se

ctor

adva

nces

•In

tera

ctiv

e le

ctur

e m

etho

d

•B

rain

sto

rmin

g w

ith s

tude

nts

onqu

aliti

es o

f goo

d se

curit

ies

•In

terv

iew

with

expe

rt on

qual

ities

ofgo

od se

curit

ies

•Pp

t on

good

sec

uriti

es

•D

iscus

sion

note

s on

diffe

rent

type

s of

spe

cific

loan

s•

Ppt p

rese

ntat

ion

on d

iffer

ent

type

s of

spe

cific

loan

s•

Teac

her

asse

ssm

ent.

•R

epor

t on

Ppt

pre

sent

atio

non

prio

rity

sect

or a

dvan

ces

•Te

ache

r as

sess

men

t•

Rep

ort

of

field

stu

dy

onpr

iorit

y se

ctor

adv

ance

s.

•R

epor

t on

Ppt

pre

sent

atio

non

qu

aliti

es

of

go

odse

curit

ies

•In

terv

iew

repo

rt on

qua

litie

sof

goo

d se

curit

ies

•Te

ache

r as

sess

men

t.

UN

IT 1

: 3

- A

DV

AN

CES

AN

D S

ECU

RITI

ES

Page 14: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 66

Banking & Insurance

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Type

s of

Sec

uriti

esM

eani

ng o

f sec

uriti

es an

d pr

ecau

tions

tobe

take

n w

hile

lend

ing

on•

Gol

d•

Shar

es a

nd d

eben

ture

s•

Gov

t. an

d se

mi g

ovt

secu

ritie

s•

Insu

ranc

e po

licy

•Re

al e

state

•Bi

ll of

ladi

ng•

Doc

umen

ts of

title

to g

oods

SKIL

LS

•Ju

dgm

ent

•A

naly

sis•

Com

paris

on•

Criti

cal t

hink

ing

•Co

mm

unic

atio

nM

etho

d of

cr

eatin

g ch

arge

s on

secu

riti

esCo

ncep

t of:

•Li

en•

Pled

ge•

Hyp

othi

catio

n•

Mor

tgag

e•

Ass

ignm

ent

SKIL

LS

•In

tera

ctiv

e•

Ana

lysis

•Ju

dgm

ent

•Co

mm

unic

atio

n

•D

escr

ibe

the

prec

autio

ns

to

beta

ken

whi

le le

ndin

g on

secu

ritie

s.

•D

escr

ibe

the

conc

ept

of d

iffer

ent

char

ges

on s

ecur

ities

.

•In

tera

ctiv

e le

ctur

e m

etho

d on

prec

autio

ns

to

be

take

n w

hile

lend

ing

on se

curit

ies

•In

terv

iew

with

expe

rt on

lend

ing

onse

curit

ies

•C

ase s

tudy

of a

per

son

who

avai

led

loan

fro

m a

ban

k pl

edgi

ng p

late

dgo

ld in

stead

of g

old

orna

men

ts by

mist

ake.

Ana

lyse

the

case

.

•In

tera

ctiv

e le

ctur

e m

etho

d•

Inte

rvie

w w

ith e

xper

ts on

cha

rges

on s

ecur

ities

•Pp

t on

char

ges

on s

ecur

ities

.

•In

terv

iew

re

port

onpr

ecau

tions

to b

e tak

en w

hile

lend

ing

on d

iffer

ent t

ypes

of

secu

ritie

s.•

Disc

ussio

n no

tes

•C

ase

study

rep

ort.

•In

terv

iew

repo

rt of

cha

rges

.•

Rep

ort o

f Pp

t pre

sent

atio

n.

Uni

t N

o. 3

: A

dvan

ces

and

Secu

ritie

s

Page 15: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 67

VHSE Curriculum

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Mea

ning

and

con

cept

of r

elat

ions

hip

betw

een

bank

er a

nd c

usto

mer

•G

ener

al re

latio

nshi

p•

Spec

ial r

elat

ions

hip

SKIL

LS

•In

vesti

gatin

g•

Inte

ract

ive

•Co

mpa

rison

•Co

mm

unic

atio

n•

Inte

rper

sona

l

Type

of

cust

omer

•M

eani

ng

an

d ty

pe

of

diffe

rent

cust

omer

s•

Prec

autio

ns to

be t

aken

whi

le d

ealin

gw

ith d

iffer

ent t

ype

of c

usto

mer

sSK

ILL

S•

Inve

stiga

ting

•In

tera

ctiv

e•

Inte

rper

sona

l•

Com

mun

icat

ion

Inno

vativ

e ba

nkin

g se

rvic

esCo

ncep

t of:

•A

TM•

CD

M•

E-Ba

nkin

g•

EFT

•Co

re b

anki

ng•

Mob

ile ba

nkin

g•

Deb

it ca

rd•

Cre

dit c

ard

•RT

GS

Skill

s•

Ana

lysis

, Com

paris

on, o

mm

unica

tion

•Ex

plai

n th

e re

latio

nshi

p be

twee

nba

nker

and

cus

tom

er.

•Ex

plai

n di

ffere

nt ty

pes o

f cus

tom

ers

and

appl

y pr

even

tive

mea

sure

sw

hile

dea

ling

with

such

cus

tom

ers.

•D

escr

ibe

and

anal

yse

th

ead

vant

ages

of

inno

vativ

e ba

nkin

gse

rvic

es

•C

ase

study

of a

per

son

who

kee

pshi

s go

ld o

rnam

ents

in lo

cker

of

aba

nk, a

naly

se th

e ca

se o

n th

e ba

sisre

latio

nshi

p be

twee

n ba

nker

and

cust

omer

•C

ondu

ct

a ro

le

play

in

th

ecl

assr

oom

act

ing

one

stude

nt

asba

nker

an

d ot

hers

as

di

ffere

ntty

pes

of c

usto

mer

s•

Disc

ussio

n on

diff

eren

t ty

pes

ofre

latio

nshi

p be

twee

n ba

nker

and

cust

omer

.•

Cas

e stu

dy o

f a m

inor

who

wish

esto

ope

n an

SB

acc

ount

with

all

feat

ures

, ana

lyse

the

cas

e.•

Inte

rvie

w w

ith a

n ex

pert

•V

isit t

o ne

ares

t bra

nch

man

ager

of

a ba

nk a

nd g

et a

war

enes

s ab

out

diffe

rent

typ

es o

f cu

stom

ers

and

prec

autio

ns

to

be

take

n w

hile

deal

ings

with

them

.

•D

emon

strat

ion

of

trial

ver

sion

ofso

ftwar

e on

ava

ilabl

e se

rvic

es•

Prac

tical

w

ork

on

inno

vativ

eba

nkin

g se

rvic

es•

Inte

rvie

w w

ith ex

pert

on in

nova

tive

bank

ing

•D

iscus

sion

note

s on

rela

tions

hip

betw

een

bank

eran

d cu

stom

er•

Cas

e stu

dy

repo

rt on

rela

tions

hip

betw

een

bank

eran

d cu

stom

er•

Eval

uatio

n of

role

pla

y

•C

ase

study

re

port

onpr

ecau

tions

to b

e tak

en w

hile

deal

ing

with

diff

eren

t typ

esof

cus

tom

ers

•R

epor

t of

in

terv

iew

w

ithbr

anch

man

ager

•Te

ache

r as

sess

men

t.

•Te

ache

r as

sess

men

t.•

Wor

king

rep

ort

of s

tude

nts

on in

nova

tive b

anki

ng•

Disc

ussio

n no

tes

UN

IT 4

: BA

NKE

R A

ND

CU

STO

MER

Page 16: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 68

Banking & Insurance

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Mea

ning

an

d ty

pe

of

Neg

otia

ble

Inst

rum

ents

•Pr

omiss

ory

note

•B

ill o

f exc

hang

e•

Che

que

SKIL

LS

•Co

mpa

rison

•Cr

eativ

ity•

Obs

erva

tion

Che

que

and

DD

•K

inds

of c

hequ

e•

Cro

ssin

g of

che

que

•D

ishon

or o

f che

que

•D

D S

KIL

LS•

Diff

eren

tiatin

g•

Com

mun

icat

ion

•Cr

eativ

ity

End

orse

men

tM

eani

ng a

nd t

ype

of e

ndor

sem

ent

•D

iffer

entia

ting

•Cr

eativ

ity•

Com

mun

icat

ion

•D

escr

ibe t

he m

eani

ng o

f neg

otia

ble

instr

umen

ts.

•D

escr

ibe

the

use

of c

hequ

e an

d D

D

•C

reat

e th

e ab

ility

of d

escr

ibin

g th

em

eani

ng a

nd ty

pes o

f end

orse

men

t.

•D

raw

th

e sp

ecim

en

form

of

nego

tiabl

e ins

trum

ents

•Co

llect

the s

peci

men

of p

rom

issor

yno

te, b

ill an

d ch

eque

from

avai

labl

eso

urce

s.

•C

ase

study

abo

ut

dish

onor

of a

cheq

ue

whe

re

the

amou

ntm

ismat

ches

bet

wee

n w

ords

and

figur

es•

Col

lect

and

fill

DD

form

s

•Pr

epar

atio

n of

mod

els

of d

iffer

ent

type

s of

end

orse

men

t.•

Cha

rt pr

epar

atio

n•

Gro

up d

iscus

sion

on e

ndor

sem

ent

•C

hart

pres

enta

tion

of

nego

tiabl

e ins

trum

ents

•A

lbum

of

ne

gotia

ble

instr

umen

ts.

•Te

ache

r as

sess

men

t.•

Cas

e stu

dy

repo

rt on

dish

onor

of c

hequ

e

•A

lbum

s of d

iffer

ent t

ypes

of

endo

rsem

ent

(pra

ctic

al)

•C

hart

pres

enta

tion

•Te

ache

r as

sess

men

t.

UN

IT 5

: N

EGO

TIA

BLE

INST

RUM

ENTS

Page 17: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 69

VHSE Curriculum

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Acc

ount

ing

•G

ener

al a

war

enes

s in

:•

Jour

nal

•Ca

sh b

ook

•Tr

ial b

alan

ce•

Prof

it an

d lo

ss a

ccou

nt•

Bala

nce

shee

t•

Ban

k re

conc

iliat

ion

state

men

tSK

ILL

S•

Prob

lem

solv

ing

•R

ecor

ding

•A

naly

zing

•Co

mpu

ting

•Co

mm

unic

atio

n•

Dat

a en

try•

Form

at o

f pro

fit a

nd lo

ss a

ccou

nt,

appr

opri

atio

n ac

coun

t, ba

lanc

esh

eet

of

bank

ing

com

pani

es(S

ched

uled

for

m)

SKIL

LS

•R

ecor

ding

•A

naly

zing

•Pr

oble

m so

lvin

g•

Obs

erva

tion

•R

ecog

nize

th

e co

ncep

t of

acco

untin

g an

d re

cord

th

etra

nsac

tions

w

ith

the

help

of

acco

untin

g so

ftwar

e.

•U

se th

e sch

edul

ed fo

rm o

f acc

ount

s

•Pr

epar

atio

n of

day

boo

k•

Prep

arat

ion

of b

ank

reco

ncili

atio

nst

atem

ent

•Pp

t pre

sent

atio

n

•Pr

epar

atio

n of

mod

el a

ccou

nts

ofba

nkin

g co

mpa

nies

.•

Cha

rt pr

epar

atio

n•

Ppt p

repa

ratio

n on

fina

l acc

ount

of

bank

ing

com

pani

es

•Te

ache

r as

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Banking & Insurance

SUGGESTED PRACTICALS1. Prepare a questionnaire and conduct a survey and collect

information about various types of banks functioning in your areaand categorise them on the basis of ownership, purpose etc. (ITenabled)

2. Collect information (using internet or depending readingmaterials or interview with experts) regarding Central Banks ofvarious countries, the names of currencies in each countryincluding India and the exchange rate with Indian currency.Submit report.

3. Make a comparative study of the major business operations ofdifferent types of banks and submit a project report.

4. Make a field study in your neighboring area and collectinformation regarding families who have opened bank accountand their nature of transactions with the bank and submit agraphical presentation of it.

5. Prepare a report on the major features of the latest monetary policyof RBI.

6. Collect information from the manager of a commercial bank/exploring information from internet about detecting of fakecurrency, and conduct awareness classes to parents, students,teachers, and other sections of the society.

7. Sugunan went to bank and exchanged half portion of a mutilatedcurrency of rupees 1000. The banker accepted it and gave onlyrupees 500. A dispute took place between banker and thecustomer regarding the amount and the customer demandedrupees 1000 for his mutilated currency and the banker denied it.Study the case and present the valuation procedure of mutilatedcurrency notes.Hint: Anaalyse the case. 2. Collect information from the bank.3.study the valuation procedure of mutilated currency. 4. Prepareand present report.

8. Conduct a comparative study on the basis of features of SBAccount, FD account, RD account, CD account different types ofloans, and prepare brochure on each of them. (IT enabled)

9. Calculation of simple and compound interest of FD and loan.(Excel)

10. Calculation of EMI of different loans. (IT enabled)11. Prepare procedure of opening different types of bank account as

per KYC norms (Application form, identity card, specimensignature card, pay in slip, ledger, pass book, cheque, andwithdrawal slips etc).

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12. Case study of principles of sound lending.13. Conduct a mock bank in your school.14. Conduct a seminar on the basis of project report on comparative

study about different general utility services, and agency servicesrendered by commercial banks, co-operative banks and privatebanks.

15. Make a project report on features, advantages, disadvantages,benefits etc of different types of accounts.

16. Make a study of primary deposits and derivative deposits ofbanks in the country. Write the merits of credit creation by banksin the development of the country. Submit a report.

17. Draft a letter to a customer who makes overdue in his loan account(IT enabled).

18. Inform the customer about the variation in the rate of interest of hishousing loan by letter, SMS and telephonic communication.

19. Write a stop memo to the banker informing the loss of a cheque (ITenabled).

20. Draft application letter requesting the banker to issue a chequebook (IT enabled).

21. Write a letter for closing the SB account of a customer.22. Prepare and give standing instruction to the banker for payment

of insurance premium, electricity bill, telephone bills, EMI (ITenabled).

23. Prepare an SB account statement of a customer.24. The sales speeches, from youtube, of some persons are

demonstrated before students, and asked them to make salesspeeches. Defects are identified and rectified (Importance ofverbal and non-verbal communication are explained to students).

25. Role play on selling of banking products. Importance of verbalcommunication, non-verbal communication, dress code, apt useof words etc should be clearly identified.

26. Prepare brochure exhibiting the terms and conditions of thefollowing loans and advances. (IT enabled)a. Education loanb. Housing loanc. Gold loan

27. Case study on security requirements and margin requirements.28. Prepare a project report describing valuation procedure of

securities.

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29. Role play of an agriculturist for a specific loan. The role play willexhibit the importance, purpose, timing of assistance, nature ofsecurity, rate of interest, repayment, capital contribution of theborrower etc of loans/advances.

30. Draft a letter to the banker for closing the loan account (ITenabled).

31. Make a letter of hypothecation (IT enabled).32. Make mortgage deed (IT enabled).33. Make pledge agreement (IT enabled).34. Write a script on the topic of marketing of a car loan designed by

a bank and present it in the class room as a ‘sales talk’.35. Case study of minor who approaches a bank for opening a current

account. The banker denies his request. Analyse the case on thebasis of precautions to be taken while dealing with the varioustypes of customers. Prepare a case study report.

36. Conduct a comparative study on the difference between legalmortgage and equitable mortgage. A face to face interaction withclients concerned is suggested.

37. Write a letter to the banker informing the wrong transactionoccurred in ATM withdrawal (IT enabled).

38. Write an application to the banker for changing a single SB accountinto a joint account and vice versa. (IT enabled)

39. Prepare a project report on the topic of ‘malpractices and misuseof debit card and credit card and precautions to be taken to checksuch activities’.

40. Prepare a specimen form of promissory note, bill of exchange.41. Make different types of crossing of cheque by using specimen

copy of a cheque and write down the features of crossing.42. Make different types of endorsement by using specimen form of

a bill of exchange.43. Prepare specimen of DD application form and a specimen of DD.44. Calculation of due date of bill of exchange and promissory note.45. Prepare specimen form of various pay in slips and other forms.46. Write a notice of dishonour of a cheque (IT enabled).47. Write a letter to the bank for countermands the payment of cheque

issued (IT enabled).48. Write an application for issuing gift cheque (IT enabled).49. Preparation of day book, trial balance, profit and loss account,

appropriation account, and balance sheet in scheduled form.

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50. Prepare bank reconciliation statement for a bank.51. Prepare a table showing DD commission for various amounts.

INSTRUCTIONS FOR PRACTICALS1. Every student should have a big size record book for recording

practical activity.2. The students should write the questions and results of the practical

activity in the record book neatly and legibly and the book shouldbe maintained properly.

3. The record book must be periodically evaluated by the vocationalteacher.

4. At the end of each module, the Vocational Teacher must examinethe record book and give score.

5. The score provided for record maintenance should be consideredin providing final Continuous Evaluation and PracticalEvaluation Score.

6. Importance must be given for IT enabled practical.7. The teacher/instructor must provide keyboard practice to

students.

Module II - Computer Application

ABOUT THE MODULE

The module Computer Application in Banking and Insurance servicesfocuses on training the students in advanced features of softwareapplications commonly used in the 21st century workplace includingword processing, electronic worksheets, database management,presentation graphics, web development, ICT based businesscommunication skills, installation of software and troubleshootingcomputers. The Information and Communication Technology hasrevolutionised the entire spectrum of life and living. In this currentscenario, there is enormous scope for skilled manpower. This moduleleads the students to the exciting world of IT and associated services. Ithelps the students to learn and understand the basics of computerapplications as well as the advanced features of some softwareapplications. It also addresses the need to understand the world ofbusiness and the world of computer applications in an organised way.The main objective of this module is to develop professionals to meetthe requirement of Office Automation and electronic data processing.Special importance is provided to understand the practical usage inspecific work areas of computers.

EXPECTED SKILLS• Logical

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• Creativity• Resilience• Data entry• Web designing• Accuracy• Customer relations skills• Communication skills• Presentation skills

SYLLABUSUnit 2.1 Information technology

Introduction to Information Technology - Data processing - Datapresented inside a computer - Characteristics of computers - History ofcomputers - Evolution of computers - Classification of computers -Hard wired programming and stored program concept - ComputerOrganisation - Computer as a data processing machine - Basic computeroperations - Functional units - System components - Input/Outputports (I/O ports) - Microprocessor - The Memory - Memoryorganisation - Types of memory - Advanced portable storage devices- Memory hierarchy - Input /Output Devices - Computer Software -Software - Classification of software - Malicious Software - Copyright- Software piracy Licensing - Free software philosophy - Application ofinformation Technology - Communication - Business - Medicine andHealth care - Entertainment - E-Governance - Education - Engineeringmanufacturing - Science - IT policy in Kerala state - E-commerce - M-commerce - Online trading - Net-BankingUnit 2.2 Computer hardware and operating system

Components of a Personal Computer - Parts of a personal computer -Booting - BIOS - POST - Disk Operating System - Windows 7 OS - Basicfile and folder operations - Accessories - Installing and ManagingWindows 7 - Steps to install Windows 7 - Hard drive preparation -Formatting - Device Driver - Installing a printer driver - Changing fileviews in windows7 - Control panel - User creation and rights - Troubleshooting - Creating start-up disk - Sharing files - Internet connection andFirewall -Windows Explorer- Installing MS office- Installing DTPsoftware - Installing Tally - Maintaining Computer Software -Transferring computer data - Maintaining computer software.Unit 2.3 Office Automation

Office Automation basics - Concept of office - Nature of work in office- Need for office automation - MS Word - User interface of MS word -Creating a document - MS Excel - Starting MS Excel - User interface of

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MS Excel - The work sheet - Formula - Sorting - Working with chart - MSPower point - Creating presentation in different ways - Inserting a newslide - Adding themes - Saving a presentation - Set up the show - MSAccess -Advantages of DBMS - Data Models - Terminologies used inRBDMS - MS Access - Creating a query in the query design option -Creating a form using Form wizard - Reports - Import - MS OutlookUnit 2. 4 Linux and Open Office

Introduction to Linux -History of Linux - Advantages of GNU Linux -Linux file system structure - Linux Kernel - Login and logout in Linux- Linux command - Open Office writer - Introduction to Open office -Apache Open Office - System requirement Starting Open Office Writer- Advanced features of Open Office Writer - Character Formatting -Background Colour - Paragraph Formatting - Bullets and Numbering -Indents - Creating an index of a document - Open office calc -Selectingcells - Cell formatting - Inserting Rows/Columns - Built in functions -Charts in Calc - Addressing Cells - Data Range - Work sheet -Auto fill- Filter - Data Sorting - Totals and sub totals - Protection - Open officeimpress - Important features of impress - Bringing different objects intoslides - Adding Text - Different views - Adding New Slides to YourPresentation - Background - Slide Transition - Animating objects in aslide -Watching slide show.Unit 2.5 Internet and Malayalam Computing

Introduction Computer Networks - LAN Topologies - Protocols -Connectivity devices -Windows 7 Firewall Settings - Internet and Email- History of the Internet - Connecting Computer to Internet Connection- World Wide Web (WWW) - Web Browser - Search Engines - Email(Electronic mail) - Creating and using free email account with Gmail -Types of Internet Web page Designing - HTML-Starting with HTML -Attributes of <HTML> tag

Malayalam Computing - Malayalam through Computers - FreeSoftware and Language Computing - Malayalam and Technology -Malayalam digital Technology - Unicode -Malayalam UsingTransliteration - Malayalam Word Processing - Downloading andInstalling Malayalam Fonts - Installing Fonts in Windows - How toenable Malayalam in Web Browsers? - Malayalam in UBUNTU -Malayalam keyboard and Typing - Ethical and Social Issues inInformation Systems.

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MODULE 2

COMPUTER APPLICATION

LEARNING OUTCOMES

The learner will be able to:2.1.1. Explain the characteristics of a computer2.1.2. Distinguish between Data, Information and Knowledge2.1.3. Describe the storage capacity of a computer system2.1.4. Describe the growth and development of computers in different

stages2.1.5. Identify different computer generations2.1.6. Classify the computers as Micro, Mini, Mainframe and Super

computer.2.1.7. Identify the major parts of a computer.2.1.8. Identify the various functions of the units2.1.9. Recognise the various units of a computer through a block

diagram2.1.10. Identify different components such as motherboard, chipset,

bus and expansion slot.2.1.11. Connect the various devices to the appropriate port2.1.12. Recognise various microprocessor such as Intel and AMD2.1.13. Compare the characteristics of the microprocessor, Intel and

AMD.2.1.14. Describe memory organisation structure of a computer2.1.15. Acquire knowledge on different types of memory elements2.1.16. Distinguish between primary and secondary memory2.1.17. Identify different RAM and ROM technologies2.1.18. Differentiate between sequential access and direct access device2.1.19. Identify various secondary storage devices2.1.20. Identify various portable storage devices.2.1.21. Describe different input devices2.1.22. Explain the use of each device and its significance2.1.23. Describe different output devices2.1.24. Describe the use of each device and its significance.2.1.25. Identify the relevance of software2.1.26. Acquire knowledge on software classification2.1.27. Explain the use, functions and types of operating system2.1.28. Describe the stages of development of computer languages

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2.1.29. Classify programming languages in different categories2.1.30. Distinguish between different types of translators2.1.31. Identify different types of malicious software2.1.32. Judge the aspects of "Free software Philosophy" and software

piracy.2.1.33. Explain the basics of Information technology2.1.34. Describe the roles of IT in various areas of our lives2.1.35. Explain e-commerce and m-commerceUnit 2.2 Computer Hardware and operating System2.2.1. Describe the hardware components present inside CPU cabinet2.2.2. Explain the functions of various components of CPU cabinet2.2.3. Identify activities in the booting process2.2.4. Recognise the concept of BIOS and POST.2.2.5. Execute commands such as Date, Time etc2.2.6. Explain the file structure of DOS2.2.7. Create and modify files using DOS commands2.2.8. Identify the components of operating system2.2.9 Create and manage files and folders2.2.10 Work with some basic applications that comes with Windows.2.2.11. Install device driver2.2.12 Install windows 8 Operating system2.2.13 Install various application software2.2.14 Describe the steps to setup an internet connection2.2.15 Explain control panel, firewall and troubleshooting.2.2.16 Transfer data from one computer to another2.2.17 Write data to a CD or DVD2.2.18 Install and use antivirus software2.2.19 Clean cookies2.2.20 Defragment diskUnit 2.3 Office Automation2.3.1 Describe the concept of office2.3.2. Explain nature of works in an office2.3.3. Identify the needs for office automation.2.3.4 Launch MS word2.3.5. Identify components of MS word2.3.6 Format text paragraph

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2.3.7. Insert tables, graphics, word art, clip art etc2.3.8. Use tools like mail merge, spell check and grammar etc.2.3.9. Start MS Excel2.3.10 Identify the components of MS Excel user interface2.3.11. Create workbook and work sheets2.3.12 Insert formulae and functions2.3.13. Sort and filter data in tables insert charts2.3.14 Launch Microsoft power Point2.3.15 Create a presentation using blank template and custom

template2.3.16 Insert and format objects2.3.17 Add transitions to slides2.3.18 Save a presentation2.3.19 Set up slide show2.3.20 Identify the advantages of data base2.3.21 Recognise different types of data base system2.3.22 Identify the terminologies related with RDBMS2.3.23 To start MS Access, Create, Edit and Manipulate data in a data

base2.3.24 Apply sorting, filtering on data2.3.25 Create query using query wizard2.3.26 Create reports using report wizard2.3.27 Import and export dataUnit 2.4 Linux and Open Office2.4.1 Distinguish between free and property software2.4.2 List the salient features of Linux2.4.3 Explain the Linux file structure2.4.4 Identify the basic Linux commands and practise them2.4.5 Describe GNU General public license2.4.6 Identify Apache open office 42.4.7 Identify the general features of Open OfficePackage2.4.8 Explain the features of Open office writer2.4.9 Give background colour to for the text2.4.10 Format paragraphs2.4.11 Set indents and spacing and set different tabs2.4.12 Create index

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2.4.13 Describe the various of features of Calc2.4.14 Enter and edit data in cells2.4.15 Enter formulae in cells2.4.16 Format cells2.4.17 Insert rows/columns/sheets2.4.18 Describe absolute and relative referencing2.4.19 Give names ranges2.4.20 Add, rename and delete worksheets2.4.21 To apply autofill to data sequence2.4.22 Apply filter2.4.23 Sort data2.4.24 To find totals and sub totals2.4.25 Identify cell protection.2.4.26 Identify important features of impress2.4.27 List various window components of Open office into slides2.4.28 Analyze the need of grouping objects2.4.29 Demonstrate inserting and cropping images2.4.30 Identify the need of slide transition2.4.31 Apply and remove transition effects to slides2.4.32 Apply and remove animation effects to an object2.4.33 List the steps required for playing and saving presentations.Unit 2.5 Internet and Malayalam computing2.5.1 Identify the need of network2.5.2. Identify different topologies2.5.3. List various protocols2.5.4. Identify different connectivity devices2.5.5. Describe firewall settings2.5.6. Identify different types of modem2.5.7 Describe the advantages of Internet2.5.8 Explain the concept of web page and website2.5.9 Identify the use of web browser2.5.10 Describe the benefits of e mail2.5.11 Create email account, compose email and send email.2.5.12 Identify basic HTML tags2.5.13 Differentiate tag and attribute2.5.14 Write HTML code to create simple web pages

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2.5.15 Create different types of lists2.5.16 Use anchor tag2.5.17 Create table, frameset and forms2.5.18 Create simple websites2.5.19 Recognise with Malayalam computing concepts2.5.20 Analyze the efforts done so far to strengthen our mother tongue

using the possibilities provided by Information andCommunication Technology.

2.5.21 Identify Malayalam fonts in Unicode2.5.22 Identify the various Malayalam fonts in word processor2.5.23 Download and install Malayalam Fonts2.5.24 Familiarize with using Malayalam in word processor2.5.25. Comprehend the ethical and social issues related to information

systems2.5.26 Identify the key technology trends that raise ethical issues2.5.27 Recognize the information rights lie privacy and freedom in the

Internet age2.5.28 Identify terms like intellectual property,2.5.29 Accountability and liability in relation to information systems

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VHSE CurriculumD

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ious

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twar

e•

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right

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ftwar

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racy

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cens

ing

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ee s

oftw

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philo

soph

y

App

licat

ion

of I

nfor

mat

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hnol

ogy

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mm

unic

atio

n•

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ines

s•

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icin

e an

d H

ealth

car

e•

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rtain

men

t•

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over

nanc

e•

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atio

n•

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neer

ing

man

ufac

turin

g•

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nce

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pol

icy

in K

eral

a sta

te.

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com

mer

ce•

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omm

erce

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nlin

e tra

ding

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et-B

anki

ng

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esen

tatio

n•

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ussio

n on

typ

es o

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ftwar

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com

pute

rs

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iscus

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esen

tatio

n•

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d visi

t•

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the

help

of

inte

rnet

des

crib

eth

e ap

plic

atio

n of

IT

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entif

y th

e re

leva

nce

of s

oftw

are

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cqui

re k

now

ledg

e on

sof

twar

ecl

assif

icat

ion

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plai

n th

e use

, fun

ctio

ns an

d ty

pes

of o

pera

ting

syste

m•

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crib

e th

e sta

ges

ofde

velo

pmen

t of

co

mpu

ter

lang

uage

s•

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sify

prog

ram

min

g la

ngua

ges i

ndi

ffere

nt c

ateg

orie

s•

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ingu

ish b

etw

een

diffe

rent

type

sof

tran

slato

rs•

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tify d

iffer

ent t

ypes

of m

alic

ious

softw

are

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dge

the

aspe

cts

of

"Fre

eso

ftwar

e Phi

loso

phy"

and

softw

are

pira

cy.

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plai

n th

e ba

sics

of I

nfor

mat

ion

tech

nolo

gy•

Des

crib

e th

e ro

les o

f IT

in v

ario

usar

eas

of o

ur li

ves

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plai

n e-

com

mer

ce

and

m-

com

mer

ce.

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otes

in ac

tivity

log

•R

epor

t pre

para

tion

Uni

t 1:

Inf

orm

atio

n Te

chno

logy

Page 32: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 84

Banking & Insurance

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Com

pone

nts o

f a p

erso

nal C

ompu

ter

•Pa

rts o

f a

pers

onal

com

pute

r•

Boot

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IOS

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ST

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ope

ratin

g sy

stem

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icro

soft

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Ope

ratin

g Sy

stem

(MS

DO

S)

Win

dow

s 7

oper

atin

g sy

stem

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indo

ws 7

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asic

file

and

fold

er o

pera

tions

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cces

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allin

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anag

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dow

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stalli

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o in

stall

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dow

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d dr

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prep

arat

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rmat

ting

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evic

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river

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stalli

ng a

prin

ter d

river

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hang

ing

file

view

s in

win

dow

s7•

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trol p

anel

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ser c

reat

ion

and

right

s•

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ble s

hoot

ing

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reat

ing

start-

up d

isk•

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files

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bser

vatio

n•

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ussio

n•

Prac

tice

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tera

ctiv

e le

ctur

e w

ith th

e he

lp o

fco

mpu

ter

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iscus

sion

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actic

e•

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paris

on w

ith p

revi

ous v

ersio

ns

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emon

strat

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iscus

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stalli

ng w

indo

ws

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escr

ibe

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t in

side

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cabi

net

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plai

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nctio

ns o

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rious

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pone

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PU c

abin

et•

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tify

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in

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boot

ing

proc

ess

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ecog

nise

the

con

cept

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BIO

San

d PO

ST.

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mm

ands

suc

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me

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plai

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e str

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ate a

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OS

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man

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m•

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te

and

man

age

files

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lder

s•

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k w

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asic

appl

icat

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that

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es w

ith W

indo

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stall

devi

ce d

river

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stall

win

dow

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stem

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stall

vario

us ap

plic

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ftwar

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ps t

o se

tup

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tern

et c

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ain

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ssig

nmen

t•

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es in

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ity lo

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otes

in ac

tivity

log

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b as

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men

t

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otes

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log

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b as

sess

men

t

Uni

t 2

Com

pute

r H

ardw

are

and

Ope

ratin

g Sy

stem

Page 33: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 85

VHSE Curriculum

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

•In

tern

et c

onne

ctio

n an

d Fi

rew

all

•W

indo

ws E

xplo

rer

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stalli

ng M

S of

fice

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stalli

ng D

TP s

oftw

are

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stalli

ng T

ALL

YM

aint

aini

ng o

f C

ompu

ter

syst

em•

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sfer

ring

com

pute

r da

ta•

Mai

ntai

ning

com

pute

r sof

twar

e.•

Inte

ract

ive

lect

ure

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T pr

esen

tatio

n•

Disc

ussio

n w

ith

the

help

of

com

pute

r

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ansf

er

data

fro

m

one

com

pute

r to

anot

her

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rite

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CD

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VD

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stall

and

use

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irus

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ean

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ies

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efra

gmen

t disk

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otes

in ac

tivity

log

Uni

t 2

Com

pute

r H

ardw

are

and

Ope

ratin

g Sy

stem

Page 34: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 86

Banking & Insurance

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Offi

ce A

utom

atio

n ba

sics

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ncep

t of o

ffice

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atur

e of

wor

k in

offi

ce•

Nee

d fo

r offi

ce a

utom

atio

n

MS

Offi

ce•

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ting

MS

wor

d•

Use

r in

terfa

ce o

f M

S w

ord

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eatin

g a

docu

men

t•

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rt he

ader

and

foo

ter

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hang

ing

row

s he

ight

and

col

umns

wid

th.

MS

Exce

l•

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ting

MS

Exce

l•

Use

r in

terfa

ce o

f M

S Ex

cel

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e w

ork

shee

t•

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ulae

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rting

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orki

ng w

ith c

hart

MS

Pow

er p

oint

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unch

ing

MS

pow

er p

oint

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reat

ing

pres

enta

tion

in

diffe

rent

way

s•

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rting

a n

ew s

lide

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ddin

g th

emes

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ving

a p

rese

ntat

ion

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t up

the

show

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iscus

sion

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eld v

isit

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epar

atio

n of

pro

posa

l for

m, l

ette

rof

hyp

othe

catio

n, m

ortg

age

deed

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o da

ta•

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arat

ion

of in

vita

tion

lette

r and

add

addr

ess

usin

g m

ail m

erge

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epar

atio

n of

br

ochu

re

abou

tba

nkin

g pr

oduc

ts•

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alcu

latio

n•

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arat

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of ra

nk li

st by

colle

ctin

gna

me

and

mar

k of

10

stud

ents

in a

subj

ect (

use

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ng)

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atem

ent

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epar

atio

n of

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ia e

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ibe

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conc

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plai

n na

ture

of w

orks

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ce•

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tify

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need

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r of

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auto

mat

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d•

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tify

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pone

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ord

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rmat

text

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agra

ph•

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rt ta

bles

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phic

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ord a

rt, cl

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t et

c•

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ail

mer

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spel

lch

eck

and

gram

mar

etc

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t MS

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l•

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tify

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com

pone

nts

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inte

rface

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reat

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orkb

ook

and

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k sh

eets

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sert

form

ulae

and

func

tions

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rt an

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ter d

ata

in ta

bles

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sert

char

ts•

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ch M

icro

soft

pow

er P

oint

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reat

e a

pres

enta

tion

usin

g bl

ank

tem

plat

e an

d cu

stom

tem

plat

e•

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rt an

d fo

rmat

obj

ects

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dd tr

ansit

ions

to sl

ides

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ve a

pre

sent

atio

n•

Set u

p sli

de sh

ow

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otes

in ac

tivity

log

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b as

sess

men

t

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hart

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otes

in ac

tivity

log

•La

b as

sess

men

t

Uni

t 3:

Off

ice

Aut

omat

ion

Page 35: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 87

VHSE Curriculum

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

MS

Acc

ess

•A

dvan

tage

s of

DBM

S•

Dat

a M

odel

s•

Term

inol

ogie

s use

d in

RBD

MS

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S A

cces

s•

Cre

atin

g a

quer

y in

the

quer

y de

sign

optio

n•

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atin

g a

form

usin

g Fo

rm w

izar

d•

Rep

orts

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port

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epar

e a

dat

abas

e of

stu

dent

s in

the

clas

s•

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are

shop

det

ails

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epar

e pr

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list,

custo

mer

det

ails

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entif

y th

e te

rmin

olog

ies

rela

ted

with

RD

BMS

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sta

rt M

S A

cces

s, C

reat

e, E

dit

and

Man

ipul

ate

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se•

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ly so

rting

, filt

erin

g on

dat

a•

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ate

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y us

ing

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y w

izar

d•

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ate

repo

rts u

sing

repo

rt w

izar

d•

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rt an

d ex

port

data

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entif

y th

e th

e ad

vant

ages

of d

ata

base

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ecog

nise

the

diff

eren

t ty

pes

ofda

ta b

ase

syste

m

•N

otes

in ac

tivity

log

Uni

t 3:

Off

ice

Aut

omat

ion

Page 36: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 88

Banking & Insurance

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

Intr

oduc

tion

to L

inux

•H

istor

y of

Lin

ux•

Adv

anta

ges

of G

NU

Lin

ux•

Linu

x fil

e sy

stem

stru

ctur

e•

Linu

x K

erne

l•

Logi

n an

d lo

gout

in L

inux

•Li

nux

com

man

ds

Ope

n of

fice.

org

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trodu

ctio

n to

Ope

n of

fice

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pach

e O

pen

Offi

ce•

Syste

m r

equi

rem

ent

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artin

g O

pen

Offi

ce w

riter

Adv

ance

d fe

atur

es

of

open

of

fice

wri

ter

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arac

ter

Form

attin

g•

Back

grou

nd C

olou

r•

Para

grap

h Fo

rmat

ting

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llets

and

Num

berin

g•

Inde

nts

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reat

ing

an in

dex

of a

doc

umen

t

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iscus

sion

on

the

prev

ious

know

ledg

e in

scho

ol le

vel

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epar

atio

n of

repo

rts re

gard

ing

the

vario

us c

omm

ands

use

d in

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ux

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ompu

ter p

ract

ical

lab

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iscus

sion

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esen

tatio

n•

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onstr

atio

n•

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ussio

n•

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igni

ng le

tters

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istin

guish

be

twee

n fre

e an

dpr

oper

ty s

oftw

are

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st th

e sa

lient

feat

ures

of L

inux

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plai

n L

inux

file

stru

ctur

e•

Iden

tify

the b

asic

Lin

ux co

mm

ands

and

prac

tise

them

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escr

ibe

GN

U

Gen

eral

pu

blic

licen

se•

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tify

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che

open

offi

ce 4

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entif

y th

e ge

nera

l fe

atur

es o

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pen

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ce P

acka

ge•

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ain

the f

eatu

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n of

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writ

er

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rmat

font

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e bac

kgro

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colo

ur fo

r the

text

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rmat

par

agra

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tdi

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port

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omm

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b A

sses

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•N

otes

in ac

tivity

log

Uni

t 4:

Lin

ux a

nd O

pen

Off

ice

Page 37: VHSE Curriculum - SCERT · Due to the recommendation of "Malhotra Committee" report 1999, the ... Banking and Insurance Services should be implemented for the vocational course. The

Page - 89

VHSE Curriculum

DET

AIL

ED E

LEM

ENTS

OF

UN

IT

Idea

s/C

once

pts/

Skill

Lear

ning

Out

com

esSu

gges

ted

Act

iviti

esA

sses

smen

t

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n O

ffice

cal

c•

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n of

fice

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lect

ing

cells

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ll fo

rmat

ting

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olum

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in fu

nctio

ns•

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c•

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a Ra

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pres

s•

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ects

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slide

show

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tera

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activ

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shee

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ket

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raph

s, sa

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Banking & Insurance

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VHSE Curriculum

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Banking & Insurance

Practical ActivitiesFamiliarisation of Word Processing Advanced VersionExploring new features of MS Word - Starting Microsoftword - Exploringthe user enterface of MS Word - understand mini tool bar - familiar keytips and screen tips - exlporing tabs in robbon - understand home tab- insert tab page layout tab - no reference tab- mailing tab - review tab- view tab - Design tabCreating and saving a document - saving the document in compactableformat - saving document as pdf file - creating a blank document - createa document based on template - opening an existing document - closingthe document - quting from MS WordWorking with first document in MS word 2010Preparing the first document - setting the page margin - changing thepage size - changing the page orientation -working with textAdding text in a document - editing text - creating butted and numberedlist - applying text format - changing font and font size text - applyingbold/italic/underline - applying strike through, subscript and superscribt - changing the color of the text, copying and clearing formatCreating and AutoCorrect and auto text entryCreating AutoCorrect entries from existing text and images- modifyingan AutoText entry - deleting AutoText and AutoCorrect entrySetting intent for paragraphAdding a paragraph border - changing the page back ground - applyinga back ground color - add, built - in water mark - creating and applyingcustom and water mark - adding a page borderInserting an equationFamiliar with equation, Tools, Design tab - Saving equations in thegallery - Inserting header and footer- Changing the document view -creating, modifying and deleting footnotes and end notes -Printing the documentPreviewing a document - setting print options - proof reading adocument - performance, spelling, grammer check- using treasures -using the word count feature - working with the auto correct option,restricting editing in a document inserting and removing commandsReviewing documentTracking changes - Accepting and rejecting changes - changing the colorand format of tracked canges - tracking changes by author - saving a finalcopyWorking with pictureworking with graphical object - inserting picture, clip art and shape -inserting smart art graphic - inserting a word art - creating a drawing -

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VHSE Curriculum

changing the drawing object order - re-sizing a drawing object -grouping drawing objectAdvance operatin on graphicaal objectCroping a picture - removing aback ground of apicure - changing brightness or contracxt of a pitcure - setting height and width of a picutre -wraping textWorking with tableCreating a table using table icon - drawing/ inserting a table- modifyingthe layout of a table /changing the table size- spliting and merging cells- adding raws and coloumns in an existing table - changing raw heightsand coloumns width - merging and spitting cells , splitting a tableText positioning and directioningsorting a table - converting text to a table - side by side table - changingcell margins and cell spacing - inserting formula adding borders andshadings - speed practice to maintain speed @ 30 wpm using computerkey boardUsing mail merge envelopes and lablelsCreating a docoument using mail merge - setting the environment formail merge - adding and editing receipinant - inserting merge fieldpreviewing and finishing mail merge -creating envelopes andlablesPrinting envelops and lablesCreating a docoument for formatingInserting a reference - using a place holder - managing sources - insertinga bibliography - intexing, table of content , field - creating a concordancefileSpeed practice Starting from 20wpm to 40 wpm in computerkey boardMalayalam Key Board Practice using ISMPractice the installation of ISM Soft ware -Usee of ISM Software in Malayalam - Selecting script as Malayalam -Key board either inscript orTypewritter - setting the tune etc.Type Simple Paragraphs - Formating various letters in Malayalam -Preparation of other documets in malayalamUnderstand HTML TagsUse of HTML Tags - Use Structure tags of HTML - Uses breaks andparaagrapahs - change font, color and size of the text - draw horizontaltool - create lists - insert images in to the web page.Use HTM Tags for creating simple web page:Create simple web page - apply background color of the page - createlist - unordered list - ordered list - definition list - nested list - create tablein html - create link internal and external - create forms and frames

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Banking & Insurance

Working with MS ExcelCreate a new work bookd - insert ,merge and delete rows, coloumns andcellsusing formatting tools, special and conditional formating usingformulas - inser charts, pictures, tablesWorking with Ms power pointCreate new slide - formating slide - insert tables and charts - creatng aslide show using slide trasition and animation effects - running the slideshowList of experinmentsIdentify internal hardware - eripheral components - familiarising withoperating system along with file mangaement command like createcopy, move, delete and rename files and folders - preapare and prontbiodata with a coveing letter using word procoessor/ templatesCalculation of total marks, grade bases on bountry cnditions for nnumbers of students using spread sheetExperinments for burning the content into optical disk - preparation ofpresentation with trasition and animatioons, insertion of scannedimages and internet contentse-mail id creation - senting and receaving an email with attachmentsProofreading IntroductionCourse: Keyboarding ApplicationsLearner will able toa. improve composition and editing skills.b. demonstrate good editing skills.c. Recognize and use proofreader's marksd. Identify and correct ErrorsTime Duration:25 minutes(The first 10 minutes of class will be a warm up activity. Lesson will takeapproximately 20-25 minutes and remaining class time will be used forkeyboarding drill and practice.)Overview:This lesson is an overview of proofreading marks and howthey are used to indicate corrections on documents.Materials:Proofreading Marks page for each student, ProofreadingMarks PowerPointActivities and Procedures:1. Warm-up2. Pass out a proofreading marks page to each student.3. Project Proofreading Marks PowerPoint on a SmartBoard,

Interwrite Board, or white board.4. Go through slides giving an explanation for each proofreading

mark, how and when it should be used.

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VHSE Curriculum

5. Invite students to volunteer to come up to the board and draw theproofreading mark on the board in the appropriate places in theexample.

6. Discuss any additional proofreading marks indicated on theproofreading marks page.

7. Allow the students to work on their drill and practice software forthe rest of the class period.

Other Activities: Create short excerpts from a children's story book witherrors on them. Pass them out to the students a let them practice usingthe proofreading marks to show the corrections needed.

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Banking & Insurance

Proofreading Marks PageMark Meaning Example

Paragraph or Enter Start a new paragraph or movetext down

Close up, no space

Delete and close up

Insert Space

Insert word or letter

Transpose

Insert comma

Insert period

Lower case

Align

Move left

Move right

Delete

Microphone

Microphone

MicrophoneKeyboardSpeaker

( )

Spell Out

Insert parentheses

Where are u?

The two parts (microphonesand speakers) are

The microphone

The Microphone

Capitalize

A "feature" phone

Insert semicolon

Insert quotationmark

Insert colon

The keyboard; however

Insert apostrophe

Collect the following:

The keyboard's location

Set up the keyboard.

The keyboard, when

Frequencies travle

Call forwaring

Callforwarding

The micro-processor

The key board

The the keyboard

,.

:

;

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VHSE Curriculum

Model 1

Apply proofreading marks to correctly revise the memo below.

You should find 15 errors that need to be marked for correction.

TO: SuzanneHamlin

FROM: Elizabeth A. ross

DATE: August 6, 2006

SUBJECT:MACBETH QUOTE

I enjoyed our visit last week at the class reunion. How quickly timepasses; it seems like only yester day that we gradauted. Of course aclass reunion is a quick reminder that it wasnt yesterday

I was able to find the quote that we discussed with the group on friday.Your memory definitly serves you better than mine; it was a quote fromGeorge Bernard Shaw. However, he was referring to shakespeare'sMacbeth. Here is the exact quote by Shaw: Life is not a briefcandle. Itis a splendid torch that I want to as brightly as possible make burn beforehanding it on to future generations.

I was glad to to see that so many of our classmates are living lives as"splendid torches" rather than as "brief candles."

Solution 1.

Name KEY Period

TO: SuzanneHamlin

FROM:Elizabeth A. ross

DATE: August 6, 2006

SUBJECT: MACBETH QUOTE

I enjoyed our visit last week at the class reunion. How quickly timepasses; it seems like only yester day that we gradauted. Of course aclass reunion is a quick reminder that it wasnt yesterday .

I was able to find the quote that we discussed with the group on friday.Your memory definitly serves you better than mine; it was a quote fromGeorge Bernard Shaw. However, he was referring to shakespeare'sMacbeth. Here is the exact quote by Shaw: Life is not a briefcandle. Itis a splendid torch that I want to make burn as brightly as possiblebefore handing it on to future generations.

I was glad to to see that so many of our classmates are living lives as"splendid torches" rather than as "brief candles."

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Banking & Insurance

Pratical 2

Keyboarding Lessons

Unit 1:

The home row of the keyboard is the most important to the touch?typist.

When at rest the typist's fingers are positioned, lightly, on the A?S?D?Fkeys for the left hand, and the J?K?L?;

keys for the right hand.o The left index finger will control the F and G keys, the right index

finger will control the J and H keys.o The left middle finger will control the D key, the right middle

finger will control the K key.o The left ring finger will control the S key; the right ring finger will

control the L key.o The left little finger will control the A key, the right little finger will

control the ; key.o The spacebar is controlled by the right thumb.

Lesson 1

Exercises:

Exercise 1:

asdfg hjkl; asdfg hjkl; ;lkjh gfdsa asdfg hjkl; ;lkjh gfdsa ;lkjh gfdsa

Exercise 2:

ah had lag slag ah had lag slag ah had ah had lag slag

Exercise 3:

Please type

hash flash ask has hash flash ask has hash hash flash ask hash

Exercise 4:

Please type

dash gash lash dash gash lash dash gash lash dash gash lash

Exercise 5:

Please type

lad sash flag lad sash flag lad sash flag lad sash flag lad sash

Exercise 6:

Please type

fall gall hall lass fall gall hall lass fall fall gall hall lass fall

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VHSE Curriculum

Exercise 7:

Please type

glass alfalfa adds glass alfalfa adds glass alfalfa adds glass alfalfa

Exercise 8:

Please type

sad shall salad sad shall salad sad shall salad sad shall salad sad shall

Exercise 9:

Please type

ash glad alas ash glad alas ash glad alas ash glad alas ash glad alas

Exercise 10:

Please type

all flask half all flask half all flask half all flask half all flask half

Lesson 2:

The third row of the keyboard is the Q?W?E?R?T?Y row.o The left index finger will control the R and T keys, the right index

finger will control the Y and U keys.o The left middle finger will control the E key, the right middle

finger will control the I key.o The left ring finger will control the W key, the right ring finger will

control the O key.o The left little finger will control the Q key, the right little finger will

control the P key.

Lesson 2

Exercises:

Exercise 1:

Please type

qwert yuiop qwert yuiop ; poiuy trewq poiuy trewq qwert yuiop qwert

Exercise 2:

Please type

till quail tight yell; will those feat lake hash till quail tight yell; will

Exercise 3:

Please type

re this flay queue; there rail sale gypsy is wire this flay queue; there

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Banking & Insurance

Exercise 4:

Please type

usher wake yaw tide; quash their light rash that usher wake yaw tide;

Exercise 5:

Please type

slit guide tale rage; the depth quest your these slit guide tale rage;

Exercise 6:

Please type

tale trash slide day; take urge wages wake typist tale trash slide day;

Exercise 7:

Please type

play rest jaw quail; why fell its well peat two play rest jaw quail; why

Exercise 8:

Please type

typed sure peep sill; ogre rate quell paw yap use typed sure peep sill;

Exercise 9:

Please type

if do pit dug wary; quaff law stop lair gate here if do pit dug wary;

Exercise 10:

Please type

go her with hit; fight tug quill day saw yippee go her with hit; fight tug

Lesson 3:

Once you have mastered the first row first row of the keyboard, theZ?X?C?V?B row, you will have learned all

the alpha keys on the keyboard, the most popular punctuation keys. Wewill also introduce capitals letters in

this lesson.

Your keyboard should have two shift keys, one to the left, one to theright. The typist will use the little finger

of their inactive hand to work one of the shift keys when capitals areneeded.

So, if you are to type a capital R, you will strike the R key with the indexfinger of your left hand while

depressing the shift key with the little finger of your right hand.

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VHSE Curriculum

The left index finger will control the V and B keys, and the right indexfinger will control the N and M keys.o The left middle finger will control the C key, and the right middle

finger will control the , key.o The left ring finger will control the X key, and the right ring finger

will control the . key.o The left little finger will control the Z key, and the right little finger

will control the / key.o The left shift key is controlled by the left little finger and the right

shift key is controlled by the right little finger

Lesson 4:

In our first three lessons we covered the first three rows of the keyboard.This being our fourth lesson, we

cover the fourth row. The number row.o The left index finger will control the 4 and 5 keys, the right index

finger will control the 6 and 7 keys.o The left middle finger will control the 3 key, the right middle finger

will control the 8 key.o The left ring finger will control the 2 key, the right ring finger will

control the 9 key.o The left little finger will control the 1 key, the right little finger will

control the 0 key.

Pratical 3 Word Processing

EXERCISE 1

PROCEDURE TO CREATE PERSONAL LETTER:1. Open MS Office 2003 - MS Word - File - New.2. Go to Tool-Letters and mailings-Letter Wizard- Under Letter

Format tab tick Date Line- Select the Date Format- a Page Designand Letter Style.

3. Click on Recipient Info Tab-Enter the Recipient's name (andAddress if necessary) - Select Informal Option.

4. Click Sender Info Tab- Enter the Sender's Name (and address ifnecessary) - click ok.

5. Now you will get Date, Recipient name and Sender's name alongwith a selected text "Type your text here"- Start writing yourmassage in this area.

6. If you want to align Date to the right of the page then select the dateand click Align right button in the standard tool bar.

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Banking & Insurance

EXERCISE 2

PROCEDURE TO CREATE COMPANY LETTER HEAD:1. Open MS Office-MS Word - File - New.2. Go to View- Header and Footer- Type the complete address of a

company.3. Select the Text and click align right on the standard tool bar.4. In order to insert the company logo (create a logo using paint

software and save it or use the existing one) inside the header goto Insert- Picture-From File-and browse for the required Picture/file/logo where you have saved - click Insert.

6. After inserting the logo/image resize the logo to fit the top leftcorner of the page by right clicking on the logo, go to FormatPicture - select Layout tab - select the Wrapping Style to Infront oftext- click ok.

7. To insert a Line go to Insert- picture- Auto shapes- Select the lineand draw below the Logo and the address inside the header.

8. Format the line by Right clicking and selecting Format Autoshapeselect the Color and Line tab- chose your style- click ok.

9. Then go to the footer- Insert and format a line as did for header.10. Type the text inside the footer and below the line.11. Go to Format-Background-Printed Watermark-Picture Mark-Click

Select Picture- Browse for the required background- clickWashout- Apply- Ok

EXERCISE 3PROCEDURE TO CREATE SIMPLE NEWS LETTER:1. Open MS Office-MS Word - File - New - Type the heading2. When ever you want to change the number of columns then go to

Insert - Break - Select the section break type as continuous - ClickOK

3. Go to Format - Column - select the number of columns u want andclick ok.

4. Type news and when ever you need curser in the next column thengo to Insert - Break- now select Column Break - click Ok.

5. If you want picture to be inserted then go to Insert- Picture-Fromfile and browse for the required picture/file-then click Insert

6. Format the text by changing the font size and color by selecting therequired text and chose font size, style and color in the formattingtool bar below the menu.

7. Formatting text can also be done by selecting the text and applyingthe Wordart. For that go to Insert- Picture-Wordart- then chose thestyle u Want and click Ok. To change the color of the wordart text,right click on the text and go to Format Wordart.

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VHSE Curriculum

SUGGESTED PRACTICALS1. A mini project on 'Evolution of computers'

Hint- History of computers, characteristics of computers, classification ofcomputers

2. Collect the photographs of major parts of input output devices of acomputer and identify its functions/PowerPoint slides on thesubject/preparation of album.

3. Allow the students to connect various devices to appropriate port.4. Prepare a schedule of statements showing the different services

obtained to general public from different web sites such as education,Local bodies, Kerala PSC, UPSC, KEAM, Universities, MVD etc.

5. Show the different parts of CPU through slide show and ask thestudents to identify and explain after opening a CPU.

6. Install windows 7/8/vista. Hint- Formatting, Partition, install drivers,other softwares.

7. Transfer data by using cable/hub from one system to another.8. Burn CD9. Type three column paper news. Hint- paragraph division, spelling

check, font, heading, grammar, spacing.10. Type an official letter11. Type a business letter and other letters.12. Type a DO letter13. Type Balance sheet14. Prepare Progress report. Hint- Addition, average, rank,

multiplication, create graph, grade.15. Create PowerPoint on vegetables and fruits (at least 10)16. Prepare a project report. 'The history and possibilities of free software'17. LAN the computers in your class.18. Create E-mail.19. Using HTML create web page.

Hint- Heading - PLEDGEParagraph - India is my country (allow to scroll)Give background colourAdd flag image.

20. Create brochure21. Create notice22. Introduce Malayalam key board.23. Install Malayalam Fonts (Unicode)/other fonts in windows.24. Introduce Google translation25. Introduce varamozhi editor26. Introduce the system of changing the web browser to Malayalam

(Malayalam.kerala.gov.in)27. Use mail merge to sent E-mail.

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Unit Detailing

Meaning and importance of banking

Introduction

The banking and finance sector is one of the fastest growing sectors inthe country. This growth has brought many opportunities. Candidateswho wish to join the banking and finance industry can look forward toa fruitful career in banks and non-banking financial companies. Asuitable qualification and acquisition of the basic skills of banking andfinance through an appropriate training enhances the prospect ofgetting employment in banking and finance sector. Apart from a regularjob in any bank, opportunities also exist for those who are trained inbanking and finance for self employment as business facilitators,business correspondents, cash management service providers,marketing agents, sales persons, processing outsourcing units, mutualfund agents, equity dealers etc.

Values and attitudes

Thrift and saving mentality is developed in the minds of students andthereby they participate in the economic development of the country.

Concepts

Meaning andimportance ofbanking

Learning outcomes Activities Assessment

The learner is able to explainthe meaning and importanceof banking

• GeneralDiscussion

• The student isprovided with acase study of ahouse wife who isfacing the problemof depositing hersurplus money

• Discussion notes• Case study report

on the problemsfaced by thehouse wife.

Unit 1 Fundamentals of Banking

Meaning and importance of banking

Suggested activity - Case study

Sheela is running a dairy farm earning 2000 rupees per day. Now sheis keeping her money in her house. She faces the problem of theft, noreturn etc.

The case is presented to students and asked them to advise sheela as tohow to solver her problems.

Consolidation

After the presentation by students the teacher consolidates thediscussion that the better way to save money is to deposit in banks andexplain the importance of banking sector which offers safety of money,get interest, loan from deposit, development of society.

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On the basis of discussion the teacher emphasises the meaning andimportance of banking.

Teacher Assessment check list

All the answers must be concentrated to the importance of banking.

1. Types of banks

Suggested strategy. General discussion.

On the basis of above case study the teacher initiates a discussion on thefollowing.• Ask the students to write the names of some banks.• Help the students to classify them as public and private.• Help the students to identify co-operative banks.• Ask the students to write the name of our central bank.• Help the students to write the name of nationalized banks in India.

Discussion can be progressed by explaining other banks operating inIndia like ADB, RRB etc.

Consolidate the discussion. Help the students to prepare a chartexhibiting the various banks operating in India.

Self assessment

Student Date/Time Nature of work Remark

1.

2.

2. Banking Regulation Act 1949

Suggested strategy. Exploring web site and general discussion.

Advise the students to download the important provisions of BRA 1949.

Discuss the necessity and importance of each provision.

Explain that the provision is incorporated for the safety of the commonman, and for keeping the money safely.

Attributes

Ask the students about any other method of keeping moneysafely.Enquire the student about any other system which providesinterest on deposit.Tell the students to explain about any system which providessloan from deposit.Ask them about any other system which actively participateseconomic development of the country.

Correctanswers

Wronganswers

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Banking & Insurance

Alternatively

Interview can be arranged with RBI personnel/Manager of aNationalised/Scheduled bank.

A questionnaire must be prepared by the students before the interview.

Questions must be asked by two or three students, others shouldsupport them.

Consolidating the discussion/interview, the teacher must explain theneed and necessity of BRA.

3. Monetary Functions of RBI (No detailed study is expected)

Suggested strategy – general discussion

A general discussion is initiated on the following.

Why a country needs a central bank.

Who is responsible to issue currency notes in a country?

Who is responsible to issue coins in a country?

How the banks in a country are controlled?

Who is authorized to take custody of foreign exchange of a country?

Discussion is concentrated on the important functions of RBI.

Peer Assessment

Attributes St.1 St.2 St.3 St.4 St.5

Participation in discussion

Expressing ideas

Logical thinking

Leadership

Communicating ability

TE Questions1. Name the credit facility only given to current account holder. (1)2. Odd one out.

Federal bank; Vijaya bank; Canara bank; Dena bank (1)3. Identify and list out the relationship between banker and customer

from the following: (a) Appu deposited Rs.1000 in his SB account. (b) Ammu kept her gold ornaments in her bank locker. (c) Bank paid insurance premium of his customer.

(3)

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4. “Drawing two parallel transverse lines across the face of a cheque”(4)

(a) Identify and explain the type of crossing with examples.(b) Also identify and explain the other type of crossing with

examples.5. “A businessman wants to open an account for his business

purposes”(6)

(a) Which account is suitable for him.(b) As a banker what are the procedures to be taken by you for

opening such account.

List of equipment/instruments required for BIS LAB

1. Computers with table and chairs 25 (withinternet facility)

2. Projector 1

3. Projector screen 1

4. Projector stand 1

5. Printer 1

6. Scanner 1

7. Xerox machine 1

8. UPS (with 150ah x 4 batteries) 1

9. White board 1

10. LAN Modem 1

11. Softwaresa) Windows7/8/vistab) Ubuntu (Linux)c) Tally

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Reference Books for Banking1. Banking - theory law and practice Gordon and Natarajan -

Himalaya Publishing House - 20072. Banking Law and Practice - Clifford Gomez - Ajith Publicatins -

20083. Principles and Practice of Banking - Macmillan Indian Institute of

Bank and Finance 20054. Banking Theory and practice - MRK Moorthy - National

Publicatins 19875. Banking Theory and Practice - BS Raman - United Publishers 20136. Banking Theory and Practice K.C Shekar - Vikas publishers 20097. Modern Banking Theory and Practice - P Muraleedharan PHI

learning 20098. Banking law and practice P.N Varshney - Sultan Chand and Sons.

20109. Banking in India - Khan Masood Ahmad - Anmol publications Pvt.

Ltd - 2000

Reference Books for Computer Application1. Advanced Linux Programming

New Riders Publising - 2001