Urban Views 6-25-14

www.UrbanViewsWeekly.com June 25, 2014 Urban Views Weekly 1

JUNE 25, 2014 Scholar of the Week - Ereka Guy

2 Urban Views Weekly June 25, 2014 www.UrbanViewsWeekly.com

Cover Photo:Front from left to right

1st Row left to right: #35 An-thony Erving, #1 Jack Brown, #24 Ben Jessee, Owner Joyce Patterson, #3 Aaron Scott,

#32 Chris Washington2nd Row left to right : #34

Demon Hickman, #12 Quintin Jones, #15 Calvin Lee, #6 Maurice Reevey, #23 Dez

Starks, #21 Tj King

THE DEAL

CHECK OUT OUR WEBSITE FOR THE LATEST ARTICLES AND INFORMATION.

www.UrbanViewsWeekly.com

VOL.7, ISSUE 26Urban Views Weekly, llc6802 Paragon Place, Suite 410 Richmond, va 23230Office: 804.441.6255 Fax: 888.439.2534

Ervin B. [email protected]

Flora C. ClarkeAdministrative [email protected]

Shelia O. [email protected]

Brittany R. HughesArt Director

LETTER TO THE EDITORIf you would like to respond to Viewpoints, your submission should contain your name, a full valid address and a daytime phone number. We cannot acknowledge submitted letters. We reserve the right to edit for accuracy, clarity, legality and taste. E-mail (without attachments) to [email protected]. Mail letters to Editor Urban Views Weekly.

continued on page 8

What to Do If You Inherit Someone’s 401(k)By Jason Alderman

Talk about good news wrapped in bad: In the midst of grieving

the loss of a loved one, you learn that you were named beneficiary of their 401(k) plan. Chances are you’ve got too much on your mind to make any sudden de-cisions about what to do with the money.

However, don’t procrasti-nate too long. The IRS has ironclad rules, deadlines and penalties concern-ing inherited retirement accounts, which vary de-pending on what type of account it is. This column discusses inherited 401(k) and similar employer-pro-vided plans.

Under federal law, surviv-ing spouses automatically inherit their spouse’s 401(k) plan unless someone else was named beneficiary and the surviving spouse signed a written waiver. If someone is single at death, their plan’s assets go to their designated beneficiary.

The IRS has basic tax and distribution rules and time-tables for inherited 401(k) plans. However, the plans themselves are allowed to set more restrictive guidelines if they choose, so read the plan documents carefully.

Basically:

You must pay income tax on distributions (except for Roth accounts, which have already been taxed), although you may be able to spread out withdrawals and tax pay-ments over a number of years, depending on how you structure it.

Many 401(k) plans require beneficiaries to withdraw the money in either a lump sum or separate payments extending no longer than five years after the person’s death; however, some will allow you to keep the money in the plan indefinitely, so check their rules.

Note that distributions will be added to your taxable in-come for the year, which can greatly increase your tax

THURSDAY,

JUNE 26, 2014 6:30p–8:30p

FREE Admission for CVAACC Members Non-members - $20.00

Please RSVP via the www.cvaacc.org event calendar

Join the chamber by going online to www.CVAACC.org, email [email protected]

or call Ervin Clarke (804) 823-7745

Vanquish Restaurant 1005 East Main Street

Downtown Richmond 23219

– NEW MEETING LOCATION – DOWNTOWN RICHMOND


SCHOLAR OF THE WEEK

Scholar0of the Week™

By Janeal Downs

Ereka Guyof John Marshall High School

1. Have a 3.0 grade point average or better

Participates in extracurricular community service activities

2.

Attends public school in Central Virginia3.

$100.00 Awarded Every Week

Go to UrbanViewsWeekly.com for application and details.

Do you know a High School Senior who can meet the following criteria?

Encourage your scholar to apply!

Watch for our Scholar of the Week segment, Wednesdays at 6:30 PM on

Ereka Guy, graduate of John Marshall High School, will attend Hampton University this fall to pursue a degree in Psychology. She plans to get a Master’s degree and a PhD in Psychology in the future as well. At the age of four, Ereka was diagnosed with anxiety and depression and has taken medicine for it ever since. “I actually want to work with kids that’s in my place because I know how it feels to grow up and to feel emotional,” Ereka said. “I just want to be a big help to kids that are going through that and make sure they get the proper diagnosis and the proper help so they can be just as successful as I am.” Ereka said she wants to be able to evaluate, diagnose, treat and study mental illnesses. She wants to also coun-sel children who show behavioral problems at home and in school. She said she hopes to have her own practice one day.

Ereka said she graduated as the number nine student in her graduating class at John Marshall High School. When asked what her motivation for succeeding was, she said being able to take care of her mom, family and being a big help to others. She said both of her parents received a high school diploma but she will be the first person of her immediate family to attend a four-year University. “I have strived to maintain excellent grades in school, which is why it is very important for me to attend col-lege not only to pursue my career, but to educate myself more,” Ereka said.

One of her major academic achievements is serving as a member of the National Honor Society (NHS). She said the program helped her excel to the next level in her education and helped her get involved with the commu-nity. With the program, she participated in community service helping others in need. “Education is the key to success,” Ereka said. “I am always looking for different ways to be educated.” Along with her involvement with the National Honor Society, Ereka said her favorite activ-ity is cheerleading. She was a part of the John Marshall Cheerleading Squad for three years and also served as a co-captain. She said being on the squad helped show and teach her leadership and responsibility.

Ereka said seeing her mother raise her children as a single black mother is what makes her mother her big-gest role model. “She has her own hair salon and she’s a business woman and despite her circumstances she was able to take care of her two girls and still run a business,” Ereka said. “And seeing how she has helped people in the community and be there for people, I really admire her.”

Ereka said she advises people to never let others say you can’t do anything or be anything. She said she has over-come a lot of obstacles and learned to never let people discourage her. “Really you can do anything as long as you put your mind to it,” Ereka said.

GPA: 3.9

College of Interest: Hampton University

Major Community Service: NHS projects helping those in need

Strong Interests: Child psychology

Favorite Activity: Cheerleading


Tips for Juggling Work, Family and FunStatePoint

Juggling work, family, friends and hobbies can be a great challenge. After all, there are only 24 hours in a day and seven days in a week.

Lis Wiehl knows all too well. As legal analyst and commentator for Fox News Channel, and host of her own weekly radio program, “Legal Lis,” Wiehl has her hands full. But instead of leaving it at those accom-plishments, this single parent also writes best-selling legal thrillers in her spare time.

“We’re all trying to master the art of time manage-ment,” she says.

To help your juggling act, Wiehl is offering helpful advice:

Know your goal: Before you can achieve your goals, you must identify them. If it •helps to make a list, jot down what you hope to accomplish in the short-term and long-term, and post it somewhere handy.

Know your strengths: Taking on projects that play upon your strengths can save •you time and boost your morale. For example, if you want to try your hand at writ-ing a novel, drawing upon your own experiences can make the process easier.

For instance, Wiehl’s most recent novel, “A Deadly Business,” is inspired by her life as a prosecutor working on high profile cases in the Violent Crimes unit while juggling the al-most impossible demands of single parenthood. More information can be found at www.LisWiehlBooks.com.

Know your weaknesses: Assess yourself honestly. For example, if you are a terrible •

driver or navigator, don’t take on hobbies or responsi-bilities that require extra time behind the wheel.

Prioritize: You can’t stop the pace of time. So instead •of drowning in your to-do list, think of it this way -- what is it that you really need to get done today and what is it that you would like to do? Once you can whittle your list to the necessities, it will seem much more manageable.

Be self-aware: Listen to your mood and take on tasks •that you can be most effective at completing.

“Some days, I simply cannot write a word of fiction. I just don’t feel like it. If I listen to that voice, I take the day off and do something else, and then I return to the creative part of writing with fresh eyes,” says Wiehl.

Be realistic: No one is perfect. As jugglers, the balls will not always stay up in the •air. Don’t be hard on yourself when things slip. Your kids will understand too.

Be honest: One of the most valuable lessons is learning how to say the hardest •word in the English language -- “No.” Saying “thanks, but no thanks” to things you don’t really want to do will free up some of that most precious commodity: time.

Do your homework: Whether you’re thinking of a new business idea or a new •hobby, do research. Gather your facts and armed with this information, you’ll be ready to make a decision and move forward.

Through prioritizing and honest self-assessment, you can become more productive while keeping your sanity intact.


side the men in the “pseudo spaghetti western.” Dee spoke up and stood up with style, grace, talent, and wit! She inspired me by her portrayal in that film and taught me that to be female in film or on stage did not mean to be weak, small, used by men, black or white, or stereotypical in my portrayal of what being black and female really means. Recently viewing the film made me appreciate its subversive and potent messages in a more cogent way than I did back in 1972 when the film was first released. Not only did the film speak to the socio-political inequities and injustices of the times then, but made clear and conscious connections to the present in which we lived in 1972.

Ruby Dee worked consistently throughout her substantial career, and she and Ossie Davis had both a successful marriage and family. They were not in the tabloids and they worked and lived in such a way that the legacy they left was one in which their children, family, and community could be proud. I had the great privilege to meet them, to shake their hands, to listen to their counsel, and to be entertained and inspired by them both. Lady Ruby Dee will always be an example for young black women in the arts. She defied the odds against her and was undaunted by the proverbial “stacked deck.” She defined herself as a woman and an artist, and in so doing she confronted the Hol-lywood stereotypes and caricatures of black love, black people, and women. She broke down barriers with artists like Lorraine Hansberry, Spike Lee, Poitier, Belafonte, and others and challenged the consciousness of a nation with the likes of Malcolm X, Dr. King, Medgar Evers, Rosa Parks, and more. Though she’ll be missed, the life she led and the legacy she created will always inspire us. You are with us forever Miss Ruby Dee. #withtheAncestors

VIEWPOINTS

Her professional career on stage and screen spanned over 70 years, and her royal mar-riage to the brilliant actor, director, writer

and humanitarian Ossie Davis lasted for more than 56 years until his death in 2005. She was

a pioneer and advocate for black actresses in Hollywood, crafting roles beyond the mam-my, maid, or whore. Ruby Dee died quietly at home, last week, surrounded by her children and grandchildren. She peacefully closed her eyes and took her rest. Beyond her artistic prowess, Lady Ruby Dee was tirelessly com-mitted to the struggle for civil rights, justice, and equity for all people. She walked with Dr.

King and Malcolm X and was in attendance at the funerals of both. What a life!

I was never fond of “cowboy” movies for a num-ber of reasons, but topping the list was the com-

plete absence of black people; the vilification of Na-tive Americans; the glorification and/or victimization of white culture; and the prostitution of females in either the kitchen or the bedroom with portrayals having a

complete lack of autonomy in the characterizations of women in traditional Hollywood western films. Ruby Dee, Sidney Poitier, and Harry Belafonte helped me to recognize the deficit was in the films that Hollywood was making and the stories they were tell-ing, not the genre itself. Ruby Dee influenced my opinion when she starred with Sidney Poitier and Harry Belafonte in Poitier’s directorial debut “Buck and the Preacher.” They were all heroes in the film, and Ruby Dee held her own riding and shooting along-

Ruby Dee: The Lady & The LegendBy Dr. T

Tawnya Pettiford-Wates, Ph.D. [email protected]

Artistic Director and Founder of The Conciliation Project www.theconciliationproject.org and a Professor of Theatre at VCU

Up Next Week: Two-Faced People

Great Day Carpet CleaningRESIDENTIAL • CHURCHES • OFFICES

804-614-5159804-614-5159Mr. MoodyLicensed operator

Deep CleanedCarpet cleaned like new

Upholstery Cleaning

$50/ STANDARD CHARGE(For Expenses)

$10/ Labor per Room

$10 each/ Hall & Stairs Sofa /$25Love Seat /$20Chair /$15

Ruby Dee, c. 2014Photo by NJ Frank


With a rich history and a commitment to community, the Richmond Elite is much more than a championship win-

ning basketball team. It’s a family-centered organization, giving Richmond area fans and their families a reason to cheer and feel a deep sense of pride. At the helm is a busi-ness-minded leader, who holds her own as an African American woman inside of a male-dominated world.

Joyce Patterson is the CEO of the Richmond Elite. The co-owner of AriZen Counseling Center, Patterson purchased the American

Basketball Association (ABA) franchise in 2011. “Richmond Elite was formed around

my dining room table with my two sons, Jason and CaRes Patterson,” she explains. “We are a

very close family, with a passion for basketball. We all played basketball in school, for recreation, and

CaRes played in college. It’s always been my desire to help and bring out the very best in everything and everyone. Having this team allows metobeamother,amentor,afriend,aconfidant,andastrongprofessionalbusi-ness woman.”

The history of the Richmond Elite dates back to the 1970s when National Basket-ball Association (NBA) legend Dr. J played for the franchise, which was named the Virginia Squires at the time. After six seasons of play, the team was disbanded as the NBA emerged as the nation’s sole professional basketball league. In 1999, a new ABA was established for semi-professional basketball. The league now boasts divisions nationwide, with more than 100 established teams.

The Mid-Atlantic division is home to the Richmond Elite, which has experienced significant success in recent seasons. “Wehavewon twoDivisionChampion-shipsandmadeittothesemi-finalsintheplayoffsin2013and2014,”statesPat-terson. Six Richmond Elite players have gone on to play in overseas basketball

leagues,includingHolland,JapanandAustralia.Intheteam’sfirstseason,playerJack Browne was selected to play on the First Team ABA National All Star Team.

Patterson says the team’s dedicated coaches are a key element of this success. “RichmondElitestartedoffwithLegendaryCoachGeorgeLancasterforourfirst2 seasons,” she explains. “Coach Lancaster created the foundation of winning for the Richmond Elite Team. He led us to a 12-5 record and 11th place ranking in thenation.Inoursecondseason,heledustoa14-3recordand9thplacerankingin the nation.”

Reggie Tennyson is the current coach for the Richmond Elite, taking over the reinsin2013. Pattersonishappywithhisdedicationtothewinningtraditionstarted by Coach Lancaster. “Richmond Elite improved to a 15-1 season and ranked itshighest in3 years, ranking3rdoutof91ABA teams in thenation.These two coaches believed in my dreams and assisted with helping me achieve my goals. My coaches will always have a place in my heart for all they have done for Richmond Elite.”

Another vital part of the Richmond Elite franchise is the “Crème de la Creme” dance team. Talita Jackson is the director and choreographer for the team. Pat-terson applauds her commitment to the organization stating “She comes with expertise and energy.” There are currently 16 dancers who entertain the fans and show their never-ending support for the players.

Though the Richmond Elite puts in work on the court, Patterson says the team’s most important work is in the community. Players serve as mentors within area high schools. “We work hard with the schools in our mentoring program show-ing young men how education and staying in school is more important than any choice they can make,” Patterson explains. The team has also assisted the Rich-mond Police Department with back to school events at Creighton Court and Mos-by Court. Players gave out backpacks and assisted with serving meals.

The organization hosted a weekly summer camp in June 2012, collaborating with Bellmeade Community Center for underprivileged youth. Along with serv-ing breakfast and lunch to each child, the organization provided keynote speak-ers, including NBA player Reggie Williams, as well as VUU Coach Luqman, and legendary Coach George Lancaster. This dedication to community service starts

at the top. “It has always been a desire for me to help others and to bring out the best in the worst situation,” Patterson said. “This organization has opened doors for youth, adults and families. It starts in the home and in the community.” The team’s outreach also includes breast cancer awareness, food bank contributions, and participation in the IRA (International Reading Association), which takes players into area schools to work with students.

Patterson’s role as CEO is a demanding one, but she declares that she is up for the challenge. Her typical day consists of: “preparing for the season, recruiting players, planning basketball and community events.” Patterson explains that all of these tasks are vital to a successful season. “I have been very fortunate to have a great General Manager (my son), and board members that are dedicated, com-mitted, and work countless hours in getting the job done.”

Right now, the team is preparing for the upcoming season with open tryouts. She says Richmond is rich with great basketball talents. “I had a dream to have an allRichmondTeamandhavebeenblessedtofindRichmondElite’scoregroupofyoungmenintheRichmondandsurroundingareas.”Thefirsttryoutforthe2014-2015 season takes place at the end of July. More information is posted on the team’s website at www.richmondelitebasketball.com

In summing up her experience with the Richmond Elite, Patterson has this to say. “It is my desire to offer a unique and professional basketball team that prides itself on providing family entertainment to the Richmond area and surround-ing counties. To demonstrate our commitment to the Richmond area, we have pledged to maintain consistent support in the community and with our fans” She finisheswithapersonalstatement, “Asawomen,butasamother first, Ihavealways nurtured the children in my church and community. I’ve always put God firstinallthatIdo.IbelievethatwithHimIcandoanythingandwithoutHimIcan do nothing. It’s my continued belief in God that gives me strength to do what I am doing.”

If you want to see great family entertainment, the team’s 2014-2015 game sched-ule and venue will be posted on the website by mid July, but fans can follow the team right now on twitter at #richmondelite and on Facebook.

Richmond Elite CEO Promotes Community Service - On and Off the CourtBy: Erika Winston


Dancers from bottom to top:1st Row: Director/Choreographer - Talita Jackson

2nd Row left to right: Carhee Watts, Erica Barfield, Tiara Coles, Jessica Washington3rd Row left to right: Alacia Brooks, Jazmine Yates, Larnecia Jackson, Kiara Lewis,

Camille Waddey

With a rich history and a commitment to community, the Richmond Elite is much more than a championship win-

ning basketball team. It’s a family-centered organization, giving Richmond area fans and their families a reason to cheer and feel a deep sense of pride. At the helm is a busi-ness-minded leader, who holds her own as an African American woman inside of a male-dominated world.

Joyce Patterson is the CEO of the Richmond Elite. The co-owner of AriZen Counseling Center, Patterson purchased the American

Basketball Association (ABA) franchise in 2011. “Richmond Elite was formed around

my dining room table with my two sons, Jason and CaRes Patterson,” she explains. “We are a

very close family, with a passion for basketball. We all played basketball in school, for recreation, and

CaRes played in college. It’s always been my desire to help and bring out the very best in everything and everyone. Having this team allows metobeamother,amentor,afriend,aconfidant,andastrongprofessionalbusi-ness woman.”

The history of the Richmond Elite dates back to the 1970s when National Basket-ball Association (NBA) legend Dr. J played for the franchise, which was named the Virginia Squires at the time. After six seasons of play, the team was disbanded as the NBA emerged as the nation’s sole professional basketball league. In 1999, a new ABA was established for semi-professional basketball. The league now boasts divisions nationwide, with more than 100 established teams.

The Mid-Atlantic division is home to the Richmond Elite, which has experienced significant success in recent seasons. “Wehavewon twoDivisionChampion-shipsandmadeittothesemi-finalsintheplayoffsin2013and2014,”statesPat-terson. Six Richmond Elite players have gone on to play in overseas basketball

leagues,includingHolland,JapanandAustralia.Intheteam’sfirstseason,playerJack Browne was selected to play on the First Team ABA National All Star Team.

Patterson says the team’s dedicated coaches are a key element of this success. “RichmondElitestartedoffwithLegendaryCoachGeorgeLancasterforourfirst2 seasons,” she explains. “Coach Lancaster created the foundation of winning for the Richmond Elite Team. He led us to a 12-5 record and 11th place ranking in thenation.Inoursecondseason,heledustoa14-3recordand9thplacerankingin the nation.”

Reggie Tennyson is the current coach for the Richmond Elite, taking over the reinsin2013. Pattersonishappywithhisdedicationtothewinningtraditionstarted by Coach Lancaster. “Richmond Elite improved to a 15-1 season and ranked itshighest in3 years, ranking3rdoutof91ABA teams in thenation.These two coaches believed in my dreams and assisted with helping me achieve my goals. My coaches will always have a place in my heart for all they have done for Richmond Elite.”

Another vital part of the Richmond Elite franchise is the “Crème de la Creme” dance team. Talita Jackson is the director and choreographer for the team. Pat-terson applauds her commitment to the organization stating “She comes with expertise and energy.” There are currently 16 dancers who entertain the fans and show their never-ending support for the players.

Though the Richmond Elite puts in work on the court, Patterson says the team’s most important work is in the community. Players serve as mentors within area high schools. “We work hard with the schools in our mentoring program show-ing young men how education and staying in school is more important than any choice they can make,” Patterson explains. The team has also assisted the Rich-mond Police Department with back to school events at Creighton Court and Mos-by Court. Players gave out backpacks and assisted with serving meals.

The organization hosted a weekly summer camp in June 2012, collaborating with Bellmeade Community Center for underprivileged youth. Along with serv-ing breakfast and lunch to each child, the organization provided keynote speak-ers, including NBA player Reggie Williams, as well as VUU Coach Luqman, and legendary Coach George Lancaster. This dedication to community service starts

at the top. “It has always been a desire for me to help others and to bring out the best in the worst situation,” Patterson said. “This organization has opened doors for youth, adults and families. It starts in the home and in the community.” The team’s outreach also includes breast cancer awareness, food bank contributions, and participation in the IRA (International Reading Association), which takes players into area schools to work with students.

Patterson’s role as CEO is a demanding one, but she declares that she is up for the challenge. Her typical day consists of: “preparing for the season, recruiting players, planning basketball and community events.” Patterson explains that all of these tasks are vital to a successful season. “I have been very fortunate to have a great General Manager (my son), and board members that are dedicated, com-mitted, and work countless hours in getting the job done.”

Right now, the team is preparing for the upcoming season with open tryouts. She says Richmond is rich with great basketball talents. “I had a dream to have an allRichmondTeamandhavebeenblessedtofindRichmondElite’scoregroupofyoungmenintheRichmondandsurroundingareas.”Thefirsttryoutforthe2014-2015 season takes place at the end of July. More information is posted on the team’s website at www.richmondelitebasketball.com

In summing up her experience with the Richmond Elite, Patterson has this to say. “It is my desire to offer a unique and professional basketball team that prides itself on providing family entertainment to the Richmond area and surround-ing counties. To demonstrate our commitment to the Richmond area, we have pledged to maintain consistent support in the community and with our fans” She finisheswithapersonalstatement, “Asawomen,butasamother first, Ihavealways nurtured the children in my church and community. I’ve always put God firstinallthatIdo.IbelievethatwithHimIcandoanythingandwithoutHimIcan do nothing. It’s my continued belief in God that gives me strength to do what I am doing.”

If you want to see great family entertainment, the team’s 2014-2015 game sched-ule and venue will be posted on the website by mid July, but fans can follow the team right now on twitter at #richmondelite and on Facebook.

Richmond Elite CEO Promotes Community Service - On and Off the Court

Richmond Elite


Watch Video at UrbanViewsWeekly.com

CIVIC BEAT

Are you considering a private/public partner-ship to advance the work of your nonprofit? Learn from those who have already waded into the waters. Cathy Davis, executive director of Bayview Hunters Point Multipurpose Senior Services, Inc. (BHPMSS) in San Francisco, CA is a leader with experience.

We wanted to know, based on her experience, what a nonprofit must have in place in order for a partnership to work. “You have to have your house in order to work with other part-ners,” Davis began. “For an African American agency the stakes are higher, and the bar is raised higher because of the general lack of trust given to African American based agencies. You have to work harder with less, and main-tain your integrity at all times. That is just the way it is and surrendering to it allows you to be prepared in the ways you need to be.”

“Thepublicsectorrequiresagreatdealofaccountabilityandasnon-profitwehadtoproveour capacity to provide services and then be able to step into the partnership,” she shared. “You don’t have to be perfect, but you have to be willing to change and be more accountable. Each partner has to recognize their strengths and weaknesses and be willing to rely on the partner with the best expertise. At some point you have to trust each other’s expertise.”

We asked her about the challenges a nonprofit may encounter in creating a part-nership. “There are many challenges for a non-profit to be in a good negotiating posi-tion with public and private partners,” she began. “The board has to understand the process and be willing to risk the agency’s credibility and finances along the way. Ul-

timately there are no guarantees: taking on large projects requires a leap of faith. Be ready to be called a ‘sellout’ or ‘greedy’ by others who are not willing to partner with for- profits or the City. You will be tested and asked to support the efforts of the City: this goes with the territory if you want funding from them. You will be told you are ‘too small,’ you have no experience doing this, or you are ‘over your head’ - often in subtle ways.”

Yet there are also benefits. “We needed each other to make the project happen. As a local non-profit we know what the community needs and were able to garner political support. The devel-oper had the financial clout and expertise to build it. The City had access to funding, understood the process of working with other city departments,

and was able to sell the project to city officials,” Davis recounted. “We were able to ac-cess $58 million for our project through City, State and low income housing tax credits. Our agency had no history in housing development and we were able to create the partnerships to make this happen for the community.”

Next week: Compromise, relationships and faith

Learn more about BHPMSS at http://bhpmss.org/

Copyright 2014 – Mel and Pearl Shaw

Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising suc-cess. For help with your campaign visit www.saadandshaw.com or call (901) 522-8727.

FUNdraising Good TimesAccountability and Trust: Keys to PartnershipPart one of a three-part series on private/public partnerships

From Inherit Someone’s 401(k) page 2

bite. Thus, many people prefer to spread the payments out as long as possible. Plus, the longer funds remain in the account, the longer they accrue earnings, tax-free.

If the original account holder had already reached the mandatory withdrawal age of 70 ½, you may be allowed to continue withdrawing funds according to his or her with-drawal schedule. Your minimum annual withdrawal amount is based on your own life expectancy, according to IRS tables (see Appendix C in IRS Publication 590 at www.irs.gov). Alternatively, you could speed up the payment schedule or take a lump sum.

You may also be able to transfer your balance into an “inherited IRA,” which must be named and maintained separately from your other IRAs. With an inherited IRA, you must withdraw a certain amount each year, based on your life expectancy. Distribu-tions must begin the year following the donor’s death, regardless of whether or not you’re retired.

Make sure the 401(k) trustee transfers funds directly to the inherited IRA’s trustee so you never touch the money; otherwise the transfer may be voided and you’ll have to

pay taxes on the entire sum that year.

Surviving spouses have an additional option: Instead of opening an inherited IRA, they’re also allowed to do a “spousal rollover,” which means rolling over the balance into an existing or new IRA in their own name. The key advantage of a spousal rollover is that you don’t have to begin taking mandatory withdrawals until you reach 70 ½, unlike inherited IRAs where you must begin withdrawals the year after the donor’s death.

One last point: Always withdraw at least the required minimum distribution (RMD) amount each year, if one is specified. If not, you’ll pay a penalty equal to 50 percent of the difference between the RMD and what you actually withdrew.

Bottomline:Talktoafinancialorlegalexpertbeforetakinganyactiononyourinheritance.

Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.


LET URBAN VIEWS WEEKLY GROW YOUR BUSINESS

Call 804.441-6255 and find out what we can do for your business.


Richmonders took to the streets and jumped, skipped, danced and juggled during Saturday’s RVA Streets Alive.

By Amir Vera

FITNESS


Go to www.CVAACC.org for the full listing of chamber members.

Do business with a CVAACC member.

EmploymentGENERAL EMPLOYMENT

Timmons Group - Timmons Group is hiring aConstruction Materials Tech. Interested applicantsapply online.www.timmons.com/careers/current-openings.

Woodworker - Fast paced mfg facility located inPowhatan. Canidates must have expereience withALL woodworking machniery. Full time withbenefits.804-598-5579/ [email protected]

STORAGE MANAGERS40 hr & PT. Sales, collections. Light maintenance.

Send resume to: [email protected] have driver’s lic.

Senior Accountant - Printing and Packaging com-pany seeking Senior Accountant with an Account-ing degree and at least 3-5 years of manufactuirngexperience. [email protected]

Tow Truck Driver - FT; Exp, BTRO Lic, and GoodDriving Record Req. Avg Pay $700 wkKelly 804-652-5469

VPFW Flexi/PRN Mammo Tech - Mon-Fri. Must beARRT certified and hold a Va state license. Pleasesubmit all resumes [email protected].

Bookkeeper - PT for Church - G/L, A/R, A/P, Pay-roll, ACS exp. beneficial, office [email protected]

VOICE COACH WANTED 804-638-4488

Community Fitness Engagement SpecialistDo you have a passion for an active lifestyle? Are you motivated by

making a difference in your community? Are you career-minded, but cannot stand the thought of sitting behind a desk all day? If this sounds

like you, and you have at least a bachelor’s degree and three to five years of experience working in the community,

then we would like to hear from you.

The Sports Backers, a nationally acclaimed non-profit community fit-ness advocacy organization, seeks a full time Community Fitness En-gagement Specialist with energy and a passion for health and wellness. This individual will step out into the most underserved areas of Rich-mond and start fitness related programs at schools, community centers, churches and other public gathering places for youth and adults. A self-starter that will knock on doors and build trust in the community makes for the ideal candidate.

The Community Fitness Engagement Specialist will work in area Title 1 schools getting Kids Run RVA programs set up at these schools. While some relationships already exist, it will be essential that the ideal can-didate take charge and hire the needed part time staff and manage the volunteers to keep the programs running throughout the year. A special emphasis will be placed on encouraging participation in fall and spring youth running races and programs.

The Community Fitness Engagement Specialist position requires an ex-cellent communicator who must be able to easily interact with individu-als and organizations at times that are most convenient to them. The ideal applicant should be passionate about fitness and feel comfortable working in the most underserved neighborhoods in the Richmond re-gion.

The Community Fitness Engagement Specialist must be detail orient-ed and able to communicate effectively in person, on the phone and through e-mails. Although not required, preference will be given to candidates with experience as a fitness instructor or as a coach. Once hired, the Community Fitness Engagement Specialist should be willing to become a certified fitness instructor.

This is a fulltime position and reports to the Director of Active RVA, with a salary commensurate with experience. A bachelor’s degree or higher is preferred. Candidates should have 3-5 years of experience working in the community. Please send a cover letter, resume and list of references by July 15 to the attention of Townley Goldsmith-Ray at Metropolitan Richmond Sports Backers, 100 Avenue of Champions, Suite 300, Rich-mond, VA 23230 or [email protected].

Many Hospitality Positions AvailableThe Hilton Garden Inn Downtown Richmond (located in the historic Miller & Rhoads building) is now seeking dynamic and highly motivated hospitality professionals for immediate open positions at our hotel. We are looking for A-List players only. All positions require previous expe-rience; hospitality experience is strongly preferred also. All positions require service minded team players with personable, enthusiastic and outgoing personalities. Positions listed below include both full-time and part-time:

-Guest Room Attendants (PT/FT)-House/Lobby Attendants (FT)-Housekeeping Supervisor (FT)

-PM Restaurant Servers (PT)-AM Restaurant Buspersons (PT)

-Room Service Server (PT)-Banquet Server/Set-Up (PT/FT)

-Line Cook (FT)-Steward (FT)

-Front Desk Supervisor (FT)-Bell Attendant/Driver (FT)-Guest Service Agent (FT)-Night Auditor/GSA (FT)

-Chief Engineer (FT)-Maintenance Engineer (PT)

Due to the nature of the hotel being open 365 days per year (24/7) and a variety of start times for events, etc., all candidates must be flexible to work varying schedules to accommodate the business needs of the hotel. All candidates MUST be available to work both during the week as well as on weekends/holidays and there is no guarantee of a “set” work schedule. If you are an A-list player, someone who is a team player with a person-able, enthusiastic and outgoing personality and a passion for hospitali-ty, then we invite you to apply online at www.hrilodging.com. Once you are on our websites home page, please follow the instructions below to apply for any of our available positions:1. Click on the “Careers” link in the top right corner of the homepage.2. Scroll down to the Hilton Garden Inn Richmond Downtown for a list-ing of available positions.3. Click on the link for the position you are interested in applying for.4. Follow the instructions for completing the on-line application.Once your application is received, it will be reviewed and if you meet the qualifications for the position, you will be contacted for an inter-view. Applications/resumes without the skills, experience and qualifi-cations required will not be considered. No phone calls please.We offer many benefits for full time employees such as medical, den-tal, life insurance, 401K, paid time off, discounted hotel stays and more! Compensation: TBD - based on experiencePre-employment drug test and background check are required as a condition for employment. Credit checks may also be required for some positions.

EOE/AA


call Valerie today to schedule an appointment 804-364-36442250 John Rolfe Pkwy., Richmond, VA 23233

Valerie Waters, RD

Get expert answers to your nutrition questions while you shop! Meet Valerie Waters, in-store Nutritionist at the John Rolfe MARTIN’S Food Market. Valerie is ready to help you make the best shopping choices for your family’s health. To schedule an appointment to discuss your nutritional needs, call 804-364-3644. Valerie is also available at the Chesterfield Towne Center and Crossridge MARTIN’s locations.

Individual Consultations

Lectures

Workshops

Grocery Store Tours

SERVICES INCLUDE:

MartinsFoods.com

Urban Views 6-25-14

Documents

editor urban views weekly

plans assets

basic tax

income tax

plan documents

tax payments

ironclad rules

distribution rules