UNIT 4, WEEK 3 11/18-11/22. Homework Monday, 11/18 Read section 28.5 and take Cornell Notes Tuesday, 11/19 Cornell Notes on p.362-367 Block Day, 11/20-11/21.

UNIT 4, WEEK 311/18-11/22

Homework• Monday, 11/18

• Read section 28.5 and take Cornell Notes

• Tuesday, 11/19• Cornell Notes on p.362-367

• Block Day, 11/20-11/21• Study vocab for card quiz• Work on paper, due 11/25

• Friday, 11/22• Work on paper, due 11/25

Agenda, Monday, 11/18• HOT ROC: Use pg 355 to respond to the question: What

are the pros and cons of buying on “credit”?• Vocab Card quiz• Credit Simulation

• HW: Read section 28.5 and respond to the following question: • How did the 19th Amendment change women's role in politics, the

work place, and their social behavior? • Give two examples for each.

Understanding Credit

Americans Buy into a Consumer Culture

New Innovations

Many Americans did not have the $

to buy new innovations

Americans Begin to: “Buy

Now Pay Later”

Americans have to pay interest

on their purchases

While paying off old purchases,

advertisers temp Americans with new goods

(planned obsolescence)

Overview

• You are a college graduate who has moved out on your own.

• For each month you will calculate your monthly income. • You will then draw a “Life Happens” card and follow the

instructions on the card. • Additionally, if you need to put money on your credit card

and are unable to pay the complete bill, you will have to calculate the interest rate each month.

Calculating Credit Card Interest• Formula:

• Amount of $ on credit card $_______• Subtract amount paid at the end of the month from your bank account

$_______• The remaining amount is your credit card balance $ ________ • Multiply this number by 15% (credit card interest) $________• Add this amount to the remaining amount on the credit card. $_______ • This is your new balance for the next month.

• Example:• Amount of $ on credit card $ 400• Subtract amount paid at the end of the month from your bank account $

250• The remaining amount is your credit card balance $ 150 • Multiply this number by 15% (credit card interest) $ 22.50• Add this amount to the remaining amount on the credit card. $ 172.50 • This is your new balance for the next month.

Getting Started• Your first job!!

• Monthly salary $2000 (after taxes)• ~17.50 an hour

• Use the information on the right to have a rough calculation of your monthly expenses

• Subtract the amount of monthly expenses from your monthly salary

• This is your remaining money each month

• Monthly Expenses• Rent $600• Groceries $300• Student Loans $300• Car Insurance $100• Gasoline $100• Utilities $50• Cleaning Supplies/Toiletries $25• Cell Phone $75• Eating Out/Entertainment $150

• Total Expenses: $1700

• Salary- Expenses: $300

Getting Started• You move in to your first apartment and now you need furniture (bed, desk, tv, etc).

• It’s time to break out the credit card.

• Apartment Furnishing option #1• go to the Goodwill & ask

mom and dad for hand-me-downs $300

• Apartment Furnishing option #2 • go to Wal-Mart or Target

$1000• Apartment Furnishing

option #3• go to Ikea $2000

November• Calculate your monthly budget:

• $300 Remaining Money• Subtract your credit card debt:

• Apartment 1: -$300• Apartment 2: -$1000• Apartment 3: -$2000

• Recalculate your monthly budget.

• If you were forced to place expenses on your credit, calculate your interest rate and balance. • Example:

• Amount of $ on credit card $ 1000 (apartment 2)• Subtract amount paid at the end of the month from your bank account $ 300• The remaining amount is your credit card balance $ 700 • Multiply this number by 15% (credit card interest) $ 105• Add this amount to the remaining amount on the credit card. $ 805 • This is your new balance for the next month.

December• Calculate your monthly budget• Draw a “Life Happens” card• Recalculate your monthly budget.

• If you were forced to place expenses on your credit, calculate your interest rate and balance.

• Example:• Amount of $ on credit card $ 1000 (apartment 2)• Subtract amount paid at the end of the month from your bank

account $ 300• The remaining amount is your credit card balance $ 700 • Multiply this number by 15% (credit card interest) $ 105• Add this amount to the remaining amount on the credit card. $

805 • This is your new balance for the next month.

January• Calculate your monthly budget

• Draw a “Life Happens” card

• Recalculate your monthly budget.

• If you were forced to place expenses on your credit, calculate your interest rate and balance.

Example:• Amount of $ on credit card $ 1000

(apartment 2)• Subtract amount paid at the end of

the month from your bank account $ 300

• The remaining amount is your credit card balance $ 700

• Multiply this number by 15% (credit card interest) $ 105

• Add this amount to the remaining amount on the credit card. $ 805

• This is your new balance for the next month.

February• Calculate your monthly budget

• Draw a “Life Happens” card

• Recalculate your monthly budget.

• If you were forced to place expenses on your credit, calculate your interest rate and balance.

Example:• Amount of $ on credit card $ 1000

(apartment 2)• Subtract amount paid at the end of

the month from your bank account $ 300

• The remaining amount is your credit card balance $ 700

• Multiply this number by 15% (credit card interest) $ 105

• Add this amount to the remaining amount on the credit card. $ 805

• This is your new balance for the next month.

March• Calculate your monthly budget

• Life Happens!!• You broke your leg on a

mechanical bull.• The medical deductible cost

is $1000• Recalculate your monthly budget.

• If you were forced to place expenses on your credit, calculate your interest rate and balance.

Example:• Amount of $ on credit card $

1000 (apartment 2)• Subtract amount paid at the end

of the month from your bank account $ 300

• The remaining amount is your credit card balance $ 700

• Multiply this number by 15% (credit card interest) $ 105

• Add this amount to the remaining amount on the credit card. $ 805

• This is your new balance for the next month.

April• Calculate your monthly budget

• Draw a “Life Happens” card

• Recalculate your monthly budget.

• If you were forced to place expenses on your credit, calculate your interest rate and balance.

Example:• Amount of $ on credit card $

1000 (apartment 2)• Subtract amount paid at the

end of the month from your bank account $ 300

• The remaining amount is your credit card balance $ 700

• Multiply this number by 15% (credit card interest) $ 105

• Add this amount to the remaining amount on the credit card. $ 805

• This is your new balance for the next month.

May

• Calculate your monthly budget

• Draw a “Life Happens” card

• Recalculate your monthly budget.

• If you were forced to place expenses on your credit, calculate your interest rate and balance.

Example:• Amount of $ on credit card $

1000 (apartment 2)• Subtract amount paid at the

end of the month from your bank account $ 300

• The remaining amount is your credit card balance $ 700

• Multiply this number by 15% (credit card interest) $ 105

• Add this amount to the remaining amount on the credit card. $ 805

• This is your new balance for the next month.

The End!

Calculate your final budget:• Are you in debt?• Why? Why not?

• Reflective Writing:• Was the advent of credit good or

bad for the American people?• Was it good for the American

economy?

Homework• Read section 28.5 and take Cornell Notes.

Agenda, Tuesday, 11/19• HOT ROC:

• How did the 19th Amendment change women's role in politics, the work place, and their social behavior?

• Give two examples for each.

• Check in on papers • Poetry analysis• The Century video – Part 1 (if time)

• HW: Cornell Notes on p.362-367

HOT ROC

•How did the 19th Amendment change women's role in politics, the work place, and their social behavior?

•Give two examples for each.

Outline review

•Using the rubric, go through and check the outline to see how many of the criteria have been met.

•If any criteria is unclear, raise your hand for clarification.

Poetry Analysis

•As you read the poems on the following slide, decide:• What is the message of each poem?• How do the poems address the founding ideals?

I Hear America Singing   by Walt WhitmanI hear America singing, the varied carols I hear, Those of mechanics, each one singing his as it should be blithe and strong, The carpenter singing his as he measures his plank or beam, The mason singing his as he makes ready for work, or leaves off work, The boatman singing what belongs to him in his boat, the deckhand singing on the steamboat deck, The shoemaker singing as he sits on his bench, the hatter singing as he stands, The wood-cutter's song, the ploughboy's on his way in the morning, or at noon intermission or at sundown, The delicious singing of the mother, or of the young wife at work, or of the girl sewing or washing, Each singing what belongs to him or her and to none else, The day what belongs to the day--at night the party of young fellows, robust, friendly, Singing with open mouths their strong melodious songs.

I, Too, Sing America   by Langston Hughes I, too, sing America. I am the darker brother. They send me to eat in the kitchenWhen company comes, But I laugh, And eat well, And grow strong.

Tomorrow, I'll be at the table When company comes. Nobody'll dare Say to me, "Eat in the kitchen,"

Then. Besides, They'll see how beautiful I am And be ashamed–

I, too, am America.

What is the message of each poem? How do the poems address the ideals?

HARLEM RENAISSANCE

An era of written and artistic creativity among African-Americans that occurred after World War I and lasted until the middle of the 1930s Depression.

Harlem Renaissance• http://

education-portal.com/academy/lesson/art-and-culture-of-the-harlem-renaissance-artists-poets-authors-music.html#lesson

Harlem Renaissance

• The Great Migration• A major factor leading to the rise of the Harlem

Renaissance was the migration of African-Americans to the northern cities. During and after WWI

• This was first known as the 'New Negro Movement.' Later termed the Harlem Renaissance• The movement brought unprecedented creative activity

in writing, art, and music and redefined expressions of African-Americans and their heritage.

• Art was also used to assert rights for African-Americans and fight back against racism and lynching just as the NAACP fought back against it in the courtrooms.

Writers• Zora Neale Hurston

• Langston Hughes “Poet Laureate of Harlem”

Harlem Renaissance• Document Name:

• Context • When was it created?

What’s going on in US during this time period?

• Content • What is the document

saying?• Point of View

• What is the author trying to say? say?

Fighting Back Against Racism with Poetry• THE LYNCHING by: Claude McKay (1890-1948)• His spirit is smoke ascended to high heaven. • His father, by the cruelest way of pain, • Had bidden him to his bosom once again; • The awful sin remained still unforgiven. • All night a bright and solitary star • (Perchance the one that ever guided him, • Yet gave him up at last to Fate's wild whim) • Hugh pitifully o'er the swinging char. • Day dawned, and soon the mixed crowds came to view • The ghastly body swaying in the sun: • The women thronged to look, but never a one • Showed sorrow in her eyes of steely blue; • And little lads, lynchers that were to be, • Danced round the dreadful thing in fiendish glee.

Harlem Renaissance• Document Name:

• Content • What is the document

saying?• Point of View

• What is the author trying to say? say?

Fighting Back Against Racism with Poetry

• A Dream Deferred by Langston Hughes

What happens to a dream deferred?

Does it dry up like a raisin in the sun? Or fester like a sore--

And then run? Does it stink like rotten meat?

Or crust and sugar over-- like a syrupy sweet?

Maybe it just sags like a heavy load.

Or does it explode?

Harlem Renaissance• Document Name:

• Content • What is the document

saying?• Point of View

• What is the author trying to say? say?

Agenda, Block Day, 11/20-11/21• HOT ROC• Marcus Garvey’s Back to Africa Movement

• Primary source analysis• Comparisons

• The Century: Boom to Bust• Reviews key elements of the unit

HW: Work on your essay outline, due Mon, 11/25

Study vocab for card quiz

Fighting Back Against Racism with Music

Strange Fruit by Abel Meeropol

Southern trees bear a strange fruit,

Blood on the leaves and blood at the root,

Black body swinging in the Southern breeze,

Strange fruit hanging from the poplar trees.

Pastoral scene of the gallant South,

The bulging eyes and the twisted mouth,

Scent of magnolia sweet and fresh,

And the sudden smell of burning flesh!

Here is a fruit for the crows to pluck,

For the rain to gather, for the wind to suck,

For the sun to rot, for a tree to drop,

Here is a strange and bitter crop.

Strage Fruit by Billie Holidayhttp://www.youtube.com/watch?v=h4ZyuULy9zs

Marcus Garvey

• Marcus Garvey• Born in Jamaica• Black Nationalist:

solidarity among blacks world-wide

• 1916 founds Universal Negro Improvement Association • Headquarters in Harlem• “Back to Africa”: blacks

must return to Africa to create a country of their own

Marcus Garvey

http://www.youtube.com/watch?v=R-XjloOKl60

Biography

•Why was Marcus Garvey’s “Back to Africa” Movement controversial?•Primary source analysis in groups of four

The Century video • Watch the following video:• http://www.youtube.com/watch?v=foooDFF9Dgs• Answer #1-11 on your handout.• http://www.youtube.com/watch?v=IJuEi-U6pmo• Answer #12-17

Agenda, Friday, 11/22• HOT ROC:• Discuss traditionalism vs. modernism• Prepare for traditionalism vs. modernism table debates

• HW: Paper and works cited due tomorrow. Turn paper in to turnitin.com

Traditionalism and Modernism• http://

education-portal.com/academy/lesson/the-ku-klux-klan-eugenics-and-nativism-definition-movement-social-reactions.html#lesson

HOT ROC

• Image analysis: Read p. 369 and then compare the images on page 368 and 369. How do these 2 images capture the differences and clashes between traditionalism and modernism?

The Growing Divide

• Urban Attractions:• Factory & Office jobs• Higher wages• Diversity• Entertainment• Etc.

• Rural Problems:• Export demands

dropped after WWI leading to lower income

Changing Values• Traditionalists

• Felt attacked by modernists• Generally lived in small-town• Increased religious

fundamentalism

• Modernists• Viewed some traditionalists as

“backwards”• Excited by city life and earning

good wages in the cities• Exposed to new ideas, music,

and social values

What are some examples of traditionalism vs. modernism today?

Traditionalism vs. Modernism Debate

• You will be given either the side of traditionalist or modernist in the debate. It will change for each topic, so you need to prepare each side.

• Read 29.3, 29.4, 29.5• For each section write down

the arguments for traditionalists and modernists in a t-chart with bullet points. Include specific facts and details to help your argument.

Traditionalism vs. Modernism DebateFollow these steps to prepare for the discussion:• 1. Debate

• Each topic will be addressed in speed rounds• Winner of the topic will be voted on by the moderator• At the end of the round, the moderator will raise card to

indicate to class which side won that round• Some sentence starters:

• “As traditionalists/modernists, my group . . .”• “My group agrees/disagrees with your group because . . .”

• 2. Notes• Add to your t-chart notes any important points you

didn’t get

Traditionalism vs. Modernism Debate Topics

• Opinion A (Section 29.3) Young people today are totally out of control.

• Opinion B (Section 29.4) Prohibition has done more harm than good.

• Opinion C (Section 29.5) Both evolution and creationism should be taught in the classroom.

Century Video part 3

• http://www.youtube.com/watch?v=sPP7FE8RIbY