Union Bank Ppt46454

8/3/2019 Union Bank Ppt46454

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LINE STRUCTURE OF

UNION BANK OF INDIA


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GROUP MEMBERS

PRITA SHAH(45)

NIDHI MANIYAR(65)

RINKIT UCHAT(55) POOJA PANCHAL(25)

GARIMAKUMAR(15)

SEJAL RATHOD(35)

SILESH (05)


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HISTORY

The bank was inaugurated by Mahatma Gandhi in1920 with

authorised share capital of 5crore. Later on it was nationalise


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UBI profile

One of the top 5 banks with 91 years of dedicated

service .

Business mix of Rs.220000 crore.

First large Nationalized bank to achieve100 % CBS

First bank to implement Core Banking in its two RRBs

KGSGB and RSGB

All delivery channels internet, mobile, cards OnlineRTGS & NEFT.

Free access to more than 36000 ATMs of any bank.


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Process Flow Front End

1. EnrollmentProcess

Data Collection SystemDemographic Details

Biometric Details etc.

2. Issuance ofBiometric EnabledMulti-Function Card

Diverse points of usageHand-held devicesATMs, Point of SaleCounters PCs/Card Interface

3. Financial Transactions

Through Field DevicesSingle Device supportsmultiple application

4. Transactiondata loadingTo IntegratedCore Banking SystemThrough phone line (PSTN)


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Business Process - Transactions

Bank CustomerMFI Agent

Transaction Data

Bank Systems

BC Systems

Cash

Instant Receipt

Transactionstored on card

Transaction Data

transferred via

phone lines

Updates for

Customer

Cash

Bank Branch


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Benefits of the UBI system

Customer validation through foolproof biometrics.

Offline transaction capability.

Electronic transaction Infrastructure.

Multi-application Smart card 14 applications.

Fast payment and reporting.

Low cost and simple to use.


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Future proposes

Customer service excellence: Wealth management Financial inclusion HR transformation Rapid branch expansion Robust risk management


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Schemes

No Frills Saving Account.

Deposit scheme Pension scheme


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Organizational Structure of Union Bank


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GENERAL MANGAER

(OPERATIONS)

6 Zones, RO -Delhi &

Mumbai, Gunfoundry Br.

Scope Complex Br.

DGM (PER & HRD) CM (Personal)

CM (Indsustrial Relations)

DGM (Recovery)

CM (ARMC)

DGM (Law)

AGM (Marketing) AGM (Security)

CM (DPD)

CM (Cross Selling)

CM(ADV), CM(GB)

GM (O)Sectt.

Mrg(Grievances Cell)

GENERAL MANAGER

(C & IB)

Commercial Module

(DGM Branches)

Commercial Module

(AGM Branches)

DGM (Credit)

AGM (Merchant Banking)

AGM(Industrial Rehabilitation)

CM(International Banking)

CM(C & I Banking)


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GENERAL MANAGER

(TREASURY)

DGM (A&S)

AGM

(Central Accounts Dept)

CM (ABSOT)

CM (BalanSheet)

CM (Govt. A/cs)

CM (PPG)

CM (GALC), Nagapur

Mgr (AGCL), Mumbai

Mgr (FMC), Bangalore

DGM (Domestic Treasury)

DGM (Forex Treasury)

CM (ALM)

GENERAL MANAGER

(INSPECTION)

DGM (Inspection)

AGM (Compliance)

C.M.(Systems & Procedures)


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GENERAL MANAGER

(TECHNOLOGY)

DGM (CPPD)

AGM (Core Banking)

CM (MIS)

DGM (Credit Audit)

CM (Risk Management)

GENERAL MANAGER(P&D) DGM (RRB)

DGM (PER & HRD)

CM (HRD) & All STCs

AGM (D&RB) CM (SIB)

CM (AGR)

CM (P & SB)

CM (Lead Bank)

AGM (P & ES)

Premises

CM (Estates)

CM (Stationery)

AGM (Planning)

AGM (PR & Liaison)

Union Bank Ppt46454

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