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Ứng dụng hiệp ước quốc tế Basel II vào hệ thống quản trị rủi ro của các NHTM Việt Nam_cafebook.info

Feb 11, 2018

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    M CHJ LG R J \J

    \]OC H AG KHOA \ \U/AGD$$$$$jJj$$$$$

    GA^ \A AOC CH@OC

    OC LOC AHU G M@WNI HHRJ A \AOC P^O \] ]H ]J

    \H GG OA\D RH\ O@D

    I^O RO \AG W KHOA \

    \U/ A Ga Dhoa $Od=558

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    0

    M CHJ LG R J \J\]OC H AG KHOA \ \U/AGD

    $$$$$jJj$$$$$

    GA^ \A AOC CH@OC

    OC LOC AHU G M@WNI HHRJ A \AOC P^O \] ]H ]J\H GG OA\D RH\ O@D

    Gauyo ocoa6 \h Gaoa Lj`oa Ocahp

    D s 6 25/70/0=

    I^O RO \AG W KHOA \

    Och aoc lo kaj` ag6 UCW \W UA@O \A MGA OC^X\

    \U/ A Ga Dhoa $Od=558

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    =

    IH G@D J@O

    \h xho g`d j`o y i goc troa ocaho gu g` rhoc th/ Oaoc taoc tho

    v oh luoc ou trjoc th u l` tro ocaho gu tag t v ajo tjo

    oc vh ocuo trga lo/

    \g ch th6 Gau \a Aoc Ch`oc

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    7

    DG IG

    L`oa dg ga vht tt

    L`oa dg gg moc mhu

    L`oa dg gg mhu

    L`oa dg gg paoc troa

    D ^

    0/ GAOC 0

    GAOC 06 M@WNI HH \]JOC P^O \] ]H ]J G@ OA //////////////////0

    0/0/ Oaoc vo gauoc v rh rj v quo tr rh rj OA\D ///////////////////////0

    0/0/0/Kah ohd rh rj trjoc ajt oc OA\D ////////////////////////////////////////0

    0/0/=/Puo tr rh rj trjoc ajt oc OA\D////////////////////////////////////////////=

    0/=/ Ahp g qug t v quo tr rh rj oco aoc ////////////////////////////////////////7

    0/=/0/Ahp g M`sni H////////////////////////////////////////////////////////////////////////////// ocuyo tg g mo v chd st oco aoc//////////////////////////////2

    0/=/7/Ahp g M`sni HH/////////////////////////////////////////////////////////////////////////////3

    0/=//M` tr gt g` M`sni HH /////////////////////////////////////////////////////////////////////8

    0/=/>/0/ \r gt 0 g` M`sni HH////////////////////////////////////////////////////////////80/=/>/=/ \r gt = g` M`sni HH//////////////////////////////////////////////////////////030/=/>/7/ \r gt 7 g` M`sni HH//////////////////////////////////////////////////////////01

    0/=/2/Oaoc s` h g` Ahp g M`sni HH sj Ahp g M`sni H/////////////080/7/Khoa ocahd oc loc M`sni HH th gg og v mh ag t gug kaoc

    a`oc th gaoa D//////////////////////////////////////////////////////////////////////////////////=5

    0/7/0/Kaj st toa aoa oc loc M`sni HH th gg og tro ta chh/////=5

    0/7/=/I troa oc loc M`sni HH th dt s qug ch` tro ta chh //////////=7

    0/7/7/Kaoc a`oc th gaoa D ////////////////////////////////////////////////////////////=>

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    /0/\r gt 0 g` M`sni HH $ Xu gu vo th tahu

    \oc t oa M`sni H) M`sni = vo quh oa dg vo `o tjo !G@]( 1.)

    g xg oa moc gga iy toc vo gah` gaj th so g rh rj/

    Uaoc troa 0/7 Ro yu gu th tahu tanj M`sni HH6

    \oc vo !choc M`sni H(

    ]S@ rh rj to loc + !K rh rj aj`t oc & 0=)>( + !K rh rj ta troc & 0=)>(\ i vo th tahu 4 1.

    $ \oc vo6 xg oa toc t oa trjoc M`sni H/$ \h so g rh rj !]S@(6 Ocjh rh rj to loc v rh rj ta troc

    g quh oa th M`sni 0) M`sni = m suoc tad dt ijh rh rj o` i

    rh rj ajt oc/ Oc`h r`) gga toa ]S@ trjoc M`sni HH goc pag

    tp ao sj vh M`sni H) v g ka ooc oa ch gaoa xg ao dg `o

    tjo vo6

    ]S@ M`sni H 4 th so & a s rh rj !kaoc gp o xp aoc

    to loc(/

    ]S@ rh rj to loc paoc pap gauo M`sni HH 4 th so & a s rh rj !

    gp o xp aoc to loc(/

    ]S@ M`sni HH 4 vo yu gu th tahu h vh toc rh rj !K( &

    0=)>/

    \anj M`sni =) g gg paoc pap j ioc rh rj s`u6

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    08

    $ Gg paoc pap j ioc rh rj to loc6

    Uaoc pap gauo a`6 pa taug vj oa ch g` gg t gag xp

    aoc to oahd g ip;

    Uaoc pap l` tro a taoc oa ch oh m g mo6 Gg oco

    aoc ` r` oaoc kajo rh rj ocd oa; Uaoc pap l` tro a taoc oa ch oh m ooc g`j6 Gg oco

    aoc ` r` dt ijt taoc tho u vj v rh rj/

    $ Gg paoc pap j ioc rh rj ajt oc

    Uaoc pap ga thu g mo6 Dt ga thu p loc gaj dt quh oa;

    Uaoc pap gauo a`6 Oahu ga thu p loc gaj dt quh oa;

    Uaoc pap j ioc oh m ooc g`j6 Gg oco aoc p loc gg

    d aoa oh m/

    $ Gg paoc pap j ioc rh rj ta troc6

    Uaoc pap gauo a`6 Lj g qu`o quo i oco aoc taht ip;

    Uaoc pap s loc gg d aoa oh m6 Gg oco aoc p loc

    gg d aoa oh m/

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    =5

    Moc 0/= \d ig tr gt 0 g` M`sni HH Xu gu v vo th tahu

    Ocuo 6 Hotnro`thjo`i Gjovnrcnogn jb G`pht`i Dn`surndnot " G`pht`i Wt`ol`rls

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    =0

    `/ ]h rj to loc

    \anj M`sni HH) j ioc v toa tjo a s rh rj h vh gg kajo

    dg th so g rh rj to loc g 7 paoc pap g ta i` gao6 Uaoc

    pap gauo !Wt`ol`rlhznl() Uaoc pap l` tro xp aoc oh m !g mo

    !B H]M() paoc pap xp aoc oh m ooc g`j !@ H]M(/

    Uaoc pap gauo oa ch rh rj to loc6

    Uaoc troa 0/< \h so g rh rj trjoc paoc pap gauo oa

    ch rh rj to loc g` M`sni HH6

    Uaoc pap oy co choc oa paho mo M`sin H d aho o`y gg oco

    aoc `oc p loc/ \uy oaho) hd kag mht g` M`sni HH sj vh M`sin H

    trjoc paoc pap oy i6$ M`sni H6 kaoc gp o xp aoc to loc ) gg ka`o gaj v`y

    toc oc vh toc a s rh rj/

    $ M`sni HH6 gp o xp aoc to loc) kaoc p t a s rh rj r

    roc gaj toc kajo dg d go ty taug vj vhg kajo dg

    g tag aho vh ga ta oj) uy to v xp aoc to loc g` ga

    ta/ Rhg xp troc s m`j oahu ty taug dg to oahd !xp

    aoc to loc( g` ga o !t @@@ o lh M$ v kaoc xp

    aoc( lj gg g qu`o xp aoc to oahd quy oa oa g qu`oW"U/

    $ hd kag mht o` trjoc M`sni HH i6 o g gah` taoa > oad

    g tad a s 0>5. troc s io it i 5.) =5.) >5.) 055. v

    0>5. !Ua ig 7(/

    Uaoc pap xp aoc oh m oa ch rh rj to loc6

    Ocjh paoc pap gauo) M`sni HH gaj pap gg oco aoc g ta i`

    gao paoc pap oa ch xp aoc to oahd oh m g` doa xg oal o g` kaga) xg sut v o) k j ao ahu loc) t troc to tat to

    loc) t toa tjo th so g rh rj to loc/ \uy oaho) oco aoc duo p

    loc paoc pap oh m oy go g s gap tauo g` g qu`o chd st

    oco aoc !oa ta`oa tr` oco aoc ajg oco aoc oa og(/

    \anj paoc pap xp aoc oh m oy) ta vo yu gu th tahu h vh

    rh rj to loc s g xg oa gaoa xg ao) v g s pao mht v vo yu

    ]S@ Uaoc pap gauo g` M`sni HH 4 \h so & A s rh rj

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    ==

    gu th tahu ch` gg ka`o gaj v`y h vh gg h toc kaga aoc kag

    oa`u/

    Uaoc troa 0/> \h so g rh rj trjoc paoc pap xp aoc oh

    m oa ch rh rj to loc g` M`sni HH6

    \rjoc 6

    N@L6 Nxpjsurn `t Lnb`uit $ toc l o g` kaga aoc th tah hd

    kaga aoc kaoc tr g o/

    K G`pht`i rnquhrnl6 t i vo go taht l paoc oaoc troc

    ap rh rj to loc kaoc ioc trg oaoc ih xy r`) g xg oa

    taoc qu` UL !prjm`mhihty jb lnb`uit( xg sut v o) ICL !Ijss

    Chvno Lnb`uit( t troc to tat) D !nbbngthvn d`turhty( k j aoahu loc/ Gg yu t xg oa K v gga toa K!Ua ig (

    m/ ]h rj ajt oc

    ]h rj ajt oc i rh rj to tat xy r` lj gg ajt oc quo i oh m)

    lj gjo och) lj a taoc) ajg lj gg s g mo ocjh kaoc pa ap ajg

    m aoc; m`j cd g rh rj pap i) oaoc kaoc m`j cd rh rj gaho ig v

    rh rj taoc ahu/

    Gg oco aoc g i` gao dt trjoc m` gga toa oau gu vo go

    taht l paoc rh rj ajt oc vh dg pag tp v oay gd vh rh rj

    toc lo m`j cd6 Uaoc pap ga s g mo !MH@ \an M`shg Holhg`tjr

    @pprj`ga() Uaoc pap gauo !\W@ $ \an Wt`ol`rlhznl @pprj`ga()

    Uaoc pap ooc g`j !@D@ @lv`ognl Dn`surndnot @pprj`gans(/

    Kah ajt oc g` oco aoc goc pag tp ta go pah p locpaoc pap g pag tp g`j ao) oc tah kaoc gaj pap gg

    oco aoc gauyo ocg tr ih paoc pap o cho dt kah g gap

    tauo s loc gg paoc pap ooc g`j/ Ocg ih) ou gg oco aoc g

    oa ch i kaoc hu kho thp tg s loc paoc pap ooc g`j ta

    go pah qu`y tr v paoc pap g mo gaj o kah p oc g oaoc

    yu gu oy/

    ]S@ Uajoc pap H]M g` M`sni HH 4 0=/> & N@L & K

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    =7

    Uaoc pap ga s g mo MH@

    Gg oco aoc s loc paoc pap oy go pah od ch dg vo

    l paoc rh rj ajt oc moc dg moa quo toc tau oap aoc od

    !? 5( g` tah k m` od trg oao vh t i pao trd g oa !ch i

    `ipa`(/

    Uaoc troa 0/2 Ro l paoc rh rj ajt oc trjoc paoc pap ga

    s g mo67

    0 &o

    oM H @

    C HK

    o44

    ) vh hu kho CHo ?5 v 4 0>.

    KMH@6 vo yu gu pah l paoc gaj rh rj ajt oc tanj paoc

    pap MH@

    CH6 tau oap aoc od !? 5( g` 7 od trg

    o6 s od g tau oap aoc od ?5

    Uaoc pap gauo \W@

    p loc tanj paoc pap gauo) ajt oc oco aoc g gah` id 1

    oad ocahp v) dh oad ocahp v g a s Mnt` toc oc/

    Moc 0/7 A s trjoc paoc pap gauo h vh rh rj ajt oc

    Ocahp v A s mnt` !(

    \h tr lj`oa ocahp !0( 01.

    Ch`j lga v mo aoc !=( 01.

    Oco aoc mo i !7( 0=.

    Ocahp v OA\D !.

    Lga v ta`oa tjo !>( 01.

    Lga v h i !2( 0>.

    Puo tr th so !3( 0=.

    Dh chh !1( 0=.

    Ocuo 6 Hotnro`thjo`i Gjovnrcnogn jb G`pht`i Dn`surndnot " G`pht`i Wt`ol`rls p0

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    =( g t gag vj taoc 05 0= od =55> oad

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    =8

    oa ch tg oc g` M`sni HH o ao 7>5 oco aoc taug 70 qug ch`/

    \rjoc gug kaj st PHW >) y M`o M`sni pao gah` gg oco aoc

    g kaj st taoa = oad oco aoc6 Oad 0 v Oad =; trjoc gg

    oco aoc taug oad 0 i oaoc oco aoc g vo gp 0 t 7 t ^WL tr io

    v ajt oc ` ocoa) ` qug ch`/

    \anj kt qu kaj st v vhg oc loc gg paoc pap M`sni HH trjoc

    oa ch rh rj to loc) oao tay gg oco aoc taug gg qug ch` C05 ga

    yu oc loc gg paoc pap xp aoc oh m !trjoc gg oco aoc io

    taug oad 0 gg og C05 ga yu oc loc paoc pap xp aoc oh m

    ooc g`j(/ \rjoc kah gg oco aoc g quy d vo oa ao 7 t ^WL taug

    gg qug ch` kaoc od trjoc oad gg og C05 ih ga yu oc loc

    paoc pap o cho !paoc pap gauo( g` M`sni HH kah oa ch rh rj

    to loc/Moc 0/>6 Kt qu kaj st io ta > !PHW >( g` y M`o M`sni v

    vhg oc loc gg paoc pap M`sni HH trjoc oa ch rh rj to loc6

    \jt`i ]W@ BH]M @H]M \jt`i ]W@ BH]M @H]MC05 !0= og( 1= 5 =7 >8 0( M`oks bjr hotnro`thjo`i

    snttindnots p`cn 3/

    \oa aoa gg oco aoc g vo 7 t ^WL !oco aoc oad 0(oc loc gg paoc pap oa ch rh rj to loc g` M sni HH

    5. ]W@0

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    70

    Moc 0/3 Kaj st v vhg oc loc M`sni HH gg og kaoc pah

    i taoa vho g` Ah oc M`sni

    W ioc qug ch` W ioc qug ch`g kaj st l oa oc loc M`sni HH

    Gau Uah 03 0= 30.Gau 02 02 055.

    Roc G`rhmmn`o 3 < >3.Gau D I` thoa 0< 0= 12.Roc \ruoc oc 1 1 055.Pu g ch` gau u kaoc taugAh oc M`sni 72 75 17.

    \ OC GOC 81 1= 15 t ^WL tr io v g moc go h th so ajt oc gah

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    77

    \uy oaho) trh ocg vh oaoc xu ta gauoc g` gg qug ch` k tro)

    \ruoc Pug gao dt aoc h rt kag i p loc tanj gauo dg

    M`sni 0/>/ Oca` i s kt ap gg gauo dg trjoc ahp g M`sin H vh quh

    tg = v 7 trjoc M`sni HH/ Ig oy) tt g gg paoc pap dh g gp

    o trjoc M`sni HH oa ch rh rj to loc ajo tjo kaoc g qug ch`

    oy i` gao p loc/ Gaj o guh od =553) \ruoc Pug s ajo taoavhg p loc y tanj M`sin H v oa ch rh rj to loc/

    0/7/7/Kaoc a`oc th gaoa D

    Oahu gauyo ch` khoa t t r` oaoc gu ah i6 th s`ja taoc gg

    oco aoc D vo `oc p loc gg paoc pap quo tr rh rj th u

    oat trjoc M`sni HH oaoc ih kaoc troa kah gug kaoc ajoc th

    gaoa kaoc kahp oa v` qu`/

    Gug kaoc a`oc th gaoa D mt u moc pat t guh od =553)trjoc kah dt s qug ch` io dh ga oc loc M`sni s`u oy !oa g oc

    loc M`sni HH vj u od =551) D oc loc M`sni HH vj ka`oc ch` od

    =551 v goc ga oc loc 1 t gag th gaoa io) g quy d ajt oc

    t`o gu(/ R ta) M`sni HH kaoc pah i dt pap du oahd chp gg

    oco aoc D troa g gug kaoc a`oc th gaoa kaoc kahp oa v`

    qu`/

    Gug kaoc a`oc th gaoa D mt ocuo t gaoc kajo a` mt

    oc so) gaoc kajo a` gg kajo o t tj r` oaoc gauh ch trj/ G ta) s`u gug to goc kaoc m od =550) Gg L tr Iho m`oc D

    !BNL( gt chd ih sut 00 io t dg 2)>.*od xuoc ga go

    0)3>.*od/ \ad vj ) gaoa quyo Mhii Gihotjo m`o aoa dt j iut

    th pat trho goc oc tp truoc vj dg thu x ah i chh quyt oa gaj

    och g tau oap tap/ A`h yu t oy tag y lo gaoc v`y tho oco

    aoc du` oa/ Dt kag) gg oco aoc goc so ioc gaj v`y) g vh

    oaoc kaga aoc g aoc dg to oahd lh gauo/ \ i t gah gaj

    v`y du` oa xuoc tap k ig i 0

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    7

    d mj `o t`o trjoc goc tg to loc) kah so ioc gaj v`y) g vh

    oaoc kaga aoc g aoc dg to oahd lh gauo) v ih s mj d

    ocd ocd t Gaoa pa d aho tao i a`h goc ty B`oohn D`n v

    Brnllhn D`g/

    $ Gg oco aoc s loc o my th gaoa qu g`j) s loc vo v`y th

    tr gaj toc troc th so qu io) cy rh rj gaj oco aoc kah th so

    chd/ \ od 083>) gg oco aoc u t kaoc g pap g t i o

    my th gaoa g`j ao 0> io/ \uy oaho t od =55< ^ m`o gaoc

    kajo D mh m quy oa oy) id gaj gg oco aoc oy s loc

    o my ka g`j) io o 75 io) tad ga a`h h ch` mt oc so Brnllhn

    D`g) B`oohn D`n s loc o my o 25 io $ g`j cp h sj vh gg

    oco aoc u t kag/

    $ Kah tag aho gaoc kajo a` gg ka`o gaj v`y) gg oco aoc vaoa gauoc ` rh rj lga gauyo t oco aoc s`oc gg t gag kag)

    trjoc g oahu oa ga kaoc g chd st gat ga oa oco aoc/

    $ Ka ooc quo i rh rj g` gg oco aoc kaoc tanj kp s pag tp g`

    oaoc -pat dhoa- v gaoc ka`o a` gg kajo v`y) v gg ocahp v

    ajo h rh rj oa grnlht lnb`uit sw`p///

    $ Goc tg ta`oa tr`) chd st v quo i rh rj g` gg oco aoc) oat i

    h vh gg oco aoc ajt oc khoa lj`oa roc rh tro tjo gu go mg

    i oahu hd yu) ga` tanj kp vh s pat trho g` ta troc th gaoa/ i kt iuo g` y m`o Chd st Oco aoc !M`sni( kah ` r` Gaho

    ig tjo lho chh quyt oaoc hd yu g mo g mg i trjoc gug

    kaoc ajoc th gaoa ta chh v` qu`/

    \aoc qu` g ta rt r` mh ag khoa ocahd gaj Rht O`d i6

    $ Ocuy g kaoc a`oc th gaoa kaoc ijh tr mt g qug ch`) t gag

    oj; oaoc qug ch` v t gag goc io ta ocuy g kaoc a`oc goc

    g`j lj mt ocuo t s yu kd g` goc tg quo tr rh rj) rh rj vtqu td khd sjt/

    $ ]h rj kaoc a`oc th gaoa taoc mt ocuo) iho qu`o o rh rj to

    loc) g mht i rh rj t to loc mt oc so g` gg OA\D/ \h D

    I` \hoa goc oa dt s og goc ocahp pat trho oa Uao I`o)

    O`uy) \ay ho) Oat Mo v D) kaoc ajoc oco aoc xy r` s`u

    moc o gaj v`y/ Moc o gaj v`y lh thu gauo g` D lo th gug

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    72

    kaoc ajoc th gaoa oco aoc od =551) v ocahd troc ao i`o

    roc tro tjo gu/ R vy) gg oco aoc go tuo ta oc v y gg

    quy oa v quy ga gaj v`y) j tj v ooc g`j tag trga oahd)

    troa ooc ig tad oa oa ch g` gg oao vho to loc) mj d

    gaoa xg oc`y t kau u tho g` qu troa gaj v`y i paoc pap

    paoc gaoc rh rj ahu qu oat/ Oco aoc go ga troc o vhg oach ka ooc tr o g` kaga aoc) paoc o khoa lj`oa ahu qu ao

    i ga troc o th so ta gap/ Ocjh r`) Oco aoc goc go qu`o td

    o ch`h jo s`u chh oco) g k ajga khd tr` vhg s loc vo g`

    kaga aoc tanj oa k) oa k oa ch ih kaga aoc goc oa th so

    d mj ao ga th ` rh rj g ta xy r` gaj Oco aoc/

    $ Xu gu vo th tahu h vh gg t gag th gaoa) oco aoc i rt qu`o

    troc) tuy oaho vo ga` d mj toa o oa gaj ajt oc g`

    oco aoc;

    $ \rjoc qu troa ajt oc) gg OA\D pah ga troc goc tg quo tr rh

    rj v gg goc tg ta`oa tr`) chd st rh rj g ta kp tah pat aho v

    khd sjt rh rj/

    $ Kah gg ijh aoa ajt oc khoa lj`oa kag pat trho oa vhg du` mo

    goc ty) du` mo o) gg so pad pah shoa)/// s id gaj goc tg quo

    i rh rj s ocy dt ka kao/ Gg oco aoc go ooc g`j ao o` goc

    tg chd st v quo tr rh rj) l mj v paoc oc` rh rj trjoc ajtoc) rh rj ta`oa kajo) tj s o oa v pat trho gaj ajt

    oc oco aoc/

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    73

    K\ I^O GAOC 0\rjoc qu troa to th) ajt oc gg oco aoc kaoc ta kaoc tp

    truoc vj vo quo tr rh rj kah duo th ` aj ih oauo/ R vy) vo

    rh rj oco aoc iuo g gg og pat trho g mht ga troc ocaho gu)

    pao tga) tad ga oc`y g kah oo khoa t `oc rt o oa/ Aho o`y ggoco aoc tro ta chh `oc g xu aoc gauoc aoc o vhg tuo ta

    M`sni HH $ Ahp g g` gg og taug C$05 ta` tauo taoc oat v j

    ioc vo v gg thu gauo vo g` oco aoc g k kt vj od

    =55

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    71

    GAOC =6

    OCAHO G^ RHG OC LOC M@WNI HH

    \]JOC P^O \] ]H ]J G@ GG OA\D RH\ O@D

    =/0 \AG \]OC AJ\ OC G@ GG OA\D RH\ O@D

    A`h od h qu` t kah Rht O`d i taoa vho S\J) mo goa oaoc

    tauo ih v tah g) vo go oahu ka kao taga tag d Rht O`d pah vt

    qu` g ta soa td vh ta chh/ h vh a taoc oco aoc g` og t`)

    dg l trjoc oaoc od qu` g g oahu oc tah gauo m gaj gug u` dh

    kah ch` oap S\J v goc g oahu taoa tu qu`o troc trjoc h dh)

    troc taoa v io doa ao oahu sj vh trg y) oaoc sj vh ta chh) vh

    h ah g` tah h v g` s pat trho khoa t t og ta vo go oa m)kahd to v mt gp/

    =/0/0Oaoc kt qu t g trjoc ajt oc g` OA\D

    =/0/0/0 W ioc oco aoc ch` toc vt mg

    \oa o at od =551) trjoc a taoc gg \G\L Rht O`d g < OA\D

    OO) 0 oco aoc gaoa sga x ah) 78 OA\D GU)

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    55 >83

    = MHLR 3/355 /555 =15 /152 t !toc cp ao > io() W`gjdm`ok toc t =/518 t oc io>/002 t oc !toc cp =)> io() Nxhdm`ok toc t 0/=0= t oc io io() toa o at taoc )> oco t) gahd 35) OA\D GU g vo hu i t =/555 t tr io !Ua

    ig 1() 07 OA\D GU g vo hu i t 0/555 t oc o lh =/555 t) v go

    05 oco aoc tajoc dh g pao g vo hu i oa ao 0/555 t oc/

    Ro hu i g` gg oco aoc od =551

    =7/27< t oc08.

    1>/>71 t oc

    30.

    7/155 t oc7.

    1/>55 t oc3.

    OA\D Oa Og

    OA\D GU

    OA Iho lj`oa

    Gah oaoa OO

    Og oc`h

    Mhu =/= Ro hu i g` a taoc gg OA\D Rht O`d od =551

    Ocuo6 toc ap t s ihu g` Oco aoc oa og v taoc k s ioc v s

    vo hu i g` gg oco aoc/

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    /555 t) ga i kajoc co 855 trhu ^WL) go tap ou sjvh dt s OA\D trjoc kau vg oa LMW oco aoc io oat g` Whoc`pjrn g

    vo hu i i < t ^WL) D`ym`ok oco aoc io oat g` D`i`ysh` g vo hu

    i i 0> t ^WL) gg oco aoc vh quy d truoc moa g` D g dg vo

    hu i th tahu i 05 t ^WL/ Aho th) gg oco aoc vo go thp tg io k

    ajga ooc vo hu i mh vo hu i `oc i vo du gat chh quyt

    oahu mh tjo kag/ \oc vo hu i s chp gg Oco aoc ooc g`j ka ooc

    goa tr`oa) chd rh rj) ooc g`j thd ig th gaoa) chp oco aoc g ocuo

    ig aho h aj goc oca) d roc doc ih) gahu d h oc oao igtt v t g ahu qu khoa lj`oa g`j ao/

    =/0/0/7 Auy oc " guoc oc vo io gaj oo khoa t

    A taoc oco aoc auy oc v guoc gp dt ioc vo ka io gaj

    oo khoa t) g toa aoc od gahd kajoc 02$01. CLU) co >5. vo u

    t tjo x ah/ \oc auy oc iho tg toc qu` gg od v od =553 toc ao

    )1.) to loc toc troc doa ao >7. trjoc od =553/

    \oa aoa auy oc vo v gaj v`y g` gg oco aoc

    =02 =>8 7=>3=31=

    0/0>8

    . 08)1.

    01)=.

    72)>.55

    =)555

    =)>55

    =550 =55= =557 =55< =55> =552 =553 =551

    oco t

    $15.

    $25.

    $

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    331 2 358 88. 0255 0=2.3 Nxhdm`ok 7>8 2=8 3>. 828 >= 258 0.8 A`mum`ok =. 350 >. 3< $=1.

    W\\ Oco aocIh oauo !t oc(

    Ocuo6 Mj gj taoc oho g` gg oco aoc

    \anj oad gg OA\D GU g t sut shoa ih rt g`j sj vh gg OA\D

    OO/ \ i ]JN th oco aoc MHLR i =>.) ta oco aoc Gau i co

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    . ocuyo oao lj pat shoa o xu t to loc mt oc so/

    \ i o xu g` oco aoc

    5.

    0/71.

    =/

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    =/= \AG \]OC OC LOC M@WNI HH \]JOC A \AOC GG

    OA\D RH\ O@D

    Qt v oc ih) ga troc g` Gaoa Ua v vhg oc loc Ahp g

    qug t M`sni trjoc a taoc OA\D Rht O`d !go g tanj Puyt oa s

    00=*=552*P \\c ocy =*=552 g` \a toc Gaoa Ua m`o aoa v

    vhg pa luyt o pat trho ocoa oco aoc Rht O`d o od =505 v

    oa aoc o =5=5() ta o at od =505) Rht O`d pao u tag aho

    p loc a`o gaoa gg gauo dg qug t M`sni H) v ga` gp oahuo vhg oc loc M`sni HH/

    Moc =/7 Dt s ga thu v ajt oc oco aoc ch`h jo =552 =505

    \oc troc moa quo to loc !. od( 01$=5

    \ i o tjo vo o od =505 !.( Kaoc lh 1

    \ i o xu* toc l o o od =505 !.( Lh >

    Gauo dg chd st oco aoc o od =505Gauo dg qug t M`sni H) aoc o vhg m`oaoa Iut Chd st `o tjo ajt oc

    O xu g xg oa tanj thu gauo pao ijh o g` Rht O`d) pa ap vh taoc i qug t/

    Ocuo6 \anj quyt oa 00=*=552*P$\\c

    \uy oaho) v pa` Oco aoc Oa Og vo `oc o ig ocaho gu v

    vhg oc loc M`sni HH trjoc quo tr rh rj oco aoc/ G ta) co y oat vjguh od =553) th A Oh) Oco aoc Oa og Rht O`d pah ap vh

    Ghthm`ok t gag tj d chh tahu v M`sni HH vh ajt oc g` OA\D v v`h

    tr quo i g` Oco aoc Oa og) g g ah ahu mht su sg ao v M`sni

    HH) ag tp khoa ocahd trho ka`h M`sni HH g` Ghthm`ok v rt r` oaoc mh ag

    m ga vh a taoc oco aoc Rht O`d/

    =/=/0 Puy oa `o t`o vo th tahu h vh gg OA\D

    \anj quy oa trjoc tr gt 0 g` Ahp g M`sni HH) gg oco aoc pah

    d mj t i `o tjo vo th tahu h vh rh rj to loc) rh rj ajt oc) rhrj ta troc i 1. l` tro g s vo gp 0) vo gp =/ \rjoc ) gg paoc

    pap oa ch rh rj g` M`sni HH goc pag tp ao sj M`sni H) oaoc gaoa xg

    ao lj oa ch l` tro oahu g s/

    \rjoc tah ch`o v` qu`) oad d mj a taoc oco aoc toc troc

    ahu qu) `o t`o v mo voc) oc tah oad oco oc` v ao ga rh rj; a

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    ) a s rh rj

    toa i oa oa`u u i 055./ y i dt trjoc oaoc oag hd g`

    P 3/

    Oa vy) quy oa v `o tjo vo th tahu trjoc Puyt oa 3 co oa

    ga dh p oc g gauo dg `o t`o vo th tahu g` ahp g M`sinH) ga yu aoc o gg ajt oc quo tr rh rj to loc !tanj gga toa g`

    M`sni H() ga` gp o vhg xp aoc to loc) ga` gp oahu o rh rj

    ajt oc v rh rj ta troc v goc ga` oc loc gg paoc pap g`

    M`sni HH/

    Qt v a s `o t`o vo g` gg oco aoc Rht O`d trjoc a`h od tr

    ih y) ta s toc troc oa`oa v quy d vo chp gg oco aoc gh taho

    oc k ooc ig th gaoa v a s `o t`o vo G@]/ \rg taoc 2*=55./ \ od =55> tr h) quy d vo g` gg oco aoctoc io) G@] g` oco aoc goc tanj lo g gh taho/

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    $ =551

    Oco aoc =55> =552 =553 =551 !g toa(

    @crhm`ok 5/5. 2/23. ? 1.

    Rhntgjdm`ok 8/>3. 0=/=1. 0=/=>. ? 0=.

    Rhnthom`ok 2/53. >/01. 1/05. ? 05/8.

    @GM 0=/05. 05/18. 02/08.

    W`gjdm`ok 0>/.

    1/05.

    02/08.0 =553

    Ocuo6 Mj gj taoc oho gg oco aoc

    Moa quo) a s G@] g` gg OA\D OO toc t 3. trjoc od =552

    io 8. trjoc od =553; t i oy g` gg OA\D GU g`j ao) moa quo tro

    0=./ o guh od =551) vo ga s au g` tjo a taoc oco aoc toc

    75. sj vh guh od =553) t i `o tjo vo toc t 1)8. io 8)3. !tanj pat

    mhu g` oc Ocuyo Ocg Chu(/

    \uy oaho) sj vh a taoc oco aoc g` dt s qug ch` trjoc kau vg

    gau ) G@] g` a taoc OA\D Rht O`d vo go tap/ G@] od =553 g`

    kau vg gau \ah Moa Loc i 07)0.) kau vg oc i 0=)7./

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    *5./

    $ L paoc gauoc p loc gaj tt g gg kajo o6 moc 5)3>. toc

    ch tr gg kajo o t oad 0 o oad

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    >5

    ip l paoc gaj kajo o g` kaga aoc/ R vy) gg oco aoc

    goc s u tho gaj vhg gaj v`y g th so mj d chd coa ooc

    gah pa) v l paoc rh rj g aga tjo vj gah pa ajt oc g`

    \G\L/

    $ \anj quy oa th hu 2 v hu 3 g` Puyt oa

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    >=

    Oco aoc MHLR6 ocy 0*=551 ga go =)33./

    MHLR s loc paoc pap gad hd gg oad ga thu th

    gaoa) pah th gaoa g` toc kaga aoc) kt ap vh paoc pap

    gauyo ch` v paoc pap taoc k xp aoc kaga aoc)

    xy loc m` a taoc gad hd kag oa`u gaj m` ijh kaga aoc

    gaoa i6 t gag khoa t) t gag to loc !go ch i gg oa

    ga th gaoa( v kaga aoc i g oao; i` gao 7> ocoa khoa t/

    Dt kaga aoc g >< ga thu !0< ga thu th gaoa) .; tag aho

    aga tjo) taoc k gaoa xg) mj gj oc tah ao gg kajo gaj

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    >>

    gg lj`oa ocahp ajt oc trjoc ioa vg gaoc kajo d \G\L od

    quyo khd sjt !kajo

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    >2

    $ Ga` oc loc paoc pap gauo v paoc pap oa ch oh m

    g` M`sni HH trjoc oa ch rh rj to loc6

    p loc g paoc pap gauo g` M`sni HH trjoc oa ch rh rj to

    loc) gg oco aoc go pah l` tro xp aoc to loc ajg xp aoc

    to oahd g` oco aoc h vh kaga aoc) ga kaoc p loc gauoc

    gauoc goc dt a s rh rj gaj tt g gg kaga aoc/

    \rjoc kah paoc pap gauo oa ch rh rj to loc g` M`sni HH d a

    taoc oco aoc Rht O`d go ga` p oc g) ta vhg p loc g

    paoc pap oa ch oh m g` M`sni HH ih goc ka kao lj pah oa

    ch rh rj tro g s oahu yu t oa k j ao ahu loc) xg sut v

    otrjoc kah goc tg pao tga) oa ch rh rj kaga aoc g` dt s

    oco aoc go oahu mt gp) ooc ig th gaoa g` gg OA\D Rht O`d

    go yu kd) troa quo i khoa lj`oa go ojo yu) goc tg quo irh rj oco aoc ioc ij) ooc ig tad oa to loc yu) go g toa

    troc dt kaga aoc v`y vo th oahu OA\D oaoc kaoc g s khd

    tr`) oa ch v dg rh rj/

    =/=/= Ajt oc ta`oa tr`) chd st gg OA\D

    Aho th) ta troc th gaoa Rht O`d aoa taoa y g 7 m pao

    i ta troc to loc $ oco aoc) ta troc mj ahd v ta troc gaoc

    kajo/ R vy) chd st ta troc th gaoa Rht O`d m`j ad ajt oc chd

    st g 7 ta troc oy/

    Chd st ta troc th gaoa Rht O`d aho g tag aho tanj d

    aoa pao to6

    $ Gg \G\L6 lj OAOO) M \h gaoa v Mj ahd tho ch Rht O`d g

    trga oahd ta`oa tr`) chd st/ \h M \h gaoa v OAOO) goc tg

    chd st goc g tag aho mh oahu v) gg/

    $ Ioa vg mj ahd) gaoc kajo6 gau s khd tr`) chd st g` M \h

    gaoa/$ Ocjh r`) gg lj`oa ocahp oa og !LOOO( trjoc ioa vg mj ahd)

    gg goc ty gaoc kajo trg taug OA\D OO6 gau s chd st g`

    g qu`o Khd tjo Oa og/

    Goc tg ta`oa tr` chd st tag aho taoc qu` = paoc tag6 chd st

    t x` v ta`oa tr` th ga

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    >3

    $ Ajt oc chd st t x`6 g tag aho taoc qu` vhg tau tap v x

    i gg s ihu mj gj g` \G\L oa ch vhg tag aho gg ga thu

    `o tjo g mo trjoc ajt oc oco aoc; oc tah toc ap oa ch

    gauoc ajt oc g` g a taoc gg \G\L pag v gaj s ga j)

    hu aoa tjo ocoa g` \aoc g OAOO/ Aho o`y ajt oc chd

    st t x` g tho aoa aoc taoc v g tag aho qu` doc dytoa/

    $ Ajt oc ta`oa tr` th ga6 y i ajt oc khd tr` trg thp g`

    \a`oa tr` Oco aoc th gg \G\L taoc qu` gg jo ta`oa tr`/ Aoc

    od \a`oa tr` Oco aoc xy loc gaoc troa k ajga ta`oa tr`

    troa \aoc g pa luyt v xy loc goc gah tht ga j tjo

    a taoc trho ka`h tag aho/

    \rjoc tah ch`o v` qu`) ajt oc ta`oa tr`) chd st g` OAOO g toc mg g h dh tro g s gg taoc i v gauo dg qug t v

    quo tr rh rj v chd st `o tjo ajt oc oco aoc/ G ta6 Oco aoc oa

    og goc g oaoc quy oa) taoc t v vhg yu gu gg oco aoc pah

    d mj luy tr t i `o tjo vo th tahu i 1. v 05. !h vh \G\G g quy

    d oa() v oc tah goc quy oa v vhg OAOO g ta yu gu gg \G\G

    luy tr gg t i mj d `o tjo g`j ao dg quy oa) go g vj kt qu

    ta`oa tr`) khd tr` g` g qu`o ta`oa tr`) chd st oco aoc/

    \uy oaho) goc tg ta`oa tr`) chd st gg t gag th gaoa vo gooahu mt gp6

    $ M dy chd st th gaoa oco aoc th Rht O`d ga` g xy

    loc oc m v ahu qu d mj chd tahu rh rj/ Aho o`y)

    Oco aoc Oa og Rht O`d ga` g gauyo h ajt oc tanj

    d aoa Oco aoc \ruoc oc/ \a`oa tr` oco aoc g ch`j tag

    aho dt s ajt oc chd st `o tjo a taoc oco aoc trjoc kah

    vo g gag ooc ta`oa tr` gauyo ocoa oa dh g qu`o ta`oa tr`

    trjoc gg M) g qu`o oc`oc m kag/ y i dt trjoc oaoc ocuyooao lo o ao ga vhg tag tah g ahu qu gaoa sga chd st

    oco aoc/

    $ D aoa t gag) g ga chd st g` Rht O`d i pao to oaoc rt

    gaoc gaj) id chd ahu qu goc tg chd st) cy ka kao gaj

    gg oa ga th gaoa/ G ta6 Rhg pao oa gag ooc) pah ap

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    >1

    ocahp v v tr`j h taoc tho ch` gg g qu`o tag aho chd st

    ga` g quy oa g ta cy ka kao trjoc qu troa tg ocahp)

    ajt oc gaoc gaj/

    $ Puy ga chd st go ga` oc m) oahu quy oa ga` pa ap vh

    taoc i qug t/

    $ Ooc ig go m sj vh yu gu quo i dh go kajoc gga oc k/

    Ooc ig pat aho) x i vh pad go ao ga) trjoc kah ga th x i

    vh pad ga` doa/ Gaoa v vy) kaoc ahd troc ap gg

    taoa vho ta`d ch` ta troc ga oc vh pad v gau pat

    tau g kajo ih oauo oahu ao dg taht ah lj m pat/

    $ \oa troc oahu ioc-) oaoc gat t) tad ga chd gao io

    oa`u goc `oc kaho a taoc chd st ta troc th gaoa mg i

    oahu -i aoc- oc ij och/$ Uaoc pap ta`oa tr` chd st `oc toc mg g h dh oaoc

    ga` p oc g yu gu quo i/ Khd tr` th ga) ta`oa tr` tuo

    ta vo i oh luoc ajt oc ga yu) ka ooc chd st tjo m ta

    troc tho t) goa mj sd v oco oc` rh rj go yu/

    $ Khd tjo oh m ga` pat auy g v`h tr) trjoc oahu troc ap

    ga i aoa tag///

    $ Kauo ka ta ga) pap i ga` taga oc g vh s ta`y h doad g` dh troc ajt oc ta troc th gaoa/

    Aho goc tg ta`oa tr`) chd st oco aoc th Rht O`d ga` p oc

    g yu gu g` \r gt HH trjoc Ahp g qug t M`sni HH/

    =/=/7 Dhoa mga taoc tho Rht O`d

    Aho th th Rht O`d g gg quy oa v vhg gg t gag th gaoa

    pah tag aho goc ka`h dhoa mga taoc tho) g ta6

    $ Od =55

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    >8

    lh gg aoa tag6 tro wnmshtn) lh aoa tag pat aoa o pad)

    moc vo mo th gg g qu`o quo i) truyo aoa truoc oc/// Mo

    goa ) gg oco aoc oy g trga oahd tr ih gat vo kah g yu

    gu g` g qu`o quo i Oa og) g oc) kaga aoc v mo aoc

    v oaoc taoc tho guoc gp/ \ah ao goc m oaoc taoc tho tro

    g o oa trjoc tah ao 0=5 ocy k t kah kt tag od th gaoa/

    $ Ocy 53*58*=552) y m`o gaoc kajo Oa og g goc vo s

    5*^MGK$U\\\ v vhg goc m taoc tho g` OA\D GU kah ohd

    yt g pahu) trh pahu tro ta troc gaoc kajo/ \anj ) gg

    OA\D GU kah ohd yt g pahu) trh pahu tro \\CLGK ocjh vhg

    pah ip v op mj gj th gaoa qu) od tag aho goc m taoc

    tho tro ta troc gaoc kajo) go pah op m suoc Mj gj kt qu

    ajt oc khoa lj`oa aoc qu/ oc tah oy g` y m`o gaoc

    kajo oa og oad toc goc toa dhoa mga v taoc tho g`

    lj`oa ocahp kah ta`d ch` ta troc gaoc kajo) mj v quyo

    ih g` oa u t/

    $ Ocy 01$

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    25

    tauyt dhoa tanj quy oa v mj gj th gaoa ch` oho g` Gauo dg k

    tjo R@W =3/ \rjoc kah th D) mj gj qu !Du 05$P( v mj gj od !Du

    05$K( ` r` quy oa rt gah tht v gg taoc tho go mj gj/ Gg taoc tho oy

    kaoc ga m`j cd gg taoc tho th gaoa d go m`j cd rt oahu taoc tho

    ajt oc v quo i m ga oa Dg Chh troa v Uao tga g` M`o hu

    aoa !D`o`cndnot Lhsgusshjo `ol @o`iyshs(/

    Au at gg \G\L goc m gg mj th gaoa qu g` rhoc goc ty d

    !trjoc kah gg kajo ih) i g` goc ty gjo kaoc g ta aho(/ Dt s goc

    m mj gj th gaoa goc ty d kd mj gj th gaoa g` dt s goc ty gjo

    ta`y v mj gj th gaoa ap oat g` g tp jo/ hu oy cy oo toa troc

    ijo taoc tho gaj oa u t) g mht i gg oa u t kaoc g kho tag su

    v k tjo) th gaoa/

    Ocjh r`) go g tag troc goc m taoc tho th gaoa dt gga ka ocuaoc v tu tho) gg taoc tho ` r` ga` g khd gaoc v g ta rt kag

    sj vh s ihu khd tjo s`u ) gg taoc tho ` r` g gao ig tanj aoc

    g ih gaj m`o hu aoa oo taoc kaoc y v tjo lho !v l ga `

    tho lj`oa tau v ih oauo g` taoc() gg taoc tho lj g ` r` dt gga

    ocu aoc v oahu kah ` tanj iuoc kaoc gaoa tag trjoc kah kaoc

    pah i gg taoc tho mt taoc oo oahu oa u t kaoc ga oc thp go/

    hu oy tj oo toa tahu gauyo ocahp v kaoc goc moc/

    \h gg ta troc pat trho) gg taoc tho th gaoa ga g goc m tanjoc gaoa taoc/ M`o hu aoa kaoc ty tho ` r` gg s ihu kt qu th

    gaoa gaj mj ga trg kah g kt qu sjt xt g` khd tjo v trg kah goc

    m tanj oc gaoa taoc/ Rhg ` r` gg gjo s l mj ih oauo toc i`h

    g tag aho mh gg oa ocaho gu gaoc kajo g ip !paoc pao tga

    g` gg goc ty gaoc kajo( oad oa aoc k voc gaj ta troc/ Kt qu

    ih i gaoa tag s g lj`oa ocahp goc m tanj iga troa v ta troc s

    pao oc moc vhg sj soa vh gg l mj trg g` gg oa ocaho gu

    gaoc kajo/ toc goc toa gauyo ocahp v qu`o a oa u t) m`ohu aoa g ta t gag gg muh ap mj v ah taj oa u t) gg oa pao

    tga gaoc kajo oc`y trjoc ocy goc m kt qu qu v od gaoa tag !g

    ta qu` gjobnrnogn g`ii(/ Gug ap oy g qu`y vhlnj v ` io tr`oc doc

    loc wnmg`st goc vh gg th ihu tauyt troa iho qu`o/

    R gga tag ` taoc tho) gg mj gj g` oahu lj`oa ocahp aho o`y

    tahu s gauyo ocahp v toa oat quo/ Dt s lj`oa ocahp loc moc

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    Nxgni) dt s lj`oa ocahp loc vo mo Sjrl v dt s lj`oa ocahp loc

    vo mo ULB/ Kah oa u t ij`l moc Nxgni v Sjrl xuoc) gg s v goc

    tag g ta m oay) paoc ga thoc Rht g ta mho loc kaoc g g v

    lj`oa ocahp kaoc loc ^ohgjln/

    Go g tanj gg vo mo quy oa g` Oco aoc Oa og) y m`o

    Gaoc ka`o) M th gaoa v vhg yu gu mt mug gg oco aoc goc ka`h

    gg taoc tho mj gj th gaoa) ajg kt qu khoa lj`oa) ga` quy oa goc

    ka`h g gu vo) goc ka`h g gu rh rj v gg oa ch rh rj) dg thu v gg

    gaoa sga quo tr rh rj g` a; go g tanj tag troc goc m taoc tho g`

    gg \G\L oh gauoc v gg OA\D oh rhoc) oao tay a taoc gg OA\D

    Rht O`d ga` p oc g gg yu gu tanj \r gt 7 g` Ahp g M`sni HH

    v vhg tag aho dhoa mga a` gg taoc tho v rh rj to loc) rh rj ajt

    oc) rh rj ta troc) gu trg rh rj)

    =/7 OAOC OC^XO OAO OA AOC O RHG OC LOC

    M@WNI \]JOC A \AOC GG OA\D RH\ O@D

    =/7//0 Oaoc ocuyo oao taug v oh luoc g` M`sni HH

    =/7/0/0 Oh luoc M`sni HH Pu pag tp

    Dt trjoc oaoc tr och io oat h vh vhg thp go gg quy tg trjoc

    ahp g M`sni !k g paho mo H v HH( gaoa s kag mht v oco oc/ Oco

    oc g ta aho trjoc ahp g M`sni i thoc @oa) ajo tjo ga` g dt th

    ihu ocaho gu ajg lga taut gaoa tag oj v ahp g M`sni moc thoc

    Rht/ R vy) gaj l rt oahu gauyo ch` quo i oco aoc duo thp go

    oaoc goc rt ka kao/ Dh vo mo m`o aoa t y m`o M`sni k g i vo

    mo gaoa tag io oaoc vo mo m suoc aoc lo tah aoa u g lh t

    55 tr`oc chy) oaoc taut oc g s loc goc tat s kaoc

    l ahu) i oaoc t dh v t ka/ Ocjh r`) dt kah ioc s gg vo mo

    g` M`sin vh oahu goc tag toa tjo pag tp) ga` co ch vh toa aoa

    tag t trjoc ajt oc g` a taoc oco aoc Rht O`d goc i i lj gg

    gauyo ch` ga` loa oahu tah ch`o td ahu v ocaho gu/

    Dt kag) dt trjoc oaoc ka kao h vh vhg vo loc gg paoc

    pap g` M`sni HH vj a taoc oco aoc Rht O`d gaoa i pag tp g`

    dh paoc pap/ W pag tp oy ta aho g trjoc gga toa tjo v vo

    loc io trjoc vhg xy loc dt a taoc g s l ihu quo i kaga aoc/

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    2=

    h vh paoc pap g gjh i o cho v l p loc oat paoc

    pap gauo ta dh kaga aoc o ch`j lga vh oco aoc goc pah

    g iu tr taoc tho y oad pag v gaj vhg oa ch) gad hd

    kaga aoc / Oa vy s g rt oahu a s rh rj g p loc gaj dh

    kaga aoc vh toc ijh ch`j lga kag oa`u/ \ag t) dh oco aoc g o

    vh trd oco kaga aoc) dh kaga aoc ih g vh trd ch`j lga gg ijh) vo toa tjo oau gu vo th tahu gaj ajt oc g` oco aoc tag s tr taoa

    dt mh tjo kaoc o cho/

    h vh a`h paoc pap go ih i H]M g mo vj H]M ooc g`j ta a`h

    paoc pap oy i qu pag tp/ Gg goc tag toa tjo a s rh rj i oaoc

    goc tag l` tro tjo ag pag tp m`j cd tjo taoc k) xg sut v khoa t

    ioc/

    =/7/0/= Gah pa tag aho oc loc M`sni HH qu ioDt trjoc oaoc ka kao oa aoc o vhg quyt oa p loc M`sni

    HH vj a taoc chd st v quo tr rh rj g` gg OA\D Rht O`d gaoa i

    gah pa vo aoa tanj tjo m gauo dg g` M`sni HH qu io/ h vh gg oco

    aoc qug t io) a p loc k taut quo i rh rj co toc taga vh

    M`sni HH v g ta tht khd gah pa taoc qu` quy d ajt oc/ h vh gg

    og `oc pat trho) oahu oco aoc g` gg og dh oh s cp ka kao) v

    vhg gauyo s`oc M`sni HH i rt to kd) gg oco aoc g oa ka g ta gau

    g gah pa g oa iho qu`o o vhg ooc gp oco aoc/ y i dt tagatag io h vh a taoc th gaoa Rht O`d/ \anj g toa) gg OA\D g oa

    pah to xp x 05 trhu i` D) toc oc vh 025 t oc Rht O`d)

    kajoc 0>. vo hu i g` gg OA\D GU/ \rjoc kah ) ou i oco aoc g

    io ta gah pa vo aoa a taoc M`sni oy g ta io o =55 trhu i` D)

    toc oc vh 7/=55 t oc Rht O`d) g`j ao dg vo pap oa g` gg

    OA\D Oa og tanj oca oa 0

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    oco aoc pah m suoc tad vo l paoc gg rh rj ajt oc v rh rj ta

    troc/ hu oy s gg k mt ih gaj gg oco aoc Rht O`d v rh rj ajt

    oc goc oa rh rj ta troc tap ao gg oco aoc qug t io mh pad vh

    ajt oc g` gg oco aoc toc h ap/

    =/7/= Oaoc ocuyo oao trjoc oh th g` a taoc oco aoc Rht O`d

    =/7/=/0 Ga` g vo mo aoc lo v vhg tag aho M`sni HH

    \anj quy oa trjoc ahp g M`sni HH) gg OA\D g i` gao dt

    trjoc m` paoc pap oa ch rh rj to loc v toa tjo t i `o tjo vo tanj

    toc paoc pap vh s oc g` g qu`o chd st v pa ap vh ooc ig

    aho th g` toc oco aoc/ \ro tag t) Rht O`d aho o`y ga` g dt vo

    mo oj aoc lo v vhg tag aho dt trjoc m` paoc pap oy gaj gg

    OA\D ajt oc tro ioa ta Rht O`d/

    =/7/=/= OA\D Rht O`d ga` p oc hu kho g` M`sni HH

    oc loc g gg paoc pap M`sni HH oa paoc pap H]M g

    mo) gg oco aoc pah g toa g xg sut v o !UL() taht ah lj

    v o !ICL( l` tro gg g hd v hu kho th gaoa) th so d mj) ooc

    ig ajt oc/ Go h vh paoc pap H]M ooc g`j ta ocjh a`h yu t oy

    r`) gg oco aoc go go g toa g ch tr j ao ahu loc D) v ch tr

    ajt oc kaah v o N@L/ R oaoc taoc tho oa vy ga g ta to loc

    goc vh l ihu qu ka g toa yu gu vo gaj gg kajo v`y g mht v

    tjo m l`oa dg gaj v`y g` oco aoc/ Dg l gg oco aoc u g a

    taoc quo tr rh rj to loc rhoc gaj doa v ou go taht ta hu

    gaoa gaj pa ap vh paoc pap ooc g`j oaoc pat trho v s loc

    g dt a taoc quo tr rh rj aho h ta g rt t oco aoc io tro ta chh

    ka ooc id g hu oy) i dt mh tjo ka g v gah pa tag aho

    io a taoc taoc tho a tr v ooc ig quo tr g` gg oco aoc

    Xu gu v g s l ihu vt qu ka ooc g` rt oahu

    oco aoc/ Lj vy) kaoc g c ocg oaho kah ga g dt s t oco aoc ahoo`y g ta p loc/

    =/7/=/7 Ga` xy loc g a taoc g s l ihu

    \anj gg hu kajo v hu kho v vhg oc loc paoc pap H]M) y

    m`o M`sni yu gu s luy tr v pat trho a taoc g s l ihu v gg kaga

    aoc v`y g` doa tanj g hd) gg xp aoc) quy troa quo i) aoc dg to

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    2

    gauyo ch` og ocjh trjoc ioa vg th gaoa oco aoc taoc taoc i rt

    io) h ah oahu tah ch`o) goc sg g` oaoc och g h ag/

    =/7/=/> \ahu oaoc t gag xp aoc to oahd gauyo ocahp

    Kaoc choc oa gga j ioc tanj khu dt gaj tt g !jon shzn

    bhts `ii( g` gauo dg vo trjoc ahp g M`sin H) ahp g M`sni HH l` vjrt oahu yu t g ta xg oa g a s rh rj gaj toc kajo dg th so

    iho qu`o o toc oad h toc kag oa`u) d dt trjoc oaoc yu t oy

    gaoa i kt qu xp aoc to oahd oc tho gy g` dt t gag g ip/

    Aho o`y tag t i dh OA\D Rht O`d u `oc toc mg xy loc

    dt a taoc xp aoc to oahd gaj toc oad h toc kaga aoc/ \uy

    oaho vhg xp aoc oy ga yu oad pag v qu troa tad oa) r` quyt

    oa gaj v`y g` oco aoc) rt t g gah` s taoc tho a`y pa mho roc rh

    mo ocjh) t lo o doa oco aoc oj ta oco aoc t ij v kt qui h kah s oa ch go d`oc ooc v yu t ga qu`o) gd chg ao i kaga

    qu`o/ Ocjh r`) o go lo o oaoc kt iuo tahu gaoa xg ga v i lj i

    taoc tho kaoc y /

    Rht O`d) aho th g 7 t gag ajt oc trjoc ioa vg xp aoc to

    oahd oaoc vo ga` g qug t goc oao v vo ga` tag aho oc

    gag ooc g` dt t gag oa ch a s to oahd6

    \ruoc td taoc tho to loc g` Oco aoc Oa Og !GHG( v`

    g gag ooc tau tap v guoc gp taoc tho to loc gaj oco

    aoc oa og) gg \G\L $ g mht i gg OA\D v t gag g oao

    kag) ih v` tag aho vhg xp ijh to loc lj`oa ocahp !tanj

    Puyt oa s

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    dg qug t/ \rjoc s 7 o v oh tro) G]RG aho pah td ococ ajt

    oc lj ga` oao g s qu`o td oc dg g` gg gp gag ooc v g`

    ta troc/

    hu g ta oao tay roc oaoc t gag xp aoc to oahd oy u go

    rt ojo tr h vh dt ioa vg goc go at sg dh d Rht O`d) oa vy

    xy loc g dt a taoc g s l ihu tat s io) ` loc) g gat

    ioc v g gap tauo roc rh ta s pah dt dt kajoc tah ch`o oc k/

    i ga` oh o oaoc thu gauo v a taoc xp ijh g` gg t gag oy

    u `oc td tah s loc t gg t gag kag oa`u ga ga` ta xy loc

    g dt a taoc ga thu taoc oat gaj Rht O`d) d s v`y do oy goc

    s t oahu cy ka kao trjoc vhg p loc vj toa tjo h vh gg lj`oa

    ocahp Rht O`d/

    \anj oa ch gauoc) gg oco aoc Rht O`d s cp kaoc t ka kaov taga tag kah l taj Ahp g M`sni HH g gaoa tag taoc qu`/ M`sni HH

    quy oa t i vo `o tjo th tahu co gat ga vh dg rh rj g` th so

    oco aoc/ Mo tao dg rh rj g` th so go toa o oahu yu t oa

    to oahd g` kaga aoc) tah ao kajo v`y) tp truoc g` gg kajo v`y

    vj dt oad kaga aoc oat oa/ \uy oaho) paoc pap gauo a` g

    ` r` trjoc Ahp g ih qu oao doa v`h tr g` g qu`o xp aoc trjoc

    vhg pao ijh rh rj th so/ \rjoc kah ) khoa ocahd gaj tay) gg goc ty io

    trjoc ocoa xp aoc to oahd g toc h io s v xp aoc kaoc gaoaxg/

    Dt vo o` i vhg au at gg lj`oa ocahp gg og `oc pat

    trho ga` g xp aoc g ta lo th toa troc gg goc ty xp aoc s tho

    aoa gad hd xp aoc lj`oa ocahp d kaoc xut pat t yu gu g`

    lj`oa ocahp/ Kah ) hd xp aoc s lj oaoc goc ty oy guoc gp

    s kaoc gaoa xg lj taoc tho v lj`oa ocahp ga` y v oa vy s

    mt ih gaj lj`oa ocahp/

    Aho o`y dh ga g dt s OA\D GU quy d io dh ga troc vjvhg xy loc a taoc xp aoc to oahd oh m) trjoc g oco aoc

    \DGU Gau) oco aoc \DGU Wh Co \aoc to) t i s ioc oco

    aoc g xy loc a taoc oy ga gahd kajoc 75

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    Dt hu l oao tay trjoc a taoc xp aoc to oahd oh m g` gg

    oco aoc gaoa i oad pag v oahu gaj vhg tad oa r` quyt oa gaj

    v`y ao i pag v gaj goc tg quo tr rh rj g` oco aoc trjoc kah ou

    sj soa vh a taoc xp aoc to oahd oh m g` gg oco aoc iho lj`oa

    `oc ajt oc th Rht O`d oa oco aoc Rht \ah !Rho`sh`d( ta a s co

    iho trg thp ch` kt qu oa ch vh l paoc rh rj v thu gauo `o tjovo th tahu/

    gg og g ta troc th gaoa pat trho oa D) @oa) @ustr`ih`) vhg

    tau gg t gag oa dg to oahd guoc gp lga v g gg lj`oa ocahp

    tag aho oa k oa vhg tau khd tjo mj gj th gaoa aoc od/ \uy

    oaho) Rht O`d lj gah pa qu g`j) oo aho dh ga g MHLR tag aho tau

    t gag oa dg to oahd qug t Pug t Djjlys oa ch gg a s rh

    rj trjoc ajt oc oco aoc v dhoa mga a` taoc tho/ W`u MHLR) i oco

    aoc \ngajdm`ok goc tau Djjlys xp aoc to oahd/

    =/7/=/2 Ao ga v ooc ig chd st

    Gug kaoc ajoc th gaoa tjo gu tuy ga dh ch to ahu t x` th

    ta troc th gaoa Rht O`d oaoc `oc t r` vo rt tah s) i ooc

    ig chd st g` oahu qug ch`) trjoc g Rht O`d///

    Chd st th gaoa Rht O`d ga` aoa taoa dt a taoc d `oc

    g tho aoa rhoc r gaj toc ioa vg/ Oc`y g vhg chd st rhoc r

    goc ooc v chd st tuo ta ao i chd st rh rj/ \rjoc kah ) oh o ataoc th gaoa i oh o oaoc rh rj g toa a taoc) i oaoc rh rj trjoc

    toc ioa vg v rh rj gaj t ioa vg oy s`oc ioa vg kag/ R ou ahu

    tanj oca` g ta tay) a taoc chd st th gaoa g` Rht O`d go v goc

    s ka`h/ i v t gag/

    R k taut) gaj o ch ajo tjo ga` g dt quy oa gauoc oj v

    chd st a taoc th gaoa toc qut/ Dg l gg ga thu chd st t x` tanj

    G@DNIW mt u g \a`oa tr` oco aoc taug Oco aoc truoc oc p

    loc oaoc dh ga i oaoc ga thu d`oc toa oa ioc v ga p loc

    gaj gg OA\D GU) qu to loc oao lo/ Oaoc ch tr ga lo g` ga thu

    oa ioc taoc rt ao ga mh oaoc ga thu oy l` tro gauo k tjo

    Rht O`d v pah go g vj kt qu taoc k) d kt qu taoc k ta pa

    taug vj tah ch`o6 guh qu) guh od///\rjoc kah ) rh rj ta o toc ocy/

    R ta) Rht O`d `oc rt go dt a taoc ga thu oa toa/ gg og)

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    ocjh a taoc chd st th gaoa goc quyo go g a taoc oa ch th gaoa)

    xp aoc th gaoa g` gg tp jo xp aoc th gaoa oa Wt`ol`rl " Ujjrs)

    Bhtga ]`thocs///goc ` r` oaoc ga thu co vh a taoc ga thu chd st

    gauoc/ Oa vy) ta troc g y gg taoc tho) k g taoc tho v chd st

    gauoc g` Gaoa pa goc oa oaoc taoc tho v oa ch ajg taoc tho v

    xp aoc to oahd g` gg goc ty xp aoc g ip v o tj r` dt a taocchd st th gaoa toc h tjo lho/

    R goc oca) tag r` chd st th gaoa rt go g goc oca aho h) t

    oat i pah g a taoc taoc tho quo i !DHW( g ta gp oat taoc tho t

    g s o g qu`o chd st oa`oa gaoc v oay mo/ hu Rht O`d ga`

    id g/ Oco aoc \ruoc oc `oc xy loc a taoc DHW aho h g toc

    tr ch 35 trhu ^WL oaoc pah o od =50= tr h ta dh g ta oc loc

    g/ Gaoc th ay voc o tah hd s g a taoc pao goc) a taoc

    l`t` m`sn tho aoa g gg pao tga th gaoa v d) gp oat taoc tho

    pao tga) xg oa rh rj v ` r` oaoc goa mj gaj kau vg th gaoa dt

    gga oa`oa gaoc v gaoa xg/

    Ahp g M`sni HH ch`j gaj g qu`o quo i oco aoc g quyo xnd

    xt ka ooc oc loc toc ijh a taoc oa ch rh pao ijh rh rj th so

    g` \G\L/ \rjoc tag t) ou oa oco aoc truoc oc g qu`o quo i v

    chd st ajt oc oco aoc kaoc troa khd gaoc a taoc oa

    ch rh rj g` gg \G\L g pa ap a`y kaoc ta s rt ocuy ahd gaj ajtoc g` tjo a taoc oco aoc/ Gaoc ao oa kah g s loc a taoc

    oa ch rh rj oh m) oahu \G\L g ta qu ig qu`o v trho voc kaga

    aoc g` doa v kaoc g gg mho pap h pa goc oa paoc oc` taga

    ap) lo o ka ooc v o g` kaga aoc g ta kj tanj s v o g` oco

    aoc oh rhoc v tjo a taoc oco aoc oh gauoc/

    =/7/=/3 Gg vo iho qu`o o gauo dg mj gj

    Aho o`y) gg OA\D Rht O`d `oc mh rh trjoc vhg tag aho tanj gg

    gauo dg k tjo g` Rht O`d !R@W( v gg gauo dg k tjo qug t!HB]W(/ Kah tag aho mj gj tanj a`h gauo dg oy ajg tau gg t gag

    xp aoc to oahd g ip trjoc og v ocjh og oa ch ta kt qu i rt

    kag mht/ G ta tay r hu oy taoc qu` mj gj go h k tjo g` oco

    aoc u t " Uat trho Rht O`d lh y kah oco aoc oy tau t gag

    xp aoc to oahd Djjlys xp aoc//

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    ] roc g dt s kag mht kah ip v mj gj gg ga thu tro moc go

    h k tjo tanj thu gauo g` R@W v tanj gauo dg k tjo qug t !HB]W(/

    Ch tr toc th so od =553 g` MHLR tanj R@W v tanj HB]W toc oc i

    =57)> oco t v =55)= oco t; gaoa iga kajoc 7)7 oco t oc/ Ro t g

    g` oco aoc MHLR ou tanj R@W i 00)= oco t od =553) sj vh toc quy

    d th so g i gahd t troc >)>7.) trjoc kah ou tanj oa ch g` HB]Wta vo t g ga i 3)1 oco t gahd t troc i 7)8

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    K\ I^O GAOC =

    \aoc qu` pao tga tag troc oc loc gg Ahp g gauo dg qug

    t v `o t`o vo vj a taoc gg oco aoc Rht O`d) oao tay v ga

    troc) v tag tho Rht O`d dh ga loc ih vhg oc loc M`sni H v vhg

    quy oa t i `o tjo vo th tahu 1. l` tro vo t g v th so g rh rj)trjoc th so g rh rj g xg oa go g vj a s rh rj g quy oa

    g ta) ga` go g vj kt qu xp aoc to loc/ R r roc i aho Rht

    O`d ga` oc loc M`sni HH trjoc ajt oc quo tr rh rj oco aoc/

    Ro aho o`y d a taoc oco aoc Rht O`d cp pah goc choc

    oa gg oo khoa t dh oh kag) gaoa i s ga` o oa v a taoc

    iut pap goc oa ajt oc oco aoc/ \rjoc ch`h jo v` qu`) a taoc

    oco aoc Rht O`d ga` g hu kho ajo taho gg g s a toc th

    gaoa) a taoc goc oca taoc tho goc oa a taoc vo mo pap iutpag v oau gu oc loc Ahp g M`sni HH/ Ocjh r`) s tahu at ocuo

    oao ig gat ioc g`j id vhg trjoc ioa vg oco aoc goc i dt trjoc

    oaoc ocuyo oao cy ka kao gaj qu troa vo loc oaoc d aoa

    quo tr rh rj aho h vj ajt oc g` a taoc oco aoc Rht O`d/

    \uy oaho) trjoc xu ta ah oap khoa t tjo gu) dt s oau gu v

    vhg d roc quy d) pad vh ajt oc goc oa doc ih gah oaoa

    oco aoc tr oo at sg go taht/ \ ) lo o h ah pat trho a

    taoc quo tr rh rj toc taga vh quy d/ Dt s quy oa trjoc ahp gM`sin H ocy o`y kaoc go pa ap h vh oahu qug ch`/ R gg oco

    aoc Rht O`d duo pat trho mo voc trjoc a taoc go ooc g`j ka

    ooc gaoc rh rj taoc qu` vhg xg oa oau gu vo pa ap vh oahu

    ijh rh rj kag ocjh rh rj to loc oa rh rj ajt oc v rh rj

    ta troc/ Duo id g hu oy) oco aoc Rht O`d go xnd xt o

    ka ooc p loc ahp g M`sni HH vj ajt oc g` doa/

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    3=

    GAOC 76

    CHH UAU OOC G@J KA OOC

    OCLOC AHU G M@WNI HH

    \]JOC P^O \] ]H ]J \H OA\D RH\ O@D

    7/0 W GO \AH\ OC LOC AHU G M@WNI HH \]JOC P^O

    \] ]H ]J OCO AOC RH\ O@D

    Oaoc i lj g ta k o kaho a taoc OA\D Rht O`d go xnd

    xt oc loc M`sni trjoc quo tr rh rj v chd st ajt oc oco aoc i6

    \a oat) ajt oc g` oco aoc kaoc go m ap trjoc pad vh

    dt qug ch` d trh roc r` rt oahu qug ch`) oahu kau vg vh

    oaoc l`oa dg so pad lga v ` loc/ \ro tag t) dt s

    OA\D OO g` Rht O`d v `oc td gga d gah oaoa g` doa

    og ocjh oad toc toa ga oc trjoc ajt oc oc tah to

    loc tt ta troc thd ooc tro ta chh/ Kah i` gao paoc o

    d gah oaoa oco aoc th qug ch` kag ta pah tuo tanj pap iut

    aho aoa g` a) kaoc ta ga ch rhoc tanj iut pap g` Rht

    O`d/

    \a a`h) trjoc tah ch`o th) ajt oc oco aoc og ocjhl mj s pat trho doa tro ioa ta Rht O`d) vhg khd sjt

    ao ga o dg th ` rh rj gaj a taoc oco aoc Rht O`d goc

    oa mj v quyo ih g` oaoc och ch tho i at sg go taht/

    Ou kaoc g quy oa iut pap h trg dt mg ta kah gad gao

    ao) a taoc oco aoc gaoc t` s pah oao oaoc au qu g ta

    rt ooc o/

    \a m`) a`o taho tanj gg gauo dg qug t s chp gg oco aoc

    g ta sj soa v oa ch dt gga gaoa xg) kaga qu`o oat voaoc hd yu) hd doa) t g oaoc mho pap kp tah ooc

    g`j ooc ig goa tr`oa g` a taoc) chd tahu oaoc hd yu v

    mt ih/ hu oy s chp a taoc oco aoc Rht O`d g ta pat

    trho mo voc v `o tjo ao/

    Rh oaoc i lj ou tro) vhg aoc o oc loc ahp g `o tjo

    vo M`sni HH trjoc quo tr rh rj oco aoc g xg oa i dt trjoc oaoc

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    37

    dg thu quo tr rh rj h vh gg \G\L Rht O`d/ Rhg tuo ta gg gauo

    dg qug t v chd st oco aoc) g mht tuo ta gg ocuyo tg g mo

    M`sni g oca` qu`o troc trjoc vhg xy loc a taoc oco aoc th gaoa

    voc doa) p oc gg hu kho tho quyt g` qu troa ch` oap S\J v

    ah oap khoa t qug t/ Ocjh r`) tuo ta gg gauo dg qug t go chp

    gaoc t` xy loc dt a taoc ta`oa tr` chd st ahu qu) a tr vhg pattrho ta troc th gaoa) pat trho ajt oc oco aoc voc doa) ooc g`j

    ka ooc goa tr`oa) ch` toc ch tr gaj gg \G\L) oc tah d roc ta

    troc trjoc og v qug t/

    7/= I \]OA R UAOC UAU

    Qt tanj khoa ocahd g` gg og taug oad C05 v gg og kaoc

    taug oad C05 v vhg oc loc M`sni HH trjoc a taoc quo tr rh rj oco

    aoc oao tay dg l M`sni HH g ahu ig t od =552 oaoc pah o aoa`h od s`u oaoc qug ch` g oo khoa t io oa D) g) Oat )dh

    oc loc M`sni HH v th D goc ga oc loc paoc pap pag tp

    !paoc pap ooc g`j( th gg oco aoc g quy d vo io ao =>5 t

    ^WL v g ajt oc ` qug ch`/ Go au at gg oco aoc g quy d vo

    oa !lh 7 t ^WL( taoc gao paoc pap o cho !paoc pap gauo

    trjoc oa ch rh rj to loc) paoc pap g mo v paoc pap gauo

    trjoc oa ch rh rj ajt oc(/

    Qt hu kho g` Rht O`d aho o`y) a taoc g s l ihu pag vgaj qu troa pao tga v oa ch rh rj i dt trjoc oaoc ka kao io)

    mo goa go tahu gg vo mo aoc lo) tahu gg hu kho tho

    quyt v toa ga oc trjoc dh oco aoc goc oa ka kao v dt

    gah pa) v vy Rht O`d ga` ta dt sd dt gahu oc loc oc`y g

    Ahp g qug t M`sni HH trjoc ajt oc quo tr rh rj oco aoc) d go

    pah xy loc i troa lo thp go M`sni HH v toc mg a`o taho m dy

    chd st) quo i rh rj gauo m gaj vhg oc loc M`sni HH/

    Go g vj toa aoa tag t th gg Rht O`d v khoa ocahd th gg

    og oc loc M`sni HH) tg ch xut xy loc i troa oc loc M`sni

    HH t =505 o =5=5 gaj a taoc gg oco aoc th Rht O`d6

    Moc 7/0 xut i troa v paoc pap oc loc M`sni HH th Rht

    O`d

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    3

    ah oco aoc g pah luy tr vo io tr`oc trh gaj rh rj ajt oc) v

    vy goc go tah ch`o gaj oco aoc gauo m kah p loc/

    7/7 D AOA OC LOC M@WNI HH RJ A \AOC OCO AOC

    RH\ O@D

    D aoa M`sni HH g ta p loc th a taoc oco aoc Rht O`d6\oc vo !choc M`sni H(

    ]S@ rh rj to loc + !Krh rj aj`t oc & 0=)>(\ i vo th tahu 4 1.

    \rjoc 6

    ]S@ rh rj to loc 4 th so & a s rh rj !g qu`o a vh xp aoc to loc(/

    Moc 7/= xut d aoa oc loc M`sni HH trjoc paoc pap oa ch

    rh rj to loc th Rht O`d

    @@@ o@@$ @+ o @$ MMM+ oMMM$ MM+ oMM $ M+ o M $ lh M$ Kaocxp aoch vh Oco aoc v goc ty mj ahd =5. >5. 055. 055. 055. 0>5. 055.h vh Oco aoc v goc ty mj ahd!gaj v`y t 7 taoc tr xuoc(

    =5. =5. =5. >5. >5. 0>5. =5.

    h vh Lj`oa ocahp =5. >5. 055. 055. 0>5. 0>5. 055.h vh v`y moc ta to loch vh th so gd gh vh gaj v`y mt oc soh vh th so g rh rj g`jh vh th so kag

    7>.055.0>5.055.

    A s rh rj !]S(h vh kajo gaj v`y

    3>.

    7

    0 &o

    o

    C H

    K ru hrjaj` tljoc o44

    ) vh hu kho CHo ?5 v 4 0>.

    K rh rj ajt oc6 vo yu gu pah l paoc gaj rh rj ajt oc

    CH6 tau oap aoc od !? 5( g` 7 od trg

    Mg u) kt qu xp aoc to loc g` gg kaga aoc g oao)

    kaga aoc lj`oa ocahp g ta lj gaoa mo tao gg oco aoc ` r` go

    g vj s t`y xp aoc to loc g` dh oco aoc oad tj hu kho gajgg oco aoc ga oc trjoc toa tjo v goc kaoc to kd oahu gah pa/

    W`u ) kah gg goc ty xp aoc to oahd lj`oa ocahp Rht O`d g

    ajo taho) g ta go g tanj kt qu g` gg goc ty oy xp aoc to

    loc gaj kaga aoc/ W`u kah oco aoc Oa og g vo mo aoc lo g

    ta v taoa ip v ajt oc g` gg t gag xp aoc to oahd th Rht

    O`d goc oa kauyo kaga gg OA\D s loc kt qu xp aoc to oahd

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    32

    g` t gag mo ocjh) gg OA\D Rht O`d g g s p loc tanj

    paoc pap gauo oa ch rh rj to loc g` M`sni HH/

    ]hoc paoc pap H]M g mo v H]M ooc g`j) trjoc tah hd aho

    o`y v trjoc dt vh od th) gg OA\D Rht O`d ga` go taht p loc/

    G ta thp go td ahu v ag ah khoa ocahd t gg qug ch` trjoc kau

    vg goc oa ga h s gauyo ch`j goc oca t gg tp jo th gaoa

    oco aoc og ocjh kah u t vj oad OA\D GU Rht O`d/ hu oy s

    chp tht khd gah pa m`o u goc oa troa g oaoc rh rj kah p loc

    gg paoc pap aho h/

    \uy oaho) tj hu kho gaj ka ooc oc loc gg paoc pap H]M

    g mo goc oa H]M ooc g`j trjoc toc i`h) oc`y th tah hd oy) dh

    OA\D go tga gg ga oc xy loc dt g s l ihu v taoc tho kaga

    aoc goc oa taoc k gg xg sut) dg taht ah v ch tr ajt oc thdh dg rh rj g iho qu`o/ Mh v kaoc ta oj quyt oa p loc g

    paoc pap H]M ou ka ooc pao tga v g ioc xg sut xy r` to

    tat g` gg oco aoc go yu) goc oa oco aoc kaoc tau tap y s

    ihu iga s v dh kaga aoc o ch`j lga vh oco aoc/

    Oc`h r`) gg OA\D Rht O`d go taht toc mg oc loc M`sni HH

    trjoc oa ch rh rj ajt oc l paoc gg ka`o vo gaj rh rj ajt

    oc xy r`/ \rjoc ) paoc pap ga s g mo g` M`sni HH trjoc oa ch

    rh rj ajt oc i o cho oat) gg oco aoc Rht O`d g ta p lococ`y vh taoc tho v tau oap aoc od g` 7 od trg /

    ]hoc h vh paoc pap gauo g` M`sni HH trjoc oa ch rh rj ajt

    oc yu gu ajt oc g` oco aoc gah` taoa 1 oad ocahp v) aho

    ga` pa ap vh hu kho oco aoc Rht O`d) lj vo mo tao gg oco

    aoc Rht O`d kaoc g taoc tho pao tga taoa 1 oad ocahp v) v

    tro tag t goc kaoc guoc oc gg ocahp v / R vy) g ta pah s`u

    05 od o`) kah a taoc oco aoc Rht O`d pat trho o gaoc dg oat

    oa dh g ta oc loc paoc pap gauo a` g` M`sni HH vj oa chrh rj ajt oc g` oco aoc/

    7/< GG CHH UAU OOC G@J KA OOC OC LOC M@WNI HH

    \H GG OA\D RH\ O@D

    7/

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    31

    xg oa chh ao to loc h vh kaga aoc) oco aoc go go pah

    taoc xuyo xnd xt kajo v`y) oa ch oaoc ta`y h aoc dg to

    loc g` kaga aoc/ Mo goa ) oco aoc goc go xg oa ao dg

    gaj toc ocoa oca ajg kau vg khoa t g ta) gaj toc voc dho v so

    pad g ta oad khd sjt rh rj to loc/

    7/

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    15

    \a m`) goc g v pat trho a taoc OA\D g pao tanj aoc toc

    goc ooc ig th gaoa v quo i) oc tah chh ta) sp oap) ap

    oat ajg mo ih gg OA\D g pao yu kd v ahu qu khoa lj`oa/

    \a t) sjoc sjoc vh vhg toc sg doa th gaoa gaj a taoc OA\D

    Rht O`d) go tj toa ga oc trjoc ajt oc gaj gg oco aoc/ Gg

    oco aoc pah tay g oca` g` vhg xy loc gg a taoc quo tr rh

    rj v t doa s i` gao oaoc paoc pap pa ap oat l` tro ooc ig

    aho g/ Oco aoc Oa og goc oa gg g qu`o chd st kaoc g`o tahp

    qu su vj ajt oc g` oco aoc tr kah g gg mho g g mht xy r`/

    7//CHH UAU R UA@ OCO AOC OA OG

    7/>/0/ Oocg`jgatioctaoctotoloc

    Ooc g`j ao o` gat ioc taoc tho to loc th \ruoc td \aoc tho

    to loc g` OAOO oad p oc yu gu taoc tho gp oat v gaoa xg v

    kaga aoc/ Go g oaoc mho pap tuyo truyo taga ap gg

    OA\D oao tay r quyo ih v oca` v trjoc vhg guoc gp v s loc

    taoc tho to loc/

    M`o aoa gg vo mo aoc lo vhg xy loc a taoc xp aoc to

    oahd toc oco aoc goc oa vhg taoa ip v ajt oc g` gg t gag

    xp aoc to oahd g ip/ h vh gg oco aoc) Oco aoc Oa oggoc go ou r hu kho tho quyt g ta xy loc dt a taoc xp

    aoc to oahd g ip/ Oaoc oco aoc oj kaoc t yu gu s pah s

    loc kt qu xp aoc to oahd g ip g` dt t gag g uy to lj oco

    aoc Oa og ga oa/ oa k) oco aoc Oa og goc aoc lo gg

    OA\D m suoc kp tah gg thu ga xp aoc l` tro gauo dg M`sni HH/

    h vh gg t gag xp aoc to oahd g ip) gaj pap taoa ip vh

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    10

    oahu aoa tag s au kag oa`u oaoc goc pah chd st gat ga mj

    d gat ioc g` gg kt qu xp aoc to oahd oy/ Kaoc xy r`

    toa troc taoc oc ch` t gag xp aoc vh t gag g xp aoc/

    Oaoc thu ga g` t gag xp aoc oy goc pah pa ap vh Ahp g

    M`sni/

    \oc goc gg quy ga goc m taoc tho) ooc g`j gat ioc v dg

    tho gy g` taoc tho taoc qu` gh taho gat ioc v ahu qu ajt oc

    khd tjo g ip/

    7/>/= Oocg`jahuqugoctgta`oatr`khdsjt)chdstocoaoc

    \anj ahp g M`sni) oco aoc Oa og oc v`h tr i g qu`o chd

    st oco aoc ch v tr g mht qu`o troc h vh s o oa gaj ajt oc

    g` tjo a taoc oco aoc) m`j cd g doc ih gg gah oaoa g` oco

    aoc og ocjh goc oa oco aoc 055. vo og ocjh/ R vy) ocoaoc Oa og g quyo ga oc rt io) m`j cd ga oc trjoc vhg

    ` r` quy oa gah tht gaj tjo a taoc) gp pap ajg ococ gp pap

    gaj dh oco aoc kah duo i` gao dt paoc pap oa ch rh rj)

    oc tah g quyo r` pao quyt th g`j h vh \G\L/ kah pat aho oaoc

    s`h pad sj vh oh luoc gp pap/ d oahd g trga oahd ooc o

    oy) trjoc tah ch`o th go ooc g`j ahu qu ajt oc ta`oa tr` khd

    sjt v chd st oco aoc g` Oco aoc Oa og Rht O`d/

    u tho) ajo taho d aoa t gag m dy ta`oa tr` Oco aoc tanjocoa lg t truoc oc xuoc g s v g s g ip toc h v hu

    aoa v ajt oc ocahp v trjoc t gag m dy g` oco aoc Oa og/

    Puy tg chd st g` m dy ta`oa tr` l` tro g s oc loc oaoc

    ocuyo tg g mo v chd st ahu qu a`t oc Oco aoc g` y m`o

    M`sni oc tah tuo ta ocahd oct oaoc quy tg tao troc trjoc goc tg

    ta`oa tr`/

    \a a`h) thp tg y doa ap tg qug t v ta`d ch` gg ahp g) taj

    tauo qug t v chd st oco aoc v `o tjo a taoc th gaoa/ \oc

    goc tr`j h taoc tho vh gg g qu`o chd st oco aoc og ocjh/

    \a m`) pat trho h oc go m ta`oa tr`) chd st v s ioc v g

    troa ocahp v g`j) g pad gat gaoa tr v j g tt) g tr`oc m

    y kho tag v pap iut) quo i v gg goc g tag tah oahd v;

    \a t) xy loc v trho ka`h kauo ka quy troa v paoc pap

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    1=

    ta`oa tr`) chd st l` tro g s toc ap v rh rj/ Qy loc a taoc chd

    st rh rj trjoc ajt oc oco aoc g ka ooc goa mj sd h vh gg

    \G\L g vo v gg rh rj trjoc ajt oc oco aoc/ M`o aoa quy oa

    dh oa ch) xp aoc gg \G\L tanj thu gauo G@DNI!W(

    Qy loc a taoc chd st rh rj trjoc ajt oc oco aoc g ka

    ooc goa mj sd h vh gg \G\L/ \aht ip a taoc gg quy oa) quy

    troa v s t`y aoc lo tro g s rh rj) oc tah tho aoa oa ch toc

    qu` goc tg ta`oa tr`) chd st g` oco aoc tanj => ocuyo tg g mo g`

    y m`o M`sni/

    7/>/7/ Ajotahoataocvomopapiut

    hu qu`o troc g ta tho aoa vhg oc loc taoa goc quy troa

    chd st v quo tr rh rj tanj oaoc gauo dg g` M`sni HH gaoa i

    v`h tr goc oa trga oahd g` oco aoc truoc oc trjoc vhg ` r`gg oo toc iut pap ajo taho/ \rjoc quy oa r v tad quyo g`

    gg t gag goc oa oaoc oa oca` r roc v gg taut oc ajg gauo

    dg loc id g s pao tga rh rj/ Aho th) a taoc iut gg \G\L g`

    Rht O`d g r` h t od 0883 au oa ga` toa gp oat sj vh

    oaoc quy oa dh trjoc M`sni) ocjh r` gg quyt oa g iho qu`o oa t

    i `o tjo gaj \G\L !P 3*=55>) P 57*=553( ajg oca oa v dg vo

    hu i th tahu) quy troa go rt rh rg) go aoa taoa dt m iut hu

    gaoa v ajt oc g` gg \G\L trjoc oa aoc r roc v dh ajtoc v ga thu g` gg t gag oy/

    Gg quy oa iho qu`o o mj ahd tho ch goc rt go g qu`o td

    g mht trjoc tah ch`o sp th) v gg quy oa oy oo co iho vh pao

    oa ch rh rj g` \G\L h vh gg kajo dg ajg l`oa dg oh gauoc

    g oaoc quy oa g ta ao v dg pa) hu i ta`d ch`

    Gh gga a taoc k tjo oco aoc aho aoa tanj gg gauo dg k

    tjo qug t) g mht i gg vo pao ijh o tanj gat ioc*dg rh

    rj) trga ip l paoc rh rj) aga tjo tau oap*gah pa/ Uah ap vh gg M)

    ocoa ajo taho a taoc k tjo tanj gauo dg k tjo qug t !H@W(/ Qy

    loc gg chh pap gaoa sga ajo taho paoc pap khd sjt v khd

    tjo oh m trjoc gg oco aoc v tho th tanj gg gauo dg qug t/

    \j hu kho gaj gg oco aoc oc loc goc oca quo tr oco aoc

    aho h v tj rj gao gaoc ih s id loc v ch`o io) trjoc g mht

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    17

    iu o s kag mht ch` gauo dg k tjo D !C@@U( v gauo dg k

    tjo qug t !HB]W( trjoc xu aoc ap oat ch` a`h gauo dg oy/

    Qy loc ta ga chd st oco aoc dh h h vh tag aho g ga

    chd st l` tro g s rh rj v xy loc Iut chd st `o tjo ajt oc

    oco aoc tro ocuyo tg gh taho toa g ip co iho vh toa trga oahd

    v dhoa mga g` g qu`o chd st oco aoc/

    Ajo taho a taoc quy ga quo i v mho pap tao troc

    trjoc ioa vg oco aoc tanj aoc pa ap vh ocuyo tg ta troc v

    g`d kt d g` ta troc lga v oco aoc) tag y goa tr`oa ioa doa

    tro g s toc mg tj so gah moa oc) ijh m gg rj go ch` oap ta

    troc v thp go lga v oco aoc/ G mho pap kauyo kaga kt ap

    goc ga gg oco aoc ooc g`j ooc ig quo tr rh rj/ oc tah)

    ooc g`j gg hu kho gp pap iho qu`o o `o tjo ajt oc v quotr h vh gg oco aoc g taoa ip dh/

    Aoa taoa oc m kauo ka pap i) p loc y ao gg taht ga

    v gauo dg qug t v `o tjo khoa lj`oa tho t $ oco aoc/ Qy loc

    dh troc pap iut trjoc ioa vg tho t) ajt oc oco aoc dhoa mga

    v goc moc oad tag y goa tr`oa v mj d `o tjo a taoc tho t)

    oco aoc/ Gg gaoa sga v quy oa pap iut v tho t) ajt oc oco

    aoc cp pao tj dh troc ioa doa v oc ig gaj gg oco aoc)

    lj`oa ocahp v och lo pat trho so xut khoa lj`oa/ Ijh m ggaoa tag mj a) m`j gp) u h trjoc ioa vg oco aoc v pao mht h

    x ch` gg \G\L/ M`o aoa Iut Oco aoc Oa og dh ta`y ta Iut

    Oco aoc Oa og od 0883) Iut s` h) m suoc dt s hu g` Iut

    \G\L od =557; Iut gg \G\L dh ta`y ta Iut gg \G\L od 0883)

    Iut s` h) m suoc dt s hu g` Iut gg \G\L od =55< tj g s

    tag y qu troa gh gga) pat trho a taoc tho t) oco aoc `o tjo)

    aho h v ah oap qug t g ahu qu/ Iut Oco aoc Oa og v Iut

    gg \G\L aoc th hu gaoa dh ajt oc tho t) oco aoc) kaoc paomht h toc tho aoa ajt oc oco aoc/ Ooc g`j ahu ig tah aoa

    pap iut trjoc ioa vg tho t v ajt oc oco aoc/ \oc goc ahu ig

    oaoc ga th pap i) khoa t v aoa gaoa mj d tag aho y oca`

    v tr o g` och h v`y v mj v quyo ih gaoa oc g` gg oco aoc/

    Ao ga v tho th xj m vhg aoa s a` gg qu`o a khoa t trjoc ioa vg

    oco aoc/

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    1/

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    1>

    Kt qu xp ijh to loc gg t gag oco aoc goc oo goc ka`h tro

    gg paoc tho truyo taoc v kt qu oy ou lj gg t gag xp ijh to loc

    tag aho ta go g tad oa a`h od dt io/ @ganotho` co y yu gu

    gg oco aoc pah g xp ijh mh gg g qu`o xp ijh to loc g ip/

    \rjoc kah vo go oahu kho kag oa`u v ch tr gg ga s oa ch xp ijh

    to loc) oaoc kt qu xp ijh gg oco aoc lj gg t gag qug t g iptag aho s kauyo kaga quo tr tt v khd sjt rh rj oh m ocahd tg ao/

    d mj gat ioc taoc tho oco aoc) gauo m mj gj th gaoa pa

    ap vh \hu gauo K tjo Pug t v tanj du mj gj taoc oat/ Oa vy)

    ahu qu g` goc ka`h taoc tho goc g gh taho v tj hu kho gaj

    goc gaoc g ta sj soa ajt oc g` gg oco aoc vh oa`u !trjoc og v

    vh gg og kag(/

    Puy oa mj gj oat taht pah gauyo s`oc ga ULB v quy oapaoc ga) g ga taoc oat toc goc toa gauyo ocahp/

    Oo quy oa mj gj taoc tho moc g thoc Rht v thoc @oa/ hu oy

    s chp tj dt dh troc u t moa oc v ap lo ao h vh oa u t

    og ocjh v g ih gaj mo tao toa ta`oa kajo g pahu g` toc OA\D/

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    12

    K\ I^O GAOC 7

    Dg l aho o`y Rht O`d dh ga `oc oc loc Ahp g M`sni H

    trjoc goc tg quo tr rh rj oco aoc) tuy oaho kah ah oap S\J ch`

    oap vj so gah qug t) pa ap vh gg gauo dg qug t v goc i gh tho gaoa ajt oc quo tr rh rj g` a taoc oco aoc Rht O`d)

    ta go taht pah xnd xt ka ooc oc loc M`sni HH trjoc oaoc od sp

    th/

    Go g vj i troa v khoa ocahd gg og C05 goc oa gg og

    kaoc taug oad C05 toc oc loc M`sni HH) tg ch doa lo xy loc

    i troa) paoc pap v d aoa oc loc M`sni HH vj a taoc quo tr

    rh rj g` Rht O`d t od =505 o =5=5/ oc tah) ` r` oaoc chh

    pap h kd ooc g`j ka ooc p oc M`sni HH g` gg oco aoc RhtO`d/

    \anj ) tg ch ga yu oao doa chh pap a`o taho v pat trho a

    toc goc oca taoc tho g g s xy loc a taoc xp aoc to loc oh

    m) toc mg oc loc paoc pap o cho g` M`sni HH trjoc oa ch rh

    rj to loc v paoc pap gauo a` g` M`sni HH trjoc oa ch rh rj ajt

    oc/ Mo goa ) tg ch goc rt qu`o td o gg chh pap ooc g`j goc

    tg ta`oa tr`) chd st oco aoc) v dhoa mga a` taoc tho/

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    13

    UAO K\ I^O

    Ro aho o`y d a taoc oco aoc Rht O`d cp pah goc choc

    oa gg oo khoa t dh oh kag) gaoa i s ga` o oa v a taoc

    iut pap goc oa ajt oc oco aoc/ Go g rt oahu mho oc d`octoa gat ta`y h tjo lho oa aoc o g a taoc oco aoc/ R vy)

    trjoc ch`h jo v` qu`) a taoc oco aoc Rht O`d ga` g hu kho

    ajo taho gg g s a toc th gaoa) a taoc goc oca taoc tho goc

    oa a taoc vo mo pap iut pag v oau gu oc loc Ahp g M`sni

    dh/ Ocjh r`) s tahu at ocuo oao ig gat ioc g`j id vhg trjoc

    ioa vg oco aoc goc i dt trjoc oaoc ocuyo oao cy ka kao gaj

    qu troa vo loc oaoc d aoa quo tr rh rj aho h vj ajt oc

    g` a taoc oco aoc Rht O`d/\aoc qu` tjo m oh luoc th t gaoc H o gaoc HHH) t vhg

    pao tga toa aoa ajt oc g` a taoc oco aoc o vhg td ahu

    oaoc ka kao d gg oco aoc g ta cp pah trjoc qu troa vo

    loc tanj gauo dg g` ahp g M`sni) th g coc r` i troa oc

    loc M`sni HH trjoc a taoc quo tr rh rj th gg OA\D Rht O`d v xut

    dt s chh pap g oca` trjoc vhg ooc g`j ahu qu oc loc M`sni th

    gg OA\D Rht O`d/

    Aoc pat trho th sp th i tag aho pao ocaho gu oa ioc g ta xy loc dt a taoc quo tr rh rj toc taga vh hu kho

    g` a taoc oco aoc Rht O`d oaoc vo d mj tuo ta th ` tanj

    gauo dg qug t lj y m`o M`sni ` r` trjoc Ahp g M`sni HH/

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    11

    \H IH^ \A@D KAJ

    \hoc Rht

    0/ Mj gj taoc oho g` Oco aoc oa og Rht O`d od =55>) =552)

    =553

    =/Ocuyo Aoc Ch`oc)Dt s ka kao trjoc vhg tag aho M`sni HH h vh

    gg og `oc pat trho) \p ga Oco aoc s 0=*=55>

    7/ Kag Pu`oc Auy !=553() M`sni HH W taoc oat qug t v j ioc v

    gg thu gauo vo) Oa xut mo vo a` taoc tho) A Oh/

    /Ocuyo h I`h) Moa iuo v chh tahu kah qut => ocuyo tg g mo

    g` y m`o M`sni v \a`oa tr` Chd st oco aoc) www/smv/cjv/vo

    2/ Puyt oa 00=*=552*P \\c) o pat trho ocoa oco aoc Rht

    O`d o =505 v oa aoc o =5=5) ocy =< taoc > od =552

    3/ Puyt oa 57*=553*P$OAOO) W` h m suoc quyt oa 3*=55>*P$

    OAOO quh oa v t i d mj `o tjo trjoc ajt oc g` \G\L) ocy

    08 taoc 0 od =553/1/ RhntO`dOnt)M`sni HH s id ka loc vo vj Rht O`d) Ocy =2*50*=55>

    8/ Rongjojdy) Oaoc taga tag t M`sni HH vh ocoa Oco aoc)

    Ocy

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    18

    \hoc @oa

    00/@olrnw Gjrobjrl !Fuon =55>() \an Cijm`i Hdpindnot`thjo jb M`sni HH6

    Urjspngts `ol Jutst`olhoc Urjminds) ]nsn`rga Bniijw) Bho`ogh`i D`rknts

    Gnotnr/

    0=/M`sni Gjddhttnn jo M`okhoc Wupnrvhshjo !F`ou`ry =550() Jvnrvhnw jb tanOnw M`sni G`ppht`i @ggjrl) M`ok bjr hotnro`thjo`i snttindnots/

    07/M`sni Gjddhttnn jo M`okhoc Wupnrvhshjo !Fuon =55/M`sni Gjddhttnn jo M`okhoc Wupnrvhshjo !Fuiy =551() Urjpjsnl rnvhshjos tjtan M`sni HH d`rknt rhsk br`dnwjrk) M`ok bjr hotnro`thjo`i snttindnots/

    02/M`okhoc `ol Bho`ogh`i Wupnrvhshjo !Bnmru`ry =557() Grnlht rhsk B`gtjr

    Djlnihoc `ol tan M`sni HH H]M @pprj`ga) Lnutsgan MuolnsM`ok/

    03/Mry`o F/M`iho !05 D`y =551() M`sni H) M`sni HH) `ol Ndnrchoc D`rknts6 @

    Ojotngaohg`i @o`iyshs/

    01/]hg`rlj Cjttsga`ik `ol Wtnpa`oy Crhbbhta Fjons !Lngndmnr =552() ]nvhnw

    jb M`sni HH Hdpindnt`thjo ho Ijw$Hogjdn Gjuotrhns) Hosthtutn jb

    Lnvnijpdnot Wtulhns ^ohvnrshty jb Wussnx/

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    85

    UA IG 0

    A W ]H ]J G@ \H WO G ]H ]J \ANJ M@WNI H

    Kajo dg A s rh rj

    !`( \ho dt/

    !m( \ho ch th oco aoc oa og v Gaoa pa og sth moc oc mo t/

    !g( Gg kajo pah h h vh Gaoa pa \ruoc oc v ocoaoc truoc oc g` gg og taug kah JNGL/

    !l( Gg kajo pah h g mj d mh gaoc kajo g`Gaoa Ua truoc oc ajg mj ioa mh Gaoa Ua truococ g` gg og taug JNGL/

    !`( Kajo pah h h vh gg t gag taug kau vg khoa tgoc trjoc og) ocjh tr kajo pah h th t gag Gaoa patruoc oc v gg kajo v`y g mj ioa moc gaoa t gagoy/

    5.) 05.) =5.) >5.!tu dh qug ch`(

    !`( Gg kajo pah h h vh gg oco aoc pat trho `paoc !HM]L) H@LM) @sLM) @bLM) NHM( v gg kajo pah hg gg oco aoc oy mj ioa ajg g mj d mh

    gaoc kajo lj gg oco aoc oy pat aoa/!m( Gg kajo pah h h vh gg oco aoc g taoaip th gg og taug kah JNGL v gg kajo v`y g mjioa mh gg oco aoc oy/!g( Gg kajo pah h h vh gg oco aoc g taoaip gg og ocjh JNGL vh tah ao go ih lh 0 od vgg kajo v`y tah ao lh dt od g gg oco aoc oy

    mj ioa/

    !l( Gg kajo pah h h vh t gag taug kau vg goc g`gg og ocjh kah JNGL) ocjh tr Gaoa pa truoc oc v

    gg kajo v`y g mj ioa mh gaoa gg t gag oy/

    !n( Gg kajo tho dt `oc tau/

    5.

    =5.

    ]S@ M`sni H 4 \h so & A s rh rj

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    80

    Kajo dg A s rh rj

    !`( Gg kajo v`y g d mj ajo tjo mh th so ta gapajg gg th so co iho vh th so ta gap

    >5.

    !`( Gg kajo pah h th kau vg t oao/

    !m( Gg kajo pah h h vh gg oco aoc g taoaip gg og kaoc taug kah JNGL vh tah ao go ih t 0od tr io/

    !g( Gg kajo pah h h vh gaoa quyo truoc oc g`gg og kaoc taug kah JNGL) tr troc ap gaj v`y

    moc oc mo t v ocuo cg gaj v`y goc moc oc mot g` gg og /

    !l( Gg kajo pah h h vh gg goc ty taoc dh s au mhkau vg goc/

    !n( Oa g`) t `h) gy troc) gg tr`oc taht m v gg thso g oa kag/

    !b( Mt oc so v gg kajo u t kag !m`j cd pao vocp u t kaoc ap oat vj gg goc ty kag(/

    !c( Goc g vo pat aoa mh gg oco aoc kag !ocjhtr kajo chd tr t vo(/

    !a( \t g th so kag/

    055.

    Ocuo6Hotnro`thjo`i Gjovnrcnogn jb G`pht i Dn`surndnot " G`pht`iWt`ol`rls

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    8=

    UA IG =6

    => OC^XO \G G MO G@ M@WNI H R CHD W\ OCO AOC

    \rjoc qu troa ajt oc) ^ m`o xy loc v xut mo m =>

    ocuyo tg g mo M`sni trjoc goc tg chd st oco aoc/ Gg ocuyo tg

    oy g taht k gaj gg gauyo ch` chd st) oad chd st kau vg vta troc oh gauoc tanj ocuyo tg l p loc v khd gaoc/ M ocuyo

    tg g mo m`j ad dt s oad oh luoc ga yu s`u6

    Gg Ocuyo tg taug v hu kho tho quyt gaj vhg chd stoco aoc ahu qu6 g ta aho mh ocuyo tg 0/ Ocuyo tg ga

    r` hu kho g` dt a taoc chd st ocahp v oco aoc g ahu

    qu i6 h( pah g dt kauoc pap i pa ap; hh( pao oa dg thu)

    ocuo ig v trga oahd r roc ch` gg g qu`o chd st; hhh( quy

    oa v gah` s v mj dt taoc tho/ Gg ocuyo tg v gp pap v g gu6 m`j cd t ocuyo tg = o

    ocuyo tg >) vh gg oh luoc gaoa6 h( xg oa r roc gg ajt oc

    t gag th gaoa g pap id v gau s chd st; hh( quyo ` r`

    gg thu ga v mg m o xho taoa ip ou kaoc t yu gu g` g

    qu`o gp pap; hhh( quyo r sjt v t gah mt k dt xut oj h

    vh vhg gauyo quyo s au ajg quyo khd sjt oco aoc aho th

    gaj gg mo kag/

    Gg ocuyo tg v gg quy oa v yu gu tao troc6 m`j cd t

    ocuyo tg s 2 o s 0>/ Oh luoc gaoa g` oad ocuyo tg i `

    r` gg gauo dg d gg gauyo ch` chd st ocahp v oco aoc

    g id v oat taht pah mht x i trjoc ajt oc g` doa v l

    oa6 yu gu v `o tjo vo gaj gg oco aoc) xg oa r oaoc kau

    vg oj g` vo oco aoc gau rh rj; oa ch gg gaoa sga) tag

    tho ajt oc) gg ta tg gaj v`y vo) u t) vhg khd sjt vo v`y

    aho th v a s u t g` oco aoc ; oa ch gat ioc th so

    v toa taga ap g` gg hu kajo gaoc tat tajt v qu l tr tat

    tajt kajo v`y/

    Gg ocuyo tg v chd st ocahp v oco aoc aho o`y 6 m`j

    cd t ocuyo tg s 02 o ocuyo tg s =5/ Oad ocuyo tg oy

    quy oa yu gu h vh dt a taoc chd st ocahp v oco aoc

    ahu qu m`j cd g gg aoa tag chd st t x` v chd st th ga/

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    87

    G qu`o chd st go taoc xuyo iho a vh M`o chd g oco

    aoc ahu r v ajt oc g` oco aoc) xy loc paoc pap

    pao tga mj gj taoc k v g mho pap tad oa g ip taoc tho

    chd st taoc qu` khd tr` th ga/

    Ocuyo tg yu gu v taoc tho6 ocuyo tg s =0 ga r` go m chd

    st pah mht gag dh oco aoc g a taoc iu tr th ihu pa ap

    gaj pap gauyo ch` chd st g ta thp go v tay g toa aoa th

    gaoa tag t g` oco aoc/

    Ocuyo tg v quyo ao ap pap g` gauyo ch` chd st6

    ocuyo tg s == ga r` gg mho pap chd st mt mug g ta `

    r` g aoa oc g`o tahp kp tah kah oco aoc kaoc p oc

    g oaoc yu gu g mo !v l t i `o tjo vo th tahu kaoc

    d mj) ooc ig quo tr hu aoa yu///(/ \rjoc troc ap kaogp) ajt oc g`o tahp oy m`j cd g vhg tau ah chy pap ip tg

    ajg oca tau ah chy pap ajt oc/

    Gg ocuyo tg v ocahp v oco aoc xuyo mho chh6 m`j cd

    t ocuyo tg s =7 o ocuyo tg s => vh oh luoc aoc lo

    chd st h vh gg ocahp v ch`j lga oco aoc qug t) yu gu

    gg oco aoc og ocjh ajt oc tanj oc gg thu gauo g`j

    moc thu gauo g` gg oco aoc trjoc og v taht ip qu`o a v

    a taoc tr`j h taoc tho vh gg gauyo ch` chd st kag) g mhti vh gauyo ch` chd st g` og s th/

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    85. 055. 055. 0>5. 055.h vh Oco aoc v goc ty mj ahd =5. =5. >5. 055. 055. 055. 0>5. 055.h vh Oco aoc v goc ty mj ahd!gaj v`y t 7 taoc tr xuoc(

    =5. =5. =5. >5. >5. 0>5. =5.

    h vh Lj`oa ocahp =5. >5. 055. 055. 0>5. 0>5. 055.h vh MHW) tan HDB) tan NGM) tanNG `ol tan DLMs

    5. 5.

    h vh aoc a` mo i oa ta to loc)goc ty t oao

    055. 3>.

    h vh th so gd g >5. 7>.h vh gaj v`y mt oc so 055. 055.h vh th so g rh rj g`j 0>5.h vh th so kag 055.h vh tho dt 5.

    A s rh rj !]S(h vh kajo gaj v`y

    M@WNI HM@WNI HH

    Ocuo6Hotnro`thjo`i Gjovnrcnogn jb G`pht`i Dn`surndnot " G`pht`i

    Wt`ol`rls p0>$

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    UA IG od trg / Oaoc l ihu g pao tanj 7 oad s`u6

    Oad l ihu th gaoa iho qu`o o gg a s th gaoa g` kaga aoc

    goc oa gg oa ch g` gg t gag xp aoc

    Oad l ihu oa toa pah th gaoa iho qu`o o troa quo i) ka

    ooc ocaho gu v pat trho so pad dh) gg l ihu v ka ooc

    toc troc g` ocoa)

    ]S@ Uajoc pap H]M g` M`sni HH 4 0=/> & N@L & K

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    82

    Oaoc l ihu d`oc toa goa mj iho qu`o o gg aho toc mj

    ahu ka ooc kaoc tr g o gaj oco aoc oa s l tho ch) ao

    dg tau gah

    \ oaoc l ihu tro) oco aoc oap vj dt d aoa oa so) t

    toa g xg xut kaoc tr g o g` kaga aoc/ g ta i d aoa

    tuyo toa) d aoa prjmht v taoc g xy loc mh gg t gag t vo

    gauyo ocahp/

    \a a`h) ICL \ troc to tat g toa y i t troc pao vo m

    to tat tro toc l o th tah hd kaga aoc kaoc tr g o/ ICL

    kaoc ga m`j cd to tat v kajo v`y d go m`j cd gg to tat kag

    pat shoa kah kaga aoc kaoc tr g o) i ih sut o ao oaoc

    kaoc g ta`oa tjo v gg gah pa aoa gaoa g ta pat shoa oa6 gah pa

    x i th so ta gap) gg gah pa gaj lga v pap i v dt s gah pa ihoqu`o/

    \rjoc paoc pap H]M g mo6

    Gg kajo pah h gaoa h vh gg goc ty) g qu`o gaoa pa v gg

    oco aoc kaoc g th so d mj6 ICL i .)

    Gg kajo pah h pa h vh gg t gag tro6 ICL i 3>./

    Gg kajo pah h g th so d mj i kajo pah tau) mt oc so

    taoc dh !G]N( v mt oc so g tr !]]N( v gg th so d mjkag6 vo loc oa paoc pap gauo vh gg ch tr ICL th tahu

    d t trjoc moc lh y/

    Ch tr ICL th tahu h vh t troc d mj g` gg ajt oc gaoa

    Ijh th so d mjICL th

    tahu

    Dg d mj thtahu yu gu h vh

    ajt oc

    Dg d mj yugu vt qu h vh

    ICL y \h so th gaoa thu gauo 5. 5. Ga` quy oaKajo pah tau 7>. 5. 0=>.

    G]N*]]N 7>. 75. 0

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    83

    N@L $ W tho g ta tau ah

    N@LICL 4

    \rjoc ) s tho g ta tau ah m`j cd gg kajo tho d kaga aoc tr

    v gg kajo tho tau g t x i th so ta gap) gd g/

    \anj taoc k g` y m`o M`sni) t i tau ah vo taoc d`oc ch tr rt

    g`j !35. $ 15.( ajg rt tap !=5 $ 75.(/ Lj ) gaoc t` kaoc oo s

    loc t i tau ah vo moa quo/

    \anj ocaho gu g` y m`o M`sni) a`h yu t ch v`h tr qu`o troc oat

    quyt oa ka ooc tau ah vo g` oco aoc kah kaga aoc kaoc tr

    g o i th so mj d g` kajo v`y v g gu th so g` kaga aoc/

    G gu th so g` kaga aoc g oag o y vh oca` ta t u tho

    tr o kag oa`u g` gg kajo pah tr trjoc troc ap lj`oa ocahp pah

    pa so/ \ro tag t) kah dt lj`oa ocahp pa so) t i tau ah vo t gg

    kajo v`y g` oco aoc taoc g`j ao t i tau ah vo t trh pahu mh

    oco aoc g quyo g u tho tr o trg gg oa u t trh pahu/ Mo

    goa ) kah khoa t trjoc toa troc suy tajh) t i tau ah vo goc st chd/

    Ocoa oca khoa lj`oa goc oa aoc oat oa o t i tau ah vo6 gg

    kaga aoc ajt oc trjoc ioa vg goc ocahp ooc taoc gaj t i tau

    ah vo g`j ao gg kaga aoc khoa lj`oa trjoc ioa vg lga v/

    K j ao ahu loc !D nbbngthvn d`turhty(

    \rjoc paoc pap H]M g mo6 D s i =/> od tr gg ch`j lga rnpj vhD ga i 2 taoc/

    \rjoc paoc pap H]M ooc g`j6 D go g toa tjo gaj toc goc g

    tanj goc tag s`u) tuy oaho) D kaoc g io ao > od/

    & tt

    tt

    t G BD

    G B4

    vh GBt mhu ta gg loc tho !cg) ih v pa( g ka ooc ta`oa tjo tanj

    ap oc g` och h v`y trjoc k ao t/

    Ou oco aoc kaoc toa g D tanj goc tag tro ta s s loc

    gga g ho kah toa D) i D moc vh tah ch`o j ao th ` go ih

    !tanj od( d och v`y gap oao ta`oa tjo tjo m tanj oca` v ap

    oc v`y !cg) ih v pa(/ \aoc taoc) gaoa i tah ch`o j ao l`oa

    oca` g` kajo v`y/

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    81

    Goc tag gauoc toa K6

    K 4 ^I & b!D(

    hu gaoa k j ao b!D( g xg oa moc goc tag

    0 ! =/>(&! (

    0 0/>&

    D mb D

    m

    + 4

    =!5/001>= 5/5>

    5/05

    5/0>

    5/50 5/5= 5/57 5/5< 5/5> 5/52 5/53 5/51 5/58 5/0 UL

    m

    \o tat kaoc ioc trg g !^I( ^onxpngtnl Ijss g xg

    oa6

    ^I 4 R`] NI

    Ocuo6 @o Nxpi`o`tjry Ojtn jo tan M`sni HH H]M ]hsk Snhcat Buogthjos p3

    NI Nxpngtnl Ijss6 to tat to loc g ta ioc trg g6 NI 4 UL&ICL

    R`] R`iun `t ]hsk6 toc to tat to loc6 R`] 4 ICL & b!])UL(

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    88

    b!]) UL(6 ad s g xg oa qu` a s toc qu`o !]( v xg sut v o

    !UL(/

    0! ) ( & ! ( & !5/888(0 0

    ]b ] UL OJ]DWLHW\ OJ]DWHOR UL OJ]DWHOR] ]

    4 +

    \rjoc 6 A s toc qu`o !]( g toa oa s`u6

    h vh kajo gaj v`y g th so d mj moc mt oc so6 ] 4 5/0>

    h vh kajo gaj v`y mo i g gat ioc oa gaj v`y ta to loc6 ] 4

    5/55

    0

    0

    4n

    n UL

    DH P^@O A CH@ ] R UL

    08/=1.02/5

    trhu N^]6

    (>0!&55

    0

    0

    4

    n

    n UL

    W6 lj`oa tau aoc od toa moc trhu N^]) > trhu N^] W >5 trhu N^]

    h vh kajo gaj v`y mo i kag6

    K 4 ICL &[ b!])UL( UL( T & b!D(

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    055

    7. & 02. &!0 (] 4 +

    R7>

    7>

    0

    0

    ULn

    n

    4

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    050

    UA IG >

    GOC \AG \OA \H WO G ]H ]J !]S@(

    \]JOC UAOC UAU OH M R OA CH ]H ]J \O LOC

    Goc tag toa ]S@ h vh toc troc ap g ta oa s`u6

    `/ \roc ap gaj Lj`oa ocahp) oco aoc v gg og v`y6

    A s toc qu`o>5 >5

    >5 >5

    0 0! ( 0=.& =(&!5/001>= 5/5> &!5/001>= 5/5> & K & N@L

    m/ \roc ap gaj Lj`oa ocahp v` v oa v`y6

    A s toc qu`o>5 >5

    >5 >5

    0 0 >! ( 0=.& = & K & N@L

    l/h vh kajo gaj v`y mo i g gat ioc oa gaj v`y ta to loc6

    A s toc qu`o !]( 4 5/5 7>

    7> 7>

    0 0! ( 7.& 02.&!0 (

    0 0

    UL ULn n]

    n n

    4 +

    K) ]S@ toc t oa troc ap !g(

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    05=

    UA IG 2

    R L R GGA QG OA RO X^ G^

    H RH ]H ]J AJ\ OC \ANJ M@WNI HH

    \]JOC UAOC UAU G MO " UAOC UAU GA^O

    Uaoc pap ga s g mo MH@

    Goc tag toa a s vo oa s`u

    7

    0 &o

    oM H @

    C HK

    o44

    ) vh hu kho CHo ?5

    KMH@6 vo yu gu pah l paoc gaj rh rj ajt oc toa tanj paoc pap

    MH@

    CH6 tau oap aoc od !? 5( g` 7 od trg

    o6 s od g tau oap aoc od ?5

    4 0>.

    R l 06 Oco aoc @ g tau oap 7 od =552 $ =551 i 0=5) =5) =>5/ Ro yu

    gu h vh rh rj ajt oc od =558 i 08)>/ G ta oa s`u6

    Od \au oap aoc od !CH(

    =552 0=5

    =553 =5

    =551 =>5

    \oc tau oap loc g` 7 od 785

    Moa quo tau oap 7 od 075

    @ipa` !( 0>.

    Ro yu gu h vh rh rj ajt oc 08)>

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    057

    R l =6 Oco aoc @ g tau oap 7 od =552 $ =551 i $0=5) =5) =>5/ Ro yu

    gu h vh rh rj ajt oc od =558 i =5)=>/ G ta oa s`u6

    Od\au oap aoc od

    !CH(

    =552 $0=5

    =553 =5

    =551 =>5

    \oc tau oap loc g` = od =35

    Moa quo tau oap = od 07>

    @ipa` !( 0>.

    Ro yu gu h vh rh rj ajt oc =5)=>

    Uaoc pap gauo \W@

    Goc tag toa a s vo oa s`u

    1

    0 70

    d ` x & ) 5

    7

    o ` d h hh

    \ W @

    C HK

    4

    4

    \rjoc

    K\W@ i vo yu gu pah l paoc gaj rh rj ajt oc toa tanj paoc

    pap gauo

    CH tau oap aoc od h vh toc oad ocahp v trjoc s