Understanding Your Retiree Benefits
Understanding Your Retiree
Benefits
First Half of Presentation
Eligibility, Service Credit, Health & Dental, and Many Other
Benefits
Second Half of Presentation
Medicare Advantage Plans Offered
Those who are under 65 (Non-Medicare eligible) are not required to stay for the
second half, however if you have a spouse over 65 (Medicare eligible) or nearing 65,
please consider staying
Am I Eligible to Retire?
3R• Full-Time or Part-Time
Faculty and Staff
• On January 1/1/96 you were age 55 or over with 10 or more years of service
• Alternatively, on 6/1/96 you were age 50 with 10or more years of service.
4R• Full-Time or Part-Time
Faculty and Staff
• You were hired or rehired prior to 1/1/96 in a benefits eligible position and you are at least age 55 with 10 or more years of service
5R• Full-Time or Part-Time
Faculty and Staff
• You were hired or re-hired on or after 1/1/96 in a benefits eligible position and you are at least age 60 with 10 or more years of service
You must have 5 consecutive years of service in a benefits eligible position, following up to retirement!
Please Note: If your service included a TAR position or a non-benefit eligible position, this may impact your retiree benefits.
What if I am not Eligible?
Voluntary Separation from the University, before eligibility is met
You will not be eligible for Retiree Benefits (Health, Dental, Tuition, Life Insurance)
You will not receive a contribution amount
Keep in mind, you have other options outside of the University!
What if I have Prior Service Credit?
Service Requirement may be met by cumulative
employment at the University of Rochester or
another higher education institution.
(Must have been in a benefits eligible position. Ad Hoc, or per
diem roles are not eligible for consideration)
*Service Credit forms are located on our website
Topics For Today
Health Care Dental Care Life Insurance Tuition Benefits
What Happens to My Health Care Once I Retire?
• Continue the same plan offered under Active Benefits:
• Your PPO Plan
• Your HSA-Eligible Plan
• Rates will change from your current active premium
Non-Medicare Eligible
• Coverage changes to a special form that supplements or coordinates with Medicare:
• GoldAnywhere PPO (with MVP Part D prescription Drug)
• Preferred Gold HMO-POS with University Major Medical
• Preferred Gold Standard HMO-POS (with MVP Part D Prescription Drug)
• University Complementary Care with Major Medical
• USA Care PPO (with MVP Part D Prescription Drug)
Medicare Eligible
IF you choose
to stay under
University of
Rochester
Health Care
What You
Need to
Know about
Medicare
Medicare Eligibility
Parts of Medicare
Medicare Enrollment Period
When Enrollment is Necessary
Medicare Eligibility
Who is Currently Eligible?
Individuals age
65 or older, who
paid Medicare
taxes for at least
10 years
Individuals
under age 65
with certain
disabilities
Individuals of all
ages with end-
stage renal
disease
(permanent
kidney failure
requiring dialysis
or a kidney
transplant)
Part A
Hospital Coverage: Inpatient Care in hospitals, including critical access and
long-term care
Part B
Medical Coverage: Doctors services, and outpatient care when medically
necessary
Part C
Medicare Advantage Plans: Includes all of Parts A + B as well as extra
benefits
Part D
Prescription Drug Coverage: Available in standalone plans or as part of Medicare Advantage Plans.
Medicare
Parts A & B are known as Original Medicare
Parts C & D are only available through private Health Plans
Medicare Enrollment Periods: Part A & B
Initial Enrollment Period (IEP)• Occurs if you are retiring at age 65 or already retired and nearing
age 65
• Apply three months prior to turning age 65 on www.ssa.gov
Special Enrollment Period (SEP)• Occurs when retiring after age 65, or already Medicare-eligible due
to disability
• Apply three months prior to 1st of the month following retirement date (paperwork in Benefits Office to complete)
• SEP cannot override IEP. See the benefits office for more details
Initial Enrollment Period (IEP)
When will my Medicare Part B become effective?
If you sign up for Part A (if you
have to buy it) and/or Part B in
this month:
Your coverage starts:
1 month before you turn 65 The month you turn 65
The month you turn 65 1 month after you sign up
1 month after you turn 65 2 months after you sign up
2 months after you sign up 3 months after you sign up
When is Medicare Enrollment for Parts A
and B Necessary?
When turning 65 and already retired (IEP)
Working past age 65 and then retire (SEP)
It is NOT Necessary when:
Turning 65 and continuing to work in a benefits-
eligible position (Full-Time or Part-Time).
Do NOT enroll in any part of Medicare if contributing pre-tax
dollars to an HSA account. Stop contributing 6-months prior to
enrolling in any parts of Medicare. For more information, go to
HSA & Medicare.
What to Know About the Plans:
Billing Cycles
Premiums and Contribution Amounts
Other Benefits, Continued
All of Our Medicare-Eligible Plans:
Supplement or
Coordinate with
Medicare Parts A & B
Offer prescription drug coverage:
- Medicare Part D
- Credible prescription drug
coverage to Medicare Part D (University Major
Medical)
Require you to enroll in A & B to
obtain full benefit of
plan
University Health Care Costs
• Retiree and the University share the cost of health care plan coverage
• Billed quarterly by the University
• Cost of Health Care varies based on:
• The Coverage Selected
• Retiree Level (Hire date, birth date, service date, retirement date, prior service
credit)
Jan Feb Mar
Apr May Jun
Jul Aug Sept
Oct Nov Dec
Visit our new retiree website to view premiums based upon your retiree level
Contribution Amounts
• Contributions already built into health care premiums
• Pay a flat rate: what you see is what you pay
3R Level
• Based on a point system
• Age + Years of Service = Total Amount of Points
• Contribution increases once you turn 65
• Locked in at the time you retire
4R Level
• Your contribution amount will depend on your years of service at the University and does not change under any circumstances
• Locked in at the time you retire
5R Level
Money that the
University of Rochester
gives you toward your
health care plan.
Note*o Does not go toward dental,
only health care
o You do not receive a retiree
health care contribution if
you choose coverage outside
University
o You never lose your
contribution, even if you
choose coverage elsewhere
and decide to come back
Points at Retirement
(Age + Service at Retirement)
Monthly University Contribution
For Retirees Age 55 - 64Single Contracts Family Contracts
85 pts. (max.) $83.33 $166.67
84 pts. 81.25 162.50
83 pts. 79.17 158.33
82 pts. 77.08 154.17
81 pts. 75.00 150.00
80 pts. 72.92 145.83
79 pts. 70.83 141.67
78 pts. 68.75 137.50
77 pts. 66.67 133.33
76 pts. 64.58 129.17
75 pts. 62.50 125.00
74 pts. 60.42 120.83
73 pts. 58.33 116.67
72 pts. 56.25 112.50
71 pts. 54.17 108.33
70 pts. 52.08 104.17
69 pts. 50.00 100.00
68 pts. 47.92 95.83
67 pts. 45.83 91.67
66 pts. 43.75 87.50
65 pts. (min.) 41.67 83.33Age Years Of
Service Points
4R: Hired or re-hired before
1/1/1996
Under 65
Note*
Contribution
is halved for
part-time
employees
Points at Retirement
(Age plus Service at Retirement)
Monthly University Contribution
For Retirees Age 65 and Older
SingleCouple – Both Spouses
Medicare Eligible
Couple Split – One Spouse Non-Medicare
Eligible/One Spouse Medicare Eligible
85 pts. (max) $207.52 $415.04 $290.85
84 pts. $202.33 $404.66 $283.58
83 pts. $197.14 $394.29 $276.31
82 pts. $191.96 $383.91 $269.04
81 pts. $186.77 $373.54 $261.77
80 pts. $181.58 $363.16 $254.50
79 pts. $176.39 $352.78 $247.23
78 pts. $171.20 $342.41 $239.95
77 pts. $166.02 $332.03 $232.68
76 pts. $160.83 $321.66 $225.41
75 pts. $155.64 $311.28 $218.14
74 pts. $150.45 $300.90 $210.87
73 pts. $145.26 $290.53 $203.60
72 pts. $140.08 $280.15 $196.33
71 pts. $134.89 $269.78 $189.05
70 pts. $129.70 $259.40 $181.78
69 pts. $124.51 $249.02 $174.51
68 pts. $119.32 $238.65 $167.24
67 pts. $114.14 $228.27 $159.97
66 pts. $108.95 $217.90 $152.70
65 pts. (min.) $103.76 $207.52 $145.43
4R: Hired or re-
hired before
1/1/1996
Once You
Turn 65,
Amount
Increases
Note*
Contribution
is halved for
part-time
employees
How to Calculate Monthly Cost
Health Care Premium – Contribution Amount = Total Monthly Cost
Example
You are a 4R with 85 Points, 65 years old and would like to be on the Preferred Gold
Standard HMO-POS plan with your spouse who is also 65:
$521.60 (premium) – $415.04 (contribution) = $106.56 per month
Years of UR Service at
Retirement
% of Max UR
Contribution
Monthly University
Contribution* for Retirees Age
65 and older
Monthly University Contribution* for
Retirees Age 60 - 64
25 or more years 100% 231.80 115.90
24 years 95% 220.21 110.10
23 years 90% 208.62 104.31
22 years 85% 197.03 98.51
21 years 80% 185.44 92.72
20 years 75% 173.85 86.92
19 years 70% 162.26 81.13
18 years 65% 150.67 75.33
17 years 60% 139.08 69.54
16 years 55% 127.49 63.74
15 years 50% 115.90 57.95
14 years 45% 104.31 52.15
13 years 40% 92.72 46.36
12 years 35% 81.13 40.56
11 years 30% 69.54 34.77
10 years 25% 57.95 28.97
5R: Hired or
re-hired after
1/1/1996
Note*
Contribution
is halved for
part-time
employees
Does Not
Increase
When
Turning 65,
Always Stays
the Same
Retirees Remain Eligible for Dental Coverage:
Traditional Plan or Medallion Plan
Single or Family Coverage
Billed Quarterly by the University
Cost Varies Based on Retiree Level
Dental Rates can be found on our website based on retiree level
Dental Insurance
Group Life Insurance
University-Paid Basic Life Insurance
• Terminates at the time of retirement
• Eligible Depending On Retiree Level
Employee-Paid Optional Coverage
• May elect to continue coverage
• Pay premium to Securian
• Same rate as active coverage, however, can increase based on higher age bracket or change in University Group rates
For More Information on Life Insurance, visit
our Life Insurance page HERE
How Do I Change My Beneficiary?
Log in to the HRMS Website (www.Rochester.edu/people) with your Net ID
Click on ‘Securian Life’
OR
Securian Life’s Website: www.lifebenefits.com
User ID: (UR plus your 6-digit employee ID number)Example: UR123456
Password: (Your 8-digit date of birth plus the last four digits of your social security number)
Example: 012319121234
Tuition Benefits
Retirement is a perfect time to ‘Go Back to School’!
Retirees remain eligible for tuition benefits for courses at the UR as a non-
job related benefit:
Dependent children remain eligible for tuition benefits, regardless of whether
they began college before you retired
Full-Time Faculty and Staff Part-Time Staff
70% Tuition waiver for two credit-
bearing courses per semester/quarter
70% tuition waiver for one credit-
bearing course per semester/quarter
Your Benefits Extras
Group Auto & Home InsuranceOffers group rates on a variety of insurance policies
including auto, home, boat, renter’s, etc. You may
compare quotes from Liberty Mutual, MetLife and
Travelers.
Hyatt Legal PlansProvides retirees with legal representation for many
different legal matters, including estate planning
documents, real estate matters, family law and elder
care issues.
VSP Vision CareHelps with the costs of exams, glasses, contact
lenses, etc. for you and your family.
For more information about these benefits and to
enroll online go to:
www.yourbenefitsextras.comFor additional questions or help, contact Corestream at 1-888-935-9595
Benefits, Continued
Retiree ID Card
University Libraries
University Health
Services
Employee Pharmacy
Athletic Facilities
Meliora Dining
Recap, Recommendations, Things to Know
If you are considering reducing time, it is recommended to retire while full-time before transitioning to a part-time or time-as-reported (TAR) position
If you return to work part-time, retirees and their dependents continue with part-time active benefits, even if you are nearing 65 or passed age 65. Retirees and their dependents do NOT need to sign up for Medicare until the retiree/employee stops working in a benefits eligible position (full-time/part-time)
If returning to work time-as-reported, contact the Benefits Office for benefit eligibility
If you retire with no return to work, and turn 65 later on, you will sign up for Medicare on your own (IEP)
Meetings should be scheduled no earlier than 3 months prior to retirement, for those 65 and older. Employees retiring under 65 or those planning to return to work, should plan to meet with us 1-2 months prior. Each scenario requires different timing.
Where to begin?Contact Retiree
Benefits 3 months
prior
Decide before
meeting what you
want to do
Meeting with Benefits
Representative
Turn in paperwork 3 weeks prior
to retirement date
Start your journey! Stay
connected with UR for
updates
Visit our website for more guidance and information
Follow the Retirement Checklist
Set aside time to do research at home
(Remember, this is YOUR new journey)
Sign up for one of our Retirement Support Groups
E-mail retiree benefits for additional questions:
WHAT WE RECOMMEND TO YOU
Medicare-Eligible Health Care Plans
University Complementary Care with Major Medical
Preferred Gold HMO-POS with University Major Medical
Preferred Gold Standard HMO-POS with MVP Part D Prescription Drug
GoldAnywhere PPO with MVP Part D Prescription Drug
USACare PPO with MVP Part D Prescription Drug
University Complementary Care
With Major Medical
University Complementary Care with Major Medical
- Medicare Supplemental Plan
- Provides coverage to retirees residing anywhere in the world
- Not limited to a network of providers
- Preventive Care not covered outside United States
Medical Deductible Medical Out of Pocket Maximum (OOPM)
$123 $300 per person
University Complementary Care with Major Medical
Covered Services What You PayPrimary Care Office Visits Covered at 80% after major medical deductible
Specialist Office Visits Covered at 80% after major medical deductible
Inpatient Hospital Covered in Full
Outpatient Surgery Covered in Full
Outpatient X-Ray Covered in Full
CAT, PET, MRI Scans Covered in Full
Outpatient Lab Tests Covered in Full
Emergency Room Covered in Full
Urgent Care Covered at 80% after major medical deductible
Ambulance Covered in Full
University Complementary Care with Major Medical
Covered Services What You PaySkilled Nursing Facility 100% days 1-120, additional days covered at
80% after major medical deductible
Physical, Speech, Occupational Therapy Covered at 80% after major medical deductible
Routine Eye Exams Not Covered
Routine Hearing Exams Not Covered
Prescription Drug Coverage:
• Deductible of $811 per person
• Coinsurance of 20%
• Out of Pocket Maximum of $1,700 per person
How Does a Medicare Advantage Plan Work?
Takes the place of Medicare. Your medical care and prescription
drugs will be covered by MVP Preferred Gold HMO-POS with University Major Medical has prescription drug
coverage through Aetna or Excellus
Referrals are NOT required
Use your MVP ID Card for services. Put your card away in a
safe place!
Easy to use, virtually no claim forms
Medicare Advantage Plan Eligibility & Enrollment
You must be signed up for
Medicare Parts A and B
You will continue to
pay your Part B premium separately
Residency Requirements
Enrollment is individual, no
family or two-person contracts
MVP Coverage Travels With You!
Emergency Care – Around the clock, around the world. You pay only your in-network copay. Covered in full if hospitalized.
Urgently Needed Care – You are covered worldwide. You pay only your in-network copay.
Out of Pocket Maximum
All MVP Plans:
• Have zero annual deductibles
• $4,000 Annual Out-Of-Pocket Protection
If $4,000 Annual OOPM is Met:
• Plan pays 100% for covered benefits
for the rest of the calendar year
Excludes
• Monthly Premium
• Part D Prescription
Drug Costs
• Acupuncture
• Eyewear Expenses
• Hearing Aid Expenses
• Major Medical
Expenses, on Preferred
Gold HMO-POS with
Major Medical
Preferred Gold HMO-POS with University
Major Medical
Preferred Gold HMO-POS With University
Major Medical
Health Maintenance Organization (HMO)
Medicare Advantage Plan where doctors, hospitals, other health care
professionals provide services for a set amount of money. Usually members must get care from the providers in the plan, except for emergency care.
Point of Service(POS)
Members can choose to get services from non-contracted providers.
There is a dollar limit, some services require prior approval
• You pay 30% coinsurance, MVP pays $5,000 maximum
Preferred Gold HMO-POS with
University Major Medical Residence Area
Franklin Orleans
ChittendenLamoille
Caledonia
Essex
Washington
Addison Orange
WindsorRutland
Benn.
Windham
Rockland
Niagara Orleans
Erie
Onondaga
Jefferson
ChautauquaSteuben
Cayuga
Orange
Monroe Wayne
Genesee
St. Lawrence
Allegany
Wyoming
Cattaraugus
OntarioSeneca
Livingston
Schuyler
Chemung
Cortland
Oswego
Lewis
Madison
Chenango
Delaware
Franklin
Sullivan
Essex
Clinton
AlbanySchoharie
Greene
Wash.
Rensselaer
Saratoga
Warren
Schenectady
Columbia
Ulster
Dutchess
Putnam
Fulton
Montgomery
Herkimer
Hamilton
Oneida
TiogaBroome
Tompkins
Yates Otsego
Grand
Isle
Hello!
Preferred Gold HMO-POS with Major Medical
Covered Services What You PayPrimary Care Office Visits $10
Specialist Office Visits $15
Inpatient Hospital Covered in Full
Outpatient Surgery Covered in Full
Outpatient X-Ray $15
CAT, PET, MRI Scans $15
Outpatient Lab Tests Covered in Full
Emergency Room (worldwide) $65
Urgent Care (worldwide) $15
Ambulance $50
Skilled Nursing Facility 100% days 1-20, $135/day 21-100
Physical, Speech, Occupational Therapy $15
Routine Annual Eye Exams $15
Preferred Gold HMO-POS with Major Medical
Prescription Coverage Major Medical Coverage
• $811 Deductible per person
• 20% Coinsurance
• $1,700 out-of-pocket maximum
• $123 Deductible per person
• $300 out-of-pocket maximum
Major Medical Items
• Durable medical equipment
• Acupuncture
• Skilled Nursing Facility
• Diabetic equipment & supplies, etc.
Preferred Gold Standard HMO-POS with MVP
Part D Prescription Drug
Preferred Gold Standard HMO-POS with MVP
Part D Prescription Drug
Health Maintenance Organization (HMO)
Medicare Advantage Plan where doctors, hospitals, other health care
professionals provide services for a set amount of money. Usually members must get care from the providers in the plan, except for emergency care.
Point of Service(POS)
Members can choose to get services from non-contracted providers.
There is a dollar limit, some services require prior approval
• You pay 30% coinsurance, MVP pays $5,000 maximum
Preferred Gold Standard HMO-POS with MVP Part D
Prescription Drug
Covered Services What You PayPrimary Care Office Visits $15
Specialist Office Visits $30
Inpatient Hospitalization $250 copay 3 times max, then 100%
Outpatient Surgery $30 Surgical Center; $60 Hospital
Outpatient X-Ray $30
CAT, PET, MRI Scans $60
Outpatient Lab Tests $10
Preferred Gold Standard HMO-POS with MVP Part D
Prescription Drug
Covered Services What You PayEmergency Room Care (worldwide) $75
Urgent Care (worldwide) $30
Ambulance $100
Skilled Nursing Facility Covered in full days 1-20, $160/day 21-100
Home Health Care Covered in full
Physical, Speech, Occupational Therapy Covered in full
Preferred Gold Standard HMO-POS with
MVP Part D Prescription Drug
* This Plan Has the Coverage Gap or ‘Donut Hole’
Retail (30-Day Supply) Mail Order (90-Day Supply)
$0 Tier 1: Preferred Generics 2 times retail copay
$10 Tier 2: Generic Drugs
$35 Tier 3: Preferred Brand Drugs
50% Tier 4: Non Preferred Drugs
33% Tier 5: Specialty Drugs Not Available Via Mail
Part D Prescription Drug Coverage
The Coverage Gap or ‘Donut Hole’
GoldAnywhere PPO With MVP Part D
Prescription Drug
What Does PPO Stand For?
Preferred Provider Organization
Provides flexibility to choose doctors, hospitals, health care
professionals that have a contract with MVP OR providers not contracted with MVP for an
additional cost.
GoldAnywhere PPO With MVP Part D
Prescription Drug
Franklin Orleans
ChittendenLamoille
Caledonia
Essex
Washington
Addison Orange
WindsorRutland
Benn.
Windham
Rockland
Westch
ester
Niagara Orleans
Erie
Onondaga
Jefferson
ChautauquaSteuben
Cayuga
Orange
Monroe Wayne
Genesee
St. Lawrence
Allegany
Wyoming
Cattaraugus
OntarioSeneca
Livingston
Schuyler
Chemung
Cortland
Oswego
Lewis
Madison
Chenango
Delaware
Franklin
Sullivan
Essex
Clinton
AlbanySchoharie
Greene
Wash.
Rensselaer
Saratoga
Warren
Schenectady
Columbia
Ulster
Dutchess
Putnam
Fulton
Montgomery
Herkimer
Hamilton
Oneida
TiogaBroome
Tompkins
Yates Otsego
Grand
Isle
Can reside anywhere in NYS
and Vermont, excluding NY
Counties: Nassau, Suffolk &
Westchester
GoldAnywhere PPO with MVP Part D Prescription Drug
Covered Service In-Network Out-Of-Network
Primary Care Office Visits (PCP) $10 copay $25 copay
Specialist Doctor Office Visits $15 copay $25 copay
Inpatient Hospital (Urgent or Emergent) Covered in full Covered in full
Inpatient Hospital (Non-Emergent) Covered in full 20%
Ambulance $35 copay $35 copay
Emergency Visits (worldwide) $65 copay $65 copay
Urgent Care Visits (worldwide) $15 copay $15 copay
GoldAnywhere PPO with MVP Part D Prescription Drug
Covered Service In-Network Out-Of-Network
Ambulatory Surgery Outpatient Covered in full 20%
Lab Services Covered in full 20%
Skilled nursing facility (days 1-100) Covered in full 20%
Home Health Care (unlimited days) Covered in full 20%
Outpatient X-Rays $15 copay $25 copay
Physical, Speech, Occupational Therapy $15 copay $25 copay
Routine Annual Eye Exams $15 $25
GoldAnywhere PPO with MVP Part D Prescription Drug
$0 Tier 1: Preferred Generics 2 times retail copay
$10 Tier 2: Generic Drugs
$30 Tier 3: Preferred Brand Drugs
$60 Tier 4: Non Preferred Drugs
$60 Tier 5: Specialty Drugs Not Available Via Mail
Retail (30-Day Supply) Mail Order (90-Day Supply)
2018 When total costs reach $3,750, you
will continue to pay the copays above
Part D Prescription Drug Coverage
USACare PPO With MVP Part D
Prescription Drug
USACare PPO With MVP Part D Prescription Drug
Provides coverage to retirees residing anywhere in the United States or Puerto Rico. Members can choose to see doctors, hospitals and other health care professionals that have a contract with Medicare. There is not a limited network.
USACare PPO With MVP Part D Prescription Drug
Covered Service What You PayPrimary Care Office Visits $15
Specialist Office Visits $20
Inpatient Hospital $100 copay max, 3 per year
Outpatient Surgery Covered in full
Outpatient X-Ray $20
CAT, PET, MRI Scans $20
Outpatient Lab Tests Covered in full
Emergency Room (worldwide) $75
Urgent Care (worldwide) $20
Ambulance $35
Skilled Nursing Facility 100% days 1-20, $160/day 21-100
Physical, Speech, Occupational Therapy $20
Routine Eye Exams $20
Part D Prescription Drug Coverage
Retail (30-Day Supply) Mail Order (90-Day Supply)
$0 Tier 1: Preferred Generics 2 times retail copay
$10 Tier 2: Generic Drugs
$30 Tier 3: Preferred Brand Drugs
$60 Tier 4: Non Preferred Drugs
$60 Tier 5: Specialty Drugs Not Available Via Mail
USACare PPO With MVP Part D Prescription Drug
2018 When total costs reach $3,750, you
will continue to pay the copays above
All MVP Plans Provide:
• $100 every 2 yearsEyewear Allowance
• $600 every 3 yearsHearing Aid Allowance
TruHearing Discount
• Covered in fullAnnual Physical
• Covered in fullMammogram Pap tests
• Covered in fullBone Mass Measurements
• Covered in fullFlu & Pneumonia
Immunizations
• Covered in fullProstate Screening
$600 every 3 years
Preventative
Services
*MVP Plans include Preferred Gold HMO-POS, GoldAnywhere PPO, Preferred
Gold Standard HMO-POS and USA Care PPO.
• 30-60% discount on over 100 models
CVS/Caremark Pharmacy Benefit Manager
for MVP Plans
• Pharmacies are not limited to CVS pharmacies. You can fill prescriptions at hundreds
of participating pharmacies locally and nationwide.
• MVP members will receive a MVP-CVS ExtraCare Card providing a 20% discount on
items not covered through the basic CVS loyalty card. More than 2200 items purchased in
the store or online.
Electronic Office Visits Through American Well
Now you can use a smartphone, tablet, or computer in the comfort of your home!
General non-emergent situations such as colds, flu, infections, & allergies when you cannot see your regular doctor.
24 hours a day, visits are confidential, visit summary provided
Primary Care Physician copay applies
Mental Health specialty copay applies
MVP Invests In Your Well-Being
SilverSneakers ® Fitness Program
Join thousands of MVP Medicare Members with a no-cost fitness center membership at
any SilverSneakers location nationwide
Wellness Rewards
• $75 Master Gift Card!For completing your annual wellness visit,
blood pressure check, height, weight & BMI measurement and flu shots. Your doctor will complete the form, you then submit to MVP
The Office of Total Rewards is
Moving to a New Location!
When? July 2018
Where? Corporate Woods
No meetings or sessions will be held in July. If you plan to retire in July,
please contact Retiree Benefits at [email protected].
Otherwise, contact Retiree Benefits 3 months prior to your set retirement
date.
The University reserves the right to
modify, amend, or terminate the plans at
any time, including actions that may
affect coverage, cost-sharing, or covered
benefits, as well as benefits that are
provided to current and future retirees.