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UC San Francisco UC San Francisco Postdoctoral Postdoctoral Scholar Scholar Benefits Plan Benefits Plan Open Enrollment Open Enrollment (November 1, 2006 through November 21, 2006) (November 1, 2006 through November 21, 2006) Effective January 1, 2007 Effective January 1, 2007
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UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

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Page 1: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

 

UC San FranciscoUC San FranciscoPostdoctoralPostdoctoral

ScholarScholarBenefits PlanBenefits Plan

Open EnrollmentOpen Enrollment(November 1, 2006 through November 21, 2006)(November 1, 2006 through November 21, 2006)

Effective January 1, 2007Effective January 1, 2007  

Page 2: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

AgendaAgenda IntroductionIntroduction

Postdoc Titles and Title CodesPostdoc Titles and Title Codes

Review of Benefits & Plan DesignsReview of Benefits & Plan Designs

Review of the Enrollment ProcessReview of the Enrollment Process

Q & AQ & A

Page 3: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

IntroductionIntroduction The Postdoctoral Scholar Benefits Plan (PSBP)The Postdoctoral Scholar Benefits Plan (PSBP)

• The University of California has partnered with Garnett-The University of California has partnered with Garnett-Powers & Associates to implement the PSBP on a systemwide Powers & Associates to implement the PSBP on a systemwide basis.basis.

• As of July 1, 2006 the systemwide University of California As of July 1, 2006 the systemwide University of California Postdoctoral Scholar Benefits Plan was made available to Postdoctoral Scholar Benefits Plan was made available to Postdoctoral Scholars (PDS) at UCSF.Postdoctoral Scholars (PDS) at UCSF.

• The PSBP is a comprehensive package of benefits designed to The PSBP is a comprehensive package of benefits designed to closely match the benefits offered through the UC closely match the benefits offered through the UC Faculty/Staff plan.Faculty/Staff plan.

• GOOD NEWS!!!GOOD NEWS!!! – PSBP Medical, Life and STD rates are – PSBP Medical, Life and STD rates are going down effective January 1, 2007. All other rates will not going down effective January 1, 2007. All other rates will not change.change.

Page 4: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoc Title CodesPostdoc Title Codes The title of a Postdoctoral Scholar appointment is

determined by the requirements of the funding agencies.

• Since April 1, 2006, Postdocs paid through the UCSF Since April 1, 2006, Postdocs paid through the UCSF payroll system have been appointed in the title payroll system have been appointed in the title “Postdoctoral Scholar-Employee” (title code 3252). “Postdoctoral Scholar-Employee” (title code 3252).

• Since July 1, 2003, Postdocs paid a stipend through the Since July 1, 2003, Postdocs paid a stipend through the UCSF stipend desk have been appointed in the title UCSF stipend desk have been appointed in the title “Postdoctoral Scholar-Fellow” (title code 3253).“Postdoctoral Scholar-Fellow” (title code 3253).

• Since July 1, 2003, Postdocs paid directly from an Since July 1, 2003, Postdocs paid directly from an extramural agency have been appointed in the title extramural agency have been appointed in the title “Postdoctoral Scholar-Paid Direct” (title“Postdoctoral Scholar-Paid Direct” (title code 3254).code 3254).

Page 5: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoc Title Codes, cont.Postdoc Title Codes, cont.

• All “Visiting Postdoctoral Scholars” (title All “Visiting Postdoctoral Scholars” (title code 3370) whose appointment started prior code 3370) whose appointment started prior to April 1, 2006 are required to enroll in the to April 1, 2006 are required to enroll in the PSBP at their next appointment anniversary PSBP at their next appointment anniversary date (requiring a change to title code 3252).date (requiring a change to title code 3252).

Page 6: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Benefits Offered Through Benefits Offered Through The Postdoctoral Scholar The Postdoctoral Scholar

Benefits Plan (PSBP)Benefits Plan (PSBP)

Medical Insurance – HMO and PPOMedical Insurance – HMO and PPO Dental Insurance – HMO and PPODental Insurance – HMO and PPO Vision InsuranceVision Insurance Life and AD&D InsuranceLife and AD&D Insurance Short Term Disability InsuranceShort Term Disability Insurance Long Term Disability InsuranceLong Term Disability Insurance

Page 7: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

MMEDICALEDICAL

IINSURANCENSURANCE

Page 8: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

What is an HMO Plan?What is an HMO Plan?

Under the HMO model, the member chooses a Primary Care Physician (PCP) contracted with Under the HMO model, the member chooses a Primary Care Physician (PCP) contracted with the HMO plan at the time of enrollment (provider directory links are available on the GPA the HMO plan at the time of enrollment (provider directory links are available on the GPA website). Each family member can have a different PCP. Your PCP becomes your healthcare website). Each family member can have a different PCP. Your PCP becomes your healthcare “gatekeeper”. “gatekeeper”.

If the member is in need of treatment from a Specialist or is in need of an In-Patient or Out-If the member is in need of treatment from a Specialist or is in need of an In-Patient or Out-Patient procedure, he/she must obtain a referral from their PCP prior to any type of Patient procedure, he/she must obtain a referral from their PCP prior to any type of consultation or treatment (except in the case of an emergency). If the referral is not obtained, consultation or treatment (except in the case of an emergency). If the referral is not obtained, no benefits will be paid.no benefits will be paid.

There is no Out-of-Network benefit (except in the case of an emergency).There is no Out-of-Network benefit (except in the case of an emergency).

HMO premiums as well as the out of pocket expenses (i.e. deductible, co-payments, etc.) tend HMO premiums as well as the out of pocket expenses (i.e. deductible, co-payments, etc.) tend to be lower than their PPO counterpart due to the contractual element of “capitation”.*to be lower than their PPO counterpart due to the contractual element of “capitation”.*

* * CapitationCapitation: The PCP is compensated by the HMO plan in the form of a monthly capitation : The PCP is compensated by the HMO plan in the form of a monthly capitation fee for each member that signs up with him/her at the time of enrollment. The PCP has agreed fee for each member that signs up with him/her at the time of enrollment. The PCP has agreed to provide all primary care, as well as the cost for most Labs & X-rays for that capitated fee.to provide all primary care, as well as the cost for most Labs & X-rays for that capitated fee.

Page 9: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

What is a PPO Plan?What is a PPO Plan? When covered under a PPO plan, the member will not be assigned to a Primary Care Physician When covered under a PPO plan, the member will not be assigned to a Primary Care Physician

(PCP) at the time of enrollment.(PCP) at the time of enrollment.

The PPO plan offer more flexibility than the HMO plan. As a result, the out-of-pocket costs The PPO plan offer more flexibility than the HMO plan. As a result, the out-of-pocket costs tend to be higher.tend to be higher.

There is an In-Network and Out-of-Network component.There is an In-Network and Out-of-Network component.

The In-Network benefits (deductible, coinsurance, etc.) will be greater than the Out-of-Network The In-Network benefits (deductible, coinsurance, etc.) will be greater than the Out-of-Network benefits.benefits.

At the time of service, the member has the ability to seek care from a Specialist, without having At the time of service, the member has the ability to seek care from a Specialist, without having to obtain a referral from a PCPto obtain a referral from a PCP

The contractual agreement between the PPO Plan and the Provider is on a “discounted fee for The contractual agreement between the PPO Plan and the Provider is on a “discounted fee for service” basis. This means that the provider who participates in the network has agreed to service” basis. This means that the provider who participates in the network has agreed to provide their service on an agreed upon discounted fee. The Provider who is not in the network provide their service on an agreed upon discounted fee. The Provider who is not in the network will not agree to that discounted fee and will typically charge a “Reasonable and Customary” will not agree to that discounted fee and will typically charge a “Reasonable and Customary” fee. There is no “capitation” in a PPO contractfee. There is no “capitation” in a PPO contract

Page 10: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoctoral Scholars’ Medical HMO PlanPostdoctoral Scholars’ Medical HMO Plan    Health Net of CaliforniaHealth Net of California

Medical BenefitsMedical Benefits Health Net HMOHealth Net HMOPostdoctoral Scholar PaysPostdoctoral Scholar Pays

Physician Office VisitPhysician Office Visit $10 Copay$10 CopayHospitalization:Hospitalization:

InpatientInpatient No ChargeNo ChargeOutpatientOutpatient No ChargeNo ChargePregnancyPregnancy No ChargeNo Charge

Prescription Drugs:Prescription Drugs:GenericGeneric $10 Copay$10 CopayBrand NameBrand Name $20 Copay$20 CopayNon-FormularyNon-Formulary $35 Copay$35 Copay

Emergency Room VisitsEmergency Room Visits $35 Copay (waived if admitted)$35 Copay (waived if admitted)Health EvaluationHealth Evaluation $10 Copay$10 CopayMental Health (Non-AB88):Mental Health (Non-AB88):OutpatientOutpatient $30 Copay (20 visits per calendar year)$30 Copay (20 visits per calendar year)

InpatientInpatient No Charge (30 days per calendar year)No Charge (30 days per calendar year)Annual Maximum Out of Pocket:Annual Maximum Out of Pocket:

IndividualIndividual $1,500$1,500FamilyFamily $4,500$4,500

Deductible:Deductible:IndividualIndividual NoneNoneFamilyFamily NoneNone

Lifetime MaximumLifetime Maximum UnlimitedUnlimited  

For more detailed plan design information go to: For more detailed plan design information go to: www.garnett-powers.com/www.garnett-powers.com/postdocpostdoc/ucsf/ucsf

Page 11: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoctoral Scholars’ Medical PPO PlanPostdoctoral Scholars’ Medical PPO Plan Health Net of CaliforniaHealth Net of California    

Medical BenefitsMedical Benefits Health Net PPO (In-Network)Health Net PPO (In-Network) Health Net PPO (Out of Network)Health Net PPO (Out of Network)Postdoctoral Scholar PaysPostdoctoral Scholar Pays Postdoctoral Scholar PaysPostdoctoral Scholar Pays

  Physician Office VisitPhysician Office Visit $20 Copay$20 Copay 40%40%Hospitalization:Hospitalization:

InpatientInpatient $250 Copay then 20%$250 Copay then 20% $250 Copay then 40%$250 Copay then 40%OutpatientOutpatient 20%20% 40%40%PregnancyPregnancy $250 Copay then 20%$250 Copay then 20% $250 Copay then 40%$250 Copay then 40%

Prescription Drugs:Prescription Drugs:GenericGeneric $10 Copay$10 Copay 50% + $10 Copay50% + $10 CopayBrand NameBrand Name $25 Copay$25 Copay 50% + $25 Copay50% + $25 CopayNon-FormularyNon-Formulary $35 Copay$35 Copay 50% + $35 Copay50% + $35 Copay

Emergency Room VisitsEmergency Room Visits 20%20% 40%40%Routine Physical ExamRoutine Physical Exam $20 Copay$20 Copay 40%40%Mental Health (Non-AB88):Mental Health (Non-AB88):

OutpatientOutpatient Amount over the $75 allowance (20 visit max.) Amount over the $75 allowance (20 visit max.)InpatientInpatient 20%- 30 days per year20%- 30 days per year 20%-30 days per year20%-30 days per year

Annual Maximum Out of PocketAnnual Maximum Out of Pocket $1,500 Individual$1,500 Individual $1,500 Individual$1,500 Individual(Does not include deductible)(Does not include deductible) $4,500 Family$4,500 Family $4,500 Family$4,500 FamilyDeductible:Deductible:

IndividualIndividual NoneNone $200$200FamilyFamily NoneNone $600$600

Lifetime MaximumLifetime Maximum $1,000,000 $1,000,000

For more detailed plan design information go to: For more detailed plan design information go to: www.garnett-powers.com/www.garnett-powers.com/postdocpostdoc/ucsf/ucsf

Page 12: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

DDENTALENTAL

IINSURANCENSURANCE

Page 13: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoctoral Scholars’ Dental PPO PlanPostdoctoral Scholars’ Dental PPO Plan Principal Financial GroupPrincipal Financial Group Annual Maximum $1,500Annual Maximum $1,500   Principal PPO (In-Network)Principal PPO (In-Network) Principal PPO (Out-of-Network)Principal PPO (Out-of-Network)

Postdoctoral Scholar PaysPostdoctoral Scholar Pays Postdoctoral Scholar PaysPostdoctoral Scholar Pays

Calendar Year DeductibleCalendar Year Deductible NoneNone $50 per person, waived for $50 per person, waived for Diagnostic and Preventative CareDiagnostic and Preventative Care

Diagnostic and Preventative CareDiagnostic and Preventative CareRoutine ExamsRoutine Exams No chargeNo charge The amount that the dentist’sThe amount that the dentist’sRoutine Teeth CleaningsRoutine Teeth Cleanings No chargeNo charge fee exceeds Principal’s fee exceeds Principal’s Routine X-RaysRoutine X-Rays No chargeNo charge scheduled allowancescheduled allowanceBasic ProceduresBasic Procedures Fillings Fillings 10% 10% 20% of the scheduled allowance,20% of the scheduled allowance,Endodontics Endodontics 10%10% after the deductible is met, plus after the deductible is met, plus Non-Surgical Periodontics Non-Surgical Periodontics 10% 10% the amount of the dentist’s fee the amount of the dentist’s fee Simple Oral Surgery Simple Oral Surgery 10% 10% exceeds Principal’s allowanceexceeds Principal’s allowanceMajor ProceduresMajor Procedures Crowns Crowns 50%50% 50% of the scheduled allowance,50% of the scheduled allowance,Bridgework Bridgework 50%50% after the deductible is met, plus the after the deductible is met, plus the DenturesDentures 50%50% amount of the dentist’s fee that amount of the dentist’s fee that Complex Oral Surgery Complex Oral Surgery 50% 50% exceeds Principal’s scheduleexceeds Principal’s schedule

OrthodontiaOrthodontia$1,000 Lifetime Maximum$1,000 Lifetime Maximum 50%50% 50% of the scheduled allowance, 50% of the scheduled allowance,

after the deductible is met, plus after the deductible is met, plus the amount of the dentist’s fee the amount of the dentist’s fee that exceeds Principal’s scheduled that exceeds Principal’s scheduled allowanceallowance

    For more detailed plan design information go to : For more detailed plan design information go to : www.garnett-powers.com/www.garnett-powers.com/postdocpostdoc/ucsf/ucsf

Page 14: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

VVISIONISION

IINSURANCENSURANCE

Page 15: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoctoral Scholars’ Vision PPO PlanPostdoctoral Scholars’ Vision PPO PlanHealth Net of CaliforniaHealth Net of California

Vision BenefitsVision Benefits Health Net PPO (In-Network)Health Net PPO (In-Network) Health Net PPO (Out of Network)Health Net PPO (Out of Network)Postdoctoral Scholar PaysPostdoctoral Scholar Pays Postdoctoral Scholar AllowancePostdoctoral Scholar Allowance

  Exam with Dilation (if necessary)Exam with Dilation (if necessary) $0 Copay$0 Copay Up to $40Up to $40Standard Plastic Lenses:Standard Plastic Lenses:

Single VisionSingle Vision $10 Copay$10 Copay Up to $40Up to $40BifocalBifocal $10 Copay$10 Copay Up to $60Up to $60TrifocalTrifocal $10 Copay$10 Copay Up to $80Up to $80LenticularLenticular $10 Copay$10 Copay Up to $80Up to $80

FramesFrames $0 Copay, $120 retail allowance$0 Copay, $120 retail allowance Up to $45Up to $45for any frame plus 20% offfor any frame plus 20% offbalance over allowancebalance over allowance

Lens Options:Lens Options:UV CoatingUV Coating $12$12 N/AN/ATint (solid and gradient)Tint (solid and gradient) $12$12 N/AN/AStandard Scratch ResistantStandard Scratch Resistant $15$15 N/AN/AStandard PolycarbonateStandard Polycarbonate $35$35 N/AN/AStandard ProgressiveStandard Progressive $45$45 N/AN/AStandard Anti-ReflectionStandard Anti-Reflection $45$45 N/AN/A

Contact LensesContact Lenses $105 Allowance$105 Allowance $105 Allowance$105 AllowanceFrequency:Frequency:

ExaminationExamination Once Every 12 MonthsOnce Every 12 MonthsLenses or Contact LensesLenses or Contact Lenses Once Every 12 MonthsOnce Every 12 MonthsFrameFrame Once Every 24 MonthsOnce Every 24 Months

For more detailed plan design information go to :For more detailed plan design information go to : www.garnett-powers.com/postdoc//ucsfucsf

Page 16: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

LLIFE IFE AND AND ADAD&&DDIINSURANCENSURANCE

Page 17: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoctoral Scholars’ Life Insurance Postdoctoral Scholars’ Life Insurance and and Accidental Death & Dismemberment (AD&D) Plan Accidental Death & Dismemberment (AD&D) Plan

The Standard Insurance CompanyThe Standard Insurance Company

The plan pays $50,000 in the event of a death.The plan pays $50,000 in the event of a death.

The plan pays an additional $50,000 in the event of an Accidental Death.The plan pays an additional $50,000 in the event of an Accidental Death.

AD&D Seat Belt Benefit – Up to $10,000 is payable for death as a result of a car accident AD&D Seat Belt Benefit – Up to $10,000 is payable for death as a result of a car accident while wearing a seat belt.while wearing a seat belt.

AD&D Airbag Benefit – Provides further protection in the event of a covered automobile AD&D Airbag Benefit – Provides further protection in the event of a covered automobile accident for which an AD&D Seat Belt Benefit is payable.accident for which an AD&D Seat Belt Benefit is payable.

Accelerated Benefit Provision – Allows eligible members who are terminally ill to receive Accelerated Benefit Provision – Allows eligible members who are terminally ill to receive an early allocation of up to 75% of their group life insurance benefit.an early allocation of up to 75% of their group life insurance benefit.

All Postdoctoral Scholars (Title Code 3252, 3253 and 3254) will automatically participate in All Postdoctoral Scholars (Title Code 3252, 3253 and 3254) will automatically participate in the Life Insurance plan.the Life Insurance plan.

Page 18: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

** NEW BENEFIT**** NEW BENEFIT**Effective January 1, 2007Effective January 1, 2007

Repatriation & Medical Evacuation CoverageRepatriation & Medical Evacuation Coverage International PostdocsInternational Postdocs will no longer be required will no longer be required

to purchase supplemental coverage for their J1 to purchase supplemental coverage for their J1 Visa requirements. The PSBP Life Insurance plan Visa requirements. The PSBP Life Insurance plan will now satisfy these requirements.will now satisfy these requirements.

International Postdocs International Postdocs with dependentswith dependents will be will be able to purchase a separate plan, designed able to purchase a separate plan, designed specifically to satisfy the J2 Visa requirements, specifically to satisfy the J2 Visa requirements, through Garnett-Powers & Associates’ website at through Garnett-Powers & Associates’ website at www.garnett-powers.com/postdoc/ucsfwww.garnett-powers.com/postdoc/ucsf . This . This website will be available no later than November website will be available no later than November 15, 2006.15, 2006.

Page 19: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

SSHORT HORT TTERMERM

DDISABILITY ISABILITY IINSURANCENSURANCE

Page 20: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoctoral Scholars’Postdoctoral Scholars’Short-Term Disability PlanShort-Term Disability Plan

The Standard Insurance CompanyThe Standard Insurance Company

The plan pays 60% of the first $1,667 weekly predisability earnings.The plan pays 60% of the first $1,667 weekly predisability earnings.

The maximum weekly benefit is $1,000 per week. This benefit is reduced by The maximum weekly benefit is $1,000 per week. This benefit is reduced by deductible income such as workers’ compensation.deductible income such as workers’ compensation.

The minimum benefit is $25.00.The minimum benefit is $25.00.

The benefit waiting period is 0 days for disability caused by an accidental The benefit waiting period is 0 days for disability caused by an accidental injury and 7 days for disability caused by sickness or pregnancy.injury and 7 days for disability caused by sickness or pregnancy.

The maximum benefit period is 180 days.The maximum benefit period is 180 days.

The plan covers non-occupational disability only.The plan covers non-occupational disability only.

All Postdoctoral Scholars (Title Code 3252, 3253 and 3254) will automatically All Postdoctoral Scholars (Title Code 3252, 3253 and 3254) will automatically participate in the STD plan.participate in the STD plan.  

  

Page 21: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

LLONG ONG TTERMERM

DDISABILITY ISABILITY IINSURANCENSURANCE

** Open Enrollment for January 1, 2007 **** Open Enrollment for January 1, 2007 **

Page 22: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Postdoctoral Scholars’Postdoctoral Scholars’Long-Term Disability PlanLong-Term Disability Plan

The Standard Insurance CompanyThe Standard Insurance Company

This benefit is voluntary and paid 100% by the Postdoctoral Scholar.This benefit is voluntary and paid 100% by the Postdoctoral Scholar.

The Benefit Waiting Period is 180 days of disability.The Benefit Waiting Period is 180 days of disability.

The plan will pay 60% of the first $7,500 of your monthly predisability earnings.The plan will pay 60% of the first $7,500 of your monthly predisability earnings.

The maximum monthly benefit is $4,500. This benefit is reduced by deductible The maximum monthly benefit is $4,500. This benefit is reduced by deductible income such as workers’ compensation.income such as workers’ compensation.

Once approved, benefits are payable each month while you are disabled up to age Once approved, benefits are payable each month while you are disabled up to age 65. The benefit maximum is graded according to the Age Discrimination 65. The benefit maximum is graded according to the Age Discrimination Employment Act, if you are disabled after age 62.Employment Act, if you are disabled after age 62.

An Employee Assistance Program (EAP) offered in partnership with Horizon An Employee Assistance Program (EAP) offered in partnership with Horizon Behavioral Services includes legal and financial counseling, up to three face-to-Behavioral Services includes legal and financial counseling, up to three face-to-face assessment and counseling sessions and WorkLife services.face assessment and counseling sessions and WorkLife services.   

Page 23: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Long Term DisabilityLong Term DisabilityComposite RateComposite Rate

As of January 1, 2007 the Long Term As of January 1, 2007 the Long Term Disability Insurance monthly rate will be Disability Insurance monthly rate will be $6.66 regardless of age or salary.$6.66 regardless of age or salary.

Page 24: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

The Enrollment ProcessThe Enrollment Process It is important that Postdoctoral Scholars (PDS) follow the enrollment process It is important that Postdoctoral Scholars (PDS) follow the enrollment process

carefully. The process is the same whether you are enrolling for the first time or if you carefully. The process is the same whether you are enrolling for the first time or if you are making changes during this open enrollment period (11/1/06 through 11/21/06).are making changes during this open enrollment period (11/1/06 through 11/21/06).

Not adhering to the recommended enrollment process could result in a long delay Not adhering to the recommended enrollment process could result in a long delay between the time the PDS completes the enrollment form and the time he/she is active between the time the PDS completes the enrollment form and the time he/she is active in the insurance carriers’ systems.in the insurance carriers’ systems.

The PDS should go to the Garnett-Powers & Associates website at The PDS should go to the Garnett-Powers & Associates website at www.garnett-powers.com/www.garnett-powers.com/postdocpostdoc/ucsf/ucsf and click on the “Enrollment” link. and click on the “Enrollment” link.

The PDS should then click on the “PSBP Guidelines” link and print them out for The PDS should then click on the “PSBP Guidelines” link and print them out for assistance with completing the enrollment form properly.assistance with completing the enrollment form properly.

Once the guidelines are in hand, go directly to the “PSBP Enrollment Form”. The Once the guidelines are in hand, go directly to the “PSBP Enrollment Form”. The enrollment form must be completed online before it will print out.enrollment form must be completed online before it will print out.

Page 25: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

The Enrollment Process, continuedThe Enrollment Process, continued

When the enrollment form is complete, the PDS must confirm that s/he has When the enrollment form is complete, the PDS must confirm that s/he has read and understands the “COBRA Initial Notification” as required by federal read and understands the “COBRA Initial Notification” as required by federal regulations.regulations.

The PDS will then print and sign the The PDS will then print and sign the Enrollment Form Enrollment Form && Beneficiary Form Beneficiary Form..

All Postdoctoral Scholars should print the All Postdoctoral Scholars should print the Postdoc Premium / Opt Out Postdoc Premium / Opt Out WorksheetWorksheet and discuss the shared costs for premium payments with their and discuss the shared costs for premium payments with their Principal Investigators. Upon completion, the PDS signs and dates this form.Principal Investigators. Upon completion, the PDS signs and dates this form.

Postdoctoral Scholar – Employees transitioning from title code 3370 to 3252 Postdoctoral Scholar – Employees transitioning from title code 3370 to 3252 should print and sign the should print and sign the Postdoctoral Scholar Benefits Plan Acknowledgement Postdoctoral Scholar Benefits Plan Acknowledgement FormForm..

Page 26: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

The Enrollment Process, continuedThe Enrollment Process, continued

The Postdoctoral Scholar enrolling for the first time The Postdoctoral Scholar enrolling for the first time must submit the following forms to the departmental must submit the following forms to the departmental postdoc administrator:postdoc administrator:

--PSBP Enrollment/Change FormPSBP Enrollment/Change Form-Life Insurance Beneficiary Form-Life Insurance Beneficiary Form--Postdoc Premium/Opt Out WorksheetPostdoc Premium/Opt Out Worksheet --UCSF Visiting Postdoctoral Scholar Benefits Plan UCSF Visiting Postdoctoral Scholar Benefits Plan

Acknowledgement FormAcknowledgement Form (title code 3370’s transitioning to title (title code 3370’s transitioning to title code 3252 only)code 3252 only)

The Postdoctoral Scholar who is only making changes The Postdoctoral Scholar who is only making changes during this open enrollment period must submit the during this open enrollment period must submit the following form to the departmental postdoc following form to the departmental postdoc administrator:administrator:

--PSBP Enrollment/Change FormPSBP Enrollment/Change Form

Page 27: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

The Enrollment Process, continuedThe Enrollment Process, continued

The Postdoc Administrator reviews the documents for The Postdoc Administrator reviews the documents for accuracy and completeness, makes necessary changes and accuracy and completeness, makes necessary changes and completes the shaded areas. The department retains completes the shaded areas. The department retains copies of all forms in the Postdoctoral Scholar’s file.copies of all forms in the Postdoctoral Scholar’s file.

The Postdoc Administrator forwards the originals of all The Postdoc Administrator forwards the originals of all the forms to the Postdoctoral Benefits Coordinator in the forms to the Postdoctoral Benefits Coordinator in Human Resources, Box 0832 for secondary review. The Human Resources, Box 0832 for secondary review. The Benefits Coordinator then forwards all original forms to Benefits Coordinator then forwards all original forms to Campus Payroll.Campus Payroll.

The Campus Payroll office enters all benefits information The Campus Payroll office enters all benefits information into PPS.into PPS.

Page 28: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

The Enrollment Process, continuedThe Enrollment Process, continued

ID cards will be mailed to the Postdoctoral Scholar’s ID cards will be mailed to the Postdoctoral Scholar’s home address several weeks after the enrollment home address several weeks after the enrollment process is complete.process is complete.

If the PDS (Title Code 3252, 3253 and 3254) chooses If the PDS (Title Code 3252, 3253 and 3254) chooses not to participate in the PSBP, s/he must complete the not to participate in the PSBP, s/he must complete the waiver portion of the enrollment form and turn it into waiver portion of the enrollment form and turn it into the Departmental Postdoc Administrator.the Departmental Postdoc Administrator.

All PDS (Title Code 3252, 3253 and 3254) All PDS (Title Code 3252, 3253 and 3254) willwill be be enrolled for the Short Term Disability and Life enrolled for the Short Term Disability and Life Insurance plans.Insurance plans.

Page 29: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Family Member EligibilityFamily Member Eligibility

Family member eligibility requirements are the same as the family Family member eligibility requirements are the same as the family member eligibility requirements for the UC faculty/staff plans. The member eligibility requirements for the UC faculty/staff plans. The major family member categories are the following:major family member categories are the following:

SpouseSpouse

Natural or adopted child or children to age 23 and unmarried Natural or adopted child or children to age 23 and unmarried (unless eligible to continue coverage because of disability)(unless eligible to continue coverage because of disability)

Stepchild to age 23 if unmarried if they live with the Postdoctoral Stepchild to age 23 if unmarried if they live with the Postdoctoral Scholar, is supported by the Postdoctoral Scholar at more than Scholar, is supported by the Postdoctoral Scholar at more than 50% and is claimed as a tax dependent by the Postdoctoral 50% and is claimed as a tax dependent by the Postdoctoral Scholar or spouseScholar or spouse

Same-sex domestic partner Same-sex domestic partner

Opposite-sex domestic partner (per AB205) Opposite-sex domestic partner (per AB205)

Page 30: UC San Francisco PostdoctoralScholar Benefits Plan Open Enrollment (November 1, 2006 through November 21, 2006) Effective January 1, 2007.

Information SourcesInformation SourcesGPA: Go to the Garnett-Powers Postdoctoral Scholar Benefits Plan (PSBP) website at

www.garnett-powers.com/postdoc/ucsf to view additional information regarding the PSBP and access a library of forms, including the Enrollment/Change Form and Beneficiary form.

Postdoctoral Scholar Help Line: Postdoctoral Scholars with questions regarding benefit plans, eligibility, enrollment, claims issues, etc. should contact the PSBP customer service staff at 800-254-1758 or e-mail [email protected]

UCSF: For questions regarding: Benefit premium payments for Postdoctoral Scholar Fellows and Paid Directs: Garnett-Powers website at

http://www.garnett-powers.com/postdoc/ucsf/monthly_rates_2006.pdf or the department’s Postdoc Administrator. The list of Postdoc Administrators is available on the Office of Postdoctoral Affairs website at http://postdocs.ucsf.edu

Postdoctoral Scholar policies (including the new sick-leave and time-off policies), appointments, titles and title codes: department’s Postdoc Administrator or the Graduate Division website: http://saawww.ucsf.edu/graduate/postdoc.htm

General Postdoctoral Scholar – Employee benefits questions, problems, or issues: Garnett-Powers website at http://www.garnett-powers.com/postdoc/ucsf or the Postdoctoral Benefits Coordinator at (415) 476-8093.

UC Savings Plans (i.e. DCP, 403(b), 457(b): Fidelity Investments Tax-Exempt Services Company at either 1-866-682-7787 or http://netbenefits.fidelity.com