UC - An Introduction

Financing results yousee.in development

• www.yousee.in

presents

www.yousee.in

When you make a financial investment, you ask for Returns.

When you make a social investment,

ask for Results!

Giver’s space…….

NGO/NPO

Foundations

Ind

ivid

ual D

onors

CorporateHunger !

Illiteracy !

Inflation !

Poverty !

APPROACH

Initiate project…

Education

Livelihoods

Health

Traditional Giving Cycle

Giver’s space…….

Expectation Experience

RI

KS

Social Investment

Giver’s space

Initiate Project

UC Invests

Initiate Project

Giver’s space

POST PAID

RI

KS

PRE PAID

NGO/NPOTraditional Giving

UC Giving

UC Certificates - Innovative Product

– UC Certificates are Detailed , Visual and Demystified (DVD).

– This product stands for Transparency + Insights + Impact

– Check the Certificates available for acquisition by logging into the below link…. http://www.yousee.in/uccertificates.html

2009-10 (Jun to Mar)

2010-11 (Apr to Jul)

Cumulative

0 200,000 400,000 600,000 800,000

543,961

178,156

722,117

Certificates - Value Generated

INR

2009-10 (Jun to Mar)

2010-11 (Apr to Jul)

Cumulative

0 50,000 100,000 150,000 200,000 250,000

PostPaid Contributions Received

Project Cost Grant UC Operations Grant

INR

Project Cost Grant;

206643; 91%

UC Operations Grant; 19344; 9%

PostPaid Contibutions Received (INR)

2009-10 (Jun to Mar)

2010-11 (Apr to Jul)

Cumulative

0 5 10 15 20 25 30 35 40

22

16

38

Number of PostPaid Certificates Acquired

UC Experience

Gaining Recognition for the Model…

• In December 2009, UC was shortlisted in a global competition on “Marketplace on Innovative Financial Solutions for Development(MIF)” ( www.fininnov.org ) organized by the World Bank, the Bill and Melinda Gates Foundation and the French Development Agency (AFD).

• UC was among the 20 shortlisted organizations out of 800 applications received globally for this competition.

• Okonjo Iweala (MD –World Bank) addressing the event.

• UC’s stall @ the MIF event.in Mar, 2010

“You Hear and You Forget;You See and You Remember;You Do and You Understand”

S No Type of Giving Characteristics

1 Hear Giving Trust

2 See Giving Trust and Verify

3 Do Giving Immersion

See Giving encourages you to convert yourSituational Giving into Strategic Giving

Tax Planning Celebrating or just Giving

Look for results

See Giving is about Evidence based giving. It can lead to a Giving Sea

is pursued at different levels

Transformation Level• Delivering quality and multiplier effect through

innovations and efficiencies

Tracing Level• Identity of Beneficiaries• Benefits Delivered

Transaction Level• Financial Transactions – transparency

www.yousee.in

Projects Undertaken

Health Education Financial Inclusion &

Adult Literacy

Environmental Services(Waste

Management)Chennai

Indore

Hyderabad

Delhi

Bhopal

Bangalore

Bhuwaneshwar

Kolkota

Project Undertaken

Why Rag Pickers???????

• Silent environmentalists – Ignored for the services they render!

• Bear Urban costs with less than Rural Income !!! – Ultra Poor.

• Face worst disadvantages – with regards to access to Health , Education & overall livelihood opportunities.

• Most number of rag-pickers are predominantly women!!

….. In short Perennial existence in Survival mode

Ongoing Project with Rag-picking Communities at Indore with IGS

Baseline Survey of 150 households in Aug-09

40 min/household using unique PAHELI tool

Findings! Snap shot

Semi Pucca houses Kutcha houses

14% !

51% 49%

Sticks & Firewood

89 %

1 meal/day

58%

Mobile phones

Defecate - open area

59%

Pvt hospitals

96%

Daily wage

Reading capability of 97 out of the 206 children present, in the age group 6-16 yrs, who are going to school

S NoReading Level 6-10 yrs % 11-16 yrs % Total %

1 Story 10 18% 21 50% 31 32%

2 Simple Paragraph 2 4% 5 12% 7 7%3 Words only 4 7% 5 12% 9 9%4 Letters only 17 31% 4 10% 21 22%5 Nothing 22 40% 7 17% 29 30%

Total 55 100% 42 100% 97 100%

Reading capability of 109 out of the 206 children present, in the age group 6-16 yrs, who are not going to school

S NoReading Level 6-10 yrs % 11-16 yrs % Total %

1 Story 8 16% 1 2% 9 8%

2 Simple Paragraph 0 0% 0 0% 0 0%3 Words only 0 0% 0 0% 0 0%4 Letters only 4 8% 0% 4 4%5 Nothing 38 76% 58 98% 96 88%

Total 50 100% 59 100% 109 100%

Math capability of 109 out of the 206 children present, in the age group 6-16 yrs, who are not going to school

S NoMath Level 6-10 yrs % 11-16 yrs % Total %

1 Division 0 0% 0 0% 0 0%

2 Subtraction 1 2% 5 10% 6 6%3 Number recognition 0 0% 4 8% 4 4%4 Nothing 58 98% 41 82% 99 91%

Total 59 100% 50 100% 109 100%

Math capability of 97 out of the 206 children present, in the age group 6-16 yrs, who are going to school

S NoMath Level 6-10 yrs % 11-16 yrs % Total %

1 Division 1 2% 5 12% 6 6%

2 Subtraction 3 5% 7 17% 10 10%3 Number recognition 13 24% 18 43% 31 32%4 Nothing 38 69% 12 29% 50 52%

Total 55 100% 42 100% 97 100%

Education - Objectives Financial Inclusion - Objectives

Supporting Livelihoods throughWaste Management - Objectives Health - Objectives

Short Term – Ensure acquisition of basic skills by Children through CRC.

Long Term – Ensure smooth transition of the children into mainstream education & rendering vocational training to young adults.

Short Term – Ensure opening of the bank accounts & provide financial literacy.

Long Term – Build in Saving behavior & enable them to do financial planning. Ensure access to Insurance & credit.

Short Term – To increase the plastic waste recycling capacity.

Long Term – To move the community up in the value chain of Waste management and ensure sustainable income generation.

Short Term – To provide basic health support system and educate on Health related risks.

Long Term – Ensure access to the quality health care by incorporating required financial support systems.

UC’s Integrated Development Plan

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“Classroom Calling”

An elementary learning for out-of-school children in the slums of Indore commenced in October, 2009

Two hours of daily classes in the slum

Skill Area S No Code Expansion

Reading

1 HS Hindi Single digit numbers2 SD Single Digiti numbers-English3 HD Hindi Double digit numbers4 DD Double Digit numbers-English5 AH Alphabet-Hindi6 AE Alphabet-English7 MT Hindi Matra8 WM Hindi words Without Matra9 MW Hindi words with Matra

Writing

10 HA Hindi Alphabet11 AU Alphabet Upper Case-English12 AL Alphabet Lower Case-English13 NS Numerals Sigle digit-English14 ND Numerals Double digit-English15 MA Hindi Matra16 HW Hindi words Without Matra17 HM Hindi words with Matra

Math

18 AW Addition without Carry on19 AC Addition With Carry on20 SW Substraction without carry on21 SC Substraction With carry on22 ML Multiplication Tables 1-1023 MB Multiplication Bigger numbers24 DI Division

Training and Results along various Skills

S No Student Name

M/F Age HS SD HD DD AH AE MT WM MW HA AU AL NS ND MA HW HM AW AC SW SC ML MB DI

1 Usha F 4                                 2 Laxmi F 5            3 Neha F 5            7 Arjun M 6            5 Asha F 6            6 Mahesh M 6            4 Sonu F 6            11 Akash M 7            8 Arti F 7            9 Hemu M 7  R    W     M  10 Jayram M 7            12 Subham M 7            14 Deepika F 8            13 Gopal M 8            16 Durga F 9            15 Shanker M 9            17 Laxmi F 10            18 Hemant M 11            19 Laxmi F 12            20 Sunny M 14            21 Parmod M 15                                               

Skills measured for the students

•Cells populated with "R“ for Reading, "W" for Writing and "M" for Math indicate specific skills acquired by the respective student.

•UC's endeavor is to populate the entire table above with bright squares for each of the student.

S N Student Name M/F Age HS SD HD DD AH AE MT WM MW HA AU AL NS ND MA HW HM AW AC SW SC ML MB DI

1 Usha F 4                                  

2 Laxmi F 5            

3 Neha F 5            

7 Arjun M 6            

5 Asha F 6            

6 Mahesh M 6 R R          

4 Sonu F 6 R R R R     W      

11 Akash M 7            

8 Arti F 7 R R R R R R     W W      

9 Hemu M 7 R R R R R     W W W      

10 Jayram M 7 R R          

12 Subham M 7            

14 Deepika F 8 R R     W      

13 Gopal M 8 R R R R R R     W W W      

16 Durga F 9            

15 Shanker M 9 R          

17 Laxmi F 10 R R R R     W      

18 Hemant M 11 R R R R R R   W W W W   M M  

19 Laxmi F 12 R R R R R R   W W W W      

20 Sunny M 14            

21 Parmod M 15 R R R R R R       W W   W W       M   M        

        57% 52% 29% 29% 33% 38% 0% 0% 0% 14% 29% 0% 43% 24% 0% 0% 0% 10% 0% 10% 0% 0% 0% 0%

26-Nov-0

9

O15-Oct-09

A

Classroom Calling Program – AnnaBhau SatheNagar Slum

S N Student Name M/F Age HS SD HD DD AH AE MT WM MW HA AU AL NS ND MA HW HM AW AC SW SC ML MB DI

1 Usha F 4 R R                                

2 Laxmi F 5 R R R     W      

3 Neha F 5 R R R R     W W      

7 Arjun M 6 R R R R R     W W W W   M  

5 Asha F 6 R R     W     M  

6 Mahesh M 6 R R R     W W W      

4 Sonu F 6 R R R R R R     W W W W   M M M  

11 Akash M 7 R R R R     W W      

8 Arti F 7 R R R R R R R   W W W W W W   M M  

9 Hemu M 7 R R R R R R R R   W W W W W W   M M  

10 Jayram M 7 R R R R R R R R   W W W W W W   M M M M M  

12 Subham M 7 R R R R     W W W      

14 Deepika F 8 R R R R R R R   W W W W W   M M M M  

13 Gopal M 8 R R R R R R R   W W W W W W   M  

16 Durga F 9   R R R     W W W      

15 Shanker M 9 R R R R     W W      

17 Laxmi F 10 R R R R R R     W W W W   M  

18 Hemant M 11 R R R R R R R R R W W W W W W W M M M M M M  

19 Laxmi F 12 R R R R R R R R   W W W W W   M M M  

20 Sunny M 14 R R R R R R R R   W W W W W W   M M M M M M M

21 Parmod M 15 R R R R R R R R R W W W W W W W   M M M M M M M

        95% 100% 52% 67% 71% 90% 33% 38% 10% 43% 86% 67% 95% 57% 5% 38% 5% 57% 33% 48% 24% 19% 14% 10%

26-Nov-0

9

O15-Oct-09

A B08-Jul-10

Classroom Calling Program – AnnaBhau SatheNagar Slum

S N Student Name M/F Age HS SD HD DD AH AE MT WM MW HA AU AL NS ND MA HW HM AW AC SW SC ML MB DI

1 Usha F 4 R R                                

2 Laxmi F 5 R R R     W      

3 Neha F 5 R R R R     W W      

7 Arjun M 6 R R R R R     W W W W   M  

5 Asha F 6 R R     W     M  

6 Mahesh M 6 R R R     W W W      

4 Sonu F 6 R R R R R R     W W W W   M M M  

11 Akash M 7 R R R R     W W      

8 Arti F 7 R R R R R R R   W W W W W W   M M  

9 Hemu M 7 R R R R R R R R   W W W W W W   M M  

10 Jayram M 7 R R R R R R R R   W W W W W W   M M M M M  

12 Subham M 7 R R R R     W W W      

14 Deepika F 8 R R R R R R R   W W W W W   M M M M  

13 Gopal M 8 R R R R R R R   W W W W W W   M  

16 Durga F 9   R R R     W W W      

15 Shanker M 9 R R R R     W W      

17 Laxmi F 10 R R R R R R     W W W W   M  

18 Hemant M 11 R R R R R R R R R W W W W W W W M M M M M M  

19 Laxmi F 12 R R R R R R R R   W W W W W   M M M  

20 Sunny M 14 R R R R R R R R   W W W W W W   M M M M M M M

21 Parmod M 15 R R R R R R R R R W W W W W W W   M M M M M M M

        95% 100% 52% 67% 71% 90% 33% 38% 10% 43% 86% 67% 95% 57% 5% 38% 5% 57% 33% 48% 24% 19% 14% 10%

O A

Have joined Govt School in July, 2010

Classroom Calling Program – AnnaBhau SatheNagar Slum

26-Nov-09 31-Dec-09 30-Jan-10 4-Mar-10 1-Apr-10 1-May-10 8-Jun-10 8-Jul-100%

20%

40%

60%

80%

100%

120%

Reading Skills - AnnaBhau SatheNagar

HS SD HD DD AH AE MT WM MW

26-Nov-09 31-Dec-09 30-Jan-10 4-Mar-10 1-Apr-10 1-May-10 8-Jun-10 8-Jul-100%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Writing Skills - AnnaBhau SatheNagar

HA AU AL NS ND MA HW HM

26-Nov-09 31-Dec-09 30-Jan-10 4-Mar-10 1-Apr-10 1-May-10 8-Jun-10 8-Jul-100%

10%

20%

30%

40%

50%

60%

70%

Math Skills - AnnaBhau SatheNagar

AW AC SW SC ML MB DI

“Classroom Calling”

Traditional Classes

Field Classes

Classes

Financial Inclusion and Literacy

•Savings Bank accounts were opened for 49 households by 31-Mar-10 at the nearest Bank Branch

•While everybody was interested to, very few were saving

•They wanted to be accompanied by field staff for each visit to Bank

•Why? To assist them in filling the forms

•Illeteracy found to be the biggest bottleneck to Financial Inclusion, not infrastructure or income levels

•Financial/Adult Literacy program started in Apr-2010

•Impact of this program on improvement on savings and child learning too is being monitored

Supporting Livelihoods through Waste Management

Waste Collection

Segregation

Re-cycling

End product

Agri pipe manufacturers

Sold to

Waste Value Chain

Environmental Impact Cumulative till 15-Jul-10

99.3 tons of polythene waste collected

Sorted and cleaned

Converted to 57.4 tons of raw material

for Agri -Pipes

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Health Care Initiatives

2,848 OutPatients attended during Jul-Sep, 2009 at Chennai and Kancheepuram

Health care initiatives in Indore project commenced in May-2010, with focus on

Immunisation and Maternity care

Awareness camp about emergency services in the slum

UC Actively Leverages Free /Open Source & other Low Cost Web Applications & tools for its operations

To Disseminate Information & Updates

For Operational Efficiency

For Online Teaching Database and Project Management

Participate - Online teaching

PostPay for Results

Follow us on Social Networking Forums & spread the word

Help us Find Projects

Tech Support

Collaborate

Critique our Work

Institutional Initiatives and Collaboration

• Corporate– Deloitte

• Employee Volunteers participating in online teaching for Rag Picking children

– SAI SEVA (Rural BPO)• Providing data processing and updates(SMS) to operations teams

– Available for PostPaid Contributors and partners

• Foundations– Michael & Susan Dell Foundation(MSDF)

• Will be supporting the scale up of the integrated development project at Indore for 1500 households

• Grant Support for scaling up UC’s model of result based and post paid model of development finance

Our Long Term Vision

• To build a culture of Public Purpose Giving both for – Mandatory Donations(Taxes) &– Voluntary Donations(Philanthropy)

• Which demands Results

• Voluntary Donation space is small in comparison to Mandatory Donations

• Result based giving in Mandatory Donations can have a huge impact in addressing development challenges

• Our Nirvana: When we do not have to pursue Voluntary Donations, on account of Results delivered from Mandatory Donations