Total cost of home ownership, a budgeting worksheet An essential tool to home shop more responsibly and remain happy once you own! The “You” Right Now The “You” as a Home Owner UTILTIES (rent/own) Water Sewer Heating Fuel Trash/Yard Waste HOA Phone Internet UTILTIES Water Sewer Heating Fuel Trash/Yard Waste HOA Phone Internet FINANCIAL OBLIGATIONS Existing Mortgage / Rent Payment Student Loans Credit Card Retirement Planning College Fund Personal Loans Car Loan Other FINANCIAL OBLIGATIONS Mortgage Payment (Downpayment) (Closing Costs) Home Owners Insurance Annual Property Taxes Student Loans Credit Card Retirement Planning College Fund Personal Loans Car Loan Other $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ BASIC NEEDS (monthly) Sustenance Groceries Transit Gas Public Transit Car Maintenance Clothing Health Health Insurance Healthcare Perscription Drugs Home/Apartment Goods Kitchen Bed Bath General Entertainment Education Miscellaneous Daily coffee Other BASIC NEEDS Sustenance Groceries Transit Gas Public Transit Car Maintenance Clothing Health Health Insurance Healthcare Perscription Drugs Home/Apartment Goods Kitchen Bed Bath General Entertainment Education Miscellaneous Daily coffee Other $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ SAVING TO BUYAHOME Monthly Savings Gifts HOME CARE Home Improvements Lawn Care Other Grand Total $ Grand Total Estately.com [email protected] monthly monthly