Titre du document - Galitt · ARQC Authorization ReQuest Cryptogram (EMV) ASCII American Standard Code for Information Interchange (ANSI X3.4) ASF Application Selection Flag (Canada)

Galitt

SAS au capital de 2 667 744 euros RCS Nanterre B 329 822 514 - TVA FR42 329 822 514

17 route de la Reine – 92100 Boulogne – France Tél. : +33 1 77 70 28 00 – Fax : +33 1 77 70 28 23 www.galitt.com – [email protected]

Galitt Education

Card & Payment

Acronyms

© Galitt 2019 2 / 26 Galitt-Acronyms-v5-19.docx 08/04/2019

3DES Triple DES

3DS Three Domain Secure

3DSS 3DS Server

3GPP 3rd Generation Partnership Project

5CSC 5 digits Card Security Code (Amex)

A

AAC Application Authentication Cryptogram (EMV)

AAR Application Authorization Referral (EMV)

AAUI Application Activation User Interface

AA4C Advanced Authentication for Chip

ABI Associazione Bancaria Italiana

ABTX Alibaba – Baidu – Tencent – Xiaomi

ABU Automatic Billing Updater (MasterCard)

AC Application Cryptogram (EMV)

ACE Access Control Entry

ACF Access Control File

ACH Automated Clearing House

ACIE Access Control Index Entry

ACIF Access Control Index File

ACL Access Control List

ACS Access Control Server

ACD Automatic Call Distributor

ADC Account Data Compromise

AdES Advanced Electronic Signature

ADF Application Definition File (ISO 7816-4)

ADM Automated Dispensing Machine

ADSL Asymmetric bit rate Digital Subscriber Line

AEF Application Elementary File (EMV)

AEIPS American Express ICC Payment Specification

AEPM Association Européenne « Payez Mobile »

AES Advanced Encryption Standard

AES Account Enablement System

AETED Acquirer End-To-End Demonstration (MasterCard)

AFAS Anti-Fishing – Anti-Skimming

AFD Automated Fuel Dispenser

AFL Application File Locator

AID Application IDentifier

AIP Application Interchange Profile (EMV)

AIS Account Information Services

AISP Account Information Services Provider

AM Authorized Mode


AMEX AMerican EXpress

AML Anti-Money Laundering

ANSI American National Standards Institute

AoC Attestation of Compliance

AOS Additional Optional Services

APACS Association for Payment and Customer Services (replaced by UK Payments Administration)

APDU Application Protocol Data Unit

API Application Programming Interface

APM Alternative Payment Methods

APSD Application Provider Security Domain

ARDEF Account Range DEFinition

ARN Acquirer Reference Number

ARPC Authorization ResPonse Cryptogram (EMV)

ARQC Authorization ReQuest Cryptogram (EMV)

ASCII American Standard Code for Information Interchange (ANSI X3.4)

ASF Application Selection Flag (Canada)

ASIC Application-Specific Integrated Circuit

ASM Application Selection Module

ASP Application Services Provider

ASPSP Account Servicing Payment Service Provider

ASV Approved Scanning Vendor (PCI SSC)

ATC Application Transaction Counter (EMV)

ATC Asynchronous Terminal Concentrator

ATICA Acquirer To Issuer CArd messages (ISO 20022)

ATM Asynchronous Transfer Mode

ATM Automated Teller Machine (DAB en français)

ATF Anti-Terrorist Financing

ATR Answer To Reset

ATS Answer To Select

ATV Average Transaction Value

AUC Application Usage Control

AUC AUthentication Control

AUK Application Unique Key

AVS Address Verification Service

B

BAC Basic Access Control (e-Passports)

BAI Business Application Identifier

BANKNET MasterCard Network

BASE I Visa Authorization System

BASE II Visa Clearing and Settlement System


BBAN Basic Bank Account Number

BBS Banking and Business Solutions

BCBS Basel Committee for Banking Supervision

BCCH Broadcast Control CHannel

BCD Binary Coded Decimal

BCI BIN Controller Identifier

BC/MC BanContact / MisterCash (Belgium)

BCR Binding Corporate Rules

BDB Biometric Data Block

BED Biometric Entry Device

BEP BCMC E&M-commerce Protocol

BER Basic Encoding Rules

BFC Basic Financial Configurantion (GlobalPlatfrom)

BIC Bank Identifier Code

BIG Brussels Interoperability Group (e-Passports)

BIN Bank Identification Number

BIP Bearer Independent Protocol

BIS Bank for International Settlements

BLE Bluetooth Low Energy

BPS Bits Per Second

BSC Base Station Controller

BSP BC/MC Switch Protocol

BSS Base Station Subsystem

BTS Base Transceiver Station

C

CA Controlling Authority

CAC Common Access Card (US Department of Defense)

CAL Communication Abstraction Layer

CAM Cardholder Authentication Method

CAGR Compound Annual Growth Rate

CAMT CAsh ManagemenT

CAP Chip Authentication Program

CAPE CArd Payment Exchanges (ISO 20022)

CAPK Certificate Authority Public Key

CAR Conformance Assessment Report (GlobalPlatform)

CAS Common Approval Scheme

CASD Controlling Authority Security Domain

CAST Compliance Assessment and Security Testing

CAT Customer (or Cardholder) Activated Terminal

CAT Card Application Toolkit

CAT_TP Card Application Toolkit - Transport Protocol


CAVV Cardholder Authentication Verification Value

CB Carte Bancaire (France)

CB2A Carte Bancaire Accepteur Acquéreur (French acquiring protocol)

CB2C Carte Bancaire Compensation Cartes (French clearing format)

CBA Cross-Border Acquiring

CBAE Cartes Bancaires Acquéreur-Emetteur (French e-RSB protocol)

CBCH Cell Broadcast Channel

CBDC Central Bank Digital Currency

CBP Cloud Based Payment

CBPP Cloud-Based Provisioning & Payments CBS Core Banking Software/Solution/System

CC Common Criteria CC Country Code

CCA Common Contactless Application (EMVCo project)

CCM Card Content Management

CCPAY Card Clearing PAYment messages (ISO 20022)

CCPP Common Criteria Protection Profile

CCPS EMV Contactless Communications Protocol Specification

CCRT Chip Compliance Reporting Tool (Visa)

CDA Combined Dynamic data Authentication

CDC Connected Device Configuration

CDCVM Consumer Device Cardholder Verification Method

CDE Cardholder Data Environment

CDET Contactless Device Evaluation Toolkit (Visa)

CDMA Code Division Multiple Access

CDOL Card risk management Data Object List (EMV)

CEMEA Central Europe Middle-East Africa

CEN Comité Européen de Normalisation

CEPS Common Electronic Purse Specifications

CFCF Common Functional Certification Framework

CFD Customer Facing Device

CFLS CounterFeit Liability Shift

CFT Combating the Financing of Terrorism

CIAC Card Issuer Action Code

CIC Cash In Circulation

CID Cryptogram Information Data

CIDD Card Initiated Direct Debit

CIR Common Implementation Recommendations (Requirements or Rules)

CIS Customer Interface Specification (MasterCard authorization protocol)

CISP Cardholder Information Security Program

CIT Cardholder-Initiated Transaction


CKLA Confidential Key Loading Authority

CL ContactLess

CLA/INS CLAss/INStruction

CLC ContactLess Tunnelling

CLCD Card Life Cycle Data

CLDC Connected Limited Device Configuration

CLF Contactless Front-end

CLIC ContactLess Integrated circuit Card

CLO Card-Linked Offer

CLS Chip Liability Shift

CMF Creditor Mandate Flow

CMP Contactless Mobile Payment (EMVCo)

CMS Card management System

CMS Credentials Management System

CNP Card Not Present (transaction)

COF Card On File

COGEPS COntact Group on Euro Payments Strategy

COM European COMmission

COR Contactless Only Reader

CORE COmpensation REtail (STET)

COTS Commercial Off-The-Shelf

CPA Common Payment Application (EMV)

CPACE Common Payment Application - Contactless Extension

CPACE-DIC CPACE – Dual Interface Card

CPD Central Processing (Visa liability transfer date)

CPG Consumer Packaged Goods

CPLC Card Production Life Cycle

CPM Consumer Presented Mode (QR Code)

CPS Common Personalization Specification (EMV)

CPV Card Personalization Validation

CQS Credit Qualification System

CR Concentration Ratio

CRB Card Recovery Bulletin

CRC Cyclic Redundancy Check

CREL Contactless Registry Event Listener

CRIND Card Reader IN Dispenser

CRM Customer Relationship Management

CRM Card Risk Management

CRS Contactless Registry Service

CSC Commission de Service Carte

CSC Card Security Code (Amex)


CSC Common and secure open Standards of Communication

CSG Cards Stakeholders Group (replaced by the ERPB)

CSM Clearing and Settlement Mechanism

CSTF Cards Standardisation Task Force

CTAP Common Terminal Acquirer Protocol

CTIA Cellular Telecommunications Industry Association

CTT Comprehensive Test Tool (EMVCo)

CTVS Chip Token Validation Server

CUP China UnionPay

CVC Card Verification Code (MasterCard)

CVC2 Card Verification Code (MasterCard)

CVED Cardholder Verification Entry Device

CVES Chip Vendor Enabled Service (Visa)

CVM Cardholder Verification Method (EMV)

CVR Cardholder Verification Rules (EMV)

CVV Card Verification Value (Visa)

CVV2 Card Verification Value (Visa)

CWA CEN Workshop Agreement

CX Consumer eXperience

D

DAC Digital Activity Customer (MasterCard)

DAN Device-only Account Number

DAP Data Authentication Pattern

DCBP Discover Cloud-Based Payments

DCE Data Circuit Equipment

DCS 1800 Digital Communication System 1800

DCVV Dynamic Card Verification Value

DDA Dynamic Data Authentication (EMV)

DDA Direct Debit Authorization

DDA Demand (Direct) Deposit Account (USA)

DDF Directory Definition File (ISO 7816-4)

DDOL Dynamic data authentication Data Object List (EMV)

DDoS Distributed Denial of Service

DDT Dynamic Debugger Task

DDT Directory Discretionary Template

DEA Data Encryption Algorithm

DECT Digital European Cordless Telecommunications

DES Data Encryption Standard

DEX Digital Card Facilitator (SRC)

DF Dedicated File (ISO 7816-4)

DGI Data Group Indicator


DHZKP Diffie-Hellmann Zero Knowledge Proof

DIAMOND Direct Identity control for Account Management ON Demand (Sepamail)

DIS Draft International Standard

DK Die Deutsche Kreditwirtschaft (German organisation replacing ZKA – called GBIC in English)

DLT Distributed Ledger Technology

DM Delegated Management

DME Directive Monnaie Electronique

DMF Debtor Mandate Flow

DMSC Dual Message System Clearing

DOL Data Object List (EMV)

DoS Denial of Service

DPA Dynamic Passcode Authentication

D-PAS DFS (Discover, Diners) Payment Application Specification

DRAM Dynamic Random Access Memory

DRM Dispute Resolution Management

DSA Digital Shopping Application (SRC)

DSP Display System Protocol

DSRP Digital Remote Secure Payments (Apple Pay)

DSS Data Security Standard

DTA Device Trust Architecture

DTE Device Test Environment

DTE Data Terminal Equipment

DTMF Digital Tone Multi Frequency

DUKPT Derived Unique Key Per Transaction

DWO Digital Wallet Operator DxP Digital exchange Platform

E

E2EE End-to-End Encryption

E2E-FPE End-To-End Format Preserving Encryption

EAC Extended Access Control (e-Passports)

EACB European Association of Cooperative Banks

EACHA European Automated Clearing House Association

EACT European Association of Corporate Treasurers

EAL Evaluation Assurance Level

EAP EMVCo Associate Program

EAPS Euro Alliance of Payment Schemes

EAS Extended Access Server/Service (Visa)

EAST European ATM Security Team (www.european-atm-security.eu)

EBA Euro Banking Association (also called ABE in French)

EBCDIC Extended Binary Coded Decimal Interchange Code

http://www.european-atm-security.eu/


EBICS Electronic Banking Internet Communication Standard

EBPP Electronic Bill Presentment and Payment

EBT Electronic Benefit Transfer

ec electronic cash (Germany)

ECB European Central Bank

ECBS European Committee for Banking Standards

ECC Elliptic Curve Cryptography

ECC European Citizen Card

ECDH Elliptic Curve Diffie–Hellman

ECDSA Elliptic Curve Digital Signature Algorithm

ECI Electronic Commerce Indicator

ECIES Elliptic Curve Integrated Encryption Scheme

ECKA Elliptic Curve Key Agreement

ECKA-DH Elliptic Curve Key Agreement – Diffie-Hellman

ECKA-EG Elliptic Curve Key Agreement – ElGamal

ECMA European association for standardizing information and communication systems (formerly European Computer Manufacturers Association)

ECP Excessive Chargeback Program

ECPA European Card Payment Association

ECPC European Card Payment Cooperation

ECPI European Card Processing Interconnection

ECR Electronic Cash Register

ECSA European Credit Sector Association

ECSG European Cards Stakeholders Group

EDC Electronic Data Capture

EDCS European Data Communication System

EDGE Enhanced Data rates for GSM Evolution

EDI Electronic Data Interchange

EDIFACT EDI for Administration, Commerce and Trade (published by United Nations)

EDT Electronic Debit Transaction

EEA European Economic Area

EEPROM Electrically Erasable Programmable Read Only Memory

EF Elementary File (ISO 7816-4)

EFIP European Forum for Innovation in Payments

EFT Electric Fund Transfer

EFTA European Free Trade Association

EFTPOS Electronic Fund Transfer Point Of Sale

eIDAS electronic IDentification And Signature

eIDS Electronic IDentification Scheme

EIR Equipment Identity Register

EIRF Electronic Issuer’s Reimbursement Fee


EJB Enterprise Java Beans

ELF Executable Load File

ELV Elektronisches Lastschrift Verfahren (Germany)

EMEA Europe Middle East Africa

EMD Electro Magnetic Disturbance

EMS Enhanced Messaging Services

EMV Europay MasterCard Visa

EMVCo EMV Council

EOD End Of Day

EONIA Euro OverNight Index Average

EPAS Electronic Protocols Application Software

EPC European Payments Council

EPCA European Payments Consulting Association

EPOS Electronic Point-Of-Sale

EPS Electronic Payment Services

EPSM European association of Payment Service providers for Merchants

EOF End Of Frame

ERP Entreprise Resource Planning

ERP European Retail Payments

ERPB European Retail Payments Board (replacing the CSG - Card Stakeholders Group)

e-RSB Réseau de Services aux Banques (French authorization network)

ESBG European Savings Banks Group

ESCB European System of Central Banks

ESD ElectroStatic Discharge

eSE embedded Secure Element

ESF European Switches Forum

ESF European Switches Forum

ETEC Easy TEst Card (MasterCard)

ETED End-To-End Demonstration (MasterCard)

ETS Electronic Transfer Schemes

ETSI European Telecommunications Standard Institute

ETU Elementary Time Unit

EU European Union

F

FAR False Acceptance Rate

FAT Functional Acceptance Testing

FAST Financial Application Specification for SCF compliant EMV Terminal

FCI File Control Information

fDDA fast Dynamic Data Authentication (Contactless Visa)

FEP Front End Processor

FFI Form Factor Indicator


FIDO Fast IDentity Online

FIPS Federal Information Processing Standard

FLS Fraud Liability Shift

FPE Format-Preserving Encryption

FPEG Fraud Prevention Expert Group

FPGA Field Programmable Gate Array

FPS Faster Payment Services/Scheme (UK)

FR Functional Requirement

FRCM Fédération Régionale du Crédit Mutuel

FRR False Rejection Rate

FTP File Transfer Protocol

G

GAFA Google Apple Facebook Amazon

GAPA Google Apple PayPal Amazon

GBIC German Banking Industry Committee (English name for DK replacing ZKA)

GCF Global Certification Forum

GCMS Global Clearing Management System (MasterCard)

GDPR General Data Protection Regulation (EU)

GEMME Global European Mandate Management and Exchange (Sepamail)

GFC Global Certification Forum (GSM)

GFIS Global Fraud Information Service

GGSN Gateway GPRS Support Node

GMAP Global Merchant Audit Program

GMPC Government Multi-Purpose Card

GMSC Gateway Mobile Service Center

GP GlobalPlatform

GPII Global Payments Innovation Initiative (SWIFT)

GPR General-use Prepaid Reloadable cards

GPRS General Packet Radio Service

GSM Global System for Mobile communications

GSMA GSM Association

GTA Global Trust Authority

GTF Global File Transfer

GTN Global Telecommunications Network

GUI Graphical User Interface

H

HAP Host Application Protocol (FAST) – Host Acquirer Protocol

HCE Host Card Emulation

HCI Host Controller Interface

HCP Host Controller Protocol

HDC Host Draft Capture


HDSL High bit rate Digital Subscriber Line

HF High Frequency

HLDLC High Level Data Link Control

HLR Home Location Register

HPLMN Home Public Land Mobile Network

HSDPA High-Speed Downlink Packet Access

HSM Hardware Security Module

HSUPA High-Speed Uplink Packet Access

HTML HyperText Markup Language

HTTP HyperText Transport Protocol

HTTPS HTTP Secured

I

IAC Issuer Action Code (EMV)

IAD Independent ATM Deployer

IAL Intitial Assessment Letter (Visa)

IAM Identity Access Management

IAS Identification, Authentication and Signature

IAS Issuer Authorization Server

IBAN International Bank Account Number

IBANCO International BANk Card Company (former name of Visa)

IBEI International Business Entity Identifier

ICA Interbank Card Association (MasterCard identifier)

ICAO International Civil Aviation Organization

ICC Integrated Circuit Card

ICC International Chamber of Commerce (CCI in French)

ICR Intelligent Card Reader

ICRB International Card Recovery Bulletin (Visa stop list)

IDAS IDentification And Signature

IDDT Issuer Defined Data Tag

IDF Interface Data Forms (Visa BIN directory)

ID&V IDentification & Verification

ICS Implementation Conformance Statement

ICS International Card Scheme

ID&V IDentification & Validation

IEEE Institute of Electrical and Electronics Engineers

IEC International Electrotechnical Commission

IFD InterFace Device

IFR Interchange Fee Regulation

IFSF International Forecourt Standards Forum

IFX Interactive Financial eXchange

IIE Intelligent Interface Exchange


IMEI International Mobile Equipment Identity

IMK Issuer Master Key

IMSI International Mobile Subscriber Identity

INET Interbank Network for Electronic Transfer (MasterCard)

IoT Internet of Things

IP Instant Payment

IP Internet Protocol

IPDU Intermediate Protocol Data Unit

IPGS Internet Payment Gateway Service

IPIPS International Parking Industry Payment Standards

IPK Issuer Public Key

IPM Integrated Product Messages (MasterCard)

IPR Intellectual Property Rights

IS International Standard

ISA Internal Security Assessor (PCI SSC)

ISD Issuer Security Domain

ISDN Integrated Services Digital Network (RNIS en français)

ISIS Internally Switcher Interface System

ISM Industrial, Scientific and Medical

ISO Independent Sales Organization (USA)

ISO International Standard Organisation

ISTP Issuer Self-Testing Platform (MasterCard)

ISV Independent Software Vendor

IT Information Technology

ITU International Telecommunication Union (UIT in French)

ITSEC Information Technology Security Evaluation Criteria

IWF InterWorking Function

J

J2EE Java 2 Platform, Enterprise Edition

J2ME Java 2 Platform, Micro (Mobile) Edition

J2SE Java 2 Platform, Standard Edition

JAD Java Application Descriptor

JAM Java Application Manager

JAR Java ARchive

JCB Japan Credit Bureau

JCRE Java Card Runtime Environment

JES Job Entry Subsystem

JIL Joint Interpretation Library

JSON JavaScript Object Notation

JSR Java Specification Request

JTC Joint Technical Committee


JTEMS JIL Terminal Evaluation Methodology Subgroup

JVM Java Virtual Machine

K

KDC Key Derivation Function

KEK Key Encryption Key

KPI Key Performance Indicator

KYC Know Your Customer

L

LAB Lutte Anti-Blanchiment

LAC Latin America & Caribbean

LAN Local Area network

LAP Link Access Procedure

LAP-B Link Access Procedure - Balanced mode

LAT Limited Amount Terminal

LCM Life Cycle Management

LCOL Lower Consecutive Offline Limit

LCS Loss Control Service (Visa risk management service)

LDS Logical Data Structure

LF Low Frequency

LFEP Loyalty Front End Processor

LOA Letter Of Approval

LOQ Letter of Qualification

LSLS Lost & Stolen Liability Shift

LTE Long Term Evolution

LUK Limited Use Key

LUPC Limited Use Payment Credential

M

MAA Message Authentication Algorithm (ISO 8731)

MAC Message Authentication Code

MAC Medium Access Control

MAOS Multi-Application Operating System

MAOSCO Multi-Application Operating System Consortium

MAP Mobile Application Part

MATCH Merchant Alert To Control High-risk

MCBP MasterCard Cloud Based Payment

MCC Merchant Category Code

MCC Mobile Country Code

MCL MasterCard Contactless Reader

MCMP Merchant Chargeback Monitoring Program

MCP Mobile Contactless SEPA card Payment

MCPA MasterCard Chip Payment Application


MCW MasterCard Worldwide

MD Merchant Direct (MasterCard)

MDES MasterCard Digital Enablement Service

MDEX MDEX Merchant Direct Exchange (Visa)

MDG Mobile Data Gateway

MDM Mobile Device Management

MDR Message Definition Report

MDS MasterCard Debit Switch

ME Mobile Equipment

MEF Mobile Ecosystem Forum

MEL Multos Executable Language

MEPSA MasterCard Emerging Payment Support Accreditation

MF Master File (ISO 7816-4)

MFA Multi-Factor Authentication

MIF Multilateral Interchange Fee

MIP Member Interface Processor

MIT Merchant-Initiated Transaction

MLF Moyens de Lutte contre la Fraude

MMPF MasterCard Mobile Provisioning Framework

MMPP MasterCard Mobile Partnership Program

MMS Multimedia Messaging Services

MNC Mobile Network Code

MNO Mobile Network Operator

MOL MasterCard OnLine

MODS MasterCard Open Data Storage

MOTO Mail Order Telephone Order

MoU Memorandum of Understanding

MPA Mobile Payment Application

MPE Member Parameter Extract (MasterCard)

MPF Mobile Proxy Forum

MPI Merchant Plug-In

MPL Merchant Presented Mode (QR Code)

MPP Mobile Payment Provider

MPPA Mobile Payment Provider Application

MPS Mobile Payment Server

MRTD Machine Readable Travel Document

MRZ Machine Readable Zone

MS Mobile Station

MSC Merchant Service Charge

MSC Mobile Service Center

MSDE MasterCard Secure Digital Enablement


MSISDN Mobile Station ISDN Number

MSP Merchant Service Provider

MST Magnetic Secure Transmission

MT Message Type (SWIFT)

M-TIP MasterCard Terminal Integration Process

MUG MUG Message Usage Guide

MVNO Mobile Virtual Network Operator

N

NAC NAC National ATM Council (USA)

NACHA National Automated Clearing House Association (USA)

NATU Netflix – Airbnb – Tesla – Uber

NCB National Central Bank

NCI NFC Controller Interface

NDEF NFC Data Exchange Format

NETS Northern European Transaction Services

NETVAL Network Validation

NFC Near Field Communication

NATU Netflix – Airbnb – Tesla – Uber

NFCIP NFC Interface and Protocol

NGSE Next Gen System Environment (EMV)

NIS nexo Implementation Specifications

NIST National Institute of Standards and Technology

NIV Network Interface Validation (MasterCard)

NLF New Legal Framework

NPA New Payment Architecture (UK)

NPCI National Payments Corporation of India (Rupay card scheme)

NPSO New Payment System Operator (UK)

NRF National Retailer Federation (USA)

NS Network Service

NSS Network Sub-System

NSAP Network Service Access Point

NSDU Network Service Data Unit

NSSDU Normal Session Service Data Unit

NTCN Network Console

NTGF Next Generation Task Force (EMVCo)

O

OBeP Online Banking e-Payments

OBO On Behalf Of (services)

OBWG Open Banking Working Group

OCL Optical Coupled Link

OCR Optical Character Recognition


ODA Offline Data Authentication

ODCVM On Device Cardholder Verification Method

OFL Open Firmware Loader (GlobalPlatform)

OHA Open Handset Alliance

OIS OSCar Integration Specification

OITS Operations, Infrastructure and Technology Standards

OJEU Official Journal of the European Union

OMA/OMAPI Open Mobile API

OMC Operation and Maintenance Center

OOB Out-Of-Band

OPM Outdoor Payment Module

OPP Outdoor PinPad

OPP Open Payment Platform

OS Operating System

OSCar Open Standards for Cards

OSEC Open Standards for SEcurity and Certification

OSI Open System Interconnection

OSS Operation Sub-System

OTA Online Trust Alliance

OTA Over-The-Air

OTP One Time Password

OTPK One Time Payment Key

P

P2B Payment to Business

P2M Payment to Merchant

P2PE Point to Point Encryption

PABP Payment Application Best Practices

PACS PAyment Clearing & Settlement

PACE Password Authenticated Connection Establishment (

PAD Packet Assembler and Disassembler

PA DSS Payment Application Data Security Standard (PCI SSC)

PAIN PAyment INitiation (ISO 20022)

PAN Primary Account Number

PA QSA Payment Application Qualified Security Assessor (PCI SSC)

PAR Payment Account Reference

PAS Payment Additional Services (EMVCo NeXT Gen)

PBH Polled Bisynchronous Host

PBS Payment Business Services

PBT Polled Bisynchronous Terminal

PCAS Positive Cardholder Authorisation Service

PCD Proximity Coupling Device


PCE Personal Consumer Expenditure

PCI Payment Card Industry

PCI DSS Payment Card Industry – Data Security Standard

PCIP PCI Professionals

PCI SSC Payment Card Industry - Security Standards Council

PCM Payment & Cash Management

PCR Personal Card Reader

PCS Personal Communication System (or Service)

PDA Personal Digital Assistant

PDOL Processing options Data Object List (EMV)

PDU Protocol Data Unit

PEACH Pan-European Automatic Clearing House

PED Pin Entry Device

PGI Parameter Group Identifier

PGP Pretty Good Privacy

PFI PCI Forensic Investigator (PCI SSC)

PHIG Prepaid Host Implementation Guide (Visa)

PI Parameter Identifier

PIA Privacy Impact Assessment

PICC Proximity ICC (Proximity Card)

PII Personally Identifiable Information

PIN Personal Identification Number

PIS Payment Initiation Service

PISP Payment Initiation Services Provider

PIX Application Identifier Extension

PKI Public Key Infrastructure

PLA Perso less Authentication

PLA PIN less Authentication

PLCC Private Label Credit Card

PLMN Public Land Mobile Network

PMS Parking Management System

PMS Property Management System

NBI Net Banking Income

POI Point Of Interaction

POS Point Of Sale

PPISC Payment Processing Information Sharing Council (US)

PPP Point to Point Protocol

PPS Personal Payment Solution

PPSE Proximity Payment System Environment

PRD Payment Related Data (EMVCo NeXT Gen)

PROM Programmable Read Only Memory


PSA Payment System Application

PSAM Purchase Secure Application Module

PSD Payment Services Directive

PSD2 revised Payment Services Directive

PSDN Packet Switched Data Node (or Network)

PSE Payment System Environment (ISO 7816-4)

PSH Payment Service Hub

PSMEG Payment Systems Market Expert Group

PSP Payment Service Provider

PSR Payment Systems Regulator

PST Payments Security Taskforce

PSTN Public Switched Telephone Network

PSU Payment Service User

PTA Public Transport Authority

PTC PIN Try Counter

PTCRB PCS Type Certification Review Board

PTP Payment Technology Provider

PTS PIN Transaction Security (PCI SSC)

PUF Physically Unclonable Function

PUK PIN Unblocking Key

PV Parameter Value

PVT Personalization Validation Tool

PWS PayPass™ Wallet Services

Q

QES Qualified Electronic Signature

QIR Qualified Integrators and Resellers (PCI SSC)

QOS Quality Of Service

QPS Quick Payment Service (MasterCard)

QR code Quick Response code

QRCPS QR Code Payment Specification (EMVCo)

QSA Qualified Security Assessor (PCI SSC)

QSP Qualification Service Provider (EMVCo)

qVSDC quick Visa Smart Debit/Credit

qVSDC DM qVSDC Device Module (Visa)

R

RAM Random Access Memory

RAM Remote Application Management

RBA Risk-Based Authentication / Analysis

RE Runtime Environment

REE Rich Execution Environment

REST REpresentational State Transfer


RF Radio Frequency

RF Risk Finder

RFID Radio Frequency IDentification

RFM Remote File Management

RID Registered application provider IDentifier

RIS Risk Identification Service

RJE Remote Job Entry

RNG Random Number Generation

RoC Report on Compliance

ROC Roll Out Committee

ROCA Return Of the Coppersmith Attack

ROPO Research OnLine – Purchase Offline

RoT Root of Trust

RSA Rivest Shamir Adleman (cryptographic algorithms)

RSC Regional Service Centre

RSPP Retail Payment Services Providers

RTD Record Type Definition

RTP ReTailer Protocol (EPAS)

RTS Regulatory Technical Standards RTS Real Time Scoring

S SAF Store And Forward

SAFE System to Avoid Fraud Effectively

SAM Secure Application (Access) Module

SAM Settlement Account Management (MasterCard)

SAQ Self-Assessment Questionnaire

SAT SIM Application Toolkit

SBMP Software-Based Mobile Payments

SC Service Code

SC Sub-Committee

SCA Strong Customer Authentication

SCAP Sale system, Cardholder and Attendant Protocol

SCD Secure Cryptographic Device

SCE Software Card Emulation (Blackberry)

SCF SEPA Cards Framework

SCF Supply Chain Finance

SCP Secure Channel Protocol

SCR Secure Card Reader

SCRP Secure Card Reader for PIN

SCS SCS SEPA Cards Standardisation

SCT SEPA Credit Transfer


SCWS Smart Card Web Server

SD Security Domain

SDA Static Data Authentication

SDD SEPA Direct Debit

SDK Software Development Kit

SDLC Synchronous Data Link Control

SDP Site Data Protection

SDM Security Domain Management

SE Secure Element

SEAC Secure Element Access Control

SECA Single Euro Cash Area

SECM Secure Element Contactless Management

SEI Secure Element Issuer

SEI-TSM Secure Element Issuer – Trusted Service Manager

SEMEA South Europe Middle East Africa

SEMS Secure Element Management Service

SEPA Single Euro Payments Area

SER Shared Evaluation Report (EMVCo)

SERAM Secure Element Remote Administration

SFI Short File Identifier

SFTP Secure File Transfer Protocol

SHA Secure Hash Algorithm

SHF Super High Frequency

SIM Subscriber Identification Module

SIO Secure Identity Object

SIPS Systemically Important Payment Systems

SIPS Secure Internet Payment Services

SIT System Integration Testing

SLA Service Level Agreement

SM Secure Messaging

SM Simple Mode

SMACS Social, Mobility, Analytics, Cloud & Security

SMC Smart Memory Card

SMSC Small Message Service Center (SMS)

SME Scheme Management Entity

SMG Special Mobile Group

SMI Single Merchant Identifier

SMIR Scheme Management Internal Rules

SMS Short Message Service

SMS Single Message Service (Visa)

SMS-CB Short Message Service – Cell Broadcast


SMS-GMSC Short Message Service – Gateway MSC

SMS-IWMSC Short Message Service – InterWorking MSC

SMS-PP Short Message Service – Point to Point

SMTP Simple Mail Transfer Protocol

SN Serial Number

SN Subscriber Number

SNA Systems Network Architecture

SNMP Simple Network Management Protocol

SOAP Simple Object Access Protocol

SoCs Systems-on-Chips

SOF Start Of Frame

SP Service Provider

SPL Standardised (oor Service) Proxy Lookup

SPoC Software-based PIN Entry on COTS

SPSD Service Provider Security Domain

SP-TSM Service Provider – Trusted Service Manager

SRED Secure Read and Exchange of Data

SRC Secure Remote Commerce

SRCPI SRC Participating Issuer

SRPC Secure Remote Payment Council (USA)

SSD Supplementary Security Domain

SSL Secure Socket Layer

SSO Single Sign On

SST Self-Service Terminal

STA Smart Ticketing Alliance

STAN System Trace Audit Numbe

STEPS Straight Through Euro Payment System (STEP1 et STEP2)

STIP STand-In Processing

STIP Simple Terminal Implementation Platform

STK SIM ToolKit

STP Straight Through Processing

SUK Single Use Key

SWIFT Society of World-wide Interbank Financial Telecommunication

SWP Single Wire Protocol

T

T2ED Track 2 Equivalent Data

TA Trusted Application

TAC Terminal Action Code (EMV)

TAD Transaction Acceptance Device

TAM Trusted Application Management

TAPA Terminal Architecture for PSAM Application


TAR Token Activation Request

TARGET Trans-European Automated Real-time Gross settlement Express Transfer system

TAS Test Assessment Summary

TC Transaction Certificate

TC Technical Committee

TCC Transaction Category Code

TCO Total Cost of Ownership

TCP Transmission Control Protocol

TCPA Trusted Computing Platform Alliance

TDC Terminal Draft Capture

TDEA Triple Data Encryption Algorithm

TDES Triple DES

TDMA Time Division Multiple Access

TDOL Transaction certificate Data Object List

T&E Travel and Entertainment

TEC Terminal Entry Capability

TEE Trusted Execution Environment (GlobalPlatform)

TID Terminal IDentification number

TIL Test Interface Layer (EMVCo)

TINA Temporary INterruption of Appplication (Wolrdline – Belgium) Temporary INterruption of Appplication (Wolrdline – Belgium)

TIPS TARGET Instant Payment Settlement

TITF Terminal Integration Task Force (EMVCo)

TK Transport Key

TLS Transport Layer Security

TLV Type Length Value

TMF Terminal Merchant File

TMF TEE Management Framework

TMIP Transit-MIP (MasterCard Interface Processor)

TMS Terminal Management System

TMS Transaction Management System

TMSI Temporary Mobile Subscriber Identity

TNA Transaction Non Aboutie

TOR Terms Of Reference

TPM Trusted Platform Module

TPS Trusted Platform Services

TQM Total Quality Management

TR Token Requester

TRA Transaction Risk Analysis

TRD Transparent Data Encryption

TRID Token Requestor IDentifier

TSD TSM Security Domain


TSE Test Selection Engine

TSI Transaction Status Information (EMV)

TSMSD Trusted Service Manager Security Domain

TSP Token Service Provider

TTP Third Party Processor/Player

TVM Ticket Vending Machine

TVR Transaction Verification Result (EMV)

TVV Time Verification Value

TWG Terminal Working Group

TXT Tusted eXecution Technology (Intel®)

U

U2F Universal Second Factor

UAF Universal Authentication Framework

UAT User Acceptance Testing

UCAF Universal Cardholder Authentication Field

UCOL Upper Consecutive Offline Limit

UDP User Datagram Protocol

UE Union European

UHF Ultra High Frequency

UHN Unité Hors Normes

UICC Universal Integrated Circuit Card

UICS UnionPay Integrated Card Specifications

UIT Union Internationale des Télécommunications (ITU in English)

UKPA United Kingdom Payments Administration

UMTS Universal Mobile Telecommunication System

UN Unpredictable Number

UNIFI UNIversal Financial Industry (former name of ISO 20022)

URI Universal Resource Identifier

USAT Ultra Small Aperture Terminal

USIM Universal Subscriber Identity Module

USPF U.S. Payments Forum (formerly EMF)

USPTO US Patent and Trademark Office

USSD Unstructured Supplementary Service Data

UX User eXperience

V

VAECP Visa Accredited EMV Consultant Program

VAN Virtual Account Number

VAP VisaNet Access Point

VAR Value Added Reseller

VAS Value-Added Services

VCAS Visa Cross Testing Automation Specification


VCBP Visa Cloud Based Payment

VCMS Visa Certification Management Service

VCD Vicinity Coupling Device

VCPS Visa Contactless Payment Specification

VCR Visa Claims Resolution

VCSP Visa Chip Security Program

VDEP Visa Digital Enablement Program

VDPS Visa Debit Processing Service

VDS Visa Directory Server

VEAS Visa Europe Authorization Service

VECSS Visa Europe Clearing & Settlement Service

VEF Visa Europe France

VEPAR Visa Europe Payment Application Requirements

VEPS Visa Easy Payment Service

VEROR Visa Europe Regional Operating Regulation

VFC-CPG Visa Fleet Chip – Card Personalization Guide

VFC-TS Visa fleet Chip – Terminal Specification

VFT Variable Fare Transit

VHBR Very High Bit Rates

VHS Visa History Server

VIC VisaNet Interchange Center

VIOR Visa International Operating Regulation

VIP VisaNet Integrated Payment

VIS Visa Integrated Circuit Card (ICC) Specification

VISANET Visa network

VISOR Visa Intelligent Score Of Risk

VLP Visa Low-value Payment

VLR Visitor Location Register

VMA Visa Mobile Application

VMAS Visa Merchant Alert Service

VMCPS Visa Mobile Contactless Payment Specification

VMG Visa Mobile Gateway

VML Visa Markup Language (XML)

VMNO Virtual Mobile Network Operator

VMPA Visa Mobile Payment Application

VMSC Visited MSC

VOL Visa OnLine

VOQOS Visa ODA for qVSDC Online

VPCS Visa Prepaid Chip Specification

VPLMN Visited Public Land Mobile Network

VPN Virtual Private Network


VPP Virtual Primary Platform (GlobalPlatform)

VPP Voltage Programming Power

VROL Visa Resolve OnLine

VS3 Visa Smart Secure Storage

VSAT Very Small Aperture Terminal

VSDC Visa Smart Debit Credit

VSS Visa Settlement Service

VTAM Virtual Telecommunication Access Method

VTF Visa Test Facility

VTPS-CE Visa Transit Payment Specification – Card Extension

VTPS-TE Visa Transit Payment Specification – Terminal Extension

VTS Visa Token Service

W

WAN Wide Area Network

WBC White Box Cryptography

WAP Wireless Application Protocol

WG Working Group

Wi-Fi Wireless Fidelity (standard IEEE 802.11)

WIM WAP Identity Module

WIMAX Worldwide Interoperability for Microwave Access

WLAN Wireless Local Area Network

WML Wireless Mark-up Language

WPP Wholesale Payments Providers

WSDL Web Services Description Language

WOSA Windows™ Open Service Architecture

X

XFS eXtension for Financial Services (WOSA/XFS)

XHTML eXtensible Hyper Text Markup Language

XHTMLMP XHTML Mobile Profile

XS2A Access to Account

XML eXtensible Mark-up Language

Z

ZCMK Zone Control Master Key

ZKA Zentral Kredit Ausschuss (Germany – remplaced by DK [GBIC in English])

ZMK Zone Master Key

ZVT Zahlung Verkehrs Terminal

Titre du document - Galitt · ARQC Authorization ReQuest Cryptogram (EMV) ASCII American Standard Code for Information Interchange (ANSI X3.4) ASF Application Selection Flag (Canada)

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