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The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

Mar 16, 2020

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Page 1: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income
Page 2: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income
Page 3: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

The TT$ Income Fund is an investment opportunity if you want:

Government fixed income securities Corporate fixed income securities Cash and short-term investments

No withdrawal penalties for over the counter withdrawals or withdrawals at UTC ATMs

An investor should consider a Fund’s investment objectives, risks, charges and expenses carefully before investing. This and other important information can be found in the Fund’s prospectus. Obtain a prospectus from our website or at any of our UTC Investment Centres and read carefully before investing.

Page 4: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

UTC as Fund Manager

The Trinidad and Tobago Unit Trust Corporation (UTC) is the Fund’s investment manager and distributor. We have been the nation’s leading fund manager for over 30 years with more than 500,000 investors, and billions of dollars under management.

?This Fund is a short-term investment vehicle and seeks to achieve its objective by investing in a diversified range of moderate and high-quality fixed income securities. So, to determinewhether this Fund is for you, answer the following questions:

Page 5: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

Each unit in the TT$ Income Fund costs twenty Trinidad and Tobago dollars (TT$20). This price never changes. To open an account in the TT$ Income Fund you must start with a minimum purchase of five (5) units or one hundred Trinidad and Tobago dollars (TT$100).

Page 6: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

This card gives you access to your TT$ Income Fund without having to visit our offices.

• Free Travel Accident Insurance (US$25,000).*

You can access funds in your TT$ Income Fund (TT$IF) account from any local ATM or point-of-sale terminal where the VISA or PLUS logo is displayed.

At local merchant locations, simply swipe your card at the payment counter and either enter your personal identification number (PIN) or sign a receipt.

Page 7: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

When you use your card at local point-of-sale merchants, there is a daily limit of TT$20,000. At ATMs, the limit is TT$3,500.

Q. Can I use my card at ATMs?A. Transactions are FREE at UTC ATMs. However, a fee of TT$7 is charged for all non-UTC local ATMs.

Q. Can I access fund accounts other than my TT$ Income Fund account?

Page 8: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

Q. When I use my UTC VISA Debit Card, are there any point-of-sale transaction fees associated with my purchases?

Point-of-sale transaction fees can really add up!Use your UTC VISA Debit Card for all of your point- of-sale transactions and avoid the unnecessaryservice fees.

Our Contact Centre Agents are available to assist you every day.

Monday-Sunday from 7 a.m. to 10 p.m.; 24-hour voicemail is also available for your convenience.

Page 9: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income
Page 10: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income
Page 11: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income
Page 12: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income
Page 13: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

The US$ Income Fund is an investment opportunity if you want:

No withdrawal penalties for over the counter withdrawals or withdrawals at UTC ATMs

Page 14: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

UTC as Fund Manager

The Trinidad and Tobago Unit Trust Corporation (UTC) is the Fund’s investment manager and distributor. We have been the nation’s leading fund manager for over 30 years with more than 500,000 investors, and billions of dollars under management.

?

Page 15: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

Each unit in the US$ Income Fund costs twenty US dollars (US$20). This price never changes. To open an account in the US$ Income Fund you must start with a minimum purchase of five (5) units or one hundred US dollars (US$100).

Page 16: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income
Page 17: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

When you use your card at point-of-sale merchants, you can access up to the equivalent of US$5,000 daily. At ATMs, the limit is US$1,000. ***

*** Withdrawal limits at some ATMs may be lower.

Page 18: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

Point-of-sale transaction fees can really add up!Use your UTC VISA Debit Card for all of your point- of-sale transactions and avoid the unnecessaryservice fees.

Once you are travelling abroad, notify us and you will be registered on our Travel Registry. Our trained staff monitors your account activity to help protect you against fraudulent transactions.

Our Contact Centre Agents are available to assist you every day.

Monday-Sunday from 7 a.m. to 10 p.m.; 24-hour voicemail is also available for your convenience.

Page 19: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

ANNUAL FEE FOR CARD: US$20

Page 20: The TT$ Income Fund is - Amazon Web Services · 2019-11-01 · The TT$ Income Fund is an investment opportunity if you want: Government fixed income securities Corporate fixed income

06/18

UTC CORPORATE OFFICESHead OfficeUTC FINANCIAL CENTRE82 Independence Square, Port of SpainTel: (868) 625-UNIT (8648) • Fax (868) 624-5207Email: [email protected] • Website: www.ttutc.com

Investment CentresArima44 Green Street Tel: (868) 667-UNIT (8648)Fax: (868) 667-2586 Chaguanas26-28 Endeavour Road, Tel: (868) 671-UNIT (8648) Fax: (868) 671-6581 Couva26 Southern Main RoadTel: (868) 636-9871 Fax: (868) 636-4750 One Woodbrook PlaceUnit 27, 189 Tragarete Road, Port of Spain Tel: (868) 625-UNIT (8648) Fax: (868) 628-4879

Point Fortin13 Handel RoadTel: (868) 648-6836Fax: (868) 648-2997San Fernando19-21 High StreetTel: (868) 657-UNIT (8648)Fax: (868) 652-0620 Sangre GrandeSinanan Building, 2 Eastern Main RoadTel: (868) 691-UNIT (8648) or 668-6475Fax: (868) 668-3872 TobagoCorner Main and Castries Streets, ScarboroughTel: (868) 639-5096/3921Fax: (868) 660-7730

AgenciesEve Financial Services LimitedUTC Agency – MovieTowne 61 Level 2MovieTowne BoulevardInvader’s BayAudrey Jeffers HighwayPort of SpainTel: (868) 223-6805/6517Fax: (868) 223-6728Eve Financial Services LimitedUTC Agency – WestmallShop 174, The Falls, Westmall Western Main Road,WestmooringsTel: (868) 223-9151/9152GMF Investments & Financial Planning Services LimitedUTC Agency – Maraval21 Shoppes of MaravalSaddle Road, MaravalTel/Fax: (868) 628-0809 Keith M. KingUTC Agency – ChaguanasUnit 11, Heartland Plaza12 Narsaloo Ramaya Road, EndeavourTel: (868) 227-9508 (868) 223-1029Michael RedheadUTC Agency – Pointe-a-PierreSuites 11&12Tropical Plaza, Pointe-a-PierreTel/Fax: (868) 658-SAVE (7283) (868) 658-7340

Opufin Limited UTC Agency – Champs Fleurs100A Eastern Main Road,Champs FleursTel: (868) 645-UNIT (8648)Fax: (868) 645-8185 Opufin Limited UTC Agency – Grand BazaarShop No. 3 Building AGrand Bazaar, ValsaynTel/Fax: (868) 663-UNIT (8648)Unique Investments LimitedUTC Agency – TrincityUnit B2 15 Level 2, Trincity Mall, TrincityTel/Fax: (868) 640-8589 Superior Wealth & Advisory Services Limited UTC Agency – Penal/Debe2nd Floor, 216 S.S. Erin Road, DebeTel: (868) 647-2721/2201Fax: (868) 647-2201 Superior Wealth & Advisory Services Limited UTC Agency – C3 Centre, San FernandoLevel 1, C3 CentreCorinthTel: (868) 687-UNIT (8648) (868) 657-9999