“The Problem of Liquidity in the Banking System of Ukraine” The reporter: The reporter: Tania Marchenko, the Ukrainian academy of banking, Sumy, 5-year.

““The Problem of The Problem of Liquidity in the Liquidity in the

Banking System of Banking System of Ukraine”Ukraine”

The reporter: The reporter: Tania Marchenko, the Ukrainian academy of banking, Sumy, 5-year student of bankingResearch supervisor: Research supervisor: E.A.Krikley Language advisor: Language advisor: O.I. Leshchenko

STRUCTURESTRUCTURE

Bank’s liquidity: definition

Main trends in the banking sector in 2012

Major liquidity problems in the banking system of Ukraine

Our conclusions

Liquidity of the bank is its ability to pay timely and fully for its obligations to contractors and to attract financial

resources in time and place them for adequate price which is necessary in order to implement banking in accordance with the bank’s development strategy.

Bank’s liquidity: definitionBank’s liquidity: definition

The most important processes The most important processes and trends that took place in and trends that took place in

the banking sector of Ukraine in the banking sector of Ukraine in 20122012 Continuing trend of European

banks leaving Ukrainian market;

Strengthening of the National

Bank’s control and monetary

policy;

Reduction in the system’s

liquidity;

Improving in the banks portfolios;

Development of alternative

banking products and services;

The increase of profitability

indicators in the banking system

of Ukraine.

The regulation operations of The regulation operations of the NBU in order to improve the NBU in order to improve liquidity level in the banking liquidity level in the banking

sector in Ukraine in 2012, sector in Ukraine in 2012, mln.hrn.mln.hrn.

The funds raised by the banks in 2011-2012, bln. hrn.

Total amount of cash operations with Ukrainian bank’s currency in 2012, bln. USD

The quality of assets of the banking system

The quality of liabilities of the banking system

Activities of foreign banks Activities of foreign banks in Ukrainein Ukraine

The reliability of the banking system The reliability of the banking system in 2013 will be determined by the in 2013 will be determined by the following factors:following factors:

Assets quality;Foreign exchange

risks;Risk of reduction in

banks capitalization;

The gradual reduction of deposit rates.

Thank you for Thank you for your your

attention!!!attention!!!

Any Any questionquestion

s?s?