The Oklahoman Real Estate

FREAL ESTATESATURDAY, SEPTEMBER 11, 2010 THE OKLAHOMAN | NEWSOK.COM

INDEX

Handy 5FStone 6FHarney 16FPermits 17-18F

LISTING OF THE WEEK

Room to growThe Listing of the Week is a largehome with elaborate gardens andlandscaping on a 1.4-acre woodedlot in southeast Edmond.PAGE 3F

HOUSE PLAN

Let the sun inIt’s not possible to look atthe Solano’s tile roof, stuccowalls and exterior with allthose windows withoutthinking of sunshine.

PAGE 4F

ASK MI-LING

BEDROOMTALKTake the time to geta feel for how youreally want to live inyour bedroom. Afterall, it’s one of themost importantspaces in your newhome.PAGE 3F

HOME

PENDING HOMESALES RISE Following a sharpdrop in the monthsimmediately afterexpiration of a taxcredit for home-buyers, nationalpending home saleshave modestly risen,according to theNational Associationof Realtors. The Pending HomeSales Index rose 5.2percent to 79.4based on contractssigned in July from adownwardly revised75.5 in June, butremains 19.1 percentbelow July 2009when it was 98.1.The data reflectscontracts and notclosings, which nor-mally occur with alag time of one ortwo months. Lawrence Yun, theRealtors’ chief econ-omist, cautionedthat there would bea long recovery proc-ess, although “im-proved affordabilityconditions shouldhelp with a recov-ery.”

SWITCH COULDRID HUMIDITYUsing an exhaustfan to rid a bath-room of humiditycan be a tricky bal-ance. Turn it off toosoon, and you mayleave behind damag-ing moisture. Leaveit on too long, andyou waste energy bysending heated orcooled air outsideunnecessarily. A newfan switch takesaway the guess-work. The DewStopswitch senses con-densation in theroom and turns theexhaust fan on andoff automatically.The wall-mountedswitch also can beoperated manually.The switch workswith an existing fan.It comes with aswitch plate but canbe used with anyplate designed for arocker-type lightswitch. It sells for$59 at www.dewstop.com.

Mi-LingStonePoole

With two kids nearing kinder-garten age, a sales manageryearned to move his family to theupscale neighborhood where hegrew up. But for several years heand his wife, a teacher, were tornabout the idea ofselling their modestColonial home topave the way for anew purchase.

The problem wasthat the couple’sproperty wassomewhat under-water, meaningtheir mortgage bal-ance was slightly higher than thehome’s value. But recently they didthe math and realized that tradingup would work in their favor.Though they had to write a checkto sell their modest home, they gota bigger discount on their newplace in the fancier area.

“I call these people strategichome sellers. They take a more rea-soned and less emotional view oftheir housing options,” said RonaldPhipps, the real estate broker wholisted the couple’s home.

Phipps, president-elect of theNational Association of Realtors,said that for more than two yearsmany prospective home sellershave stood on the sidelines, wait-ing for the real estate market to sta-

bilize. But now“they’re finallyflipping the switch,selling their housesand taking backcontrol of theirlives.”

Phipps said thatuntil recent weeksmany home sellershave waited in vain

for clear signals that the U.S. econ-omy and the real estate markethave fully stabilized. But at thispoint, he said, “They realize that allreal estate is local and that what’shappening in their own communi-ty is more relevant than nationalmarket trends.”

After months of indecision, ifyou’ve made a firm decision to putyour house on the market this fallor winter, then these pointerscould prove helpful:

› Realize you can have a suc-

cessful sale in any season.Perhaps you regret missing the

traditional high point of the home-selling season, which runs fromspring through early summer. Youmight think your house could havefetched more money then, whenmore prospects were out looking.

But Phipps said, “The date whenyou sell is less critical than theprice and the ratio of supply to de-mand in your neighborhood.”

Granted, there are fewer would-be buyers looking for property dur-ing the later months of the year.But he said those searching duringthis period are mostly seriousbuyers who often need to move dueto a job change or another com-pelling reason.

› Don’t fret about making yourkids move during the school year.

Many parents hold back on sell-ing their home during the late fallor winter months because they feartheir kids will have a hard timemaking a midyear switch to a newschool.

But William Bainbridge, presi-dent of the SchoolMatch Institute(www.schoolmatch.com), which

produces comparative informationon public and private schools, saidstudents who make a midyearchange often fare better than thosewho move in the summer.

One reason is that midyearswitchers are typically showeredwith attention from teachers andclassmates. In contrast, those whostart a new school in the fall typ-ically receive less academic and so-cial support, Bainbridge said.

› Don’t be afraid of seasonal de-cor when selling during the holidayseason.

But Phipps said homeownerswho seek to sell during the winterholiday season, from Thanksgivingthrough New Year’s, need not feardecor that’s suitable for the season.

“Actually, seasonal wreaths andother generic holiday decorationsgive buyers a warmer, more com-forting and embracing feelingwhen they walk into your house.This could help sell the place,” hesaid.

E-mail Ellen James Martin [email protected].

UNIVERSAL UCLICK

Homes can sell in any season

EllenJamesMartin

SMARTMOVES

MOORE — Tom Pollardhas spent this summer,triple-digit temps and all,cozied up next to a fire-place.

But don’t commit himjust yet.

It’s an outdoor fireplace,and it accentuates thewarm feel of the featurehome built by Pollard’sTLP Custom Homes forthe Southwest Showcaseof Homes.

The annual event is to-day through Sept. 19 andshowcases 40 new homesin 24 subdivisions in thesouthwest Oklahoma Citymetro area, said MarvinHaworth, SouthwestHome Builders Associ-ation board member andowner of Marvin Haworth

Homes. The homes will beopen free to the publicfrom 1 to 7 p.m. each day.(Photos and informationabout the homes can befound inside this section.)

Pollard’s featured home,at 1113 Ryan Road inMoore’s Rock Creek addi-tion, is a 2,612-square-foot, three-bedroom,2½-bath layout. RockCreek is off SE Fourth be-tween Bryant and Sunny-lane.

Pollard described theopen-design, split-floorhome as “traditional” witha “unique elevation andfloor plan.” With popularfinish features such asstucco and red-framedwindows, it’s “a little dif-ferent” from the homesthat surround it, he said.

The home, with a three-car garage, upstairs mediaroom and custom-fin-

ished master suite, is of-fered at $294,000.

Pollard said the outdoorfireplace is a feature he’sincluding in about 40 per-cent of the homes hebuilds now.

Another feature that hesaid has been in demand,and which Pollard has in-cluded in the Showcaseproject home, is hard-sur-face flooring.

“More and more home-owners are steering to-wards some kind of (tile orhardwood) flooring andaway from carpet if possi-

Tom Pollard, owner of TLP Custom Homes, stands in front of the feature home he built at 1113 Ryan Road in Moore’s Rock Creek additionfor the Southwest Showcase of Homes, which runs today through Sept. 19. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN

BUILDER FIRED UP FOR ANNUALSOUTHWEST SHOWCASE OF HOMES

The front door of theMoore feature home byTLP Custom Homes inthe Southwest Show-case of Homes.

PHOTO BY PAUL B. SOUTHERLAND,THE OKLAHOMAN

EVENT: | 40 NEW HOMES IN 24 SUBDIVISIONS WILL BE FEATURED

BY TIM FALLSpecial [email protected]

SEE SHOWCASE, PAGE 2F

2F SATURDAY, SEPTEMBER 11, 2010 THE OKLAHOMAN | NEWSOK.COMREAL ESTATE

ble,” especially in high-traffic areas, Pollard said.

Energy efficiency was amajor concern in thehome’s design, with foamand fiberglass insulationpumping the walls up to anR-19 value and protectingthe attic with an R-40 val-ue.

Two separate 14-SEERheat and air systems willprovide “a lot more com-fort between the upstairsand downstairs,” Pollardsaid.

Those features, alongwith vinyl, low-E win-dows, mean the home’sbuyer should expect “bigenergy savings and a high-er comfort level immedi-ately,” Pollard said.

Haworth said all theShowcase homes reflectcurrent trends and de-mands of the market.

This year, he said,“Market trends seem to belarger-footage houses withfewer amenities or smallerhomes loaded with amen-ities.”

In addition to Pollard’sfeatured home, the South-west Showcase of Homesis highlighting a projecthouse at 12616 Olivine Ter-race in Oklahoma City’sRockport addition, built byJohn Baxter of JB HomesLLC. Rockport is off SPortland Avenue betweenSW 119 and SW 134.

Haworth said he expect-ed a good turnout for theweeklong Showcase de-spite the slowdown inhome sales. The lowest in-terest rates in 50 yearsmeans there is still “a rea-sonable amount ofbuyers,” he said.

Marvin Haworth, board member of the Southwest Home Builders, and Tom Pollard of TLP Custom Homesshow the entry of the home that Poillard built at 1113 Ryan Road in Moore as one of two feature homes for theSouthwest Showcase of Homes today through Sept. 19. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN

Showcase: 40 new homes featuredFROM PAGE 1F

The large L-shaped island is the only boundary in the the kitchen in the featurehome by TLP Custom Homes. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN

The walk-in master closet in the feature home at 1113 Ryan Road is loaded withstorage space. PHOTO BY PAUL B. SOUTHERLAND, THE OKLAHOMAN

Right: A step-in showerand double vanity arefeatures of the masterbath in the Moore fea-ture home built by TomPollard for the South-west Showcase ofHomes.


A fountain water featureis near the front porch ofthe feature home at 1113Ryan Road in the RockCreek addition in Moore.


Prudential Alliance Realty hasadded four residential real estatesales associates to its OklahomaCity-area sales force.

Miranda Roberts has joined thecompany’s office at 4101NW 122. Sheis an Oklahoma City native and agraduate of Putnam City HighSchool. She is a member of the Na-tional Honor Society.

Vivian Housh has joined the com-pany’s office at 3400 N MustangRoad in Yukon. She has sold homesin seven states. She has lived in theYukon area for the past 31 years.

Paula Samsel and Angela Gloverhave joined the company’s office at

1500 SW 104. Samsel has lived in themetro area for 44 years and previ-ously worked with Prudential Alli-

ance Realty. Glover comes with pre-vious real estate experience and alsohas worked as a hair stylist.

Prudential Alliance adds four associates

Miranda Roberts

Paula Samsel Angela GloverVivian Housh

THE OKLAHOMAN | NEWSOK.COM SATURDAY, SEPTEMBER 11, 2010 3FREAL ESTATE

DEAR MI-LING: We moved into ournew house four months ago. We boughtnew furniture for the whole house anddecorated all the rooms except our bed-room. We kept our dressers because theywere in good shape, soI painted them white togive a fresh look.

Now I’m looking fora used antique-lookingheadboard to completethe room. I have notbought pictures, lampsand a mirror for mydresser because I amstuck on this headboard. I do not wantto spend a lot of money because I know Ican find what I need in garage sales andused furniture stores. I am a licenseddecorator but could use some help.

My house is rustic and beach-style,but I also have a few antiques. Pleasehelp me.

Natalie G.DEAR NATALIE: As a decorator, you

are used to getting everything just per-fect for your clients. But Rome wasn’tbuilt in a day. Take a few breaths andjust relax. Don’t be in a hurry to create

your masterpiece.Take the time to get a feel for how you

really want to live in that space. Afterall, your bedroom is one of the mostimportant spaces in your new home.

Here are a couple of ideasto help you find just theright headboard:

Consider buying a head-board from an unpaintedstore and then paint anddistress the piece yourself —that way you’ll get the lookyou want at a great price.

I have found some won-derful pieces of furniture in the scratchand dent rooms or a backroom sale areaof my favorite high-end furniture anddepartment stores.

Since you’re looking for a distressedheadboard, a few dings won’t make ahuge difference, and oftentimes a piececan be easily repaired. At least you willhave a great-quality piece.

Good luck on your hunt.Now go out and create your own

unique comfort zone!

If you have a decorating dilemma, contact Mi-Ling Stone Poolethrough her website, www. Mi- Ling.com.

Headboard huntdelays room’s finish

Mi-LingStonePoole

ASKMI-LING

If You Have Something To SellClassified Can Do It — Call 475-3000

The Listing of the Weekis a large house with elab-orate gardens and land-scaping on a 1.4-acrewooded lot in southeastEdmond.

The 3,993-square-foothouse has four bedrooms,3½ baths, two livingrooms, three dining areasand an attached three-cargarage. The main livingroom is sunken with a fire-place and wet bar. Thekitchen has a cathedralceiling, eating space andcenter island. The masterbedroom has a skylightand bath with double van-ities. Recent updates in-clude custom wood shut-ters, hand-scraped woodfloors, tile floors, manywindows and granitecounter tops. An upstairsbedroom has a kitchenetteand could be for a caregiv-er, teen or could be a mediaroom. There is a decorativepond, covered patio andopen deck, security systemand underground sprin-kler.

Built in 1985, it is listed

for $490,000 with DawnDavis-Rutledge of RE/MAX First. Open house isfrom 2 to 4 p.m. today andSunday. From Bryant Ave-nue and NE 122, go east toDutch Forest Place andthen north to the house.

Nominations for Listing of the Weekare welcome. Send information onsingle-family homes to The Oklahoman,Richard Mize, P.O. Box 25125, OklahomaCity, OK 73125. Nominations may befaxed to 475-3996.

LISTING OF THE WEEK

Home offers room to grow

The Listing of the Weekis at 12401 Dutch ForestPlace in southeast Ed-mond. PHOTO PROVIDED


It’s not possible to lookat the Solano’s tile roof,stucco walls and exteriorwith all those windowswithout thinking of sun-shine. High arched win-dows on every exteriorwall of this contemporaryMediterranean-stylehome add drama, insideand out, while capturinglight from every possibleangle.

In the front, stuccocolumns with archedopenings separate thedriveway from a lushlyplanted entry courtyard.Stately columns flank thelofty gabled entryway.Viewed from the rear, theSolano is equally attrac-tive. The exterior of thehexagonal great room,graced by high-archedmultipane windows onthree sides, has a pan-oramic view. A patio addsto the effect, wrappingaround the entire backexpanse.

The spacious countrykitchen is open to thevaulted great room, withonly an eating bar be-tween. Other amenitiesinclude generous counterand cupboard space, astep-in pantry, built-inrange and oven, and anadditional oven and mi-crowave combination.

At the juncture ofkitchen and great room,an open stairwell spiralsup to a wide vaulted loftthat is open to the greatroom at the rear and theentryway in front. It has asloping ceiling with stor-age access on two sides.To convert this space to acozy library retreat, sim-ply bring in some book-shelves and a couple ofeasy chairs.

Bedrooms are locatedat opposite ends of theSolano. The sumptuousowners’ suite features two

walk-in closets, spa tub,skylights, shower, privatewater closet and twinvanities. The other twobedrooms each have theirown bathroom. Utilitiesare convenient to thesebedrooms as well as thegarage.

For a review plan, in-cluding scaled floor plans,elevations, section andartist’s conception, send$25 to Associated Designs,1100 Jacobs Drive, Eugene,OR, 97402. Please specifythe Solano 11-005 andinclude a return addresswhen ordering. For moreinformation, call (800)634-0123.

HOUSE PLAN

Solano’s Mediterraneanstyle welcomes the sun

Lisa Stockton has joinedParadigm AdvantEdge Re-al Estate, 16301 N MayAve., as a residential realestate sales associate.

Stockton has been sell-ing real estate in the metroarea for four years. She haslived here for 14 years, andstudied business at War-ner Southern University inFlorida. Previously, sheworked in retail sales.

AssociatejoinsParadigm


Q: My house has acontinuous ridge vent inthe attic and two gablevents (one on each endof the attic). However, ithas no soffit vents at all.I’d like to install somebut I’m not sure whatkind are best. Is it bad tohave more ventilation atthe eaves than at theridge? Any tips are ap-preciated.

A: For the typical attic,ventilation is achieved byinstalling a series of lowvents along the eaves orsoffits of the roof, and aseries of high vents alongthe roof’s ridge or gableends.

Since the air in the atticis warmer at the ridgethan it is at the eaves, thenatural upward move-ment of the warmed aircreates a current of mov-ing air. The low vents actas air intake vents and theupper ones act as exhaustvents — lower temper-ature air is drawn inthrough the low vents,pushing the higher tem-perature air out the highvents. Without the lowventilation, as is the caseof your attic, you aredependent solely on windpressure to move air inthrough one of the highvents and out through theother, which doesn’t workvery well.

You want to use a ratioof approximately 1 squarefoot of ventilation area forevery 300 square feet ofattic area, including at-tached garages. That ven-tilation should be equallydivided between high andlow vents. So, simplydivide the square footageof your attic by 300 to getthe total amount of venti-lation required, then di-vide that number by 2 todetermine approximatelyhow much should be highand how much should below.

Ideally, you want tokeep the amount of highand low ventilationroughly equal, and youalso want to keep the lowvents roughly balanced oneach side of the house. Inother words, don’t put allthe low vents on one sideand none on the other.However, as long as youinstall the correct totalamount of ventilationrequired for the entireattic, if you have a littlemore low than high itwon’t matter.

The type of soffit ventsto use depends on theconstruction of yourhouse. If you have opensoffits, where you canlook up and see the un-derside of the roofsheathing, you can re-move some of the solidwood blocks between therafters and replace themwith screened eave vents.If you have a closed soffit,which means the under-side of the rafters arecovered, you need to cut aslot through the soffit andinstall long continuoussoffit vents, of whichthere are several types on

the market. And in addi-tion to the new vents,make sure all your ex-haust fans are vented tothe outside to preventmoisture problems in thefuture.

Q: We have two fairlynew appliances (dish-washer and convection-microwave) that arebisque (color). Our pre-sent stove is bisque andthe fridge has woodpanels on the doors tomatch the cabinets. Ihave found a fridge andstove in bisque but nowam beginning to wonderif the way to go is withstainless steel. Will thebisque “date” thehouse?

Merillat cabinets (thebrand we now have) dohave bisque laminatecabinets, but then I’mthinking everything bis-que may be way overthe top. This is the part Ihate about doing any-thing in the house — toomany decisions!

A: I definitely sympa-thize. Too many deci-sions, and a lot of them,especially when you’redealing with the kitchen,can be quite expensive. Assuch, you need to makeyour decisions based onwhat’s practical and af-fordable, not just onwhat’s currently popular.Discarding perfectly goodappliances doesn’t makeany sense.

Stainless-steel ap-pliances are hot, and havebeen for several years. Isuspect they’ll remain sofor quite awhile, sincethey look classy and blendwell with a wide varietyof cabinets, counters andflooring. Black appliancestend to do the same thing,and while they’re not nowa hot trend, they tend toremain relatively popularyear after year.

Bisque will probablydate the house to somedegree, but it’s such aneutral color that I don’tthink it would be a hugeturnoff to a potentialbuyer. One thing I wouldstrongly recommendagainst is bisque cabinets!As you mention, thatwould be way over the top.What’s now popular in theway of cabinets is neutral,softer-grained woods suchas maple and alder.

Finally, try not to gettoo stressed. Don’t look attoo many options. After awhile it all gets confusingand overwhelming, and ittakes the fun and excite-ment out of remodeling.

Remodeling and repair questions?E-mail Paul Bianchina [email protected]. All productreviews are based on the author’sactual testing of free review samplesprovided by the manufacturers.

INMAN NEWS

Soffit ventshelp provideventilation

PaulBianchina

HANDY @ HOME

Chona Baker has joinedthe Paradigm AdvantEdgeSooner Road office, 5601SE 67, as a residential realestate sales associate.

She has an MBA from

Oklahoma Christian Uni-versity and previously hada real estate license in Cali-fornia for six years. She hasbeen licensed in Oklahomafor four years.

Paradigm AdvantEdge adds associate


DEAR BARRY: I am aRealtor with 10 years undermy belt. I’ve attendedhundreds of home inspec-tions and have workedwith dozens of home in-spectors who are thor-ough, professional and re-liable, who provide accu-rate disclosure, withoutwhitewashing the truth orgoing overboard with neg-ative comments.

But last week, I watcheda home inspector literallyoverwhelm the buyerswith a multitude of thingsthat “could go wrong inthe future,” commentsthat were not based onwhat was but what couldpossibly happen. Besidesthis, comments in his re-port turned out to be inac-curate.

For example, he said theroof rafters were not rein-forced with collar ties.This turned out to be un-true. And he said there wasmold on the roof rafters.This, in fact, was lumber-yard mildew, commonlyfound on new wood fram-ing.

I don’t mind a deal fall-ing through because ofgenuine defects, but thiswas entirely unjustified.Could you please shareyour thoughts about this?

LisaDEAR LISA: It is always

disappointing to hear ofhome inspectors who per-form their work in waysthat are inappropriate andunprofessional. Excessiveexamples such as this are

unusual, but they do exist.They cause financial dam-age to individuals, andthey damage the publicperception of the home in-spection profession.

If this inspector is an af-filiate member of your Re-altor board, perhaps thereis a complaint processwhereby he would beobliged to appear and toanswer specific questionsregarding the alleged er-rors in his recent inspec-tion and report. If he is amember of an establishedhome inspection associ-ation, such as the Ameri-can Society of Home In-spectors, the National As-sociation of Home Inspec-tors or a recognized stateassociation, it might bepossible to file a complaintin that venue.

Another thing you cando is to send the inspectora letter, specifically listingthe details of your com-plaint, with signaturesfrom both agents and bothbrokers in the transaction.If he realizes that he hasincurred the displeasure oftwo local real estate offic-es, he might reconsider theways that he conducts hisbusiness.

DEAR BARRY: Thehome we are buying has agarage that was convertedto a bedroom, bathroomand laundry room. Thesellers disclosed that thiswas done without a build-ing permit. We’re worriedabout what the buildingdepartment might do ifthey discover this non-permitted conversion.What do you recommend?

MikeDEAR MIKE: Consult

the local building depart-ment to learn its officialposition regarding unper-mitted garage conversions.Municipal agencies havedifferent policies in thisregard. Some building de-partments are busy andtend to look the other way;some are very strict andactively enforce violations;some only take actionwhen they receive a com-plaint from an unhappyneighbor; some allow ga-rages to be converted witha permit; and others do notallow garage conversionsunder any circumstances.

Above all, you don’twant the city ordering youto restore the garage afteryou’ve taken possession ofthe property. Undoing aconversion of that kindcould cost thousands ofdollars. Before proceedingwith the purchase, find outwhere you stand with theauthorities.

To write to Barry Stone, visit him on theWeb at www.housedetective.com.

ACCESS MEDIA GROUP

Inspector doesn’tmeet inspection

BarryStone

INSPECTOR’S IN THEHOUSE

Linda Lane has joinedParadigm AdvantEdge’ssouth office at 1530 SW 119as a residential real estatesales associate.

Previously, she was of-fice manager for BellChemical Co. before be-coming a licensed real es-

tate agent and Realtor 13years ago.

She earned several salesachievement awards fromher previous brokerageand is working toward theSenior Real Estate Spe-cialist professional desig-nation.

Associate joins company’s south office

Linda Lane

Dawn Krencicki has been hired as officemanager for the Paradigm AdvantEdgeSooner Road office at 5601 SE 67.

She is a licensed real estate sales associ-ate and has been selling real estate in themetro area for the past four years.

Previously, she worked in administra-tion for legal, mortgage and petroleumfirms.

She also is owner and operator of asmall business that researches and recre-ates authentic historical costumes.

Paradigm AdvantEdge office has new manager

7FSATURDAY, SEPTEMBER 11, 2010THE OKLAHOMAN NEWSOK.COM

8F SATURDAY, SEPTEMBER 11, 2010 NEWSOK.COMTHE OKLAHOMAN









WASHINGTON — If you fit theprofile — typically buyers withlittle cash on hand or small-scaleinvestors looking for a deal on aforeclosed house — a little-publi-cized national lending programcould be what you need this fall.

Here’s what it offers:› Minimal down payments: 3

percent for buyers who plan tolive in the house, 10 percent forinvestors. Most of your downpayment can come from docu-mented gifts from relatives orothers with no direct connectionto the transaction.

› No requirement for an ap-praisal on the property unlessyou’re applying for additionalmoney to renovate the house.This is crucial because lowballappraisals can be deal killers, es-pecially when the house needscosmetic or other repairs.

› Generous “seller contribu-tion” limits of up to 6 percent ofthe price, effectively reducing thecash you’ll need to pay closingcosts.

› No requirement for mortgageinsurance coverage, despite thehigh loan-to-value ratio.

› Credit scoreminimum of 660,compared to the700-plus scoresmany lenders de-mand for conven-tional loans on fa-vorable terms.

› Maximumloan amounts tiedto standard con-ventional loan limits: $729,750 inthe highest-cost markets,$625,500 in others, and $417,000everywhere else.

Who is offering such an un-usual package of come-ons in anera of stringent underwriting re-quirements? It’s Fannie Mae, themortgage investment giant thatgot into trouble when the housingbubble burst and is bleeding redink under federal conservator-ship. Fannie is saddled with aportfolio of tens of thousands offoreclosed homes. It needs to sell

those houses, is willing to financetheir transfer to new owners, andhas come up with a program itcalls HomePath to do so. In re-

cent weeks,HomePath loanshave been rolledout throughmortgage brokersand a network of50 lenders, so it’sprobably availablein your area.

The basics:HomePath is restricted to FannieMae foreclosure holdings. Thelistings can be viewed by state atwww.HomePath.com. Partici-pating real estate brokers are list-ed; Fannie Mae will only entertainoffers that come through thosebrokers.

Most properties are open tobids from owner-occupantbuyers and investors, but somedesignated “First Look” are re-served for bids from owner-oc-cupants during the first 15 daysafter listing.

There are two main optionswith HomePath: mortgage fi-nancing to buy the house “as is”;and “renovation” financing,where Fannie loans additionalamounts for “light to moderate”fix-ups, such as a roof repair orreplacing a heat-and-air system.

Standard HomePath listingsare in “move-in condition,” ac-cording to Fannie. That is, thecompany has inspected them,performed at least cosmetic re-pairs as needed and determinedthem to be structurally soundwith no code violations and allsystems in working order.

Listings eligible for renovationfinancing generally require somework to be funded through add-on amounts to the mortgage thatare held in escrow by the lenderafter closing and disbursed as re-pairs are completed during thesucceeding six months. Maxi-mum rehab amount is $30,000 or20 percent of the projected “ascompleted” value of the house.

Interest rates on both options

are slightly higher than prevailingconventional or FHA-insuredloan rates. Peter Boutell, co-owner of Santa Cruz Home Fi-nance in California, said that inmid-August, when 30-year fixedrates on owner-occupied homeloans dropped to 4 3/8 percent,applicants making less than 20percent down payments were re-quired to pay mortgage insurancepremiums that pushed their ef-fective rate to about 4 7/8 per-cent. At that time, HomePathloans with 5 percent down pay-ments were available at 5 1/8 per-cent.

Are there potential downsidesto HomePath? Yes. Though Fan-nie Mae said it owns foreclosedhouses in a wide variety of neigh-borhoods, mortgage brokers saythey are more likely to be found inlower- to moderate-priced areasthat took deeper hits when thehousing market unraveled.

E-mail Ken Harney at [email protected].

WASHINGTON POST WRITERS GROUP

Loan program aids deals on foreclosed houses

KennethHarney

THE NATION’S HOUSING


Oklahoma CityCharles Bodiker, 17601

N Pennsylvania Ave.,school, add-on,$3,600,000.

U.S. Employees FederalCredit Union, 2705Northwest Expressway,bank, erect, $1,000,000.

Braum’s Inc., 7512 SMay Ave., restaurant,erect, $750,000.

Lippert Brothers, 6501NE 50, hospital, add-on,$700,000.

Maccini Construction,535 NW 9, office, remod-el, $400,960.

Embree Construction,1901 Northwest Express-way, retail sales, remodel,$335,000.

Penn Crossing LP,Sooner Investments, 2117NW 23, retail sales, re-model, $300,000.

Justice Homes Inc.,16312 Josiah Place, resi-dence, erect, $299,500.

Kirk Brown Homes, 901NW 196 Place, residence,erect, $280,000.

Justice Homes Inc.,16212 James ThomasCourt, residence, erect,$276,000.

Remington BuildersInc., 13401 AmblesideDrive, residence, erect,$240,000.

S&D Homes, 8400 NW62, residence, erect,$240,000.

Willis (Don) CustomHomes Inc., 11205 SW 37Court, residence, erect,$220,000.

RW Custom HomesLLC, 1913 NW 193 Circle,residence, erect,$210,000.

Cobanks ConstructionInc., 3128 SW 139, resi-dence, erect, $201,000.

J.W. Mashburn Devel-opment Inc., 2713 SW 141,residence, erect,$200,000.

Joe Roberts Construc-tion Co., 8404 HeatherGlen Drive, residence,erect, $200,000.

Jeff Click Homes LLC,17601 Sparrowhawk Lane,residence, erect,$190,000.

Coy League HomesInc., 12821 NW 6, resi-dence, erect, $182,000.

Baer Hall Homes, 400SW 171, residence, erect,$180,000.

Renaissance CustomHomes LLC, 12220 Bilt-more Drive, residence,erect, $170,000.

Sycamore DevelopmentLLC, 6500 S Indian Me-ridian, residence, erect,$170,000.

Timber Craft HomesLLC, 7709 Harold Drive,residence, erect,$165,000.

Bradbury Homes Inc.,11741 SW 17, residence,erect, $160,500.

Bradbury Homes Inc.,11733 SW 18, residence,erect, $160,500.

Mitchford Construc-tion, 1305 NE 16, resi-dence, erect, $152,000.

Mitchford Construc-tion, 1309 NE 16, resi-

dence, erect, $152,000.Dodson Custom Homes

LLC, 9028 NW 82, resi-dence, erect, $138,600.

Dub Stone Construc-tion Co., 21330 SE 103,residence, erect, $135,000.

Jeff Click Homes LLC,2224 NW 172, residence,erect, $130,000.

Dodson Custom HomesLLC, 9016 NW 83, resi-dence, erect, $127,400.

Jersey Mike’s Subs,6401 Northwest Express-way, restaurant, remodel,$125,000.

Lenell Cheatham, 7800N Post Road, manufac-tured home, move-on,$120,000.

Leonhardt EnterprisesInc., 5108 SE 79, resi-dence, erect, $119,000.

Leonhardt EnterprisesInc., 5113 SE 79, residence,erect, $119,000.

Jacobs EngineeringGroup, 1123 NE GrandBlvd., parking, install,$110,000.

Barbour & Short Con-struction, 4801 NW 16,school, remodel,$100,000.

Ideal Homes of Nor-man LP, 18404 AguaDrive, residence, erect,$97,000.

Home Creations, 12012SW 10, residence, erect,$90,700.

Dodson Custom HomesLLC, 2208 NW 195, resi-dence, erect, $88,500.

Quality Construction,3109 Somerset Place,residence, add-on,$80,000.

Ideal Homes of Nor-man LP, 2612 Fountain-grass Road, residence,erect, $77,000.

Central OklahomaHabitat For Humanity,524 SE 26 Circle, resi-dence, erect, $75,000.

Central OklahomaHabitat For Humanity,8500 N Phillips Ave.,residence, erect, $75,000.

Central OklahomaHabitat For Humanity,8532 N Lindsay Ave.,residence, erect, $75,000.

Central OklahomaHabitat For Humanity,8504 N Phillips Ave.,residence, erect, $75,000.

Central OklahomaHabitat For Humanity,8573 Durland Way, resi-dence, erect, $75,000.

Central OklahomaHabitat For Humanity, 701NE 85, residence, erect,$75,000.

Central OklahomaHabitat For Humanity, 617NE 85, residence, erect,$75,000.

Central OklahomaHabitat For Humanity,8517 Hurst Court, resi-dence, erect, $75,000.

HSE Architects, 4221 SWestern Ave., medicalclinic-office, remodel,$73,500.

Specialty ConstructionServices LLC, 204 N Rob-inson Ave., shell building,remodel, $70,000.

J&R Construction,4004 NW 44, accessory,erect, $60,000.

Ideal Homes Of Nor-man LP, 1625 NW 143,residence, erect, $57,000.

HSE Architects, 4221 SWestern Ave., medicalclinic-office, remodel,$50,500.

Mendez Construction,12 W Memorial Road,retail sales, remodel,

$50,000.Mustang Construction,

3409 N Military Ave.,duplex, fire restoration,$50,000.

Mustang Construction,3411 N Military, duplex,fire restoration, $50,000.

Newport Cos., 15220 NWestern Ave., business,remodel, $50,000.

Caf Construction LLC,2612 SW 44, residence,add-on, $43,500.

Formed ConstructionLLC, 5840 N ClassenBlvd., retail sales, remod-el, $40,000.

Turnage ConstructionInc., 10000 Olde TuscanyRoad, storage, erect,$40,000.

Gunner Baker, 16701 SMidwest Blvd., manu-factured home, move-on,$38,000.

William Bert Cooper,12817 Plum Hollow Drive,accessory, add-on,$36,000.

Huddleston Construc-tion Co. LLC, 16809 Kier-land Court, residence,add-on, $35,000.

Natalie and MichaelStuck, 2500 NW 31, resi-dence, remodel, $30,000.

Quality RenovationsLLC, 4829 N May Ave.,restaurant, remodel,$30,000.

Todd Cantrell, 3704 NWestern Ave., retail sales,add-on, $30,000.

Southwest Builders,8509 NW 106, residence,add-on, $29,000.

Kinser Construction,2616 S Vermont Ave.,office, remodel, $25,000.

Price Edwards & Co.,6601 Broadway Exten-sion, office, remodel,

$25,000.Price Edwards & Co.,

6601 Broadway Exten-sion, office, remodel,$25,000.

Steve and Erin Roberts,3000 NW 24, accessory,add-on, $25,000.

Brad Maselli, 11818 SW15 Terrace, manufacturedhome, move-on-mobilehome park, $25,000.

Joe Roberts Construc-tion Co., 9001 NW 84Terrace, residence, erect,$21,000.

RCR Roofing Co., 3504NW 66, residence, re-model, $20,000.

Brandi Walker, 4800Foster Road, manufac-tured home, move-on-mobile home park,$20,000.

Brandi Walker, 4800Foster Road, manufac-tured home, move-on-mobile home park,$20,000.

Marla Adams, 3711 SW23 Place, manufacturedhome, move-on-mobilehome park, $20,000.

Rose Martinez, 513 SE21, residence, add-on,$20,000.

Ceasar Davis, 729 NE79 Place, residence, firerestoration, $15,700.

Syed M. Hasan, 3620NW 39, restaurant, re-model, $15,685.

Richardson Roofing &Construction, 7309 NE134 Circle, residence,add-on, $15,000.

Cindy Tran, 2705 NHudson Ave., residence,install, $15,000.

Dove Science Academy,919 NW 23, canopy-car-

Permits

SEE PERMITS, PAGE 18F

Family Home

AUCTION$5,000 Opening Bid

Tues. Sept. 21st 6:30 pm725 Musgrave Blvd. OKC

Open Houses:Sept. 12th & 19th

20bid30.com918/639-7653

Bid Loud AuctionsKeller Williams Realty

3bd, brk, 2car, ch&a, fncdbkyd $600/$600dep no

pets 632-2328/306-5437

8144 NW 25th, 1700 sf,3 bed, 2 bath, 2 liv areas,fp, dbl gar, fenced yd, nopets, no sec. 8, $500 dep,

$800 mo. 947-5858

3 bed, 2 bath, 2c gar, Du-plex in PCN area, quietneighborhood, $750+de-

posit, Call Keith405-413-2555

Warehouse/OfficeI-40 & Meridian,

2200-4819sf, 946-2516

GREAT SpaceOFFICEConvenient

NW Locations:I-40 & Meridian

NW Expressway & MayBritton/Lake HefnerParkway 200-6000sf

946-2516

1, 2 & 3-Room Suites$150 & up ¡ 50th & N.

Santa Fe area 235-8080

2100 Sq Ft Office/Warehouse

4309 SW 119th Fullyinsulated, 130k BTU Hi

Eff Heater, 3 phase elec-tric, ADA bathroom, 14'overhead door and walk-thru 825/month WWS

Development, LLC405-692-6123

OVERHEAD DOORS525-6671

3410 SW29th 1,080sf $3503414 SW29th 1,200sf $4253426 SW29th 1,080sf $3903518 Newcastle 1,200sf$4353520 Newcastle1,280sf $390

1134 West Main 6000sfwarehouse space avail

downtown, overhead doors$2000mo $1000dp 409-7989

VERY, VERY QUIET!Near mall, schls, hosp,

Try Plaza East•341-4813

SENIOR LIVING 55+1 BED APTS. 348-4065

1 & 2 BEDROOMS,QUIET! Covered ParkingGreat Schools! 732-1122

ACREAGE HOMESITES AVAILABLE» The Ranches at Olde

Tuscany 1+Ac Moore Schls» Olde Tuscany III

5-10 ac Moore Schools» The Timbers 5 ac

Moore Schools» Montecito 1+ ac

Norman Schools» Belleau Wood

1+ ac Edmond Schools» Stillbrook Glen 2.5-10ac Bridgecreek Schools

Call Mike 317.0582landmarkfinehomes.com

Visit one of our fullyfurnished model homes

today! *We build onyour lot or ours*

17 acres w/ 870 sf ma-sonry/timber cabin, eastof Big Cedar, OK on Hwy63, surrounded by Qua-chita National Forest, Ki-amichi river runs thruSW corner. HUNTING,FISHING, HIKING. Cabincomplete w/kitch, bath,lrg living rm/BR, wood-burning FP, rural elect,w/well & septic syst.Appraised $80,000 ownerwill take best offer at orabove appraised value.405-396-2616, owner

FOR SALE BY OWNER:

4008 acres all in oneparcel. Approx. 10 miSW of Sayre, OK. Haystack Creek and othercreeks run through the

property. Big trees, goodhunting, good cow opera-tion, corrals, ponds. $695per acre. 806-248-7224

or 806-676-6503 or night806-354-0253

40 Acres prime farm landBeautiful views, clover &bermuda grass, 2 ponds,fenced, great for cattle,horses. Utilities avail.

Lightning Ridge, in Ada.OWNER FINANCING

$117,000 • 405-452-3229

1N to 10A, E. of OKC,pay out dn. before 1st pmt.starts, many are M/H readyover 400 choices, lg trees,some with ponds, TERMS

Milburn o/a 275-1695paulmilburnacreages.com

5 ACRES Sundance nearHefner & Sara. Piedmontschls, city water, horses

OK seller may finance$74,900. Marian 850-7654Cleaton & Assoc 373-2494

3 acres-Unique bus. loc.2800sf house, delightfulscenic living, stor./shop,360 ft frontage 10th St.

8701 NW 10th, 787-2840

1-28 acres » All AreasOwner Financing

Woodlake Properties405-273-5777

www.property4sale.com

Home & 12 Ac. in Carney,barn & wrkshp, livestock

rdy. $79,900 Karen405-623-7386, Ronck RE

3.5A Nice large homeWash. sch. 417-2176

www.homesofokcinc.com

2000 ft 2 story 2.5 AU-fix $39K cash 417-2176www.homesofokcinc.com

6A Mustang 29K CashGreat Buy 417-2176

www.homesofokcinc.com

CLOSE IN NOBLE5 wooded acres, $173.71per month. 226-2015co

CHECK THIS OUT!10ac, Memorial & Ander-son Rd. $114K 821-5372

Price Reduced $5000Extra sharp 2bd 1.5ba2-car, ch/a, new roof &

siding, only $54,900Fidelity 692-1661

AUCTION10AM, 9/18: The Ven-

tress Ranch, Lexington,OK. 376+ Acres, 4000 SF

Executive Home, Pool,3000 SF Deck & Cabana,

36x72 Shop, Pasture,Meadows, Woods! No

Minimums - No Re-serves! Adjoins Wildlife

Refuge! Viewings Sept 4,5, 6, 11 & 12, 10AM -

5PM. JB Robison Auc-tioneers 918-256-5524

JBRauctions.com

McClellan Creek RanchTX3520 +/- Ac*11 +/- Ac

Lake/Bass *Deer*Turkey*Quail*House*Live Water*Springs*Ponds*Meadows*Johnny Street 806-847-7400www.streetsrealestate.com

BANK OWNED 3/1.5/2, blt84, .97 acres, ch/a, trees,$59.9Arlene CB 414-8753

4005 Corbett • 473-3247www.homesofokcinc.com

Beautiful 3 bed 3.5 ba 3car garage on 1.5 acres.Great location. Possibleowner carry. No bankqualifying »» 413-2711.

4/2/3 $184,000, 2048 sfStorm shelter, sprinklers(405)476.8207 Photos atowners.com/DAD0343.

OWNER FINANCING$2000 down. no credit ck522 E Douglas Dr $49K»» 410-8840 »»

7+ acres. Come buildyour dream home or land

can be subdivided.$125,000 Call for details

Fidelity 692-1661

EXECUTIVE HOMEGated community OwnerFinancing 405-641-0124

3201 Red Rock Dr, MooreThe Falls 2bed 2ba 1866$188,500 Call401.0551

Updated 3/2.5/2 1720sf,.42acres, 24x30 shop w/elec$115KArlene CB 414-8753

9620 NE 46 • 417-2176www.homesofokcinc.com

Sharp Spacious 4bed2-story home, great area,large dry basement (candouble for storm cellar),new carpet, fresh paint ch/a

Seller will pay all ofbuyer's closing costs

$99,750. Fidelity RE692-1661, 417-1963

Open Sunday 2-42237 NW 52nd-Belle Isle

1233 sf, 3/2/1, CHA,$106,900 call 850-6000

OWNER FINANCING$2000 down No Credit Ck2133 Cashion 2/1 $58,000

¡¡ 410-8840 ¡¡

OWNER CARRY,3bed, 1 bath, 1 car, ch&a,

remodeled, $4K down,1157 NW 81st, 348-2108.

2506 NW 20 Renov 4/2K /24621 NW 33 Terr Renov

4/2K /2 » 503-5057www.homesofokcinc.com

2609 NW 30th 3/1/11315sf 2-story, wood flrsneeds TLC $65K 227-5515

1449 NW 99 » 417-2176www.homesofokcinc.com

Extra cute 2bd 1.5ba, ch/a,2-car gar, only $51,500

Fidelity 692-1661

New & Remodeled Home1340 SE 41st. 3bed, 1ba,59,500 Michael 245-4008

FSBO, 3 bed, 1O bath, 2car, 2 liv, fp, alarm, exccond, $78,900, 824-4309.

2740 SW 46th Pl, 2/3bd,1ba, 1 gar/carport, 1900

sf, call 405-370-9241

NEW HOME on 1/2 acMOL $190,000-$216,000still time to pick colors &fixtures Sara Rd & NW164th. Call Marian for

more info 850-7654Cleaton & Assoc 373-2494

Rural Blanchard - 1920's2-story, 4 bed, 4 ba, 1.7ac, barn, $275K 485-3200

Nic. Hills Lease/purchase2762 sf. Beautiful 4 bed3 bath $249K 409-7877

MUSTANG SCHOOLS208 Woodgate Drremodeled tile &

laminate flr 3 bd 2 baapprox 1269' $120,000

Marian 850-7654 Cleaton& Assoc 373-2494

Lovely home in Yukon805 Vickery Ave.

3bd/2bth/2gar 1678 sqft$159,000 405-410-8001

Lake Texoma lot,Oakview Addition.

$6500. 580-504-3040

Manager Special!Get it while its hot!!

let us help you with yourmobile home movingcosts. Yukon Schools

call for details821-0297/495-1463

BACK TO SCHOOLSPECIAL! Free month'srent in. No applicationfee. wac Yukon schools3bd/2 bath. All electric.

Going fast. Call787-0136 or 495.1463

We'll PAY to haveYOUR Home moved toany one of Our parks.Conditions apply Call326-5728 for Details

Want FREE lot rent?Call for more info.Conditions apply

405-326-5728

Price Reduced! New3bd/2ba Mobile Homesalready on land located

in Shawnee, Prague,Cromwell & HarrahOwner Financing

Woodlake Properties405-273-5777

www.property4sale.com

Special Program Own Land/Family Land use land toget new home. Quick &E-Z Program. We do it allfor you. 1000 furniturepackage with purchase888-878-2971 405-204-4163

Repo or New Land/HomePackages set up on

1 to 5 acres. Quick & E-Z.Call for Details.

888-878-2971 405-635-4338

Guaranteed ApprovalOwn your own land,YOU'RE APPROVED

787-5004 THCOK.com

Inventory Clearance20% discount on StockHomes. We have every

size you need 787-4035

4 bd 2 ba on 1.5 acresclose to Waterloo & I-35

820-8330bannerhomesok.com

Deal of a Lifetime3bd, Vinyl sided, Shingle

roof $19,900 FREEdel/set 405-470-1330

4/2 Bath set up w/2.5Acres. Call for Details

888-878-2971 405-413-7257

3/2 Bath set up in quietpark. Ready to move in.

405-631-7600 405-602-4526

Mobile Home ¡ $65002-3 bed, 2 full baths

604-6973 or 642-8401

3bd 2ba DW on acreagew/pond. Less than $500mo, WAC 631-3609

DW on Acreage, 4 Bed/2Bath, 2350 sq ft, 2 cargarage ¡ 405-412-6236

14x80, 3bd, 2b, $2100.14x50, 2bd, 1b, $1500.Guthrie no title 513-4601

Repos 3x2 starting $19,900Del. 301-2454/517-5000

2200 sf 4x2, Newcastle301-2454/517-5000

Repo 10 acres 2200 sf, E ofCity. 301-2454/517-5000

DO NOT Call Unless…Foreclosure/Behind PaymtOverleveraged/Repairs

Call/Web 800-Sell-Now.com

I BUY HOUSESAny condition. No cost

to U 495-5100

WE BUY HOUSES1-800-SELL-FAST

www.1800sellfast.com

417-2176

Heard of a SHORT SALE?SELL YOUR HOUSE TODAY!Foreclosure/behind Pymts340-9879/HouseKings.com

I BUY & SELL HOUSES27 YRS EXP 650-7667

HOMESOFOKCINC.COM

I BUY & SELL HOUSES27 YRS EXP 650-7667

HOMESOFOKCINC.COM

OWNER FINANCE2blocks to boat ramp,

2 br, mobile homeREMODELED on 2 pri-

vate lots. 918-429-6650

Lakefront Mobile HomeLake Tenkiller, 3 bed,2 bath, Cute & Clean

$27,000 918-671-7158

New BricktownConvenience Store.

next to the New Hamp-ton Hotel. Established

2.5 years. Average sales$200K, Asking $150kobo. Lease $1000 mo.

For more info callMike 414-4049.

Owner of well estab-lished western Okla-

homa contract manufac-turer wishes to retire.

$4.5 million annualrevenue, $700K profit.» 918-748-7995 »

REDUCED TO SELL!Cash Flow Rental Prop.

Handyman SpecialsOwner financing avail.

1224 NE 19th $28,000107 SE 41st $38,5002118 N Prospect $28,000740 NE 36th $28,5005021 Fairmont $59,500Prices Negotiable Kruger Inv.Call Jim 235-9332/812-1657

Bank owned 18 units$350K, 16 units $549K,28 units $750K, Income

Property $500K earn 15%,also mortgages for sale.

Seabrooke Realty405-409-7779

Income Producing 2/1 fullyupdated duplex, 2674sf,brk $129.5k Arlene414-8753

New bldg, I-35 frontage,shop, ofc, kitchen, bath,heat/air, $1000, 412-7665

$200 OFF RENT1&2bedrooms. Spring TreeApartments. 405-737-8172.

Walford Apts 518 NW 12MIDTOWN District

Amazing! All electric,1bd 1ba, ch/a. Corner

Studio $550mo $450dpEfficiency $400mo $300dp

409-7989 no sec 8

LIMITED TIME SPECIAL$149 1st mo 525-1177Near OU Med Center.

MOMENTUM PROP MGMT

Spring SpecialLARGE TOWNHOMES

& APARTMENTS• Washer, Dryers, pools• PC Schools, fireplaces

Williamsburg7301 NW 23rd

787-1620

Washer/Dryer hookups» Free Basic Cable »

Large 1, 2 & 3 bedsHousing welcome

PC SchoolsFoxcroft Apts

6810 NW 16th 787-6655

Pick Your Own Special+ No App Fee! Some

restrictions applyLa Villa Apartments

848-6000 or 728-3432

The Plaza 1740 NW 17thK Off Special

1bd, 1ba 750sf, woodfloors, all elec, $450 mo,$200dp. No sec8 409-7989

2810 Dorchester Dr Apt 5spacious 2bd 1.5ba, largeliving area, ch/a, completely

remodeled, $575 moFidelity RE 692-1661

Briargate 1718 N IndianaK Off Move in Special!

800sf 1bd 1ba, cha, all elec,wood floor, $450mo, $200dep. No sec 8 409-7989

Beautiful 2bd TH lrg prvtpatio. Reasonable rent.

Call for SpecialWillow Walk, 789-2692

**ALL BILLS PAID**$149 1ST Mo. on 1 beds

946-0588 2 Beds, tooDREXEL ON THE PARK

2528 NW 12th 1bd 1baK off Special

900sf, $400mo $200dp409-7989 no sec8

LIMITED TIME SPECIAL$149 1st mo. ONE BED

371-4343 Great LocationMOMENTUM PROP MGMT

Furnished/UnfurnishedBills Paid» Wkly/MonthlyWes Chase Apts, Elk HornApts, Hillcrest 943-1818

800 N. Meridian: 1bd, allbills paid & weekly ratesavailable. 946-9506

MAYFAIR GARDENS His-toric Area! Secure, wash/dry hardwd flrs 947-5665

$199 MOVE IN SPECIAL2BED Townhomes $599

Windsor Village 943-9665

Mesta Park 804 NW 212bd 1ba 1000sf $625/mo$400dp 409-7989 no sec8

NW 50th and Portland,Remodel, from $525/mo.»» 405-692-5584 »»

Bills pd clean quiet furneff/1bd $100/wk&up 10&Penn 751-7238/640-9413

$99 Move-In Special1bd 1ba $295-350, stove,fridge, very clean 625-5200

Quiet Casady!2 Bed $525 751-8088

•ABC• Affordable, Bugfree, Clean » 787-7212»

$201 Total Move-In CostEnergy Eff., $301 movein/1 bd, $401 move in/2bd. $1 First Week RentWeekly Avail: Effic $115

1bd $125, 2bd $165Disability & Social Security

recipients welcome616 SW 59th, between

Western&Walker634-4798Drug free environment

Not all bills paid

$99 SPECIALLg 1bdr, stove, refrig.,clean, walk to shops.$325 mo. 632-9849


$99 Move In Special!!!Lg 1 and 2 Bdr, $325 to

$395 mo. 632-9849

523 SW 26th Garage Apt1bed 1bath Upstairs$325mo $175dp 409-7989

Yukon Rent Specials1 bd From $3592 bd From $4593 bd From $559

For info & specials 354-5855

2720 SW 74th unit 18,extra sharp 2bd townhouse,ch/a, built in appliances,washer/dryer hookups,patio area, only $550Fidelity RE 692-1661

8012 NW 7th Pl Unit 324extra sharp 1bd, 1.5ba,1-car garage w/opener,new wood floor in living

room, ch/a, $525Fidelity RE 692-1661

Grand Pointe Condo2 story remod, 3 bd, 3 ba,2 car, DR/LR w/FP, w/d,

gated, pool, tennis crt$1300 mo » 842-9699

2528 NW 40 2bd 1.5 bath$575mo »» 748-8520

www.redbudrealestate.com

3245 NW 50th #2442 bed 2 bath $550 mo

TMS Prop 348-0720

Luxury Grand Pointe2/2/2, w/d, fp, $850 +

$500 dep, 405-623-0139.

1 bedroom duplex withcarport and fireplace,$450, 8741 St GeorgeWay, 219-1000.

2 bed 1bath $500 mo,Sec. 8 Ok, $25 move-in,708 NE 25th, 204-4308

3615 NW 51st AmazingDuplex close to Baptist/Deaconess, 1300sf 2bd2bath 2car gar fireplace$900mo $900dp. Mustsee! 409-7989 no sec 8

New Luxury Duplex13516 Brandon Place3/2/2, fp, Deer Creek

Schls, near Mercy. Modelopen 10-4 842-7300

Nice Lrg 1bd 2 din, applsw/d hookup 2419 NW 12

$399 no pets/no sec 8301-5979 557-1288

Upstairs Cute & Cozy 1bed, $300 dep. $470 moall bills paid, 706-3972

Brand new duplexes, 3 bd2 ba, 2 car, gated comm,call Rick, 405-830-3789.

Nice Efficiency$345 plus electric

1608 NW 16th 232-9101


Jones/Choctaw 4 bed,1.5 ba, $750+$750 dep.Jones schl 405-620-5122

2 bed, 1 bath, gar, stove,frig, ceiling fans, newpaint, total electric, nosmoking, no pets, $500mo, $200 dep, 474-5839.

3 bed, 1-2 bath, ch&a,2c garage, $675 month,$400 dep, 405-401-5538

HOMES FOR LEASEwww.executivehome

rentalsokc.com3-4BRs $1000-$3000

Welcome Home877-884-7434

313Whitman Ct3/2/2$11952616AshebriarLn4/3/2$19002712SummrstTrl3/2/2$1000Express Realty 844-6101www.expressrealtyok.com

1908 Bradford Way, 3bd,2ba, 3car gar. 1862 sf.Neighborhood park$1200/mo. 405-315-7965

3bd 2K ba, 1400sf stv,frig, d/w, 1317 Mary Lee$825+$400 dep 478-3060

Need a great elementaryschool? State's best schltest scores! 3bd, 1.5ba,1.25ac, fncd yd, beautifulhome, new ch&a, newwind. $1100mo 413-1830

817 Hunters Run $11001804sf, 3bd/2ba/2car,Open Thursdays 6pm

9100 Jennifer Pl 3/1/1$5253605WoodsideDr3/1/1 $475

681-7272

1002 Bell Dr. 2 bd, 1ba,1c, brk, no pets/smoking$650+dep. 787-8099.

3bd 2ba, nice, Sec 8 ok228 Windsor Way ch&a

w/d hkup $550, 436-4648

EXECUTIVE HOMEGated community

405-641-0124

1808 SunriseDr 3/1.5/2$800Home&RanchRlty794-7777




1000 Edinberg. 4BR/2BA,2 car, $1050/mo. + $1000deposit. 818-2703

Block 42 in downtownOKC 2/2/2 $2200 month

CALL 405-231-2119Welcome Home Sales &Management Services

40 acre ranch with 4stall horse barn & ridingarena 4/3/3, 3650 sq/ft$4000 a month. CALL

405-231-2119 WelcomeHome Sales & Manage-

ment Services

3bd 1.5ba 1car ch&a, sec8 welcome $50 Move In!

2708 N Lyons Drive$741 mo + dep 204-4308

Section 8, nice 3 bed, 1bath, remodeled. 1620NE 20th. 405-414-7450

229 NE 16th 4bd 2baimmaculate, min. fromBricktown, 436-4648

CasitaBlanca ContemporaryCondo 2618 NW 50 2bd2ba 2car $1250mo $1000dep 1300 sf StainlessAppls, California Closetsmuch more 409-7989

SUMMERFIELD, 3/2/2Cathedral ceiling, appls,remodeled, tile floors,$1195. 405-659-0580

12721BrandonPl3/2/2 $99511220 Windmill 3/2/2$12952532 NW 52 3/2/1 $895Express Realty 844-6101www.expressrealtyok.com

Clean, Quiet, Great location!3/2/2, ch&a, frig, dw, stv,

w/d hkup, lawn care.3624 N Linda. $925 + dep.

No Sec 8 or Pets 410-1984

1928 NW 30th 3bd 1ba,basement $4953041 NW 29th 3bd 1ba,ch/a $525

681-7272

Lease or Rent to Own2bd 1ba $600+ $500depor $2500 down/ $650mo

3117 NW 10th¡ 204-3791

New Luxury 3 bd, 2 baCondo, just S. of QuailSprings Mall $995/mo

Call 405-317-8109

1738 NW 15 5 bed 2 bathch&a, section 8 ok $850-mo $500dep. 625-9546

1418 NW 49th, 2 bed, 1bath, 1 car, appls, w/dhookup, ch&a 570-5865

Section 8 OK, Complete-ly redone, ch&a, 3 bed,712 NW 88th 942-3552

3020 NW 47th 2 bd 1ba1liv 1car ch&a fncd $750mo $500dep avl 413-4252

3420 NW 26th, 3/1/1,CH/A, W/D hkup $795mo$600dep. 701-1722

709 NW 25th, lrg 2bd1ba, ch&a, nice, w/d

hkup, $500, 436-4648

2929 NW 67th, 2 bd, 1 badining area, gar, no pets,$675, $600 dep, 691-5479

924 NW 109th 3bd 2bth2car 1300sf $850/mo$800dp 409-7989 no sec8




6100 S. Cox, completelyremodeled 3bd, new roof,new siding, new carpet,fresh paint, only $475Fidelity RE 692-1661

5033 Creekwood Dr. 3bed1.5 bath brick. 2 car, ch/acul-de-sac. Nice. $700molease/dep/refs. 273-5099

4905 East Ave, 3/1K /1,ch&a, $650 + $100 dep,sec 8 okay, 324-2611.

29 SE 33rd, 1bd, stove &fridge, water & gas paid

$350 681-7272

»»»»»»3/2/2 $800 Move in now!Home sec sys 413-2398

2509 Texoma Dr 3/1/1ch/a $650912 SW 35th 2bd +, 13/4ba $4502401 SW 43rd #7 1bdapt, total elect, waterpaid $325

681-7272

1501 S Binkley, large 2bd,1-car garage, clean, fresh

paint, large yard, $495Fidelity RE 692-1661

3 bd, 1ba 1c gar ch&a,appls, $650mo, $500 dep,1228 SW 31st, 882-1054

1bd 1ba duplex, new paint& carpet. Lg deck & yard.Quiet. $300mo 596-8410

1410 Oxford Way, nice2b, ch&a, w/d hkup, nosec 8 $650 405-255-1075.

Cedar Creek addition Koff first months rent3/2/2 $1095 a month

Gated community.CALL 405-231-2119

Welcome Home Sales &Management Services




4 BR, 2 BTH4 bed, 2ba, 3 Car Garage,2110 sq ft, 1FP, centralA/C, community pool

$1,500 703-585-0154




OKC West/Yukon$975/mo

OKC NW-Newer 3 bed,2 ba, 2 car garage, A/C

229-0846

12407 SW 2nd, 2/2/1,Mustang Schl, $695, no

smoke/no pets, 650-3067

Lease Purchase $5K Dn,$990mo, 4/2/2, 1460sf,1000 Edinberg, 818-2703

WHY RENT WHEN YOUCAN OWN?

Easy financing with nocredit needed. Yukon schls405-815-7245

3 bed, 2 bath, near SE29th and Choctaw Road,$535 + $250 deposit,390-2471 or 651-1165.

$ FREE RENT 1ST MO $2BR $395+, 3BR $495+,

MWC NO PETS 427-0627

MANAGEMENTLEASINGSALES

SINCE 1982Spectrum Management

848-9400usespectrum.com

» RENTAL HELPER»Current Home Rental

Listing $39 at the GoldDome (405) 605-5551

5900 NW 72nd St, 1627sf, 3 bed, 2 bath, 2 living,2 dining, 2 car garage,$134,000, 405-641-3331.

40-160 ac Auction 9/18Marble City, deer,

turkey! [email protected]

Offi ce SpaceFor Rent 363

Warehouse SpaceFor Rent 363.5

Apartments

Edmond 422

MWC 424

Acreage For Sale 302

Condominiums,TownhousesFor Sale 304

Farms, RanchesFor Sale, Okla. 308

Farms, RanchesFor Sale Out-of-State 309

RE for sale

Choctaw 312

Del City 313

Edmond 314

MWC 317

Moore 318

Mustang 319

OKCNortheast 323

OKCNorthwest 324

OKCNorthwest 324

OKCSoutheast 325

OKCSouthwest 326

Piedmont 327

Tuttle/Newcastle 329

Village/Nichols Hills 329.5

Yukon 330

IndustrialProperty 336

Lots For Sale 337

Mobile Home Parks Community/Acreages 338

Mobile Home Parks Community/Acreages 338

Mobile Homes, Manufactured Houses 339

Real EstateNotices 345

Real EstateWanted 346

Vacation PropertyFor Sale 347

Commercial RE

Established Business For Sale

Investment Property For Sale 355

Business Property For Rent 360

Industrial PropertyFor Rent 361

OKCDowntown 429.5

OKCNorthwest 431

OKCNorthwest 431

OKCSouthwest 433

Yukon 438

Condominiums,TownhousesFor Rent 441

Duplexes

MWC 446

OKCNortheast 452

OKCNorthwest 453

Yukon 460

Garage Apartments 461

Hotels/Motels 462

RE for rent

Choctaw 465

Del City 465.5

Edmond 466

MWC 468

Moore 469

Mustang 470

OKCDowntown 473.5

OKCNortheast 474

OKCNorthwest 475

OKCSoutheast 476

OKCSoutheast 476

OKCSouthwest 477

Village/Nichols Hills 481.5

Norman 473

Yukon 482

Mobile HomeRentals 483

Rental Services 487


port, add-on, $11,500.Michael A. Dudzinski,

6300 SW 89, storage,erect, $11,000.

CLS Group, 3302 NW178, tower-antenna, in-stall, $10,000.

Blake Lagrow, 6715 NLaird Ave., accessory,erect, $10,000.

Hillcrest Memory Gar-dens Inc., 5201 Rich-ardson Ave., storage,

erect, $9,000.Jonathan and Teresa

Sullivan, 5506 PermianDrive, accessory, erect,$8,500.

James Jones, 1613 NW42, residence, erect,$7,000.

Isidro Otero, 335 SE 49,residence, add-on,$6,000.

Earl Neighbors, 9 NE 9,restaurant, remodel,$5,000.

Equity Industrial OK,5200 SW 36, office-ware-house, remodel, $4,800.

Kathleen Baity, 1218 SW19, residence, add-on,

$4,000.Lisa A. McCoy, 10900

Tammy Terrace, storage,erect, $4,000.

Patio Rooms and More,4241 SW 32, storage,erect, $3,500.

Earl Leuty, 5040 NHiwassee Road, greenhouse, erect, $3,500.

TDC Construction Co.,1501 NE 30, school, mod-ular, $3,000.

John W. Cave, 6901 SW128, storm shelter, install-storm shelter, $2,400.

Reyes Roofing & Con-struction, 1136 SW 54,canopy-carport, add-on,

$2,200.Dan K. Gardner, 15420

Lily Garden Lane, storage,erect, $2,200.

Ideal Homes of Nor-man LP, 13320 SW 44,storm shelter, install-storm shelter, $2,100.

Pillar Contracting,17601 N PennsylvaniaAve., temporary building,move-on, $1,500.

Brent Seary, 813 SE 61,storage, erect, $1,500.

Showalter Services &Home Repair, 8808 NW83, accessory, erect,$1,200.

7-Eleven LLC, 12000 S

Western Ave., business,remodel, $1,000.

Librado Guzman, 1040SW Binkley, residence,remodel, $1,000.

DemolitionsCindy Tran, 2705 N

Hudson Ave., residence.Ray’s Trucking, 2728

Cambridge Court, resi-dence.

Duane Allen, 5700 SHigh Ave., material hop-per.

K&M Dirt ServicesLLC, 2329 NW 15, garageapartment.

K&M Dirt Services

LLC, 1435 NW 2, pool.Midwest Wrecking,

15408 SE 71, house.Ray’s Trucking, 2629

SW 40, residence.Ray’s Trucking, 2629

SW 40, residence.James Jones, 1613 NW

42, shop.

PermitsFROM PAGE 17F

The Oklahoman Real Estate

Documents

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