c m y b c m y b Shri Ram College of Commerce New Delhi www.srcc.edu Seats: 501 Cut-off: 98 per cent USP: Experienced faculty and a fluid academic culture makes this college the top ranked one year after year for Commerce courses. Lady Shri Ram College for Women New Delhi www.lsrcollege.org Seats: 45 Cut-off: 97 per cent USP: LSR is one of the finest institutions for commerce, social science and humanities, while also offering a BSc in statistics. Professional courses like Elementary Education and Journalism are among its strengths. Hindu College, New Delhi http://www.hinducollege.org/ Cut-off: 96.25 per cent (first cut off list) USP: The Commerce Department has a specialised computer lab and a central computer lab with one computer for every student. The college also offers admission to Masters in Commerce courses. GGDSD College, Sector 32 Chandigarh www.ggdsd.com Seats: BCom - 280; BBA - 120 Cut-off: BCom -- 92 %, BBA - 88 %, USP: The college has been awarded “A” Grade by NAAC. It has been granted the status of “College with Potential for Excellence” by UGC. MCM DAV College for Women Chandigarh www.mcmdavcw-chd.edu Seats: B.Com (210); B.B.A.(40) Cut-off: 75 per cent USP: The college has state-of-the-art computer labs, multimedia centre and seminar room fitted with latest teaching, learning aids - OHPs, LCDs, computers etc. Government College for Girls Ludhiana [email protected] Seats: BBA- 40; B.Com - 170. Cut-off: 92 per cent Claim to fame: Maximum university positions in different undergraduate courses and national championships in Sports. Multani Mal Modi College Patiala http://www.modicollege.com Seats: B.Com (180); BBA (50). Cut-off: B.Com (73 per cent); BBA (62 per cent). USP: The college is conferred with the status of "College for Potential of Excellence" by UGC. Government Bikram College of Commerce Patiala www.gbcpatiala.org Seats: B.Com (240); vocational course in Office Management and Secretarial Practice (30). Cut-off: NA USP: One of the oldest colleges in the state, it exclusively imparts education in the commerce stream. DAV College, Amritsar Established: 1955 w.w.w.davindia-asr.org Cut off: 70 per cent Seats in different courses: BBA (100); B.Com (225); B.Com.(P) (150) Claim to fame: Accreditation: A+ Grade by NAAC, UGC’s Selected College with Potential for Excellence Hans Raj Mahila Maha Vidyalaya Jalandhar www.hrmmv.org Seats: BCom reg. (225); professional (180); BBA (100) Cut-off: NA USP: NAAC A grade. First Indian college to be awarded maximum score of 3.83 CGPA out of 4 by NAAC. Apeejay Institute of Management, Jalandhar Established:1997 Seats: BBA Cut off: USP: The campus has modern lecture theatres with smart boards, air- conditioned conference hall with latest PA system, state-of-the-art computer labs with 534 computers along with latest software and round-the-clock internet (Based on selected lists from India Today, Outlook and other surveys) Commerce colleges TOP Payal Krishnan I NFLATION and economic slowdown may have slackened the Indian growth story, but these have not indented the popularity of the Commerce stream in any which way. In India, where non-sci- ence students are at a disadvantage when it comes to making career switches later in life, several students opt for the Com- merce stream at Class XI level as it is one stream that opens doors to a vast range of career options in banking, insurance, stock market, corporate, law and many other sectors. However, it is important to opt for subjects/fields that interest you the most and for which you have the right aptitude. This way you will never lose focus of the career goals that you started out with. It is a highly competitive field as the cut off for commerce courses remains very high. To get admission in one of the best colleges in commerce, you must have scored above 90 per cent, in fact, only a score of above 95 per cent marks is likely to secure a seat for you in the best col- leges. Last year SRCC, Delhi, has admit- ted students with 100 per cent score. Different courses that a commerce student can opt for are in the following two broad segments: Graduation Bachelor of Commerce: This degree is designed to equip students with a wide range of managerial skills, while at the same time building competence in general business principles, taking courses in accounting/finance, human resources, sta- tistics, marketing, economics, and informa- tion systems. Bachelor of Arts (Economics): This is a specialised academic degree in social sci- ences encompassing microeconomics, macroeconomics, econometrics, economic statistics, history of economic thought and political economy. Courses in mathematics and statistics as well as in accountancy are often required when offered as a business degree. Some universities offer specialisa- tions in a particular area of economics, such as applied economics, financial eco- nomics, mathematical economics and political economy. Bachelor of Business Administration: This is a bachelor’s degree in commerce and business administration. In most universi- ties, the degree is conferred upon a student after four years of full-time study in one or more areas of business concentrations. The BBA programme usually includes general business courses and advanced courses for specific concentrations. This degree is designed to give a broad knowledge of the functional areas of a com- pany, while also allowing for specialisation in a particular area. BBA programmes thus expose students to a variety of “core sub- jects” and allow them to specialise in a spe- cific academic area. It also develops a stu- dent’s practical managerial skills, communication skills and business deci- sion-making capability. Many pro- grammes, thus, incorporate training and practical experience, in the form of case projects, presentations, internships, indus- trial visits, and interaction with experts from the industry. Professional degrees These degrees can also be pursued along- side the bachelor’s degrees to give that extra edge to your resume. Chartered Accountancy: Chartered Accountancy is the core of all businesses and a dynamic, challenging and rewarding profession that continues to attract a large number of aspirants year after year. With the rapid growth in economy, careers in finance and accounts have gained tremendous pop- ularity. The study route for a student who is interested in pursuing a career in Char- tered Accountancy essentially involves three main stages — enrolling & appearing for the Common Proficiency Test (CPT), appearing for and clearing the Integrated Professional Competence Course (IPCC), and lastly, clearing the CA Final examina- tion. A student can pursue it alongside or after finishing graduation in any subject. Most students prefer graduating in eco- nomics, business studies, commerce etc. while getting CA qualification. Chartered Financial Analysis: CFAs pro- vide expertise in the area of management accounting as also a range of financial serv- ices, covering project planning, merchant banking services, portfolio management, venture capital, leasing, hire purchase, new issue management, credit rating and other allied areas. The CFA course is a PG pro- gramme conducted through postal tuition, and admission is on the basis of an entrance test. The Institute of Chartered Financial Analysts of India (ICFAI), Hyder- abad, that has branches in different cities, is the premier institution for this pro- gramme. Some business management institutes also offer this course. Cost and Works Accountancy: Cost and Works Accountants structure the business policy of a company and give a forecast for projects to be carried out based on the company’s financial history and current performance. Students have to pass the Foundation, Intermediate and Final levels to become a qualified Cost and Works Accountant. Students can either pursue this degree after Class XII or can finish their graduation and sit for the Intermedi- ate level directly. Company Secratary: A company secre- tary’s job profile today would typically encompass corporate restructuring, for- mulating corporate policies, managing public issues, mergers and acquisitions, joint ventures within and outside India. Curiosity and an eagerness to under- stand, analyse and interpret complex and technical legal issues are requisites for pursuing this course. A general interest in economics, business and finance and excellent communication skills are added advantages. To be a Company Secratary a student can either join the course conducted by the Institute of Company Secretaries of India for CS after Class XII or after graduation. A can- didate who wants to pursue the Company Secretaryship course under the new scheme of examination has to complete the following three stages: ■ Foundation Programme ■ Executive Programme ■ Professional Programme After qualifying for the professional exami- nation and on successful completion of training, a candidate can be an Associate Member of the ICSI and can use the letters ACS after his/her name i.e. Associate Com- pany Secretary. Other options: Those completing Plus II in commerce stream may also apply for professional courses like the five-year inte- grated law degree course, or the three or four-year hotel management degree course or Bachelor of Fine Arts in fine arts/ applied art or an undergraduate programme in design, fashion design or allied pro- grammes that are suitable for those with aptitude for drawing/ sketching. — The writer is Career Expert, Meritnation.com The numbers game for a commerce student begins with the cut-off percentage that hovers between 95 and 100 for good colleges. A wide range of courses opens up a host of possibilities for a biz whiz Business of Numbers BCom/BBA ■ Shri Ram College of Commerce, New Delhi ■ St Xavier's College, Kolkata ■ Loyola College, Chennai ■ Christ University, Bangalore ■ Narsee Monjee College of Commerce and Economics, Mumbai ■ Shaheed Sukhdev College of Business Studies, Delhi University ■ Madras Christian College, Chennai ■ Symbiosis Centre of Management Studies, Noida Chartered Accountancy The Institute of Chartered Accountants of India Indraprastha Institue of Finance and Accounts, New Delhi Cost and Works Accountancy The Insitute of Cost and Works Accountants of India Company Secratary The Institute of Company Secrataries of India, New Delhi Loyala College, Chennai FRIDAY | APRIL 18 | 2014 THE TRIBUNE GUIDE TO BEST COLLEGES Commerce 08 YOU NEVER HAVE TO CALCULATE YOUR CHANCES OF SUCCESS AFTER CHOOSING COMMERCE STREAM Maximising Maths ACTUARIAL SCIENCE.. I F the commerce stream is your choice and you are looking for a different and challenging career course then check out Actuarial science. This relatively new field in India is well suited for com- merce students. It involves the study of application of statistics and mathemati- cal methods that involve risk manage- ment in financial institutions like banks and financial sectors. Actuarial courses involve application of mathematics and statistical methods related to business management and insurance problems. The course study involves instructing students on quantitative and non quan- titative risk management, forecasting theory, expansion of risk tables, comput- er assisted research, secondary data analysis, economic risks in the business sector as well as insurance field. A person who has completed his grad- uation in first class with mathematics or postgraduates is well qualified for a career in this field. One has to study probability, finance, statistics ad eco- nomics that helps in solving the prob- lems in any business facility. There are a number of universities that offer an undergraduate course and post graduate courses in actuarial sci- ences. The candidate should have com- plete Class XII in the commerce stream. There are several colleges in India that teach Actuarial science. One can opt for a graduate course BA in Insurance, or Bachelor of Science in Actuarial science. The admission is based on the merit scored in the entrance exam held by the various institutions. Some of the entrance exams are: Institute of Actuaries of India entrance exam Actuarial society of India entrance exam Where to study ■ Amity School of Insurance and Actuarial Science, Noida ■ Guru Nanak Dev University ■ Jaipuria Institute of Management College Of Vocational Studies, Delhi University , Delhi Important websites Actuarial Society Of India www.actuariesindia.org Institute of Actuaries - London www.actuaries.org.uk Institute Of Actuaries - Australia www.actuaries.asn.au Society Of Actuaries, USA www.beanactuary.net Insurance Regulatory And Development Authority - Hyderabad www.irdaindia.org GRADUATION COMMERCE PROFESSIONAL DEGREES ■ Chartered Accountancy ■ Chartered Financial Analysis ■ Cost and Works Accountancy ■ Company Secratary ■ Bachelor of Commerce ■ Bachelor of Arts (Economics) ■ Bachelor of Business Administration Aptitude and skills You are fit to take up commerce if you: ❚ Are extremely good at numbers ❚ Take active interest in analysing the economy, the share market ❚ Like studying about how to manage an organisation, how to work on building a good economy, how to work and manage a team etc. ❚ Have good reading and comprehension skills and can analyse and interpret data. STAR INSTITUTES (ALL-INDIA) BANKING AND FINANCE.. T HE massive growth in the banking sector has increased the deamnd for bank professionals with ublic sector, foreign and multinational banks recruit more and more MBA graduates, CAs and CFAs to enhance their efficiency. There are specialised courses for students wanting to enter banking and finance sec- tor. For admission in a bachelor’s degree, the candidate must have passed the higher secondary school certificate (Class XII) examination with commerce subjects such as accounts, maths and economics. The duration for this course is three years. Some of the courses that students can check out are: ■ Certificate Course in Banking and Financing ■ Certificate course in Banking ■ Diploma Courses in Banking and Financing ■ Diploma In Banking Services ■ Bachelor of Commerce in Banking & Finance ■ Bachelor of Commerce in Banking Management Professionals in this sector usually work in commercial banks, mortgage companies, savings and loan establishments and credit unions. Government agencies and companies also require financial services professionals to manage their portfolios and statements and also to audit and regulate other institutions. Where to study ■ Indian Institute of Banking and Finance, Mumbai ■ Shaheed Sukhdev College of Business Studies, University of Delhi ■ Department of Financial Studies, University of Delhi (PhD) Sound Account P_8.qxd 4/15/2014 11:36 PM Page 1
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c m y b
c m y b
Shri Ram College of CommerceNew Delhiwww.srcc.edu
Seats: 501
Cut-off: 98 per cent
USP: Experienced faculty and a fluidacademic culture makes this collegethe top ranked one year after year forCommerce courses.
Lady Shri Ram College for WomenNew Delhi www.lsrcollege.org
Seats: 45
Cut-off: 97 per cent
USP: LSR is one of the finestinstitutions for commerce, socialscience and humanities, while alsooffering a BSc in statistics. Professionalcourses like Elementary Education andJournalism are among its strengths.
Hindu College, New Delhi http://www.hinducollege.org/
Cut-off: 96.25 per cent (first cut off list)
USP: The Commerce Department has aspecialised computer lab and a centralcomputer lab with one computer forevery student. The college also offersadmission to Masters in Commercecourses.
GGDSD College, Sector 32Chandigarhwww.ggdsd.com
Seats: BCom - 280; BBA - 120
Cut-off: BCom -- 92 %, BBA - 88 %,
USP: The college has been awarded “A”Grade by NAAC. It has been granted thestatus of “College with Potential forExcellence” by UGC.
MCM DAV College for WomenChandigarhwww.mcmdavcw-chd.edu
Seats: B.Com (210); B.B.A.(40)
Cut-off: 75 per cent
USP: The college has state-of-the-artcomputer labs, multimedia centre andseminar room fitted with latestteaching, learning aids - OHPs, LCDs,computers etc.
Government College for [email protected]
Seats: BBA- 40; B.Com - 170.
Cut-off: 92 per cent
Claim to fame: Maximum universitypositions in different undergraduatecourses and national championships in Sports.
Multani Mal Modi CollegePatialahttp://www.modicollege.com
Seats: B.Com (180); BBA (50).
Cut-off: B.Com (73 per cent); BBA (62per cent).
USP: The college is conferred with thestatus of "College for Potential ofExcellence" by UGC.
Government Bikram College of CommercePatialawww.gbcpatiala.org
Seats: B.Com (240); vocational coursein Office Management and SecretarialPractice (30).
Cut-off: NA
USP: One of the oldest colleges in thestate, it exclusively imparts educationin the commerce stream.
DAV College, AmritsarEstablished: 1955
w.w.w.davindia-asr.org
Cut off: 70 per cent
Seats in different courses: BBA (100);B.Com (225); B.Com.(P) (150)
Claim to fame: Accreditation:A+ Grade by NAAC, UGC’s Selected College
with Potential for Excellence
Hans Raj Mahila Maha VidyalayaJalandharwww.hrmmv.org
Seats: BCom reg. (225); professional(180); BBA (100)
Cut-off: NA
USP: NAAC A grade. First Indian collegeto be awarded maximum score of 3.83CGPA out of 4 by NAAC.
Apeejay Institute of Management, Jalandhar Established:1997
Seats: BBA
Cut off:USP: The campus has modern lecturetheatres with smart boards, air-conditioned conference hall with latestPA system, state-of-the-art computer labswith 534 computers along with latestsoftware and round-the-clock internet
(Based on selected lists from India Today, Outlook and other surveys)
Commercecolleges
TOP
Payal Krishnan
INFLATION and economic slowdownmay have slackened the Indian growthstory, but these have not indented thepopularity of the Commerce stream inany which way. In India, where non-sci-
ence students are at a disadvantage whenit comes to making career switches later inlife, several students opt for the Com-merce stream at Class XI level as it is onestream that opens doors to a vast range ofcareer options in banking, insurance,stock market, corporate, law and manyother sectors. However, it is important toopt for subjects/fields that interest youthe most and for which you have the rightaptitude. This way you will never losefocus of the career goals that you startedout with. It is a highly competitive field asthe cut off for commerce courses remainsvery high. To get admission in one of thebest colleges in commerce, you must havescored above 90 per cent, in fact, only ascore of above 95 per cent marks is likelyto secure a seat for you in the best col-leges. Last year SRCC, Delhi, has admit-ted students with 100 per cent score.
Different courses that a commerce studentcan opt for are in the following two broadsegments:
GraduationBachelor of Commerce: This degree isdesigned to equip students with a widerange of managerial skills, while at thesame time building competence in generalbusiness principles, taking courses inaccounting/finance, human resources, sta-tistics, marketing, economics, and informa-tion systems.Bachelor of Arts (Economics): This is aspecialised academic degree in social sci-ences encompassing microeconomics,macroeconomics, econometrics, economicstatistics, history of economic thought andpolitical economy. Courses in mathematicsand statistics as well as in accountancy areoften required when offered as a businessdegree. Some universities offer specialisa-tions in a particular area of economics,such as applied economics, financial eco-nomics, mathematical economics andpolitical economy.Bachelor of Business Administration: Thisis a bachelor’s degree in commerce andbusiness administration. In most universi-ties, the degree is conferred upon a studentafter four years of full-time study in one ormore areas of business concentrations. TheBBA programme usually includes generalbusiness courses and advanced courses forspecific concentrations.
This degree is designed to give a broadknowledge of the functional areas of a com-pany, while also allowing for specialisationin a particular area. BBA programmes thusexpose students to a variety of “core sub-jects” and allow them to specialise in a spe-cific academic area. It also develops a stu-dent’s practical managerial skills,communication skills and business deci-sion-making capability. Many pro-grammes, thus, incorporate training andpractical experience, in the form of caseprojects, presentations, internships, indus-trial visits, and interaction with expertsfrom the industry.
Professional degrees These degrees can also be pursued along-side the bachelor’s degrees to give thatextra edge to your resume.Chartered Accountancy: Chartered
Accountancy is the core of all businessesand a dynamic, challenging and rewardingprofession that continues to attract a largenumber of aspirants year after year. With therapid growth in economy, careers in financeand accounts have gained tremendous pop-ularity. The study route for a student who isinterested in pursuing a career in Char-tered Accountancy essentially involvesthree main stages — enrolling & appearing
for the Common Proficiency Test (CPT),appearing for and clearing the IntegratedProfessional Competence Course (IPCC),and lastly, clearing the CA Final examina-tion. A student can pursue it alongside orafter finishing graduation in any subject.Most students prefer graduating in eco-nomics, business studies, commerce etc.while getting CA qualification.Chartered Financial Analysis: CFAs pro-
vide expertise in the area of managementaccounting as also a range of financial serv-ices, covering project planning, merchantbanking services, portfolio management,venture capital, leasing, hire purchase, newissue management, credit rating and otherallied areas. The CFA course is a PG pro-gramme conducted through postal tuition,and admission is on the basis of anentrance test. The Institute of CharteredFinancial Analysts of India (ICFAI), Hyder-abad, that has branches in different cities,is the premier institution for this pro-gramme. Some business managementinstitutes also offer this course.Cost and Works Accountancy: Cost andWorks Accountants structure the businesspolicy of a company and give a forecast forprojects to be carried out based on thecompany’s financial history and currentperformance. Students have to pass theFoundation, Intermediate and Final levelsto become a qualified Cost and WorksAccountant. Students can either pursuethis degree after Class XII or can finishtheir graduation and sit for the Intermedi-ate level directly.
Company Secratary: A company secre-tary’s job profile today would typicallyencompass corporate restructuring, for-mulating corporate policies, managingpublic issues, mergers and acquisitions,joint ventures within and outside India.Curiosity and an eagerness to under-stand, analyse and interpret complex andtechnical legal issues are requisites forpursuing this course. A general interestin economics, business and finance andexcellent communication skills areadded advantages. To be a CompanySecratary a student can either join thecourse conducted by the Institute ofCompany Secretaries of India for CSafter Class XII or after graduation. A can-didate who wants to pursue the CompanySecretaryship course under the newscheme of examination has to completethe following three stages:■ Foundation Programme ■ Executive Programme■ Professional Programme After qualifying for the professional exami-nation and on successful completion oftraining, a candidate can be an AssociateMember of the ICSI and can use the lettersACS after his/her name i.e. Associate Com-pany Secretary.Other options: Those completing Plus IIin commerce stream may also apply forprofessional courses like the five-year inte-grated law degree course, or the three orfour-year hotel management degree courseor Bachelor of Fine Arts in fine arts/ appliedart or an undergraduate programme indesign, fashion design or allied pro-grammes that are suitable for those withaptitude for drawing/ sketching.
— The writer is Career Expert, Meritnation.com
The numbers game for a commerce student begins with the cut-off percentage thathovers between 95 and 100 for good colleges. A wide range of courses opens up a hostof possibilities for a biz whiz
Business of Numbers
BCom/BBA■ Shri Ram College of Commerce,
New Delhi
■ St Xavier's College, Kolkata
■ Loyola College, Chennai
■ Christ University, Bangalore
■ Narsee Monjee College of Commerce
and Economics, Mumbai
■ Shaheed Sukhdev College of Business
Studies, Delhi University
■ Madras Christian College, Chennai
■ Symbiosis Centre of Management
Studies, Noida
Chartered AccountancyThe Institute of Chartered Accountantsof India
Indraprastha Institue of Finance andAccounts, New Delhi
Cost and Works AccountancyThe Insitute of Cost and WorksAccountants of India
Company Secratary The Institute of Company Secrataries ofIndia, New Delhi
Loyala College, Chennai
FRIDAY | APRIL 18 | 2014THE TRIBUNE GUIDE TO BEST COLLEGES Commerce08
YOU NEVER HAVE TO CALCULATE YOUR CHANCES OF SUCCESS AFTER CHOOSING COMMERCE STREAM
Maximising MathsACTUARIAL SCIENCE..
IF the commerce stream is your choiceand you are looking for a different andchallenging career course then check
out Actuarial science. This relativelynew field in India is well suited for com-merce students. It involves the study ofapplication of statistics and mathemati-cal methods that involve risk manage-ment in financial institutions like banksand financial sectors. Actuarial coursesinvolve application of mathematics andstatistical methods related to businessmanagement and insurance problems.The course study involves instructingstudents on quantitative and non quan-titative risk management, forecastingtheory, expansion of risk tables, comput-er assisted research, secondary dataanalysis, economic risks in the businesssector as well as insurance field.
A person who has completed his grad-uation in first class with mathematics orpostgraduates is well qualified for acareer in this field. One has to studyprobability, finance, statistics ad eco-nomics that helps in solving the prob-lems in any business facility.
There are a number of universities
that offer an undergraduate course andpost graduate courses in actuarial sci-ences. The candidate should have com-plete Class XII in the commerce stream.There are several colleges in India that
teach Actuarial science. One can opt fora graduate course BA in Insurance, orBachelor of Science in Actuarial science.The admission is based on the meritscored in the entrance exam held by thevarious institutions. Some of theentrance exams are:Institute of Actuaries of India entrance examActuarial society of India entrance exam
Where to study■ Amity School of Insurance and
Actuarial Science, Noida■ Guru Nanak Dev University■ Jaipuria Institute of Management
College Of Vocational Studies, DelhiUniversity , Delhi
Important websitesActuarial Society Of Indiawww.actuariesindia.orgInstitute of Actuaries - Londonwww.actuaries.org.ukInstitute Of Actuaries - Australiawww.actuaries.asn.auSociety Of Actuaries, USAwww.beanactuary.netInsurance Regulatory AndDevelopment Authority - Hyderabadwww.irdaindia.org
GRADUATION
COMMERCE
PROFESSIONAL DEGREES
■ Chartered Accountancy■ Chartered Financial Analysis■ Cost and Works Accountancy■ Company Secratary
■ Bachelor of Commerce ■ Bachelor of Arts (Economics) ■ Bachelor of Business
Administration
Aptitude and skillsYou are fit to take up commerce if you:
❚ Are extremely good at numbers
❚ Take active interest in analysing theeconomy, the share market
❚ Like studying about how to manage anorganisation, how to work on building agood economy, how to work and managea team etc.
❚ Have good reading and comprehensionskills and can analyse and interpret data.
STAR INSTITUTES (ALL-INDIA)
BANKING AND FINANCE..
THE massive growth in the banking sector has increased thedeamnd for bank professionals with ublic sector, foreign andmultinational banks recruit more and more MBA graduates,
CAs and CFAs to enhance their efficiency. There are specialisedcourses for students wanting to enter banking and finance sec-tor. For admission in a bachelor’s degree, the candidate musthave passed the higher secondary school certificate (Class XII)examination with commerce subjects such as accounts, mathsand economics. The duration for this course is three years.Some of the courses that students can check out are:■ Certificate Course in Banking and Financing■ Certificate course in Banking ■ Diploma Courses in Banking and Financing■ Diploma In Banking Services ■ Bachelor of Commerce in Banking & Finance ■ Bachelor of Commerce in Banking Management Professionals in this sector usually work in commercial banks,mortgage companies, savings and loan establishments andcredit unions. Government agencies and companies also requirefinancial services professionals to manage their portfolios andstatements and also to audit and regulate other institutions.
Where to study■ Indian Institute of Banking and Finance, Mumbai■ Shaheed Sukhdev College of Business Studies,
University of Delhi■ Department of Financial Studies, University
of Delhi (PhD)
Sound Account
P_8.qxd 4/15/2014 11:36 PM Page 1
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