The National Livelihood Development Corporation (NLDC)

The National Livelihood

Development Corporation (NLDC)

Presentation Outline

• Basic Concepts• Where does NLDC fit into these?• History• Vision• Mission• Three Pillars of NLDC Operations– Wholesale Lending Operations– Capacity Building– Market Development/Support

Basic Concepts Livelihood refers to a person’s "means of securing the basic

necessities of life – i.e. food, water, shelter and clothing. A person can either seek employment (and be paid a wage on

a regular basis), practice his /her profession (self-employed); or start an income generating project/small business (microenterprise).

The livelihood has to be sustainable for a person to move beyond subsistence and address other dimensions of poverty (e.g. vulnerability, social exclusion)

Where Does

NLDC Fit into

these?

employment

Practice profession

Income GeneratingProjects/Small Business

Others

Wholesale loans

Capacity Building

Market Dev’t./ Support

HistoryKKK NLSF NLDC

Executive Order No. 715

Establishing the Kilusang Kabuhayan at Kaunlaran as a priotity program of government, providing for its organization machinery, and for other purposes

Republic Act 6657

Comprehensive Agrarian Reform Program

Executive Order No. 681 and 681-A

Merged the secretariat of the NLSF and Livelihood Corporation (LiveCor) into a non-stock, non-profit corporate body named the National Livelihood Development Corporation under the supervision of the Land Bank of the Philippines

Sept. 29. 1981 June 10, 1988 Nov. 22, 2007 & Feb. 1, 2008 respectively

VISION “By 2020, to cover all Agrarian Reform Communities (ARCs) with sustainable credit assistance and enterprise development interventions”

MISSION

To deliver microcredit and agri financing services to rural and agrarian reform communities

Three Pillars of NLDC Operations(statistics presented are accomplishments in CY 2013)

WHOLE SALE LENDING CAPACITY BUILDING MARKET DEVT. & SUPPORT

Accredited Program Conduits

(141)

ARBs, NARBs,Marginalized

Sector

OFWs & their

dependents

LCAP LDPO

Accredited Program Conduits

(80)

End Clients

Farmer-entrepreneurs

(Clustered Approach)

(1,038)

Institutional Buyers

(13)

CBED Centers(23)

CART(16)

P1.587 Bn

256,503

213 trainings

6,542 clients

50 trainings

LENDING OPERATIONS (CY 2013)

• 120 Active Accredited MFI Conduits

• P 1.587 Bn Total Loans Released to MFIs

• 1,208 of 1,420 of Agrarian Reform Communities Served (85%)

• 256,403 Borrowers (ARBs, NARBs, MS)

• Overall collection rate of 80% from MFIs

As of June 2014:

• Loans Outstanding P2.396 Billion

• Approved Credit Lines of P4.182 Billion

• Available Credit Lines of P1.531 Billion

Wholesale Lending Operations

Capacity BuildingFor end-clients:• Entrepreneurship &

Financial Literacy• Leadership &

stewardship• Disaster

Preparedness• Skills & Livelihood

Training• Training of Trainers

Capacity BuildingTrainings for MFI

Partners:(Based on Training needs

analysis and Conduit Assessment and Rating Tool Results)

Scope:-Organizational-Business Operations-Financial Management

Market Development/Support

• In partnership with CRS, promotes Clustering Approach in Agro Enterprise

• Establishment of Community Based Development Centers (CBED) where farmer’s produce are consolidated/sorted/packaged before they are delivered to institutional buyers

• Linked cluster of farmer entrepreneurs to institutional buyers

ILOCOS SURProducts: Garlic, white onions

PANGASINANProducts: Salad tomatoes, white onions, bell pepper, ube

NUEVA ECIJAProducts : White/red onions, Taiwan hot pepper, assorted vegetables

TARLAC Products : Calamansi

QUEZONProducts: Calamansi, kaong

BUKIDNONProducts: Assorted vegetables

AGUSAN DEL SURProducts: Calamansi

DAVAO ORIENTALProducts: Cacao

NLDC… sustains livelihoods… helps marginalized families lift themselves out of poverty …transforms farmers into farmer- entrepreneurs