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The Local News, September 15, 2014

Jun 02, 2018

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    SERVING HUNTINGTON BEACH & NORTH WEST ORANGE COUNTY, CA 5901 WARNER AVENUE, #429 HUNTINGTON BEACH, CA 92649 50

    September 15, 2014 714.914.9797 [email protected] VOL. 23 NO. 503

    Let the Games Begin - ELECTION 2014 - pg 15

    THE LOCALNEWSDead Men Tell No Lies

    2014 Local Council Candidates Asked To Tell All

    Through the years surfers, sailors, and piratesalike have an unyielding need tell their talesof faraway ports rich with a boundless wealth

    of spices, and gold, and lest weforget ladies of the most exqui-site type. They share a pint of alein taverns and shops, and inwhispered voices tell tales ofsquid as large as whales, andeven more fantastic are the sto-ries of waves reaching tall as themast of largest ships to sail theseas.

    Today is no different than itwere then for when the oceanseizes its swell, the winds calm,and the surf it seems as if it willnever raise again, that is whenthe surfers gather in shops,around fire rings along theshore, and the gates of the of the pier to exchangestories of yesterdays session.

    Recently I was in Chuck Dents Surf Shop in Hunt-

    ington Beach. The swell was flat, and the day hadstarted rather cloudy and dim. There a group of usgathered surfers one and all, sharing tales of long ago

    days when the surf was at its optimum. More oftenthan not the stories often begin with familiar opening

    phrase known to every surfer since the days of theDuke; You should have been here yester-

    day! Mind you! Yesterday is this everillusive day that in my fifty-years of surf-ing I have never been able to experiencemuch less capture. No matter just howepic todays session is yesterday wassomehow better than it ever will be today?

    Well, as the conversations wore on, andthe boredom set in, the topics evolved intomore and more ridiculous arenas until itcame to the inevitable juncture some-where between outlandish, and sadly pos-sible. It began with myself setting the parfor the todays fantastic observations withthe question; What if you had but hours tolive, and the waves were as big as anyone

    Dead Men Dont Tell Tales

    TIPPING POINT

    CHANGE AGENTSAT WORK?What does it all mean, does anyone care? Isreal change in the air -in the water?

    The "Ban" era, is it a phase for HuntingtonBeach, Ca., or is it the new norm?

    Are single use plastic bags a culprit? Thereseems to be arguments on both sides. Are paper

    bags a function of more business for China andcontain lead...I have no idea. Are Safe & SaneFireworks safe and sane or not? Should all formsof fireworks be banned? Should we legislate theright of grocery stores to charge us 10 or 15 cents

    per bag? In fact any retail store over 10,000square feet, or grossing over certain dollar thresh-olds have been given that right also.

    Then, how about "rent control" everything Iread...and I admit it might be tainted against sucha concept suggests that along with rent controlcomes property devaluation, lower levels of land-lord maintenance, etc. What is on the Agenda forthe next city council?

    The larger issue, at least at the moment, seemsto be a simple majority of 4 people making land-mark decisions affecting the lives of over 200,000

    people, living in the 17th or 18th largest city inthe State of California. Should 4 people legislateitems like city-wide bans? Should 4 people legis-late anything that affects the total population?

    What is the role of a city council person? I liketo use the analogy personally experienced. Annu-ally, Public Works will present to council their

    plans to signalize new intersect ions. They base

    Continued on pg 15 Continued on pg 15

    RacialProfilingPg8MissFVPageantPg13CouncilCandidatespg15

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    SOUTH COAST

    All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testingcharge. Financing in lieu of factory rebates for all advertised vehicles. *Must finance through Mitsubishi Motors Credit of America to qualify. All

    dealer added accessories at retail price. Offer good through close of business Friday 09/25/14. Photos for illustration purposes only.

    DONT MISS OUT!

    MITSUBISHI#1VOLUME

    EVOLUTIONSALESINTHEWORLD!

    #1VOLUME

    NEWCAR

    SALES

    INTHEUS

    A!

    SOUTH COAST MITSUBISHI2860 Harbor Blvd Costa Mesa CA 92626

    www.southcoastmitsubishi.com

    866.314.9311

    2010

    FORD F-150 SVT

    $33,800 MSRP: $36,999Mileage: 109,500Stock #: S6537P

    RAPTOR

    2012

    CHEVY MALIBU 1LT

    $15,900 MSRP: $17,999Mileage: 33,800Stock #: H2748P

    WOW

    2012

    AUDI A5 2.0T

    $33,800 MSRP: $35,999Mileage: 18,400

    Stock#: CM2727A

    COUPE

    2011BMW 535 i

    $36,900 MSRP: $39,999Mileage: 49,400Stock #: C2786PLOOK!

    2010CHRYSLER TOURING

    $16,988 MSRP: $18,999Mileage: 52,500Stock #: CM2705MUSTSEE

    2012TOYOTA TUNDRA

    $38,900 MSRP: $40,999Mileage: 56,400Stock #: C2785P5.7LV-84X4

    2012NISSAN FRONTIER

    $26,800MSRP: $29,999

    Mileage: 15,500Stock #: S6458P

    GREATDEAL!

    2002MITSUBISHI LANCER

    $42,800MSRP: $44,999

    Mileage: 44,500Stock #: CM3035

    LOOK

    2007CADILLAC ESCALADE

    $29,988MSRP: $32,999

    Mileage: 55,000Stock #: CM2479

    WOW

    2007CADILLAC ESCALADE

    $32,900MSRP: $34,999

    Mileage: 66,800Stock #: CM2710

    EXTSUV

    2011CHEVY CAMARO 1LT

    $24,900MSRP: $27,999

    Mileage: 31,000

    Stock #:S6358P

    GREATDEAL!

    2010JEEP WRANGLER

    $29,900MSRP: $31,999

    Mileage: 30,000

    Stock #: S6477P

    RUBICON

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    California has got something for everyone. In any direction, experiences are waiting for you: The forests,

    next California adventure. Shop online at BeachBlvdofCars.com or cruise right down to Beach Boulevard

    of Cars!

    Ad prices exclude government fees and taxes, any finance charges, any dealer document preparation charge and any emission testing charge. Offers expire 9/30/14.

    1 BOULEVARD 10 GREAT DEALERS THOUSANDS OF VEHICLES

    beachblvdofcars.com

    of Cars!

    nia adventurnext Califor

    nia has got something for everyone. In any dirCalifor

    e. Shop online at BeachBlvdofCars.com or cruise right down to Beach Boulevarnia adventur

    nia has got something for everyone. In any dir

    e. Shop online at BeachBlvdofCars.com or cruise right down to Beach Boulevar

    ection, experiences arnia has got something for everyone. In any dir

    e. Shop online at BeachBlvdofCars.com or cruise right down to Beach Boulevar

    ection, experiences ar

    e. Shop online at BeachBlvdofCars.com or cruise right down to Beach Boulevar

    e waiting for you: The forection, experiences ar

    de. Shop online at BeachBlvdofCars.com or cruise right down to Beach Boulevar

    ests,e waiting for you: The for

    MOTORS

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    Everybody knows...

    Car ProsSells For Less!

    PARTS & SERVICE HOURS: M-F 7:30AM TO 5:30PM / SAT 8:00AM TO 4:00PMHablamos Espaol

    10 YEAR

    100,000 MILE

    WARRANTY

    EVERY NEW KIACOMES WITH

    10 YEAR/100,000MILE WARRANTY

    NEW 2014 KIA OPTIMA LX

    **Must Finance Through Kia Finance

    167 PLUS TAX FOR 48 MONTHS. $0 DRIVE-OFF INCLUDES $2000 FACTORY LEASE CASH, $400 MILITARY REBATE FOR QUALIFIEDCUSTOMERS ONLY. $0 SECURITY DEPOSIT. TOTAL MILEAGE ALLOWANCE 48,000. LESSEE IS RESPONSIBLE FOR MILEAGE OVER 48,000 PLUS

    .20CENTS PER ADDITIONAL MILE. ONE AT THIS AT THIS 48-MONTH CLOSED END LEASE (VIN#: 268634). ON APPROVED ABOVE AVERAGECREDIT THROUGH KMF. SEE DEALER FOR DETAILS. VEHICLE SUBJECT TO PRIOR SALE. OFFER ENDS: 09/125/2014

    $167PER MONTH

    PLUS TAX

    & LICENSE

    2013 NISSANSENTRA654760 USED

    $14,977

    2010 TOYOTACOROLLA

    236066 USED

    $13,987

    2013 CHEVYIMPALA196753 USED

    $15,987

    2013 KIAOPTIMA

    369607 USED

    $18,797

    2013 NISSANMAXIMA822277 USED

    $19,997

    2013 HYUNDAISONATA800043 USED

    $15,583

    2013 KIASOUL

    491239 USED

    $16,444

    2009 KIABORREGO

    030980 USED

    $15,991

    18835 Beach Blvd., Huntington Beachwww.OrangeCountyKia.com

    714-274-6180

    All prices plus government fees and taxes, and any dealer document preparation charges. All vehicles subject to prior sale. Offers expire close of business 09/125/14

    LEASE FOR

    2010 FORDFUSION378251 USED

    $11,995

    $0 DRIVE-OFF$0 DUE AT SIGNING

    $0 SECURITY DEPOSIT

    $0 OUT OF POCKET

    LEASE ANY OF THESE 2 FOR $127 PER MONTH PLUS TAX

    127/MO PLUS TAX FOR 48MONTHS. INCLUDES $1495 CUSTOMER CASH OR TRADEEQUITY, $1000 KIA LEASE CASH AND $400 MILITARY REBATE FOR A TOTAL OF $2895. $0 SECU-RITY DEPOSIT REQUIRED. TOTAL MILEAGE ALLOWANCE 48,000 CLOSED END LEASE. LESSEE IS

    RESPONSIBLE FOR MILEAGE OVER 48,000 PLUS .20CENTS PER ADDITIONAL MILE.ON APPROVEDPREMIER RATED CREDIT THROUGH KIA MOTOR FINANCE. SEE DEALER FOR DETAILS. VEHICLESSUBJECT TO PRIOR SALE. OFFER ENDS: 09/25/2014 VIN# FORTE: 183357, VIN# SOUL: 724780

    YOUR SATISFACTION IS OUR #1 PRIORITY

    2013 NISSANVERSA833818 USED

    $13,597

    NEW 2014 KIA SOUL

    2011 KIARIO

    753411 USED

    $10,995

    2011 INFINITYG20

    831420 USED

    $16,9912012 KIA

    SPORTAGE186591 USED

    $18,577

    2012 KIAFORTE496913 USED

    $15,881

    2013 DODGECARAVAN

    520986 USED

    $18,885

    2013 KIASOUL

    526247 USED

    $15,933

    2013 KIAFORTE678489 USED

    $12,9872013 CHRYSLER

    200528587 USED

    $15,597

    2012 KIAFORTE507154 USED

    $12,997

    $167

    NEW 2014 KIA FORTE LX

    2011 CHEVYAVEO

    197794 USED

    $9,897

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    The Weak That Was

    There are four boxes to be used in defense of liberty:

    soap, ballot, jury, and ammo. Please use in that order.

    America: Home of the Free because of the Brave

    We believe and practice being fully involved with the communities we serve.

    This is essential in building good will, encouraging growth and above all staying connected in our backyard

    Quality is never an accident;

    it is always the result of intelligent effort.

    ~ John Ruskin

    One day I had lunchwith some friends.Jim, a short, balding

    golfer type about 80 years

    old, came along with us---allin all, a pleasant bunch.

    When the menus werepresented, we ordered sal-ads, sandwiches, and soups,except for Jim who said,

    "Ice Cream, please. Twoscoops, chocolate.

    I wasn't sure my ears heardright, and the others wereaghast. "Along with heatedapple pie," Jim added, com-

    pletely unabashed.We tried to act quite nonchalant,

    as if people did this all the time.. But

    when our orders were brought out, Ididn't enjoy mine.

    I couldn't take my eyes off Jim ashis pie a-la-mode went down. Theother guys couldn't believe it. They atetheir lunches silently and grinned.

    The next time I went out to eat, I

    called and invited Jim . I lunched on whitemeat tuna. He ordered a parfait. I smiled.He asked if he amused me.

    I answered, "Yes, you do, but also you

    confuse me. How come you order richdesserts, while I feel I must be sensible?"

    He laughed and said "I'm tasting all thatis Possible. I try to eat the food I need, anddo the things I should. But life's so short,my friend, I hate missing out on somethinggood. This year I realized how old I was.(He grinned) I haven't been this old before.So, before I die, I've got to try those thingsthat for years I had ignored.

    "I haven't smelled all the flowers yet.There are too many trout streams I haven'tfished. There's more fudge sundaes to wolfdown and kites to be flown overhead.

    "There are too many golf courses Ihaven't played. I've not laughed at all thejokes. I've missed a lot of sporting eventsand potato chips and cokes.

    "I want to wade again in water and feelocean spray on my face. I want to sit in acountry church once more and thank God

    for His grace."I want peanut butter every day spread

    on my morning toast. I want un-timed longdistance calls to the folks I love the most.

    "I haven't cried at all the movies yet, orwalked in the morning rain. I need to feelwind on my face. I want to be in loveagain.

    "So, if I choose to have dessert, insteadof having dinner, then should I die beforenight fall, I'd say I died a winner, becauseI missed out on nothing. I filled my heart'sdesire. I had that final chocolate moussebefore my life expired."

    With that, I called the waitress over.. "I'vechanged my mind, " I said. "I want what heis having, only add some more whippedcream!"

    This is my gift to you - We need an an-

    nual Friends Day! Live well, love much &laugh often - Be happy.

    Be mindful that happiness isn't based onpossessions, power, or prestige, but on re-lationships with people we like and respect.Remember that while money talks,CHOCOLATE ICE CREAM SINGS!

    TODAYSQUOTE Dave GarofaloPublisher

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    ADULTA person who has stopped growing at bothends And is now growing in the middle.

    BEAUTY PARLOR

    A place where women curl up and dye.

    CHICKENSThe only animals you eat before they areborn and after they are dead.

    COMMITTEEA body that keeps minutes and wasteshours.

    DUSTMud with the juice squeezed out.

    EGOTISTSomeone who is usually me-deep in con-versation.

    HANDKERCHIEFCold Storage.

    INFLATIONCutting money in half without damagingthe paper.

    MOSQUITOAn insect that makes you like flies better.

    RAISIN

    A grape with asunburn.

    SECRETSomething

    you tell toone personat atime.

    SKELETONA bunch of bones withthe person scraped off.

    TOOTHACHEThe pain that drives you toextraction.

    TOMORROWOne of the greatest

    labor saving devices oftoday.

    YAWNAn honest opinion openly expressed.

    WRINKLESSomething other people have,Similar to my character lines.

    Some Word Definitions

    My Gift To All Of You Today

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    honest

    Avery elderly couple is having an el-egant dinner to celebrate their 75thwedding anniversary. The old man

    leans forward and says softly to his wife,Dear, there is something that I must askyou. It has always bothered me that ourtenth child never quite looked like the restof our children. Now Iwant to assure youthat these 75 yearshave been themost wonderfulexperience Icould have everhoped for, andyour answer can-not take that allthat away. But, I

    must know, did he havea different father? The wife drops herhead, unable to look her husband in theeye, she paused for a moment and thenconfessed. Yes. Yes he did. The old manis very shaken, the reality of what his wifewas admitting hit him harder than he hadexpected. With a tear in his eye he asksWho? Who was he? Who was the father?Again the old woman drops her head, say-ing nothing at first as she tried to musterthe courage to tell the truth to her husband.Then, finally, she says, You.

    When students took the entrance exam for medical school, they were perplexed bythis question: "Rearrange the letters p-n-e-s-i to spell out the part of the human bodythat is most useful when erect."

    Those who spelled spine became doctors. The rest are in congress.

    TRUESTORYTRUE

    STORY

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    ChrisMacDonaldOn the road in Surf City

    By Chris MacDonald, Writer/Photographer,HB Ambassador/The Local News Columnist

    The Local News

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    More Than500 Classic Cars

    ROCKSurf City USAM

    ore than 30,000 spectatorsrecently enjoyed the 14thAnnual Huntington Beach

    Cruiser Meet along Main Street, PierPlaza and even on the historic Hunt-ington Beach Pier. The popular eventalways features a special poster

    drawn by legendary artist JimKrogle. This year's art features theHB Lifeguard headquarters, as itlooked south of the pier in the 1960s.A VW driver is checking southboundtraffic before pulling out onto PCH.It was great to see all the woody'sand other cars that made this venuefun, especially Phil Wilder's 1941

    Woody, which he has for sale($52,500). What a bargain. Phil canbe reached at (714) 968-9798. I'd liketo recognize Event Organizer TomLong for working diligently withChris Cole from the City of Hunting-ton Beach and many volunteers to

    put on this classicshow. Among the spon-sors were, Chris Mes-sano Woodworks, C &G, Jack's Surfboards,Duke's, Hobie, Surf-boards By The Greek

    and Crevier Classic Cars, LLC. NextYear's theme

    is being discussed and just mightend up having to do with The WorldFamous Rendezvous Ballroom inNewport Beach. To learn more onthis great event log on to:www.hbcruisers.com. You can alsoe-mail: [email protected] .

    Homework HelpT

    he Huntington Beach Library offers two free resources for all age stu-dents returning to school after summer break. The online homeworkdatabase HelpNow! Powered by Brainfuse is available on the Li-

    brarys website www.hbpl.org and is accessible from home with a librarycard or by using one of the computers in the Childrens area inside the Li-brary. Students can connect with live tutors, get reading, writing and languageassistance, study tips and much more.

    Another great resource for students is theHomework Club for elementary and middleschool students. Central Librarys home-work club starts September 22 and is heldMondays and Wednesdays from 3:30 p.m. to5 p.m. in the Maddy Room (registration be-gins 3:15). The Oak View Branch Libraryshomework club meets Mondays, Tuesdaysand Thursdays from 2 p.m. to 5 p.m. andWednesdays from 12:30 p.m. to 4:30 pm.Students and parents need to registerwith the onsite coordinator before tu-

    toring begins.

    LEFT: Huntington Beach Beach Cruiser

    Meet Event Organizer Tom Long standing

    in front of Huntington Beach Resident

    Chris Young's 1964 VW Stationwagon.

    BOTTOM LEFT: Surfer Duke Aipa, Hunting-

    ton Beach Surfing Legend/Real Estate Bro-ker Bob "The Greek" Bolen and Famous

    Surfboard Shaper Floyd Smith. BELOW:

    Huntington Beach Resident Phil Wilder sit-

    ting in his 1941 Woody.

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    GRAPHICDESIGN:

    LORRAINELARA

    MARKETING COORDINATOR & CITY EDITOR:

    AWARD WINNING STAFFRex Gerlach &

    Jim Horton (Emeritus)

    INTERNET SERVICES:1st Page Exposure

    SALES: ACCOUNT MANAGER:Kevin Garofalo

    MARKETING COORDINATOR& CITY EDITOR:Nancy Gray

    GRAPHIC DESIGN:Stacy Nunley

    PHOTOGRAPHY & FREELANCE:Chris MacDonald

    CONTRIBUTORS:Arnold Dufour, Cathy Green,Moe Kanoudi, Jordan Kobritz,

    David White

    www.SurfersVillage.com

    Office (714) 914-9797

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    Where Is the Balance?

    editorial

    Why Must it Always Be Played Out

    To Be Divisive Racial Hatred?

    P

    artial List: Recent Police Killings; all violent in-volving Caucasian Police Offices and African

    American Alleged Assailants.Does anyone remember Detective Melvin Santi-ago? He was a Jersey City police officer who wasshot to death just a month ago, on July 13th. I amnot sure the President of the U.S. was involved afterthe incident or the Attorney General. Santiago was awhite police officer. Hiskiller, Lawrence Campbell,was black. I am not surethe President of the U.S.was involved after the inci-dent or the Attorney Gen-eral.

    How about Officer Jef-frey Westerfield. He was a

    Gary, Indiana police officerwho was shot to death lastmonth on July 6th. Wester-field was white. police offi-cer His killer, Carl LeEllisBlount, Jr. was an African-American.

    Or Officer Perry Renn?He was an Indianapolis, Indiana police officer whowas shot to death just last month on July 5th, the daybefore Officer Westerfield was killed. Officer Rennwas white. His killer, Major Davis, was black.

    Vermillion Parish Deputy Sheriff Allen Bares wasgunned down by two men just last June 23rd inLouisiana. Deputy Bares was white. His two

    killers, Quintlan Richard and Baylon Taylor, wereblack gentlemen.

    Detective Charles Dinwiddie of the Killeen PoliceDepartment was murdered by Marvin Lewis Guy, ablack male. Officer Dinwiddie was white. This hap-pened on May 11th, just over two months ago. I

    Then, there is Officer Kevin Jordan of the Griffin,Georgia Police Department. He was gunned down

    just two months ago onMay 31st. Officer Jor-dan was black. Hiskiller, Michael Bowman,was white. This was awhite man murdering ablack police officer.No, Jesse Jackson. No,"The Reverend" Al

    Sharpton? No lootingand burning on thestreets of Griffin,

    Over the past 60+days, there have beenfive reported deaths ofpolice officers by gun-shot in the US. Of those,

    four were white officers who were murdered by blackmen.

    We are sure we left out numerous similar incidentson both sides of the issue. Let justice happen regard-less of the color of either the Police Officer or the as-sailant...with out politics, racial profiling or the hatecrime matrix.

    Lets STOP the HypocrisyB

    oth Democrats and Republicans

    Say,"We're broke" And can't help

    our own Veterans, Seniors, Or-

    phansBut, over the last several years

    THEY have provided direct cash aid to.....

    Hamas - $351,000,000

    Libya $1,450,000,000

    Egypt - $397,000,000

    Mexico - $622,000,000

    Russia - $380,000,000

    Haiti - $1,400,000,000

    Jordan - $463,000,000

    Kenya - $816,000,000

    Sudan - $870,000,000

    Nigeria - $456,000,000

    Uganda - $451,000,000

    Congo - $359,000,000

    Ethiopia - $981,000,000

    Pakistan - $2,000,000,000

    South Africa - $566,000,000

    Senegal - $698,000,000

    Mozambique - $404,000,000

    Zambia - $331,000,000

    Kazakhstan - $304,000,000

    Iraq - $1,080,000,000

    Tanzania - $554,000,000

    A total of $14,933,000,000...give or

    take...literally Billions of Dollars and most

    of them still hate us!!!!

    But on the other hand,

    Our military is being cut,

    Our soldiers are having their benefits

    cut

    The government has gone back on its

    promise of free medical care and denying

    disability to those physically and mentally

    torn apart for no good reason.!

    Our retired seniors, Living on a 'fixedincome, have their taxes raised to send to

    these countries and also are having medical

    benefits cut.

    AMERICA : A country where we have

    our brave warriors, damaged for life, wait-

    ing in year long + lines for their due, the

    elderly going without needed medication

    and the mentally ill without treatment, and

    for all of us, our safety is at risk because

    prisoners are being released back onto the

    streets due to "lack of

    funds -- etc.

    Sad, isn't it?

    Add to that the cancer-

    ous growth of the FederalGovernment where dog

    walkers make $6 figure

    incomes and all salaries

    outstrip the private sector

    where wealth is actually

    created.

    As one of my favorite

    people over the years

    used to say, What right

    do we have to send a

    lamp to Indonesia that we cannot keep lit

    at home?

    Will we ever see:

    Sunset laws on all government agen-

    cies and departments?

    Term limits for all politicians?

    Systematic reduction in Federal em-

    ployees year over year?

    Scaled elimination of all welfare

    fraud?

    Expansion of States rights?

    Securing of our borders?

    Sure, this is a rant -but it is based more

    on reality, unfortunately, than perception.

    we do need change, a re-focus on our own

    back yards and human needs...YES, if we

    are to be the moral conscious of the world

    -that comes with social responsibilities aswell. Our long history of bribes to foreign

    countries and their military leaders needs

    to be replaced with a very long extended

    helping hand.

    Who has the courage to propose a true

    Peace Corps. An all volunteer army of

    young people. Join and you get your col-

    lege loans cut in half. Spend two-hears

    helping the people of the world with their

    farming, health care, etc. and we can

    change the world as we know it today.

    Who has the courage to run with this.

    Out of high school join is for two years and

    receive a very special financial aid package

    for college and college credits. Join us after

    college and be offered some real reduction

    in your student loan debt. Wow -just two

    years of public service.

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    THE LOCAL NEWS

    restaurants entertainment local events something for everybody

    COMMUNITY

    HUNTINGTON BEACH, Calif. GoldenWest College (GWC) Foundation Patronswill hold their 9th annual Chefs for Schol-arships, an event to raise money for studentscholarships, on Sunday, September 14th onthe beautiful GWC campus from 4 7pm.Advanced tickets are $45 for adults, $20 forstudents with ID and children 12 and underare free. Ticket prices at the door will be $50for adults and $25 for students.

    This family event will feature 30 localrestaurants, wineries and breweries servingsignature food and beverage samples for theguests. In addition to the delicious foodthere will be live music (Swing Kittens), aMaui opportunity drawing, raffle and silent

    auction as well as a variety of games and ac-tivities for children, featuring a mobile videogame theater.

    As well as supporting our returning veter-ans, the Patrons will be funding scholarshipsfor: Emancipated Foster Youth for continu-ing education, local high school graduating

    students, returning GWC students, and aGolden Chef Award for a GWC alum forcontinued education. This is one of the mostimportant campus events of the year, saysWes Bryan, President of GWC, its fun forthe whole family and provides scholarshipsupport to GWC students.

    For additional information on the event,contact the Foundation Office at (714) 895-8316 or visit us online at www.chefs4schol-arships.com

    inspired by 10 year old Jack Rogers.From the Seal Beach Police Department:Members from the Seal Beach Police Department, Maca-

    roni Grill and the Jack Rogers family presented today theChildrens Hospital of Orange County Neurology Depart-ment with a donation in the amount of $5,480.96.

    Penny Arvalo, staff writer for the Patch shares a heathwarming moment in life that touches a lot of kids with seriousmedical issues..."This donation came to fruition because ofthe hard work, dedication and donations from our Seal Beachresidents and friends/family in the Los Alamitos and Cypresscities.

    Recently, hundreds of supporters arrived at the MacaroniGrill 12380 Seal Beach Blvd., Seal Beach, for a an evening

    where Seal Beach police officers and Macaroni Grill Staff

    served dinner. A portion of all the sales and tips were thencollected and now gifted to the CHOC Foundations Neuro-logical Floor."

    It all began a few years ago when Seal Beach Police Offi-cers befriended a local McGaugh Elementary studentsnamed, Jack Rogers and his family.

    "Jack is an outstanding inspiration to our community andis only 10 years old. At the age of 4 years old, Jack contractedViral Encephalitis which resulted in a diagnosis called, Med-ically Intractable Epilepsy. In short, Jack suffers anywherefrom 5-20 seizures a day and there is currently no cure.

    After visiting him post-surgery in the Childrens Hospitalof Orange County, his only wish was to have more toys onhis floor to play with. Because of this wish, it was our desire

    to change this with whatever donations we could raise. With

    that, we appreciate all of your support and none of this could

    have been accomplished without your continued support.

    You may have noticed quite a bit of activity at

    along Pacific Coast Highway between First andHuntington Streets. Pacific City is off and run-ning, and were happy to keep you up todate and share the latest from Pacific City

    the next exciting project taking placein the Downtown.

    Construction is underway on the siteof the retail space, which will host morethan 50 shops and boutique retailers, aswell as Pasea, the 250-room boutique re-sort hotel, which broke ground in June.Thus far, DJM Capital Partners, the de-velopers and owners of Bella Terra,have announced two major tenants forthe retail space opening in 2015. Fitnessclub Equinox, will occupy 28,000square feet, and Bear Flag Fish Co, will

    be among the secondfloor tenants housed within a

    35,825 square foot area called Lot579. DJM considers Lot 579 (named for the life-guard tower across the street), to be the retail cen-ters anchor tenant, and will feature several otherunique eateries and retailers operating in a more in-

    timate setting.

    The hotel, Pasea, which translates from the Spanishto take a stroll, is scheduled for completion in 2016.Pasea will include a broad range of luxurious amenities

    including a Bali-nese spa, rooftopdeck and bar over-looking the ocean,expansive poolarea, and more.Also underway isthe completion of

    plans for 516 luxuryapartment homesand a public parkwhich will be con-structed on the site.Pacific Citys web-

    site http://gopacificc-ity.com features

    photos, an activeblog, and links to social media. Check the website forongoing updates and information about the project andwell also be sure share exciting news about PacificCity as it continues to evolve.

    Local Chefs

    In the wake of an increased number of coyotesightings and attacks on animals in Seal Beachand neighboring cities, the City of Seal Beach

    is hosting a regional coyote meeting on Wednes-day, September 10th at 7:00 p.m. at McGaugh El-

    ementary School auditorium located at 1698Bolsa Avenue in Seal Beach.

    To effectively address this regional concern, theCity is partnering with a variety of agencies, in-cluding the Cities of Garden Grove, Los Alamitos,Cypress, and Rossmoor. In addition, representa-tives from the Naval Weapons Station, JointForces Training Base, Orange County AnimalCare Services, Department of Fish and Wildlife,and Long Beach Animal Care Services will be onhand to share their experiences with urban coyotesand how they dealt with the issue including the management strategies that worked and those that were less suc-cessful.

    The City encourages community members to attend the meeting and to ask questions of the panel regarding thematerial presented.

    If you have any questions please contact Assistant City Manager Patrick Gallegos at (562) 431-2527 ext. 1308.

    Update: Pacific City

    Regional Coyote Meeting

    SB Police: TIP a COP

    Macaroni Grill Manager Laura Legge, Officer NickNicholas, Chief Joe Stilinovich, Michael Rogers,Jack Rogers, Kristen Rogers, Officer Brian Gray,Sgt. Phil Gonshak, Captain Tim Olson, and Lt. BobMullins. Courtesy Seal Beach Police.

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    The collegefoo tba l ls e a s o n

    opened last weekand there are a number of changes from last yearfor the most popular collegiate sport. The mosttalked about change is The College Football Play-off, a Final Four style postseason format which hasreplaced the controversial BCS, where the twobest teams in the land as voted by polls and com-puter rankings faced off for the nationalchampionship.

    But dont count on the new format elimi-nating controversy. Selection of the four

    playoff participants will be determined by a13-person committee, fraught with the samehuman biases and subject to the same intensepoliticking that pollsters and fans are all toofamiliar with. Instead of complaints from thesecond and third place teams, which were durigueur under the previous system, be pre-pared for grousing from the fifth and sixthplace teams.

    The new playoff format isnt likely to bethe only controversial change to the new sea-son. In an effort to chase additional revenue to fueltheir seemingly insatiable appetite for higher ex-penditures, more colleges began selling alcoholicbeverages at football games this fall. Chalk thisone up to inevitable.

    Historically, most colleges have resisted the

    temptation to sell beer and wine at athletic eventsfor reasons including culture, tradition, religion,philosophy and fear of backlash should an incidentoccur that was fueled by excessive alcohol con-sumption. Contrary to the majority, a number ofschools have sold alcohol for years, most of them,such as Louisville, Houston, Memphis and Tulane,located in large, liberal, urban areas. How can any-one in New Orleans, for example, criticize Tulanefor making money from alcohol sales given the de-

    bauchery for which the citys renowned BourbonStreet is so famous?

    But times are changing. West Virginia Univer-sity, located in conservative Morgantown where thestudent population exceeds the local populace,began serving alcohol at football games in 2011. It

    made nearly $520,000 from beer and wine sales inits first season, according to an AP report. Whilethat wont cover the $2.7 million the school willpay football coach Dana Holgorsen this year, itsnot chump change either. Another rural school,Kansas State University located in Manhattan, isone of 21 schools who own and operate their ownstadium that sold alcoholic beverages in generalseating areas prior to this year.

    Beyond the money, there may be additional ben-efits to selling alcoholic beverages in campus ath-letic facilities. West Virginia claims it had fewerincidents of rowdy fan behavior related to binge-drinking outside the stadium prior to games. With

    beer available inside, apparently a number of fansno longer felt the need to guzzle multiple beveragesprior to approaching the entry gate.

    The sale of alcohol on campus will remain con-troversial. But one thing is certain: All schoolswill find the additional revenue potential difficultto resist.

    12

    The information contained in this column does notnecessarily reflect the opinion of The Local News.

    Jordan Kobritz is a former attorney, CPA, andMinor League Baseball team owner. He is a Pro-fessor and Chair of the Sport Management Depart-ment at SUNY Cortland and is a contributing authorto the Business of Sports Network and maintains theblog: http://sportsbeyondthelines.com Jordan canbe reached at [email protected]

    By Jordan Kobritz

    Kobritzon

    Sports

    College Sports Get An"A" For Alcohol

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    Play it safe - never touch

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    power line.If an object gets caught in a power

    line, call SCE at (800) 611-1911 to

    report the problem.

    At Southern California Edison, an

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    stay safe around electricity.

    For more safety tips, visit

    www.sce.com/staysafe

    FOR OVER 100 YEARSLIFE. POWERED BY EDISON.

    Judge Claudia Wilken

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    has ever witnessed would you paddle out, and takeoff on the largest set of all?

    The general consensus amongst all that werepresent was indeed yes. In fact all agreed theywould use their final moments to surf that one last

    big wave before their inevitable demise. Shortlythereafter the swearing of the preposterous oaththere came ponderous lull that fell over the entireshop as each of stood, sat or leaned in silence, untilMike Butler of Bolsa Clothing who works at theChucks shop, broke the silence with; What if youmake it? All of us turned to him and stared

    blankly at him. As if he had suddenly awaked usfrom our romantic fantasy of our heroic last ride,and the perspective Huckleberry Finn send offs wewould no doubt be present for, and began a laughso hearty we were all shades of blue before wewere through!

    No one had even considered the fact you mayhave indeed survived the massive final wave, weafter all were thinking what heros we would be, and

    just how much we be missed and so on. Well not oneof us addressed the original question beyond that. Isuppose if you anyone of us was to surf a one hun-dred foot wave, then I assume whatever we were

    suffering from would have been miraculously curedby the time we reached shore again, and left it at that,a solemn right reserved for fantasy, and daydreamersalike

    We still reflect on that day from time to time, andjust a few days ago while I was placing an order formy custom gun [big wave surfboard] from Mike atthe shop, he reminded me of the day when the pro-

    posed Dead Men of Huntington Beach did in facttell tales as so many have done before, but this daythey chose a life of laughter, and ease of spirit likeonly surfers can. To all my Brothers at HB, Live,Laugh, and Surf Well!

    Al. Cyrino.

    their recommendations on science, data, statis-tics, etc., perhaps as well they should.

    Then a council person points out that whilethe traffic count at an unlisted community in-tersection might not be as high as other inter-sections... people have died there for perhapsdesign circumstances that do not log statisti-cally. Then, community members show up tolobby empathetically for placing a signal at anunlisted intersection because a loved one died

    there or a neighbor or friend was killed there!The council votes and replaces a staff picked

    intersection with a community favored one;Right or Wrong?

    Right, in my mind, because it was driven byan affected group of constituents who at-tempted the change process legally, profession-ally and locally. You be the judge, as you needto be the judge on the path the current citycouncil is on. Almost a Nanny Governmentwhere 4 of the 7 probably feel that they know

    best, they believe that they speak for the major-ity of the 200,000 residents even though theymight not have been asked their opinion.

    We will profile the council candidates that re-spond to our bi-annual Political Campaign

    Q&A. Tragically, for us... A "No Response" issometimes borne out of either a sense of signif-icant self-confidence or perhaps arrogance. Idon't know. You need to be the judge.

    If you support the Ban philosophy, then voteaccordingly...If not, there are numerous oppor-tunities to protest with your vote as well.

    How about a Ban on Hate...city wide, citycouncil wide...as a community!

    YOU MUST EXERCISE YOUR RIGHT TOEXPRESS YOUR ULITIMATE DEMO-CRATIC RIGHT BY VOTING

    Continued from pg 1

    Continued from pg 1

    Dead Men Dont Tell Tales

    Joe Shaw

    Lyn Semeta

    Mike Posey

    Alexander Polsky

    Erik Peterson

    William "Billy"

    O'Connell

    Hector "HEK" Valdez

    Connie Boardman

    Mark Bixby

    Barbara Delgleize

    Brendon Kenney

    BanSSFireworks

    11years

    1

    3years

    15years

    Over20years

    19

    23years

    15years

    Since1974

    NOR

    ESPONSE

    Lessfiveyears-

    USMCandafewyearsasachild

    whenmyfatherwasstationed

    BackEast,mywholelife.

    15years

    54 Y Y N*

    53 N N N

    54 N N N

    62 N N N

    46 N N N

    49 N N N

    42 N N N

    62 N N N

    56 Y Y *

    55 Y Y Y*

    n/a n/a n/a n/a

    Protect Ocean andBeaches.Quality of Life.Balanced Growth.

    Reduce fees and regula-

    tions on businesses.Promote economic de-velopment and tourism.

    Expedite infrastructureimprovements

    Enhance economicdevelopment to improve

    revenue. Build thesenior center andbalance the budget.

    Keep our beaches andwetlands clean andsafe. Support education

    and infrastructure. Nonew taxes.

    Spur the local economyto attract goodcompanies, responsibledevelopment,

    infrastructure repair andupgrades.

    Be more businessfriendly, build our senior

    center, work oninfrastructure, revisitheight density plan

    Public Safety. Giving avoice back tocommunity. Economic

    Growth

    Protection / preserva-tion of open space,parks, wetlands/beaches.Representresidents over outsideinterests.City's Fiscalstability.

    1) Responsible growthbalanced with quality oflife2) Protect ocean,beaches, open space3) Fiscal conservatism

    Implement incentives toattract more business,Invest in our

    infrastructure, Moreefficient transportationsystems

    NO RESPONSE

    Huntington BeachCity CouncilCandidates

    Joe Shaw * rent stabilization on a limited basis in mobile home parks: YES

    Connie Boardman * not for all housing, but I think it is something that deserves to be examined for mobile home parksMark Bixby * No to "rent control" yes to narrowly targeted rent stabilization for mobile home

    see

    below

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    HUNTINGTON BEACH MITSUBISHI16751 Beach Blvd Huntington Beach CA 92647

    www.huntingtonbeachmitsubishi.com

    888.667.2557All advertised prices exclude government fees and taxes plus dealer document preparation charges or destination charges.Cash Prices are in lieu of MMCA financing and leasing cost. All cars subject to final sale. Inventory changes constantly.

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    Customer Rebate $1,000Military Rebate $500

    Stock #:H14267

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    LANCERES SEDAN

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    2014

    MSRP $20,295Loyalty Rebate $500

    Customer Rebate $1,500Military Rebate $500

    Stock #: H14064Model: OS45-A

    InStoc

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    OUTLANDERESSUV

    2014

    MSRP $23,820Loyalty Rebate $500

    Customer Rebate $1,000Military Rebate $500

    Stock#: H14076Model: OT45-A

    InStoc

    k238

    Loyalty Rebate - Current Registered Owner of Mitsubishi/Suzuki or Saturn; Military Rebate - ALL Active Military

    HBMitsu.comHBMitsu.com

    $

    15,444$

    15,444

    InStoc

    k198

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    PERSONAL SERVICEAND THELOWEST PRICES

    Well plan the perfect vacationfor your personality and budget

    Specializing in:Cruises River Cruises Tours

    Resorts Disney & More

    SHANNON SPEAKERCall your Independent Vacation Specialist

    SHANNON SPEAKERLos Angeles, CA

    310.216.9057 877.487.4665

    www.TravelByShannon.com

    [email protected]

    CST 2006278-40

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    19

    SEACLIFF COUNTRY CLUB6501 Palm Avenue

    Huntington Beach, CA 92648

    Call (714) 536-8866 or visit www.seacliffcc.net

    Thursday, July 31, 20146pm-9pm

    Never painted before? You dont have to be Picasso tocreate your own masterpiece.

    Join us for this one of a kind experience with complimentary wine, horsdoeuvres and amazing instructors to help you along the way

    Everything for painting is included: 16x20 canvas, acrylic paints,use of easel, brushes, apron, etc. best part; you leave with your

    own unique work of art!

    Call to make a reservation 714.536.5358

    We hope to see you there!

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    WE BASTE OUR BURGERS,

    RIBS & STEAKS IN OUR OWN

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    TOMGIRLBAKING.COM

    714.965.16959048 Adams Avenue

    Huntington Beach, CA 92646(next door to Smart & F

    inal)

    tuesday - saturday 8a m - 6pmsunday 8a m - 2pm

    brea kfast is served from 8a m - 1

    1a m

    lu nch is se rved from 1

    1a m - 3pm(until 2pm on Sunday)

    dine with us in ou r expanded cafeor carry out

    BAKERYCAFECATERING

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    %%%!"#" $ #""

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    " "! ! %!"& "! ! !

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    For over 11 years, Colettes Childrens

    Home has provided 2,000 homeless

    women & children with emergency

    and transitional housing.

    Their mission: Colettes Childrens Home

    provides a safe and nurturing environment

    where at-risk women and children can

    obtain support & services needed to

    achieve self-sufficiency.

    (714) 596-1380www.Heautontimorumenoss.orc

    22

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    e-mail:[email protected]

    Gallaghers Pub and Grill300 Pacific Coast Hwy. Ste. 113, Huntington Beach, CA 92648

    entrance on Walnut St. between Main St. and 3rd St.

    714.536.2422www.gallagherspub.com

    HaveYour

    Next

    PartyatGa

    llaghers

    VIPServiceP

    lusFood

    &DrinkSpec

    ials DAILYFood and Drink

    Features4 to 7pm Monday - Friday

    1/2 Off All Appetizers

    8 to 10pm TuesdaysPub Trivia - Free to Play

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    Free Comedy Show 3 New Semi-FamousComedians Each Week Buy 2 Entrees Get 1

    Free Appetizer

    Saturdays and SundaysBreakfast Served All Day

    9am to 12pm $10 Bottomless Mimosas $3.50Bloody Marys

    ALL THE TIME$2 Small Domestic Drafts

    $3 PBR Pints $10 Pitchers$5 Irish Jig (our signature drink)

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    Women InLaw Enforcement

    The Huntington Beach Po-lice Department offers out-standing career

    opportunities for women who areready for the challenge, excite-ment, camaraderie, and job satis-faction of law enforcement.Today's policing environment ismore receptive than ever before tothe unique skills that womenbring to the profession. Recruit-

    ing women is an integral part ofhaving a well-rounded depart-ment and accomplishing our mis-sion to serve the community withhonor, integrity and professional-ism.

    For recruitment questions, con-tact Officer Lisa Gallatin at (714)536-5936 or [email protected]

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    Questions & AnswersFrom the Mailbag 714.536.6300

    Moe News Than You Can Handle:Main Street Eyewear Looks at Life

    Through Designer GlassesMoe Kanoudi

    THIS SAYS IT ALL.......

    Pythagoras' Theorem: ...........................24 words.Lord's Prayer: ....................................... 66 words.Archimedes' Principle: ..........................67 words.Ten Commandments: ..........................179 words.Gettysburg Address: ............................286 words.US Declaration of Independence :.......1,300 words.US Constitution with all 27 Amendments.................................................................7,818 words.Regulations on the Sale of CABBAGES...........

    ..........................................................26,911 words

    IMPOSSIBILITIES IN THE WORLD

    1) You can't count your hair.

    2) You can't wash your eyes with soap.

    3) You can't breathe when your tongue is out.

    Put your tongue back in your mouth, you sillyperson.

    TEN THINGS I KNOW ABOUT YOU

    1) You are reading this.

    2) You are human.

    3) You can't say the letter ''P'' without separatingyour lips.

    4) You just attempted to do it.

    6) You are laughing at yourself.

    7) You have a smile on your face and youskipped No. 5.

    8) You just

    checked tosee if there is a

    No. 5.

    9) You laughat this becauseyou are a funloving person &everyone does ittoo.

    10) You areprobably going tosend this to seewho else falls for it.You have receivedthis e-mail because Ididn't want to be

    alone in the idiot category.

    Have a great Day. Laugh, and then Laugh andsing It's a Beautiful Morning even when it's not.

    "Do not regret growing older. It is a privilegedenied to many."

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    IF THERE WAS A SHRED OF DOUBT THE WORLD IS TOTALLY INSANE,THIS WILL REMOVE IT

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    Buy / Lease a New Vehicle from any Beach Blvd of Cars Dealer &receive a 12 Month Official City of Huntington Beach Parking Pass...

    Now that's a statement from a City that says loud and clear...

    We Are Open For Business...and support our community partners.

    FREE

    PARKING

    PASS

    Detai

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    What Should You Say and What You Should Not Say

    To a Car Salesman!AOL Staff offers some pretty good tips about buyingvehicles from the historic car sal;es person..."Ap-prehensive about shopping for a new car? Afraid

    you'll say the wrong thing to a car dealer that will give himthe upper hand in the price battle? Shopping for a new car,or even a used one, doesn't have to be that kind of nerve-jangling roll of the dice that it was many years ago.

    For starters, the advent of the Internet allows car shop-pers to go into battle armed with more information todaythan ever. Sites like AOL Autos make it quite easy to getbasic information that includes MSRP, features, options andreviews on any car you might have your eye on before youvisit a car dealer, rather than having to trust the dealer toeducate you.

    With more car dealers out there now than ever before,consumers also now have more leverage. It's a common

    consumer tactic to play two car dealers off each other, orin auto dealer parlance, "cross-shopping," to see which one

    can give you the best deal.But it still helps to know what to say and what not to say

    as you and the car dealer play the game of haggling theprice, because, you could still say the wrong thing to givethe car dealer a leg up on the negotiations.

    We spoke to an AAA car-buying expert and an autodealer to find out what NOT to say once you're on a cardealer's turf and what TO say.

    "Under no circumstances should you start talking aboutmonthly payments," says John Nielson, Director of AutoRepair and Buying for AAA. "You should just focus on ne-

    gotiating the purchase price. Once you start talking aboutmonthly payments, everything gets confusing, because sud-denly you don't know if that's the payment for 24 months,or 36 months, or how much of that would include interestcharges if you're financing the purchase through thedealer."

    Nielson's advice on this matter is supported by a sales

    representative at a Virginia car dealership, who agreed tospeak to us on the condition of anonymity. "After all, I don'twant to shoot myself in the foot," he says. So we'll call himBill.

    "Dealers will absolutely try to get you to negotiatemonthly payments instead of purchase price, because wemake more money if we do it that way," says Bill. "We'llsay something like, 'I can get you into this car for $300 amonth,' but we won't say how many months that's for. Ifwe can get you to commit to a longer payment structureand we're doing the financing, we're making more moneyoff you in interest payments."

    Fundamentally, says Bill, "dealerships like to movemoney around. So it probably also is not in the buyer's bestinterest to mention right up front that he or she has a carthey want to trade in. Because once we know that, we know

    you're looking to get as much money as you can out of thetrade-in."

    Bill explains how getting morecurrency for your trade in can be asmokescreen that won't save youmoney in the end. "We'll assess thevalue of the car, and if it's worth,say, $15,000, we'll tell you we'llgive you that amount," he says."But once we do that, we'll bepretty hard to budge on the saleprice of the car. So in that instance,you'll probably end up paying fullMSRP for your new car."

    Bill informs us, "These days,with CarMax being so prevalent,consumers might want to considernot trading their car in at all, and

    just selling it via CarMax. You willalmost always get a better price forit if you sell it than what a dealerwill give you in trade-in value."

    Nielson of AAA has similar ad-vice on this front, although hecomes at it from a slightly different

    perspective. "It's OK to mention that you might want totrade your car in, because you don't want to get caughttelling them something that isn't true. But just tell the salesrep, 'We'll talk about that later, let's just focus on the priceof the new car for now'," says Nielson.

    "Anytime you add the trade-in value for your existingcar into the negotiation of the price for the new car, thenumbers start moving back and forth, and you could endup being confused about how much you're really payingfor the new car," warns Nielson. "The number one wayconsumers can go wrong in this scenario is to lose sight of

    the purchase price of the vehicle, which is the number youare in best position to negotiate."

    Nielson laughs, "You probably also shouldn't tell themthat you recently had a car repossessed, or that you havebad credit. That kind of information probably won't workin your favor."

    And while it may be unwise to tell a dealer you're des-

    perate for a car -- information that can bring out the sharkin any sales rep -- there's nothing wrong with telling the cardealer that you're definitely looking to a buy a car in thenext few days. "Face it, dealers are trying to make a living,"says Nielson. "So if they think you're just out kicking tiresand are six months away from making a purchase, theymight think you're wasting their time, so you won't get asmuch attention from them."

    But back to the financing question: Bill reveals, "Onetactic dealers sometimes take is getting the buyer lost in thenumbers, by asking them, 'Where do you want to be?What's your budget?' And then once we know that, we starttalking about financing through us, which is a way wemake a lot of money on the back end of the deal.

    That's why Nielson advises prospective car buyers, "Doyour homework, find out what incentives are out there, and

    use a payment calculator you can find online so you're ed-ucated on how much car you can get into for the price youwant to pay."

    Also, it's best to get preapproved for a car loan beforeyou even walk into the Thunderdome -- er, the dealer show-room. Bill says, "That way, if we know up front you're preapproved to get your financing elsewhere, we're not goingto try and hit you with a high interest rate. That's what a lotof dealers will try to do without even knowing what yourcredit rating is."

    One issue to factor in is whether or not you intend to paycash. (If only all of us should be so lucky to have that kindof coin lying around.) If you do intend to pay cash, Bill tellsus that's something you may not want to say right up front.

    "When dealers are negotiating the purchase price, theyanticipate making money on the back end, via financing,"Bill explains. "So if you tell them up front you're payingcash, the dealer knows he has no opportunity to make

    money off you from financing. So, he might not be asmoveable on purchase price if he already knows he isn'tgoing to make any money off you from financing."

    This likely holds true if you've been preapproved for fi-nancing. It's best not to reveal your hand on the outset thatyou don't plan to use dealer financing before you negotiatethe vehicle price.

    It's not necessarily bad form for the buyer to tell the cardealer up front that he's strongly considering financing thecar through the dealer -- and then, later, saying, "I changedmy mind," after negotiating the purchase price.

    "The buyer CAN get a better deal if he does that," con-cedes Bill, "because all along, in that scenario, the dealeris maybe knocking something off of the top of the purchaseprice thinking he's going to get some interest out of you onthe financing."

    Finally, confirms Bill, "It's OK to say you've been toother dealers, because cross-shopping between two dealers

    is always a good idea. From the dealer standpoint, customerservice is what separates one dealership from anotherdealer who sells the same brand. Some customers are will-ing to pay more money if they were treated right during thepurchase process, because that's a pretty good indicator thatyou'll also be treated right later on, when you come backto have your car serviced or repaired."

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    If you didnt think the government charged afee for the majority of mortgages obtained inthe United States, youd be misinformed.

    The government-owned agencies, Fannie Maeand Freddie Mac, charge a guarantee fee (g-fee)for every loan they back. This fee is hidden fromconsumers by being built into the rate. If thegovernment raises g-fees, consumers will payhigher mortgage rates. If the government lowersg-fees, mortgage rates will go down.

    Fannie and Freddies key role is to insuremortgage loans made by the banks. The pur-pose of a g-fee is tobuild a reserve ac-count that is able tocover losses fromloans that go bad or

    default. The reasonthe governmenttook over Fannieand Freddie in 2008was because theseagencies did nothave adequate re-serves to cover thesubstantial lossesincurred during thehousing crash.When the reservesran out, the govern-ment stepped in.

    Since the bailout,

    the government has passed legislation to makeit more difficult to qualify for Fannie and Fred-die backed loans, and has also increased theamount of g-fees. An argument could be madethat one or the other would have been sufficient,but well leave that for another article.

    As for the amount of the increase, g-fees havemore than doubled since the governmenttakeover. Most of the increases were to furtherbuild up Fannie and Freddies reserves, but oth-ers were used to generate revenue to fund otherparts of the government, including an immigra-

    tion bill. And now the debate is on in Washing-ton whether to further increase the g-fee or not.

    One side of the debate wants the g-fee in-creased to reduce the market share carried byFannie and Freddie. Currently Fannie and Fred-die backed loans feature the lowest rates in theindustry. Because these loans carry governmentbacking, there is little risk to the lender. Less risktranslates to lower rates. Loans that do not carrythis same government backed insurance planfeature slightly higher rates. The plan to increaseg-fees would reduce Fannie and Freddies foot-

    print by making them less competi-tive, thereby increasing the share ofprivate lending.

    The plan to raise g-fees isbacked by the AmericanBankers Association. Ofcourse, they are the oneswho stand to profit themost by a transition to pri-vate lending.

    Consumer protectiongroups are opposed to any

    further g-fee in-creases. Increasing thefees, and thereby in-creasing mortgagerates, would put addi-tional financial bur-dens on the Americanmiddle class. Raisingrates would also jeopardize a housing recoverywhich is already extremely fragile.

    For now, the current director of the FHFA (theagency overseeing both Fannie and Freddie),

    Mel Watt, does not ap-pear to be in favor ofany further g-fee in-crease. Since takingover the FHFA in De-

    cember, 2013, Mr.Watt has already sus-pended a g-fee in-crease proposed by hispredecessor. He furtherwent on to state, Idont think its FHFAsrole to contract thefootprint of Fannie andFreddie. At least fornow, the head personin charge seems to beon the side of Ameri-can homeowners.

    G-More Fees?

    Arnaud Dufour

    Arnaud Dufour

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    a part of the greater HB Union HS District

    40+ Years of Service to theCommunities of Huntington Beach,Fountain Valley, and Westminster

    17231 Gothard St.,Huntington Beach

    92647(714) 842-HBAS

    ( - 4 2 2 7 )

    (located just southof Warner and

    OV High School)

    Also offered:Adult English as a

    Second LanguageExercise (Yoga,

    Dance Aerobics,Low Impact

    Aerobics, Zumba)Brain Fitness

    Program for

    Older AdultsArt, History,

    Personal Finance,Home Arts,and otherLeisure Classes

    HS Diploma orGED program

    Parent EducationParent Smart

    Preschool andToddler Classes(Parent Education)

    We offer job trainingin pharmacy

    technician, computersoftware, digital

    media arts, medicalassisting, and other

    careers and afull-time Counselorwho can assist you

    in planning foryour future.

    The information contained in thiscolumn does not necessarily reflect

    the opinion of The Local News.

    Arnaud Dufour is a Sr. Mortgage Banker at

    Newport Beach based DLJ Financial.

    With more than eleven years in the industry,

    Arnaud is available to answer questions

    in Real Estate Finance.

    E-mail: [email protected]

    Call: 714-677-4107.

    CA DRE # 01360217 NMLS# 335758

    HBPD Gets CompassionateSAVE THE DATE

    HB Police Department OPEN HOUSE: Saturday,September 20

    10 a.m. to 3 p.m.

    IN CELEBRATION OF COMPASSIONATE HBhttp://www.compassionatehb.com/

    A compassionate Huntington Beach recognizes thebenefits of compassionate action by encouragingcity leadership and community organizations whoare working together to foster compassionate and

    caring actions. More details to follow next week!

    CITY HALL DIRECTORY

    City Attorney (714) 536-5555

    City Clerk (714) 536-5227

    Passports (714) 536-1600

    City Council (714) 536-5553City Manager (714) 536-5202

    Community Services (714) 536-5486

    Beach Operations (714) 536-5281Business Development (714) 536-5542

    Finance Department (714) 536-5630Business Licenses (714) 536-5267

    Fire Department (714) 536-5411Human Resources (714) 536-5492

    Information Services (714) 536-5515

    Library Services (714) 842-4481Planning & Building (714) 536-5271

    Code Enforcement (714) 375-5155

    Police Department (714) 960-8811

    Public Works (714) 536-5431Graffiti Removal (714) 960-8861

    Fred A. Wilson, City Manager

    www.huntingtonbeachca.gov

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