Contact: or visit idahohousing.com An example of a homebuyer’s savings using the Homebuyer Tax Credit through year 15 on a $200,000, 30-year mortgage at a 4% interest rate: CUMULATIVE TOTAL SAVINGS $10,000 YEAR 1 YEAR 2 CURRENT YEAR SAVINGS YEAR 3 YEAR 4 $15,000 $24,792 $1,854 $2,000 $2,000 $2,000 IDAHO HOUSING HOME LOAN PRODUCTS • Up to 35% of the total mortgage interest paid in additional income tax credits each year. • Can be used with Idaho Housing loan products. • Owner occupancy is required to receive tax credit. BENEFITS: • Income tax credit for thirty years. • Exceptional customer service. • Loan serviced in Idaho. Use your Homebuyer Tax Credit with the Idaho Housing loan that best fits your needs. • FHA, VA, Conventional, and RD loans. • May be used for purchase or refinance. • First-time homebuyer requirement may apply. • Sales price limits may apply. • Low, fixed-interest rate. • Pair with down payment and closing cost assistance. The Homebuyer Tax Credit can save you up to $2,000 per year as long as you own and live in your home. Save up to per year! HOMEBUYER TAX CREDIT Learn more today! *Programs are subject to change at any time. Funds are limited, and certain restrictions apply. $2,000