ATMIA European's 1st Annual Forum on ATM Innovation 12th April 2011 The European approach for more Accessible ATMs Dr. Jose Angel Martinez Usero APSIS4all Project Coordinator
Nov 12, 2014
ATMIA European's 1st Annual Forum on ATM Innovation12th April 2011
The European approach for more Accessible ATMs
Dr. Jose Angel Martinez Usero
APSIS4all Project Coordinator
• The Socio-economic problem
• State of the art
• Objectives of APSIS4all
• Results of APSIS4all
• Consortium
• APSIS4all approach
• Spanish pilot site
• Animation
• New benefits in comparison to existing solutions
• Demonstration of technical and operational feasibility
Main contents
• The number of PDTs has been increasing over the years.
• The term PDT covers a wide variety of terminals, in different
environments and for diverse purposes:
Automated Teller Machines (ATMs), Ticket Vending Machines
(TVMs), information kiosks, vending machines etc.
• Many are not supervised, and may present accessibility
barriers, thus excluding people.
The Socio-economic problem. PDTs relevance
Number of ATMs in EU countries (2001-2009)Source: European Central Bank (2009)
The Socio-economic problem. PDTs relevance
• The accessibility barriers may affect to people with disabilities and elderly people:
• Blind people and people with low vision
• Deaf people and people with hearing impairment
• People with motor impairments
• People with mild cognitive impairment and/or learning difficulties
• Wheelchair users
• Elderly people
• The affected users can include everyone (inclusive solutions):
• Dealing with situational constraints (e.g. lighting conditions)
• Temporal limitations (e.g. mobility constraints after an accident
• Tourists or immigrants who do not understand the local language.
• People who are not familiar with ICT.
The Socio-economic problem. Who is affected?
The Socio-economic problem. eAccessibility status of Public Digital Terminals
Availability of accessible self-service terminalsSource: MeAC (2007)
• When available, existing solutions are tailor-made, thus lacking a homogeneous activation protocol. E.g. activation of screen readers or accessibility features.
• Users need to remember the specific protocol to activate their accessibility features.
• Large existing state of long life PDTS. The investment to renovate existing PDTs is very high.
• There is a gap regarding law in this field at EU level.
• Lack of standarization at industry level.
The Socio-economic problem. eAccessibility status of Public Digital Terminals
• Accessibility and usability of the interfaces have been widely
studied (e.g. WCAG)
• Much literature is available regarding accessibility and usability
of PDTs (e.g. INREDIS 2010, Gill, 2009; ONCE Foundation,
2007; Barcelona Digital, 2006; Gill, 2003)
• A wide range of tailor-made solutions has been deployed in
the banking and transport sectors.
SoA. Accessibility and usability
• Personalisation of interfaces is a relatively recently design
practice
• Personalisation of webpages is already a solid trend to adapt
the presentation to: Users’ needs and user devices.
• Automatically adapted interfaces has been deployed in the
banking sector.
• Adaption of interfaces based on the specification EN 1332-4
successfully tested in libraries to reconfigure PC interfaces
SoA. Personalisation
• Almost all banks provide online banking by mobile devices.
• The use of mobile devices for interacting with PDTs is a recent
trend:
• La Caixa has deployed a pilot of mobile payment through NFC
enabled mobiles.
• “Wincor Convenience Cash” is a service which enables users to
withdraw money from an ATM using a mobile phone and without
the usage of a card.
SoA. Usage of mobiles
• Validate and assess the impact of different approaches in the banking and transport sectors.
• Provide a set of solutions which allow all users access to a truly personalised service according to their needs and preferences.
• Facilitate the replication of APSIS4all outcomes by third parties through technical specifications, guidelines and reference material.
• Encourage the adoption of standarised accessible, usable and personalised solutions for PDTs.
• Benefit the whole society by providing accessible and usable services through PDTs customised according to users’ needs and preferences.
Objectives of APSIS4all
• Development and deployment of three accessible, usable and personalised services on 94 PDTs
• Validation in real-life settings by a representative group of citizens.
• Knowledge basis for producing accessibility improvements in PDTs.
• Technical specifications, guidelines and reference material to facilitate replication of the APSIS4all approach.
• Support in the development of relevant draft standards and development of proposals for new standards.
• Socio-economic evidence on the costs and benefits, and business cases.
• Impact assessment and comparison of the results of the different approaches.
Results of APSIS4all
Consortium
APSIS4all approach.
• Collection of users’ needs and preferences through automatic tools
• Needs and preferences coded according EN1332-4
• Information stored in:
• Common bank cards (EMV-compliant smartcards) or,
• Contactless smartcards (RFID) or,
• NFC-enabled mobiles (optionally)
• Provision of the most suitable interface mode available form a set of accessible and usable interfaces in 65 ATMs in Barcelona:
• Automatically (according to the stored information)
• Direct access to the selection of interface modes is also available
Spanish pilot site. Direct interaction with ATMs
• Users only need to indicate their needs and preferences once.
• The activation protocol is common for all users.
• The activation protocol does not require any additional action by the user or a minimal gesture (e.g. touching the RF reader).
• Users will obtain the most suitable interface.
• Usage of the users’ device for requesting the service.
• Augments the range of interaction modes available.
• People without any disability also benefit from a truly personalised service according to their needs and preferences.
New benefits in comparison to existing solutions
• Development and deployment in 89 PDTs in the banking (65) and transport (24) sectors.
• Validation in real-life settings in Barcelona (ES), Paderborn (GE).
• Impact assessment and comparison of the results of the different approaches adopted in each pilot site.
• Usage of mature technologies and openness to new trends.
• Encouraging and facilitating third parties to adopt the APSIS4all approach.
Demonstration of technical and operational feasibility
Thanks for your attention
José Angel Martinez UseroDirector of International Projects and