The cost of living powerpoint

Anto Park and Jon Skelton

The Cost of Living:San Francisco, CA

Location

San Francisco, CA

Total Income: Initial and Post Tax

Jon:Occupation: Struggling

PoetInitial Income: $45,000State Income Tax:

$2030.23Federal Income Tax: $5100FICA: $6705Total: $31164.77

AntoOccupation: BartenderInitial Income: $45,000State Income Tax: $2030.23Federal Income Tax: $5100FICA: $6705Total: $31164.77

Housing

Address:331 Park Plaza Drive

City: Daly City(9 miles from San Francisco

Zip Code: 94015

Housing Costs

Lease: 12 MonthsDeposit: $500 ($250 per person)Living Cost: $14220 Annually ($7110 per person)Apartment 475 Sq. ft

1 Bed, 1 BathCable/Satellite ReadyCarpetingCeiling FanFireplaceWalk-In ClosetsDishwasherGarbage DisposalRefrigerator

Remaining Income

Jon and Anto’s remaining income(same so far)

$ 31164.77-$250(deposit)-$7110(rent) =$23804.77

Kaiser Permamente Health Insurance

Jon$95.94 per

person/month$1151.28 anuallyThe Deductible 40/4000

NM with HSA plan with a $4,000 deductible.

Added dental care provides low copays, low rates, and no deductible for preventive care, such as X-rays and cleanings.

Anto$95.94 per

person/month$1151.28 anuallyThe Deductible 40/4000

NM with HSA plan with a $4,000 deductible.

Added dental care provides low copays, low rates, and no deductible for preventive care, such as X-rays and cleanings.

Remaining Income

Remaining income for Jon and Anto(still the same expenses)

$23804.77 -$1151.28(insurance) = $22653.49

Transportation

Bay Area Rapid Transit(BART)

Round-trip from Daly City to South San Francisco:$1682 per person (260 Weekdays + 30 weekends)

Remaining Income

Remaining income still the same for Jon and Anto

$22653.49-$1682(bus tickets)=$20971.49

Utilities(calculated on an annual basis/shared cost)

Electricity : $1,150Gas: $450 Water: $800Phone Plan: $410 per person.Household Supplies: $800 per person

TV:55" Class 1080p 120Hz LCD TV (54.6" diagonal)

$1,499.99 Price

Furniture Cost:Used furnishings: $2500

Remaining Income for Jon and Anto(same)

$20971.49-$575(electricity)-$225(gas)-$400(water)-$410(phone plan)-$800(household supplies)-$750(55” TV)-$1250(furnishings)=$16561.49

Food

Anto:$281 per month

$9 per day$3372 annually

Jon:$345 per month

~$11 per day$4140 annually

Remaining Income(different)

Anto

$16561.49-$3372(food)=$13189.49

Jon

$16561.49-$4140(food)=$12421.49

Fun and Extras

Anto's Fun and ExtrasClothing -$1300 anually

Video games -$1500 anually (Jon gets to play the games, too)

Jon's Fun and ExtrasMartial Arts: $1560 annually $780 annually for

transportationClothing - $1300

annually

Remaining Income

Anto’s$13189.49-$1300(clothing)-$1500(video games)=$10389.49

Jon’s$12421.49-$1560(martial arts

dojo)-$780(annual

transportation)-$1300(clothing)=

$8781.49

Savings

Anto’s balance:

$10,389.49

-$ 9,000.00 (Savings)

---------------------

$ 1,389.49

Jon’s balance:

$8,781.49

-$7,000.00 (Savings)

---------------------

$ 1,781.49

Sources Cited

Albertsons - Groceries, Coupons, Weekly Ad, Recipes and Pharmacy. SUPERVALU INC, 2011. Web. 08 June 2011. <http://www.albertsons.com/>.

Bank of America | Home | Personal. Bank of America Corporation, 2011. Web. 08 June 2011. <http://www.bankofamerica.com>.

"BART - Fare Calculator." BART - Bay Area Rapid Transit. San Francisco Bay Area Rapid Transit District, 2011. Web. 08 June 2011. <http://www.bart.gov/tickets/calculator/index.aspx>.

Costco.com: Offering Thousands of Items You Won���t Find in Your Local Costco. Costco Wholesale Corporation, 2011. Web. 08 June 2011. <http://www.costco.com/>.

Diamantstein, Andrej. "Www.iaido.org." Iaido - Traditional Japanese Swordmanship. Web. 08 June 2011. <http://www.iaido.org/iaido.html>.

Games for Xbox 360, PS3, Wii, DS, 3DS, PS2, PSP, Used & PC Consoles | GameStop. 2011. Web. 08 June 2011. <http://www.gamestop.com>.

Kaiser Permanente Health Insurance | HMO Medical Insurance. Kaiser Permanente, 2011. Web. 08 June 2011. <http://kaiserquotes.com>."SF Bay Area Electronics Classifieds - Craigslist." Craigslist: SF Bay Area Classifieds for Jobs, Apartments, Personals, for Sale, Services, Community, and Events. Craigslist, Inc., 2011. Web. 08 June 2011. <http://sfbay.craigslist.org/ele/.>.

"Utility Price Comparison for Top U.S. Cities." Utility Price Comparison for Top U.S. Cities - The WhiteFence Index. WhiteFence, 2011. Web. 08 June 2011. <http://www.whitefenceindex.com/>.

"Westlake Village in Daly City, CA." Apartments for Rent & Homes for Rent - Rent.com ｨ Apartment Finder. EBay, 2011. Web. 08 June 2011. <http://www.rent.com/rentals/california/san-jose-south-bay-and-peninsula/daly-city/westlake-village/451613/?tab=overview>.