Thanks For Helping Us Celebrate The United Consumers Difference · 2019. 3. 27. · Buy a car from Enterprise Car Sales, finance it through United Consumers Credit Union, and receive

Banking is what you do, not where you do it

Banking The Credit Union Way

Spring 2017

It was a full house as members, staff and guests gathered for

the annual meeting in February. We shared our 2016 success

and 2017 plans. The credit union announced our volunteer

election results. Congratulations to our returning board

members Larry Brown, Gordon Corn and Vaughn Tribble.

United Consumers Credit Union will enjoy continued growth

with our board’s guidance.

The highlight of the meeting was awarding our 75th anniversary

sweepstakes grand prize – a 2016 Ford Escape! Congratulations

to Helen Jones – everyone at United Consumers Credit Union

hopes you have many happy journeys in your new vehicle.

Thank you to all who attended this year’s meeting and helped

us cap our major milestone. We look forward to another

successful year with you, our valued members.

Thanks For Helping Us Celebrate The United Consumers DifferenceAt Our Annual Meeting

Student In Action Award RecipientThey’re all around us every day – great kids doing great things.

United Consumers Credit Union has partnered with KQ2 in St. Joseph

to recognize young people each month for outstanding behavior and

community involvement.

Buy a car from

Enterprise Car Sales, finance it through

United Consumers Credit Union, and receive a

$300 account deposit!*

With financing from United Consumers Credit Union

and a vehicle from Enterprise Car Sales, you can

trust that you will hit the road with confidence. Visit

UCCUMO.com for details, or call 816-325-6900 and

speak to a financial service representative today.

*Offer ends 6/30/17. Purchase of car through Enterprise Car Sales and financing

through United Consumers Credit Union required. Contact UCCU for complete details.

Dylores Rivera, age 17

This Benton High School student volunteers at the Southside Youth Outreach, helping

to mentor students from broken homes and dire situations. Dylores also serves as a

camp counselor for the Super C camp – including four mission trips to Guatemala.

She also enjoys being active with her church and serving the community through

other volunteer programs.

Protect Your Investment In Your VehicleGuaranteed Asset Protection (GAP)

You may be unfamiliar with GAP coverage – and how

much money it can save you. In the event of your vehicle’s

theft or collision, your regular auto insurance is designed

to pay the lender the vehicle's current cash value, not the

current loan balance. The difference can be thousands of

dollars, and you are responsible for the “gap” between the

insurance settlement and your loan balance. If you have

GAP, the coverage provider pays the difference – not you.

You should consider GAP coverage if you:

• Finance a vehicle for 60 months or more.

• Put less than 20 percent down.

• Roll negative equity from a previous vehicle loan into a

new vehicle loan.

• Drive more than 15,000 miles annually.

• Purchase a vehicle with a history of high depreciation

rates.

United Consumers Credit Union offers low-cost GAP coverage

with our vehicle loans – ask us for details when you apply!

Visit United Consumers Credit Union

during April, and help us celebrate

National Credit Union Youth Month by

helping your children and grandchildren

spread their savings wings. We’ll help

your kids and teens soar with our

first-time services.

• Savings account: Members up to age

17 will receive quarterly dividends.

• Checking account: Young earners can

manage their money with our debit card

and online/mobile banking.

Transitioning from childhood into adult-

hood is tough enough. We offer programs

for young adults so they can start their

financial future on the right foot.

• Auto loan: We make financing that

first vehicle easy and convenient for

members ages 18-24.

• Credit card: Young cardholders ages

18-24 can learn about smart credit use.

Stop by any of our offices to open an

account for the young people in your life!

Members Get Exclusive Discounts From Love My Credit Union Rewards

*Activation fee: Up to $30/line. Credit approval required. Sprint Credit Union Member Cash Rewards Offer: Offer ends 12/31/2017.

Available for eligible credit union members and member employees (ongoing verification). Tax ID required to establish business account.

Switch to Sprint, and receive a $100 cash reward for each new smartphone line activation. Requires port-in from an active number (wireless

or landline). Existing customers receive a $100 cash reward for each new smartphone line activation and/or a $50 cash reward for each

smartphone line transferred to program. New lines require activation at point of sale. Max 15 lines. Sprint account must remain active and

in good standing for 31 days to receive cash reward. Excludes MBB devices, tablets and Sprint Phone Connect, upgrades, replacements and

ports made between Sprint entities or providers associated with Sprint (i.e. Virgin Mobile USA, Boost Mobile, Common Cents Mobile and

Assurance.) May not be combinable with other offers. $50 Loyalty Cash Reward: Members can earn one $50 cash reward annually when

Sprint account remains active and in good standing for one year. Max 15 lines. Cash reward: Cash reward issued by CU Solutions Group.

Allow six-eight weeks for cash reward to bedeposited to your credit union account. If the cash reward does not appear after eight weeks,

visit LoveMyCreditUnion.org/SprintRewards. Other Terms: Offers/coverage not available everywhere or for all phones/networks. May not

be combinable with other offers. Offer, terms, restrictions and options subject to change and may be modified, discontinued

or terminated at any time without notice. Restrictions apply. © 2016 Sprint. All rights reserved. Sprint and the logo are trademarks of

Sprint. Other marks are the property of their respective owners.

Everyone loves to save, especially on products and services you use every day. That's

what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion

in discounts from valued partners through Love My Credit Union Rewards. You can save

too, with valuable discounts from these partners:

♥ $100 cash reward with every new line switched to Sprint! Current customers will

receive $50 for every line transferred. Plus, a $50 loyalty reward every year for

every line!*

♥ Save up to $15 on TurboTax federal products!

♥ Get an exclusive smoke communicator and a $100 gift card with a new ADT-monitored

home security system.

♥ Get trusted protection at true savings with the TruStage Auto & Home Insurance

Program.

♥ Shop and get cash back at more than 1,500 online retailers with Love to Shop.

To find out more and learn about other valuable discounts,

visit LoveMyCreditUnion.org. You get all these offers and

discounts just for being a member of United Consumers

Credit Union. Start saving today at LoveMyCreditUnion.org!

Feeling Cramped In Your Current Place?Talk To Us About A Home Loan

If it’s time to get your own place, move to a larger space or just add onto your current

place, talk to United Consumers Credit Union. We’re a full-service mortgage lender, so

we’ll be with you every step of the way – from application to closing.

As a local lender, you’ll work with professionals and the credit union you know

and trust. Talk to us about:

• Fixed-rate mortgages and equity loans.

• Adjustable-rate mortgages and equity lines of credit.

• Special financing programs.

We can help you out of your cramped space – contact us today at 816-521-4116

to get started!

Our mortgage loan originators are registered with the Nationwide Mortgage Licensing and Registry System, as required by the Secure and

Fair Enforcement Act (S.A.F.E Act). To confirm that your mortgage loan officer is registered, you can visit the NMLRS website and enter his

or her unique identifier or name. If you have already applied for a mortgage loan, the unique identifier of your mortgage loan officer and

UCCU were provided to you on the application you completed. If you would like the unique identifier of a loan officer, feel free to contact

your local branch or call (816) 325-6900.

Holiday Closings

Our offices will close

to observe the

following holidays:

Memorial Day

Monday, May 29

Independence Day

Tuesday, July 4

Remember, even when

we are closed, you

can still access your

accounts with online

and mobile banking,

as well as with your

ATM or debit card.

Main Branch

1111 E. 23rd St., Independence, MO 64055

Truman Branch

400 W. 24 Hwy., Independence, MO 64050

Fax ......................................816-252-0050

Raytown Branch

8730 E. 63rd St., Raytown, MO 64133

New Susquehanna Branch

17911 E. 24 Hwy., Ste. B-1

Independence, MO 64056

Fax ......................................816-796-7591

Now with Saturday hours – visit UCCUMO.com

for details.

St. Joseph Branch

724 N. Belt Hwy., St. Joseph, MO 64506

Phone ..................................816-279-3693

Fax ......................................816-279-9674

Olathe Branch

1105 W. Dennis Ave., Olathe, KS 66061

Phone ..................................913-782-1231

Fax ......................................913-782-1254

BCBS KC Branch

201 Main St., Kansas City, MO 64108

Office LocationsPhone ..................................816-325-6900

Toll Free ............................1-800-580-9303

Fax ......................................816-461-6355

MAC24 ..................................816-461-3925

(24-Hour Audio Response Telephone Access)

CU Anywhere ........................UCCUMO.com

For a complete listing of business hours, please visit our website.

uccumo.com

Shared Branch LocationsUCCU is proud to be a part of CO-OP

Shared Branch. You can conduct your

credit union business at 22 shared branch

locations in the Greater Kansas City area and more

than 5,300 locations nationwide. For a complete

listing of these locations and their hours of business,

visit our website.

Free ATM LocationsUnited Consumers Credit Union is part of

CO-OP ATM and the Alliance One Network,

giving our members access to nearly 35,000

surcharge-free ATMs nationwide. To find the ATM

closest to you, visit our website.

Board of Directors Term Expires

Ray Kline, Chairman 2019

Jared Fears, 1st Vice Chairman 2018

Tracy Cox, 2nd Vice Chairman 2018

Mike Welsh, Sec/Treas 2019

Larry Brown 2020

Mary Brown 2019

Gordon Corn 2020

Kevin Cummings 2018

Vaughn Tribble 2020

Rachel Rohrer, Associate Board Member

Supervisory Committee Term Expires

Donald Seaver, Chairman 2018

Jose Diaz 2019

Marvin Lewis 2018

Leslie Milby 2019

Reed Moorman 2020

Nominating Committee

Gordon Corn, Chairman

Vaughn Tribble

Larry Brown

Management Team

Chris McCreary, President

Jay Neathery, Executive Vice President

John Pinzino, Senior Vice President of Financial Services

Jana Magnuson, Senior Vice President of Finance

Kelly Black, Human Resources/Training Director

Esther Hinkle, Operations Director

Rich Webster, IT Director

Board & Management Staff

Federally Insured By NCUAMAR17-055-TP

• Clothing and outerwear for all

seasons

• Accessories – jewelry, belts, shoes,

purses, scarves, ties, hats

• Linens – blankets, sheets, towels,

curtains, drapes

• Housewares – dishes, silverware,

pots, pans, baskets, tins, glassware

(please package carefully)

• Books (except textbooks and

encyclopedias)

• Electronics – stereos (not cosoles),

computers, monitors, printers,

toasters, irons, clock radios, tape

players, mp3 players, speakers

• Toys

• Lamps

• Furniture

• All electric mechanical items –

bikes, lawnmowers, weed

whackers (no gas-powered items)

• CDs, VHS and DVDs

• Fabric, sewing supplies

Items we cannot accept• Baby items – car seats, infant

furniture, strollers, swings, bouncers

• Batteries and hazardous chemicals,

paint, solvent, oil

• Building materials and blinds/

curtain rods

• Exercise equipment

• Large appliances – stoves,

washers, dryers, refrigerators,

dishwashers

• Large office furniture

• Mattresses and box springs

• Magazines

• Medical supplies

• Tires

• Toiletries

• TVs and console stereos

• Wire hangers

Enjoy free document shredding and a chance to unload your clutter! We’ll

accept your personal papers as well as items for donation to Goodwill of

Western Missouri & Eastern Kansas. Visit our website for complete details

on this event. We look forward to seeing you there!

Spring Shred & Donation Event Saturday, May 13 / 9 a.m. to noon

Olathe branch / 1105 W. Dennis Ave.

Items we can accept

Banking is what you do, not where you do it

Banking The Credit Union Way