Terms & Conditions for Global Custody · For clients serviced from Hong Kong / Singapore JULY 6, 2020 Schedule A Settlement Timeframes and Account Locations Settlement timeframes

Terms & Conditions

for Global Custody

For clients serviced from Hong Kong /

Singapore

OCTOBER 26, 2020

Disclaimer

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is part of Royal Bank of Canada. RBC Investor & Treasury Services operates primarily through the following

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Licensed Trust Company under the Trust Companies Act and approved by MAS to act as a trustee of

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Terms & Conditions for Global Custody

For clients serviced from Hong Kong / Singapore OCTOBER 26, 2020

3 of 83

List of Schedules

Schedule A

Settlement Timeframes and Account Locations 4

Schedule B

Clean Cash Payments & Foreign Exchanges 36

Schedule C

Registration Details 45

Schedule D

Contractual Settlement Date Accounting Policies 51

Schedule E

Proxy Voting 54

Schedule F

Contractual Income Service 62

Schedule G

Market Entrance Requirements 65

Schedule H

Designated Markets 67

Schedule I

MiFID II Security Interest Disclosures – Third Party Market Participants 68



Schedule A

Settlement Timeframes and Account Locations

Settlement timeframes and instruction deadlines are expressed in “business days” and are subject to

local holidays. Opening hours of RBC Investor & Treasury Services’ Hong Kong and Singapore office are

Monday to Friday, from 09:00 to 18:00 (local time). RBC Investor & Treasury Services ensures

settlement during Bank Holidays with the exception of January 1 and December 25.

RBC Investor & Treasury Services must receive complete and accurate trade instructions by the

required deadlines as stated in Schedule A. Instructions received after these are treated on a best

efforts basis.

FLIPS [Free Transfer of shares between 2 different markets] for position realignment, Cross -Border

settlements and unilateral 144A_Reg(s) or ADR_GDR stock conversion request and blocked shares, will

be processed on a best efforts basis and RBC will not be liable for any penalties or charges incurred

due to late settlement of transactions as a result of pending FLIPS, Cross -Border and stock conversion

[144A_Reg(s) or ADR_GDR] instructions. Please note that you will be liable for the payment of all taxes

(including any value added tax, stamp duty, conversion charges), levies or duties, or any other liability or

payment that any relevant authority, exchange, sub-custodian or settlement system may impose,

arising out of or in connection with FLIPS, Cross-Border and stock conversion [144A_Reg(s) or

ADR_GDR ] transactions. You will be required to coordinate directly with the respective Transfer

Agent(s) to complete and submit relevant documentation for all 144A_Reg(s) unilateral stock conversion

request and ADR_GDR stock conversion.

RBC Investor & Treasury Services will support allegement tracking from the market, provided it is a

segregated account model.

RBC Investor & Treasury Services is open on all EBA business days, to ensure that Euro transactions

are processed on a timely basis.

It is RBC Investor & Treasury Services’ policy to provide the safekeeping of assets in the country of

origin and through the subcustodian of choice, as stipulated in Schedule A, accepting that execution of

the trade may take place on a range of exchanges. The only exception to this policy is for dual-listed

securities.

Please note that RBC Investor & Treasury Services offers settlement or custody of Eurobonds and

GDRs only in Clearstream (excl. equities and domestic bonds).

To secure treaty or exempt status for securities accounts in certain countries, it may be necessary to

submit documents to the local tax authorities. Please contact RBC Investor & Treasury Services Client

Service Representative, Global Custody for details.

Contractual settlement date accounting (CSDA) policies are detailed in Schedule D.

AIFMD clients will be notified directly by their Client Service Representatives in relation to specific

account numbers.



5 of 83

Where the client participates in RBC Investor & Treasury Services’ securities lending program, the

provisions of the client’s Securities Lending Agency Agreement regarding the subject matter of this

Schedule A will take precedence over the provisions in this Schedule A.



Schedule A


Country Subcustodi an Mai l i ng /

S.W.I.F.T. Address Instrument Ty pe Transacti on

Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Argentina

Citibank N.A.

Bartolome Mitre 530

Buenos Aires 1036

ARGENTINA

CITIUS33ARR

Bonds

Equities

Eventually other type of instruments

Free &

Against

Payment

SD -1 (17:00)

Australia

HSBC Bank Australia Ltd

HSBC Direct Custody and

Clearing

GPO Box 5302

Sydney NSW 2001

AUSTRALIA

HKBAAU2S

Bonds and Equities Free

SD-1 (17:00)

Eventually other type of instruments N/A

Bonds and Equities Against

Payment

SD-1 (17:00)


Austria

Raiffeisen Bank International

AG.

Am Stadtpark 9

1030 Vienna

Austria

Participant Code: OCSD 227200

RZBAATWWXXX

CSD of the delivering / receiving

agent (PSET): OCSDATWWXXX

Bonds and Equities

Free

SD (17:00)

Against

Payment

Bahrain1

Standard Chartered Bank,

Dubai International Financial

Centre (DIFC) Branch

Building 1, DIFC, 4th Floor

PO Box 999

Dubai

UAE

SCBLBHBM

Equities & Bonds Free N/A

Equities Against

Payment

SD-2 (15:00) for all

trades w hen SD is on

Monday or Sunday



Tuesday, Wednesday or

Thursday

Bonds Against

Payment



Monday or Sunday




Thursday



Schedule A


7 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Bangladesh

Standard Chartered Bank

Portlink Tow er

Level-6, 67 Gulshan Avenue

Gulshan, Dhaka-1212

Bangladesh

SCBLBDDX

NB Please note that the

w eekend is Friday and

Saturday.

Trades executed or due for

settlement on a Sunday for

purchase w ill be posted on the

clients account on Thursday

and Sales trades w ill be posted

to clients account on the

follow ing Monday.

Bonds & Equities Free N/A

Corporate Bonds & Equities On-

exchange (T+2)

Against

Payment

SD-2 (17:00)

For all trades with SD on

Tuesday, Wednesday,

Thursday and Sunday/

For trades with SD on

Monday, trading is not

recommended as there is

a risk of fail trade due to

funding

Belgium

Citibank Europe Plc

1 North Wall Quay

Dublin 1

Ireland

CITTGB2L

CSD of the delivering/receiving

Agent (PSET):

CITTGB2LXXX, both EBE and

NBB

Euroclear Belgium: 186

PSET is CIKBBEBBXXX

NBB: 4012

PSET is NBBEBEBB216

Bonds

Free SD (17:00)

Equities


Bonds

Against

Payment

SD (17:00) Equities


Bermuda

HSBC Bank Bermuda

Limited

3F Harbour View Building

37 Front Street

Hamilton, HM11

Bermuda

BBDABMHM

Equities

Free T+1 (16:30)

Against

Payment N/A



Schedule A


8 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Bosnia &

Herzegovina

Raiffeisen Bank

International AG

Am Stadtpark 9

1030 Vienna

Austria

RZBABA2SXXX


agent (PSET):

Sarajevo (FBH): RVPGBIH

8809840

Banja Luka (RS): CRHOV

17943554

Bond and Equities – Federation of

Bosnia and Herzegovina (FBH)

Free Not applicable

Against

Payment SD-1 (16:00)

Bond and Equities – Republic of

Srpska (RS)

Free Not applicable

Against


Botswana





PO Box 999

Dubai

UAE

SCHBBWGX

Bonds and Equities

Free Only off-exchange

NCBO type.

Against


Brazil

Citibank, N.A. – Filial

Brasileira (Brazilian Branch)

Av. Paulista, 1111, São Paulo,

SP CEP 01311-920

Brazil

CITIUS33BRR

Bonds and Equities

Free &

Against

Payment

SD-1 (17:00)

Bulgaria


AG

Am Stadtpark 9

1030 Vienna

Equities & Corporate Bonds (CDAD-

OTC & BSE)

Free &

Against

Payment

SD-1 (17:00)



Schedule A


9 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Austria

RZBAATWWXXX

Government Bonds (OTC-BNB) Free SD (17:00)

Canada

Client Service

Royal Bank of Canada

c-o RBC Investor Services

Trust

155 Wellington Street West, 2nd

f loor

Toronto, Ontario M5V 3L3

Physical Securities Delivery


c-o RBC Investor Services

Trust

Securities Cage

155 Wellington Street West, 2nd

Floor

Toronto, Ontario M5V 3L3

Money Transfer/Cash

Management


Financial Institution

180 Wellington Street West

Toronto, Ontario M5J 1J1

Additional Information: RBC

Investor & Treasury Service

acts as agent for RBC Canada

ROYCCAT2

Bonds & Equities


Free & Against

Payment

SD-1 (15:30)

Money Market SD (15:30)

Chile

Banco de Chile (Citibank

N.A)

Estado 260

2nd Floor, Santiago, 8320204

Chile

CITIUS33SAN

Equities, Bonds, eventually other

type of instruments

Free & Against




Schedule A


10 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

China

(Shanghai &

Shenzhen)


(China) Limited

Standard Chartered Tow er

201 Century Avenue

Pudong

Shanghai

200120

China (Shanghai)

Participant Code CP00003

China (Shenzhen) Participant

Code 890300

SCBLCNSXSHA

Equities Free & Against

Payment

SD-1 (09:00)

For Securities

purchases, clients

should ensure they have

suff icient USD value in

their USD account by this

deadline.

RBC I&TS w ill transfer

the funds from the USD

Nostro account to the

local Agent in China to

facilitate settlement.

Colombia

Cititrust Colombia S.A.

Carrera 9A No. 99-02 Local 104

Bogotá,

Colombia

CITIUS33COR

Bonds

Free

These transactions can

not be performed by

Foreign Investment

Funds

Equities


Corporate Bonds Against

Payment SD-1 (17:00) Equities

Government Bonds

Croatia


AG

Am Stadtpark 9

1030 Vienna

Austria

RZBAATWWXXX


agent (PSET): SDAHHR22

Bonds and Equities

Free SD (17:00)

Bonds and Equities

Against


Cyprus

Citibank Europe plc, Greece

Branch

Othonos 8

Athens

10557

Greece

CITIGRAAXXX

Participant Code: CSD

5000000002

Bonds, Equities, OTC

Free & Against

Payment

SD (17:00)



Schedule A


11 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Czech

Republic


AG

Am Stadtpark 9

1030 Vienna

Austria

RZBAATWWXXX


agent (PSET):

Equities & Bonds: UNIYCZPP

T-Bills: CNBACZPP

Participant Code: CDCP:

808003630231

Czech National Bank: 13585

Bonds, Equities

Free SD (17:00)

Against


T-Bills

Free SD (17:00)

Against

Payment SD (17:00)

Denmark

Danske Bank A/S

Holmens Kanal 2 - 12

DK - 1092 Copenhagen K

DENMARK

DABADKKKCUS

Bonds

Equities


Free &

Against

Payment

SD-1 (17:00)

Egypt1

Citibank N.A. Egypt

Custody Customer Services

The Boomerang Building,

Plot 46,1st District,

5th Settlement, Off Road 90,

New Cairo, P.O. Box 213

Post Code 11835

Cairo – Egypt

CITIEGCX

Corporate Bonds, T-Bills and

Equities

Free and

Against

Payment

SD-2 (15:00)

Government Bonds Against




Schedule A


12 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Estonia

Swedbank AS

Securities and Correspondent

Banking Services

Liivalaia 8

15040 Tallinn

Estonia

SWIFT: HABAEE2XXXX


agent (PSET): LCDELV22XXX

Stock exchange trades Against

Payment SD (10:00)

OTC trades Free & Against

Payment SD (13:00)



Schedule A


13 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Clearstream 5

Eurobonds and

GDRs only (excl.

equities and

domestic bonds)

Clearstream Banking S.A.

42 avenue J.F. Kennedy

L-2967 Luxembourg

LUXEMBOURG

CEDELULL

Internal transactions - CBL/CBL*** Free

SD (17:00) Bridge transactions - CBL/EB*** Free

Internal transactions - CBL/CBL***

*** deadlines quoted are upon the

condition that your counterparty in

CBL is eligible for the optional

daytime settlement cycle

Against

Payment

EUR VD (17:00)

AED VD-2 (17:00)

AUD VD-1 (17:00)

CAD: VD (17:00)

CHF: VD (15:00)

CNY: VD-1 (17:00)

CZK: VD-1 (17:00)

DKK: VD-1 (17:00)

GBP: VD (17:00)

HKD: VD-1 (17:00)

HUF: VD-1 (17:00)

ILS : VD-1 (17:00)

JPY: VD-1 (17:00)

MXN: VD (17:00)

NOK: VD-1 (17:00)

NZD: VD-1 (17:00)

PLN: VD-1 (17:00)

RUB: VD-1 (17:00)

RON: VD-1 (17:00)

SEK: VD-1 (17:00)

SGD: VD-2 (17:00)

THB: VD-1 (15:00)

TRY: VD (14:30)

USD: VD (17:00)

ZAR: VD-1 (17:00)



Schedule A


14 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Bridge transactions - CBL/EB**

** deadlines quoted are upon the

condition that your counterparty in

EB is eligible for the optional daytime

settlement cycle betw een EB and

CBL

Against

Payment

EUR VD(17:00)

AED VD-2(14:30)

AUD VD-1 (17:00)

CAD: VD (17:00)

CHF: VD (17:00)

CNY: VD-1 (17:00)

CZK: VD-1 (17:00)

DKK: VD-1(14:30)

GBP: VD (17:00)

HKD: VD-1(17:00)

HUF: VD-1(14:30)

ILS : VD-1 (17:00)

ISK: VD (14:30)

JPY: VD-1 (17:00)

MXN: VD (17:00)

NOK: VD-1(14:30)

NZD: VD-1 (17:00)

PLN: VD-1(13:30)

RUB: VD-1 (17:00)

RON: VD-1(17:00)

SEK: VD-1(14:30)

SGD: VD-2(15:00)

THB: VD-1 (15::30)

TRY: VD (15:30)

USD: VD (15:00)

ZAR: VD-1(15:00)

Finland

Nordea Bank Abp

Custody Services, VC210

Aleksis Kiven katu 3-5

Helsinki

FIN - 00020 Nordea

FINLAND

NDEAFIHH

Bonds in HexClear environment

Free/Against

Payment SD (17:00)

Equities

Bonds in Infinity environment

France

Citibank Europe plc

1 North Wall Quay

Dublin 1

Ireland

CITTGB2LXXX


Agent (PSET): SICVFRPPXXX

(EGSP Code) 186

Bonds

Free

SD (17:00)

Equities


Bonds

Against

Payment

Equities




Schedule A


15 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Germany

Citibank Europe Plc

1 North Wall Quay

Dublin 1

Ireland

For investment fund clients in

possession of a valid German

status certif icate

Participant Code : 4780

Citibank Europe plc

T2S Party BIC: CITIIEA1003

All other clients

Participant Code : 6045

Citibank Europe plc

T2S Party BIC: CITIIEA1004


Agent (PSET): DAKVDEFFXXX

Fixed Income & Equities

Free SD (17:00)

Against

Payment

SD (14:00)

Ghana





PO Box 999

Dubai

UAE

SCBLGHAC

Bonds & Equities Free N/A

Bonds & Equities Against

Payment

Bonds

Cycle T+1 & T+2: SD-1

(18:00)

Equities

SD-1 (17:00)

Eventually other type of

instruments- N/A

Greece

Citibank Europe plc, Greece

Branch

Othonos 8

Athens

10557

Greece

CITIGRAAXXX

Participant Code: CSD 505

Equities, Bonds and OTC

Free & Against

Payment

SD (17:00)



Schedule A


16 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Hong Kong


(Hong Kong) Limited

15th Floor

Standard Chartered Tow er

388 Kw un Tong Road

Kw un Tong

Kow loon, Hong Kong

SCBLHKHH

Participants code:

CCASS: C00039

CMU: CBHK008

Equities Free & Against

Payment

SD (12:00)

SD (09:00) for same day

turnaround transactions

SD-1 (12:00) for T+1

Pre-matching

SD-1 (17:00) for

cancellation/ amendment

Bonds (CMU) Free HKD: SD (12:00)

CNY: SD (12:00)

Bonds (CMU) Against HKD: SD (12:00)

CNY: SD (12:00)

For additional information on Hong Kong Stock Connect /Hong Kong Bond Connect, please click here:

Hong Kong Stock Connect - Asia - CITI

Hong Kong Bond Connect - Asia - CITI

Hungary

Raiffeisen Bank

International AG

Am Stadtpark 9

1030 Vienna

Austria

RZBAATWWXXX


agent (PSET):

KELRHUHBXXX

Participant Code:

KELR / 0562 / 000020

Bonds, Equities

Free SD (15:30)

Against

Payment SD (09:30)

Bonds and Equities for T2S eligible

settlement (EUR DVP/RVP and FOP)

Free SD (10:30)

Against

Payment SD (10:30)

Iceland

Islandsbanki hf

Hagasmári 3

201 Kópavogur

Iceland

Swift: GLITISRE

Bonds, Equities

Free

Against

Payment

SD-1 (12:00)

https://apps.rbcits.com/RFP/gmi/termsandconditions/Hong%20Kong%20Stock%20Connect%20-%20Asia%20-%20CITI.pdf

https://apps.rbcits.com/RFP/gmi/termsandconditions/Hong%20Kong%20Bond%20Connect%20-%20Asia%20-%20CITI.pdf



Schedule A


17 of 83

India


Crescenzo, 3rd Floor,

C-38/39, G-Block,

Bandra Kurla Complex, Bandra

(East), Mumbai 400 051, India

SCBLINBBXXX

Equities & Corporate Bonds (On-

exchange) Against

Payment

SD-1 (10:30)

Government bonds (OTC) SD-2 (14:00)

Equities

Free (generally

not allow ed in

the market

except

transfers for

Multiple

Investment

Managers (MIM)

structure only)

SD-1 (17:00)

Foreign investors have to open separate types of accounts in India for different asset holdings:

- FPI for holding investments under the Portfolio Investment Scheme (PIS)

- ADR/GDR for holding ADR/GDR converted equity shares

- FCCB for holding Foreign Currency Convertible Bond (FCCB) converted equity shares

- FDI for holding strategic investments

- FVCI for holding investments under venture capital route in green f ield investments

- VRR for holding investments via Voluntary Retention Route

FDI, FVCI and VRR require special processing that needs to be agreed f irst w ith RBC Investor & Treasury Services

before investment and account opening.

Please refer to the attached file for details of the mandatory requirements and conditions for the government bonds

service and settlement instructions.

https://apps.rbcits.com/RFP/gmi/termsandconditions/Indian%20Government%20Bonds.pdf



Schedule A


18 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Indonesia


Menara Standard Chartered

Jl. Prof. Dr. Satrio No. 164

Jakarta 12930

INDONESIA

SCBLIDJXXXX

Bonds & Equities Free & Against

Payment SD (09:00)

Ireland

Citibank Ireland

1 North Wall Quay

Dublin

D1

Ireland

CITIGB2L

Participant code CREST Trades:

DCMAY

Bonds

Equities


(To avoid incurring matching

fines from CREST, instructions

must be sent by 17:30 on SD-1)

Free & Against

Payment

Non Crest f ine period:

SD -1 (17:00)

Crest f ine period:

SD (16:00)

To avoid incurring

matching f ines from

Crest, instructions must

be sent by the deadline

quoted for non Crest f ine

period. If this deadline is

missed and the trade

matches on T+3 (i.e.

settlement date) a f ine is

incurred for that

transaction. For each

subsequent day the

trade remains unmatched

a further f ine is added. It

is the second party to

match that incurs the

f ine.



Schedule A


19 of 83

Israel3

Citibank N.A Israel

Azrieli Sarona building

121Menachem Begin Street

16th Floor

Tel Aviv 6701203

Israel

CITIILIT

Government Bonds and T-bills

Corporate Bonds

Equities

Free &

Against

Payment

SD-1 (17:00)

Italy

Citibank Europe plc

1 North Wall Quay

Dublin 1

Ireland

CITIITMXXXX


agent (PSET): MOTIITMMXXX

Participant Code: Monte Titoli

63566

Securities Account in T2S

(SAC):

MOTICITIITMXXXX6356600

Real Time Settlement

Free SD (17:00)

Against

Payment SD (17:00)



Schedule A


20 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Japan

Citibank N.A., Tokyo Branch

Markets and Securities

Services

Otemachi Park Building

1-1, Otemachi 1-chome

Chiyoda-ku, Tokyo

100-8132 Japan

CITIJPJT

Corporate Bonds (held in JASDEC)

Free

SD-1 (17.00)

Equities JASDEC

Book entry JGB BOJ

Corporate Bonds (held in JASDEC)

Against

Payment

Equities JASDEC

Book entry JGB BOJ

Jordan1





PO Box 999

Dubai

UAE

SCBLJOAX

Bonds & Equities Free Only off-exchange

NCBO type.


Payment

SD-1 (16:30)

Trade w ith SD Sunday &

Monday : SD-2 (16:30)

Kazakhstan

JSC Citibank Kazakhstan

Park Palace, Building A,

41 Kazibek Bi street, Almaty

050010

Republic of Kazakhstan

CITIKZKA

Please note that RBC I&TS does

not support T+2 settlement for

on-exchange (KASE) trades.

Consequently, clients should

not instruct on-exchange trades

w ith RBC I&TS that are on a T+2

settlement cycle.

Bonds

Free/Against

payment

Cycle T+0 - SD (14:00) Equities

Government Bonds / MM

Bonds

Cycle T+1 up to T+3 - SD

(17:00)

Equities

Government Bonds / MM

Kenya





PO Box 999

Dubai

UAE

SCBLKENX

Bonds

Free

Private transfer process,

subject to NSE/CMA

approval, w hich takes

roughly one month to

complete.

Equities


Bonds Against

Payment SD-2 (17.00) Equities




Schedule A


21 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Kuwait1

Citibank, N.A. Kuwait Branch

Ahmad Tow er

Corner of Arabian Gulf Street/AI

Mulla Street

Sharq, P.O. Box 26027

Safat 13121, Kuw ait

CITIKWKW

Bonds

Free & Against

payment

N/A

Equities

SD-2 (17:00)

Latvia

Swedbank AS


Banking Services

Liivalaia 8

15040 Tallinn

Estonia

SWIFT: HABAEE2XXXX




Payment

SD (12:00)


Payment

Lithuania

Swedbank AS


Banking Services

Liivalaia 8

15040 Tallinn

Estonia

SWIFT: HABAEE2XXXX




Payment

SD (12:00)


Payment



Schedule A


22 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Malaysia


Malaysia Berhad

Level 24, Equatorial Plaza,

Jalan Sultan Ismail,

50250 Kuala Lumpur

Malaysia

SCBLMYKX

Bonds

Free SD-1 (16:00)

Equities


Bonds

Against

Payment

SD-1 (09:00) Equities


Note: Please indicate the RENTAS Segregated Securities Account (SSA) number

of the buying/selling counterparty of trades in f ield 97A under block REAG/DEAG

of your MT54x SWIFT instructions, or under the section of REAG/DEAG of non-

SWIFT instructions for trades executed on or after May 10, 2018. Please refer to

the examples below :

:95P::REAG//COUNTERPARTY BIC

:97A::SAFE//COUNTERPARTY SSA

Mauritius





PO Box 999

Dubai

UAE

SCBLMUMU

Participant Code: SCB

Corporate Bonds & Equities Free N/A

Corporate Bonds & Equities Against


Mexico

Citibanamex Securities

Services

Actuario Roberto Medellín 800,

5° f loor north Santa Fe,

01210, Álvaro Obregón

Mexico City (CDMX),

Mexico

CITIUS33MER

Indeval number:

Equities - 8499

Fixed Income - 8425

Bonds and Equities

Against


Free N/A



Schedule A


23 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Morocco

Société Générale Marocaine

de

Banques

55 Boulevard Abdel Moumen

20100 Casablanca

MOROCCO

SGMBMAMC

Bonds

Free

SD-1 (15:30)

Equities


Bonds

Against

Payment

Equities


Namibia

Standard Bank Namibia Ltd.

ERF 1378, Ground Floor

Chasie Street, Hill Top

Kleine Kuppe, Windhoek

Namibia

SBNMNANX

Bonds

Free

SD-1 (12:00)

Equities SD-2 (12:00)

Bonds Against

Payment

SD-1 (12:00)


Netherlands

Citibank Europe Plc

1 North Wall Quay

Dublin 1

Ireland

IBAN –

IE02CITI99005128612907

CITTGB2L


Agent (PSET):

NECINL2AXXX

Participant Code: 186

NECICITTGB2LXXX000L10

Bonds

Free

SD (17:00)

Equities


Bonds

Against

Payment

Equities


New Zealand

Citibank N.A. New Zealand

Branch

GPO Box 764G

Melbourne VIC

Australia

Bonds

Free

SD-1 (17:00)

Equities


Bonds Against

Payment Equities



Schedule A


24 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

SWIFT: CITINZ2X

NZCLEAR

Participant Code: CNOM

Participant Name: Citibank

Nominees (New Zealand) Ltd


Nigeria





PO Box 999

Dubai

UAE

SCBLNGLA

Participant Code: SGNOM

Bonds & Equities

Free Not applicable

Against


Norway

Danske Bank A/S

Holmens Kanal 2 - 12

DK - 1092 Copenhagen K

Denmark

DABADKKKCUS

Bonds

Equities


Free & Against


Oman1





PO Box 999

Dubai

UAE

SCBLOMRX

Equities & Bonds Free SD-1 (17:00)

Equities (T+3)

Against

Payment



Monday or Sunday




Thursday

Bonds (T+2)



Monday or Sunday




Thursday



Schedule A


25 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Pakistan





PO Box 999

Dubai

UAE

SCBLPKKX

Bonds & Equities Free Only off-exchange

NCBO type.


Payment

SD-1 (17:00)

Peru

Citibank del Perú S.A.

Av. Canaval y Moreyra 480 4to

Piso

San Isidro

Lima 27

PERU

CITIUS33LIM

Bonds Free SD (17:00)

Equities


Bonds

Against



Philippines


7/F, 6788 Ayala Avenue

Makati City 1226

PHILIPPINES

SCBLPHMM

Bonds and other instruments

Free

SD-1 (17:00)


Bonds Against

Payment

SD-1 (17:00)

Equities and other instruments SD-1 (15:00)

Poland

Bank Polska Kasa Opieki

S.A.

International Banking and

Custody Department

Ul Grzybow ska 53/57

00-950 Warsaw

POLAND

PKOPPLPWCUS

Fixed Income (Interbank market)

Free

SD-1 (17:00)

Equities (off-market transactions)

Fixed Income (WSE transactions)

T-Bills

Free and

Against

Payment

Fixed Income (Interbank market)

Against

Payment Fixed Income (WSE transactions)

Equities (WSE transactions)

Portugal

Citibank Europe plc Dublin

1 North Wall Quay

Dublin 1

Ireland

CITIPTPXXXX

Equities

Free SD (17:00)

Against

Payment SD (17:00)



Schedule A


26 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Qatar1





PO Box 999

Dubai

UAE

SCBLQAQX

Bonds and Equities

Free and

Against

Payment

TD+1 (17:00)

FOP only NCBO



Schedule A


27 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Romania

BRD - Groupe Societe

Generale

BRD Tow er - 1-7, Ion Mihalache

blvd, Sector 1, 011171

Bucharest.

Romania

BRDEROBUTIT

Participant code:

"BRDE1" for SaFIR settlement

system of the National Bank of

Romania.

"SG" for settlement at the CSD,

"Depozitarul Central".

Equities & Bonds (through CSD)

Government Bonds (through NBR)

Free SD (14:30)

Equities & Bonds (through CSD)

Against

Payment

SD-1 (16:30)

Government Bonds (through NBR) SD (10:30)

Russia

(In order to

ensure high

safekeeping

standards,

enhance

investor

protection

against asset’s

loss and

minimize

counterparty

risk, AIF and

UCITS clients

must only trade

on a DVP/RVP

basis in Russia)

Societe Generale, Rosbank

Societe Generale Securities

Services Russia

Mashi Poryvaevoy Street, 34,

107078,

Moscow , Russia

RSBNRUMMCUS

Bonds and Equities

on NSD Free SD (17:00)

Bonds, Equities and other

instruments on NSD

Against

Payment in USD

& RUB

SD-1 (14:00)

Saudi Arabia1

HSBC Saudi Arabia

7267 Olaya Road Al Murooj

District Riyadh 12283-2255 KSA

SABBSARI

Bonds and Equities

Against


Free N/A



Schedule A


28 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Serbia

Raiffeisen Bank

International AG

Am Stadtpark 9

1030 Vienna

Austria

RZBSRSBGXXX

Bonds / Equities Against


Singapore


7 Changi Business Park

Crescent, Level 3 Securities

Services, Singapore 486028

SCBLSG22XXX

Bonds & Equities Free SD-1 (17:00)

Other type of instruments

Bonds & Equities

Against


Other type of instruments

Slovak

Republic

Raiffeisen Bank

International AG

Am Stadtpark 9

1030 Vienna

Austria

RZBAATWWXXX


agent (PSET): CSDSSKBAXXX

Participant Code: CDCP

990000000434

Bonds

Free

SD (16:30)


Bonds

Against

Payment

SD (16:30)


Slovenia

Raiffeisen Bank

International AG

Am Stadtpark 9

1030 Vienna

Austria

RZBAATWWXXX


agent (PSET): KDDSSI22XXX

Participant Code: KDD

10495511

Bonds and Equities Free SD (17:00)


Payment SD (15:00)



Schedule A


29 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

South Africa





PO Box 999

Dubai

UAE

SCBLZAJ2XXX

STRATE Business Partner ID:

ZA100019

Securities Account at STRATE

for Equities: 20000240

Securities Account at STRATE

for Bonds: 00153843

Equities on-exchange

Free & Against

Payment

SD-1 (13:30)

Equities off-exchange SD-1 (15:00)

Bonds on-exchange SD-1 (15:00)

Bonds off-exchange SD-1 (15:00)

South Korea


Korea Limited

3F, 47 Jongno

Jongro-gu

Seoul

03160

Korea

SCBLKRSE

Bonds

Free

N/A. Free transfer

betw een different IRCs

not permitted unless prior

approval from FSS is

obtained, generally due

to change of custodian.

N/A

Equities

Bonds Against

Payment

SD-2 (17:00)


Spain

Banco Inversis S.A.

Avenida de la Hispanidad, num

6

28042 Madrid

Participant Code CSD - 0232

INVLESMMXXX


Agent (PSET) IBRCESMMXXX

Bonds

Free SD (17:00)

Equities


Bonds

Against

Payment

SD (17:00) Equities




Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)



Schedule A


30 of 83

Sri Lanka


37 York Street

Colombo 01

Sri Lanka

SCBLLKLX

Bonds Free

N/A. Free transfer of

shares betw een

accounts is not permitted

unless prior approval is

obtained.

Free transfer approval is

usually sought w here

there is a change of

custodian. Foreign

investors are not

permitted to invest in

Corporate Bonds unless

the issuing company

obtains prior approval

from the regulatory

authorities.

Equities Free

N/A. Free transfer of

shares betw een

accounts is not permitted

unless prior approval is

obtained from the

Securities & Exchange

Commission. Free

transfer approval is

usually sought w here

there is a change of

custodian.

Bonds Against


Equities Against

Payment DVP / RVP: SD-2 (12:30)



Schedule A


31 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Sweden

Nordea Bank Abp, filial i

Sverige

Smålandsgatan 17

SE-105 71 NORDEA

SWEDEN

NDEASESSXXX

Bonds & Equities Free SD (15:30)


Payment SD (10:30)

Switzerland

Credit Suisse AG, PO Box

100,

CH-8070 Zurich, Sw itzerland

CRESCHZZ80A

Participants code: SIS BP ID:

CH100164

Bonds and Equities Free

SD (16:00)


Payment

Taiwan


(Taiwan) Limited

Room B, 7th Floor

168 Tun Hw a North Road

Taipei 105, Taiw an

SCBLTWTPXXX


Equities, Convertible Bonds Free & Against


Government Bonds Free & Against


Thailand


(Thai) Pcl

Securities Services

15th f loor, Zone A

Building 3

90 North Sathorn Road

Silom, Bangrak,

Bangkok 10500

THAILAND

SCBLTHBX

Bonds

Free SD-1 (15:30)

Equities


Bonds

Against

Payment

SD-1 (15:30) Equities


Tunisia

Societe Generale Securities

Service UIB Tunisia

10 rue d'Egypte, Tunis

Belvedere, 1002, Tunis,

Tunisia

UIBKTNTTXXX

Bonds, Equities and Eventually

other type of instruments

Free & Against




Schedule A


32 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Turkey

Citibank A.S.

Buyukdere Caddesi

No. 100

Esentepe 34394, Istanbul

TURKEY

CITITRIX

Bonds

Free

SD -1 (17:00)

Equities


Bonds

Against

Payment Equities


UAE - Abu

Dhabi 1





PO Box 999

Dubai

UAE

SCBLAEAD

Equities & Bonds Free SD-1 (17:00) / Only

NCBO

Equities and Bonds / Inter-Custodian

Trades

Against

Payment

SD-1 (15:00) (w hen TD

is from Sunday to

Tuesday)

TD 17:00 (w hen TD is

Wednesday or

Thursday)

Equities and Bonds / Non Inter-

Custodian Trades

SD-1, 17:00 (w hen TD is

from Sunday to

Tuesday)


Wednesday or

Thursday)

UAE - Dubai 1





PO Box 999

Dubai

UAE

SCBLAEAD

Equities & Bonds Free SD-1 (17:00) / Only

NCBO

Equities and Bonds / Inter-Custodian

Trades

Against

Payment

SD-1 (15:00) (w hen TD

is from Sunday to

Tuesday)


Wednesday or

Thursday)

Equities and Bonds / Non Inter-

Custodian Trades

SD-1, 17:00 (w hen TD is

from Sunday to

Tuesday)


Wednesday or

Thursday)

UAE - NASDAQ

Dubai Ltd. 1





PO Box 999

Dubai

UAE

SCBLAEADDIF

Equities & Bonds Free SD-1 (17:00)

Equities & Bonds Against




Schedule A


33 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

Ukraine

(In order to

ensure high

safekeeping

standards,

enhance

investor

protection

against asset’s

loss and

minimises

counterparty

risk, AIF and

UCITS clients

must only trade

on a DVP/RVP

basis in Ukraine)

JSC Citibank

16-g Dilova Street

Kiev 03150

CITIUAUK


Bonds & Equities

SD (17:00)

Treasury Bills N/A

Bonds & Equities

N/A

Treasury Bills SD (11:00)

United

Kingdom

VIDACOS Nominees Limited

Citigroup Centre

Canada Square

Canary Wharf

London

E14 5LB

UNITED KINGDOM

CITIGB2L

Participant Code CREST Trades:

19XJE

Bonds and Equities

(To avoid incurring matching

fines from CREST, instructions

must be sent by 17:30 on SD-1)

Free and

Against

Payment

SD-1 (17:00)



Schedule A


34 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)

United States

(Please note that

there are

restrictions

related to Low

Priced Securities

or Penny

Stocks,

Cannabis-

Related

Business (CRB)

securities and

SEC suspended

securities. Our

subcustodian

does not accept

free receives of

Marijuana-

related

securities

identif ied by the

subcustodian)

The Bank of New York

Mellon

240 Greenw ich Street

New York, NY 10286

IRVTUS3N

DTC ID, Non DTC ID, Fixed Income Free/Against


Uruguay

Banco Itaú Uruguay S.A.

Zabala 1463

CP11000, Montevideo

URUGUAY

FNBBUYMM

Bonds

Free SD (17:00) Equities


Bonds Against



Vietnam

Only listed

equities and

listed corporate

bonds

HSBC Bank (Vietnam) Ltd.

Central Point Building

106 Nguyen Van Troi Street

Phu Nhuan district

Ho Chi Minh City

VIETNAM

HSBCVNVX

Bonds

Free

TD 17:00



Bonds

Against

Payment

TD 17:00

Equities

SD-1 (17:00)

(recommended to advise

subcustodian w ith

expected trade details

prior to TD)


Zambia


DIFC Branch Bonds & Equities Free

Only off-exchange

NCBO type.



Schedule A


35 of 83



Securi ti es

Settl ements

deadl i nes (HK/SG

Ti me)


PO Box 999

Dubai

UAE

SCBLZMLX


Payment

SD-1 (16:30) (Equities)

SD-2 (16:30) (Bonds)

1. Weekend is Friday and Saturday , howev er, trading f or equities and Fixed Income will be conducted Sunday through to

Thursday . Cash and Securities settlement can take place ev ery day , excluding Sunday , as agreed by the parties.

Trades due f or settlement on a Sunday will be posted to the client account on the f ollowing Monday .

2. Weekend is Thursday and Friday

3. Settlement cy cles: Sunday to Thursday : two clearing cy cles ev ery day , one at 9:30 and one at 15:45 in the morning

and one in the af ternoon. Friday : two clearing cy cles at 9:30 and 13:00.

Market deadlines: TASE sy stems close at 17:00 (Sunday to Thursday ) and at 10:00 on Friday .

Citibank deadlines: Trades matched at SD-1 will settle on SD 9:30, any f ailed trades will automatically settle at 15:45.

SD-1 trades must be correctly receiv ed prior to 15:00. In addition, under best ef f ort basis, trade matching can happen

until 12:30 SD.

Trades with same day settlement will settle on the second cy cle at 15:45.

4. Early closing when the day preceding is a bank holiday .

5. Sale and purchase settlement instructions can settle in the optional settlement cy cle, prov ided that each respectiv e

party f lags its instruction to be eligible in this optional settlement cy cle. Fund managers sending their instructions to

RDIS af ter the mandatory settlement cy cle deadline, but bef ore the optional settlement cy cle deadline, must ensure

that their counterparties hav e f lagged their instructions f or settlement in the optional settlement cy cle.

If a sales transaction f ails f or settlement in the optional settlement cy cle because the counterparty did not f lag its

instruction f or settlement in the optional settlement cy cle, RDIS reserv es the right to claim the counterparty f or late

settlement. If the counterparty would ref use to pay such claim, RDIS reserv es the right to rebook the sale in ASDA

in the client’s cash account.

6. C ancellations deadlines may vary depending on the country. A ll ins truc tions received after

deadlines will be processed bes t poss ible value. A mendments and cancellation will be treated on a

bes t effort bas is .

All deadlines are given under condition that there is sufficient amount of corresponding currency at client's cash account.


For Clients serviced by RBC Investor Services Hong Kong Limited / Singapore OCTOBER 26, 2020

Schedule B

Clean Cash Payments & Foreign Exchanges

Clean Cash Payments in Major Currencies:

Instructions and Timeframes

Outgoing payment instructions and incoming payment advices are expressed in “business day” and are

subject to local currencies holidays.

RBC Investor & Treasury Services’ main cash correspondents for Treasury and Commercial Payments and

RBC Investor & Treasury Services’ main currencies deadlines to instruct cash instruction are detailed

below.

The following deadlines apply for cash orders and pre-advice of fund entries, cut-offs are given in Hong Kong

& Singapore time, considering working hours are from Monday to Friday, 09:00 to 18:00. Deadlines may be

reviewed from time to time.

FOR COMMERCIAL PAYMENTS: SWIFT/BIC CODE: FETALULLISV

FOR TREASURY PAYMENTS: SWIFT/BIC CODE: FETALULL

FOR SUBSCRIPTION IN HKD: SWIFT/BIC CODE: BILLHKHT * (only applicable for Hong Kong clients)

Currency

Correspondent Bank

Name / SWIFT

Address

RBC Inv estor & Treasury Serv i ces

External Account Number / IBAN

RBC Inv estor &

Treasury Serv i ces

cut off (HK/SG

ti me)

AED1

UAE dirham

Standard Chartered

Bank, DIFC Branch

SCBLAEAD

IBAN: AE260440000002209946901 value date-1 (17:00)

AUD2

Australian Dollar

HSBC Bank Australia

Limited

HKBAAU2S

011-280740-041 value date-1 (17:00)

CAD

Canadian Dollar

RBC Investor Services

Trust

ROYCCAT2

09591-102-351-4 value date (17:00)

CHF

Sw iss Franc

Credit Suisse AG

CRESCHZZ80A

IBAN: CH7504835181594303000

SIC Participant number: 4835 value date (17:00)

CNY

Chinese Yuan

(Offshore)

Standard Chartered

Bank (Hong Kong)

Limited

SCBLHKHH

44709455634 value date (12:00)

CZK

Czech Koruna

Raiffeisen Bank

International AG

Intermediary:

RZBCCZPPXXX

Account w ith Institution:

IBAN:

CZ34550000000091000

06101

RZBAATWWXXX

Beneficiary Institution:


IBAN: CZ3455000000009100006101


IBAN: AT88 3100 0088 5507 3068

value date (15:00)



Schedule B


37 of 83

Currency

Correspondent Bank

Name / SWIFT

Address



RBC Inv estor &

Treasury Serv i ces

cut off (HK/SG

ti me)

IBAN: AT88 3100 0088

5507 3068

DKK

Danish Krone

Danske Bank A/S,

Copenhagen

DABADKKK

IBAN: DK1530003996042952 value date (15:00)

EUR Deutsche Bank AG

DEUTDEFF IBAN: DE84500700100938036100 value date (17:00)

GBP

British Pound

Citibank NA London.

CITIGB2L

Sort Code: 18-50-08

ACC: GBP 18310971

IBAN: GB34CITI18500818310971

value date (17:00)

HKD

Hong Kong Dollar

Standard Chartered

Bank (Hong Kong)

Limited

SCBLHKHH

44709455618 value date (12:00)

HKD

Hong Kong Dollar

(Subscription *

Only applicable

for HK Clients)

Standard Chartered

Bank, Hong Kong

SCBLHKHH for account

RBC Investor Services

Trust Hong Kong Limited

(BIC:BILLHKHT)

003-447-0068608-0 value date (12:00)

HUF

Hungarian Forint

Raiffeisen Bank

International AG

Intermediary:

UBRTHUHBXXX


IBAN:

HU13120021020000006

500400005

RZBAATWWXXX


IBAN: AT43 3100 0098

5507 3068


IBAN: HU13120021020000006500400005


IBAN: AT43 3100 0098 5507 3068

value date (15:00)

ILS

Israeli Shekel

Citibank N.A., Tel Aviv

CITIILIT IBAN: IL280220010000620121002 value date (14:00)

JPY

Japanese Yen

Citibank Japan Ltd,

Tokyo

CITIJPJT

0222294401 value date-1 (17:00)

MXN

Mexican Peso

Citibanamex, México

CITIUS33MER 230288003 value date (17:00)

MAD

Morocco Dirham

Société Générale

Marocaine de Banques

SGMBMAMC

001600088561 VD-1 (13:00)

NZD

New Zealand

Dollar

Citibank N.A. New

Zealand Branch

CITINZ2X

6080006 value date-1 (17:00)



Schedule B


38 of 83

Currency

Correspondent Bank

Name / SWIFT

Address



RBC Inv estor &

Treasury Serv i ces

cut off (HK/SG

ti me)

NOK

Norw egian

Krone

Danske Bank Oslo

Intermediary

DABANO22

Account w ith Institution

DABADKKK

Beneficiary Institution Account Number:

IBAN: DK9630003996091449

value date (16:30)

PLN

Polish Zloty

Bank Pekao SA,

Warsaw

PKOPPLPW

IBAN: PL80124000013126016111120301 value date (15:00)

QAR

Qatar Rial

Standard Chartered

Bank, Qatar

Intermediary

SCBLQAQX


SCBLAEADDIF

IBAN: AE680440006102209947101 value date-1 (17:00)

RON

New Romanian

Leu


Generale

BRDEROBU

IBAN: RO56BRDE427SV00486104270 value date (16:30)

RUB 5, 6

Russian Ruble

Societe Generale

Securities Services

RSBNRUMM

RBCIS account w ith ROSBANK:

30111810300000022157

RBCIS INN9909201455

ROSBANK BIK code and account w ith

Central Bank : BIK044525256/

30101810000000000256

value date-1 (17:00)

SGD

Singapore Dollar

Standard Chartered

Bank (Singapore)

Limited

SCBLSG22XXX

0105724033 value date-1 (17:00)

SEK

Sw edish Krona

Nordea Bank

NDEASESSXXX

IBAN:

SE5530000000039527710189 value date (17:00)

THB7

Thai Baht

Standard Chartered

Bank, Bangkok

SCBLTHBX

00100675972 value date-1 (15:30)

TND

Tunisian Dinar

Societe Generale

Securities Service UIB

Tunisia

UIBKTNTTXXX

IBAN: TN5912060000005100107628 value date-3 (17:00)

TRY

Turkish Lira

Citibank N.A., Istanbul

CITITRIX

Account Number: 0070007029

IBAN: TR740009200000000070007029

Currency: TRY

Account Number: 0070007037

IBAN: TR520009200000000070007037

Currency: EUR

value date (16:00)



Schedule B


39 of 83

Currency

Correspondent Bank

Name / SWIFT

Address



RBC Inv estor &

Treasury Serv i ces

cut off (HK/SG

ti me)

USD8

US Dollar

Citibank New York

CITIUS33 36249035 value date (17:00)

ZAR

South African

Rand

Standard Bank of South

Africa Limited

Intermediary SBZAZAJJ


SCBLAEADDIF

Beneficiary Institution Account Number:

01209943501

IBAN: AE450440001701209943501

Additional information:

Example cash w ording for beneficiaries

w ith account at RBC IS Bank Luxembourg

Please pay ZAR [amount] direct via

MT103 to RBC Investor Services Bank SA

(FETALULL) for credit beneficiary

account.

Field 54 = SCBLAEADDIF

Field 57 = /01209943501 FETALULL

Field 59 = beneficiary details

w ith a linked cover message

(MT202COV) via your correspondent

bank to Standard Bank of South Africa

Limited (SBZAZAJJ)

Field 56 = SBZAZAJJ

Field 57 = SCBLAEADDIF

Field 58 = /01209943501 FETALULL

value date (15:00)

Please mention respectively "for further credit to RBC Investor Services Trust Hong Kong Limited"

or "for further credit to RBC Investor Services Trust Singapore Limited" and quote with reference

"fund name", PTG Name in any payment instruction.

1. Market and currency closed on Friday

2. AUD: BSB code is 342-011

3. Prov ision of serv ices currently suspended

4. Restricted serv ice f or INR, KWD and MYR

5. Cash wire instruction must bear

VO code: code and description of pay ment purpose, to comply with currency control requirements

KIO code: Recipient Tax ID

BIK code: Local Bank identif ication code

6. Market practice is f or CBR participants to use 4th clearing session as a def ault session f or standard pay ment processing. Thi s is also

the last opportunity f or participants to manage their liquidity with same day v alue and to post appropriate reserv es as per Central Bank

requirements. Theref ore incoming pay ments, ev en preadv ised, receiv ed during 5th clearing session are booked to account on VD+1 with

v alue date VD+1

7. NRBS account

8. USD: ABA 021000089 or Chips routing 0008

9. Restricted serv ice



Schedule B


40 of 83

Clients are advised by their Client Representative, Transaction Management about RBC Investor & Treasury

Services’ cash payments deadlines with distinction between STP and non-STP deadlines.

Instructions for outgoing payments received within deadlines and which contain all relevant information will

be processed good value. All instructions received after deadlines will be processed best possible value.

Amendments and cancellation will be treated on a best effort basis.

Incoming payments received within RBC Investor & Treasury Services’ deadlines and processed STP are

credited on client’s account good value.

Non-Full STP incoming payment messages containing the relevant information on the final beneficiary and

received within the RBC Investor & Treasury Services deadlines will be credited on the client’s account

good value on a best effort basis.

Manual incoming payment messages not containing the relevant information on the final beneficiary and

received within the RBC Investor & Treasury Services deadlines are manually treated, and will be credited

on the client’s account the next value date following the receipt by RBC Investor & Treasury Services of all

relevant information.

Subject to pre-agreement with RBC Investor Services Bank, the payment ordering party may also pre-

advise RBC Investor & Treasury Services on incoming payment via MT210 correctly formatted (see Cash

instruction format) to ensure the application of good value. For MT210 received within RBC Investor

Services Bank cash cut-off time and linked payment confirmed as received at the latest the next day

following value date, cash is credited onto client’s account with pre-advised value date.

If payment is not confirmed as received, client is contacted and is required to conduct further investigation.

A new deadline is fixed for the client to revert by (usually same working day); if no answer is received by

RBC Investment Services Bank within this new deadline, the pre-advice MT210 received is considered as

null and voided.



Schedule B


41 of 83

Cash Instruction format

MT103 FOR INCOMING CASH PAYMENTS

> 20 :SENDER'S REF.

> 23B BANK OPERATION CODE

> 32A VALUE DATE/CURR./ AMOUNT

> 50K ORDERING CUSTOMER - NAME & ADDRESS

> 52A DRAWER BANK SWIFT CODE

> 56 A BENEFICIARY BANK CORRESPONDANT SWIFT CODE

> 57 A BENEFICIARY BANK SWIFT CODE

> 59 BENEFICIARY CUSTOMER ACCOUNT AND NAME

> 70 REMITTANCE INFORMATION

> 71A DETAILS OF CHARGES

> MT202 FOR INCOMING CASH PAYMENTS

> 20 : TRANSACTION REF. NB.

> 21: RELATED REF.

> 32A : VALUE DATE, CURR. CODE, AMOUNT

> 52D: ORDERING INSTITUTION

> 56 A BENEFICIARY BANK CORRESPONDANT SWIFT CODE

> 57 A BENEFICARY BANK SWIFT CODE

> 58 D BENEFICIARY IBAN ACCOUNT AND ACCOUNT NAME OR 58 A FINAL BENEFICIARY BANK

SWIFT CODE

> 72 SENDER TO RECEIVER INFORMATION INTRODUCE BY /BNF/

> MT210 TO PRE ADVISE INCOMING FUNDS

> 20 : TRN REF OF THE REMITTER

> 25 : BENEFICIARY PTG NUMBER FOR EXAMPLE /PTG.....

> 30 : VALUE DATE (YYMMDD)

> 21: TRN OF THE MT202 OR MT103 ( THE PAYMENT REF )

> 32B :CURRENCY AND AMOUNT

> 52A REMITTER SWIFT CODE

> 56A RBC INVESTOR & TREASURY SERVICES’ CASH CORRESPONDANT SWIFT CODE >

> MT202 PAYMENT ORDER

> 21: TRN

> 32 A : VALUE DATE) - CURRENCY - AMOUNT

> 52 A : SWIFT CODE OF THE REMITTER

> 53 B : PTG OR ACCT NUMBER FROM WHERE THE FUNDS WILL BE DEBITED FOR EXAMPLE

> 56 A INTERMEDIARY BANK SWIFT CODE (FIELD COMPULSORY FOR ALL CURRENCIES EXCEPT

EUR and CHF )

> 57 A BENEFICIARY BANK SWIFT CODE



Schedule B


42 of 83

> 58 D /(ACCOUNT NUMBER AND ACCT NAME) OR 58 A (WITH BIC CODE )

> 72 /BNF/ ..... SENDER TO RECEIVER INFORMATIONS



Schedule B


43 of 83

Cash Payments and Foreign Exchange Transactions in Other Currencies

The below table details the currencies where clean cash instructions (inbound or outbound) and third party

foreign exchange transactions are not supported. Any such instruction received involving a currency on the

table will not be validated and processed.

Currency name Currency

Code

Argentina Peso ARS

Bosnia Herzegovina Conv. Mark BAM

Bulgaria Lev BGN

Bangladesh Taka BDT

Bahrain Dinar BHD

Brazil Real BRL

Botsw ana Pula BWP

Chinese Yuan Renminbi - Onshore CNY

Chile Peso CLP

Colombia Peso COP

Egypt Pound EGP

Ghana Cedi GHS

Croatia Kuna HRK

Indonesia Rupiah IDR

India Rupee INR

Iceland Krona ISK

Jordan Dinar JOD

Kenya Schilling KES

South Korea Won KRW

Kuw ait Dinar KWD

Kazakhstan Tenge KZT

Sri Lanka Rupee LKR

Mauritius Rupee MUR

Malaysia Ringgit MYR

Namibia Dollar NAD

Nigeria Naira NGN

Oman Rial OMR



Schedule B


44 of 83

Currency name Currency

Code

Peru Sol PEN

The Philippines Peso PHP

Pakistan Rupee PKR

Saudi Riyal SAR

Serbia Dinar RSD

Taiw an Dollar TWD

Ukraine Hryvnia UAH

Uruguay Peso UYU

Vietnam Dong VND

Zambia Kw acha ZMW

The below table details the currencies where third party foreign exchange transactions are not supported.

Any such instruction received involving a currency on the table will not be validated and processed.

Currency name Currency Code

Qatar Rial QAR

Thailand Baht THB



Schedule C

Registration Details

45 of 83

It is RBC Investor & Treasury Services policy to register all securities in nominee name or in client name if

the market dictates. All account holding details apply to both equity and bond holdings, unless otherwise

indicated.

Securities traded on secondary markets or subject to restriction are serviced on a best efforts basis.

Country Account Hol di ng Detai l s – Subcustodi an Account Hol di ng Detai l s - Deposi tory

Argentina Investor Services Bank S.A. - sub a/c Name of

Fund + Sub-Fund (if applicable)

RBC Investor Services Bank S.A. - sub a/c Name

of Fund + Sub-Fund (if applicable)

Australia RBC Investor Services Bank S.A. – Omnibus

Account (*) HSBC Custody Nominees (Australia) Limited

Austria RBC Investor Services Bank S.A. – Omnibus

Account (*) Raiffeisen Bank International AG

Bahrain RBC IST – Client A/C Account in the name of the beneficial ow ner

Bangladesh RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable)

RBC Investor Services Bank S.A. – sub a/c

Name of Fund (w ithout mentioning the name of the

sub-fund)

Belgium RBC Investor Services Bank S.A. – Omnibus

Account (*) Citibank Europe PLC Dublin

Bermuda RBC Investor Services Bank - Client Account Wilson & Co

Bosnia &

Herzegovina


Name of Fund + Sub-Fund (if applicable) Account in the name of beneficial ow ner

Botswana RBC Investor Services Bank S.A. – sub a/c


CSDC - Standard Chartered Bank Nominees (Pty)

Ltd, underlying client name (beneficial ow ner)

BoB- 30050-2 Standard Chartered Bank:

Customer

Brazil RBC Investor Services Bank S.A. – sub a/c

Name of Sub-Fund or Entity Level

B3 - BM&F BOVESPA Segment – formerly CBLC:

Equities are registered in the name of the

Beneficial Ow ner/Fund.

B3 – CETIP Segment (Depository for Fixed

Income): Corporate/Government Bonds are

registered in the name of the local custodian/local

bank’s omnibus account name on behalf of the

client.

SELIC (Depository for Government Fixed Income):

Government Bonds are registered in the name of

the local custodian/local bank’s omnibus account

name on behalf of the client.

Bulgaria RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) In the name of Sub-Fund / beneficial ow ner

Canada RBC Investor Services Bank S.A. – Omnibus

Account (*) Royal Bank of Canada



Schedule C


46 of 83


Chile RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Banco de Chile on behalf of third parties

China (Shanghai) RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Under the name of the Investor code

China (Shenzhen) RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Under the name of the Investor code

Clearstream RBC Investor Services Bank S.A. – Omnibus

Account (*) Dependant on underlying market

Colombia RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Name of Sub-Fund

Croatia RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Account in the name of Beneficial Ow ner

Cyprus Account in the name of Beneficial Ow ner Account in the name of Beneficial Ow ner

Czech Republic RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) RBC Investor Services Bank S.A.

Denmark RBC Investor Services Bank S.A. – Omnibus

Account (*)

RBC Investor Services Bank S.A. – Omnibus

Account (*)

Egypt RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) In the name of Name of Sub-Fund

Estonia RBC Investor Services Bank S.A. Client Omnibus

Account RBC Investor Services Bank S.A.

Finland RBC Investor Services Bank S.A. – Omnibus

Account (*)

Nordea Bank Abp, Suomen Sivuliike, w hich

translates to “nominee registration custodian”

France RBC Investor Services Bank S.A. – Omnibus

Account (*) Citibank Europe plc

Germany RBC Investor Services Bank S.A. – Omnibus


Ghana RBC Investor Services Bank S.A. – sub a/c


Standard Chartered Nominee Ghana / RBC

Investor Services Bank S.A. – sub a/c Name of

Sub-Fund

Greece*** Account in the name of Beneficial Ow ner

Equities and Corporate Bonds: Account in the

name of the Beneficial Ow ner

Government Bonds: held in the agent omnibus

account ‘EU residents’

Hong Kong RBC Investor Services Bank S.A. – Omnibus

Account (*)

HKSCC - Standard Chartered Bank (Hong Kong)

Limited

CMU - Standard Chartered Bank (Hong Kong)

Limited

Hungary RBC Investor Services Bank S.A. – sub a/c


Iceland Account in the name of the Beneficial Ow ner Account in the name of the Beneficial Ow ner

India Account in the name of Beneficial Ow ner Account in the name of Beneficial Ow ner



Schedule C


47 of 83


Indonesia RBC Investor Services Bank S.A. – sub a/c


RBC Investor Services Bank S.A. – sub a/c Name

of Fund + Sub-Fund (if applicable)

Ireland RBC Investor Services Bank S.A. – Omnibus

Account (*) Vidacos Nominees Limited a./c RBC

Israel RBC Investor Services Bank S.A. – sub a/c


Registered under the name of one of the four

nominee companies w here stocks are deposited.

Tel Aviv Stock Exchange Clearing House

(TASECH) manages registration records

Italy RBC Investor Services Bank S.A. Citibank Europe plc

Japan

RBC Investor Services Bank S.A. - Omnibus

Account

Except for JGBs: RBC Investor Services Bank

S.A sub a/c name of Fund + Sub-Fund (if

applicable)

Citibank, N.A. Tokyo Branch – Customer Account

Jordan RBC IS Bank – name of beneficial ow ner Account in the name of Beneficial Ow ner

Kazakhstan RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Account in the name of beneficial ow ner

Kenya RBC Investor Services Bank S.A. – sub a/c


CDSC

Standard Chartered (Kenya ) Nominees Limited

A/c 9191

CBK for Government Bonds only

Standard Chartered Bank Kenya Limited Client

account number)Account a/c (client segregated

securities

Kuwait RBCBANK – Name of Beneficial Ow ner Account in the Name of Beneficial Ow ner

Latvia RBC Investor Services Bank S.A. Client Omnibus

Account Sw edbank AS

Lithuania RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Sw edbank AB

Luxembourg RBC Investor Services Bank S.A. – sub a/c



Name of Sub-Fund

Malaysia RBC Investor Services Bank S.A. – sub a/c


Equities (Bursa Malaysia):

Cartaban Nominees (Asing) Sdn Bhd for Exempt

AN For RBC Investor Services Bank S.A. – sub

a/c Name of Fund + Sub-Fund (if applicable)

Non-exchange Traded Fix Income Securities

(including Government Bonds) (Bank Negara):

Account in the name of the beneficial ow ner

Mauritius RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) RBC ISB a/c Name of Sub-Fund

Mexico RBC Investor Services Bank S.A. – Omnibus

Account (*) Banamex, México on behalf of RBC ISB.

Morocco RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) SGMB – Client Assets



Schedule C


48 of 83


Namibia Standard Bank Namibia Nominees (Pty) Limited –

RBC Investor Services Bank S.A – sub a/c Not applicable – no Central Depository

Netherlands RBC Investor Services Bank S.A. – Omnibus


New Zealand RBC Investor Services Bank S.A. – Omnibus

Account (*) Citibank Nominees (New Zealand) Ltd

Nigeria RBC Bank: client account RBC Bank: client account

Norway RBC Investor Services Bank S.A. – Omnibus

Account (*)


Account

Oman RBC IST – Client A/C Beneficial ow ner

Pakistan Account in the name of Beneficial Ow ner Account in the name of Beneficial Ow ner

Peru RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Name of Sub-Fund

Philippines RBC Investor Services Bank S.A. – sub a/c


Philippines Depository and Trust Corp (PDTC)

Equities & Corporate Bonds - Standard Chartered

Bank

Bureau of Treasury (BoT)

Government Securities - Standard Chartered Bank

Securities Services

Poland RBC Investor Services Bank S.A. – sub a/c

Name of Fund + Sub-Fund (if applicable) Bank Pekao SA – clients account

Portugal


Account (*)

Additional Account Information:

Please note that w here RBC Investor &

Treasury Services are unable to identify the

beneficial ow ner of an account, for example

w here client has opted not to receive a tax

service, by default 35% w ill be applied. Clients

w ho believe they are eligible to suffer 25% WHT

but do not have a valid Tax Questionnaire in

place should contact their RBC Investor &

Treasury Services representative and arrange

for a Tax Questionnaire to be completed.

Citibank Europe plc – Omnibus Account

Qatar RBC BNK / beneficial ow ner's name Account in the name of beneficial ow ner

Romania RBC Investor Services Bank S.A. – sub a/c


BRD - Groupe Societe Generale - Clients RBC

Investor Services Bank S.A./Client Account

Russia

Sub-fund, per lieu of deposit; under main

account RBC Investor Services Bank

(Luxembourg)

With the CSD: securities are registered in the

name of subcustodian (PJSC ROSBANK Nominee)

For non-NSD eligible securities, RBC I&TS can

open registrar accounts and facilitate settlement

given one w eek’s notice.



Schedule C


49 of 83


Saudi Arabia RBC-B-Client Name Account in the name of Beneficial Ow ner

Serbia RBC Investor Services Bank S.A. – sub a/c


Account in the name of beneficial ow ner / sub

fund

Singapore RBC Investor Services Bank S.A. – Omnibus

Account (*)

Equities (Central Depository): Raff les Nominee

S/A - RBC Investor Services Bank S.A. – Omnibus

Account

Government Bond (MAS): Standard Chartered

Bank (S) Ltd

Slovak Republic RBC Investor Services Bank S.A. – sub a/c


Slovenia RBC Investor Services Bank S.A. – sub a/c

Name of Fund RBC Investor Services Bank S.A.

South Africa RBC Investor Services Bank S.A -Client Account Standard Chartered Bank Nominees South Africa

Proprietary Limited (RF) (Pty) Ltd

South Korea Account in the name of Beneficial Ow ner Standard Chartered Bank Korea Limited – Client

Assets Account

Spain RBC Investor Services Bank Clients Account Inversis Third Party Account RBC

Sri Lanka RBC Investor Services Bank S.A. – sub a/c



Name of Sub-Fund

Sweden RBC Investor Services Bank S.A. – Omnibus

Account (*)

Equities - Nordea i ägares ställe

Bonds - RBC Investor Services Trust clients a/c -

Nordea Bank Abp, i ägares ställe (please note the

RBC client name may be shortened due to

character limitations at the CSD)

Switzerland RBC Investor Services Bank S.A. – Omnibus

Account (*) Credit Suisse Zurich

Taiwan Account in the name of Beneficial Ow ner Account in the name of Beneficial Ow ner

Thailand RBC Investor Services Bank S.A. – sub a/c


Standard Chartered Bank (Thai) Public Company

Limited Client Account

Tunisia RBC Investor Services Bank S.A – sub a/c

Name of Fund + Sub Fund (if applicable) UIB - Free foreign assets

Turkey RBC Investor Services Bank S.A. – sub a/c



Name of Sub-Fund

UAE - Abu Dhabi RBC Investor Services Bank S.A – Beneficial

ow ner Account in the name of the beneficial ow ner

UAE - Dubai RBC Investor Services Bank S.A – Beneficial

ow ner Account in the name of the beneficial ow ner

UAE - NASDAQ

Dubai Ltd

RBC Investor Services Bank S.A – Beneficial

ow ner Account in the Name of Beneficial Ow ner

Ukraine Account in the name of Beneficial Ow ner (Name

of Fund + Sub-Fund, if applicable) (**) JSC Citibank



Schedule C


50 of 83


United Kingdom

RBC Investor Services Bank S.A. - Omnibus

Account (RBC Investor & Treasury Services

has several omnibus accounts opened w ith

subcustodians, depending on Tax status and

Nationality of clients)

Vidacos Nominees Limited ac RBC

United States RBC Investor Services Bank S.A. – Omnibus

Account (*)

DTC - CEDE & Co.

Physical - Hare & Co

Uruguay RBC Investor Services Bank S.A. – sub a/c


Equities are issued in physical certif icates, and

since there is no Central Securities Depository,

the verif ication of their authenticity is not possible.

Government bonds/debts are issued in

dematerialized form, and kept at the Central Bank

of Uruguay under the account of the

subcustodian.

Vietnam Account in the name of Beneficial Ow ner HSBC – Foreign Customers (****)

Zambia RBC Investor Services Bank S.A. – sub a/c


LuSE

Standard Chartered Zambia Securities Services

Nominees Limited – A/C Number

BoZ

SCZSS Nominees Ltd - RBC

(*) RBC Investor & Treasury Services has several omnibus accounts opened with subcustodians, depending on Tax status and

Nationality of clients.

(**) Ukraine - only in the internal custody system of PJSC Citibank for operational purposes only. Sub -accounts cannot be opened at

market level.

(***)Note: For equities, regardless of the “level” the account is opened (end beneficiary or higher/omnibus level OR combinat ion of

fund manager + fund / sub-fund), the ATHEXCSD treats all securities accounts as end beneficiary accounts. For gove rnment bonds,

local sub-custodian maintains an omnibus account at Bank of Greece (BoG) for all investors but segregation takes place in the sub -

custodian books.

(****)At the Vietnam Securities Depository (VSD) level, 3 omnibus accounts are in the name(s) of: (1) “HSBC – Foreign Customers”; or

(2) “HSBC – Local Customers”; or (3) “HSBC – Proprietary Trading”. The assets of all offshore investors (including accounts of RBC

Investor & Treasury Services’ clients) are registered under the account “HSBC – Foreign Customers” at the VSD. These assets at the

VSD are segregated by the Securities Trading Code (STC) assigned to each investor.



Schedule D

Contractual Settlement Date Accounting (CSDA) – Policies

CSDA stands for Contractual Settlement Date Accounting and means that any debit or credit of cash will

be performed with “good value”, i.e. the value date that was originally contracted by our client, irrespective of

whether RBC Investor & Treasury Services has actually received or paid the monies, under good value.

ASDA stands for Actual Settlement Date Accounting and means the funds collected will be available to the

client as of the date where RBC Investor & Treasury Services’ Treasury Department may invest the sale

proceeds.

The major benefit of the CSDA convention for our clients is a greater predictability of cash flows and an

easier management of FX connected to securities transactions.



Schedule D will take precedence over the provisions in this Schedule D.

As a general principle, RBC Investor & Treasury Services applies the CSDA convention in those markets

where settlement procedures are well established and where a past record of successful settlements has

been evidenced. There are, however, some conditions that our clients must follow in order to enable RBC

Investor & Treasury Services to be in a position to apply the CSDA convention:

(1) transactions must be confirmed with all necessary details in particular with sufficient information on the

counterparty's settlement instructions

(2) whenever our client requires RBC Investor & Treasury Services to match their own instructions with the

executions from the counterparties as mandatory in our custody system FOCUS, then obviously the same

condition applies on the level of details entailed in such executions

(3) transactions must be confirmed in a timely manner in order to enable RBC Investor & Treasury Services

to abide by the deadlines imposed upon us by our subcustodians for the sending of settlement instructions

as well as the usual deadlines for the funding of our cash accounts by RBC Investor & Treasury Services'

Treasury Department

(4) in some markets, the registration status of stocks has an impact on the availability for further trading

and stocks should thus not be sold when out-for-registration

(5) similarly, turn-around transactions are not technically feasible in a number of markets and our clients

should enquire whether purchases and sales under same day are possible.

The following list of conditions can obviously not be exhaustive as many markets have some particularities,

which unable the CSDA convention.



Schedule D


52 of 83

In order to enhance efficient monitoring on delayed settlement of trades, RBC Investor & Treasury Services

reviews the Contractual Settlement Date Accounting (CSDA) policy on a regular basis. RBC Investor &

Treasury Services further reserves the right to change the settlement convention from Contractual to Actual

Settlement Date Accounting (ASDA) in the following cases:

Purchases:

For any contractual settlement of a purchase, which did not settle on the instructed settlement date due to

an external factor, and for which RBC Investor & Treasury Services may reasonably anticipate that it will

not be cleared rapidly (e.g. securities not available on counterparty’s side), RBC Investor & Treasury

Services will advise the Fund Manager to allow the latter to decide to maintain cash provision on their

account with RBC Investor & Treasury Services, or to arrange for a revised trade ticket with a new

settlement date.

Sales:

For any contractual settlement of a sale which did not settle on the instructed settlement date due to an

external factor and for which RBC Investor & Treasury Services may reasonably anticipate that it will not be

cleared rapidly (e.g. market risk, bankruptcy, economical reasons), the settlement convention will be

changed form CSDA to ASDA. RBC Investor & Treasury Services will inform the Fund Manager indicating

the reason for this action.

COUNTRY SETTLEMENT

EQUITIES BONDS

Argentina ASDA ASDA

Australia CSDA CSDA

Austria CSDA CSDA

Bahrain ASDA ASDA

Bangladesh ASDA ASDA

Belgium CSDA CSDA

Bermuda ASDA ASDA

Bosnia & Herzegovina ASDA ASDA

Botswana ASDA ASDA

Brazil CSDA CSDA

Bulgaria ASDA ASDA

Canada CSDA CSDA

Chile ASDA ASDA

China (Shanghai) ASDA ASDA

China (Shenzhen) ASDA ASDA

Clearstream CSDA CSDA

Colombia ASDA ASDA

Croatia ASDA ASDA

Cyprus ASDA ASDA

Czech Republic CSDA CSDA

Denmark CSDA CSDA



Schedule D


53 of 83

COUNTRY SETTLEMENT

EQUITIES BONDS

Egypt ASDA ASDA

Estonia CSDA CSDA

Finland CSDA CSDA

France CSDA CSDA

Germany CSDA CSDA

Ghana ASDA ASDA

Greece ASDA ASDA

Hong Kong HKD trades - CSDA HKD trades - CSDA

CNY trades - ASDA CNY trades - ASDA

Hungary ASDA ASDA

Iceland ASDA ASDA

India ASDA ASDA

Indonesia ASDA ASDA

Ireland CSDA CSDA

Israel ASDA ASDA

Italy CSDA CSDA

Japan CSDA CSDA

Jordan ASDA ASDA

Kazakhstan ASDA ASDA

Kenya ASDA ASDA

Kuwait ASDA ASDA

Latvia CSDA CSDA

Lithuania CSDA CSDA

Luxembourg CSDA CSDA

Malaysia ASDA ASDA

Mauritius ASDA ASDA

Mexico CSDA CSDA

Morocco ASDA ASDA

Namibia ASDA ASDA

Netherlands CSDA CSDA

New Zealand CSDA CSDA

Nigeria ASDA ASDA

Norway CSDA CSDA

Oman ASDA ASDA

Pakistan ASDA ASDA

Peru ASDA ASDA

Philippines ASDA ASDA

Poland CSDA CSDA

Portugal CSDA CSDA

Qatar ASDA ASDA

Romania ASDA ASDA

Russia ASDA ASDA

Saudi Arabia ASDA ASDA

Serbia ASDA ASDA

Singapore CSDA CSDA

Slovak Republic CSDA CSDA

Slovenia ASDA ASDA

South Africa CSDA CSDA

South Korea ASDA ASDA

Spain CSDA CSDA



Schedule D


54 of 83

COUNTRY SETTLEMENT

EQUITIES BONDS

Sri Lanka ASDA ASDA

Sweden CSDA CSDA

Switzerland CSDA CSDA

Taiwan CSDA ASDA

Thailand CSDA CSDA

Tunisia ASDA ASDA

Turkey ASDA ASDA

UAE – Abu Dhabi ASDA ASDA

UAE - Dubai ASDA ASDA

UAE - Nasdaq Dubai Ltd ASDA ASDA

Ukraine ASDA ASDA

United Kingdom CSDA CSDA

United States CSDA CSDA

Uruguay ASDA ASDA

Vietnam ASDA ASDA

Zambia ASDA ASDA



Schedule E

Proxy Voting

RBC Investor & Treasury Services has outsourced proxy voting service to Broadridge. Please contact your

RBC Investor & Treasury Services Client Service Representative to subscribe to the proxy voting service.


provisions of the client’s Securities Lending Agency Agreement regarding the subject matter o f this

Schedule E will take precedence over the provisions in this Schedule E.

Primary market: RBC Investor & Treasury Services and Broadridge will guarantee execution of voting

instructions at all general meetings and extraordinary general meetings provided instructions are received

by the stipulated deadline.

Secondary market: RBC Investor & Treasury Services and Broadridge will execute voting instructions at

all general meetings on a best efforts basis.

Country Market

Status

Restri c

ti ons

Agendas

Suppl i e

d

Defaul t

Instructi o

n

Deadl i ne

(busi ness

day s pri or

to

meeti ng)

Power of

Attorney

Requi red

from

Benefi ci al

Owner

Record

Date

Shares

Bl ocked

for

Voti ng

Outcome of

Voted

Resol uti ons

Argentina Primary No Yes 10 Yes43 No Yes19 Yes

Australia Primary Yes Yes 6 No No No No

Austria Primary Yes Yes 8 No Yes No Yes

Bangladesh Primary No Yes 7 No No No Yes

Belgium Primary No Yes 9 Yes40 Yes No Yes

Bermuda Primary No Yes 7 No Yes No No

Bulgaria Primary No Yes 11 Yes30 Yes No Yes

Bosnia &

Herzegovina Secondary Yes Yes 11 Yes30, 45 Yes No Yes

Botswana Secondary18 No Yes 7 No Yes No Yes

Brazil Primary Yes Yes 7 Yes4 No No Yes

Canada Primary Yes1 Yes 7 No Yes No Yes

Chile Primary No Yes 5 No No No Yes

China

(Shanghai) Primary Yes2 Yes 7 No Yes No No



Schedule E

Proxy Voting

56 of 83

Country Market

Status

Restri c

ti ons

Agendas

Suppl i e

d

Defaul t

Instructi o

n

Deadl i ne

(busi ness

day s pri or

to

meeti ng)

Power of

Attorney

Requi red

from

Benefi ci al

Owner

Record

Date

Shares

Bl ocked

for

Voti ng

Outcome of

Voted

Resol uti ons

China

(Shenzhen) Primary Yes2 Yes 7 No Yes No No

Colombia Primary Yes Yes 5 Yes4, 6 No No Yes

Croatia Secondary No Yes 9 No Yes No Yes

Cyprus Primary No Yes 6 No27 Yes No Yes

Czech Republic Primary No Yes 6 Yes30, 46, 47 Yes No Yes

Denmark Secondary18 Yes26 Yes 7 Yes35, 39 Yes No Yes

Egypt Primary Yes Yes 6 Yes Yes27 Yes Yes

Estonia Primary No Yes 3 No Yes27 No Yes

Finland Primary Yes13 Yes 7 No Yes No Yes

France Primary Yes Yes 9 No Yes No Yes

Germany Primary No Yes 10 No Yes37 Yes/No12 Yes

Ghana Secondary18 No Yes 6 No Yes No Yes

Greece Primary No Yes 8 No Yes No Yes

Hong Kong Primary No Yes 8 No Yes No Yes

Hungary Primary No 27, 48 Yes 12 Yes 4, 31, 38, 41, 49,

50 Yes No 51 Yes

ICSDs

Primary/

secondary

18, 44

Yes Yes 10 No36 Yes/No Yes/No36 Yes

India Secondary No Yes 10 No Yes No Yes

Indonesia Primary No Yes10 7 No Yes No Yes

Ireland Primary No Yes 6 No No No Yes

Israel Primary No Yes 10 No No No42 Yes

Italy Primary Yes17 Yes 8 No Yes No Yes

Japan Primary16 No Yes 8 No Yes No No

Jordan Primary No Yes 6 No Yes No Yes



Schedule E

Proxy Voting

57 of 83

Country Market

Status

Restri c

ti ons

Agendas

Suppl i e

d

Defaul t

Instructi o

n

Deadl i ne

(busi ness

day s pri or

to

meeti ng)

Power of

Attorney

Requi red

from

Benefi ci al

Owner

Record

Date

Shares

Bl ocked

for

Voti ng

Outcome of

Voted

Resol uti ons

Kazakhstan Primary Yes Yes 7 Yes27 Yes27 No Yes

Kenya Secondary18 No Yes 10 No Yes No Yes

Latvia Secondary No Yes 5 Yes No No Yes

Lithuania Primary No Yes 7 No Yes No Yes

Luxembourg Primary No Yes 7 No No Yes37 Yes

Malaysia Primary No Yes 6 No No No Yes

Mauritius Primary No Yes 7 No Yes No Yes

Mexico Primary Yes Yes 8 No Yes No Yes

Morocco Primary No Yes 10 Yes30 Yes Yes Yes

Namibia Primary No Yes 6 No No No Yes

Netherlands Primary No Yes 9 No6 Yes No Yes

New Zealand Primary No Yes 5 No No No Yes

Nigeria Secondary Yes Yes 11 No Yes No Yes

Norway Secondary Yes 2,20 Yes 8 Yes No No Yes

Pakistan Primary Yes9 Yes 10 Yes34 Yes No Yes

Peru Primary No Yes 5 Yes Yes No Yes

Philippines Primary No Yes 10 No No No Yes

Poland Primary Yes Yes 12 Yes4, 34, 35 Yes No Yes

Portugal Primary No Yes 10 No Yes Yes52 Yes

Romania Primary No Yes 10 Yes30 Yes No No

Russia Primary Yes Yes 9 Yes/No8,4 Yes/No27 No Yes

Serbia Secondary Yes Yes 7 Yes6 Yes No Yes

Singapore Primary No Yes 5 No No33 No Yes

Slovak Republic Secondary18 Yes Yes 5 Yes Yes No Yes



Schedule E

Proxy Voting

58 of 83

Country Market

Status

Restri c

ti ons

Agendas

Suppl i e

d

Defaul t

Instructi o

n

Deadl i ne

(busi ness

day s pri or

to

meeti ng)

Power of

Attorney

Requi red

from

Benefi ci al

Owner

Record

Date

Shares

Bl ocked

for

Voti ng

Outcome of

Voted

Resol uti ons

Slovenia Secondary Yes6 Yes 5 No Yes No Yes

South Africa Primary No Yes 6 No No No Yes

South Korea Primary No Yes 8 No Yes No Yes

Spain Primary Yes/No Yes 7 Yes/No6 Yes No Yes

Sri Lanka Secondary18 No Yes 6 No No No Yes

Sweden Secondary18 Yes17 Yes 9 Yes4, 39, 42 Yes No Yes

Switzerland Primary Yes11,13 Yes 10 Yes/No8 Yes Yes Yes

Taiwan Primary No Yes 9 No Yes No Yes

Thailand Primary Yes/No22 Yes 5 No No No Yes

Tunisia Primary No Yes 10 No No No Yes

Turkey Primary Yes13 Yes 10 Yes4 No No Yes



Schedule E

Proxy Voting

59 of 83

Country Market

Status

Restri c

ti ons

Agendas

Suppl i e

d

Defaul t

Instructi o

n

Deadl i ne

(busi ness

day s pri or

to

meeti ng)

Power of

Attorney

Requi red

from

Benefi ci al

Owner

Record

Date

Shares

Bl ocked

for

Voti ng

Outcome of

Voted

Resol uti ons

UAE - Abu

Dhabi Primary

1 vote per

share. An

authorized

proxy

cannot

vote more

than 5% of

the

company

capital.

Yes, as

per

company

announce

ment

17.00 UAE

time, 6

business days

prior to

Issuer/Compan

y deadline date

Yes34

Yes,

voting

entitlement

is based

on settled

position as

of Record

Date

Entire

trading on

the security

w ould be

suspended

if Meeting is

held during

exchange

trading

hours.

How ever

usually

meetings

are held

post trading

hours.

Meeting results

are announced

by the Company

UAE - Dubai Primary

1 vote per

share. An

authorized

proxy

cannot

vote more

than 5% of

the

company

capital.

Yes, as

per

company

announce

ment

17.00 UAE

time, 6

business days

prior to

Issuer/Compan

y deadline date

Yes34

Yes,

voting

entitlement

is based

on settled

position as

of Record

Date

Entire

trading on

the security

w ould be

suspended

if Meeting is

held during

exchange

trading

hours.

How ever

usually

meetings

are held

post trading

hours.

Meeting results

are announced

by the Company

UAE- Nasdaq

Dubai Primary

1 vote per

share. An

authorized

proxy

cannot

vote more

than 5% of

the

company

capital.

Yes, as

per

company

announce

ment

17.00 UAE

time, 6

business days

prior to

Issuer/Compan

y deadline date

Yes34

Yes,

voting

entitlement

is based

on settled

position as

of Record

Date

Entire

trading on

the security

w ould be

suspended

if Meeting is

held during

exchange

trading

hours.

How ever

usually

meetings

are held

Meeting results

are announced

by the Company



Schedule E

Proxy Voting

60 of 83

Country Market

Status

Restri c

ti ons

Agendas

Suppl i e

d

Defaul t

Instructi o

n

Deadl i ne

(busi ness

day s pri or

to

meeti ng)

Power of

Attorney

Requi red

from

Benefi ci al

Owner

Record

Date

Shares

Bl ocked

for

Voti ng

Outcome of

Voted

Resol uti ons

post trading

hours.

Ukraine Secondary18 Yes Yes 11 No No No Yes

United

Kingdom Primary No Yes 6 No No No Yes

United States Primary Yes1 Yes 4 No Yes ADR’s Only Yes

Vietnam Secondary Yes24 Yes 7 No Yes No Yes25

Zambia Primary No Yes 6 No Yes No Yes

1. Voting restrictions may apply to f oreign inv estors holding shares of companies in strategic industry sectors (e.g. communicat ion, banking

transportation, and mining).

2. Re-registration required into benef icial owner name f or v oting.

3. Suspended f rom the date of the meeting until the date when the meeting results are announced.

4. Power of Attorney is required f rom the client. Additional documentation = Notarized in Language. Valid by date & Years. Cert of ownership.

Apostille. Legalized and consularized by Market requirements.

5. Foreign ownership is restricted to 49% of any one company .

6. Power of Attorney is required if client wishes to attend meeting.

7. Shares are blocked if the resolution is expected to af f ect the market price.

8. Determined on an indiv idual company basis.

9. Phy sical attendance only .

10. A minimum of 100 shares is required to exercise v oting rights on the indiv idual company

11. Fill v oting rights on bearer shares only .

12. Registered securities only .

13. Re-registered into benef icial owner name.

14. Foreign inv estors can only v ote on limited f oreign status shares.

15. Only if the benef icial owner attends.

16. Japanese Voting Season = Broadridge operates an enrolment program. Enrolment equates to def ault of “VOTE WITH MANAGEMENT”. Vo ting

instructions are only required if clients DO NOT WISH TO VOTE WITH MANAGEMENT or if clients WISH TO ABSTAIN. If instructions are not

sent to Broadridge, the v ote will be cast as the def ault.

17. Market rules: The companies must know who the benef icial owner is f or each account. For multiple accounts, a breakdown of each benef icial

owner name and address is required with the share position. This inf ormation is MANDATORY otherwise the v ote will not be accepted.

18. Dif f icult to v ote in these markets. (BEST EFFORTS ONLY).

19. Shares blocked f rom trading f rom the date when the v ote is submitted to custodian until af ter the meeting.

20. Voting restrictions apply on “B”. Full v oting rights on “A” shares.

21. Voting is conducted by a show of hands unless a poll is specif ically demanded. A poll can be demanded bef ore or on the declaration of the

result of the show of hands.

22. Foreign inv estors can only v ote on limited f oreign status shares.

23. Shares are blocked f or v oting until af ter the meeting date by markets rules.

24. Proxy v oting serv ice is av ailable f or all scripless shares held with the central depository . Clients can v ote on all or part of their holdings.



Schedule E

Proxy Voting

61 of 83

25. According to current regulations, the resolution of the shareholders' meeting must be reported to the State Securities Commis sion, the

Securities Trading Center (STC) within 24 hours af ter the ev ent and announced to public on the STC communication.

26. To v ote, all shares must be registered in , benef icial owner name and the meeting attended by an appointed representativ e.

27. Company Specif ic

28. Required f or bearer dematerialised shares

29. Only if benef icial owner attends

30. Meeting Specf ic

31. Where a POA is completed by a Trustee on behalf of the registered inv estor, legalized supporting documentation (trust agreement) must be

attached to certif y the relationship between trustee and registered shareholder

32. 32. Exception on non-regulated markets e.g Alternext in Belguim

33. Positions must be in accounts 72 hours bef ore meeting date

34. POA to be created upon account opening and sent directly to subcustodian

35. POA has no expiry unless specif ied or withdrawn

36. Could be Market specif ic

37. Bearer shares only

38. POA v alid f or one y ear

39. POA v alid f or (up to) three y ears

40. POA can be created f or a single meeting only

41. Fiv e to six original copies of POA's required

42. Bonds are blocked

43. Ev ergreen Power of Attorney 's must be issued by the benef icial owner to his local legal representativ e and f rom him to the local custodian

and are v alid until rev oked. Both the benef icial owner and his local legal representativ e must be registered bef ore the public registry of

commerce to make their attendance to the meetings possible and their v otes v alid. PoA must be notarized and apostilled or consularized.

44. US s tocks cannot be voted on if held in Euroc lear.

45 . Power of A ttorney is sued by the benefic ial owner.

46 . Generic P oA s can be used.

47. Power of A ttorney is is sued by the Inves tor (Benefic ial O wner in case of segregated account on depos itory level),

otherwise in case of omnibus account s truc ture the P oA is in the name of Global C us todian.

48 . Shareholder voting rights are always defined in the A rtic les of A ssoc iati on of each is suer, inc luding any voting

res tric tions .

49 . Benefic ial owner can have event-spec ific PO A , which is limited to one meeting only.

50 . Benefic ial owner can have annual PO A , which is valid for the majority of general meetings in the given calendar year.

51 . Usually no however when applicable blocking of securities takes place from 10:00 on meeting date minus four days

(often referred to as “Event Date – 4”).

52 . Yes – Blocking rules only apply to non-lis ted companies .



Schedule F

Contractual Income Service

CSDA stands for Contractual Settlement Date Accounting and means that any debit or credit of cash will

be performed with “good value”, i.e. the value date that was originally contracted by our client, irrespective of

whether RBC Investor & Treasury Services has actually received or paid the monies, under good value.

ASDA stands for Actual Settlement Date Accounting and means the funds collected will be available to the

client as of the date where RBC Investor & Treasury Services’ Treasury Department may invest the sale

proceeds.

As far as value dates on interest and dividends are concerned, RBC Investor & Treasury Services ensures

under its contractual income conventions (CSDA) that both income and dividend payments are credited to

client accounts on the payment date, regardless of whether RBC Investor & Treasury Services has received

the funds.



Schedule F will take precedence over the provisions in this Schedule F.

RBC Investor & Treasury Services’ Contractual Income is not applicable for:

Income on securities that are held outside of their country of origin.

Income on American Depository Receipts (ADRs), Global Depositary Receipts (GDRs), Floating Rate

Notes, Asset Backed Securities, Mortgage Back Securities, Sinking Funds and Unit Trusts.

Income where the receipt currency is not the normal currency for the market, e.g. a UK security paying

dividend in EUR.

Income on securities that RBC Investor & Treasury Services knows to be in default.

Payments where RBC Investor & Treasury Services has not received any notification from its

subcustodian and for which we have been unable to validate the payment details from other independent

sources (at least two sources).

Income on market claims relating to cum RVP trades where the trade instruction is received on, or after,

the income payment date. Income on these trades will be paid on, and with value of, the day following

input into RBC Investor & Treasury Services’ custody system.

Market claims on Free of Payment receipts settled after record date and Free of Payment deliveries

settled before record date.

*Greek assets held in Clearstream, where ASDA will apply.

RBC Investor & Treasury Services further reserves the right to reverse payments made under the

contractual income policy in the following situations:

where the paying company cancels or fails to make payment.

where the payment has not been received for a period of 21days after the announced payment date.

In the case of market claims where the claim has not been settled for a period of 10 days after the income

payment date.



Schedule F


63 of 83

where the actual amount received from the paying company/agent differs from the amount paid to clients

under the contractual income policy.

COUNTRY INCOME

INTERESTS DIVIDENDS

Argentina ASDA ASDA

Australia CSDA ASDA

Austria CSDA CSDA

Bahrain ASDA ASDA

Bangladesh ASDA ASDA

Belgium CSDA CSDA

Bermuda ASDA ASDA

Bosnia & Herzegovina ASDA ASDA

Botswana ASDA ASDA

Brazil ASDA ASDA

Bulgaria ASDA ASDA

Canada CSDA CSDA

Chile ASDA ASDA

China (Shanghai) ASDA ASDA

China (Shenzhen) ASDA ASDA

Clearstream CSDA* CSDA*

Colombia ASDA ASDA

Croatia ASDA ASDA

Cyprus ASDA ASDA

Czech Republic ASDA ASDA

Denmark CSDA CSDA

Egypt ASDA ASDA

Estonia ASDA ASDA

Finland CSDA CSDA

France CSDA CSDA

Germany CSDA CSDA

Ghana ASDA ASDA

Greece ASDA ASDA

Hong Kong HKD - CSDA HKD - CSDA

CNY - ASDA CNY - ASDA

Hungary ASDA ASDA

Iceland ASDA ASDA

India ASDA ASDA

Indonesia ASDA ASDA

Ireland CSDA CSDA

Israel ASDA ASDA

Italy CSDA CSDA

Japan CSDA CSDA

Jordan ASDA ASDA

Kazakhstan ASDA ASDA

Kenya ASDA ASDA

Kuwait ASDA ASDA

Latvia ASDA ASDA

Lithuania ASDA ASDA

Luxembourg CSDA CSDA



Schedule F


64 of 83

COUNTRY INCOME

INTERESTS DIVIDENDS

Malaysia ASDA ASDA

Mauritius ASDA ASDA

Mexico CSDA CSDA

Morocco ASDA ASDA

Namibia ASDA ASDA

Netherlands ASDA ASDA

New Zealand CSDA CSDA

Nigeria ASDA ASDA

Norway CSDA CSDA

Oman ASDA ASDA

Pakistan ASDA ASDA

Peru ASDA ASDA

Philippines ASDA ASDA

Poland CSDA CSDA

Portugal CSDA CSDA

Qatar ASDA ASDA

Romania ASDA ASDA

Russia ASDA ASDA

Saudi Arabia ASDA ASDA

Serbia ASDA ASDA

Singapore CSDA CSDA

Slovak Republic ASDA ASDA

Slovenia ASDA ASDA

South Africa CSDA CSDA

South Korea ASDA ASDA

Spain CSDA CSDA

Sri Lanka ASDA ASDA

Sweden CSDA CSDA

Switzerland CSDA CSDA

Taiwan ASDA ASDA

Thailand ASDA ASDA

Tunisia ASDA ASDA

Turkey ASDA ASDA

Ukraine ASDA ASDA

UAE - Abu Dhabi ASDA ASDA

UAE - Dubai ASDA ASDA

UAE - Nasdaq Dubai Ltd ASDA ASDA

United Kingdom CSDA CSDA

United States CSDA CSDA

Uruguay ASDA ASDA

Vietnam ASDA ASDA

Zambia ASDA ASDA


For Clients serviced by RBC Investor Services Hong Kong Limited / Singapore OCTOBER 26, 2020

Schedule G

Market Entrance Requirements

FII/Segregated account structure

Some local authorities require foreign institutional investors to submit applications and obtain approval before

making investments. Other markets may require segregated accounts to support tax processing, disclosure

and other associated reasons. Application documents and procedures vary widely and are subject to frequent

change.

For the markets listed below, please contact your RBC Investor & Treasury Services Client Service

Representative before making portfolio investments.

Argentina

Bahrain

Bangladesh

Bosnia & Herzegovina

Botsw ana

Brazil

Bulgaria

Chile

China (Shanghai)

China (Shenzhen)

Colombia

Croatia

Cyprus

Czech Republic

Egypt

Ghana

Greece

Hong Kong Connect

Hungary

Iceland

India

Indonesia

Israel

Italy

Japan (JGBs only)

Jordan

Kazakhstan

Kenya

Kuw ait

Lithuania

Malaysia

Mauritius

Morocco

Namibia

Nigeria

Oman

Pakistan

Peru

Philippines

Poland*

Qatar

Romania

Russia

Saudi Arabia

Serbia

Slovak Republic

Slovenia

South Korea

Sri Lanka

Taiw an

Thailand

Tunisia

Turkey

UAE - Abu Dhabi

UAE – Dubai

UAE - Nasdaq Dubai Ltd

Ukraine

Uruguay

Vietnam

Zambia

Please note that Mandatory Provident Fund (MPF) clients are informed that Bosnia & Herzegovina,

Bulgaria, Croatia, Czech Republic, Hungary, Serbia, Slovakia, Slovenia and Ukraine do not have an MPFA

approved central securities depository, consequently those markets are not eligible country for MPF

investments.

* MPF clients wishing to invest in this market must contact their RBC Investor & Treasury Services Client

Service Representative prior to starting their account application.



Schedule G

Market Entrance Requirements

66 of 83

Omnibus account structure

Omnibus accounts are opened for the markets listed below. RBC Investor & Treasury Services has several

omnibus accounts opened with our subcustodians, the correct account to use is dependent on the tax status

and nationality of clients.

For the markets listed below, please contact your RBC Investor & Treasury Services Client Service

Representative before making portfolio investments.

Australia

Austria

Belgium

Bermuda

Canada

Clearstream

Denmark

Estonia

Finland

France

Germany

Hong Kong (except for Hong Kong Connect)

Ireland

Japan (except for JGBs)

Latvia

Mexico

Netherlands

New Zealand

Norw ay

Portugal

Singapore

South Africa

Spain

Sw eden

Sw itzerland

United Kingdom

United States

All Hong Kong MPF funds should first contact their RBC Investor & Treasury Services Client Service

Representative before making portfolio investments in any market.



Schedule H

Designated Markets

The following markets are considered Designated Markets, as defined by the custody agreement, until further notice from RBC Investor & Treasury Services.

This list of Designated Markets replaces any earlier lists of Designated Markets between RBC Investor & Treasury Services and the client.

Argentina

Bosnia & Herzegovina

Iceland

Nigeria

Pakistan

Russia

Serbia

Turkey

Ukraine

Uruguay

Vietnam

Please contact your RBC Investor & Treasury Services Client Service Representative, Global Custody before making portfolio investments in these markets.



Schedule I

MiFID II Security Interest Disclosures – Third Party Market Participants

68 of 83

MiFID II Investor Protection – Disclosure of third party market participants known to hold liens (créances privilégiées), security interests (sûretés)

or rights of set-off (droit de compensation) (“Liens”) over client custody assets.

In addition to any security interest granted by the Client in favour of RBC Investor & Treasury Services (RBC I&TS) in accordance with the Client’s custody

agreement third party agents acting on behalf of RBC I&TS (including subcustodians and central securities depository) may also hold a Lien over the

Client’s assets, where required by the applicable law of the local market and/or as provided in the applicable agreement between RBC I&TS and the relevant

third party agent.

With respects to the aforementioned and the obligation for firms providing services as a global custodian within the jurisdic tion of the MiFID II rules, RBC

I&TS has undertaken a complete review of all markets within which it operates as global custodian and created a consolidated list of any known Liens held

by a third party agent market participant within the RBC I&TS global custody network.

Central Securities Depositories (CSD) Subcustodians

Market CSD Name CSD BIC / SWIFT CSD

Lien

Required by

law? CSD Liens Comments / Qualifications Subcustodian Name

Subcustodian

BIC / SWIFT

Subcustodian

Lien

Austria OeKB CSD

GmbH OCSDATWWXXX N N

There is no lien for CSD by operation of law .

How ever, there is a statutory retention right of the

creditor betw een the Austrian Subcustodian and the

Global Custodian, claims originating from the

deposited Securities. These can typically be w aived

by contract.

Raiffeisen Bank

International AG RZBAATWWXXX Y

Australia

Austraclear

Limited ACLRAU2S N N

HSBC Bank Australia Ltd HKBAAU2S Y

ASX Settlement

PTY Limited CAETAU21 N N



Schedule I


69 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Argentina

Caja de

Valores S.A.

(CVSA)

CAVLARBA N N No lien but CSD could have a w ithholding right for

custody fees, administration expenses. This right

may be contractually w aived.

Citibank N.A. CITIUS33ARR Y

Bahrain Bahrain Bourse XBAHBHB1 Y N Standard Chartered Bank,

DIFC Branch SCBLAEADDIF N

Bangladesh

Central

Depository

Bangladesh

Limited

N N

No Lien for CSD.

Subcustodian may impose a lien over all Securities in

its possession in the course of dealing as a bank.

Such liens can be excluded by contract, express or

implied.

Standard Chartered Bank SCBLBDDX Y

Central Bank of

Bangladesh BBHOBDDH N N

Belgium

Euroclear

Belgium (ex-

CIK)

CIKBBEBB Y Y

Citibank Europe PLC

Dublin CITTGB2L Y The Banque

Nationale de

Belgique/Nation

ale Bank van

België

NBBEBEBB Y Y

Bosnia &

Herzegovina

Registry of

Securities in

FBH

N N Raiffeisen Bank




Schedule I


70 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Central

Registry of

Securities in RS

N

Bermuda

Bermuda

Securities

Depository

BMSDBMHM N N HSBC Securities Services BBDABMHM Y

Botswana

Central

Securities

Depository

Company of

Botsw ana

(CSDC)

XBOTBWG1 Y See

Comments*

* While the law s of Botsw ana do not clearly specify

it and because of the nature of the CSDB w hich is

solely a depository of Securities in electronic

formats, B&M is of the opinion that the CSD w ould

have no rights or liens on the Securities placed in its

custody other than w ith respect to fees.

This lien can be w aived contractually.



Bank of

Botsw ana

(BOB)

BBOTBWGX Y See

Comments*

Brazil

B3 Brasil, Bolsa

e Balcao (Cetip

segment)

CETIBRR1XXX N N

Citibank, N.A. – Filial

Brasileira (Brazilian

Branch)

CITIUS33BRR Y

B3 Brasil, Bolsa

e Balcao

(BM&F

Bovespa

segment)

CLCBBRRJXXX N N

Special

Settlement and

Custody

System (SELIC)

SSCSBRR1XXX N N



Schedule I


71 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Bulgaria

Tzentralen

Depozitar AD

(CD AD)

CEDPBGS1 N N Raiffeisen Bank International AG

RZBAATWWXXX Y

Bulgarian

National Bank BNBGBGSFPRM N N

Canada

The Canadian

Depository for

Securities

Limited

CDSLCATT N N

There is no lien for CSD, how ever, it w ould have

right to retain for unpaid fees w hereas Subcustodian

w ould have an equitable right of set-off.

Royal Bank of Canada ROYCCAT2 Y

Chile

Depósito

Central de

Valores S.A.

(DCV)

DCVVCLRM N N

How ever, CSD may retain a deposit as security for

an ow ner’s debts w here it secures a lien for the

reimbursement of expenses the depository incurred

in connection w ith the conservation of the deposit.

Banco de Chile (Citibank

N.A) CITIUS33SAN Y

China

(Shenzhen)

China Securities Depository and Clearing Corporation Limited

SSCCCNS1 N N Standard Chartered Bank

(China) Limited SCBLCNSXSHA

Y

China

(Shanghai)

China Securities Depository and Clearing Corporation Limited

SSCECNS1 N N Standard Chartered Bank

(China) Limited SCBLCNSXSHA

CLEARSTREAM Clearstream

Banking S.A. CEDELULL N

See

Comments* *Depends on the market in w hich the service is being

performed. Clearstream Banking S.A. CEDELULL N



Schedule I


72 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Colombia

Deposito

Centralizado de

Valores

(DECEVAL)

DCVDCOB1 N

Cititrust Colombia S.A. CITIUS33COR Y

Deposito

Central de

Valores (DCV)

DCVCCOB1 N N

Croatia

Sredisnja

Depozitarna

Agencija d.d.

SDAHHR22 Y Y The CSD can charge unpaid fees and f ines through

the clearing and settlement system. It is not possible

to exclude this right by agreement

Raiffeisen Bank International AG

RZBAATWWXXX Y

Cyprus

Cyprus Stock

Exchange -

Clearing and

Settlement

XCYSCY2N N N Citibank Europe plc, Greece Branc

CITIGRAAXXX Y

Czech Republic

Czech National

Bank (TKD

System)

CNBACZPP N N Raiffeisen Bank International AG

RZBAATWWXXX Y

UNIVYC PLC UNIYCZPP N N

Denmark

VP A/S - the

Danish

Securities

Centre

VPDKDKKK N N Danske Bank A/S DABADKKKCUS Y

Egypt

Misr for

Clearing,

Settlement and

Depository

MCSDEGCA N N CSD w ould have a right of set-off against the assets

it holds for the relevant Customer for unpaid

amounts.

Citibank N.A. Egypt CITIEGCX Y

Central Bank of

Egypt CBEGEGCXCSD N N

Estonia NASDAQ CSD

SE LCDELV22XXX N Sw edbank AS HABAEE2XXXX N



Schedule I


73 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Finland Euroclear

Finland APKEFIHH N N Nordea Bank Abp NDEAFIHH Y

France

Euroclear

France (Ex

Sicovam)

SICVFRPP N N Citibank Europe plc CITTGB2LXXX Y

Germany

Clearstream

Banking

Frankfurt

DAKVDEFF Y N Citibank Europe PLC

Dublin CITIIE2X Y

Ghana

Central

Securities

Depositories

Limited

BAGHGHAC N N There is no lien for the CSD. The CSD can how ever,

suspend a Depository Participant’s account for

unpaid fees.



Greece ATHEX CSD

BNGRGRAASSS

Y Y Citibank Europe plc, Greece Branch

CITIGRAAXXX N

Bank of Greece BNGRGRAA Y Y

Hong Kong

Hongkong

Securities

Clearing

Company

Limited

(Hongkong

Clearing)

XHKCHKH1 N N There is no lien for CSD, how ever, the HKSCC may

have a right to set-off amounts due and/or to retain

property or assets.


(Hong Kong) Limited

SCBLHKHH Y

Central

Moneymarkets

Unit (CMU)

Hong Kong

Monetary

Authority

HKMAHKHH N N

Accounts at the CMU may be frozen in the event of

Subcustodians’ insolvency so that Securities held

through CMU for the Global Custodian cannot be

transferred.

The Hongkong and

Shanghai Banking

Corporation Limited

HSBCHKHHSEC Y



Schedule I


74 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Hungary

Központi

Elszámolóház

és Értéktár Rt

(KELER)

KELRHUHB Y N Raiffeisen Bank


Iceland NASDAQ CSD

Iceland ICSDISR1 N N

The CSD w ill not have any right, charge, security

interest, lien or claim of any kind on the Global

Custodian, its Customers or any account operators

Íslandsbanki hf. GLITISRE N

Italy Monte Titoli spa MOTIITMM Y N Citibank Europe plc CITTGB2L Y

India

National

Securities

Depository Ltd.

(NSDL)

NSDLINB1 N N

Standard Chartered Bank SCBLINBBXXX Y The Reserve

Bank of India

(RBI)

RBISINBB

N

N

Indonesia

PT Kustodian

Sentral Efek

Indonesia

(KSEI)

KSEIIDJA N N A CSD is entitled to retain assets on deposit until all

payments, such as custodian services fees,

associated w ith its custody of the assets have been

made.

Standard Chartered Bank SCBLIDJXXXX Y

Bank Indonesia INDOIDJA Y N



Schedule I


75 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Ireland

Euroclear UK

and Ireland LTD

(previously

know n as

CRESTCO LTD)

CRSTGB22 N N

Irish dematerialized Securities are held by

Subcustodians in accounts maintained w ith the

English-incorporated Securities Depository

(Euroclear UK and Ireland Ltd., "EUI"), w hich

operates a settlement system (CREST) in the United

Kingdom w hich is not examined for the purposes of

this section in the Legal Opinion.

It is w orth, how ever, noting that Rights in the nature

of security interests, liens etc w ould typically arise

as a matter of contract. To the extent that implied

liens might arise, these can be w aived by the

relevant party in favour of w hom they arise. Such

implied liens might arise if the Irish courts, by analogy

w ith a stockbroker’s or similar lien, w ere to imply a

lien in favour of a Subcustodian or Securities

Depository.

In the case of Lehman Brothers International

(Europe) (in administration) [2012] EWHC 2997 (Ch)

(of persuasive but not binding authority for the Irish

courts), it w as accepted by the parties that a

general lien, w hen used in the strict sense, can only

be over “tangibles and old-fashioned certif icated

securities” and not over intangibles such as bank

accounts and dematerialised securities. Accordingly,

any security w hich a party w ished to take over

intangible assets w ithin the custody chain should, as

a matter of Irish law , be taken by w ay of a charge or

mortgage (such a charge may then be registrable

under Irish company law ). Failure to register a

charge, w ill render the charge void.

Citibank Ireland CITIGB2L Y



Schedule I


76 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Euroclear Bank

on behalf of

Central Bank of

Ireland

N N See above

Israel TASE Clearing

house XTAEILIT N N Citibank N.A Israel CITIILIT Y

Japan

Japan

Securities

Depository

Centre

(Jasdec)

JJSDJPJT N N Citibank N.A., Tokyo

Branch CITIJPJT Y

The Bank of

Japan BOJPJPJT N N

Jordan

Securities

Depository

Center (SDC)

SEDCJOAX N N

[To the extent that the Global Custodian or its

Customers are not members of the SDC, the SDC

w ould not have no lien or claim on assets of the

Global Custodian or its Customers]



Central Bank of

Jordan CBJOJOAX N N

Kazakhstan

The Central

Depository of

Securities

CEDUKZKA N N JSC Citibank Kazakhstan CITIKZKA Y

Kenya

Central Bank of

Kenya (CBK) CBKEKENX N N



Central

Depository and

Settlement

Corporation

(CDSC)

XNAIKEN1 N N



Schedule I


77 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Kuwait

Kuw ait Clearing

Company

S.A.K.

KCCKKWKW Y Y Citibank, N.A. Kuwait Branch

CITIKWKW Y

Latvia NASDAQ CSD

SE LCDELV22XXX N N Sw edbank AS HABAEE2XXXX N

Lithuania NASDAQ CSD

SE LCDELV22XXX N N Lien not automatically applicable by operation of law ,

how ever a lien can arise as a result of a court order. Sw edbank AS HABAEE2XXXX N

Luxembourg LuxCSD S.A LUXCLULL Y Y

Clearstream Banking S.A. CEDELULL Y VP LUX VPLULULLXXX Y Y

Malaysia

Bank Negara

Malaysia BNMAMYKL N N


Malaysia Berhad SCBLMYKX Y

Malaysian

Central

Depository Sdn

Bhd

MCDSMYK1 N N

Mauritius

Central

Depository &

Settlement Co.

Ltd

CEDTMUM1 N N Standard Chartered Bank,


Bank of

Mauritius BOMMMUPL N N

Mexico

S.D. INDEVAL,

S.A. DE C.V.

(INDEVAL)

INDEMXMM N N Citibanamex CITIUS33MER Y

Morocco Maroclear MAROMAM1 N N

Societe General

Marocaine de Banques

(SGMB)

SGMBMAMC Y



Schedule I


78 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Namibia Bank of Namibia

CBKNNANX Y N

No CSD in Namibia. There is a lien in for

subcustodians.

Bank of Namibia may acquire a lien w ith respect to

government Securities held in the account of a

Subcustodian and over the property of a third party

(i.e. the Global Custodian or its Customers).

Standard Bank Namibia Limited

SBNMNANXXX Y

Netherlands Euroclear

Nederlands NECINL2A N N

Citibank Europe PLC

Dublin CITTGB2L Y

New Zealand

New Zealand

Central

Securities

Depository

RBNZNZ22 Y Y

Citibank N.A. New

Zealand Branch CITINZ2X Y

Nigeria

Central

Securities

Clearing

System Ltd

(CSCS)

CSCYNGLA Y Y In limited circumstances such as w hen administrative

and other legitimate fees are being ow ed and/or

these are documented in a contract betw een parties.



Central Bank Of Nigeria (CBN)

CBNINGLA Y Y

Norway Verdipapirsentr

alen (VPS) VPSNNOKK N N Danske Bank A/S DABADKKKCUS Y

Oman

The Muscat

Depository and

Securities

Registration

Company

MDSROMR1 Y Y In limited circumstances Standard Chartered Bank,


Pakistan

Central

Depository

Company of

Pakistan Ltd.

CDCPPKK1 Y Y Standard Chartered Bank,




Schedule I


79 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

The State Bank

of Pakistan SBPPPKKA Y Y

Peru

Caja de

Valores y

Liquidaciones

(CAVALI ICLV

S.A.)

CVLIPEPL N N Citibank del Perú S.A. CITIUS33LIM Y

Philippines

Philippine

Depository and

Trust

Corporation

PHCDPHM1 Y Y Standard Chartered Bank SCBLPHMM Y

Poland

Krajowy Depozyt Papierow Wartosciowych

KDPWPLPW N N There is a lien for subcustodian.

Bank Polska Kasa Opieki

S.A. PKOPPLPWCUS Y Rejestr

Papierów Wartościowych (National Bank of Poland)

NBPLPLPW N N

Portugal Interbolsa IBLSPTPPXXX N N Citibank Europe plc CITTGB2L Y

Qatar

Securities Depository Center Company

QCSDQAQ2 N N Standard Chartered Bank,


Romania Depozitarul

Central S.A. DECNROBU Y Y


Generale BRDEROBUTIT Y



Schedule I


80 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

National Bank

of Romania NBORROBBXXX Y Y

Russia

National

Settlement

Depository

(NSD)

NADCRUMM N N Societe Generale,

Rosbank RSBNRUMMCUS Y

Saudi Arabia Tadaw ul Saudi

Stock Market TSSMSAR1 N N HSBC Saudi Arabia SABBSARI Y

Serbia

Central Securities Depository and Clearing House

CSDERSB1 N N Raiffeisen Bank


Singapore

The Central

Depository

(Pte) Limited

(CDP)

CDPLSGSG N N Standard Chartered Bank

(Singapore) Limited SCBLSG22XXX Y

The Monetary

Authority of

Singapore

MASGSGSM N N

Slovak Republic

CENTRALNY

DEPOZITAR

CENNYCH

PAPIEROV SR,

A.S.

CSDSSKBA N N Raiffeisen Bank


Slovenia

KDD Central

Securities

Clearing

Corporation

KDDSSI22 N N Raiffeisen Bank


South Africa STRATE Ltd STRAZAJJXXX N N Standard Chartered Bank,




Schedule I


81 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Korea (South)

Korea

Securities

Depository

KSDCKRSE N N

B&M is unaw are of any such right. How ever, in the

event of the Subcustodian’s bankruptcy, the

Depository may impose restrictions on the return of

Securities or the transfer of Securities to other

accounts.


Korea Limited SCBLKRSE Y

Spain

Iberclear

IBRCESMMXXX

Y

Y

Banco Inversis S.A.

INVLESMMXXX

Y

Sri Lanka

Central

Depository

Systems (Pvt)

Ltd (CDS)

CDSPLKLC N N There is a lien for subcustodian. Standard Chartered Bank

SCBLLKLX Y

Central Bank of

Sri Lanka CBCELKLS N N

Sweden Euroclear

Sw eden VPCSSESS N N

Nordea Bank Abp, f ilial i

Sverige NDEASESSXXX Y

Switzerland

SIS -

SEGAINTERSET

TLE AG

INSECHZZ Y Y Credit Suisse AG, CRESCHZZ80A Y

Taiwan

TAIWAN

DEPOSITORY

AND CLEARING

CORP

TDCCTWTP N N Standard Chartered Bank

(Taiw an) Limited SCBLTWTPXXX N

Central Bank of

China CBCTTWTP N N

Thailand

Thailand

Securities

Depository Co.,

Ltd.

TSDCTHBK N N Standard Chartered Bank

(Thai) Pcl SCBLTHBX Y



Schedule I


82 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

Tunisia Tunisie Clearing STICTNT1 Y Y

Societe Generale

Securities Service UIB

Tunisia

UIBKTNTTXXX Y

Turkey

Central Bank of

Turkey

TCMBTR2A

Y

Y

Citibank A.S. CITITRIX Y

Merkezi Kayit

Kurulusu A.S. MKKCTRIS Y Y

UAE – Abu Dhabi

Abu Dhabi

Securities

Market

ADSEAEA1 N N Standard Chartered Bank, DIFC Branch

SCBLAEADDIF N

UAE - Dubai Dubai Financial

Market DFMTAEA1 N N

Standard Chartered Bank, DIFC Branch

SCBLAEADDIF N

UAE - Nasdaq

Dubai Ltd

Nasdaq Dubai Ltd

DIFXAEAA N N Standard Chartered Bank, DIFC Branch

SCBLAEADDIF N

United Kingdom

Euroclear UK

and Ireland LTD

(previously

know n as

CRESTCO LTD)

CRSTGB22

Y

Y

VIDACOS Nominees

Limited CITIGB2L Y

Ukraine

National

Depository of

Ukraine (NDU)

NADUUAUK Y Y

JSC Citibank CITIUAUK Y National Bank

of Ukraine

(NBU)

NBUAUAUX Y Y

Uruguay Banco Central

del Uruguay CBCUUYMM N N Banco Itaú Uruguay S.A. ITAUUYMM N



Schedule I


83 of 83



Lien

Required by


Subcustodian

BIC / SWIFT

Subcustodian

Lien

United States

The Depository

Trust Company

(DTCC)

DTCYUS33 N N The Bank of New York

Mellon IRVTUS3N N

Federal

Reserve Bank

(FED)

FRNYUS33 N N

Vietnam

Vietnam

Securities

Depository

VISDVNV1 N N HSBC Bank (Vietnam) Ltd. HSBCVNVX Y

Zambia

LuSE Central

Shares

Depository

LCSDZML1 Y N



Bank of Zambia

(BoZ) BAZAZMLU Y N

Terms & Conditions for Global Custody · For clients serviced from Hong Kong / Singapore JULY 6, 2020 Schedule A Settlement Timeframes and Account Locations Settlement timeframes

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