Cameron Stephens | 2017 Product Summary www.cameronstephens.com *Prices subject to Prime Rate at the date of the transaction. Prime subject to change. TERM FINANCING & COMMERCIAL MORTGAGES Cameron Stephens lends to borrowers to provide financing for income-producing properties. TERMS * : LOAN AMOUNTS: LOAN AMOUNT $6,600,000 (staged advances to allow for construction of gas station) RATE 5 year GOC (+ 2.25%) TERM 5 years LOAN-TO-VALUE 70% SHORT TERM 5.00% - 8.00% (INTEREST ONLY OR 15 YEAR AMORTIZATION) 5 YEARS GOC + 1.80% - 3.00% (20 TO 25 YEAR AMORTIZATION) 10 YEARS GOC + 2.00% - 3.00% (25 TO 30 YEAR AMORTIZATION) TERM PRICING RANGE LOAN AMOUNTS FROM 50% to 85% loan-to-value DEBT SERVICE COVERAGE RATIO 1.00x and up MULTI-FAMILY RESIDENTIAL INDUSTRIAL RETAIL OFFICE Financing available for: Case Study Commercial Plaza London, ON