Tariff Schedule (NRI) Tariff Schedule (NRI) PAGE 1 Of 2 P.T.O P.T.O Services Charges Processing Fees (Non Refundable) Salaried/Self Employed Professional (SEP) - Up to Rs.30 lakhs - Rs. 5,000/-; Above Rs.30 lakhs up to Rs.75 lakhs - Rs. 10,000/-; Above Rs.75 lakhs - Rs. 20,000/- and Applicable document charges + Applicable GST. Self Employed Non Professional (SENP) - Net PAT - 0.5% + Applicable GST; Others - 1.5 % + Applicable GST; Minimum Login fees - Rs. 2,500/- or processing fee applicable whichever is lower + Applicable GST CERSAI Registry / Modification Charges Rs. 50/- for loans up to Rs. 5 lakh; Rs. 100/- for loans above Rs. 5 lakh plus Applicable GST Technical Fees (for additional property or property situated outside geographic limit of Home Branch or for pre technical) Within 60 km radius: No charges Beyond 60 km: Rs. 500 for first visit and Rs. 750 for subsequent visits + Applicable GST Valuation Fees in construction-linked loans First visit - No charges; Subsequent visits - Rs. 500 + Applicable GST Part-Prepayment Charges Within 6 months from 1 st Disbursement – No prepayment allowed After 6 months – Borrower/co-borrower is Individual – No charges, Other than Individual – 2%+Applicable GST (Housing Loans) Foreclosure Charges Fixed/Variable Type - Housing Loans - Within 6 months from 1 st Disbursement – Within 6 months from agreement date – No foreclosure allowed; Fixed/Variable Type (Housing Loan) After 6 months – for own source, borrower/co-borrower is individual – No charges, Variable Type (Balance Transfer) – No charges, Prepayment Charges (Plot Loans/Easy Land Cum Construction Loans) 3% + Applicable GST in case the dwelling unit is not constructed on the plot within 3 years from the date of first disbursement of the loan where borrower/co borrower is other than individual Cheque/ECS bounce charges Rs. 500/- + Applicable GST Bank Charges on Cheque/ECS Bounce At actual Demand Draft/Pay Order issuance charges Rs. 150/- per lakh or actual bank charges, whichever is higher + Applicable GST Cheque/ECS swapping charges (per set) Rs. 250/- per swap + Applicable GST Collection pickup charges Rs. 250/- per visit + Applicable GST Legal Charges As Applicable (on case to case basis) Search Report or Encumbrance certificate At actual Services Charges Processing Fees (Non Refundable) Salaried/Self Employed Professional (SEP) - Up to Rs.30 lakhs - Rs. 5,000/-; Above Rs.30 lakhs up to Rs.75 lakhs - Rs. 10,000/-; Above Rs.75 lakhs - Rs. 20,000/- and Applicable document charges + Applicable GST. Self Employed Non Professional (SENP) - Net PAT - 0.5% + Applicable GST; Others - 1.5 % + Applicable GST; Minimum Login fees - Rs. 2,500/- or processing fee applicable whichever is lower + Applicable GST CERSAI Registry / Modification Charges Rs. 50/- for loans up to Rs. 5 lakh; Rs. 100/- for loans above Rs. 5 lakh plus Applicable GST Technical Fees (for additional property or property situated outside geographic limit of Home Branch or for pre technical) Within 60 km radius: No charges Beyond 60 km: Rs. 500 for first visit and Rs. 750 for subsequent visits + Applicable GST Valuation Fees in construction-linked loans First visit - No charges; Subsequent visits - Rs. 500 + Applicable GST Part-Prepayment Charges Within 6 months from 1 st Disbursement – No prepayment allowed After 6 months – Borrower/co-borrower is Individual – No charges, Other than Individual – 2%+Applicable GST (Housing Loans) Foreclosure Charges Fixed/Variable Type - Housing Loans - Within 6 months from 1 st Disbursement – Within 6 months from agreement date – No foreclosure allowed; Fixed/Variable Type (Housing Loan) After 6 months – for own source, borrower/co-borrower is individual – No charges, Variable Type (Balance Transfer) – No charges, Prepayment Charges (Plot Loans/Easy Land Cum Construction Loans) 3% + Applicable GST in case the dwelling unit is not constructed on the plot within 3 years from the date of first disbursement of the loan where borrower/co borrower is other than individual Cheque/ECS bounce charges Rs. 500/- + Applicable GST Bank Charges on Cheque/ECS Bounce At actual Demand Draft/Pay Order issuance charges Rs. 150/- per lakh or actual bank charges, whichever is higher + Applicable GST Cheque/ECS swapping charges (per set) Rs. 250/- per swap + Applicable GST Collection pickup charges Rs. 250/- per visit + Applicable GST Legal Charges As Applicable (on case to case basis) Search Report or Encumbrance certificate At actual
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Tariff Schedule (NRI)
Tariff Schedule (NRI)
PAGE 1 Of 2 P.T.O
P.T.O
Services ChargesProcessing Fees (Non Refundable) Salaried/Self Employed Professional (SEP) - Up to Rs.30 lakhs - Rs. 5,000/-; Above Rs.30 lakhs up to
Rs.75 lakhs - Rs. 10,000/-; Above Rs.75 lakhs - Rs. 20,000/- and Applicable document charges +Applicable GST.Self Employed Non Professional (SENP) - Net PAT - 0.5% + Applicable GST; Others - 1.5 % +Applicable GST;Minimum Login fees - Rs. 2,500/- or processing fee applicable whichever is lower + Applicable GST
CERSAI Registry / Modification Charges Rs. 50/- for loans up to Rs. 5 lakh; Rs. 100/- for loans above Rs. 5 lakh plus Applicable GSTTechnical Fees (for additional property or propertysituated outside geographic limit of Home Branch or forpre technical)
Within 60 km radius: No chargesBeyond 60 km: Rs. 500 for first visit and Rs. 750 for subsequent visits + Applicable GST
Valuation Fees in construction-linked loans First visit - No charges; Subsequent visits - Rs. 500 + Applicable GSTPart-Prepayment Charges Within 6 months from 1st Disbursement – No prepayment allowed
After 6 months – Borrower/co-borrower is Individual – No charges, Other than Individual –2%+Applicable GST (Housing Loans)
Foreclosure Charges Fixed/Variable Type - Housing Loans - Within 6 months from 1st Disbursement – Within 6 months fromagreement date – No foreclosure allowed;Fixed/Variable Type (Housing Loan) After 6 months – for own source, borrower/co-borrower isindividual – No charges,Variable Type (Balance Transfer) – No charges,
Prepayment Charges (Plot Loans/Easy Land CumConstruction Loans)
3% + Applicable GST in case the dwelling unit is not constructed on the plot within 3 years from thedate of first disbursement of the loan where borrower/co borrower is other than individual
Cheque/ECS bounce charges Rs. 500/- + Applicable GSTBank Charges on Cheque/ECS Bounce At actual
Demand Draft/Pay Order issuance charges Rs. 150/- per lakh or actual bank charges, whichever is higher + Applicable GSTCheque/ECS swapping charges (per set) Rs. 250/- per swap + Applicable GSTCollection pickup charges Rs. 250/- per visit + Applicable GSTLegal Charges As Applicable (on case to case basis)Search Report or Encumbrance certificate At actual
Services ChargesProcessing Fees (Non Refundable) Salaried/Self Employed Professional (SEP) - Up to Rs.30 lakhs - Rs. 5,000/-; Above Rs.30 lakhs up to
Rs.75 lakhs - Rs. 10,000/-; Above Rs.75 lakhs - Rs. 20,000/- and Applicable document charges +Applicable GST.Self Employed Non Professional (SENP) - Net PAT - 0.5% + Applicable GST; Others - 1.5 % +Applicable GST;Minimum Login fees - Rs. 2,500/- or processing fee applicable whichever is lower + Applicable GST
CERSAI Registry / Modification Charges Rs. 50/- for loans up to Rs. 5 lakh; Rs. 100/- for loans above Rs. 5 lakh plus Applicable GSTTechnical Fees (for additional property or propertysituated outside geographic limit of Home Branch or forpre technical)
Within 60 km radius: No chargesBeyond 60 km: Rs. 500 for first visit and Rs. 750 for subsequent visits + Applicable GST
Valuation Fees in construction-linked loans First visit - No charges; Subsequent visits - Rs. 500 + Applicable GSTPart-Prepayment Charges Within 6 months from 1st Disbursement – No prepayment allowed
After 6 months – Borrower/co-borrower is Individual – No charges, Other than Individual –2%+Applicable GST (Housing Loans)
Foreclosure Charges Fixed/Variable Type - Housing Loans - Within 6 months from 1st Disbursement – Within 6 months fromagreement date – No foreclosure allowed;Fixed/Variable Type (Housing Loan) After 6 months – for own source, borrower/co-borrower isindividual – No charges,Variable Type (Balance Transfer) – No charges,
Prepayment Charges (Plot Loans/Easy Land CumConstruction Loans)
3% + Applicable GST in case the dwelling unit is not constructed on the plot within 3 years from thedate of first disbursement of the loan where borrower/co borrower is other than individual
Cheque/ECS bounce charges Rs. 500/- + Applicable GSTBank Charges on Cheque/ECS Bounce At actual
Demand Draft/Pay Order issuance charges Rs. 150/- per lakh or actual bank charges, whichever is higher + Applicable GSTCheque/ECS swapping charges (per set) Rs. 250/- per swap + Applicable GSTCollection pickup charges Rs. 250/- per visit + Applicable GSTLegal Charges As Applicable (on case to case basis)Search Report or Encumbrance certificate At actual
PAGE 2 Of 2
This is to acknowledge the receipt of your Loan Application Form dated __/__/____ for Rs. __________ /- (Rupees _______________________________________only). The reference number and the decision on your loan application will be communicated to you at the earliest by SMS or email. You may contact our salesexecutive/ Branch within 5 to 6 days for preliminary discussion or further completion of documents if deemed necessary. All charges/fees to be paid through DHFLBranches/DHFL Representatives by a/c payee crossed cheque in favour of “Dewan Housing Finance Corporation Limited”. DHFL does NOT charge any amount overand above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons. However, changes, if any,to the above Tariff schedule will be notified at our website www.dhfl.com. Government taxes will be charged extra along with above mentioned charges as applicable.The above terms and conditions have been understood/ read over to me/us and I/we accept the same.
** a. Conversion scheme can be availed only after 1 year from the date of disbursementb. Conversion scheme is not applicable for loans sanctioned under Land Loans, Easy Land Cum Construction Loans and/or Composite Loan (for only thosecases where construction is still not done) and for Surrogate Products
Services ChargesRecovery charges At actualConversion charges** (Housing Loans) Rs. 2500/- for loan up to Rs. 75 lakhs; Rs. 5000/- for loan above Rs. 75 lakhs (Applicable GST)Stamp duty/ Franking charges As per applicable law/charges of the relevant property stateDuplicate no dues certificate Rs. 250/- + Applicable GSTCopy of property documents Rs. 500/- + Applicable GSTStatement of account/ provisional IT certificate First visit : No charges; Subsequent visits : Rs. 250/- + Applicable GSTCustodial Fee for property documents in closed loans Rs. 500/- per month (post 60 days from Loan Closure Date) + Applicable GSTDocument retrieval charges on closure of loan Rs. 1,000/- for loans up to Rs. 10 lakhs; Rs. 2,000/- for loans above Rs. 10 lakhs (Applicable GST)Foreclosure statement Rs. 500/- + Applicable GST
This is to acknowledge the receipt of your Loan Application Form dated __/__/____ for Rs. __________ /- (Rupees _______________________________________only). The reference number and the decision on your loan application will be communicated to you at the earliest by SMS or email. You may contact our salesexecutive/ Branch within 5 to 6 days for preliminary discussion or further completion of documents if deemed necessary. All charges/fees to be paid through DHFLBranches/DHFL Representatives by a/c payee crossed cheque in favour of “Dewan Housing Finance Corporation Limited”. DHFL does NOT charge any amount overand above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons. However, changes, if any,to the above Tariff schedule will be notified at our website www.dhfl.com. Government taxes will be charged extra along with above mentioned charges as applicable.The above terms and conditions have been understood/ read over to me/us and I/we accept the same.
** a. Conversion scheme can be availed only after 1 year from the date of disbursementb. Conversion scheme is not applicable for loans sanctioned under Land Loans, Easy Land Cum Construction Loans and/or Composite Loan (for only thosecases where construction is still not done) and for Surrogate Products
Services ChargesRecovery charges At actualConversion charges** (Housing Loans) Rs. 2500/- for loan up to Rs. 75 lakhs; Rs. 5000/- for loan above Rs. 75 lakhs (Applicable GST)Stamp duty/ Franking charges As per applicable law/charges of the relevant property stateDuplicate no dues certificate Rs. 250/- + Applicable GSTCopy of property documents Rs. 500/- + Applicable GSTStatement of account/ provisional IT certificate First visit : No charges; Subsequent visits : Rs. 250/- + Applicable GSTCustodial Fee for property documents in closed loans Rs. 500/- per month (post 60 days from Loan Closure Date) + Applicable GSTDocument retrieval charges on closure of loan Rs. 1,000/- for loans up to Rs. 10 lakhs; Rs. 2,000/- for loans above Rs. 10 lakhs (Applicable GST)Foreclosure statement Rs. 500/- + Applicable GST
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