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Helping You Achieve Financial Success A Publication of FirstLight Federal Credit Union Summer 2011 1 B eing a FirstLight Federal Credit Union member has great benefits other than low credit union rates, great loan options, and exceptional customer service. As part of our mission of helping you achieve financial success, we also offer a variety of services that can help you in meeting your goals. If you are looking for ways to save for retirement, meet your monthly expenses, budget for a new home, plan for your child’s education, or protect your finances, FirstLight provides you with the best information and tools just by being a member. The BALANCE program is a free and confidential financial education and counseling service that FirstLight provides to all members. With the BALANCE program you have at your disposal education and counseling on topics like: Home ownership Starting your business Budgeting Increasing your savings Funding for a college education Avoiding bankruptcy BALANCE works to meet your specific needs and provides assistance through tools like online courses, financial calculators, newsletters, and one-on-one phone consultation with one of many highly trained financial counselors. You can start using BALANCE today by visiting our website or www.balancepro.net or by calling 1-888-456-2227 and speaking with one of the counselors today. Spanish services are also available. If you are looking to become a financial expert in an easy way, then we invite you to attend one of our monthly financial literacy courses. More than 600 members and their families have so far benefited from these seminars that we offer monthly in our Administration Building. The classes are offered in both English and Spanish and cover topics including Credit, Budgeting, and Home Buying. They are free of charge and anyone can attend. Finally, being a FirstLight member gives you the peace of mind that your finances are secure. Every day you hear more and more cases of victims of ID theft and how difficult it can be for them to get their lives back on track. FirstLight offers a free service for you in case you ever fall into the misfortune of having your identity stolen. As part of being a member of the credit union you receive free unlimited one-on-one access to a fraud specialist at Identity Theft 911©, the nation’s leader in identity management and fraud education. With years of experience dealing with law enforcement and government agencies, creditors and credit bureaus, your fraud specialist will cut through the red tape so you don’t have to struggle on your own. Visit our website or one of our convenient branch locations for more information on all of these great services that are offered to you free of charge as a FirstLight member. Just another way that FirstLight is here to help you achieve financial success! BALANCE www.balancepro.net Phone: 888-456-2227 Free ID Theft Services http://firstlightfcu- idtheft.org/ Financial Literacy www.firstlightfcu.org Or call us at 915-562-1172 in El Paso, 575-526-4401 in Las Cruces, or 800-351-1670 Toll Free Tools for your Financial Success Tools for your Financial Success
4

Summer 2011 Newsletter

Mar 09, 2016

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Page 1: Summer 2011 Newsletter

Helping You Achieve Financial Success • A Publication of FirstLight Federal Credit Union • Summer 2011

FirstLight Federal Credit Union is pleased

to announce that there will be 4 positions

open on the Board of Directors. All

interested parties should submit a resume and a

letter of intent to: Nominating Committee, C/O

FirstLight Federal Credit Union, PO Box

24901, El Paso, TX 79914-9001.

All interested should:

Have a desire to serve and follow

members as a volunteer director

Have flexibility to attend monthly

evening board meetings in El Paso

or Las Cruces

Be a FirstLight member in good standing

and be at least 18 years of age or older

The Deadline for resumes and for

submission of nominations is October 5, 2011.

Interested persons may contact Pat Aguilera at

(915) 562-1172 for more information. Voting

will be by mailed ballots to the members.

Election results will be announced at the 2012

Annual Meeting ■

North Desert5050 N. Desert Blvd., 79912Monday - Thursday:9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

Kenworthy9993 Kenworthy St., 79924Monday - Thursday:9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 3 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6:30 p.m.Saturday: 9 a.m. to 3 p.m.

Lee Treviño1555 N. Lee Treviño Dr., 79936Monday - Thursday:9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 3 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6:30 p.m.Saturday: 9 a.m. to 3 p.m.

Marshall Road1741 Marshall Rd., Fort Bliss,79906Monday - Thursday: 9 a.m. - 5p.m.Friday: 9 a.m. - 5:30 p.m.Saturday: 9 a.m. - 1 p.m.End of month: 8 a.m. - 6 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

WBAMC500 N. Piedras St., Fort Bliss,79920Monday - Friday:8 a.m. - 4 p.m.

East Fort Bliss20727 Constitution Ave. Fort Bliss, 79918Monday - Friday:9:30 a.m. - 6:30 p.m.Saturday: 10 a.m. - 3 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6:30 p.m.Saturday: 10 a.m. to 3 p.m.

Lohman3791 East Lohman Ave., 88011Monday - Thursday: 9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday: 7:30 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.

Del Rey3105 Del Rey Blvd., 88012Monday - Thursday: 9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday: 7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

Foster300 E Foster Rd., 88055Monday - Thursday: 9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday: 7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

Member Service CenterToll free number: 1-800-351-1670El Paso: (915) 562-1172Las Cruces: (575) 526-4401Monday - Friday: 8 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.

Online Bankingwww.firstlightfcu.orgemail: [email protected]

PAL Voice Response System:751-1147 or 1-800-362-9076

Routing number312080941

Mailing addressP. O. Box 24901El Paso, TX 79914-9001

P.O. Box 24901 El Paso, TX 79914-9001

El Paso Las Cruces

Call for Candidates for 2012 Board of Directors ✔

4 1

Being a FirstLight Federal Credit

Union member has great benefits

other than low credit union rates,

great loan options, and exceptional customer

service. As part of our mission of helping

you achieve financial success, we also offer

a variety of services that can help you in

meeting your goals. If you are looking for

ways to save for retirement, meet your

monthly expenses, budget for a new home,

plan for your child’s education, or protect

your finances, FirstLight provides you with

the best information and tools just by being

a member.

The BALANCE program is a free and

confidential financial education and

counseling service that FirstLight provides

to all members. With the BALANCE

program you have at your disposal

education and counseling on topics like:

• Home ownership

• Starting your business

• Budgeting

• Increasing your savings

• Funding for a college education

• Avoiding bankruptcy

BALANCE works to meet your specific

needs and provides assistance through tools

like online courses, financial calculators,

newsletters, and one-on-one phone

consultation with one of many highly

trained financial counselors. You can start

using BALANCE today by visiting our

website or www.balancepro.net or by calling

1-888-456-2227 and speaking with one of

the counselors today. Spanish services are

also available.

If you are looking to become a financial

expert in an easy way, then we invite you to

attend one of our monthly financial literacy

courses. More than 600 members and their

families have so far benefited from these

seminars that we offer monthly in our

Administration Building. The classes are

offered in both English and Spanish and

cover topics including Credit, Budgeting,

and Home Buying. They are free of charge

and anyone can attend.

Finally, being a FirstLight member gives

you the peace of mind that your finances are

secure. Every day you hear more and more

cases of victims of ID theft and how

difficult it can be for them to get their lives

back on track. FirstLight offers a free

service for you in case you ever fall into the

misfortune of having your identity stolen.

As part of being a member of the credit

union you receive free unlimited one-on-one

access to a fraud specialist at Identity Theft

911©, the nation’s leader in identity

management and fraud education. With

years of experience dealing with law

enforcement and government agencies,

creditors and credit bureaus, your fraud

specialist will cut through the red tape so

you don’t have to struggle on your own.

Visit our website or one of our convenient

branch locations for more information on

all of these great services that are offered to

you free of charge as a FirstLight member.

Just another way that FirstLight is here to

help you achieve financial success!

BALANCE

www.balancepro.net

Phone:

888-456-2227

Free ID Theft Services

http://firstlightfcu-

idtheft.org/

Financial Literacy

www.firstlightfcu.org

Or call us at 915-562-1172 in El Paso, 575-526-4401

in Las Cruces, or 800-351-1670 Toll Free

Tools for yourFinancial Success

Tools for yourFinancial Success

Page 2: Summer 2011 Newsletter

MEMBERS Financial Services invites

you to their upcoming educational

seminars:

“Simple Solutions,

Lasting Legacy”October 4, 2011

“The Return of

Conservative Investing”October 12, 2011

Each seminar will be held at the following

location, times, and dates listed above:

FirstLight FCU East Ft. Bliss Branch

20727 Constitution Ave.

Ft. Bliss, TX, 79918

11:30 am – 1:00 pm

FirstLight FCU Administration Bldg.

9983 Kenworthy St.

El Paso, TX, 79924

6:00 pm – 7:00 pm

Hosted by:

Phillip Boyd, Erik Jaime, and Julie Brand

MEMBERS Financial Services Representatives

To reserve your place, call:

915-564-3257 or 915-231-3161

Representatives are registered, securities are sold,

and investment advisory services offered through

CUNA Brokerage Services, Inc. (CBSI), member

FINRA/SIPC, a registered broker/dealer and

investment advisor, 2000 Heritage Way, Waverly,

Iowa 50677, toll-free (866) 512-6109. Nondeposit

investment and insurance products are not federally

insured, involve investment risk, may lose value

and are not obligations of or guaranteed by the

financial institution. CBSI is under contract with the

financial institution, through the financial services

program, to make securities available to members.

Free EducationalSeminar

Credit Unions were

originally formed

out of the political

and financial unrest of

the Great Depression.

Their consumer base

was a community of

interested people who

joined together to

pool their deposits

and to provide loans

to others in the

defined community.

Today is not much

different than the

original roots or

beginnings of

credit unions in

the United States.

The time is very similar with the upheaval in

the Stock Market-the continued problems

with the economy; high levels of

unemployment; and a great turmoil of

uncertainty and unrest. Fortunately, we are

not in a great depression. We are

experiencing many of the difficulties that

others experienced in the early 1900’s.

Credit Unions were important at that time

and continue to remain important to the

overall economy of our local communities

that we serve. One of the weaknesses of the

credit union industry is its low awareness

among consumers and the perception of a

limited product and service offering.

Credit Unions were vital in the recovery

after the Great Depression and are even

more important today in our current

economy. FirstLight Federal Credit Union

plays a significant role in the lives of our

members and the communities that we serve.

Here are just a few reasons:

• Credit Unions have a concern for their

members – provide financial education (at

no cost to the member)

• Credit Unions provide all the traditional

products and services offered by other

financial institutions, but add additional

value of lower fees, higher rates on

deposits and lower loan rates

• Credit Unions provide added value,

such as identity theft programs, access to

grant money for closing costs for certain

segments of our markets

• Discount program with many products

through the “Invest in America” program.

Check out the program at

www.lovemycreditunion.org

• Assist our members in providing low

income housing in our communities

• Insurance, Retirement and Financial

Planning services for our members

• Invest in the communities that we serve

with donations, volunteer hours and other

support

• Financial Counseling at no cost through

the “BALANCE” Program

• Ever expanding ATM network with

surcharge-free ATMs

• Shared branching which allows access

to your account through other affiliated

credit unions at no charge to our members

• A new relationship rewards program that

offers discounts on loans to you and your

dependents living at home

As you can see, FirstLight Federal Credit

Union is not just another financial

institution. FirstLight Federal Credit Union

is all about people helping people in our

ongoing efforts “to help our members

achieve financial success.” Please continue

to use FirstLight Federal Credit Union and

tell others about this wonderful secret and

how your credit union has helped you.

A Word from the President

FirstLight StatisticsAs of July 31, 2011, FirstLight Federal

Credit Union reported the following:

FirstLight Members Save ousands with

At FirstLight Federal Credit Union we

know you work hard to earn your

money. And we think you should keep

as much of it as possible. That’s why we’ve

teamed up with Invest in America to bring you

savings on the things you buy everyday from

trusted American companies.

Save thousands on everything from your cell

phone bill with Sprint or a brand new GM

vehicle to online discounts at over 1,200 major

retailers with Shop America.

Some of the merchants that offer you exclusive

discounts that you can get with the Invest in

America program include:

• GM Vehicles

• Sprint

• DirecTV

• FTD

• TurboTax

• Shop America (Which includes cash back

on purchases from over 1,200 online

retailers including Walmart, Target,

Macy’s, Best Buy, etc.

• MEMBERS Auto and Homeowners

Insurance Program

• AutoNation Direct

• Allied Moving Benefits

• CU Benefits Express

President/CEO

A message from the MEMBERSFinancial Services Program

Discover how much you could save at LoveMyCreditUnion.org.

2 3

Assets: $738,599,969

Loans: $549,665,616

Deposits: $665,478,523

Members:111,714

Page 3: Summer 2011 Newsletter

MEMBERS Financial Services invites

you to their upcoming educational

seminars:

“Simple Solutions,

Lasting Legacy”October 4, 2011

“The Return of

Conservative Investing”October 12, 2011

Each seminar will be held at the following

location, times, and dates listed above:

FirstLight FCU East Ft. Bliss Branch

20727 Constitution Ave.

Ft. Bliss, TX, 79918

11:30 am – 1:00 pm

FirstLight FCU Administration Bldg.

9983 Kenworthy St.

El Paso, TX, 79924

6:00 pm – 7:00 pm

Hosted by:

Phillip Boyd, Erik Jaime, and Julie Brand

MEMBERS Financial Services Representatives

To reserve your place, call:

915-564-3257 or 915-231-3161

Representatives are registered, securities are sold,

and investment advisory services offered through

CUNA Brokerage Services, Inc. (CBSI), member

FINRA/SIPC, a registered broker/dealer and

investment advisor, 2000 Heritage Way, Waverly,

Iowa 50677, toll-free (866) 512-6109. Nondeposit

investment and insurance products are not federally

insured, involve investment risk, may lose value

and are not obligations of or guaranteed by the

financial institution. CBSI is under contract with the

financial institution, through the financial services

program, to make securities available to members.

Free EducationalSeminar

Credit Unions were

originally formed

out of the political

and financial unrest of

the Great Depression.

Their consumer base

was a community of

interested people who

joined together to

pool their deposits

and to provide loans

to others in the

defined community.

Today is not much

different than the

original roots or

beginnings of

credit unions in

the United States.

The time is very similar with the upheaval in

the Stock Market-the continued problems

with the economy; high levels of

unemployment; and a great turmoil of

uncertainty and unrest. Fortunately, we are

not in a great depression. We are

experiencing many of the difficulties that

others experienced in the early 1900’s.

Credit Unions were important at that time

and continue to remain important to the

overall economy of our local communities

that we serve. One of the weaknesses of the

credit union industry is its low awareness

among consumers and the perception of a

limited product and service offering.

Credit Unions were vital in the recovery

after the Great Depression and are even

more important today in our current

economy. FirstLight Federal Credit Union

plays a significant role in the lives of our

members and the communities that we serve.

Here are just a few reasons:

• Credit Unions have a concern for their

members – provide financial education (at

no cost to the member)

• Credit Unions provide all the traditional

products and services offered by other

financial institutions, but add additional

value of lower fees, higher rates on

deposits and lower loan rates

• Credit Unions provide added value,

such as identity theft programs, access to

grant money for closing costs for certain

segments of our markets

• Discount program with many products

through the “Invest in America” program.

Check out the program at

www.lovemycreditunion.org

• Assist our members in providing low

income housing in our communities

• Insurance, Retirement and Financial

Planning services for our members

• Invest in the communities that we serve

with donations, volunteer hours and other

support

• Financial Counseling at no cost through

the “BALANCE” Program

• Ever expanding ATM network with

surcharge-free ATMs

• Shared branching which allows access

to your account through other affiliated

credit unions at no charge to our members

• A new relationship rewards program that

offers discounts on loans to you and your

dependents living at home

As you can see, FirstLight Federal Credit

Union is not just another financial

institution. FirstLight Federal Credit Union

is all about people helping people in our

ongoing efforts “to help our members

achieve financial success.” Please continue

to use FirstLight Federal Credit Union and

tell others about this wonderful secret and

how your credit union has helped you.

A Word from the President

FirstLight StatisticsAs of July 31, 2011, FirstLight Federal

Credit Union reported the following:

FirstLight Members Save ousands with

At FirstLight Federal Credit Union we

know you work hard to earn your

money. And we think you should keep

as much of it as possible. That’s why we’ve

teamed up with Invest in America to bring you

savings on the things you buy everyday from

trusted American companies.

Save thousands on everything from your cell

phone bill with Sprint or a brand new GM

vehicle to online discounts at over 1,200 major

retailers with Shop America.

Some of the merchants that offer you exclusive

discounts that you can get with the Invest in

America program include:

• GM Vehicles

• Sprint

• DirecTV

• FTD

• TurboTax

• Shop America (Which includes cash back

on purchases from over 1,200 online

retailers including Walmart, Target,

Macy’s, Best Buy, etc.

• MEMBERS Auto and Homeowners

Insurance Program

• AutoNation Direct

• Allied Moving Benefits

• CU Benefits Express

President/CEO

A message from the MEMBERSFinancial Services Program

Discover how much you could save at LoveMyCreditUnion.org.

2 3

Assets: $738,599,969

Loans: $549,665,616

Deposits: $665,478,523

Members:111,714

Page 4: Summer 2011 Newsletter

Helping You Achieve Financial Success • A Publication of FirstLight Federal Credit Union • Summer 2011

FirstLight Federal Credit Union is pleased

to announce that there will be 4 positions

open on the Board of Directors. All

interested parties should submit a resume and a

letter of intent to: Nominating Committee, C/O

FirstLight Federal Credit Union, PO Box

24901, El Paso, TX 79914-9001.

All interested should:

Have a desire to serve and follow

members as a volunteer director

Have flexibility to attend monthly

evening board meetings in El Paso

or Las Cruces

Be a FirstLight member in good standing

and be at least 18 years of age or older

The Deadline for resumes and for

submission of nominations is October 5, 2011.

Interested persons may contact Pat Aguilera at

(915) 562-1172 for more information. Voting

will be by mailed ballots to the members.

Election results will be announced at the 2012

Annual Meeting ■

North Desert5050 N. Desert Blvd., 79912Monday - Thursday:9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

Kenworthy9993 Kenworthy St., 79924Monday - Thursday:9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 3 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6:30 p.m.Saturday: 9 a.m. to 3 p.m.

Lee Treviño1555 N. Lee Treviño Dr., 79936Monday - Thursday:9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 3 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6:30 p.m.Saturday: 9 a.m. to 3 p.m.

Marshall Road1741 Marshall Rd., Fort Bliss,79906Monday - Thursday: 9 a.m. - 5p.m.Friday: 9 a.m. - 5:30 p.m.Saturday: 9 a.m. - 1 p.m.End of month: 8 a.m. - 6 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

WBAMC500 N. Piedras St., Fort Bliss,79920Monday - Friday:8 a.m. - 4 p.m.

East Fort Bliss20727 Constitution Ave. Fort Bliss, 79918Monday - Friday:9:30 a.m. - 6:30 p.m.Saturday: 10 a.m. - 3 p.m.• Drive-thruMonday - Friday:7:30 a.m. - 6:30 p.m.Saturday: 10 a.m. to 3 p.m.

Lohman3791 East Lohman Ave., 88011Monday - Thursday: 9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday: 7:30 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.

Del Rey3105 Del Rey Blvd., 88012Monday - Thursday: 9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday: 7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

Foster300 E Foster Rd., 88055Monday - Thursday: 9 a.m. - 5 p.m.Friday: 9 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.• Drive-thruMonday - Friday: 7:30 a.m. - 6 p.m.Saturday: 9 a.m. to 1 p.m.

Member Service CenterToll free number: 1-800-351-1670El Paso: (915) 562-1172Las Cruces: (575) 526-4401Monday - Friday: 8 a.m. - 6 p.m.Saturday: 9 a.m. - 1 p.m.

Online Bankingwww.firstlightfcu.orgemail: [email protected]

PAL Voice Response System:751-1147 or 1-800-362-9076

Routing number312080941

Mailing addressP. O. Box 24901El Paso, TX 79914-9001

P.O. Box 24901 El Paso, TX 79914-9001

El Paso Las Cruces

Call for Candidates for 2012 Board of Directors ✔

4 1

Being a FirstLight Federal Credit

Union member has great benefits

other than low credit union rates,

great loan options, and exceptional customer

service. As part of our mission of helping

you achieve financial success, we also offer

a variety of services that can help you in

meeting your goals. If you are looking for

ways to save for retirement, meet your

monthly expenses, budget for a new home,

plan for your child’s education, or protect

your finances, FirstLight provides you with

the best information and tools just by being

a member.

The BALANCE program is a free and

confidential financial education and

counseling service that FirstLight provides

to all members. With the BALANCE

program you have at your disposal

education and counseling on topics like:

• Home ownership

• Starting your business

• Budgeting

• Increasing your savings

• Funding for a college education

• Avoiding bankruptcy

BALANCE works to meet your specific

needs and provides assistance through tools

like online courses, financial calculators,

newsletters, and one-on-one phone

consultation with one of many highly

trained financial counselors. You can start

using BALANCE today by visiting our

website or www.balancepro.net or by calling

1-888-456-2227 and speaking with one of

the counselors today. Spanish services are

also available.

If you are looking to become a financial

expert in an easy way, then we invite you to

attend one of our monthly financial literacy

courses. More than 600 members and their

families have so far benefited from these

seminars that we offer monthly in our

Administration Building. The classes are

offered in both English and Spanish and

cover topics including Credit, Budgeting,

and Home Buying. They are free of charge

and anyone can attend.

Finally, being a FirstLight member gives

you the peace of mind that your finances are

secure. Every day you hear more and more

cases of victims of ID theft and how

difficult it can be for them to get their lives

back on track. FirstLight offers a free

service for you in case you ever fall into the

misfortune of having your identity stolen.

As part of being a member of the credit

union you receive free unlimited one-on-one

access to a fraud specialist at Identity Theft

911©, the nation’s leader in identity

management and fraud education. With

years of experience dealing with law

enforcement and government agencies,

creditors and credit bureaus, your fraud

specialist will cut through the red tape so

you don’t have to struggle on your own.

Visit our website or one of our convenient

branch locations for more information on

all of these great services that are offered to

you free of charge as a FirstLight member.

Just another way that FirstLight is here to

help you achieve financial success!

BALANCE

www.balancepro.net

Phone:

888-456-2227

Free ID Theft Services

http://firstlightfcu-

idtheft.org/

Financial Literacy

www.firstlightfcu.org

Or call us at 915-562-1172 in El Paso, 575-526-4401

in Las Cruces, or 800-351-1670 Toll Free

Tools for yourFinancial Success

Tools for yourFinancial Success