Sumber dana jangka pendek

Sumber Dana Jangka Pendek@WisnuDewobroto

Financial instruments are cash and contracts that result both in financial assets for one party and financial liability

or evidence of ownership interest in an entity for another party (Prof David F. Hawkins)

Mengelola sumber dana• Operasional Bisnis = Mengumpulkan dana dari

berbagai macam sumber dana

Utang lancar

Utang jangka menengah

Modal Sendiri

sumber dana jangka PENDEK

sumber dana jangka PANJANG

Dana dari intern perusahaan Dana dari luar perusahaan

Sumber internal

*Lebih murah

Sumber external

golongan Sumber dana jangka pendek

• Sumber dana spontan (spontaneous sources of financing)

• Sumber dana non spontan ( negotiated sources of short term financing)

Sumber dana spontan• Kredit penjualan…

Trade credit is a particularly important source of funds for smaller

companies. Many financially weak small firms that find it is difficult to

negotiate loans from banks or other institutional leaders are able to qualify

for trade credit…

Sumber dana non-spontan

• Kredit jangka pendek bank Umum

• Bank overdraft

• Kredit modal kerja