STRUCTURED SETTLEMENTS What are structured settlements? Structured settlements are agreements reached between personal injury plaintiffs and defendants that provide compensation to the plaintiffs for a specified period of time. In accordance with the terms and conditions of each agreement, the defendant or its liability insurer purchases an annuity from a highlyrated insurance company that makes the agreed payments, regardless of whether those payments are paid on a monthly, quarterly, or annual basis, or some combination. How can my clients benefit from investing in structured settlements with Woodbridge? Structured settlement purchases through Woodbridge provide your clients with irrevocable rights to the structured settlement annuity payments that they purchase by means of a court order designating your client as the payee, while providing a contractuallyguaranteed annual fixed rate of return of between 4% and 7% (depending on the payment stream time frame). What are some of the compelling reasons you and your clients can feel comfortable about the safety of this investment? Structured settlements are funded by highlyrated insurance company annuities. These structured settlement obligations are backed by the insurance companies that issue them. To date, we are not aware of any insurance company structured settlement obligation that has gone unpaid. As a financial planner, what do I need to know about structured settlements? Structured settlement transactions do not involve the sale of either a security or an insurance product, so no license is required to sell them. Your brokerdealer will view these as Outside Business Activity (OBA). As a nonfee based financial planner, how am I compensated when I place my clients in this investment? When you sell a structured settlement to a client, you set your own compensation, earning the difference between wholesale pricing and the price you set with your client. This allows you to earn aboveaverage compensation while your clients enjoy annual returns of between 4% and 7%. The following example illustrates this: Want to learn more? Visit www.settlementbuying101.com for a simple and informative video illustrating how Structured Settlements work. For another higheryield product of interest, see reverse. Two Financial Opportunities with Safety & Yield in Mind Woodbridge Structured Funding, LLC and its affiliate, Woodbridge Mortgage Investment Fund 2, LLC, offer several products that can benefit your clients looking to increase their returns in today’s low interest rate environment. Each of these products is designed to balance your clients’ desire for security and attractive yields that many other financial products do not offer. You can now help your clients achieve greater diversification and balance their portfolios with these lowerrisk opportunities that can deliver profits to longterm and shortterm clients alike. Moreover, these vehicles offer safe financial growth for your clients while offering you an attractive commission structure. Woodbridge will provide you with daily updated opportunities that you can present to your clients. Get started today. Call Woodbridge to learn how you can start building client satisfaction and loyalty with lowerrisk, higheryield products offered by Woodbridge and its affiliates. Call 888.401.2464 for your password to view our website designed uniquely for financial planners www.WSFresources.com. Call us now at (888) 4012464 Metropolitan Life Structured Settlement Payments: 120 Amount: $2500 Frequency: Monthly Start: 7/1/2013 End: 6/1/2023 Total Payout: $300,000.00 Wholesale Rate: 6.00% Wholesale Price: $223,209.27 Buy Rate: 5.00% Buy Price: $233,759.96 Compensation: $10,550.69