Page 1
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
The Philippine Banking
System !"#$% &' ()*"*+)"$ ,)-.$)-./0
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Universal and Commercial
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!"#$% &R' E00%/ VF"$)/B =*9)+"/430
Thrift Banking Industry !"#$% &S' ()*"*+)"$ ,)-.$)-./0
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!"#$% 1D' E00%/ VF"$)/B =*9)+"/430
Rural Banking Industry !"#$% 1J' ()*"*+)"$ ,)-.$)-./0
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!"#$% 7@' E00%/ VF"$)/B =*9)+"/430
Cooperative Banking Industry !"#$% 7D' ()*"*+)"$ ,)-.$)-./0
!"#$% 7J' 2345/. 6"/%0
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!"#$% >&' 6%-)4*"$ :34?/"#)$)/B =*9)+"/430
!"#$% >1' E00%/ VF"$)/B =*9)+"/430
Non-Banks with Quasi-Banking
Functions !"#$% >7' ()*"*+)"$ ,)-.$)-./0
!"#$% >>' 8%$%+/%9 :%3;43<"*+% =*9)+"/430
!"#$% >@' :34?/"#)$)/B =*9)+"/430
!"#$% >D' E00%/ VF"$)/B =*9)+"/430
Non-Stock Savings and Loan
Associations !"#$% >J' 8%$%+/%9 :%3;43<"*+% =*9)+"/430
!"#$% >R' E00%/ VF"$)/B =*9)+"/430
O!shore Banking Units !"#$% >S' ()*"*+)"$ ,)-.$)-./0
!"#$% @U' 8%$%+/%9 :%3;43<"*+% =*9)+"/430
Foreign Bank-Branches and
Subsidiaries !"#$% @&' ()*"*+)"$ ,)-.$)-./0
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,)-.$)-./0
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:%3;43<"*+% =*9)+"/430
!"#$% DU' (43%)-* K"*L 8F#0)9)"3)%0' ()*"*+)"$
,)-.$)-./0
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Trust Operations !"#$% D7' ()*"*+)"$ ,)-.$)-./0
!"#$% D>' 2345/. 6"/%0
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!"#$% DD' K"$"*+% 8.%%/ 8/3F+/F3%
List of Tables
Page 2
O�ce of Supervisory Policy Development, Supervision and Examination Sector
!"#$%&'%%%()*#*++*,$%-!,.*,/%0123$45%%6*,!,7*!#%8*/)#*/)32
9$:$#2%;(%-*##*<,= >??@ >??A >??B >?&?%CD
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8(# -+#()(9# -+."/( 24130 21531 0:;31 00:31 05635
8"+<-+#()(9# -+."/( 2253: 1=31 2:430 25032 2523=
8"+<-+#()(9# >?'(+9(9 21536 2;;36 0:13; 00=32 05=37
@"99(9AB(."C()*(9 "+ D*+$+.*$% E99(#9 F0:3;G F2;30G F0134G F0;36G F2;3;G
H$I J(K#9AL)"C*9*"+9 M") N)(I*# @"99(9 0532 023; 5:3: 5235 0534
B(."C()O "+ NP$),(I<&MM E99(#9 030 037 23= 231 537
8(# L)"M*# H(M")( QP$)( *+ #P( L)"M*#AF@"99G "M R+."+9"%*I$#(I QSK9*I*$)*(9T
E99".*$#(9 $+I U"*+# V(+#S)(9
QP$)( *+ #P( L)"M*#AF@"99G "M R+."+9"%*I$#(I QSK9*I*$)*(9T E99".*$#(9 $+I <
U"*+# V(+#S)(9
!"#$% L)"M*#A@"99 H(M")( !$? $+I H(M")( W*+")*#O -+#()(9# 743; 6735 1730 22:3= 20732
-+."/( !$? >?'(+9( 2=3: 263; 2731 2;37 213;
!"#$% L)"M*#A@"99 EM#() !$? $+I H(M")( W*+")*#O -+#()(9# 403; =23= 4;3= ;:37 2:132
8(# L)"M*# ") @"99 403; =23= 4;3= ;:37 2:132
-!#!,7$%0)$$3
!"#$% E99(#9 2A 6T25=32 6T47637 4T2;035 4T;:73; 7T5573:
N$9P $+I JS( M)"/ H$+X9 76:35 15=3; 1773; 2T50=37 2T56137
D*+$+.*$% E99(#9T ,)"99 F&#P() #P$+ @"$+9G 2T25=34 2T=:537 2T6;032 2T75236 2T46:37
D*+$+.*$% E99(#9 Y(%I M") !)$I*+, FYD!G < 0:731 2;:3; 0:436 26=3=
D*+$+.*$% E99(#9 J(9*,+$#(I $# D$*) V$%S( #P)"S,P L)"M*# $+I @"99 FJDVL@G < 2032 2:35 130 ;34
EC$*%$K%(<M")<Q$%( FEDQG D*+$+.*$% E99(#9 < =;637 46235 7;=36 14130
Y(%I<#"<W$#S)*#O FY!WG D*+$+.*$% E99(#9 < =1:31 6:;32 6023; ==;3=
R+ZS"#(I J(K# Q(.S)*#*(9 N%$99*M*(I $9 @"$+9 FRJQN@G < 2;:37 2;431 2763; 2=13:
-+C(9#/(+#9 *+ 8"+<W$)X(#$K%( >ZS*#O Q(.S)*#*(9 F-8W>QG < 131 0630 0=36 0230
E%%"[$+.( M") N)(I*# @"99(9 63; 0232 0632 0132 0=31
E..S/S%$#(I W$)X(# \$*+9A@"99(9 0=3: '%'%' 263; 5:32 =132
D*+$+.*$% E99(#9T +(# F&#P() #P$+ @"$+9G 2T26031 2T54134 2T6103; 2T75534 2T47=3:
-+#()K$+X @"$+9 B(.(*C$K%( F-H@G 5113= 0=237 56:3: 00735 2643=
@"$+9T ,)"99 F(?.%S9*C( "M -H@G 0T0:13= 0T41031 0T10;3; 5T:4;35 5T4:435
B(C()9( B('S).P$9( FBBLG [*#P HQL $+I &#P() H$+X9 0:230 00630 04030 01236 0;:35
@"$+9T ,)"99 F(?.%S9*C( "M -H@ $+I BBL [*#P HQL $+I &#P() H$+X9G 0T::730 0T=6734 0T64737 0T71731 5T5263;
E%%"[$+.( M") N)(I*# @"99(9 2243: 20532 25234 2=235 2=634
@"$+9T +(# F(?.%S9*C( "M -H@ $+I BBL [*#P HQL $+I &#P() H$+X9G 2T1;235 0T55=36 0T=5432 0T4=434 5T27:35
>ZS*#O -+C(9#/(+# *+ QSK9*I*$)*(9T E99".*$#(9 $+I U"*+# V(+#S)(9T +(# 2273; 2:036 20034 25530 26236
B&LET +(# 21232 2453; 2653= 2==37 20=31
&#P() E99(#9T +(# =6230 =:=3= =:730 =2436 =223:
!"#$% @*$K*%*#*(9 =T65035 6T:7436 6T6:=35 4T2::31 4T=2530
D*+$+.*$% @*$K*%*#*(9 Y(%I M") !)$I*+, < =437 543: 653= =:31
D*+$+.*$% @*$K*%*#*(9 JDVL@ < 223: 435 436 436
J('"9*#9 5T44=31 =T2;632 =T47231 6T20:37 6T57632
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D")(*,+ NS))(+.O @*$K*%*#*(9 1:135 ;7731 2T:643; 2T2:236 2T:4137
H*%%9 L$O$K%( =263= 5673= 50;3= 54437 5;:3:
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B(I((/$K%( L)(M())(I QP$)(9 < 03= :32 :3= :3=
!"#$% N$'*#$% E.."S+#9 0A 4:231 6;;30 4113: 1:730 ;0531
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;!"<+/=&'6>)"*,"(-)"?*2(6*+"*,"(-)"0@)("1&)"(*"4).$"5,,6/)0"7-6/-"A&.=6,6)$".'"/.?6(.=
2!"B)>6')$
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Page 3
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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<"+?-+#()(=# AB'(+=(= 8815 3 >19 3 519 3 91; 3 5193
C"==(=DE(."F()*(= "+ G*+$+.*$% H==(#= 48:19 37 4910 37 5018 3 210 3 ?;2153
I$J K(L#=DM)"F*=*"+= N") O)(J*# C"==(= 48210 37 461@ 37 ;912 3 518 3 ?25163
E(."F()P "+ OQ$),(J?&NN H==(#= 6216 3 221: 3 45910 37 2>1: 3 8@51:3
<(# M)"N*# I(N")( RQ$)( *+ #Q( M)"N*#D4C"==7 "N S+."+="%*J$#(J RTL=*J*$)*(=U
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RQ$)( *+ #Q( M)"N*#D4C"==7 "N S+."+="%*J$#(J RTL=*J*$)*(=U H==".*$#(= $+J @1@ 3 @1@ 3
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G*+$+.*$% H==(#= Z(%J N") !)$J*+, 4ZG!7 4>18 37 >12 3 ?26123
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HF$*%$L%(?N")?R$%( 4HGR7 G*+$+.*$% H==(#= ;815 3 221@ 3 01;3
Z(%J?#"?X$#T)*#P 4Z!X7 G*+$+.*$% H==(#= 610 3 216 3 ?8;103
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G*+$+.*$% H==(#=U +(# 4&#Q() #Q$+ C"$+=7 4;18 37 8>19 3 8619 3 016 3 ?;153
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C"$+=U ,)"== 4(B.%T=*F( "N -IC7 8@1> 3 2816 3 616 3 >16 3 89163
E(F()=( E('T).Q$=( 4EEM7 \*#Q IRM $+J &#Q() I$+Y= 2@1> 3 8810 3 8:15 3 915 3 ;123
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H%%"\$+.( N") O)(J*# C"==(= 48210 37 :12 3 :10 3 91; 3 ;183
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Page 4
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 11
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 13
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 22
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
Second Semester 2011
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
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Status Report on the Philippine Financial System
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
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Status Report on the Philippine Financial System
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Status Report on the Philippine Financial System
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 57
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 62
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Page 63
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 64
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 65
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 66
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 67
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 68
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Page 69
Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
List of Schedules
Schedule 1 Physical Composition !"#$#%"$& '#()*+),#( -#./0 123 2+4/5"(",#67/8+&$),#
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 2 Comparative Statement of Condition 3>"&"44"#/ 1$#?"#8 2@(*/;
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 2.a Comparative Statement of Condition -#"5/0($& $#. A,;;/0%"$& 1$#?"#8 2@(*/;
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 2.b Comparative Statement of Condition B>0"C 1$#?"#8 2@(*/;
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 2.c Comparative Statement of Condition 7+0$& $#. A,,4/0$)5/ 1$#?"#8 2@(*/;
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 3 Selected Contingent Accounts 3>"&"44"#/ 1$#?"#8 2@(*/;
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 3.a Selected Contingent Accounts -#"5/0($& $#. A,;;/0%"$& 1$#?"#8 2@(*/;
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 3.b Selected Contingent Accounts B>0"C 1$#?"#8 2@(*/;
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 4 Trust and Fund Management Operations
Assets and Accountabilities 3>"&"44"#/ 1$#?( $#. D,#<1$#? !"#$#%"$& '#()*+),#( ED1!'(F
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 4.a Trust and Fund Management Operations
Assets and Accountabilities 3>"&"44"#/ 1$#?( $#. D,#<1$#? !"#$#%"$& '#()*+),#( ED1!'(F
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 4.b Trust and Fund Management Operations
Assets and Accountabilities -#"5/0($& $#. A,;;/0%"$& 1$#?(
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Page 70
Schedule 4.c Trust and Fund Management Operations
Assets and Accountabilities B>0"C 1$#?(
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 4.d Trust and Fund Management Operations
Assets and Accountabilities D,#<1$#? !"#$#%"$& '#()*+),#( ED1!'(F
9( ,: 2/;/(*/0(<=#./. '#."%$*/.
Schedule 4.e Trust and Fund Management Operations
Income and Expenses 3>"&"44"#/ 1$#?( $#. D,#<1$#? !"#$#%"$& '#()*+),#( ED1!'(F
!,0 *>/ 3/0",.<=#./. '#."%$*/.
Schedule 5 Comparative Statement of Income and Expenses 3>"&"44"#/ 1$#?"#8 2@(*/;
!,0 *>/ 3/0",.<=#./. '#."%$*/.
Schedule 5.a Comparative Statement of Income and Expenses -#"5/0($& $#. A,;;/0%"$& 1$#?"#8 2@(*/;
!,0 *>/ 3/0",.<=#./. '#."%$*/.
Schedule 5.b Comparative Statement of Income and Expenses B>0"C 1$#?"#8 2@(*/;
!,0 *>/ 3/0",.<=#./. '#."%$*/.
Schedule 5.c Comparative Statement of Income and Expenses 7+0$& $#. A,,4/0$)5/ 1$#?"#8 2@(*/;
!,0 *>/ 3/0",.<=#./. '#."%$*/.
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Appendix 2
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Second Semester 2011
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Second Semester 2011
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Status Report on the Philippine Financial System
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O�ce of Supervisory Policy Development, Supervision and Examination Sector
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Status Report on the Philippine Financial System
Second Semester 2011
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Status Report on the Philippine Financial System
Second Semester 2011
O�ce of Supervisory Policy Development, Supervision and Examination Sector
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