State Bank of India

DELIGHT BANK GUARANTEEPROCESS FLOW DIAGRAM

START

Selected candidates wouldapproach SBI / Affiliate Branch

with filled up Docket

Loan Amount, Monthly EMI, Termviz., /48/interest payment

SBI verifies, athenticates and give it back to the candidate in a closed / sealed cover to be forwarded to designated Branch

Designated Branch sanctions amount requested for, deposits in Term Deposit Receipt, Issues Bank Guarantee in favour of Satyam Computer Services Limited.

Satyam Computer Services Limited, eSchool FLCB receives and informs Joining Team of all names for whom Bank Guarantee is in place.

Received Reports for joining,after pre-employment Medical, completes JF.

Associate ID Number generated, monthly EMI starts based on the option choosen by the selected candidates.

If Associate completes24 / months

Yes No

Candidate ReceivesRs.2 lakhs + Interest

END

Satyam invokes Bank Guarantee and relises Rs.2 lakhs from SBI

SBI recoveresRs.2 lakhs from the associate

END

State Bank of IndiaHumayun Nagar Branch (Mehdipatnam) Hyderabad - 500 028.

Dear Sir / Madam,1. We have immense pleasure in congratulating you on your selection by Satyam

Computer Services Ltd.2. We are happy to be associated with you for all your banking needs.3. You may be aware that as per the clause No.9 of the terms of appointment

you are required to furnish a Bank Guarantee for a sum of Rs.2 lacs in favour of Satyam Computer Services Ltd.

4. In consultation with the officials of Satyam Computer Services Ltd., we have formulated a scheme for issue of Bank Guarantee on your behalf in favour of Satyam Computer Services Ltd.

5. There are two ways to go about the bank guaranteea. If you can afford, you can make a fixed deposit of Rs 200,000 with SBI –

Humayun Nagar or PBB Dilsukhnagar branch only and SBI provides bank guarantee in favour of Satyam Computer Services Ltd., for the same amount. If this is your choice, you can walk into SBI-Humayun Nagar or PBB Dilsukhnagar or Regional Office- Region 1 Patny Centre, along with the required documents

b. Secondly, if you cannot make a fixed deposit of Rs. 200,000, SBI will assist you with a personal loan which requires you to fill up all the required documents (included in your docket)

To Elucidate:IF LOAN IS REQUIRED IF LOAN IS NOT

REQUIRED1 Amount of Bank

Guarantee requiredRs. 200,000 Rs. 200,000

2 Your contribution NIL Rs. 200,0003 Bank Loan (1-2) Rs. 200,000 Nil4 Interest paid by the

Bank to you at prevailing rate of interest

Interest due on your FD of Rs. 200,000 from the bank will be reinvested as deposit at prevailing interest rate. In which case at the end of bond period, principal together with accumulated interest will be paid to you.24 months Rs2,36,00036 months Rs. 2,60,00048 monthsRs. 2,71,878/- Rs.2,46,288/-

5 Interest to be paid by you for the loan at prevailing rate of interestA)Even though you opt for48 Months your bond period is for 24 months only. B)If you want close your loan you can do that with the maturity proceeds of rs.236000/Remaining amount can take back ,as savings..

Loan amount will be recovered in EMIs by means of check off/ standing instructions/ PDCs, you will pay for48 months Rs. 5,460/-5460 X 48=262000/

NIL

6 Bank Guarantee charges Rs. 2,500/-7 Guarantor Personal guarantee of a

person who is good for Rs. 200,000/-

Not applicable

8 Exceptions You can also choose to pay interest only of Rs. 1,250/ pm for 2 years and at the end of 2 years we will close the loan account and the deposit account. You will not get anything..

Should you require further clarifications / assistance please feel free to contact us at the following:1. State Bank of India, Humayun Nagar Br., Hyderabad. [email protected]. State Bank of India, PBB Dilsukhnagar. Hyderabad. [email protected]. Asst. General Manager, State Bank of India, Region-I, Patny Circle, Secunderabad. [email protected]

Wishing you all the best in your career.Yours sincerely,STATE BANK OF INDIAPBB, Dilsukhnagar,

STATE BANK OF INDIAHumayun Nagar Branch,

STATE BANK OF INDIAHyderabad Zonal Office,

Hyderabad.040-2405 3289, 2405 8333Cell: 98486 04639

Hyderabad.040-2351 3797, 2351 8151Cell: 99493 22692

Patny Circle, Secunderabad - 3.Ph: 27883146 / 47Fax: 040-27883190Cell: 99490 98401

THIS KIT CONTAINS :

FORM I - Letter from new recruits to be completed, signed & duly attested by SBI Officials.

FORM II - Instruction to our SBI Branches.

FORM III - Applications for sanction of personal loan / issue of Bank guarantee.

FORM IV - DP Note and DP Note take delivery letter.

FORM V - Instruction to Circle authorities.

FORM VI - Text of the consent clause by the borrower.

FORM VII - Text of the consent clause by the Guarantor.

FORM VIII - Specimen signature card.

FORM IX - Online SBI Registration Form.

FORM X - SB A/c. Opening Form.

State Bank of IndiaHumayun Nagar Branch (Mehdipatnam) Hyderabad - 500 028.

BANK GUARANTEE TO SATYAM COMPUTER SERVICES LTD. NEW ECRUITS

INFORMATION SHEET (IN CASE YOU NEED A LOAN)YOU ARE REQUIRED TO

1. Identify a person who will agree to stand guarantee and who is good for Rs, 2 lakhs. (It can be your parents also)

2. Fill in all the forms with complete details (blank forms will not be accepted)3. Enclose the required documents listed below.4. Purchase a DD for Rs. 2,500/- payable at Hyderabad. 5. Contact any State Bank of India (SBI) branch at your place (in case you are in

Hyderabad, Visit SBI, Humayun Nagar, PBB Dilsukhnagar or Region-I, Zonal Office, Patny Circle, Secunderabad.)

6. Meet the Branch Manager / Offical of SBI along with the forms duly filled in, DD, photocopies and orginals of all documents.

6. The Guarantor should accompany you, Guarantor should sign on (1) For III (2) Form IV (D.P. Note), (3) D.P. Note take delivery, (4) Form VII (4 signatures in all)

7. You have to sign wherever APPLICANT is shown on all the documents8. Collect the Sealed cover containing the documents from the Bank official and

submit it to any of the Addresses furnished in the Covering Letter.DOCUMENTS REQUIRED

1. PHOTO IDENTITY : Passport or Election ID card or PAN card or Driving License (photocopy of any one)

2. ADDRESS PROOF : Passport or Election ID card or PAN card or Driving License with your current address or Telephone Bill or Electricity Bill in your/parent’s name. Salary Slip or IT assessment order (photocopy of any one) of their parent along with Xerox copy of the offer letter from Satyam Computer Services Ltd.

1. Photo Identity and Address proof of the Guarantor (documents listed above)

2. Latest Salary Certificate and Form 16 of the Guarantor in case he / she is Salaried person.

OR3. Last two years IT returns and Audited Banlance Sheet of the

Guarantor in case he / she is a Business man or Self employed person.

OR4. Income Certificate and proof of Land holdings (title deeds and latest

record of rights) of the guarantor in case he/she is an agriculturist.

AMOUNT TO BE PAIDDD Fovouring State Bank of India, Humayun Nagar Branch, Hyderabad.

(No Cash / Cheque / Outstanding drafts accepted)

NOTE : Accounts will not be opened if forms are incompleteSBI Official to attest on Form I and SB A/c. Opening Form

State Bank of IndiaHumayun Nagar Branch (Mehdipatnam) Hyderabad - 500 028.

BANK GUARANTEE TO SATYAM COMPUTER SERVICESNEW RECRUITS INFORMATION SHEET (IN CASE YOU ARE DEPOSITING

FULL AMOUNT)YOU ARE REQUIRED TO

Please bring the docket along with you if you are joining at Hyderabad, otherwise please send it by post to any of the addresses mentioned in the covering letter.

1. Fill in all the forms with complete details (blank forms will not be accepted)

2. Enclosed the required documents listed below.

3. Purchase a DD for the required amount (see table below)

DOCUMENTS REQUIRED1. PHOTO IDENTITY : Passport or Election ID card or PAN card or

Driving License (photocopy of any one)2. ADDRESS PROOF : Passport or Election ID card or PAN card or

Driving License with your current address or Telephone Bill or Electricity Bill in your/parent’s name. Salary Slip or IT assessment order (photocopy of any one).

AMOUNT TO BE PAIDDD Fovouring State Bank of India , payable at Hyderabad.

(No Cash / Cheque / Outstanding drafts accepted)

BOND PERIOD 24 MONTHS

If you do not need a loan Rs.2,02,500/-

NOTE : Accounts will not be opened if forms are incomplete

State Bank of IndiaHumayun Nagar Branch (Mehdipatnam) Hyderabad - 500 028.

FORM-IFrom

__________________________________ (Full Name)

__________________________________ (Address)

__________________________________

To,The Chief ManagerState Bank of India,Humayun Nagar Branch / PBB Dilsukhnagar,(Mehdipatnam) Hyderabad.

Through SATYAM COMPUTER SERVICES LTD. Dear Sir,SATYAM COMPUTER SERVICES LTD. NEW RECRUITSPlease find enclosed the followig documents for issue of bank guarantee of Rs.2 lacs to Satyam Computer Services.

1. Identify Proof ______________________________

2. Address Proof ______________________________

3. SB Account Opening Form duly filled in with all relevant details.

4. Application for issue of Bank Guarantee duly completed (Form III)

5. I requrie a loan of Rs. 2.00 Lacs and hence the following documents are enclosed

(i) DP Note and DP Note Take Delivery Letter

(ii) Identity Proof of the guarantor _________________________ (Please Specify)

(iii) Address Proof of the guarantor _________________________ (Please Specify)

(iv) Income Proof of the guarantor _________________________ (Please Specify)

6. DD No. ______________________ for Rs. _____________________ dated _____________________ favouring State Bank of India, Humayun Nagar Branch, Hyderabad.

Yours faithfully,

( )Signature of the Applicant

FOR USE AT State Bankd of India BranchConfirmed that the applicant has submitted all the documents listed above. The applicant along with guarantor (only in case of loan) executed the documents in our presence.

Branch Seal with code Numberand Full Address

Signature, Name and SS number of the Bank’s authorised official

State Bank of India

FORM II

To,The Chief ManagerState Bank of India,

.....................................................

.....................................................Date:

Dear Sir,

ADVANCES TO PER SEGMENTSATYAM COMPUTERS SERVICES LTD.HYBRID PRODUCT (PERSONAL LOAN AND BANK GUARANTEE)

Satyam Computer Services Ltd. are recruiting fresh graduates in a large scale every year, for their IT and ITES activities. In IT industry the attrition rate is a little high when compared to other industries. In order to curb this tendency Satyam Computer Services Ltd. have planned to impose a security deposit of Rs.2,00,000/- on all new entrants. Since many of the new entrants may not be in a position to meet this cash security deposit, Satyam Computer Services Ltd. requested our Bank to formulate a product to take care of the security deposit needs of their new recruits.

2. Accordingly, we have devised a hybrid product combining Personal Loan and Bank Guarantee to the new entrants of Satyam Computer Services. The scheme is expected to be put into operation by next week. Under the new product, a personal loan of Rs.200,000/- will be sanctioned to the new entrant and the same will be held in Term Deposit. On the strength of this deposit a guarantee for Rs.2,00,000/- will be issued to Satyam Computer Services Ltd. for a period of 24 months on behalf of the new entrant. The personal loan will be recovered in EMI by means of checkoff / PDCs / salary deduction from the entrant. The guarantee will be reversed on the expiry of 24 months as stipulated by Satyam Computer Services Ltd. In case of attrition only the Person Loan will be under exposure to the Bank which is being covered by a personal guarantee of a third party provided by the new entrant. The above scheme has been approved by the Circle Management Committee at the Circle.

3. Since the new entrants to Satyam Computers Services are spread all over the country, we have planned to facilitate execution of various documents connected with the hybrid product (Personal Loan cum Guarantee) at a branch of our Bank situated close to the place of residence of new recruit/his parents/guarantor. As per the arrangement devised, the designated branch - Humayun Nagar / PBB Dilsukhnagar, for the above mentioned business will be forwarding all the set of documents as listed below directly to the newentrant who will approach the Branch Manager of the Branch which is situated close to his place of residence:

4. This Kit Contains:

FORM I - Letter from Applicant to be completed, signed & duly attested by SBI Officials.

FORM II - Instruction to our SBI Branches.

FORM III - Application for sanction of personal loan / issue of Bank guarantee.

FORM IV - DP Note and DP Note take delivery letter.

FORM V - Instruction to Circle authorities.

FORM VI - Text of the consent clause by the borrower.

FORM VII - Text of the consent clause by the Guarantor.

FORM VIII - Specimen signature card.

FORM IX - OnlineSBI Registration form.FORM XI - SB A/c Opening Form.

5. We, therefore, request you to obtain the following papers / documents duly completed:

a) Application form for Personal Loan-Cum-Guarantee has to be filled in completely by the applicant. Both the applicant and the guarantor have to affix their signature on the application form in your presence. If it is already signed please obtain fresh signature in your presence.

b) Obtain the DP Note (COS 228 since there is a guarantor) and take delivery letter for a loan of Rs.2,00,000/-. In case the candidate is able to bring margin to the loan amount it gets reduced accordingly. Therefore, the DP Note and DP Note Take Delivery Letter has to be obtained for the difference between Rs.2,00,000 and actual margin brought in by the new entrant. The margin money + Bank Guarantee charges will be brought in by the applicant in the form of a draft drawn directly in the name of SBI, Humanyun Nagar Branch. After verifying the margin position the DP and DPN Take Delivery Letter has to be completed accordingly. While DP Note and DPN Delivery letter will be in favour of Humayun Nagar Branch the place of execution should show your place. At the bottom of the DP Note please obtain endorsement by the guarantor since there is no provision on the reverse.

c) Savings Bank Account application form has to be completed as per KYC norms. Please attest the Xerox copies of identity and address proof documents for having verified the original. In the event of the new entrant not being in a position to provide a personal introduction for opening SB account, he or she may be advised to produce a copy of his appointment order sent through e-mail by Satyam Computer Services Ltd. (by downloading from his PC) which will serve the purpose of introduction which should be enclosed to SB application form. Further, obtain online registration form duly completed.

d) The Scheme envisages obtention of guarantee of third party. In this connection please ensure that the guarantor is good for Rs.2.00 lakhs. The proof of income viz. Employment/Salary Certificate/From 16/IT Return has to be obtained. In respect of agricultural income proof of land holdings (Xerox copy of Record of Right/title Deeds/Partition Deed/any other documents evidencing title and extent of area of the agricultural property) of irrigated/rain fed areas has to be obtained. There is no need for obtention of any other document. The proof of identity and address of the guarantor has to be obtained as laid down in KYC norms.

e) The recital is to be signed by the Branch Manager/other officials with his specimen signature number to the effect that the set of documents brought in by the applicant have been executed in his/her presence. In case the new entrant does not require a loan from the Bank then he/ she has to bring Draft for Rs.2,02,500/- along with Form III and Form V (Savings Bank / online Registration forms duly completed) for issue of Bank Guarantee. Execution of Form IV (DP note & DP note Delivery Letter) and the formalities relating to guarantor is not required. You are requested to ensure completion of Form III as an application for guarantee only and Account opening forms. Please affix your signature and seal for having verified his signature in SB account opening form.

6. After due completion of all the above documents produced by the new entrant, please hand over the entire set of documents in a sealed cover to the applicant to enable him to carry to the place of his reporting for submitting to S.B.I., Humayun Nagar Branch, Hyderabad.

7. Your/other officials’ responsibility will be to the extent of the correctness of contents and completion of the documents executed by the new entrant in your/his presence.

8. In the event of any practical difficulty faced in obtention and completion of the above stated document produced by the applicant, your are requested to contact Branch Manager, S.B.I., Humayun Nagar Branch / PBB Dilsukhnagar.

9. As a one time service provider a service charge of Rs.500/- will be be remitted to you by our Branch on receipt of documents by us.

Yours Faithfully,

CHIEF MANAGER

FORM-III

STATE BANK OF INDIAHumayun Nagar Branch, (Mehdipatnam) Hyderabad.

APPLICATION FOR SANCTION OF PERSONAL LOAN& ISSUE OF A BANK GUARANTEE FAVOURING

SATYAM COMPUTER SERVICES LTD.

PERSONAL INFORMATIONA. Details of the Applicant :

Name

Office Address (Proposed)

Residential Address : Present :

Permanent :

Date of Birth

Sex

Education

Employer’s Name & Address

Monthly Income (present or proposed) Gross Rs.Net Rs.

Loan Amount * Rs.

Rate of Interest

Repayment Period On demand

Details of Bank Account, if any

Details of the Guarantor (No needto furnish, if loan is not availed)

1. Name & Address/Relationship with the applicant

2. Monthly/Annual Income (to be supported by documentary proof)

3. Details of Bank account, if any

HNOTE : The Loan amount will be Rs.2,00,000/-

Declaration :

I/We declare that all the particulars and information given in the application form are true, correct and complete and they shall form the basis of the Personal loan, the State Bank of India may decide to grant me/us.

I/We undertake to inform the State Bank of India regarding change in my occupation / employment and to provide any information that the Bank may require.

I/We authorized State Bank of India to issue a Bank Guarantee for Rs.2.00 lacs in favour of Satyam Computer Services as required by them in connection with my assignment for a period of 24 months. I request you to release the personal loan and hold the loan amount in Term Deposit with you as security for the bank guarantee to be issued by you in favour of Satyam Computer Services on my behalf and in case of invocation of the guarantee, the deposit may be closed prematurely and the proceeds utilized for paying the invoked guarantee amount.

I/We confirm that we are resident Indians and understand that the sanction of the loan is subject to execution of documents as per Bank’s requirements. I/We agree that the Bank has the right to make such enquiries about me/us as the Bank thinks fit.

Signature of the Applicant Signature of the Guarantor

Encloser :

1. Passport size photograph of Borrower and Guarantor.

2. Address proof of both Borrower / Guarantor evidences through Telephone Bill, Electricity Bill, Voter ID, PAN Card, Passport etc.

3. Income proof of the Guarantor - Salary certificate, IT Returns, Bank Statements for atleast past 6 months.4. For agricultural income proof of land holdings of irrigated/rain fed areas

to be produced.

FORM IVRs. _________________ ________________200

On Demand I/We........................................................................................................

Promise to pay .........................................................................................

or order at the STATE BANK OF INDIA, Humayun Nagar Branch, (Mehdipatnam), Hyderabad.

the sum of Rupees ...................................................................................

for value received with interest from this date at....................................................................................................................... with monthly rests.

Signature of Applicant Over Stamp Signature of ApplicantD. P. NOTE DELIVERY LETTERPlace : .....................................

Date : ......................................

To,The CHIEF MANAGERState Bank of IndiaHumayun Nagar Branch,(Mehdipatnam) Hyderabad.

Dear Sir,Please take delivery of the accompanying DEMAND PROMISSORY NOTE

dated....................... for Rs. .................................... (Rupees ...................................................................................... .................................................................................................................................................... made by ................................................................................................................... in favour of State Bank of India, Humayun Nagar Branch, Hyderabad.

We further request you to note that we dispense with a notice of dishonour in terms of section 98 (a) of the Negotiable Instruments Act. 1881, and that in the event of payment not being made on demand the Bank is at liberty to give time for payment to either of us without discharging the other of us from liability.

Yours faithfully,

____________________

____________________C. O. S. 230-XCode No. 4011-465Signature of the Applicant & Guarantor

State Bank of IndiaPersonal Banking Unit,Hyderabad Local Head Office,Hyderabad - 500 095.

Phones: 040-2475 6758 / 2475 5718, Fax: 040-2476 1176

ToThe General ManagerState Bank of IndiaLocal Head Office,ALL CIRCLES

PBU/ADV/ Date .........................

Dear Sir,PERSONAL SEGMENT ADVANCESSATYAM COMPUER SERVICES LTD. NEW ENTRANTS HYBRID PRODUCT (PERSONAL LOAN AND BANK GUARANTEE)

Satyam Computer Services are recruiting fresh graduates in a large scale every year for their IT and ITES activities. In IT industry the attrition rate is a little high when compared to other industries. In order to curb this tendency Satyam Computer Services have planned to impose a security deposit of Rs.2 lacs on all new entrants. Since many of the new entrants may not be in a position to meet this cash security deposit, Satyam Computer Services requested our Bank to formulate a product to take care of the security deposit needs of their new recruits.

2. Accordingly, we have devised a hybrid product combining Personal Loan and Bank Guarantee to the new entrants of Satyam Computer Services. The scheme is expected to be put into operation by next week. Under the new product, a personal loan of Rs.2 lacs will be sanctioned to the new entrant and the amount of Rs. 2 lacs will be held in Term Deposit. On the strength of this deposit a guarantee for Rs.2 lacs will be issued to Satyam Computer Services for a period of 24 months on behalf of the new entrant. The ‘P’ loan will be repaid by the applicant in 24/36/48 EMIs By way of salary deduction or check off/ Post Dated cheques as the case may be by way of PDCs from the entrant by Satyam Computer Services. The guarantee will be reversed on the expiry of period of 24 months as stipulated by Satyam Computer Services. In case of attrition only the Personal Loan will be under exposure to the Bank which is being covered by a personal grantee of a third party provided by the new entrant.

3. Since the new entrants to Satyam Computer Services are spread all over the country, we have planned to facilitate execution of various documents connected with the hybrid product (Personal Loan cum Guarantee) at a branch of our Bank situated close to the place of residence of new recruit/his parents/guarantor. As per the arrangement devised, the designated branch - Humayun nagar for the above mention business, will be forwarding all the set of documents as listed below directly to the new entrant who will approach the Branch Manager of the Branch which is situated close to his place of residence:

4. This Kit Contains :FROM I – Letter from joinees to be completed, signed & duly attested by SBI Officials.FROM II – Instruction to our SBI BranchesFROM III – Application for sanction of personal loan / issue of Bank guarantee.FROM IV – DP Note and DP note take delivery letter.FROM V – Instruction to Circle authoritiesFROM VI – Text of the consent clause by the borrower.FROM VII – Text of the consent clause by the Guarantor.

FROM VIII – Specimen signature cardFROM IX – Online SBI Registration formFROM X – SB A/c Opening form

5. We are also addressing a letter signed by Chief Manager, Humayun Nagar Branch, Hyderabad to the branch the name of which will be filled by the new entrant and submitted to the Branch Manager of that branch for facilitating of filling up and execution of the above mentioned documents. The branch Manager will assist the new entrant in completing the various documents in his presence and hand over the entire set of papers back to the new entrant in a sealed cover who in turn will hand over to State Bank of India, drignated Branch authorities at the place of his reporting to enable them to issue Bank Guarantee.

6. The Branch Manager concerned, before whom the documents will be executed will ensure the following:

(a) SB application form is completed as per KYC norms

(b) Obtain the guarantee of person who is good for Rs.2 lakhs after the verification of his address and identity.

(c) Verification of the proof of income through Employment/Salary Certificate/Form 16/IT Return a copy of which has to be obtained [In respect of agricultural income proof of land holdings (xerox copy of Record of Rights/Title Deeds/Partition Deed/any other document evidencing title and extent of area of the agricultural property) of irrigated/rain fed areas has to be obtained].

7. The responsibility of the Branch Manager/other official will be to the extent of the correctness of contents and completion of the documents executed by the new entrant in his presence. The branch is eligible for a processing fee of Rs.500/- which will be paid after receipt of the document duly executed by the new entrant by the designated branch - Humayun Nagar, Hyderabad.

8. Satyam Computer Services have Six (6) centres where new entrants will be joining. In view of the vast network and well spread out activities of Satyam Computer Services Ltd. we have devised the above arrangement for execution of various documents by the new entrants.

9. In view of the above, we request you to advise all the branches under your control of the above arrangement and extend necessary support/guidance to the new entrants of Satyam Computer Services Ltd. who may approach your branches in this connection. In each set of paper sent to the new entrant we are also enclosing a copy of the letter addressed to you for advance information to Branch Managers under your control regarding the arrangement.

10. I request you to extent your whole hearted support.

Yours faithfully,

GENERAL MANAGER

FORM VITEXT OF CONSENT CLAUSETO BE EXECUTED BY BORROWER/S

I/We understand that as a per-condition, relating to grant of the Loans/advances/ other non-fund-based credit facilities to me/us, the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad requires my/our consent for the disclosure by the bank of, information and data relating to me/us, of the credit facility availed of/to be availed, by me/us, obligations assumed/to be assumed, by me/us in relation thereto and default, if any, committed by me/us, in discharge thereof.

2. Accordingly, I/We hereby agree and give consent for the disclosure by the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad of all or any such;

(a) information and data relating to me/us;

(b) the information or data relating to any credit facility availed of / to be availed, by me/us, and

(c) default, if any, committed by me/us, in discharge of my/our such obligation.

as the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad may deem appropriate and necessary, to disclose and furnish to Credit Information Bureau (India) Ltd. And any other agency authorized in this behalf by RBI.

3. I/We declare that the information and data furnished by me/us to the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad. are true and correct.

4. I/We undertake that :

(a) the Credit Information Bureau (India) Ltd. And any other agency so authorized may use, process the said information and data disclosed by the manner as deemed fit by them; and

(b) the Credit Information Bureau (India) Ltd. And any other agency so authorized may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors or registered users, as may be specified by the Reserve Bank in this behalf.

The expression “bank” includes lending institutions for the purpose.

Date : BORROWER

FORM VIITEXT OF CONSENT CLAUSETO BE EXECUTED BY GUARANTORS

I/We understand that as a per-condition, relating to grant of the Loans/advances/ other non-fund-based credit facilities to .............................................................................................................. (name of the borrower/s) and furnishing of guarantee in relation thereto, the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad requires consent of the guarantor/s of the credit facility, granted/to be granted, by the bank for disclosure of information and data relating to the guarantor/s, any credit facility availed of by the guarantor/s, obligations as assumed by the guarantor/s, in relation thereto and default, if any, committed, in discharge thereof.

2. Accordingly, I/We hereby agree and give consent for the disclosure by the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad of all or any such;

(a) information and data relating to me/us;

(b) the information or data relating to my/our obligations in any credit facility granted/to be granted

by the bank guaranteed by me/us as a guarantor; and

(c) default, if any, committed by me/us, in discharge of my/our such obligation.

as the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad may deem appropriate and necessary, to disclose and furnish to Credit Information Bureau (India) Ltd. And any other agency authorized in this behalf by RBI.

3. I/We declare that the information and data furnished by me/us to the STATE BANK OF INDIA, Humayun Nagar Branch, Hyderabad are true and correct.

4. I/We undertake that :

(a) the Credit Information Bureau (India) Ltd. And any other agency so authorized may use, process the said information and data disclosed by the manner as deemed fit by them; and

(b) the Credit Information Bureau (India) Ltd. And any other agency so authorized may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors or registered users, as may be specified by the Reserve Bank in this behalf.

The expression “bank” includes lending institutions for the purpose.

Date : GUARANTOR

FORM VIIISpecimen Signature Card for Scanning

STATE BANK OF INDIA

HUMAYUN NAGAR BRANCH,

(MEHDIPATNAM), HYDERABAD.

CODE :

Name of A/c Holder

(A)

(B)

Specimen Signatures

A.

B.Mode of Operation :-

For office use :

Signature Verified

Signature Scanned

Initials

FORM IX

ONLINE SBI REGISTRATION FORM

To,The Branch ManagerState Bank of India,Humayun Nagar Branch,(Mehdipatnam), Hyderabad.

I wish to register as user of ‘OnlineSBI’ SBI’s Internet Banking Service.Name fo Customer : (25 characters)

Address :

Phone :

E-mail :

Date of Birth :

My Account Number (s)

Single/Joint*

Accounts

I want toAnail

TransactionRights

(Y/N)

I have received a sealed envelope containing the kit with the userId and password printed on it.

I have read the provisions contained in the Terms of Service document of ‘Online SBI’ and accept them.

I agree that the transactions executed over Online SBI under my Username and password will be binding on me

HRights on the Online SBI service wil be same as that in your account at the branch.

Customer’s Signature Date:

Note : Transaction right is necessary for you to use facility like railway ticket, bill payments for electricity, phone etc.,