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1. Confidential & ProprietaryInformation1

2. Whoarewe?

3. Confidential & Proprietary12/11/2012 Information4

4. Maximum Allowable ChargeConfidential & Proprietary 12/11/2012 Information5

5. Building Your PlanConfidential & Proprietary 12/11/2012 Information6

8. How Much Can You Save By Locking In Your PremiumA - Increased$ 1,148.00PremiumB - Prior$961.12PremiumC - Difference$186.88% Increase 16%Current Insurer Kaiser Current Provider USHEALTH Groupx12 = AnnualYEARCurrent Premium Monthly DifferenceProjected with Increase Monthly Rate LockDifference1 $ 1,148.00$1,331.68$628.00$703.68 $8,444.162$1,544.75 $628.00$916.75$11,000.993$1,791.91 $628.00$1,163.91$13,966.904$2,078.61 $728.48$1,350.13$16,201.615$2,411.19 $728.48$1,682.71$20,192.556$2,796.98 $728.48$2,068.50 $24,822.04 Total$94,628.24 ProjectedProjected Monthly Premium By Year $2,000.00 $1,800.00 $1,600.00USHEALTH Group $1,400.00is saving you $94,628.24 Current Provider $1,200.00over 6 years! $1,000.00 USHEALTH Group$800.00$600.00$400.00$200.00 $0.00Confidential & Proprietary Year 1234 5 6 12/11/2012 Information 9

9. Agent Name Tyree Wilson(720)[email protected] 7 out of 10 deaths among Americans each year are from chronic diseases:Heart Attack, Cancer and Stroke account for more than 50% of all deathseach year.Centers for Disease Control and Prevention Health Ins.IncludedHealth Ins. IncludedNo AccidentAssociation / Accident Included Insura nce is o ne o f the m o st o ve rlo o k e db ut vita l p a rts o f a ny g o o d fina ncia lNo Critical Illness Critical IllnessIncluded p la n. It m a y se e m unim p o rta nt, o r a n a fte rtho Confidential b&utProprietaryug ht to g e t it, yo u w illNo Hospital Conf.Hospital Confinement Included 12/11/2012tre m Information f if yo u ne e d fe e l e nd o us re lie 10 insura nce a nd ha ve it in p la ce .

10. Doctor VisitConfidential & Proprietary 12/11/2012 Information11

12. Lab EOB Confidential & Proprietary12/11/2012 Information13

13. Lab FeesConfidential & Proprietary 12/11/2012 Information14

14. WellnessConfidential & Proprietary 12/11/2012 Information15

15. Cat Scan Confidential & Proprietary Information16

17. How They All WorkTogether $500,000 -CIGNA $206,000 - $6,000 Deductible $200,000 x 20% Out of Pocket Max$3,000 $9,000$197,000

18. How They All WorkTogether $500,000 -CIGNA $206,000 - $6,000 $200,000 x 20%$3,000$9,000 $197,000

19. How They All WorkTogether $500,000 -CIGNA $206,000 - $6,000 $200,000 x 20%$3,000 On the Job Coverage $197,000 $9,000

20. HEARTATTACKConfidential & Proprietary 12/11/2012 Information21

21. Timeline

22. Fully Insured vs Careington Confidential & Proprietary12/11/2012 Information26

23. Careington Dental Benefit Schedule Confidential & Proprietary12/11/2012 Information27

24. Thank You for your time Helping Other People Everyday12/11/2012Confidential & Proprietary Information 28

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