Contents DOMESTIC BANKING Page No. INTERNATIONAL BANKING A. Remittances 01 B. Bills 02 C. Project Finance/Advances 03-04 D. Sale / Purchase of Securities, Custody of Articles in Safe Deposit & Safe Deposit Lockers E. Guarantees 06-07 F. Local Trade Business 07-08 G. Miscellaneous Charges 09-11 A. Imports 22-23 B. Exports 23-24 C. Remittances 25-26 D. Miscellaneous 26-27 UBL Signature - Priority Banking 12 Bank Charges for Government Business 13 Branchless Banking 14-15 Important Notes 27 Consumer Banking 05-06 16-21 22-27
This document is posted to help you gain knowledge. Please leave a comment to let me know what you think about it! Share it to your friends and learn new things together.
Transcript
Contents
DOMESTIC BANKING Page No.
INTERNATIONAL BANKING
A. Remittances 01B. Bills 02C. Project Finance/Advances 03-04D. Sale / Purchase of Securities, Custody of
Articles in Safe Deposit & Safe Deposit LockersE. Guarantees 06-07F. Local Trade Business 07-08G. Miscellaneous Charges 09-11
A. Imports 22-23B. Exports 23-24C. Remittances 25-26D. Miscellaneous 26-27
UBL Signature - Priority Banking 12
Bank Charges for Government Business 13
Branchless Banking 14-15
Important Notes 27
Consumer Banking
05-06
16-21
22-27
DOMESTIC BANKING
01
3) Inter Branch Online Transactions- Both Within City & Intercity a) Cash Deposits (Charges are to be recovered from the Depositor) i) Within City ii) Intercity b) Online Funds Transfer/Cross Branch Transfer (Charges are to be recovered from the remitter) i) Within City ii) Intercity
c) Cash Withdrawals (Charges are to be recovered from the Beneficiary)
i) Within City ii) Intercity
i) Within City ii) Intercity
Free0.10%, Min. Rs. 250/-
Free0.10%, Min. Rs. 250/-
Free0.20%, Min. Rs. 300/-
54200200
54200200
54200200
064040
064040
064040
54200150 0640404) Inter Branch (a/c to a/c) Foreign Currency Fund Transfer
Same as 1(a) above
Particulars Charges
1) Cashier's Cheque a) Issuance of Cashier's Cheque
2) MTs a) Issuance of MTs
A. REMITTANCES
0.10%, Min Rs. 200/-0.25%, Min Rs.300/-(Including communication charges)
54200100 64038
54200100 064038
54200100
064040
064038
54200150
54200100
Through A/cThrough Cash: (For non account holder)
Rs. 0.2% or Min Rs. 300/-
b) Cancellation of Cashier's Cheque c) Issuance of Duplicate Cashier's Cheque d) Issuance of instrument for payment of fees/dues in favor of Educational Institution HEC/Board etc.
Rs. 300/- (flat)
0.50% of fee / dues or Rs.25/-
064026
Up to Rs.100KAbove Rs.100K
Rs. 150/- (flat)
Rs.225
per instrument whichever is less.
Through A/cThrough Cash
Note:Where Online system is down, remittance may be sent by other means but UniRemote charges will be
See Page 10 & 11 for waivers on Business Partner and Business Partner Plus Account.ISB/Rwp, Chenab Nagar (Rabwah)/Chiniot and Khusab/Jahurabad are to be treated as twin cities & allonline transactions should be treated as within city.OBC charges for Intercity UniRemote transactions would not apply.
recovered.
54200150
54200300
064040
064064
5) DD/MT/PO Cancellation Charges
6) Issuance of SDR (Security Deposit Receipt)(Complete waiver on issuance of SDRs amountingRs. 50,000/- and above on the discretion of the BranchManager).
a) Issuance of Rupee Travelers Cheques b) Refund in Lieu of Lost Rupee Travelers Cheques
FreeThrough Cash Rs. 350/- (flat)
The Inter Branch (account to account) Foreign Currency Fund Transfer facility will be avaialbe on CBSbranch only)
made according to prescribed tariff (wherever applicable)
Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered.
In addition to above, commission/service charges, recovery of courier/postage / fax charges will also be
UniBankCBS SL Code
SAR 20/-
FreeUSD 5/-GBP 3/-EURO 4/-AED 20/-
Rs. 500/- (flat)
Charges
Rs. 300/- (flat) (Including NIFTcharges)
DOMESTIC BANKING
Particulars UniBankCBS
1) Clean (including cheques / dividend warrants / bank 0.25%, Min. Rs. 250/-
Intercity Clearing Charges
54201450 064010
Max Rs. 10,000/-
02
drafts/ Intercity clearing through NIFT etc).
B. BILLS
SL Code
In case urgent collection of local cheque of Rs. 0.500/- mln and below additional charges of Rs. 200/-per collection and of Rs. 0.500/- mln and above additional charges of Rs.300/- per collection.Postage / courier charges are to be recovered on collection / realization of each instrument (whetherclean or documentary). However, in case where party has deposited more than 1 cheque instrument onparticular date to be collected /drawn on the same branch of the bank, postage / courier charges are tobe recovered once only.Collecting agent's charges, if the collecting bank is other than the bank, will be extra.Trunk call charges will be extra, if rate of the instruments is asked for by telephone.No charges, if branch is situated within a radius of 25 Km as it will be treated as a local branch orwithin catchment area of NIFT if clearing is handled as a local clearing.OBC charges only to be collected where cheques are physically lodged in collection.
54 paisas per Rs. 1,000/- perday plus Bank’s commision@10/- paisa per Rs. 100/-
2) Purchase of Bills:a) Documentary other than those drawn against
Letter of Credit54206300 0640100.40%, Min. Rs.500/- plus
markup from the date ofpurchase to the date ofpayment
c) i) Returning charges for documentary / cleancollections from payee account in case theinstruments are returned unpaid
ii) Returning charges for documentary / cleancollections from drawer account in case theinstruments are returned upaid
d) Mark-up shall be applied as under on billspurchased / negotiated:
i) If retired upto 21st day from the date ofpurchase
ii) If retired during next 210 days
e) Storage charges
0.60%, Min Rs.250/-
Rupee account - Rs.400/- pertransactionFCY a/c US $ 10/-per transaction
54 paisas per Rs.1,000/- perday on actual finance.
Min Rs.50/-
i) No charges, if cleared within3 days of its receipt by thebranch.ii) Rs. 1/- per packet per day
b) Other cheques / demand instruments(like Dividend Warrants)
In addition to the charges above, all applicable Government levies will also be recovered.
Note:In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.
At Actuals
Commercial Advances including Funded and
d) Trusteeship fee (to be recovered by the lead
facilities amount, whichever is
Applicable to staff only inT.A. & D.A. as per rules.
DOMESTIC BANKING
Particulars Charges SL CodeUniBankCBS
C. PROJECT FINANCE /ADVANCES
03
Following charges may be recovered in addition tointerest / markup / return on investment
b) Commitment fee (on undisbursed balance) fromthe date of sanction to the date of disbursement(on fund based commitment only)
On case to case basis as peragreement with the party.Plus FED charge to berecovered
54202050 078040
recovered
c) Legal documentation fee for Trade Related /Project Finance
On case to case basis as peragreement with the party.Plus FED charge to be
57800600 80006
bank in case of consortium financing)On case to case basis as peragreement with the party.Plus FED charge to berecovered
54202100 078042
2) Evaluation charges of property for security Purpose
Above Rs. 100 min
4) For finance against pledge / hypothecation:
a) Godown Rent
Negotiable with subject to aminimum of Rs. 50,000/-
At Actuals
54202000
54202250
078042
064016
Above Rs.1 mIn Upto Rs.100 mln Fresh/ enhancement/ renewalCA Rs. 7,500 or 0.05% offacilities amount, whichever ishigher.
1) Fee and charges in respect of Project Financing.a) Project evaluation / Appraisal fee On case to case basis as per
agreement with the party. PlusFED charge to be recovered
54202000 078024
e) Restructuring and Re-scheduling fee On case to case basis as peragreement with the party.Plus FED charge to berecovered
54202150 078042
f ) Restructuring and Re-scheduling fee for SAMrelated projects
On case to case basis as peragreement with the party.Plus FED charge to berecovered
54202150 078042
Upto Rs. 1 mIn Fresh/ enhancement/ renewalCA Rs. 5,000/- 0.7% of
higher.
54202200 0780573) Non-Refundable Processing Fee for SME /
Non-Funded Facilities
b) Godown staff salaries of Godown Keepers /Chowkidar.
54202250 064016
c) Godown Inspection Charges Shall be credited to Bank'sIncome Account
54202250 064016
i) Within municipal limits or within a radius of 10kilometers from the branch
Rs.200/-Rs.500/-Rs.1,000/-Rs. 2,000/-
54202250 064016
Upto Rs.1 mlnAbove Rs.1 mln to 5 mlnAbove Rs.5 mln to 10 mlnAbove Rs.10 mln
Plus actual conveyancecharges(Max. one visit per month)
e) Other Incidental Expenses:Insurance Premium, Legal Charges etc.
f ) Handling charges on marking of lien on Govt.Securities
g) Marking of lien on securities issued by UBL forother banks
5) Other Charges on Advances
a) For the Issuance of NOC on the request ofcustomers for creating additional/ pari-passucharge/second charge on their fixed assets foracquiring further project finance, finances fromother banks/financial institutions.
b) For the Issuance of NOC on the request ofcustomers for creating charge on their currentassets.
6-a) Redemption of charge fee to be recovered from
Registrar for redemption for the mortgage.
b) Vacation of Charge
7-a) Registration with SECP & Lawyer's charges forboth Private & Public limited companies wherecharge on current or fixed assets is registered
b) Registration of charge at Registrar's office.For Partnership/Proprietorship firms/individualfinances exceeding Rs.0.500 (M) for mortgageat registrar of Property office
8) Agri Proposal Processing Fee on Booking of NewCustomers/Fresh Facility or Enhancing the Limit
At Actuals
At Actuals
Rs.500/- (flat) per customer
Rs.500/- (flat) per customer
Rs.10,000/- (flat) pertransaction
Rs.10,000/- (flat) pertransaction
Rs.2,500/- (flat) per Property
Rs.1,000/- per case
Actual plus Rs. 1,000/- percase
Actual plus Rs. 1,000/- percase)
i) Rs.1 000/- for Fresh FarmLoans/Enhancements of limitsup to Rs.1 mln
57800500
54202300
54202300
57800500
57800500
57800500
57800500
57800500
54202200
57800500
080004
079022
079022
080004
080004
080004
080004
080004
080004
064095
04
For Consumer Rs.100/- (flat)Rs. 300/- other than consumer
ii) Rs.2,000/- for Fresh Farm /Enhancements of limitsexceeding Rs.1 mln
iii) Rs.3,000/- for all Non Farmlimits (Fresh / Renewals /Enhancements)
Note:In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)
In addition to the charges above, all applicable Government levies will also be recovered.
SL CodeUniBankCBS
No charge on credit A/c
(Ref page No.1,( 1-a )
each
No NIFT charges if MICR
D. SALE AND PURCHASE OF SECURITIES,
8) NIFT charges on the Dividend Warrant
DOMESTIC BANKING
Particulars Charges
2) Sale and purchase of shares and securities
3) Shares and securities held in safe custody (torecovered on quarterly basis)
5) Withdrawal fee on Govt. Securities
Rs. 500/- flat per transaction
Rs. 850/- flat per transaction
Rs.10/- per scrip, Min. Rs.50/-
54202750
54208050
54208050
54208050
064050
064050
064050
079023
05
SAFE CUSTODY ARTICLES IN SAFEDEPOSIT AND SAFE DEPOSIT LOCKERS
1) Refund to unsuccessful applicants for IPOsa) For A/c holderb) For non A/c holder Same as Cashier's Cheque
b) Late payment charges
*Late payment charges will be taken once annuallyafter rent is overdue for more than 30 daysc) Breaking Charges
Safe deposit lockers fee to be recovered in advance at the commencement of theperioda)
13) Lockers
54208050
54208050
066007
066001
4) Withdrawal fee on shares and securities held in safecustody (to be recovered at the time of withdrawal)
0.25% upto Rs.10,000/-of thepaid-up or face value and0.125 % on amount exceedingRs.10,000/- Min Rs.50/-
54208050 064050
expenses Rs. 8,000/-
6) Charges for collection of interest / return / dividend 0.30% on amount of interest /return dividend collected/paidMin Rs.20/- plus out of pocket
54208050 064050
7) Stop payment Charges per Dividend Warrant
9) Handling charges for conversion / renewal /consolidation or sub-division of Govt. securities
10) Public flotation of shares / Modaraba Certificates/ Offer for sale of shares / Disinvestment / TermFinance Certificates
11) Issue of Right shares
Rs.150/- flat
codes are on the DividendWarrant otherwise Rs. 10/-
Rs.20/- per scrip
Commission @ 1% plus out ofexpenses, Min. Rs.25,000/-(subject negotiation of ratebased on volume of business)
54208050
54208050
54208050
064050
064050
064050
54208050 064050
12) Articles in safe deposit - Envelopes Rs.2/- per 25 square inchesor part thereof, Min. Rs.300/-per quarter
54208050 66006
Commission @ 0.50% onaggregate amount of successfulapplication plus out of pocketexpenses, Min. Rs.15,000/-(subject to negotiation of ratebased on volume of business)
Annual feeKey Deposit (One time only)
Small2,500/-2,000/-
3,500/-2,500/-
5,500/-3,000/-
6,500/-3,000/-
Medium Large Extra Large
SL CodeUniBankCBS
against counter guarantee of Foreigncorrespondent bank and Performance Bonds,Bid Bonds, Advance Payment Min US$ 100Guarantees, etc.
Above Rs.100/- min 0.025%p.a. per issue5 bps per transactionQuarterly Free:On Demand Rs. 100/- perstatementRs. 500/- per transaction
5420260054202600
54202600
065015
065015
065015
Note:In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered.
54203000 064008
E. GUARANTEES
1) Guarantee issued to shipping companies in lieu ofBills of Lading / Endorsement of Airway Bills,
2) Guarantees secured by cash margin / lien overdeposits
3) Consortium / Syndicate Guarantees
4) Other GuaranteesWhere total volume of guarantees being issued onbehalf of customer during a calender year is:
Upto (a) Rs.25 mln
(b) Rs.50 mln
(c) Rs.100 mln
(d) Over Rs.100 mln
Rs.1,500/- (flat) 54203050
54203100
54203150
064008
064008
064008
0.50% per quarter or partthereof, Min. Rs.500/-
As per Term Sheet applicablefor the entire Syndicatemembers
(Quarter will start from thedate of issuance of Guarantee)
0.50% per quarter or partthereof0.40% per quarter or partthereof0.35% per quarter or partthereofNegotiable (see note below)Minimum CommissionRs.2,000/- per annum perGuarantee or Rs.600/- perquarter wherever Guaranteevalidity is less than one year.Charges may be waivedagainst 100% cash kept inMargin Account
5) a) Back to Back guarantees including issued As per Other Guarantees,Clause 4, above (commissionsubject negotiations withclients and correspondentarrangements) Min US$ 100
54203200 064052
6) Amendment
b) Counter Guarantee issued by us for guaranteeissuance abroad
54203200
54203150
064052
064008
As per Other Guarantees,Clause 4, above (commissionsubject to negotiations withclients and correspondentarrangements) Min. 100 US$
Rs.1,200/- per amendment(flat) or commission at ratespecified above if amendmentinvolves increase in amountor extension in period. Incaseof back to back Guarantee:
specified under item 5 (a) and(b) above, if amendmentinvolves increase in amountor extension in period.
US$ 75 or commission at rates
SL CodeUniBankCBS
F. LOCAL TRADE BUSINESS
DOMESTIC BANKING
Particulars Charges
7) Service charges for handling claims lodged bybeneficiarya) Guarantees issued at customer's request within
b) Guarantees issued at request of foreign banks /back to back
c) Guarantees issued by banks abroad at our request
Rs 1,800/- (flat)
USD 120 (flat)
USD 120 (flat)
54206800
54206800
54206800
064071
064071
064071
07
1) Local Imports LCa) Inland Letters of Credit issuance
Upto 0.4% per quarter or partthereof Min Rs. 2,200/-
above if increase in amount.
Min. Rs.1,000/- or actualwhichever is higherRs.200/- per LC & AmendmentRs.350/- per duplicate adviseRs.1 ,000/- per certificateRs.2.000/- plus swift andcommunication charges
54206000
54206050
57800400
57800250
57800500
54206850
54206100
064005
064049
078025
080005
064049
064005
064049
Min. Rs.2,000/- or actualwhichever is higher
ii) Amendment Issuance
plus commission as per itemRs.1,500/- (flat) per transaction
ii) Retirement of bills
a) Sight Bills
i) Collection charges for Inland LC / Restricted LC& Handling of Inland Import Documents againstPAD Bill (Sight Bill)
Rs. 1,500/- (Flat) per bill 54206300 064003
communication charges
e) Duplicate Advices
f ) FED Invoice Certificate
g) Handling of Inland LC Documents with Discrepancies
Rs.350/- per duplicate advise
Rs.1,000/- per certificate
Rs.3,000/- (flat) plus swift &
54206850
54206850
54206300
064046
064046
064003
60 paisa per Rs.1,000/- per• If retired within 3 days from the date of lodgment in PAD day from the date of
negotiation
52700430 060002
• If retired after 3 days from date of lodgment in PAD
65 paisa per Rs. 1,000/- perday from the date ofnegotiation plus Bank’scommission @ 0.25% on thePAD amount created
b) Usance Billsi) Collection Charges 0.40% per bill Min. Rs.1,200/- 54206300
54206300
064003
064003ii) If bill matures after expiry of LC Charges under b) i) plus
delivery of documents againstacceptance commission @0.10% per month on billamount realization from thedate of expiry of LC
c) Payment of Bill drawn under Inland LC Payment commission;Rs.600/- (flat)
54206300 064003
d) Inland LC Documents Returned Unpaid Rs.3,000/- plus swift & couriercharges
54206300 064003
SL CodeUniBankCBS
Pakistan
In addition to above, commission/service charges recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)
to prior approval by concerned sanctioning authority.The Bank reserves the right to charge different rates on the basis of volume and security offered subjectNote:
In addition to the charges above, all applicable Government levies will also be recovered.Charges negotiable on case to case basis under of relevant Business Head.
54206550 064051As per FIG arrangement
DOMESTIC BANKING
Particulars Charges
h) Issuance of Business Performance Certificate ofPrevious Years at the Customer Request
Rs.3,000/- (flat) per Certificate 54206850 64003
08
Rs. 250/- per duplicate advise
Rs. 1,000/- per certificate
d) Duplicate Advices
e) FED Invoice Certificate
f ) Negotiation of documents drawn under Inland sightLetter of Credit.
54206850
52600310
54206850
064049
064049
001011
Rs.1,200/- (flat)a) In Land Export LC Advising
i) LC Advising
Rs.800/- (flat)ii) LC Amendment Advising
54206450 064031
Rs.150/- (flat)iii) Postage/Courier Charges for LC &AmendmentAdvising
iv) Inland LC Confirmation charges
57800200
54206500 064049
080001
0.4%, Min Rs 1,000/-b) Collection of Documentary Bills drawn under inlandLC and purchased by Bank
0.90%, Min Rs 1,000/-i) Above, mark-down for every 15 days from thedate of purchase till the date of maturity
If discounted later on, marked down rate to beobtained from treasury through business
54201200
54201200 064034
064034
c) Documentary bills drawn against Inland Letter ofCredit Sight billsi) Negotiating End
Rs. 1,000/- (flat) per bill
Rs. 500/- (flat) per bill will becharged by the forwardingbranch
Rs. 150/-
ii) Collection charges for inland LC / restricted LC
iii) If negotiation is restricted to some other bank
iv) Postage/Courier Charges for LCs &Amendments Advising
Mark-up rate@ 60 paisa perRs. 1,000/- per day to becharged
If proceeds not realized / credited to our customer'saccount within 12 days than mark-up is applicableto customer. NICF facility will be charged for anydelay beyond 12 days. Incase no NICF facility tocustomer than mark-up will be charged
Mark-up rate@ 60 paisa perRs. 1,000/- per day to becharged
Negotiation (Usance) (Delayed Realization) Ifpayment of inland/local bills realized within 03 days,no mark-up to be charged. Incase proceeds notrealized/credited to our customer account within 03days from the date of the maturity till its adjustmentthan mark-up is applicable to our customer's NICFfacility or as per special approval by the competentauthorityIn case of no NICF facility is available to thethan mark-up will be charged
52600310 001011
h) Export LC Cancellation Rs. 1,500/- plus swift &communication charges
54206100 64047
SL CodeUniBankCBS
ii)
g)
In addition to above, commission/service charges, recovery of courier/postage / fax charges will also be
• In addition to the charges above, all applicable government levies will also be recovered
In case forced PAD is created due to non payment on maturity against DA LC, commission @ 0.50% is to be charged(once only) on FPAD created amount in addition to mark-up @ 60 paisa PTPD (or as revised from time to time) from thedate of maturity till the date of payment.The Bank reserves the right to change different rates on the basis of volume and security offered subject to prior approval•by concerned sanctioning authority
• Charges negotiable on case to case basis under approval of relevant Business Head
Note:
•
•
3
SAR 2,000/-20/- Plus FED
per instruction*
Transaction Time Windows
c) Duplicate/On-Demand Statement of Account
DOMESTIC BANKING
Particulars Charges
3) SMS Alert Charges
G. MISCELLANEOUS CHARGES1) a) Telephone
b) Faxc) Postage
d) Couriere) Courier charges for Account Opening
Welcome Pack / Cheque Book / MegaWalletDebit Card
2) a) Delivery of Statement of account (Mandatory)b) Statement of Account through UBL e-statement
(by e-mail)
Actual, Min Rs.100/-Actual, Min Rs.100/-i) Local (Within City) Actual,Min Rs. 50/-,ii) Inland (Intercity) Actual,Min Rs. 75/-Actual, Min Rs.100/-Free
FreeFree
Rs. 35/- per statement
578001005780010057800200
57800200
57800200
54203500
54203500
57800200
081001080002080001
064031
080005080008
079024
079024
09
per SMS thereafter
Monthly Charges of Rs.50/-*(first 50 SMS free) Rs. 1 perSMS thereafterMonthly Charges of Rs.100/-*(first 150 SMS free) Rs. 0.5
a) Basic Service
b) Premium Service
Rs.500/- per cheque 54203550 64017
54204570 079021
54204570 079021
RTGS) System
5) 3rd Party Funds Transfer through Pakistan RealTime Interbank Settlement Mechanism (PRISM/
4) Issuance of SBP/ NBP cheques / Special Clearing
* Mandatory monthly deduction irrespective of no. of SMS
6) Handling charges for issuance of StudentExchange Remittance permit and maintenanceof record for subsequent remittances
*One instruction may include advice for series /multiple instruments.
10) Charges for cheque return unpaid
11) Cost of Issuance of all Currency Cheque Booksa) MICRb) NON - MICR
12) Service charges where the amount of depositsare below the required balance
Rs. 300/- per instance
PKR 400/-, USD 5/- GBP 2.5/-,EUR 2.5/- AED 15/-, SAR 15/-
Rs. 6/- per leafRs. 12/- per leaf
54203600
54203700
54203750
54203750
54203800
064019
64080
64022
064062
078001
7) Issuance of Balance/Account maintenance certificate on customer's request
Rs. 300/- per certificate
equivalent per instruction*
54203500 079024
For F.C A/c - US$ 5 or
8) Service charges for same day collection/clearingcheque greater than 500,000/-through NIFT
Rs. 500/- (flat)
For PKR. A/c - Rs. 300/- (flat)
54203650
54202650
80009
0790119) Stop payment charges of Cheque CC/DD/PO/TT/RTC
Business Partner
USD
LCY Current A/c
EURO
AEDGBP
50/- (including FED)50/- (including FED)
10,000/-25,000/-
500/-400/-
2,000/-300/-
*Service Charges per Month
Business Partner Plus
5/- Plus FED4/- Plus FED
20/- Plus FED3/- Plus FED
FCY CASA & FCY Uniflex
Monthly Average Balance
Days
Monday to Friday
Saturday
9:00 am to 1:30 pm Rs. 220/-
Per Transaction Charges (PKR)
1:30 am to 3:00 pm Rs. 330/-
3:00 am to 4:00 pm Rs. 550/-
9:00 am to 11:30 am Rs. 220/-
11:30 am to 12:30 pm Rs. 330/-
SL CodeUniBankCBS
Unclaimed deposits after maturity of ten years.
DOMESTIC BANKING
Particulars Charges
* Exemption to :StudentsMustahiqueen of ZakatEmployees of Govt/Semi-Govt institutions for salary and pension purpose, including widows / childrenof deceased employees eligible for family pension / benevolent fund grant etc.
iv)v)
Earthquake affected areas (BPRD Letter No. 28 of October 10, 2008)viii) All UBL Staff Accounts wherein salary are Credited.ix) All singly operated accounts of retired staff of the bank wherein pension, benevolent grant, medical bills
reimbursed.Dormant AccountsUBL First Minor Saving AccountsSchool Management Committe Accounts-only for Sindh (BPRD Circular No. 02 of Jan 25, 2010)e Transaction Accounts for OMNI Agents.UBL Wiz Cards
10
UBL Basic Banking Account (UBL BBA) holders.Accounts related with Zakat Collection & Disbursement
xv) All regular PLS Saving Accounts
13) a) Salary & Pension disbursement charges.**
b) Pay Partner-Salary (and other) disbursement.
** No charges to be recovered from Govt. andSemi Govt. Organizations and their employees /retired employees.
14) Photocopy of a paid cheque returned tocustomer
Within 1 yearAbove 1 year
Rs.75/- from remittingorganization’s main accountunder agreement per monthwhere salary / pension iscredited.
Min. Rs. 75/- per transaction(or as per contractual terms)
Rs. 200/-Rs. 1,000/-
Charges perCheque}
54203850
54208620
54203900
064014
079025
064018
15)
*1 locker free (any size) for 1st year, subject to availability in the branch where account resides. Waiver to be reviewed by Branch Manager at the end of each banking cycle.
SL CodeUniBankCBS
i)ii)iii)
vi)vii)
x)xi)xii)xiii)xiv)
ServicesWaiver Per Month Applicable On Overnight/Avg Bal of Rs. 250,000/- & above
BUSINESS PARTNER WAIVER GRID(For Individual, Sole Proprietorship, Partnership & Government Accounts only)
Waiver (see note below)Issuance of MTIssuance of CCCancellation of P.O,CC, DD or MTDuplicate CCMegaWallet Debit ATM Card Annual FeeClean Bills for Collection/Intercity ClearingIssuance of Cheque Books
Cheque Return Unpaid from Payee AccountUni Remote Charges
Locker RentIssuance of Rupee Travelers Cheque(Annual average balance can be used for seasonal accounts)
Free*
Free
Free
Free
55
5
5
55
1 Cheque Book of 50 leaves Free
Note:
Waiver per month applicable on overnight/average monthly balance when the request is made. Thisgrid is applicable on Current Account/Business Partner balances of Rs.250 K and above, on case-tocase basis on Branch Manager discretion.
First time collection charges free for Business Partners customers having balance of Rs. 250 K and above(after proceeds from collection are realized).
In addition to the charges above, all applicable Government levies will also be recovered.
DOMESTIC BANKING
Particulars Charges
16)
11
Note: For Business Partner Plus monthly average balance is Rs. 25K. Services charge
Transaction limit charges are applicable on any withdrawal above the thershold of threedebit transactions in one calendar month (No charges on credit transaction)
MegaWallet Debit ATM Card Annual Fee
Cheque Book
Services
Issuance of Cashiers Cheque
Over the Counter Cash Deposit
Clean Bill For Collection/Intercity Clearing
Cancellation of CCCheque Returned Unpaid From Payee's Account
Duplicate Cashier’s ChequeDuplicate Account StatementIssuance of RTC
FreeFreeFreeFree
FreeFreeFree
FreeFreeFree
Wavier
Online IBTS / UniRemote Transactions Country Wide Free
BUSINESS PARTNER PLUS
17) Charges on Encashment / Collection of profitcoupons for certificates issued by other banks
Rs.300/- per trip 54208050 064050
b) Foreign Report
c) If requested by Banks/DFIs.
20) Emigration Certificate
21) Proprietorship Certificate
Rs.150/- per certificate
Rs.150/- per certificate
54204100
54204100
079026
079026
Actual Foreign Agents chargesequivalent in Pak. RupeesPlus Rs. 600/- service chargesNIL
19) Standing instructions fee to be recovered inaddition to the usual charges on remittance, if any
Rs.200/-per attempt 54204050 64020
22) No Objection Certificate (NOC) Rs.150/- per certificate 54204100 079027
plus Rs.500/- service charges
18) Credit information report including credit reporton Foreign Supplier / Buyersa) Within City Report Rs.1,200/- payable by Agents
78029
Maximum of two deposits andtwo withdrawal transactions(cash or clearing) per monthare allowed free of charge onUBL BBA account holders.However, any transactions(cash & clearing) in a calendarmonth after those mentionedabove will be charged a flat feeof Rs.50/- in addition to regularcharges for services as perSOC.
54204500 079024Rs. 250/- per verification26) Charges for verification of account balance tothird party based on customer's consent(Exemption for: Students applying for visa toproceed for Foriegn Education)
Electronic Banking / Cash Management UBL provides Electronic Banking & Cash ManagementServices. Fees and other charges to be recovered on a case to case basis.
Note:
In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.
SL CodeUniBankCBS
as per point No. 12 above will be levied for non maintenance of balance.
UBL UniFlex PLS Account
USD AccountEURO AccountAED AccountGBP Account
ParticularsRs.100/-
USD 5/-EURO 4/-AED 20/-GBP 3/-
Rupees per transaction
UBL FCY UniFlex Account
UBL SIGNATURE - PRIORITY BANKING
Particulars Charges
12
1) Issuance of MT/ Cashier's Cheque
2) DD / MT / PO / Cashier's Cheque CancellationCharges
3) Inter Branch Transactions in Online BranchesUniRemote
a) Cash Deposit & Account to Account Transferi) Within Cityii) Intercity
10) Stop payment charges for cheque / DD / RTC /Cashier's Cheque and online Funds transferthrough UniRemote
11) Issuance of all currency cheque books
12) Charges for Cheque return unpaid
13) Net Banking Charges
14) Priority Banking Lounge Charges(Applicable in case the monthly averagebalance is less than Rs. 1 Mln (For Current A/c)and Rs. 2 Mln (For Saving A/c). Equivalentamount of required balance and chargeapplicable for FCY account).
Free
Free
Free
Free
Free
Free
Free
Free
Free
PKR 1,000/-USD 10/-EURO 8/-GBP 7/-AED 35/-SAR 35/-
Free5 Free Visits per year(additional visits - USD 35each)
Rs. 1,000/- per annum
064074
06501654204300
SL CodeUniBankCBS
Note:Apart from this, all banking service charges will be levied as per current SOC.In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered.
BANK CHARGES FOR GOVERNMENT BUSINESS
1) Cash / reimbursable loans / barters expressed inU.S. Dollar or any other foreign currency includingL/Cs under A.C.U. / arrangementLess than Rs.250,000/
Rs.250,000/- and above
/ loans / authorization to pay
A. IMPORT
Particulars Charges
1/16% (0.0625%) of the valueof the Letter of Credit.
3/8% (0.375%) irrespective ofthe value of the Letter ofCredit.
13
06404854206000
54206000 064048
BRANCHLESS BANKING
2) Non-reimbursable Letters of Credit under barter / aid
Cash Deposit(outside account opening area)
Slab Start0
501
2,501
4,001
7,001
10,001
13,001
15,001
Slab End500
2,500
4,000
7,000
10,000
13,000
15,000
20,000
Fee (Rs.)30/-
48/-
102/-
144/-
210/-
246/-
276/-
361/-
20,001 25,000+ 473/-
Cash Withdrawal
Slab Start0
501
2,501
4,001
7,001
10,001
15,001
20,001
Slab End500
2,500
4,000
7,000
10,000
15,000
20,000
25,000
Fee (Rs.)3/-
6/-
21/-
41/-
64/-
94/-
131/-
169/-
*All mentioned amounts in PKR Fee are inclusive of all Taxes.
A. Service Fee at UBL Omni Dukaan*
Utility Bill PaymentMobile Voucher purchaseMobile Top upCash Deposit (within account opening area)
FreeFreeFreeFree
Slab Start0
501
2,501
4,001
7,001
10,001
13,001
Slab End500
2,500
4,000
7,000
10,000
13,00015,000
Fee (Rs.)50/-
80/-
170-
240/-
350/-
410/-
460/-
SL CodeUniBankCBS
1/8% (0.125%) of the value ofthe Letter of Credit.
Note:
In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered.
Chapter XIII of Foreign Exchange manual (8th Edition-2002). However for Letters of Credit "Authorizationto pay" opened by other public sector agencies in Federal/Provincial Government including autonomous,semi autonomous bodies e.g., K.E.S.C. Limited, WAPDA, PTCL, etc., the commission is to be chargedfrom the openers by the banks as per their own schedule of charges.
Department 6734/ FEP.9 (126-242)-95 dated 19-12-95 it is advised that in the case of letter of credit or forprior approval by concerned sanctioning authority. As per clarification given by the SBP Foreign ExchangeThe Bank reserves the right to charge different rates on the basis of volume and security offered subject to
that matter "Authorization to pay" opened by the Department of the Federal or Provincial Governmentswhether routed through State Bank of Pakistan or not Letters of Credit commission is to be charged at therates given in Para 37
UBL Omni Money Transfer
Unloading amount to linked UBL account
Deletion of Bill Nick
Balance Inquiry
Omni Semi Annual
BRANCHLESS BANKING
Account Opening at UBL Omni Dukaan
Initial Deposit requirement
Minimum Balance requirement
Minimum Balance charges
A. Fee For Account Holders*
Particulars
Slab Start Slab EndAccount to Person Transfer UBL Omni Account
to Account TransferFee (Rs.) Fee (Rs.)
0
501
2,501
4,001
7,001
10,001
13,001
15,00120,001
500
2,500
4,000
7,000
10,000
13,000
15,000
20,000
35/-
56/-
119/-
168/-
245/-
287/-
322/-
421/-
25/-
40/-
85/-
120/-
175/-
205/-
230/-
301/-
Card NameUBL Omni ATM Card (Personalized and Non-Personalized)
Issuance/Replacement Fee Daily POS Limit**UBL Omni ATM Card 150/- 100,000/-
25,000+ 522/- 394/-
Daily Withdrawal Limit**40,000/-
Free
Rs. 100/-
Rs. 15/-
Charges
14
Rs. 100/-
Bill Payments Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
5
5
Transaction Type Customer Fee
View Bill via SMS
Displaying of last transactions
Account Number Enquiry
Voucher Purchase through SMS
Bill Nick Addition
Payee Nick Addition
Deletion of Payee Nick
Help
Listing of Bill Nicks
Listing of Payee Nicks
Loading amount from linked UBL account
Bill Summary dispaly Free
*All mentioned amounts in PKR, Fee are inclusive of all Taxes.**Account limits will supersede.
SL CodeUniBankCBS
Omni Monthly Rs. 150/-
Rs. 500/-
Package SubscribtionPackage Type Fee
30
180
Validity (In Days)
1. Omni A/c to Omni A/c Fund Transfer.
2. View Bill.
3. Balance Inquiry.
Free Transaction
BRANCHLESS BANKING
A.UBL netbanking
Particulars Charges
A.UBL netbanking
Monthly Debit Limit Monthly Subscription Fee
Bronze Upto Rs. 5,000 Rs. 25Rs. 45
Rs. 75
Rs. 150
Upto Rs. 50,000
Upto Rs. 100,000
Upto Rs. 500,000
Silver
Gold
Platinum
15
Basic Nil Free
B. UBL Click N Bank (eNRP) AccountsMonthly Service Charges
Rs.50/- (FED included)
C. eTransaction AccountNetbanking packages monthly subscription feeis waived on eTransaction account subject tomaintenance of required balance.
Bronze Minimum Average Balance Above15,000/- in last three months
Silver Minimum Average Balance Above15,000/- in last three months
Gold Minimum Average Balance Above15,000/- in last three months
Platinum Minimum Average Balance Above30,000/- in last three months
a. PKR A/Cs is below Rs. 30,000/-b. USD A/Cs is below USD 500/-
When monthly average balance
USD 5/-
D. UBL NRP Direct AccountsAccount Opening FeeCheque Clearing Charges(Initial Deposit Cheque Only)
International Mailing ChargesMonthly Service ChargesWhen Monthly avg balance is below Rs. 50,000
Free
Rs. 2,500/-
Rs. 50/-
0.6% of the initial deposit or $7 whichever is higher0.6% of the initial deposit or $16 whichever is lower
Transaction FeeDoor step cheque through net banking Rs. 50/- per transaction
Inter-Bank Fund Transfer Rs. 250/- per transaction
Note:In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered.
Note:Charges negotiable on case to case basis under approval from relevant Divisional Head.In addition to the charges above, all applicable Government levies will also be recovered.
f ) Declined POS Transaction Charge (Low Balance &Limit Exceed)
Suplementary250/-N/A
Basic500/-N/AUBL First Pocket Money
UBL MegaWalletCard Type
Rs. 250/- per card
Rs. 1,000/- p.a(optional)
Within UBL Rs.50/- pertransactionOutside UBL Rs. 250/- per
c) 54200230 064043
54204750 064063transaction
d)
b) WIZ Refund Charge 54204950 088012
Re-load fee
54204950 088012
Rs. 1,000/- p.a. ii) Value added ATM withdrawal insurance
Rs. 10,000/- & above
Rs. 100/-
3) UBL Wiz Prepaid Visa Debit Cardsa) i) Card issuance-(One time fee)
(with basic ATM withdrawal insurance coverage)i) NIL on deposit of
ii) Rs. 100/- for deposit of lessthan Rs.10,000/-
NIL
(optional)Rs. 1,000/- p.a
Rs. 1,000/-Rs. 500/-
a) Annual Fee(with basic ATM withdrawal insurance coverage)i) Basicii) Supplementary
b) Value added ATM withdrawal insurance coverage
054023
054023
In addition to the charges above, all applicable Government levies will also be recovered.
Note:No joining fee. Annual fee to be recovered in advance. No refund on account closureIn addition to above, commission/service charges, recovery of courier/postage /fax charges will also be
Charges negotiable on case to case basis under approval from relevant Divisional Head.made according to prescribed tariff (wherever applicable)
iii)
SL CodeUniBankCBS
Value added ATM withdrawal insurance coverage
Funds Transfer Through ATM
Card Replacement Fee
8) Auction Charges
Value added ATM withdrawal insurance
CONSUMER BANKING
Particulars Charges
17
c) Card Replacement FeeNormalUrgent
d) Funds Transfer Through ATM
054024054024064043Within UBL Rs.50/- per
transaction
transaction
Rs. 250/- per cardN/A
54200230
54204950 088012
Outside UBL Rs. 250/- per
5) UBL Pardes Cards
i)ii)
As per the loan documents, or 064078
G. UBL DRIVE (CAR FINANCING)1) Application Processing Charges
Rs. 6,000/- (non-Refundable)if not specified Plus FEDCharge
(optional)
a) i) Card Issuance(with basic ATM withdrawal insurance coverage)
Reload
Withdrawals on other switchesc) Balance Inquiry
Within Pakistan from non 1 Link ATMsd) Cancellation / Card Replacement Charge
N/A
Rs. 1,000/- p.a
N/A
Rs. 15/-
Rs. 5/-Rs. 100/-
ii)
iii)
i)
Withdrawals on 1 Link ATMs other than UBL Rs. 15/-b) Switch Transaction Fee
Note:Charges negotiable on case to case basis under approval from relevant Divisional Head.
Rs. 5,000/- if not specified2) Vehicle Evaluation Charges As per the loan documents, or 064082
3) Pre - Payment Charges As per the loan documents, or8% of principal outstandingif not specified
06408154205550
4) Late Payment Charges As per the loan documents. Ifnot specified, the prevalentSchedule of Charges (SOC)at the time of issuance will be
5) Vehicle Re-Possession Charges Actual incurred by the bankup to a maximum ofRs. 75,000/-
064083
7) Monthly Warehouse Charges As per the loan documents, orRs. 5,000/- per vehicle, if notspecified
08001157800800
9) Duplicate Repayment Schedule Charges Rs. 150/- per instance 054064
10) Duplicate NOC Charges Rs. 150/- per instance 054064
11) Tracker Management Feei) First Year Advance Monitoring Feeii) Monthly Monitoring Fee
Up to Rs. 10,000/-Up to Rs. 1,000/- per month
080006
12) Insurance Charges As per the rate quoted by theInsurance Company
13) Legal Stamping Charges At Actual
14) Request for Duplicate Registration Book Rs. 500/-
57800600
SL CodeUniBankCBS
Note:In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered.
3) Annual Charges (Renewal fee)
CONSUMER BANKING
Particulars Charges
18
& Rs. 1,000/- for UBL MasterDebit Card
4. a) Debit Card Annual Charges
(With basic ATM Withdrawal Insurance Coverage)
b) Value added ATM Withdrawal insurance coverage (optional)
5) Late Payment Fee
6) Insurance Charges (Credit Protector)
7) Legal Stamping Charges
As per the loan documents, orSalaried Rs. 3,000/- & SEB/SEP Rs. 4,000/- if not specified
Rs. 5,000/-
As per the loan documents, orRs. 2,000/- if not specified
Rs. 500/- for UBL MegaWallet
Rs. 1,000/- p.a.
H. I) UBL CASHLINE
1) Processing Fee
2) Processing Fee for Lien Marked
Rs. 2,000/-
As per the loan documents, orRs. 1,000/-or 10% which everis higher, if not specified
0.2% of total monthlyoutstandingAt Actual
54202200 064078
54202200 064078
54202200 054042
54204750 064063
54205500 064079
078008
57800600 080006
8) Limit Enhancement Fee 54202200 054042
I. UBL MONEY1) Pre-payment Penalty
2) Late Payment Charges
3) Partial Payoff Option Fee
54205550 064081
54205550
54205550
064079
064081
As per the loan documents or 54202200 0640781) Processing Fee
2) Pre-payment Penalty
3) Partial Payoff Fee
4) Late Payment Charges
Rs. 1,000/- flat if not specified
As per the loan documents, or5 % of the remainingoutstanding amount if notspecified
As per the loan documents, or5 % of the amount beingreduced from outstandingprincipal if not specified
As per the loan documents, orRs. 1,000/- per installment ifnot specified
54205550 064081
54205550 064081
54205500 064079
H. ii) UBL CASH PLUS
Note:All regular Branch Banking charges will be applied for the transaction through branchesIn addition to the above, commission / service charges, recovery of courier / postage / fax chargeswill also be made according to perscribed tariff (wherever applicable)In addition to the charges above, all applicable Govt. levies will also be recovered.All rates are subject to change.
SL CodeUniBankCBS
As per the loan documents, or8% of remaining outstandingprincipal amount if notspecified
As per the loan documents, orRs,1,000/- per installment ifnot specifiedAs per the loan documents, or5% of the amount beingreduced from outstandingprincipal if not specified
CONSUMER BANKING
Particulars Charges
Note:All regular Branch Banking charges will be applied for the transcation through branchesIn addition to the above, commission / service charges, recovery of courier / postage / fax chargeswill also be made according to perscribed tariff (wherever applicable)In addition to the charges above, all applicable Govt. levies will also be recovered.All rates are subject to change.
19
Charges negotiable on case to case basis under approval of relevant Business Head.
In addition to above, commission/service charges recovery of courier/postage / fax charges will alsoThese Charges are quoted by the vendor & are subject to change.Note:
be made according to prescribed tariff (wherever applicable)
In addition to the charges above, all applicable Govt. levies will also be recovered including FED.
As per the loan documents, orRs. 5,000/- (non-refundable),if not specified
As per the loan documents, orRs. 4,000/- (non-refundable),if not specifiedAs per the loan documents, orRs. 4,000/- (non-refundable),if not specified
5) a) Late Payment Charges - Address
08000657800600
06407854202200
06407954205500
7) Life Insurance
b) Late Payment Charges - Businessline 2% on outstanding principal,if not specified.
6) Property Insurance As specified in the loandocuments, or actual (max of3%) if not specified
As per the loan documents, orMax 6 monthly installments.Penalty charges apply on
or 6 monthly installments. 8%for Year 1, 5% for Year 2, 3%in Year 3 & onwards if notspecified
06407954205550
064068
06408154205550
J. UBL ADDRESS/BUSINESSLINE
As per the loan documents, orRs. 5,000/- (non-refundable),if not specified, Plus FEDCharge
064078542022001) Processing Charges
3) Legal Charges
4) Income Estimation Charges
As per the loan documents, orRs. 1,000/- per installment, ifnot specified
064078542022002) Appraisal Charges
Optional. As per the ratequoted by the InsuranceCompany.
8) Partial Payoff
9) Pre-payment Penalty (Full Payoff) As per the loan documents,Less than 1 yr: 8%, 1-3 yrs:
06408154205550
5%, 3-20, yrs: 3% if notspecified
10) Loan Enhancement Charges
specified
As per the loan documents, orRs. 10,000/- (Address) if not
54205200 054042
instructions11) Default due to lack of funds on standing As per the loan documents, or
Rs. 2,000/- if not specified54208050 064050
12) Refund CCs Regular CC charge as perpage no. 1, Item No. 1 (a) willapply for all consumer refunds.
54200100 064038
13) Line Renewal Charges - Businessline As per the loan documents, or@ 0.05% of credit line orRs. 5,000/- whichever ishigher if not specified
4) a) Platinum Upgrade Fee from Gold and Silver-Basicb) Platinum Upgrade Fee from Gold and Silver-SupplementaryValue added ATM withdrawal insurance coverage(optional)
10% of the minimum balancedue or Rs. 1,000/- (whicheveris higher)2% of the over limit amount orRs. 1,000/- (whichever ishigher)0.2% of the monthlyoutstanding balance0.79% of the monthlyoutstanding balance
054017054018054066
054046054069
054015
054015
18) Family Security Plan Plan A - Rs. 63/- per monthPlan B - Rs. 105/- per monthPlan C - Rs. 210/- per monthPlan D - Rs. 315/- per month
22) Booking Charges - Lite Installment Plan Rs. 250/- per transaction21) Booking Charges - Balance Transfer (Open) Free
23) Cancellation Charges - Lite Installment Plan 5% of the installmentoutstanding balance orRs.1,000/- (whichever ishigher)
24) Direct Debit Failure Fee25) Card Replacement Fee
Rs. 500/-Rs. 500/-
054045054067
054039
054055
054040
At Actual11) Processing Fee for Lien marked Credit Card12) Legal Stamping Charges
Rs. 5,000/-
13) Minimum Monthly Payment 5% of the outstanding balance
4% of the amount withdrawnor Rs. 750/- (whichever is higher)
14) Cash Advance Fee
19) Child Education Plan Plan A - Rs. 49/- per child permonthPlan B - Rs. 98/- per child permonthPlan C - Rs. 125/- per childper month
20) a) Hospital Cash Plan - Executive 21-35 years: Rs. 220/- permonth36-50 years: Rs. 360/- permonth51-60 years: Rs. 824/- permonthEach Child 1-20 years:Rs. 215/- per month
b) Hospital Cash Plan - Deluxe 21-35 years: Rs. 320/-per month36-50 years: Rs. 529/-per month51-60 years: Rs.1,200/-per monthEach Child 1-20 years:Rs. 300/- per month
26) UBL PSO Auto Credit Card Conversion Fee Rs. 500/- per card 054040
SL CodeUniBankCBS
064083
080006
054005
054006054071
not be charged on the markup amount.
a) Basic Service
CONSUMER BANKING
* Mandatory monthly deduction irrespective of no. of SMS
Particulars Charges
27) Utility Bill Payment
28) Limit Enhancement Fee
Up to Rs. 35/- per transactionor Rs. 350/- per annum(per utility company)
Rs. 2,000/-
29) FX Conversion Charges on FCY Transactions
30) VISA/ MasterCard Arbitration Charges for Disputed Transactions
31) Refund CCs
32) Platinum Priority Pass Fee
33) Global Customer Assistance Service - Fee a) Lost & Stolen Card b) Emergency Card Replacement - VISA Gold & Platinum c) Emergency Card Replacement - VISA Classic d) Emergency Cash Disbursement e) Emergency Service Request Denied or Fulfilled by Issuer or Cancelled f) Cardholder Inquiry Service / VISA Assistance
CentreL. General Consumer Banking Charges
1) Duplicate Statement
2) Cheque Return Charges
USD 35/- per requestUSD 250/- per request
USD 225/- per requestUSD 175/- per requestUSD 50/- per request
USD 7.50/- per request
Rs. 35/- per statement(not applicable on credit card)Rs. 400/- per cheque
Rs. 250/- per pickup
Up to 5% over prevailingmarket rate or as per SBPdirective. Third currencytransactions will be firstconverted into US Dollars asper rate quoted underarrangement with VISA andMasterCard.
USD 500/- or equivalent
Regular CC charge as perpage no. 1, Item No. 1 (a) willapply for all consumer refunds
3) Collection on Customer Call4) SMS Alert Charges
054038
079005
54204560
54204560
064076
064076
064074
per SMS thereafter
Monthly Charges of Rs.50/-*(first 50 SMS free) Rs. 1 perSMS thereafterMonthly Charges of Rs.100/-*(first 150 SMS free) Rs. 0.5
a) Membership/Annual Fee b) Supplementary Priority Pass Fee c) Airport Lounge Visit Fee
FreeUSD 10/-USD 35/- per visit
064074064074
064074
In addition to the charges above, all applicable Government levies will also be recovered.
Markup will be charged on all unpaid fees and charges, where applicable. However, markup willNote:
In addition to above, commission / service charges, recovery of courier/postage/ fax charges will alsobe made according to prescribed tariff (wherever applicable).
SL CodeUniBankCBS
As You Earn Scheme (PAYES) and deferred
INTERNATIONAL BANKING
Particulars Charges
A. IMPORTS1) Cash Letters of Credit: a) Issuance of Letter of Credit
2) Revalidation commission
3) Transfer Commission-Commission on account of change in the beneficiary / country of advising
4) a) Non reimbursable L/C under Barter Aid / Loans and Authorization to pay
b) L/C, L/G under "Suppliers / Buyers Credit" Pay
payment L/Cs for period over one year
In case of L/G undertaking to be issued favoring
Upto 0.40% and for 1stquarter or part thereof Upto0.25%, for subsequent quarterMin Rs. 2,200/-
Revalidation commission willbe recovered as is applied foropening fresh Letter of credit
Transfer commission will becharged as applicable in caseof fresh Letter of Credit
1% on 1st quarter and 0.30%for each subsequent quarteror part thereof, Min. Rs.1,500/-
Commission @ 0.40% perquarter or part thereof, Min.Rs.2,500/-
Commission @ 1.6% perannum,Min. Rs.2,000/-
22
06400454206000
06400454206000
06400454206000
06400454206000
064004064008
5420600054203150
06400854203150
L/C cancellation charges Rs. 2,000/- plus swift &communication charge inactual
06404754206100
5) Registration of contract with SBP in respect of Private Foreign Currency Loans obtained by borrowers in Pakistan from Foreign Lenders
Handling charges Rs.7,500/-(flat)
06404754206150
6) Issuance of Certificate regarding opening of L/C or registration of contract to another bank for booking of forward exchange at importer’s request
a) Rs.750/-per alication (flat)upto L/C amount of Rs.1.0 mlnb) For L/ C amount overRs. 1.0 mln - Rs.1,000/-(flat)
06404754208000
7) Bills are drawn at a Usance under the Letter of Credit other than Pay As You Earn Scheme and Supplier / Buyer Credit and Deferred Payment Letters of Credit on yearly basis
a) Rs.1,200/-per bill (flat)b) Extra Commission @ 0.10%per month or part thereof forany period beyond the L/Cvalidity till maturity of the bill.
064003001012
5420630052600430
c)
d)
any bank for providing forward cover exchange risk under Suppliers / Buyers Credit behalf of applicant
commission @ 0.50% is to be charged (once only) in addition to mark-up @ 60 paisas PTPD(or as revised from time to time) from the date of maturity till the date of payment.
NoteIn case forced PAD is created due to non payment on maturity against DA / Supplier Credit L/C,
11) Import documents received directly / indirectly from the supplier to the applicant / bank with / without registration of contract and the payment made there against.
0.40% (flat), min Rs.2,500/- 542062008) Contract registration for import on annual volume basis (flat)
9) L/C Amendment Rs. 1,200/- per amendment(flat) or commission at ratesspecified under items 1 and 4(a) above, if amendmentincrease in amount orextension in period ofshipment.
10) Contract Amendment Min. Rs. 1,500/- (flat)
Rs. 1,500/- (flat) Plus servicecharges @ 18/- paisa perRs. 100/- Min Rs. 2,000/- swiftCharges Rs. 1,000/-
064006
06404754206050
06404754206250
06404654206300
SL CodeUniBankCBS
USD 70 or equivalent plus
f) Reimbursement payment to other local
Particulars Charges
23
charges @15 paisa per Rs.100/-, min Rs 1,500/- plusswift charges Rs. 1,000/-
Rs. 1,500/- (flat), plus service
12) Mark-up & commission in case of import bills under import L/Cs
a) Mark-up in case of import bills under Import Letters of Credit
54 paisas per Rs.1,000/-perday from the date ofnegotiation till the date ofretirement (on the amountfor which PAD is created)
b) In addition to mark-up as per (12) (a), Banks commission on the amount from which PAD is created less margin held there against is to be charged as under :
i) If retired within 10 days from the date of lodgement
ii) If retired during 15 days subsequent to the periodat item (i) above
iii) If retired during next 15 days after the periodmentioned in (i) and (ii) above
iv) If retired during next 190 days after the periodmentioned in item (i) (ii) and (iii) above
13) Import bills returned unpaid
14) a) Collections
b) Import against advance payment to suppliers
No Commission
25 paisas per Rs.100/-
30 paisas per Rs.100/-
40 paisas per Rs.100/-
15) Service charges on retirement of import bills under L/c's / Contracts
Rs.1,500/- (flat), per collection
Handing charges US $. 100/-(flat) plus courier chargesRs. 2,000/-
06000252700430
52700430
06400354206300
06404654206800
0780255420680057800400
18) Issuance of freight certificate for imports on FOB 54206000 064046
16) Reimbursement charges (payable to Reimbursement Bank)17) Handling of discrepant documents under import L/Cs
basis19) Extension in maturity of Usance Bills under LC / Bank Contract20) Expense Recovery Protest/ Legal Charges
22) Duplicate advice issuance23) FED invoice certificate24) Issuance of business performance certificate of previous years at the customer request
At Actuals
swift charges and FEDRs 1,200/- per certificate
1,500/- (flat) per bill
Actual + USD 25
Rs.1,000/- per certificateRs.3,000/- per certificate
Rs.350/- per duplicate advice
57800500 080027
54206000 064046
54206000 064046
57800600 080006
54206850 064046
54206850 064046
54206420 064002
1- Opened by us where Fx conversion forward is done by us 2- Opened by us where Fx conversion / forward is done by other banks
Min. Rs.1,500/-
Min. Rs.1,800/-
@ 15 paisa per Rs.100/-
@ 18 paisa per Rs.100/-
06403954206400
54206400 064039
21) Handling of Imports Documents againts PAD Bills (Sight Bills)
Rs. 1,500/- (flat) 54206300 064046
B. EXPORTSRs.200/- (flat)1) Processing charges for Export Registration 54206600 064034
Rs.1,000/- (flat)US$ 30 (flat)0.30%, Min. Rs.250/-
2) Letter of Credit
b) Amendment Advising (i) Beneficiary in Pakistan (ii) Beneficiary outside Pakistan
c) Negotiation of bills against L/C issued under barter / remittance from SBP (rupee bill)
54206500 064031
54206600 064002
Rs.1,800/- (flat)US$ 60 (flat)
a) Advising (i) Beneficiary in Pakistan (ii) Beneficiary outside Pakistan
54206450 064031
Rs.500/-(flat) from non-resident rupee A/c
0.25% per quarter or partthereof, Min. Rs.300/-Rs.1,300/-(flat)
d) Confirmation
e) Transfer of Export L/Cs
54206550 064051
54206450 064031
57800500 080027
INTERNATIONAL BANKING
SL CodeUniBankCBS
Rs. 80/- (flat) per transaction
INTERNATIONAL BANKING
Particulars Charges
3) Advance Payment
24
0.15% Min Rs. 400/-Rs. 200/- (flat)
a) Service charges b) Commission
c) Export Development Surcharge As per prevailing SBP
54206650 064034
54206650 064002
541800800 359018
regulations (as and when theshipment is effected).
4) EDS handling charges 54206750 078052
5) If the documents are sent to other banks for negotiation under restricted Letter of Credit
Rs. 400/-(flat) 54206600 064034
6) Collections a) Clean cheques / Drafts / FTCs b) Documentary (on which bank does not earn any exchange difference)
Rs.100/-Rs. 200/- per collection (flat)
54206800 064034
54206800 064034
Account
7) Duty Drawback Claim.
8) Service charges against export documents sent for collection basis where payment cover is already received to our Foreign Currency
13 paisas per Rs.100/-
0.25% of the amount of claim,Min. Rs. 250/- per case
54206600 064034
54206600 064034
9) NOC Issued Document transferred against export document10) Freight Subsidy
Rs. 500/- per bill
Rs. 400/- per case
54206600 064034
54206600 078053
11) Research & Development Surcharge - R&D handling charges
0.25% of the amount of claim,Min Rs. 250/- per case
54206750 078052
12) Any Certificate issued in current Financial year including withholding tax certificate
Rs.1,000/- per certificateRs. 2,000/- per certificate
54206850 064034
a) Originalb) Duplicate
13) Trade Development Authority Registration certificate verification14) Duplicate advice issuance
Rs. 200/- per certificate
Rs.300/- per duplicate advice
54206850 064034
54206850 064034
15) a) Negotiation of documents drawn under sight Letter of Credit (Delayed Realization) If proceeds not realized / credited to our customer's account within 12 days than mark- up is applicable to customer. NICF facility will be charged for any delay beyond b) Negotiation (Usance) (Delayed Realization) If payment of Foreign / Local Bills realized within 03 days, no mark-up to be charged. Incase proceeds not realized/credited to our account within 03 days from the date of the maturity till its adjustment than mark-up is applicable to our customer's NICF facility or as per special approval by the competent authority. In case of no NICF facility is available to the customer than mark-up will be charged
Mark-up rate @ 54 paisa perRs.1,000/- per day to becharged
Mark-up rate @ 54 paisa perRs.1,000/- per day to becharged
52600310 060008
52600310 060008
Rs.2,500/- per certificate
Rs.1,000/- per certificate
16) Issuance of business performance certificate of previous years at the customer request
17) FED invoice certificate
54206420 064002
54206850 064034
Flat charges Rs. 500/- only onOut-Bound Export proceeds
19) Export Proceeds Transfer 54206850 064043
in FCY only
Rs.1,500/- plus swift &communication charges
18) Export LC Cancellation 54206000 064047
In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)
Note:
to prior approval by concerned sanctioning authority.
Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered.
The Bank reserves the right to charge different rates on the basis of volume and security offered subject
SL CodeUniBankCBS
Rupee Accountcollection (in Addition to foreignor Equivalent Rupees per
INTERNATIONAL BANKING
Particulars Charges
C. REMITTANCES1) Outward
25
cheques sold, Min. Rs. 400/- a) Foreign Travelers Cheques 1% of the amount of travelers 54207500 064028
Min. US$ 10, Max. US$ 100
b) i) Remittance abroad through Foreign Currency Account
Commission @ 0.25% perUS$ 1,000 or part thereof,
54207550 064007
ii) Remittance against surrender of Foreign Currency notes or cash deposited in Foreign Currency Accounts within 15 days from the date of such deposit
Commission mentioned under(b)(i)above, service charges@ 0.25% to be recovered MinRs.200/-
iii) Foreign Currency cash deposited in Foreign Currency account for realization of export proceeds
iv) Collection for Foreign Currency Account
In addition to commissionmentioned at (b) (i) above,
charged in case of realizationof export proceeds againstcash deposited in ForeignCurrency Account0.6%, Min US$ 7, Max US$15
service charges @0.25% to be
v) Account to account transfer of Foreign Exchange Companies in Foriegn Currency
Accounts (having same title of accounts)
Commission @ US $1 per1,000/-or part thereof, Min. US$8 Max. US $75
within UBL Branches (Locally)
c) Remittance abroad other than through Foreign Currency Account
i) Students (for education purpose) Rs. 200/-
54207600 064007
iii) FDD / FTT
ii) Service charges against issuance of FMT/ FDD / TC against Pak Rupees (Not applicable on advance payment imports)
iii) Service charges on issuance of FMT/FDD against Export
d) i) FDD / FTT cancellation charges
ii) Under general permission or specific approval of SBP
cancellation charges against Export
e) i) Issuance of duplicate FDD
ii) Issuance of duplicate FDD under Export
c) Service charges on payment of Inward Foreign Remittance/Swift Transfer received in Foreign Currency (Charges code SHA/BEN/OUR) and cover through our various Nostros.These charges are to be recovered only when TT buying rate is applied.
@ 15 paisas per Rs.100/-,Min. Rs. 400/-
@ 15 paisas per Rs.100/-,Min. Rs. 500/-
Rs. 500/- per item
Rs.250/-
Rs.500/- per cancellation
Rs.400/
Rs.500/- (flat)
Favoring UBL Customers:@ 0.15%, of remittanceamount with Min USD 5 andMax USD 20 (Equivalent PakRupees). Beneficiaries withother local banks: @0.15%, ofremittance amount withMin USD 10 and Max USD 25(Equivalent Pak Rupees)
54207750 064007
54207700 064007
54207850 064070
2) Inward a) Home Remittance b) Others
No CommissionNil, if the proceed are creditedto an account with UBL. Inother cases, flat charges @Rs.500/-
54207850 064070
d) Inward cheques expressed in Foreign Currency drawn on Foreign Currency accounts received from local / upcountry bank's branches for payment in Pak Rupees after conversion at authorised dealers buying TT clean rates
Rs.0.15%, Min. Rs.400/- 54207850 064070
Bank charges)
e) Clean Collection-Using Foreign Correspondent arrangements i) Collection for Foreign Currency Account or 0.6%, Min US$ 7, Max US$ 15 54207600
54207550064070064070
SL CodeUniBankCBS
INTERNATIONAL BANKING
Particulars Charges
ii) Cheque/Draft/FTCs Returned unpaid
iii) Postage
Rs. 400/- (flat)
Rs. 200/- (flat)
26
06408054203700
08000157800200
Note:In addition to above, commission/service charges, recovery of courier/postage / fax charges will also bemade according to prescribed tariff (wherever applicable)Charges negotiable on case to case basis under approval of relevant Business Head.In addition to the charges above, all applicable Government levies will also be recovered
D. MISCELLANEOUS
1) Correspondent Banking charges At Actuals
2) (Postage / Fax /Telephone / SWIFT and Courier)a) Postage (Within City)* i) Foreign at actual Min.Rs.150/-
ii) Within City for import and export Rs. 200/-
Foreign at actual, Min. Rs.150/-b) Postage (Within City-Registered)*
07809954208000
08000157800200
08000157800200
*Note:UBL Branches, Joint Ventures and Subsidiaries exempted.
c) Fax / Telephone / SWIFT
d) Courier
Full SWIFT L/C, Guarantee andLong Messages Min. Rs.2,000/-or actual whichever is higher.Short SWIFT/ LC amendmentRs. 1,000/- or actual whicheveris higherForeign Rs.1,300/-
08100157800100
08000557800200
7) Credit check at customer's request Rs.300/-
3) Foreign bills sent for collection returned unpaid Rs.500/- (flat) 06408054203700
07802954206850
branches and where the payment is demanded in
4) Inward collection received relating to Foreign Currency A/c from abroad or local banks /
Foreign Currency
US$ 5 per US$ 1,000 or partthere of and Max. US$ 15
06405654203700
5) Inward Foreign Currency cheque, received from local branches, upcountry branches or local banks for payment in Pak Rupees (convert the relevant Foreign Currency at the TT Buying rate)
Commission @ 0.10%, Min.Rs.200/-
06405654203700
6) Issuance of proceeds certificate beyond one year Rs.500/- (flat) per certificate 06405054206850
8) Service charges for verification of test / signature and mail L/Cs
Rs.500/- per instance 06405054206850
9) Standing instructions charge in Foreign Currency Accounts
US$ 5 per transaction 06402054206850
b) Negotiation (Usance)
per special approval by thecompetent authority.Incase of no NICF facility isavailable to the customer thenmarkup @54 paisa perRs.1,000/- per day to becharged.
06000852600301
10) a) Negotiation of documents drawn under sight letter of credit
06000852600301
adjustment @ applicable to our
If payment Foreign/Local billsrealized within 3 days, nomarkup to be charged. Incaseproceeds not realized/creditedto our account within 3 daysfrom the date of maturity thenmarkup to be charged from thedate of maturity till its
Customer's NICF facility or as
If proceeds not realized /credited to our customer'saccount within 12 days thenmarkup @ applicable to ourcustomer NICF facility to becharged for any delay beyond12 days. Incase no NICF facilityto the customer then mark up@ 54 paisa per Rs. 1,000/- perday to be charged.
SL CodeUniBankCBS
In addition to above, commission/service charges, recovery of courier/postage/ fax charges will also be made according
As per clarification given by the SBP Foreign Exchange Department 6734/ FEP.9 (126-242)-95
Commission / service charges, recovery of courier postage / fax charges will also be made
•
INTERNATIONAL BANKING
Particulars Charges
27
12) FED Invoice certificate (Export) Rs.1,000/- per certificate 06405054206850
Rs.2,000/- per certificate11) Issuance of business performance 06405054206850
•SIGNATURE PRIORITY BANKING CUSTOMERS:Please refer to your Priority Lounge Relationship Manager for other applicable waivers on Scheduleof Charges, including FCY Accounts.
IMPORTANT NOTES:
•be recovered.
All Government levies including FED will be recovered where applicable.All regular branch banking charges will be applied for the transaction through branches.
•according to prescribed tariff (wherever applicable.) All rates are subject to change.
••
•dated 19-12-95 it is advised that in the case of Letter of Credit or for that matter "Authorization to pay"opened by the Department of the Federal or Provincial Governments whether routed through StateBank of Pakistan or not Letters of Credit commission is to be charged at the rates given in Para 37(ii) Chapter XIII of Foreign Exchange manual (8th Edition-2002). However for Letters of Credit"Authorization to pay" opened by other public sector agencies in Federal / Provincial Governmentincluding autonomous, semi autonomous bodies e.g., K.E.S.C. Limited, WAPDA, PTCL, etc., thecommission is to be charged from the openers by the banks as per their own schedule of charges.
• The Bank reserves the right to charge different rates on the basis of volume and security offeredsubject to prior approval by concerned sanctioning authority.OBC charges for Intercity UniRemote transactions would not apply
Charges for cash collect will be subject to contractual agreement with the customer.Symbol branches are to use relevant SL Codes as suggested by migration team.
Note:
to prescribed tariff (wherever applicable)
In addition to the charges above, all applicable Government levies will also be recoveredCharges negotiable on case to case basis under approval of relevant Business Head.
See Page 10 & 11 for waivers on Business Partner Accounts & Business Partner Plus.
Where Online system is down, remittance may be sent by other means but UniRemote charges will