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719-488-1400 www.monumentcoins.com [email protected] In the MONTEVERDE Center 325 2nd St. Suite U, Monument Co NOW OPEN MONUMENT COINS Buy • Sell • Trade…Coins, Gold & Silver WE BUY GOLD! GET 40% OR MORE IN CA$H FOR YOUR UNWANTED GOLD! Al Dobrick - 30 Years Exp by Deborah Stumpf Sturgis... Continued on Page 2 S n I p p e S n I p p e t z t z WEEKLY MAGAZINE SNIPPETZ GOES HOG WILD ON OUR VISIT TO STURGIS Larry E Stiltner Agency 481 Hwy 105 Suite 212 (719) 481-8382 Bus Monument, CO 80132 ©1997 American Family Mutual Insurance Company and its Subsidiaries Home Office – Madison, WI 53783 NA-07497 Rev. 1/03 http://insurance-agency.amfam.com/CO/larry-e-stiltner/ 02180(17 +,// &28175< &/8% 3HEEOH %HDFK :D\ 0RQXPHQW &2 ZZZPRQXPHQWKLOOFFFRP $XJXVW WK DW SP DW 0RQXPHQW +LOO Ȉ Ƭ Ƭ Ǩ ȋ ǡ Ͷͺ ǤȌ Ȉ ǤǤǤǤ ǡ ǡ ȋͳͻȌͺͺͶǦʹͶͳǤ FREE WEEKLY ISSUE 562 • AUGUST 6, 2012 A BETTER BRAND OF BANKING FIRST NATIONAL BANK MONUMENT 581 Hwy 105, Monument CO 719-481-0008 Member CUSTOM CONSTRUCTION www.fnbmonument.com LOT LOANS Call us at 481-0008 “Four wheels move the body. Two wheels move the soul.” -Author Unknown N early a half million motorcycle enthusiasts are set to take Sturgis, South Dakota by storm this week for the 72 nd annual Sturgis Motorcycle Rally. Over the years, attendance has vacillated with the highest being 633,000 in 2000, the 60 th anniversary of the event. In 2011, about 417,000 were in attendance. Only once has the Rally been canceled and that was during World War II due to gas rationing. Events start on Mon- day, Aug. 6 and run for seven days with motor- cycle races and a multitude of other activities for riders of all types and their families. Folks flock to the area for up to a week before and two weeks following the rally, equating to a positive financial impact to the area.
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Page 1: Snippetz Issue 562

719-488-1400

[email protected]

In the MONTEVERDE Center325 2nd St. Suite U,

Monument Co

NOW OPEN

MONUMENT COINSBuy • Sell • Trade…Coins, Gold & Silver

WE BUY GOLD!GET 40% OR MORE IN CA$H FOR

YOUR UNWANTED GOLD!

Al Dobrick - 30 Years Exp

by Deborah Stumpf

Sturgis... Continued on Page 2

SnIppeSnIppetztzSSnnIppppeeSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSnnnnnnnnnnnnnnnnnnnnnnnnnnnnIIIIIIIIIIIIIIIIpppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeetttttttzzttttttttttttttttttttttttttttttttttttzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzznnInnnnnnnnnnnIIIIIIIIIpppppppppppppppp™

zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzWEEKLY MAGAZINE

SNIPPETZ GOES HOG WILDON OUR VISIT TO STURGIS

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

All your protection under one roof.

©1997 American Family Mutual Insurance Company and its SubsidiariesHome Office – Madison, WI 53783

www.amfam.comNA-07497 Rev. 1/03

Larry E Stiltner Agency481 Hwy 105 Suite 212(719) 481-8382 BusMonument, CO 80132

http://insurance-agency.amfam.com/CO/larry-e-stiltner/

FREE WEEKLY

ISSUE 562 • AUGUST 6, 2012

A BETTERBRAND OFBANKING

FIRST NATIONALBANK MONUMENT581 Hwy 105, Monument CO

719-481-0008Member

CUSTOMCONSTRUCTION

www.fnbmonument.com

LOT LOANSCall us at 481-0008

“Four wheels move the body. Two wheels move the soul.”

-Author Unknown

Nearly a half million motorcycle enthusiasts are set to take Sturgis, South Dakota by storm this week for the 72nd annual Sturgis

Motorcycle Rally. Over the years, attendance has vacillated with the highest being 633,000 in 2000, the 60th anniversary of the event. In 2011, about 417,000 were in attendance. Only once has the Rally been canceled and that was during World War II due to gas rationing. Events start on Mon-day, Aug. 6 and run for seven days with motor-cycle races and a multitude of other activities for riders of all types and their families. Folks fl ock to the area for up to a week before and two weeks following the rally, equating to a positive fi nancial impact to the area.

Page 2: Snippetz Issue 562

Sturgis... Continued from Page 1

2

Snippetz™

ALL RIGHTS RESERVED © 2012

PUBLISHED BYFUNDER ENLIGHTENING, INC.

George Wilkins - Publisher

PO Box 789 Monument, CO, 80132www.fepublications.com

(719) 487-0484email: [email protected]

FEATURE ARTICLESSnippetz Goes Hog Wild on

Our Visit to Sturgis... 1

“Email Etiquette - Part 1”Everyday Etiquette

with Heather Buchman... 4

Strange But True... 5

“Hiring a Caregiver Through an Agency”Senior News Line... 7

Moments In Time... 8

Websites that teach you “Survivingand Thriving Your Freshman Year

in High SchoolSeries 10, Article 2

Web Chat by Robyn... 14

HEALTH 6“Viruses Not the OnlyCause of Hepatitis”

To Your Good Health... 6

HOME AND GARDEN“Benefi cial Bugs!”

Macie’s Garden... 9

THE DINING GUIDE“Watermelon Makes a Sassy Salsa:

Watermelon, TomatilloAnd Jalapeno Salsa”

The Kitchen Diva... 11

PUZZLES, TRIVIA,ENTERTAINMENT 12-13

Trivia Test • Sports Quiz • Flash BackSuper Crossword • Weekly Sudoku

Couch Theater DVD PreviewsHuey’s Page (Comics)

Salome’s Stars (Weekly Horoscope)

COMMUNITY CALENDARPAGE 15

CLASSIFIED PAGE 15

GREAT BARGAINS Find Your Treasure!Business / Employment Opportunities

BUSINESS, FINANCEAND LAW

“A Different Look at Life Insurance” In God We Trust... 15

SNIPPETZ®

WEEKLY MAGAZINE

Sturgis... Continued on Page 3

THIS WEEKIN SNIPPETZ

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72 YEARS AGOIt all started on Aug. 14, 1938 when the Jackpine Gypsies Motorcycle Club in-troduced the Rally with a one-day event. There were 9 participants that fi rst year for activities which included motorcycle stunts and racing. In the 60s, the race was expanded with motorcross and hill climb races. Stunts were still big – ramp jump-ing, wall crashes and head-on collisions with cars. Clarence “Pappy” Hoel, who owned an Indian Motorcycle franchise in Sturgis, started the Club and the Black Hills Classic, the Rally’s fi rst name.

In 1965, the Rally stretched to 5 days; in 1975, 7 days, which continues to be the length each year.

MORE ABOUT THEJACKPINE GYPSIES

The Jackpine Gypsies is a small club of over 150 members chartered by the American Motorcycle Association in 1937. They are a nonprofi t organization that donates funds to the Sturgis commu-nity such as the high school, local food bank and the Christian Motorcycle Asso-ciation. The club owns about 40 acres of land on which the their events take place. They have a clubhouse, offi ce, conces-

sion area as well as motorcross track, hill climb and fi eld meet area on the land.

ABOUT STURGISSturgis, South Dakota is a small town named after Major Samuel D. Sturgis, a commander at nearby Fort Meade Caval-ry Post. It sits at an elevation of 3,239 feet with a population of 6,627. The nearest big city is 27 miles away – Rapid City, South Dakota, population 59,607. The town is 50 miles from Mount Rushmore National Memorial. As a note of interest, South Dakota has no personal income tax, personal property tax or corporate income tax. Sturgis has a strong tourism industry and is the home of a veteran’s medical center and a gun/ammunition manufacturer.

LOTSA BUCKSSince 1999, the economic impact of the annual Motorcycle Rally has meant be-tween $10 and $16 million in taxable sales, with the city of Sturgis bringing in between $200,000 and $300,000 in tax revenue. Local businesses report that 95 percent of their total annual sales take place during this week in August.

EVENTSWeeklong motorcycle activities include:

Short tracks racingHill climbs

Motorcross racingHalf-mile raceRamp jumping

Board-wall crashesDrag racesAnd more

There are numerous activities and en-tertainment for everyone including live bands, freedom rides, fi re dancers, ma-chine gun shooting and the Miss Buffalo Chip Beauty Pageant.

GETTIN’ HITCHEDThe Rally is a popular place to betroth your favorite biker chic or dude. Between the record breaking attendance year of 2000 and 2011, about 1,200 marriages licenses have been issued in Sturgis dur-ing the Rally. Since 2000, the numbers have been declining, reduced down to 59 in 2011. Anyone age 16 and over can purchase a license for $40 with either a driver’s license or a birth certifi cate. There is no waiting period or blood test required. Easy.

CONSUMPTION AND PRODUCTION

Not surprisingly, a gathering of nearly a half million people for a week of party-ing can mean a lot of liquor consumed. About 3 million gallons of beer fl ow dur-ing the offi cial weeklong event. The only liquor store in the area is owned by the city of Sturgis.

About 600 tons of trash is produced dur-ing the rally.

JUST A FEW PROBLEMSBringing several hundred thousand peo-ple together in one week can be fun, of course, but can be breeding ground for

Page 3: Snippetz Issue 562

3

SNIPPETZ®

WEEKLY MAGAZINE

Sturgis...Continued from Page 2

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some unsavory behavior as well.

In 2011, there were

• 4 deaths

• 165 traffi c violations (compared to 500 in 2000)

• 4 felony drug arrests (compared to 56 in 2000)

• 51 misdemeanor drug arrests (com-pared to 431 in 1999)

• 275 hospital emergency room vis-its

• 167 parking tickets

• 175 arrests for non-traffi c viola-tions

NO TIME TO GO?Try the next best thing – enjoy a biker movie! Hundreds have been produced. Here are a few of the more popular.

Easy Rider, directed by Dennis Hopper and released in 1969, this fi lm is one of the more famous biker stories and stars Peter Fonda, Dennis Hopper and Jack Nicholson.

More recently, Wild Hogs, released in 2007, is a little more subdued (and fun-ny), starting John Travolta, Tim Allen, Martin Lawrence and William Macey who take a midlife crisis ride across the country.

Knightriders is about a medieval reenact-ment troupe traveling across the country. A little odd, but nonetheless entertaining.

Released in 1981, the fi lm stars Ed Har-ris, Gary Lahti and Tom Savini.

The Wild One has to be the original mo-torcycle movie, released in 1953 and starring Marlon Brando and Lee Marvin as the quintessential rebels. The movie was banned in the U.K. for its criminal content.

The Great Escape, starring Steve Mc-Queen, James Garner and Charles Bron-son was released in 1963. The most fa-mous scene of the movie is when Steve McQueen’s character, a WWII POW jumps a barbed-wire fence to stay ahead of his German pursuers.

The World’s Fastest Indian, released in 1981, is based on the true story of Burt Monro, a New Zealander who set a world speed record in 1967 on an altered and modifi ed Indian motorcycle. He covered it with an aerodynamic shell. At the age of 68, he broke the record which stands to this day. Anthony Hopkins played Monro.

Last but not least, let’s not forget Arnold Schwarzenegger on a Harley in Termina-tor 2: Judgment Day, released in 1991. “I need your clothes, your boots and your mote-ah-cycal.” Add a dirt bike, a big-rig tow truck in a chase scene, and well, you’ve got some real fun!

And I to my motorcycleParked like the soul of the junkyard

Restored, a bicycle fl eshedWith power, and tore off

Up Highway 106, continuallyDrunk on the wind in my mouth,

Wringing the handlebar for speed,Wild to be wreckage forever.

-James Dickey, “Cherrylog Road”

THE ORIGINAL

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Page 4: Snippetz Issue 562

4

SNIPPETZ® WEEKLY MAGAZINE

Etiquette ClassesFor kids

NewÊSeriesÊStartsÊinÊAugust!

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EMAIL ETIQUETTEPart 1

THE TOP 10 RULES

While email etiquette on a pro-fessional level is paramount business success, many of the

basic rules of email etiquette can be ap-plied on a personal level as well. Let’s talk about some specifi cs.

1. Be concise and to the point.Do not make an email longer than it needs to be. Remember that reading an email is harder than reading printed communica-tions and a long email can be very dis-couraging to read.

2. Answer all questions, and preempt further questions.An email reply must answer all questions, and preempt further questions. If you do not answer all the questions in the original email, you will receive further emails re-garding the unanswered questions, which will not only waste your time but also cause considerable frustration.

3. Use proper spelling, grammar and punctuation.This is not only important because im-proper spelling, grammar and punctuation give a bad impression of you or your com-pany, it is also important for conveying the message properly. Emails with no full stops or commas are diffi cult to read and can sometimes even change the meaning of the text. And, if your program has a spell checking option, why not use it?

4. Make it personal.Not only should the email be personally addressed, it should also include personal or customized content. For this reason auto replies are usually not very effective.

5. Use templates for frequently used re-sponses.In business you may fi nd some questions you get over and over again, such as direc-tions to your offi ce or how to subscribe to your newsletter. Save these texts as re-

sponse templates and paste these into your message when you need them.

6. Answer swiftly.People typically send an email because they wish to receive a quick response. If they did not want a quick response they might send a letter. Therefore, each email should be replied to within at least 24 hours, and preferably within the same day. If the email is complicated, just send an email back saying that you have received it and that you will get back to them. This will put the sender’s mind at ease and they will know their email didn’t end up in the “spam” folder.

7. Do not attach unnecessary fi les.By sending large attachments you can an-noy customers and even bring down their email system. Wherever possible try to compress attachments and only send at-tachments when they are productive.

8. Use proper structure and layout.Since reading from a screen is more diffi -cult than reading from paper, the structure and lay out is very important for email messages. Use short paragraphs and blank lines between each paragraph. When mak-ing points, number them or mark each point as separate to keep the overview.

9. Do not overuse the high priority op-tion.We all know the story of the boy who cried wolf. If you overuse the high prior-ity option, it will lose its function when you really need it. Moreover, even if a mail has high priority, your message will come across as slightly aggressive if you fl ag it as “high priority.”

10. Do not write in CAPITALS.IF YOU WRITE IN CAPITALS IT SEEMS AS IF YOU ARE SHOUTING. This can be highly annoying and might trigger an unwanted response in the form of a fl ame mail. Therefore, try not to send any email text in capitals.

Heather Buchman is a certifi ed etiquette trainer who teaches in the Tri-Lakes area. Visit her website at socialsurvivalskills.net.

SHIP’N OUT IS HERE TO STAY!

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COMPUTERS

Android tablets are fast becoming the must have device of the year. With prices coming down and

functionality going up, they make laptops antiquated and phones good for just making calls.

Size matters and the tablets cover a large range. The 7” is widely popular with those who like the portability and access to the internet and e-mail. The 10” is great for those that like the larger screen but don’t mind a bigger footprint.

Apps (short for applications) are simple to

use and most of the esential ones are free.

Start with a google account. It’s free and it gives you access to the google store, now called google play. Some free apps are Kingsoft which has a word proccessor, spreadsheet and presentor; Lookout for security; and don’t forget Angry Birds. Kindle is also available and a must for downloading books. Google Books is another good source.

Once you start exploring, you’ll fi nd apps for just about everything. You can even convert itunes.

The talking heads have predicted that tablets will make laptops obsolete within 5 years. My laptop has been collecting dust since I got my tablet.

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Page 5: Snippetz Issue 562

5

SNIPPETZ®: THE LOCAL SCOOP

finders keepersby Peggy Rima

THANK YOU FOR SHOPPING LOCAL!Incredible Jewelry Unique Gifts Local Art

Pottery & Candles Colorado Jams, Salsas & Honey

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• It was beloved American come-dian and fi lm star Groucho Marx who made the following sage ob-servation: “There’s one way to fi nd out if a man is honest -- ask him. If he says ‘Yes,’ you know he is a crook.”

• The ancient Egyptians were known to use crocodile dung as a contra-ceptive.

• You may be surprised to learn that when the hit 1950s TV show “I Love Lucy” had its premiere, Lucille Ball was already 40 years old.

• Talk about sneaky: In order to get a photo of Bing Crosby in his coffi n, The National Enquirer tabloid had a reporter dress as a priest and sneak into the private funeral service. To top it off, on his way out of the ser-vice, the disguised journalist told ABC reporter Geraldo Rivera not to pester the family at such a sensitive moment.

• Every year, about $500 million is spent on beads for Mardi Gras.

• Ever wonder how the statuette taken home by winners of the Acad-emy Awards got its nickname? Evi-dently, in 1931 a secretary at the Academy of Motion Picture Arts and Sciences saw the statuette for the fi rst time and exclaimed, “Why, he reminds me of my Uncle Oscar!” The comment struck the fancy of a reporter who was present, and he put it in a story about the awards, and the name stuck.

• Are you acersecomic? If your hair has never been cut, you are.

• Confederate Gen. Robert E. Lee was not himself a slave owner. He reportedly did not believe in the in-stitution of slavery.

• If this is an average week, three manmade artifacts hurtling into the atmosphere from space will crash into the Earth.

***Thought for the Day: “The world is round; it has no point.” -- Adrienne E. Gusoff

(c) 2012 King Features Synd., Inc.

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Page 6: Snippetz Issue 562

6

SNIPPETZ® HEALTH AND WELLNESS

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DEAR DR. DONOHUE: For the past year, my wife has had to deal with au-toimmune hepatitis. It’s something that hardly anyone knows about or under-stands, and that makes it even more dif-fi cult to cope with. Everyone thinks she has an infection. I can only haltingly explain what she has. Will you tell your readers about this illness? -- D.R.

ANSWER: Say “hepatitis,” and people automatically think of a viral infection. Say “cirrhosis,” which is sometimes the last stage of hepatitis, and people think of alcohol as the cause. Not all hepatitis is virus-caused, and not all cirrhosis is alcohol-caused. Your wife’s illness is an example. Her liver is infl amed (hepati-tis), not from an infection but from an attack on her liver by her immune sys-tem.The reason why a person’s immune system, a system designed to keep us healthy, turns on the liver is obscure. Signs that the immune system is the cause are demonstrable by fi nding an-tibodies in the blood. Antibodies are the ammunition the immune system makes to fend off dangerous invaders. One spe-cial antibody, the anti-nuclear antibody, is a big indication that the liver has come under an immune attack.The course of autoimmune hepatitis is unpredictable. It might be mild with few symptoms, or it may take a more aggressive course in which the skin and eye whites turn yellow, where fatigue is immobilizing, where abdominal pain is common and where the skin develops an itch.Quite often, a liver biopsy is the proce-dure that provides evidence of autoim-mune hepatitis.

Prednisone, one of the cortisone drugs, often is the treatment of choice. It reins in an out-of-control immune system. Another immune-modifying drug, aza-thioprine, can be added to the regimen. It sounds like your wife is responding well to treatment (from parts of your letter that I had to delete).The booklet on hepatitis details the various forms of the illness, and how they are acquired and treated. Readers can obtain a copy by writing: Dr. Donohue -- No. 503W, Box 536475, Or-lando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and

address. Please allow four weeks for de-livery.

***DEAR DR. DONOHUE: What is the procedure for removing a tick attached to your skin? Can you remove it your-self, or should it be removed only by a physician? -- T.R.

ANSWER: It’s safe for people to re-move ticks on their own. You need twee-zers with fi ne grooves on their lower, in-ner surfaces.Grasp the tick as close to the skin as you can and as close to the tick’s head. Gen-tly but fi rmly pull the tick straight out, at a right angle to the skin. Don’t crush it.Don’t bother with popular techniques such as coating the tick with petroleum jelly or applying a just-blown-out match to it.

***DEAR DR. DONOHUE: Is Prozac addicting? Can you take it for life? -- D.L.

ANSWER: Prozac isn’t addicting, but the drug should be stopped gradually rather than abruptly. People with recur-ring bouts of depression can take it for extended periods of time.

***Dr. Donohue regrets that he is unable to answer individual letters, but he will in-corporate them in his column whenever possible. Readers may write him or re-quest an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

(c) 2012 North America Synd., Inc.All Rights Reserved

VIRUSES NOT THE ONLY CAUSE OF HEPATITIS

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Page 7: Snippetz Issue 562

7

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HIRING A CAREGIVER

THROUGH ANAGENCY

When you hire a caregiver for a family member or parent, how do you know

who or what you’re getting? If you hire someone through an agency, you would expect that it’s done all the background checks. But can you trust the agencies?AARP posted on its website the results of a study done by Dr. Lee Lindquist of Northwestern Univer-

sity Feinberg School of Medicine. Lindquist discovered that only half of placement agencies do any back-ground screening or testing of care-givers. Only one-third do any drug testing or check out qualifi cations. And only one-third send supervi-sors out to check on caregivers.Scary, isn’t it?Lindquist developed a list of 10 questions to ask agencies if you’re considering using them to hire a caregiver:

1. How do they recruit caregivers and what are their requirements?

2. What kind of screenings do they do? What level of background check? Any drug testing?

3. Is there any training, such as cer-tifi cation in CPR?

4. How are the caregivers insured? Are they bonded?

5. What skills do the caregivers have? Are they skilled in transfers, dressing and bathing?

6. How does the agency assess these skills? Do they reply only on the ap-plicant’s word?

7. What is their policy if caregivers can’t do what is stated in the con-tract?

8. If you’re unhappy with the care,

will the agency provide a substi-tute?

9. Is there a supervisor who will evaluate the quality of the care? How often?

10. Is the supervision via phone or home visits?

Your best bets: Look for a caregiv-er through your church or support group. Ask others for recommenda-

tions. Contact seniors service agen-cies for recommendations.

Matilda Charles regrets that she can-not personally answer reader ques-tions, but will incorporate them into her column whenever possible. Write to her in care of King Features Week-ly Service, P.O. Box 536475, Orlan-do, FL 32853-6475, or send e-mail to [email protected].

(c) 2012 King Features Synd., Inc.

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THE FIRST NIGHT; A NIGHT FOR

COMPETITIONBy Nick Yanez

There’s been some chatter lately. Of course living in Colorado, the whispers have

been happening for sometime; the NFL season is looming. With the signing of Peyton Manning, Denver fans haven’t been more excited for a season since perhaps the Elway years. Because of all the excitement for the Bronco’s this season, Denver has been slated for fi ve primetime games this year, including two on the ever-so-famous Monday Night Football League.

People like to enjoy their football watching in different ways. Some like to drink beer while gazing at the screen, while others like to enjoy a platter of appetizers like wings and rings. Then there are those who like to be active during the game, really pumping the adrenaline. This year for Monday Night Football, Pinz Bowling Center gives football fans the opportunity to do all of those things!

The League will take place dur-ing the games, giving bowlers the chance to watch the game, have some drinks, snack on food, and bowl all at the same time. The weekly affair will begin Monday, August 20th at 6:00pm, and will continue weekly at 6:30 for 36-weeks. Individuals may sign up, or folks are welcome to sign up as a team. Bowlers are welcome to call or walk in to sign up for the League.

While they play, you’ll play. And (this coming from an avid Raid-ers fan) there should be plenty to watch. The anticipation and expec-tations are high. Will the Broncos soar as some predict? Will they be this year’s disappointment? Will Peyton really lead Denver further than Tebow, or will just the stats be different? Only time will tell. But at least you can take comfort in the fact that in Pinz’ Monday Night Football League, even if your team loses… you don’t have to.

For more information on the Mon-day Night Football League at Pinz, or for an other Leagues offered this Fall Season, call Pinz at (719) 487-7469

Page 8: Snippetz Issue 562

8

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• On Aug. 9, 1936, at the 1936 Berlin Olym-pics, black American track star Jesse Owens wins his fourth gold medal of the Games in the 4-by-100-meter relay. His relay team set a new world record of 39.8 seconds, which stood for 20 years.

• On Aug. 6, 1945, an American B-29 bomber, the Enola Gay, drops the world’s fi rst atom bomb over the city of Hiroshima, Japan. Some 80,000 people are killed as a result of the blast, and another 35,000 are injured. At least 60,000 more would be dead by the end of the year from the effects of the radioactive fallout.

• On Aug. 7, 1959, the U.S. unmanned spacecraft Explorer 6 is launched into an orbit around the Earth. The spacecraft fea-tured a scanner that transmitted a crude pic-ture of the Earth’s surface from a distance of 17,000 miles. The photo, received in Ha-waii, took nearly 40 minutes to transmit.

• On Aug. 11, 1965, in the Watts neigh-borhood of Los Angeles, a riot began that

eventually ranged over a 50-square-mile area. With the assistance of thousands of National Guardsmen, order was restored fi ve days later. The violence left 34 dead, 1,032 injured, nearly 4,000 arrested and $40 million worth of property destroyed.

• On Aug. 8, 1974, President Richard Nixon announces his intention to become the fi rst president in American history to resign. With impeachment proceedings under way against him for his involvement in the Wa-tergate affair, Nixon fi nally bowed to pres-sure from the public and Congress to leave the White House.

• On Aug. 10, 1981, Pete Rose of the Phila-delphia Phillies gets the 3,631st hit of his baseball career, breaking Stan Musial’s re-cord for most hits by a National Leaguer. It was only Rose’s 2,886th game; it had taken Musial 3,026 games to set the mark.

• On Aug. 12, 1990, fossil hunter Susan Hen-drickson discovers three huge bones jutting out of a cliff in South Dakota. They turned out to be part of the largest Tyrannosaurus rex skeleton ever discovered, a 65 million-year-old specimen. Amazingly, the skeleton was more than 90 percent complete.

(c) 2012 King Features Synd., Inc.

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Page 9: Snippetz Issue 562

9

HOME AND GARDEN / DINING GUIDE

McCord’s Garden Centerand Landscaping

Fresh new plants in this week! Also in Ladybugs, Garlic,

and Venus Flytraps!And if you’re thinking of landscaping your yard this year,

come in and schedule a FREE consultati on!Retaining Walls - Pati os - Outdoor Living

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Located 3/4 mile West of Safeway at 780 West Hwy 105

719-375-3573www.mccordgardens.com

BENEFICIALBUGS!

Ladybugs are probably what come to mind when you hear benefi cial insect. They are found nearly ev-

erywhere and highly regarded by farmers and gardeners alike. They’re most suc-cessful when it comes to eating aphids, but are also very talented in eradicating mites, scales, mealy bugs and many other soft bodied insects and their eggs. La-dybugs hibernate in the winter and tend to take a siesta in the middle of summer when it’s too hot to do anything else! But during the spring and late summer months they are feasting!

If you’re interested in introducing more ladybugs into your garden it’s best to do so when the weather is on the cooler side. When you get your ladybugs home keep them in the refrigerator. They will stay

dormant until you can release them in the cool of the evening or early morning. As long as there is food for them they will stick around, but it is suggested that you spray their wings with a 50/50 mixture of water and soda to ground them tempo-rarily until they fi nd food. Once they do fi nally fl y away, ideally you are left with lots of ladybug larvae. The larvae will eat up to ten times what the adult can eat! But be aware! The larvae look very differ-ent then the adults (see picture below) so don’t mistake it for a pest!

Another lesser known insect but equally as benefi cial is a nematode. This amaz-ing guy is microscopic but can travel as fast as an inch an hour! The whole time seeking an insect to which it will climb inside and release a deadly bacteria into. So while the Ladybug is busy eating many of our garden pests above ground, the nematode is busy taking care of the pests below ground; Cutworms, Japanese bee-tle grubs, root weevils, borers, thrips, and fungus gnat larvae are just a few! One of the best things about nematodes, besides their long list of prey, has to be that they are highly reproductive. Two nematodes can produce up to 200,000 more in a two week period.

You would want to release your nematodes on a cool evening or cloudy day much like Ladybugs. They come soaked in a sponge described as a microscopic Earth Worm. So you can see how damp cool soil is best for them to be released onto. Releasing 1 million nematodes is said to cover 2000 sq. ft.

For any additional information please contact Macie at McCord’s Garden Cen-ter and Landscaping. 780 Hwy 105 Palm-er Lake, CO 80133. (719) 375-3573.

Macie McCord

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Page 10: Snippetz Issue 562

10

SNIPPETZ® DINING GUIDE

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Page 11: Snippetz Issue 562

11

Pizza • Pasta • LasagnaSalads • Sandwiches

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GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials Tuesday through Thursday!

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Business HoursMon - Sat: 11:00AM - 9:00PM Sun: 12:00PM - 9:00PM

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EARLY RISER SPECIAL!

WATERMELON MAKES A SASSY SALSA

Watermelon shouldn’t be re-stricted to just fruit platters and buffet tables. Its versa-

tility is astounding and can be incorpo-rated into various menus. North Amer-icans primarily treat watermelon as a fruit, eaten out of hand or in salads and sweet desserts. Yet, in countries such as China, watermelons are stir-fried and stewed, and in Russia and many other countries, pickled watermelon rind is considered a delicacy and widely en-joyed.

If you’re looking for a summertime sal-sa that combines sweetness, spice and everything nice, try this delicious Wa-termelon, Tomatillo and Jalapeno Salsa recipe. Best of all, you can use the wa-termelon as a festive serving dish. This recipe also works well with those small “personal” sized watermelons, as they make the perfect individual “dishes” for serving your salsa.

WATERMELON, TOMATILLO AND JALAPENO SALSA

10 medium tomatillos, peel off parch-ment-like coating and rinse2 tablespoons olive oil1/2 purple onion, chopped2 cloves garlic, chopped3 jalapeno peppers or to taste, seeded and chopped1 tablespoon ground cumin2 teaspoons mild chili powder1 cup tomato sauce or puree2 teaspoons stevia, agave syrup or hon-ey4 cups seeded watermelon, diced, di-vided

1 teaspoon salt 1 teaspoon pepper

1. Cut the tomatillos into quarters. Heat the oil in a large heavy saute pan over medium-high heat, saute the onions for a few minutes and then add the toma-tillos, garlic and jalapenos. Saute until onions and garlic begin to brown. Re-duce heat to low and sprinkle cumin and chili powder over the pan. Stir in the tomato sauce, stevia or syrup or honey and bring to a simmer. Remove from heat. Cool.

2. In a blender or food processor, pour in the tomatillo mixture with 1 1/2 cups of the watermelon and puree. Add mix-ture to the watermelon pieces and sea-son with salt and pepper to taste. Place watermelon salsa in the watermelon shell, if desired, and serve with chips or crudite.

Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of seven cook-books. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www.divapro.com. To see how-to videos, recipes and much, much more, Like Angela Shelf Medearis, The Kitchen Diva!, on Fa-cebook and go to Hulu.com. Recipes may not be reprinted without permis-sion from Angela Shelf Medearis.

(c) 2012 King Features Synd., Inc., and Angela Shelf Medearis

Page 12: Snippetz Issue 562

12

(c) 2012 King Features Synd., Inc.

Trivia Test ByMarge Svenson Sports Quiz By

Chris Richcreek

1. ADVERTISEMENTS: What product was advertised in TV ads featuring a cartoon character named Charlie the Tuna?2. BIBLE: How old was David when he become king of Israel?3. LANGUAGE: What dance and mu-sic style from the Portugese lan-guage means “new trend”?4. GENERAL KNOWLEDGE: What is the name of the airport in Atlanta?5. MUSIC: What was the theme song of country/western singer Gene Au-try?6. MYTHOLOGY: In Greek mythology, what was Pegasus’ unique character-istic?7. GOVERNMENT: What U.S. govern-ment agency’s motto is, “And ye shall know the truth and the truth shall make you free”?8. GEOGRAPHY: What is the name of the island where Nassau is located in the Bahamas?9. MATH: What is the distance around a polygon?10. TELEVISION: What was the name of Angus MacGyver’s employer in the “MacGyver” drama series?

1. In 2010, Ryan Braun became the third Milwaukee Brewer to have three consecutive 100-RBI seasons. Name the fi rst two.2. Who was the last A.L. pitcher be-fore Tampa Bay’s James Shields in 2011 to have at least 11 complete games in a season?3. Which NFL team ended the 1972 Miami Dolphins’ 18-game winning streak the next season?4. In 2012, the Kentucky Wildcats men’s basketball team set an NCAA title game record with 11 blocked shots. Which schools had held the mark? 5. Bobby Orr is the only NHL player to top other defensemen in scoring by more than 20 points in a season six times. Who else did it fi ve times?6. The fi rst four gold medal winners in the men’s Nordic combined at the Winter Olympics were from what country?7. When was the last time before 2011 that a U.S. team won golf’s World Cup?

(c) 2012 King Features Synd., Inc.

SNIPPETZ® PUZZLES AND TRIVIA

1. Which surf band wrote and recorded “Underwa-ter”? Bonus for knowing the music label.2. Name the duo that wrote and released “Wednesday Morning, 3 A.M.”3. What was the b-side song to Led Zeppelin’s “Im-migrant Song” in 1970?4. What do “Rock-A-Hula Baby,” “Clean Up Your Own Backyard” and “Today, To-morrow And Forever” have in common?5. Who wrote Badfi nger’s “Come and Get It”?6. Who sang “Don’t Say Goodnight (It’s Time For Love)” and when?

New DVD Releases forWeek of August 6, 2012

PICKS OF THE WEEK“The Lorax” (PG) -- The classic tale by Dr. Seuss has been reimagined in 3D, for reasons that have little to do with defend-ing trees from the voracious book industry. The whimsical story of the lonely creature who looked after the environment has be-come a colorful musical with a host of ce-lebrity voices.Even as a kid, I can never remember going through a Dr. Seuss storybook and yearn-ing for a big-budget, drawn out hyper-color

adaptation for the big screen. “The Lorax” has the technical ability to make something pretty to look at, but misses the mark when it comes to making something affecting or memorable.“Warriors of the Rainbow: Seediq Bale” (NR) -- Don’t let the title fool you; this unrated Taiwanese import (reportedly the most expensive Taiwanese production to date) is a violent tale of rebellion taken from a little-known piece of history. In 1930, the aboriginal Seediq Bale people of Taiwan mounted a revolt against the Japa-nese occupation. The fi lm offers incred-ible visuals -- the natural landscape is gor-geous, and the battle scenes are jarring and elaborate. Some viewers may not be able to handle the grim, gut-wrenching scenes that depict the horrors of war or the 2 1/2-hour runtime. “Blue Like Jazz” (PG-13) -- Don (Mar-shall Allman) grew up in Texas with his

evangelical mother. He?s a good Christian lad, but some doubts start to surface around the time he turns 18. Head full of ques-tions, he enrolls in the most liberal cam-pus he can fi nd, Reed College in Portland. From there, the coming-of-age tale goes on a wild quest for meaning and reconnection with faith. This movie is aimed at believers who have questions, who maybe feel alien-ated from their core beliefs. The fi lm looks at these burning issues through the lens of beer goggles and (PG-13, remember) col-lege antics.

DOG OF THE WEEK“Bel Ami” (R) -- Petticoats and bodices and silk fans and that guy from “Twilight” -- it’s enough to make even the most avid lover of soap-drama gag. Robert Pattinson plays (since he doesn’t really act) a broke veteran who’s landed in 1890s Paris. An old army buddy gives him money to buy a

suit, and the next thing you know this pasty dullard is seducing every married woman in town.Somehow, these well-off, intelligent Pa-risian women just can’t wait to fall into bed with this guy who can scarcely crack a smile or form a sentence. Pattinson isn’t playing a vampire, but he’s just as pale and pretend-broody. Instead of a rakish, manip-ulative Casanova, the leading ladies have the challenge of falling for a chiseled bar of soap.

TV RELEASES“Grimm: Season One”

“Gunsmoke: The Sixth Season Vol. 1”“Garrow’s Law: Series 3”

“Parenthood: Season Three”“My Little Pony Friendship Is Magic:

Royal Pony Wedding”“Dance Moms: Season 1”

(c) 2012 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) you can fi nd the an-swers and solutions to the trivia and puzzles to the next page (13).

(c) 2012 King Features Synd., Inc.

BySamStruckhoff

Page 13: Snippetz Issue 562

13

HUEY’SPAGE

SNIPPETZ® COMICS AND ENTERTAINMENT

Answers & Solutions

TRIVIA TEST ANSWERS

SPORTS QUIZ ANSWERS

FLASH BACK ANSWERS1. The Frogmen, in 1961. The label was Candix. The song has appeared on a number of early surf albums, including “Cowabunga! The Surf Box Set No. 1.”2. Simon & Garfunkel, 1964. The song was on their debut album of the same name.3. “Hey Hey What Can I Do.” It is Led Zeppelin’s only non-album track released during the band’s exis-tence.4. All were songs Elvis Presley sang in his movies: “Blue Hawaii” in 1961, “The Trouble with Girls” in 1969 and “Viva Las Vegas” in 1963.5. Paul McCartney, in 1969. The song was used in the songtrack for “The Magic Christian,” which starred Peter Sellers and Ringo Starr.6. The Isley Brothers, in 1980. The song topped the R&B chart for four weeks.

1. StarKist tuna2. 30 years old3. Bossa nova

4. Hartsfi eld International5. “Back in the Saddle Again”

6. Pegasus was a winged horse7. Central Intelligence Agency

8. New Providence9. Perimeter

10. Phoenix Foundation

1. Richie Sexson (2001-03) and Prince Fielder (2007-

09).

2. Baltimore’s Scott Erickson had 11 in 1998.

3. Oakland beat the Dolphins Sept. 23, 1973.

4. UConn (2011) and the University of Florida (2006).

5. Paul Coffey.

6. Norway’s skiers won in 1924, ‘28, ‘32 and ‘36.

7. It was 2000.

AUGUST 6, 2012

ARIES (March 21 to April 19) A strong so-cial whirl brings a new round of good times to fun-loving Rams and Ewes. Cupid also is busy aiming arrows at single Lambs hoping for a heart-to-heart encounter.

TAURUS (April 20 to May 20) A romantic incident could take a more serious turn if the Divine Bovine considers meeting Cupid’s challenge. Meanwhile, a professional oppor-tunity is also about to turn up.

GEMINI (May 21 to June 20) A bit of hard-headed realism could be just what the Twins need at this emotionally challenged time. Face the facts as they are, not as you want them to be. Good luck.

CANCER (June 21 to July 22) Many oppor-tunities open up. But you need to be aware of their actual pros and cons. Check them all out and make your choice from those that offer more of what you seek.

LEO (July 23 to August 22) A more stable situation begins, allowing you to feel more secure about making important decisions. Meanwhile, be sure to meet your project deadline so you can move on to other things.

VIRGO (August 23 to September 22) Con-gratulations. A new personal relationship thrives as you learn how to make room in your busy life for this wonderfully warm and exciting emotional experience.

LIBRA (September 23 to October 22) A new contact opens some doors. That’s the good news. But there’s a caution involved: Be sure you protect your rights to your work before showing it to anyone.

SCORPIO (October 23 to November 21) A former colleague might seek to resume a working partnership. Ask yourself if you need it. If yes, get more information. If no, respectfully decline the request.

SAGITTARIUS (November 22 to Decem-ber 21) Good times dominate your aspect. So why not have a party to celebrate a loved one’s success? And do invite that special per-son you want to know better.

CAPRICORN (December 22 to January 19) The shy side of the Sea Goat soon gives way to your more assertive self. This should help you when it comes time to speak up for your-self and your achievements.

AQUARIUS (January 20 to February 18) A new period of stability will help you deal with some recently reworked plans. Once you get your current task done, you can devote more time to personal matters.

PISCES (February 19 to March 20) Things are fi nally much more stable these days, so you can restart the process of meeting your well-planned goals with fewer chances of in-terruption or delay.

BORN THIS WEEK: You love being the brightest light wherever you are, and people love basking in your warmth and charm.

(c) 2012 King Features Synd., Inc.

Page 14: Snippetz Issue 562

14

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SNIPPETZ® WEEKLY MAGAZINE

Websites that Teach You“Surviving and Thriving Your

Freshman Year in High School”Series 10, Article 2

Surviving high school is not easy.Just last year you were at the top ofyour middle school class. You grad-uated and wore caps and gowns,shook hands with your principal,and received your diploma. Overthe summer you felt free. You wereout of school chillin' with yourfriends. And you felt like hot stuffbecause you got your first job at aMcDonald's.

But as those two months dwindledown, you receive that letter in themail, and you know it's for real...Youare going to high school! You arestarting a brand new chapter of yourlife!

High School is a whole new bird.Haven't you heard the saying? Highschool is a popularity contest.Whoever first said that was right onthe money. Everybody is worriedabout what other people think ofthem and what they will wear and ifso-and-so was talking about them.It's hard to ignore it, but if you canignore it and not get involved in allthat mess (and that is all it is) thenyou can glide through your first yearand quite possibly your whole highschool career without the drama.(Thanks Mariah Getty)

These simple tips will help you getthrough that oh-so-stressful fresh-man year, and maybe even makean impression!!www.wikihow.com/Start-Your-Freshman-Year-in-High-School-the-Right-Way/and www.wikihow.com/Survive-Your-Freshman-Year-in-High-School/ are Websites with Tips for HighSchool Freshman.

These websites are a survival guideto help freshmen in high school tobecome prepared for the most excit-ing time in their lives. We've allwondered to ourselves that fatefulfirst day of high school, "How do Imake the right friends?" or "How doI make the right friends to have agood reputation and become popu-lar?" Well, here’s some advice frompeople who have been through it.

Here is a Websites written by Dede,specifically for girls. Dede writes:"I'm guessing most of you are herebecause you're about to start highschool. …and you're a bit nervous.

Or, you might just need a refreshercourse on navigating the trials andtribulations of l'ecole secondaire!Well, don't worry girls, I'm here tohelp! I've created this blog so I canpost advice for all of you who arefreaking out about starting highschool. I'll be posting tips and hintson how to deal with all sorts ofissues; everything from finding aplace to sit at lunch to staying true toyourself and dealing with peer pres-sure, drugs, and sex. If you're con-fused and frustrated, or just needsomeone to talk to, feel free to con-tact me. (: " Go to: http://high-schoolhelpforgirls.blogspot.com/

Being a "Teen" and "Raising a Teen"are two things I've done and sur-vived and have no wish to do again.But we all become teens at somepoint, and most likely most of us willsomeday raise a teen, so the morehelp and advice we can get the bet-ter. I've spent many hours pouringover Parenting Teens with Love andLogic by Jim Fay and Foster W.Cline, M.D. They have a websitewww.LoveAndLogic.com theycover how to lovingly and logicallydeal with issues like curfew, borrow-ing the car, dating, drugs, home-work, talking-back, etc.

Teen Help is a website for teens,parents, and professionals.www.teenhelp.com They includeinformation on parenting teenagerswithal types of issues. Their sitefeatures a unique newsletter, arti-cles, and a full glossary of terms.They will be launching a parent sup-port forum as well as a teen discus-sion forum.

www.faithpermeatinglife.com/2011/08/dear-freshman-15-tips-for-surviving-and.html OK, I realize this is a long webaddress to type in, but TOTALLYworth it. Surviving your Freshmanyear in High School, from aChristian perspective. FaithPermeating Life is a Christian Blogcover life issues. Here's what theysay about their Blog: About thisBlog -- Faith as it's lived everyday…Real life, real love, real com-mon sense…A place for honest dis-cussion, respectful disagreement,sharing stories, and learning fromone another. Please join the conver-sation!

Find all past articles at www.WebChatbyRobyn.comThis article is written by Robyn Graham, Owner of WebsitesByRobyn.com

If you have any questions or requests for articles concerning a particularsubject, feel free to contact me at [email protected]

Page 15: Snippetz Issue 562

15

SNIPPETZ® WEEKLY MAGAZINE

LIVING GOD’S GIFTSbringing Christ into your fi nancial life

INVESTINGFROM A

BIBLICALPERSPECTIVE

Honoring God with Your Financial BlessingsCHUCK MAHER CFP

PO Box 39Monument, CO 80132

Phone: 719-481-0549Cell: 303-748-6352

Toll Free: 800-873-9705

[email protected]

Securiti es off ered through and supervised by Wilbanks Securiti es, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securiti es Advisory

SNIPPETZCOMMUNITY CALENDAR

www.fepublications.com

Tri-Lakes HAP-py Feet Foot Care Clinic

Tri-Lakes Senior CenterSecond Wednesday of each MonthMedical foot care clinic, on the second Wednesday of each month at the Tri-Lakes Senior Center, located at the Lewis-Palmer High School campus, across the street from the YMCA. Appointments are for 30 minutes and cost $25; limited fi nancial assistance for qualifying applicants is available from Tri-Lakes Health Advocacy Partnership. To schedule an appointment, call Bob or Debbie at the Visiting Nurse Association on Tuesday through Thursday between 9 and 4, at 719 577-4448.

LIONS CLUB MEETING1st Thursday of the Month

6:00PM-8:30PMMONUMENT HILL COUNTRY CLUBBeginning September 6th. Tri-Lakes has Lions on the 1st Thursday of each month! Your family can make help enrich lives for our El Paso County families and people around the world. Please contact [email protected] 719-313-0688 for club details. We Serve.

“RECREATING A FULLY OPERATIONAL FORGE AT PRAIRIE CANYON RANCH

”Thursday, August 16, 2012, at 7:00 P.M. to the Palmer Lake Town Hall, 28 Valley Crescent, Palmer Lake, CO 80133, as Johnny Mulligan and Jerry Wlodarek relate the results of their efforts to recreate a fully

operational forge at Prairie Canyon Ranch.

Festa do BrazilMoZaic Restaurant at The Inn at

Palmer DivideAugust 24, 2012 - 7pm - 10pm

Enjoy the fabulous jazz of Brazil. The Samba Nova quartet featuring will play traditional and

contemporary samba style music to delight you. $25 at the door.

SPECIAL OLYMPICS FUNDRAISER GOLF TOURNAMENT

Antler creek gcMonday - August 27, 2012

8 Am check in/ 9am shotgun start$100. Per player....Sponsorships are avail....Food and prizes after golf....All money raised will go to

fund se-colorado special olympics sports competitions.....For event fl yer contact georgeann kulton at

[email protected] 719-574-8480

TOWN OF MONUMENT ANDTRI-LAKES CHAMBER LABOR

DAY CELEBRATIONMonday - Sept. 3, 2012

Pancake Breakfast at St. Peter Catholic Church, watch the parade down 2nd Street honoring our Tri-Lakes Emergency Services and stroll the street fair down Front Street. Street Fair plans include live music in Limbach Park, beer/wine garden for adults, lots of activities for the young and young at heart and of course many vendors with goodies and delicious food.

Snippetz® Classifi ed ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We

reserve the right to refuse or edit ads for any reason deemed necessary.

Ads must be submittedby E-mail or U.S. Mail.

E-mail:[email protected].

US Mail: Funder Enlightening, Inc. PO Box 789 Monument, CO 80132.Visa / Mastercard / Discover / Check

SNIPPETZCLASSIFIED

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Call: 719-487-0484

BI-LEVEL HOMEFOR SALE

Old farm area. Oro Blanco

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Large lot. RV Parking. Well

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FOR SALE HELP WANTED

CHILD CARE

LICENSED HOMECHILD CARE

Full/Part-time. 0-12 years old.Quality infant, toddler, preschoolBefore and after school program.Nights and Weekends Available.

Jackson Creek Location.Please call: 719-488-6561

Cell: 719-344-3132

FOR SALE

Brand New Radio Shack IR Remote Extender – Extends TV remote up to 100

ft. No wiring, just plug in - $20

Real Estate Agent Items for sale: Signs $5, Riders $1, Books, Booties, Advertising Supplies, “You name it,

I’ve probably got it!”

Stereo Cabinet – Oak, Black, Glass doors, 4 shelves, easy access

back for cords - $20

Speakers – MTX 18x18 Sub Woofer $15, PSB 17x6 Center Speaker $15, PSB

24x11 (2) Front Speakers $25, Insignia 13x9 (2) Back Speakers $25, JBL 6x6 (2)

Smaller High Range $20. OR $80 FOR ALL!

(719) 216-4421

MAC COMPUTERW/ 19” MONITOR AND

ADOBE CS2 LICENSED $300

Software: Adobe CS2 (PhotoShop, Illustrator, InDesign, GoLive, Bridge),

Macromedia 2004 (DreamWeaver, Flash, Fireworks, Freehand), Adobe Premier 6.5,

Microsoft Offi ce v.X, Toast 6, StuffItHardware: 1 - Viewsonic 19” Monitor (fl atscreen), CPU w/ Airport card and antenna installed, Keyboard, Mouse -

Logitech Wireless, CablesCall: (719) 216-4421

WANTED:HARD WORKINGTEAM MEMBER

for Pinz Bowling CenterHiring for General Managers,

Front Desk, Porter, Cafe, Cocktail Waitress.

Apply in Person 855 HWY 105 Palmer Lake, CO

PART TIMEKENNEL HELP

20 hours per week$9.00 per hour

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Dog Training Experience Helpful

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FOR SALE

2 MIRRORSPERFECT FOR

WORKOUT ROOMOR BATHROOM!

72” high x 48” wide (Beveled edge -- Perfect condition) - $50.00

72” high x 36” wide (Regular edge -- silver missing on one corner

1/2”x3/4” area) - $30.00Call: (719) 216-4421

FOR RENT

SOLID OAKOFFICE FURNITURE FOR SALE

6 ft. Desk, 7 drawers3 ft. legal fi le cabinet, 2 drawers

$300719-640-9527

TOWNHOME FOR RENT4 bedrooms / 4 baths

Fully Furnished and fully stocked kitchen.$1,400/mo.

Available Now!Call Michael at 719-338-7028

TOWNHOME FOR RENT2 bedrooms / 3 baths

Fully Furnished and fully stocked kitchen.$1,300/mo.

Available Mid-AugustCall Michael at 719-338-7028

byChuck Maher, CFP®

...BRING CHRIST INTO OUR FINANCIAL LIVES

A DIFFERENT LOOKAT LIFE INSURANCE

There is a lot of confusion surround-ing life insurance. Given the vari-ety of products, it can become an

arduous task to determine which is best. An approach I prefer is to fi rst understand the needs.

If there is no fi nancial need, in most cases, there is little reason for owning life insur-ance. However, if there are people or or-ganizations fi nancially dependent upon you, life insurance is the cheapest way to meet those obligations.

There are two types of needs that can be effectively funded with life insurance. The fi rst are the “if I die” needs; those immediate and often temporary obliga-tions that need to be met if you die today. Needs that could include paying off the mortgage, credit card debt or auto loans, or even providing for college. Often the largest “if I die” need is the replacement of income for the surviving family. “If I die” needs are fi nancial obligations that would have otherwise been paid for through your income.

The second are the “when I die” needs.

These are of a much more permanent na-ture. Will pension, annuity or social secu-rity income need to be replaced? Is there a dependent adult child that needs to be cared for? What about fi nal expense, the cost of settling the estate and taxes? Are there legacy plans for your church, a fa-vored charity or school? “When I die” needs are those that are with you through-out your life, oftentimes increasing as we get older.

Life insurance, when used effectively, will provide the cash when money is needed most. Unfortunately, far too often, many choose the wrong insurance for their pur-poses. To guarantee that the funds are available when money is needed, it is primary to pair your needs with the right type of insurance.

Term life insurance has been designed specifi cally for those “if I die” needs. It is cheap and it is fi nite. Cheap at least in the early years, but, as we get older, it be-comes more and more expensive. Finite in that it is purchased for a fi xed period, 10 years, 20 years, even one year. For a family, a 20 year term policy could well provide affordable fi nancial protection until the youngest child is well into col-lege. The term would end about the same time as the need.Permanent life insurance, such as whole

life and universal life, is designed to be there when you die. It is effective at pro-viding for those more permanent needs. Initially, it is more expensive than term insurance; however the cost does not in-crease with age, and as long as the premi-um is paid, it will stay in force, never ex-piring. There is also the added benefi t of building a cash value which can be used for other needs - supplementing retire-ment income or long term care expenses.

By choosing the right life insurance poli-cy – matching the policy with your needs – you can assure that money will be avail-able when it is needed by those you care about most.

“If anyone does not provide for his own relatives and especially for members of

his immediate family, he has denied the faith: he is worse than an unbeliever.” 1 Timothy 5:8

Chuck Maher is a registered representa-tive with Wilbanks Securities, Inc. He is a Certifi ed Financial Planner® practitioner specializing in Christian value based fi nan-cial planning and investing. Chuck can be reached at [email protected] lo-cally at (719)481-0549.

Securities offered through and supervised by Wilbanks Securities, Inc.

Member FINRA SIPC4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515

(888)842-0202 Fee Based through Wilbanks Securities Advisory

Page 16: Snippetz Issue 562

16

SNIPPETZ® WEEKLY MAGAZINE

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