Smartphone challenge for banks in 2011

Smartphone challenge for banks in 2011

About IND

Leading European Vendor

Online Banking and Mobile Banking

14 years in business, 28 banking customers

Key customers: Raiffeisen Bank, Erste Bank, Intesa SanPaolo, Unicredit Bank

Key differentiator is User Experience

Mobile trends

Change in the Mobile Landscape

Old-style phones

Phone callsSMS texting

Smartphones

Phone callsSMS textingWeb browsingE-mailGamesWeatherMusic Banking!

Mobile trends

Platforms

✖

?

Android (HTC, Samsung, etc.)

Blackberry

iOS (iPhone, iPod, iPad)

Symbian (Nokia)

Windows Phone 7 (HTC, etc.)

Mobile Banking Technologies

AndroidBlackberryiOSSymbianWindows Phone 7

Browser (?!)+

Apps(faster, richer,

better UX)

Mobile Banking Services

Pay

Check balance and history

Download teaser app

Smartphone specific features

Always-on

Location

Code reader

Touch-to-call

Payments

One-time money transfer

Bill payments

Photo-a-bill

and

NFC payments are coming

Bank Feed

Feed the Information

Like the facebook

Marketing possibilities

Budgeting

Spending Categories

Killer apps (why use it?)

Balance check Locations

Payments

Bill Payment

Only 1 photo and 2 clicksDONE

IND Mobile Token

• Functions:- One-Time Password generation- Challenge/Response- Transactions signing

IND Internet Banking

IND Internet Banking

IND Internet Banking

IND Internet Banking

References

• National Bank of Oman

• CIB

• MKB

• FHB

• ZUNO

• Banca Transilvania

Speakerwiki oldal

Dr. Balázs VinnaiCEO

[email protected]

www.indgroup.eu