Smart Micro Credit Business Suite

Generix Solutions

Generix Solutions

TOC About Presentation

"No one can remember more

than three points." -- Philip Crosby

About Generix Solutions

Smart Micro Credit Business Suite

Loaning System of Smart Micro Credit Business Suite

Financial System of Smart Micro Credit Business Suite

Proposal of Smart Micro Credit Business Suite

Generix Solutions

Generix Solutions

About Generix Solutions

10+ Years of Working Experience

Serving 1000+ clients

Highly Experienced Staff

State of the Art Technology

Effective, Efficient & Quality

Solutions

Focus Our Attention & Resources

On Our Customers & Their Own

Customers.

Generix Solutions

Micro Credit Organization Clients of Generix Solutions

4+ Years of Working Experience

in field of Micro Credit

Introduce Product line - Smart

Micro Credit Business Suite

Experienced & Specialized

Technical Professional in field of

Micro Credit

Exposure of Analysis, Training &

Implementation

Continues Working on New

Modules & Reporting

Generix Solutions

About Generix Solutions

Product Line Smart Business Suite

Smart Micro Credit Business Suite

Smart HR, Payroll & Attendance

System

Smart e-POS System (Electronic Point of Sales)

Smart Restaurant Management

System

Group Activity Generix Solutions

Generix Host

Generix IT Audit

Generix tech

Generix Solutions

About Generix Solutions

Achievements

25000+ Installation of SMAP

Software all over the Pakistan

Joint hands with SMEDA

1000+ Generix Solutions Clients

all over the world

Maintaining Support Call Center

for 1000’s of Companies for all

over the world

Introducing “Computerized

Accounting Course ” for Inter,

Graduate level with SMEDA

Generix Solutions

Smart Micro Credit Business Suite

Loaning System

Complete Financial Suite

HR, Payroll & Attendance

System

Web & Client /Server Based

Environment

Integrated Solutions

Multi Branch System

Flexible System – Rules based

Multi Branch System live connectivity over Internet

Head Office - System

Exist

Internet

Head Office Data & System

Exist

Area Office

Branch Office

Generix Solutions

Smart Micro Credit Business Suite

3 Tier Architecture

New Technology being used (.NET Architecture , Microsoft Solutions, MS SQL Server)

Standards Being Adopted Benefits

Servers Family Data Warehouse, Information Server & Domain Server Architecture

Generix Solutions

Loaning System of Smart Micro Credit Business Suite

Centralized Application

Globally Accessibility

Ready Analysis on day to day bases

Global Tracking of Clients between Branches

Web Based Solution – Run over Internet

Centralized Technical Support as well as End User Support

No Installation & Other IT Procedures Required

Business Process

Client Info

Client Grouping & Product Selection

Case Approval/ Rejection

Loan Disburse

ment

Recovery System

MIS Reporting

Business Process Loaning System

For more info . . . List location or contact for specification (or other related documents)

Client CSC

Office Client

Record Verify Check Previous

Loan History

Input Client Data

Loan already in progress

Update Client Data

Loan Request

No

Client Info Record exists (Yes)

Yes

Product is MC (yes)

Input Household Family &

Business Info Sales / Purchases

Product is EDF / MIOP (yes)

Center &

Groups make

Disbursement &

Product Identification

Input Center no. Group and

Checque No. Details

Area / branch Wise Pending Disbursement report

Input Previous Loan EDF Loan Info Guarantor and

Recommendations

MC

Ledger

Client Ledger

Stationary A/C

Insurance A/C

Input client Detail

i.e. CO, Group

Submit case for approval

Client Info

EDF / MIOP

Client Information / Disbursement Process

2nd Loan is not allowed

Client info

Submit case to Area office

Case Approval & Recovery Process

Recovery List

Client/ Credit Officer

Bank

Disbursement Branch wise

Member wise CHECQUE entry

View pending

Cases for for Approval

Input Recovery

Update

Client Ledger

Ledger

Ledger

Client

Case pending

Approved

(No)

MER Approval

Area Manager Approval

Area Branch Credit officer Date to Date recovery list

Accountant enters Installment & Fine info client wise

Accountant

Deposit Cash Bank Receipt

Approved (yes)

Finance Department

Submit case to Area office

Main Users

• Analyze All Area’s & Branches

• All Products

• All Clients

Head Office

• Analyze Branches

• Details of Credit Officers

• Products & Clients details

Area

• Analyze Credit Officers

• Clients Analysis

Branch

Generix Solutions

Major Features

Basic Definition (Area, Branch, District, Village, Business Type, Loan Donors, Education & Institution)

Product Definition (Interest Ratio, Monthly Installment , Risk Coverage, Loaning Period, Min Max Loan Amount)

Individual Loaning OR Group Loaning (Min Max Groups Members & Sub Grouping like Center and Groups)

Approval Required OR Not (Complete Approval Mechanism)

User Definition (Credit Officers Targets, Branch Manager, Rights of Every Screen & Option)

Generix Solutions

Major Features Client Definition

(Unique Client Database, Old, New NIC, Personnel & Business Information)

Case Submission (Approval Mechanism, Submission, Approval Non Approval Tracking & Branch Manager, Area Manger and then MER Approval Required)

Disbursement Module (LDF Generation, Group Disbursement & Single Client Disbursement, Postings, Un Posting, LDF Client Rejection )

Recovery Module (Individual & Group Analysis, Simple Two Clicks Recovery Solution)

Other Modules (Death Case, Portfolio Transfer, Backups & Management Tools)

Reporting (Up to 30 Reports Covering Client, CO, Branch, Area, Management Analysis)

Generix Solutions

Financial System of Smart Micro Credit Business Suite

Centralized Application

Ready Analysis on day to day bases

Branch Level Accounting with User Rights

Integrated with Loaning System

Cost Centers Analysis

Chart Of Accounts Comprehensive 4 Level

Cost Centers Donors, Branches, Phases,

Projects / Products

Branch Level Accounting

Integrated With Loaning System

Accounts Department ( Chart of Accounts )

Draw all Financial Statements

• Balance sheet • Profit & Lose • Cash flow etc.

( 1st Level )

• Fixed Asset • Current Asset • Current Liabilities • Long-term Liabilities • Capital Revere

( 2nd Level )

• Building • Furniture & Fixture • Vehicles • --------------------- • ------------------------

( 4th Level )

• MCB Bank 4094

• Standard Charted • Citi Bank • Askari Bank

Analysis code optional

Transaction Level

• Cash Payment Voucher • Bank Payment Voucher

Branch/ Donor/ Phases/ Projects

• Head Office

• Branch 1 • Branch 2

• Shop Lahore

• Donor - PPAF Phase 1

Cost Center

Branch/ Donor/ Phases/ Projects wise Reports

• Departmental • Trial Balance

• Departmental • Financial Statement

• Departmental • Profit & Lose

• - - - - - - - -- - - - - - -

( 3rd Level )

• Building 1

• Building 2 • Office Furniture • Van LXE 0719 • Cash in hand • Banks

Cash Payment Voucher

Voucher Entry Level

( 4th Level ) ( 3rd Level ) ( Debit )

( Credit )

Generix Solutions

Major Features

Basic Definition (Area, Branch, Donor, Phases, Products, Departments, Users & Defaults)

Chart Of Accounts Definition (4 level, Comprehensive, Flexible Chart, No Coding for First 2 Levels, Unlimited 4th Level Accounts)

Cost Centers Analysis (Donor, Phases, Products, Departments & Branches wise Analysis)

Accounts Receivables

Accounts Payable

Generix Solutions

Major Features

Branch wise voucher entries & Tracking

Sub Ledger Analysis & budgeting.

Type & Monthly Voucher Entries.

Journal Voucher & General Ledger.

Trial Balance & Audit Trail.

General Journal & Day Books.

Expense Analysis & Banks Reports.

Budgets estimation period wise and Comparisons.

Generix Solutions

Major Features

Income & Expenditure Accounts, Balance Sheet

Accounts level wise Extensive Reports.

Cash/Bank Payments.

Supplier Payments.

Cash/Bank Receipts.

Cash / Bank Accounts detailed activity.

Generix Solutions

Proposal of Smart Micro Credit Business Suite

Financial Costing Variables with Respect to Organization (Change Analysis, Customizations, New Reporting, Change of Business Structure, Implementation, Training Work & Size of Organization)