Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame logo), which it awards to individuals who successfully complete initial and ongoing certification requirements. Investing always involves risk and you may incur a profit or loss. No investment strategy can guarantee success. Raymond James & Associates, Inc. member New York Stock Exchange/SIPC. Gene Melamud, MBA, CFP®, CRPS®, Senior Vice President, Investments, 2401 West Bay Drive, Largo, FL 33770 // O 727.584.8615 TF 800.237.0153 // LLN32D 2017-038928/07272020 You just turned 66, had a blast at the office party in your honor, said goodbye to the water-cooler crowd and are heading toward that great unknown called retirement. But now you’re getting a little nervous, wondering if your money will last as long as you do. So, how exactly will you turn your retirement nest egg into a steady paycheck? Income that can weather inflation, market ups and downs, unexpected expenses, and, yes, longevity. Sound daunting? It doesn’t need to be. In this class we’ll offer strategies that can help you make the most of what you have to live on—for life! Presented by Gene Melamud, Senior Vice President of Investments, Raymond James. WEDNESDAY, MAY 16, 2018 AT 6 PM LARGO COMMUNITY CENTER 400 ALT. KEENE ROAD LARGO, FL 33771 RESERVE SEATING AT FRONT DESK 727.518.3131 OR CONTACT RAYMOND JAMES 727.584.8615 GENEMELAMUD.COM SMART INVESTMENTS How to Invest Aſter You Retire