Smart Computers Processing Network

eProcessing Network

Cloud-Enabling the Real WorldTransaction Processing Solutions Guide

www.eProcessingNetwork.com

© 2013 eProcessing Network, LLC. All Rights Reserved.

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eProcessing Network (ePN) is helping small to mid-sized merchants realize unlimited business opportunities and pro�ts with the continued expansion of eCommerce and the Mobile marketplace. The ePN Secure Payment Gateway enables merchants to securely process real-time credit card, debit card, check, and gift & loyalty transactions from their website, store-front, or mobile device.

With the simplicity of one gateway account, merchants can streamline their business processes, payment of fees, consolidate billing & reporting, and manage their account through the ePN centralized Merchant Support Center. eProcessing Network o�ers a multitude of reliable and secure solutions and services to help merchants run their businesses more e�ciently, allowing them to step out of the o�ce and in front of the customer.

For more information on how eProcessing Network can work for you, visit us online at www.eProcessingNetwork.com.Contact Us For Answers:

ePNRetaileProcessing Network enables merchants to securely process swiped credit card, check and gift card/loyalty transactions from a Point-Of-Sale device through their existing Internet-connected computers.

ePNMobileePN gives Mobile merchants the capability to use their own Smart phone or Tablet, combined with our bi-directional, encrypted card reader attachment, to process secure transactions anywhere they’re doing business.

ePNPlugIn for QuickBooks®Our certi�ed, PA-DSS plug-in allows merchants to simplify their accounting procedures and easily integrate real-time transaction processing into their QuickBooks account management software.

ePNCartThis easy-to-implement, customizable shopping cart provides merchants with the ability to support an online storefront and is designed to help merchants increase sales with valuable, hard-earned online shoppers.

ePNInventoryThe ePN integrated inventory management solution gives merchants the tools to manage inventory levels and adjust product quantities as sold, through any of ePN's payment gateway solutions.

ePNRecurThe integrated ePN recurring transaction solution allows merchants to sell merchandise in installment payments and o�er products and services to their clientele on a subscription or membership basis.

ePNBillPay The eProcessing Network online bill payment solution helps merchants manage their accounts receivable online, generate email invoices, and receive electronic payments – all without a separate website or additional accounting software.

ePNCDMOur Customer Data Manager (CDM) provides merchants with a centralized database portal to help them connect and manage their customers more e�ectively.

ePN #2021 © 2013 eProcessing Network, LLC. All Rights Reserved. All trademarks are the property of their respective holders.

Cloud-Based TransactionProcessing Solutions and ServicesCloud-Enabling the Real World

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eProcessing Network’s Java Point-Of-Sale (POS), ePNRetail, software for Windows®-based PCs and laptops interacting with our cloud-based gateway, enables merchants to securely process credit, PIN debit, signature capture, check, gift card and loyalty transactions. With our simple and intuitive user-interface and robust features, merchants can start accepting electronic payments quicker and easier.

ePNRetailCloud-Based POSProcessing Solutions


For more information on how ePNRetail can work for you, visit us online at www.eProcessingNetwork.com.

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ePNRetail Bene�ts to the Merchant

• Fully-Functioning – the ePNRetail application — ePNJPOS — supports card and check readers, cash drawers, scanners, and PIN pad/signature capture devices.

• A�ordable – with the use of their own existing computers, printers and Internet access to process secure payments, merchants can use ePNRetail without having to pay extra for additional hardware and connectivity.

• Automated – detailed, consolidated transaction reporting reduces the amount of errors caused by manual entry.

• Integrated – ePNRetail integrates easily with ePNPlugIn for QuickBooks® and ePNInventory to simplify the merchant’s daily business activities.

• Customizable – receipts can be customized and printed to the merchant’s existing Windows®-compatible printer or receipt printer, or sent electronically, providing added convenience.

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eProcessing Network o�ers a complete suite of mobile products and services for the on-the-go merchant, enabling them to succeed in today’s competitive market. With ePNMobile Pro, our cloud-based solution, small to mid-sized merchants can easily and quickly enter the mobile arena. With a quick download of the ePNMobile app on their own smart phone or tablet, merchants can securely process any form of accepted electronic payment from virtually anywhere.

ePNMobileMobile Processing Solutions


For more information on how ePNMobile can work for you, visit us online at www.eProcessingNetwork.com.


ePNRetail Bene�ts to the Merchant

• Cost Savings – Merchants can use the ePNMobile Pro encrypted, bi-directional audio-jack card reader to qualify for swiped rates.

• Enhanced Security – Mobile transactions are never stored on the merchant’s phone - only through the PCI compliant, ePN Secure Payment Gateway.

• Versatility – Merchants can process payments securely away from their store-front or back-o�ce and can consolidate reports through a single, cloud-based gateway account.

• Ease-of-Use – Through the ePN Merchant Support Center, merchants can manage multiple devices from one centralized location.

• Flexibility – Merchants can simplify their business by choosing any combination of services & solutions all managed through a single merchant account.

• Compatibility – ePNMobile Pro has many con�gurable options that include downloading transactions into accounting software solutions, inventory management, and signature capture.

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eProcessing Network o�ers ePNPlugIn for QuickBooks®, a robust plug-in that allows merchants real-time processing of credit card, debit card and check transactions directly within QuickBooks, the leading accounting software. The ePNPlugIn is compatible with QuickBooks® Pro, QuickBooks® Premier and QuickBooks® Enterprise Solutions and easily downloads the merchant’s Internet, POS, Mobile and Recurring Transactions directly into their QuickBooks solution.

ePNPlugInforPayments Module


For more information on how ePNPlugIn can work for you, visit us online at www.eProcessingNetwork.com.


ePNPlugIn Bene�ts to the Merchant

• Cost Effective – merchants use their existing processor relationship to download transactions directly within QuickBooks in one, easy step; avoiding double-entry and saving them additional processing fees. Since ePNPlugIn supports readers like the MagTek USB MagSwipe, merchants can qualify for lower, swiped transaction rates.

• Real-Time – the processing of sales against invoices or receipts is automatic; merchants receive a real-time approval or decline at the time of sale and can also process voids and returns through the QuickBooks interface.

• PCI Compliant – having PA-DSS Certi�cation signi�cantly reduces security risks and compliance issues regarding sensitive payment information, assuring merchants that the ePN solution has met all of the comprehensive requirements enforced by the PCI Council.

• Versatile – merchants are able to process multiple types of payments through multiple channels, enabling them to meet the needs of their diverse customer base.

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eProcessing Network's Java Point-Of-Sale , ePNJPOS, software for Windows®-based PCs and laptops enables merchants to securely process credit, PIN debit, check, gift card and loyalty transactions. Our simple, intuitive user-interface allows merchants to process payments securely through their in-store computer, backed by the power and security of the ePN Secure Payment Gateway.

ePNJPOSSecure Point-Of-Sale Transaction Processing Services


For more information on how ePNJPOS can work for you, visit us online at www.eProcessingNetwork.com.


ePNJPOS Bene�ts to the Merchant

• Cost-Effective – Since ePNJPOS works seamlessly with the merchant’s existing computer and internet connection, and customizable receipts can print to existing printers, there’s no need to purchase additional machines or telephone lines.

• Real-Time Settlement – merchants receive real-time responses from cardholder’s issuing banks, and batches are automatically settled every day.

• Efficient – detailed, consolidated transaction reporting helps merchants manage their business more e�ectively.

• Versatile – ePNJPOS integrates easily with ePN’s secure ePNPlugIn for QuickBooks® and ePNInventory.

ePNJPOS supports cash drawers, scanners, card and check reading terminals, and PIN pad/signature capture devices, including:

• Equinox L5300 – a state-of-the-art, customer-facing, payment terminal that gives the user the ultimate experience with color, touch-screen capabilities, PIN debit, and signature capture.

• VeriFone® PINpad 1000se – a low-cost option for accepting PIN debit cards.

• MagTek® USB MagStripe Swipe Reader – for a�ordable credit card processing.

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eProcessing Network o�ers ePNCart, an easy-to-implement, customizable shopping cart solution for merchants interested in having an online storefront. ePN is integrated into all major, third-party shopping carts, and since there is no software installation needed, merchants can start accepting payments with just a "�ick of the switch." Combined with the power of the ePN Secure Payment Gateway, online merchants can bene�t from the unlimited, income-generating opportunities that are available with the explosion of eCommerce.

ePNCartTurn any Website Intoan Online Storefront


For more information on how ePNCart can work for you, visit us online at www.eProcessingNetwork.com.


ePNCart Bene�ts to the Merchant

• Easy-to-Implement – a simple, intuitive user-interface means that merchants don’t have to download any special software or need to have special programming skills to implement the shopping cart.

• Customizable – the customization of the ordering pages enables merchants to seamlessly blend the look and feel with their existing web pages.

• Secure – SSL Encryption gives merchants peace of mind knowing they can process transactions securely.

• Versatile – multiple payment options allow merchants to attract more customers.

• Robust – administrative tools and reporting features provide merchants with easier management of their online stores.

• Compatible – ePNCart is easy to integrate with other ePN solutions, such as ePNShip, our powerful, live shipping calculator.

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ePNInventory, eProcessing Network’s integrated inventory management solution, enables any merchant to manage their inventory levels, receive automated alerts and track product sales through their existing ePN Secure Payment Gateway account. Cost-e�ective and reliable, ePNInventory is the ideal solution for merchants who need an automated inventory management system, but don’t have the funds or technical resources to build their own solution. Easy-to-learn and implement, providing a suite of reports and noti�cations, ePNInventory allows merchants to focus on driving the success of their business, instead of creating software to manage it.

ePNInventoryIntegrated InventoryManagement


For more information on how ePNInventory can work for you, visit us online at www.eProcessingNetwork.com.


ePNInventory Bene�ts to the Merchant

• Easy-to-Implement – with no software required, merchants can easily integrate the inventory management software into their business solutions.

• Versatile – ePNInventory records and tracks product sales as they are processed through the Online Terminal, ePNJPOS and ePNMobile.

• Automated – when a product is purchased, inventory levels are automatically adjusted, providing an up-to-date tracking of product assortment and quantity levels.

• Accurate – Real-time reporting accurately tracks sales and seasonal trends, virtually eliminating out-of-stock situations.

• Secure – the security of the ePN Payment Gateway ensures that the merchant’s product database will not be compromised.

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eProcessing Network o�ers ePNRecur, an optional recurring transaction processing service that allows merchants to sell merchandise in installment payments and o�er products and services to their clientele on a subscription or membership basis.

ePNRecurRecurring Transaction Processing Services


For more information on how ePNRecur can work for you, visit us online at www.eProcessingNetwork.com.


ePNRecur Bene�ts to the Merchant

• Flexible – with ePNRecur, merchants can specify the recurring payment method for each transaction including, type, amount, frequency and quantity of recurrences.

• Secure – ePNRecur takes full advantage of the power behind the ePN Secure Payment Gateway, giving merchants the con�dence in knowing that their customer information will not be compromised.

• Efficient – merchants can easily specify the repetition and frequency for payments, eliminating manual billing processes that cost time and money.

• Cost Effective – through robust reports, merchants can proactively manage upcoming credit card or subscription expirations, to help reduce the number of authorization declines.

• Compatible – ePNRecur is integrated with our full suite of secure, real-time transaction processing services, within the ePN Merchant Support Center.

• Customer Retention – by providing �exible and automated billing plans and subscriptions, merchants can truly meet the needs of their customers, and keep them coming back more frequently.

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ePNBillPay, the integrated, online Bill Payment Solution from eProcessing Network allows merchants to manage their accounts receivable online, generate and distribute email invoices, and receive electronic payments – without the additional costs of maintaining a separate website or purchasing expensive accounting software.

Through ePN’s Merchant Support Center, merchants can customize invoices with their business logo, and create and manage their accounting processes to help stay up-to-date with invoicing, real-time noti�cations and tracking of customer payments.

ePNBillPayOnline Bill PaymentSolutions


For more information on how ePNBillPay can work for you, visit us online at www.eProcessingNetwork.com.


ePNBillPay Bene�ts to the Merchant

• Reduce Expenses – merchants can reduce the amount of time and money normally spent on manually generating and mailing paper invoices.

• Cost-Savings – by automating the accounting process, merchants can expect to receive customer payments quicker and deposit money in the bank faster.

• Reduce Errors – with a direct deposit of payments, “bad check” expenses are minimized and late payments from customers are reduced.

• Automated – merchants can utilize ePNBillPay in conjunction with ePNInventory, our automated inventory management system.

• Secure – since all customer data is stored on ePN’s PCI-compliant, Secure Payment Gateway, merchants are assured that sensitive data won’t be compromised.

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Connect and manage your customers more e�ectively and easily with ePNCDM, eProcessing Network’s Customer Data Manager, our premier and secure centralized database portal. ePNCDM helps merchants store and manage sensitive customer data in the secure ePN cloud-based environment and allows merchants to:

• Store/update customer preferred payment methods• Store/update customer bill to/ship to methods• Charge and re-bill customers for one-time purchases

ePNCDMeProcessing Network’s Customer Data Manager


For more information on how ePNCDM can work for you, visit us online at www.eProcessingNetwork.com.


ePNCDM Bene�ts to the Merchant

• Secure – since ePNCDM is hosted in eProcessing Network’s secure, cloud-based environment, there’s no software to download, and it’s easy to access from any device – anywhere, anytime.

• Payment Flexibility – with the ability to store customer preferred payment methods, merchants can easily facilitate repeat purchases.

• Intuitive – easy access to customer data and purchasing preferences gives merchants the ability to provide superior customer service.

• PCI Compliant – since the ePN cloud-based portal is PCI certified, merchants can feel con�dent that sensitive customer data won’t be compromised.

• View customer transaction history• Import and export customer data• Analyze and sort customer data

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eProcessing Network’s Order Form Generator solution is perfect for the merchant who wants to establish an online presence, but �nds that the functionality and cost of implementing traditional shopping carts is too much for their needs. The Order Form Generator is an easy-to-use, HTML code generator used to design all types of web-based payment solutions. Besides generating pages that sell the merchant’s product, this simple, template-driven design engine can create pages to support additional functionality such as donation solicitations, membership renewals and fundraising events.

Order Form Generator Bene�ts to the Merchant

Order Form GeneratorCreate Web Pages in Minutes


For more information on how Order Form Generator can work for you, visit us online at www.eProcessingNetwork.com.


• Reduce Expenses – with the lower cost of the Order Form Generator, in comparison to the typical shopping cart solutions, the merchant can easily integrate a cost-e�ective eCommerce solution into their business model.

• Straightforward – the step-by-step process of the HTML Code Generator is easy to modify and lets the merchant create and update web content quickly and on-the-�y.

• Customizable – an intuitive user-interface enables the merchant to design as many individual pages as needed, all with the same look and feel as their existing website.

• Integrated – the Order Form Generator is easy to integrate with ePNPlugIn for QuickBooks®.

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eProcessing Network o�ers ePNShip, a real-time shipping rate calculator that is fully integrated into ePNCart, our secure, easy-to-implement and customizable shopping cart for merchants who manage Internet storefronts. Merchants who maintain an online presence can use ePNShip to o�er their customers the �exibility of choosing the shipping method that works best for them.

ePNShip o�ers live calculations for the U.S. Postal Service, FedEx (both domestic and international) and UPS, or any combination chosen. With such variety, merchants can easily o�er shipping solutions tailored to the speci�c products they sell and still remain competitive on the Internet.

ePNShipReal-Time Shipping Rate Calculator

For more information on how ePNShip can work for you, visit us online at www.eProcessingNetwork.com.

ePNShip Bene�ts to the Merchant

• Efficient – utilizing ePNShip in conjunction with the powerful ePNCart means merchants don’t have to spend precious time setting up an account with a di�erent third-party provider.

• Cost-Savings – applying live shipping costs and handling fees based on accurate order information such as weight, source, destination ZIP codes, and product type ensures that merchants don’t lose money on their shipping service.

• Customizable – merchants can easily de�ne shipping solutions and add handling fees to orders placed via their site, giving them even more opportunity for customization.

• Flexible – ePNShip allows merchants to easily de�ne which shipping services to o�er their customers, so they can tailor shipping solutions based on their product.

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To help merchants acquire and retain corporate and government clients and maintain a competitive advantage in the small to mid-sized arena, eProcessing Network (ePN) o�ers Merchant Level III – Enhanced Data Processing through multiple processing platforms. ePN leverages their combined knowledge and experience to bring Business-to-Business (B2B) and Business-to-Government (B2G) eCommerce to merchants interested in processing commercial and high-ticket transactions. Level III processing requires the most robust and detailed amount of transaction data, including item commodity code, description, quantity and tax rates for transmission.

ePN Level IIIEnhanced Data Processing


For more information on how ePN Level III can work for you, visit us online at www.eProcessingNetwork.com.


ePN Level III Bene�ts to the Merchant

• Reduced Rates – detailed transaction information is passed through the secure and PCI-compliant ePN Online Terminal allowing merchants to process commercial transactions quickly and at a substantially lower exchange rate.

• Seamless Integration – Level III enhanced data is seamlessly integrated into ePN business management tools such as ePNInventory, ePN Customer Data Manager (CDM), and ePNBillPay.

• Robust Customer Reporting – merchants can easily track Level III purchases, reconcile accounts, and analyze detailed transaction data to better understand how their money is being spent, and reduce the number of disputes and chargebacks.

• Enhanced Customer Base – merchants can attract new business partners and build their client base by fostering relationships with large corporations and government agencies.

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