Smart Cards Workshop – Budapest, 2002 Multifunctional Smart Card for Doctors in Hungary – a working smart card implementation Dr. László Békési Hungarian Medical Association E-mail: [email protected]http://www.mok.hu/ Dr. Pál Simon Templar Partnership Co E-mail: [email protected]
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Smart Cards Workshop – Budapest, 2002 Multifunctional Smart Card for Doctors in Hungary – a working smart card implementation Dr. László Békési Hungarian.
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Smart Cards Workshop – Budapest, 2002
Multifunctional Smart Card for Doctors in Hungary – a working
What was the motivation for the initiation of the project?What was the motivation for the initiation of the project?What was the motivation for the initiation of the project?What was the motivation for the initiation of the project?
The Hungarian Medical Chamber The Hungarian Medical Chamber received an administrative task with legal backgroundreceived an administrative task with legal background
Requirements:Requirements:„Only HMA members can do medical practice”
„Every physician has to be registered in the data base”„Every physician must have the valid official licence”
• Implementation of the functions of an authentic medical licence for the members of the Hungarian Medical Association (also referred as Medical Chamber)
• Implementation of banking services of European standard, supporting the practice of the Chamber members and their way of life by introducing a multifunctional smart card.
• Implementation of the requirements of the international standards (EMV, CEN-TC224, TC251, ISO, Europay), and possible evolution towards Health Professional Cards.
- bank services would support the working and life conditions of bank services would support the working and life conditions of physicians;physicians;- the official administartive function would be realised with modern the official administartive function would be realised with modern means;means;- new, creative role for the bank.new, creative role for the bank.
- bank services would support the working and life conditions of bank services would support the working and life conditions of physicians;physicians;- the official administartive function would be realised with modern the official administartive function would be realised with modern means;means;- new, creative role for the bank.new, creative role for the bank.
The concept of the project could be correct, because:The concept of the project could be correct, because:The concept of the project could be correct, because:The concept of the project could be correct, because:
- the two different services may have been inconsistent with each the two different services may have been inconsistent with each other;other;- the rigorous data protection requirements may have caused several the rigorous data protection requirements may have caused several problems.problems.
- the two different services may have been inconsistent with each the two different services may have been inconsistent with each other;other;- the rigorous data protection requirements may have caused several the rigorous data protection requirements may have caused several problems.problems.
The concept of the project had the following risks :The concept of the project had the following risks :The concept of the project had the following risks :The concept of the project had the following risks :
Special task : very rigorous and accurate data protectionSpecial task : very rigorous and accurate data protectionSpecial task : very rigorous and accurate data protectionSpecial task : very rigorous and accurate data protection
HMA had no major financial resources for the project therefore the HMA had no major financial resources for the project therefore the solution needed „sponsors”. This could add new services to the card solution needed „sponsors”. This could add new services to the card (bank services - optional)(bank services - optional)
HMA had no major financial resources for the project therefore the HMA had no major financial resources for the project therefore the solution needed „sponsors”. This could add new services to the card solution needed „sponsors”. This could add new services to the card (bank services - optional)(bank services - optional)
The proof of the official medical licence has to be modern and it The proof of the official medical licence has to be modern and it should prepare the way for the health professional cardshould prepare the way for the health professional cardThe proof of the official medical licence has to be modern and it The proof of the official medical licence has to be modern and it should prepare the way for the health professional cardshould prepare the way for the health professional card
• Multifunctional Smart Doctor Card System (MSDC) implementation that satisfied the listed requirements and still left possibilities for further improvements
Multifunctional chip with divided functions: - credit/debit bank function- special medical professional functions
Multifunctional chip with divided functions: - credit/debit bank function- special medical professional functions
MSDCHUNGARIAN MEDICAL
CHAMBER * CIBIT REALISATIONFOLD-R Co: Application software, Personalisation, Photo digitalisationReader/writer equipments (50)CIB Bank Co:Assembling and roll-out and distribution of the cardsBULL-HUNGARY:Transporting of the smart cards (40.000), IT Support, EMV Standard knowledge, Know how (Sesam Vitale)
IT REALISATIONFOLD-R Co: Application software, Personalisation, Photo digitalisationReader/writer equipments (50)CIB Bank Co:Assembling and roll-out and distribution of the cardsBULL-HUNGARY:Transporting of the smart cards (40.000), IT Support, EMV Standard knowledge, Know how (Sesam Vitale)
PHOTODIGITALISATION
PHOTODIGITALISATION
Type of card: EMV OTS hibrid smart card (Bull)Traditional magnetic stripe: Cirrus/Maestro (Europay) Standards: EMV OTS Europay, based EMV,Off-the-Shelf international standard Credit-Debit mask (Bull)ISO/IEC 7816 standards and the EMV 3.1.1. specification
Type of card: EMV OTS hibrid smart card (Bull)Traditional magnetic stripe: Cirrus/Maestro (Europay) Standards: EMV OTS Europay, based EMV,Off-the-Shelf international standard Credit-Debit mask (Bull)ISO/IEC 7816 standards and the EMV 3.1.1. specification
PROJECT MANAGEMENT:Templar Partnership Company, BudapestPROJECT MANAGEMENT:Templar Partnership Company, Budapest
Further informatics supporting services for the members and the Further informatics supporting services for the members and the administrative Chamber functions of the HMCh :administrative Chamber functions of the HMCh :Further informatics supporting services for the members and the Further informatics supporting services for the members and the administrative Chamber functions of the HMCh :administrative Chamber functions of the HMCh :
MULTI-FUNCTIONAL
TRANSACTIONS
MSDCHUNGARIAN MEDICAL
CHAMBER * CIB
Issue of the authentic Issue of the authentic medical licence for the medical licence for the members:members: • 38.000 cards are issued, 38.000 cards are issued, • out of these 31.000 areout of these 31.000 are distributeddistributed. . • out of these approxout of these approx 40% are activated as a40% are activated as a bank card, too.bank card, too.
Issue of the authentic Issue of the authentic medical licence for the medical licence for the members:members: • 38.000 cards are issued, 38.000 cards are issued, • out of these 31.000 areout of these 31.000 are distributeddistributed. . • out of these approxout of these approx 40% are activated as a40% are activated as a bank card, too.bank card, too.
• continuous supply of the authentic practice licence for the all HMCh members;continuous supply of the authentic practice licence for the all HMCh members;• continuous supply of the authentic practice licence for the all HMCh members;continuous supply of the authentic practice licence for the all HMCh members;
• MSDC application for recording the education and qualification data;MSDC application for recording the education and qualification data;• MSDC application for recording the education and qualification data;MSDC application for recording the education and qualification data;
• preparation of MSDC for the implementation of digital signature, preparation of MSDC for the implementation of digital signature, • preparation of MSDC for the implementation of digital signature, preparation of MSDC for the implementation of digital signature,
• medical professional functions in health insurance and in health care. medical professional functions in health insurance and in health care. • medical professional functions in health insurance and in health care. medical professional functions in health insurance and in health care.
EUROPAY hybrid EMV OTS Cirrus – Maestro standards provideEUROPAY hybrid EMV OTS Cirrus – Maestro standards provideSpecial bank services for the members of HMCh:Special bank services for the members of HMCh:EUROPAY hybrid EMV OTS Cirrus – Maestro standards provideEUROPAY hybrid EMV OTS Cirrus – Maestro standards provideSpecial bank services for the members of HMCh:Special bank services for the members of HMCh:
• Participation in establishment of private health insurance funds;Participation in establishment of private health insurance funds;• Participation in establishment of private health insurance funds;Participation in establishment of private health insurance funds;
• Supporting the medical education;Supporting the medical education;• Supporting the medical education;Supporting the medical education;
• Preferencial credit for young physicians starting out on a career;Preferencial credit for young physicians starting out on a career;• Preferencial credit for young physicians starting out on a career;Preferencial credit for young physicians starting out on a career;
• Preferential credit for modernisation of medical consulting room;Preferential credit for modernisation of medical consulting room;• Preferential credit for modernisation of medical consulting room;Preferential credit for modernisation of medical consulting room;
• ~ 40,000 members of Hungarian Medical Chamber• ~ 38,000 cards are issued (roll-out in June 2000)• ~ 31,000 cards are delivered• ~ 12,500 are used as a bank card (debit card) as
well• Possible other usage:
– loyalty card– key card for SW-s– bank loan / credit card– other price reductions, loyalty
• Problems about protection of personal data (card delivery)