Slides Taklimat Asb Cimb Short Version

8/18/2019 Slides Taklimat Asb Cimb Short Version

http://slidepdf.com/reader/full/slides-taklimat-asb-cimb-short-version 1/20

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SESI PERKONGSIAN ILMUMENGENAIAMANAH SAHAMBUMIPUTERA (ASB)Oleh CIMB Bank Berhad

ASEAN FOR YOUPenceramah;

RAHMATULLAH BIN AHRA!IERUS

BUSINESS E"ELOPMENT



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Pos Besar Kuching PTPTN Kuching

SK Mejar Jeneral

Se#$ Perk%n&#$an Ilm' Tekn$kKha# Mela'r



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Kem Tentera Penrissen

Se#$ Perk%n&#$an Ilm' Tekn$kKha# Mela'r

SMK Muara Tuang



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Jemaah Nair Mela!a

Jemaah Nair Ta"au



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Tahun #i$i%en & Bonus &

JumlahKeseluruh

an&

2003 7.25 2.00 '()*

2004 7.25 2.00 '()*

2005 7.25 1.75 '(++

2006 7.30 1.25 ,(**

2007 8.00 1.00 '(++

2008 7.00 1.75 ,(-*

2009 7.30 1.25 ,(**

2010 7.50 1.25 ,(-*

2011 7.65 1.15,(,+

2012 7.75 1.15 ,('+

2013 7.70 1.00 ,(-+

2014 7.50 1.00 ,(*+

Rek%d Pen&a&$han

Pendaa*an ASB(+,,-.+,/0)



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• Selama* 1 Ter2am$n

• Pen&'r'#an dana 'n$*amanah 3an&

r%4e#$%nal %leh $hak

ASNB5PNB• P'lan&an 3an& le$h *$n&&$

erand$n& P'lan&anTe*a (6$7ed

e%#$*)

• Pen&ec'al$an C'ka$

($8$den5B%n'#)• Ke*enan&an 6$k$ran

• Perl$nd'n&an a*a#ela'ran %k%k

(RM/ 9am$nan M%dal)

Man4aa*ASB

Kele$han mela'r d$ dalam ASB

• Pend$d$kan Anak.Anak

• Uah#'a$ R'mah

• Per#araan A:al

• Pern$a&aan Kec$l.kec$lan

• Perc'*$an Kel'ar&a• Pen&'m'lan Har*a

Caa$ Ma*lama* Anda



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Pem.ia/aan

ASB

Sim0anan.ulanan

ASB

Yang mana le.ih menguntung!an1



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Per.an%ingan 0ela.uran melaluiS2MPANAN PER2BA#2 3 PEMB2AYAAN ASB4

Komitmen Bulanan

Komitmen Tahunan

Dividen @ 7.70%

Apabila BerlakuKematian/Hilang

Upaa Kekal

!impanan Bulanan

RM 275.00

RM3,300.00

RM1,787.50 x 7.70% =

"#$7.&'

RM3,300.00 + RM137.64

= "#('7.&'

)embiaaan A!B*"#+0(000 @ 0 tahun,

RM275.00

(monthly repayment)

RM3,300.00

RM50,000.00 x 7.70% =

"#(-+0.00

RM50,000.00 +

RM3,850.00 =

"#+(-+0.00



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TEKNIK KHAS MELABUR



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EKNIK- EKNIK PELABURAN ASB YANG MURAH,

MUDAH & BIJAK



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ASB 5OAN S2MU5ATOR

ASB 2n$est( Amt( )++6+++(++ ASB 5oan )++6+++(++#i$( Rate ,& 2nterest Rate *()+&#uration )+ Tenor )7+

Future 8alue 9:';)6<'<(7;= 2nstalment 9:<6;7)(<<=B/ >2MB 5oan

Year ASB Princi0al #i$i%en% 0(a Y?E ASB Princi0al Acc #i$ 5oan Bal

< )++6+++(++ <@6+++(++ )<@6+++(++ <@6+++(++ <'76<*@(-7

) )<@6+++(++ <-6),+(++ );;6),+(++ ;;6),+(++ <,,6++)()'

; );;6),+(++ <,6@@)(7+ )*<6'7)(7+ *<6'7)(7+ <,<6*)+(+-

7 )*<6'7)(7+ )+6<**(;' )-)6+'-(-' -)6+'-(-' <-76@')(@)

* )-)6+'-(-' )<6-@-(,) )';6,@*(@) ';6,@*(@) <@-6*+<(**

@ )';6,@*(@) );6*+'()* ;<-6;-7(,@ <<-6;-7(,@ <*'6')-(*<- ;<-6;-7(,@ )*6;,'('' ;7)6-@7(,* <7)6-@7(,* <*<6'*+(<+

, ;7)6-@7(,* )-67)<(<' ;-+6<,@(+7 <-+6<,@(+7 <7;6*7-(,;

' ;-+6<,@(+7 )'6@<7(,, ;''6,++('; <''6,++('; <;76@',(+,

<+ ;''6,++('; ;<6',7(+- 7;<6-,*(++ );<6-,*(++ <)*6;--(+<

<< 7;<6-,*(++ ;76*7)(,+ 7@@6;)-(,+ )@@6;)-(,+ <<*6**'(*)

<) 7@@6;)-(,+ ;-6;+@()) *+;6@;7(+) ;+;6@;7(+) <+*6)<'(<,

<; *+;6@;7(+) 7+6)'+(-) *7;6')7(-* ;7;6')7(-* '76;),(<*

<7 *7;6')7(-* 7;6*<;(', *,-67;,(-) ;,-67;,(-) ,)6,*-(+,<* *,-67;,(-) 7@6''*(<+ @;767;;(,) 7;767;;(,) -+6--*(<+

<@ @;767;;(,) *+6-*7(-< @,*6<,,(*; 7,*6<,,(*; *,6+7'(@*

<- @,*6<,,(*; *76,<*(+, -7+6++;(@< *7+6++;(@< 776@7@(7'

<, -7+6++;(@< *'6)++()' -''6)+;('+ *''6)+;('+ ;+6*)'(*<

<' -''6)+;('+ @;6';@(;< ,@;6<7+()< @7-6<7+()< <*6@@+(@'

)+ ,@;6<7+()< @'6+*<()) ';)6<'<(7; @',6'<<(7; +(++



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)++6+++ <'+6''' '6++<'6++< C *<6'7) @+6'7;Mo%al ;'6*;@

Untung Bersih )<67+- D*7&A$erage <,& setahun

- <EARS PLAN (/=> ROI)



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)++! D ;+ /ears

Pa/ <st /ear an% userolling %i$i%en% techniGue

)++6+++ 9Huture $alue= <;6<,+ 9ca0ital=

<,@6,)+ 0roHit "ithin ;+ /ears

A$erage annual return RM @6))- D7-&

0?> ROI



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?,> ROI

@@ Ca$*al RM/-/=, $8$den RM/,,, Balance ca#h RM+=+,

RM+=+, D + 3ear# F RM=/?=,

6'*'re "al'e RM+,,,,, Ca#h Balance RM =/?=,

RM+=/?=,

RM+=/?=, :$*h$n -, 3ear#

A"ERAGE ANNUAL RETURN F RM-+

?/>



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JERO CAPITAL

+,,k -, 3ear#

Pa3 /#* 3ear and '#er%ll$n& d$8$dend *echn$'e

@@ CAPITAL RM/-/=,,, I"IEN RM/,,,,, BALANCE CASHRM+=+,,,

3ear# ca#h alance en%'&h *% c%8er ma$n ca$*al %4RM/-/=,,,

(RM+=+, D F RM/0/,,,,)



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Makl'ma* Pem$a3aan ASB ar$CIMB Bank

@(,*& 0(a(

• KA C <()& 0(a( se0anjang tem0oh 0injaman• KA semasa 7&



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Mereka*elah

men&am$l lan&kah

BI9AK

'n*'km'lamen3$m

an dan



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M'lakanlan&kah

andaada har$$n$

er#amaCIMB

Bank

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