Should I be buying stocks and shares?

Should I Be Buying StocksShane Leonard, CFA

1. What are stocks?

2. How risky are they?

3. What are the alternatives?

4. Are stocks for you?

What we’re going to cover

1. What are stocks?

2. How risky are they?

3. What are the alternatives?

4. Are stocks for you?

What we’re going to cover

• You get to own a business

• So they are a way to invest in a company you like

• But it’s also a way to speculate and lose money

What are stocks?

1. What are stocks?

2. How risky are they?

3. What are the alternatives?

4. Are stocks for you?

Should I be buying stocks

• They are riskier than putting your money in the bank

• Why? Sometimes companies do badly

• But long-term they perform well

How risky are they?

How risky are they?

• Over 140 years the US stock market made over 8% a year

• But its a rocky ride

How risky are they?

1. What are stocks?

2. How risky are they?

3. What are the alternatives?

4. Are stocks for you?

Should I be buying stocks

Investments

Types of investments

Property

Bonds

Leave at the bank

Stocks

Gold, etc

1. What are stocks?

2. How risky are they?

3. What are the alternatives?

4. Are stocks for you?

Should I be buying stocks

• Simply, yes

• But, so are the other types of investments

• There is no either or decision

• It isn’t should you buy stocks, but

• Which ones?

Are stocks for you?

Should I Be Buying StocksShane Leonard, CFA