There is NO REASON to give your home back to the bank unless it is on YOUR TERMS! Dear Homeowner, My name is Miguel Lozano and I am a Mortgage Specialist that specializes in assisting property owners that are facing foreclosure. I have a VERY HIGH SUCCESS RATE in working out solutions with banks to: Remediate your existing mortgage. I will work on your behalf to restructure your mortgage with your current bank, if your goal is to keep your home there is a high probability that I will be able to negotiate with the bank and STOP foreclosure! If not: Sell your home regardless if you have equity or not. 1. If you have equity in your home, I will list and sell your home at a discounted fee. 2. If you DO NOT have equity in your home, I will negotiate with the bank and inform them that they need to accept less money than is owed on the mortgage. The property will be SOLD and the bank will pay my fees. This will preclude a foreclosure 1540 Parkmoor Ave., Ste. D, San Jose, Ca 95128 – Phone:408.299.0133 Fax: 408.299.0136 3550 Watt Ave., Ste. 140, Sacramento, Ca 95821 – Phone:916.979.7021 Fax: 916.979.7022 [email protected]