Setting payments free from the constraints of it

Function, Flow and FormSetting Payments Free

Confidential and Proprietary Information | © 2014 Ixaris System LtdFunction, Form and Flow – Setting Payments Free 2

10+ years experience delivering payment solutions

Safe e-commerce payment for everyone

Technology for global prepaid applications

Enterprise-grade prepaid solutions

Self-service prepaid applications for SMEs

https://www.virtualincentives.com/

https://www.virtualincentives.com/


Lessons we’ve Learned

Coding: error prone, slow, costly

80% customers want variants of core payments functions. So reusability is valuable

One size does NOT fit all – details delight!


Process controls

Form controls

Functions

• Rapid build

• Rapid deployment

• Rapid change

Our approach on re-use delivers rapid development


Our new ‘App Store’ approach

• Select a product or template

• Customise, configure and deploy per market or customer

• Without technical staff or IT project


• Used by AXA Travel Assistance, BravoFly…

• More control and flexibility than mainstream corporate cards

• Control and organise purchasing worldwide

• Detailed reports and tagging for full reconciliation

Example Product: Purchasing


Bank View: Purchasing for Corporates



<Create a new deployment for corporate>










Bank View: Benefits

• New and enhanced products rapidly• The flexibility to satisfy target customers• Optionally reuse legacy processing systems • Cost savings and shorter IT queue


Corporate Customer View: Purchasing

<Show Application management console (Purchasing Control Console?)>

<Select create card >



<configure new cards is some way such as making avaiablle in all countries>

<Gloss what the corporate can do with purchasing via the interface>



<TBS>


Corporate Customer View: Benefits

• Payment solutions tailored for business advantage• Self-management & control • Integrate with in-house systems

– easier adoption– better user-experience

• Pain-free evolution


Bank View: Purchasing for SMEs






SME View: Purchasing


SME View: Purchasing


Purchasing for SMEs: Benefits

SME Benefits

• Get ‘corporate grade’ purchasing solution

• More suitable than traditional corporate cards

Bank Benefits

• New customer segment revenues

• Low investment


Building payment applications with Ixaris

• Application builder to build new applications from scratch

• Non-technical staff can develop new applications

• Delivers full API-ready applications (for corporate customer integration)

• Supports PayML to enable web designers to create multi-channel user experience


Payments App Store

Payments “App Stores” – coming to a bank near you


Option 1: In-the-cloud

In-built switch (Postilion)

Available on Ixaris Payments Server

Payments Server

• Proven with Ixaris’ own corporate clients

• PCI-compliant, in-the-cloud for rapid deployment – no IT integration needed

• Ready-to-market, highly configurable corporate prepaid applications

• Full lifecycle: client configuration, on-boarding, monitoring and support

• Just bring your own BIN

e.g. ACI BASE 24

Option 2: Your existing switch

e.g. FIS

Option 3: Third-party Switch


Benefits of the ‘Applications Store’ Approach

• Comprehensive range of off-the-shelf products / templates

• Create exciting new products without extensive & expensive IT

• Scale up sales by empowering clients to help themselves

Set payments free from the constraints of IT

Like an App Store for Banks, Processors, FIs

Alex MifsudFounder & [email protected]

Ixaris Systems Ltd22 Long AcreLondon WC2E 9LYwww.ixaris.com

mailto:[email protected]

Setting payments free from the constraints of it

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