Walla Walla Valley Real Estate This book is available on-line at www.union-bulletin.com We can be reached at [email protected] or by calling (509) 525-3304 A supplement to the Walla Walla Union-Bulletin September 2012 www.johnlscott.com/miltonfreewateroffice (541) 938-9000 181 S. Columbia, Milton-Freewater, Oregon 97862 This office independently owned and operated. 58504 WILDWOOD LOOP • Weston, Oregon $174,747 • JLS# 14968 If privacy and pine trees appeal to you, act fast on this modern 3BD/2BA cabin in the Blue Mountains. Located on a private, wooded, one-acre lot, inside amenities include kitchen with stainless steel appliances, family room in the daylight base- ment and loft attic bedroom. Store winter or summer toys in the outdoor shed. Make this your mountain hideaway or a year-round home. Listing Agent: Gordy Snyder (541) 861-0673 View online at www.johnlscott.com/14968
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Transcript
Walla Walla Valley Real Estate
This book is available on-line at www.union-bulletin.comWe can be reached at [email protected] or by calling (509) 525-3304
A supplement to the Walla Walla Union-Bulletin
September 2012
www. john l sco t t. com/m i l t on f r eewa te ro f f i ce(541) 938-9000
If privacy and pine trees appeal to you, act fast on this modern 3BD/2BA cabin in the Blue Mountains. Located on a private, wooded, one-acre lot, inside amenities include kitchen with stainless steel appliances, family room in the daylight base-ment and loft attic bedroom. Store winter or summer toys in the outdoor shed. Make this your mountain hideaway or a year-round home.
Listing Agent: Gordy Snyder (541) 861-0673
View online at www.johnlscott.com/14968
2 Real Estate Showcase September 2012
View more Milton-Freewater area listings at:
www. .com/miltonfreewateroffice
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(541) 938-9000181 S. Columbia Street Milton-Freewater, Oregon 97862This office independently owned and operated.
3BD/2.5BA w/ Views of City & Mtns. $245,000 JLS# 18858
NEW
4 Real Estate Showcase September 2012
Today, many people are at risk of foreclosure through no fault of their own.
Making Home Affordable is a free program from the U.S. government that
has already helped over a million struggling homeowners.
The sooner you act, the better the chance we can help you.
MakingHomeAffordable.gov | 1-888-995-HOPE (4673)
If you’re struggling to keepyour home, there is help.
These homeowners were helped by
the program. To hear their story, go to
MakingHomeAffordable.gov
Today, many people are at risk of foreclosure through no fault of their own.
Making Home Affordable is a free program from the U.S. government that
has already helped over a million struggling homeowners.
The sooner you act, the better the chance we can help you.
MakingHomeAffordable.gov | 1-888-995-HOPE (4673)
If you’re struggling to keepyour home, there is help.
These homeowners were helped by
the program. To hear their story, go to
MakingHomeAffordable.gov
September 2012 Real Estate Showcase 5
Seven inexpensive waysto update a home now
Oftentimes, buying a home opens up a bottomless pit of opportunities for projects and improvements. While some homeowners engage in different repairs and fix-ups out of necessity, many others like to freshen-up their spaces out of personal preference in-stead of need. But even the most well-intentioned projects can be waylaid if budgets are tight.What many homeowners may not re-
alize is that there are many ways to make updates and changes to a home that do not require a major overhaul or a large price tag. The following are seven projects that won’t break the bank.1. Move around furniture. You may be able to change the look of a room
without spending any money. Interior designers know how to arrange furniture for maximum appeal, but the average homeowner can do it, too. Find a focal point in the room and angle the furniture toward it. Don’t make the focal point the television, however. Try changing the placement of chairs and sofas. Simply moving a curio cabinet from one corner to another may also make a difference.2. Add lighting. Lighting at different levels in the room can create a vibrant
impact. Many homeowners mistakenly put in a couple of table lamps and think that will be adequate. However, properly illuminating a room means varying the lighting to create different moods at different times. Plus, more light can make a room feel more welcoming.3. Add new pillows or drapes. Changing a few aspects of a room can give it
an entirely new look. If you want to add a splash of color but don’t know what to do, think about incorporating some new throw pillows or change the curtains. An accessory here and there in a bright color also can incorporate a new hue without it being overwhelming.4. Change knobs or small accents. Give a room a new look by focusing on
the small details. Switch out cabinet knobs for something updated and modern. Take inventory of wall outlets and light switches and think about selecting new ones that coordinate with your home decor.5. Use plants. Empty corners or spots you’re not certain how to fill may benefit
from a plant. Plants are inexpensive ways to add instant color and visual appeal to a room. Plus, having live plants can help improve indoor air by filtering out contaminants. A home with plants also feels more cozy.6. Hang new wall art. It may be time to look at your photos and artwork and
make a few adjustments. Finding new prints to hang could instantly change a room’s ambience. And you needn’t spend a lot of money on professional pho-tography, either. Grab your camera and take a few close-up shots of flowers or take in a landscape scenery. Many of today’s home printers can produce professional-quality prints in minutes.7. Try a new coat of paint. After you’ve exhausted other avenues, choosing a
new paint color may be the new look you desire. Painting is one of the least ex-pensive yet most dramatic methods of changing a home’s interior. With dozens of hues to choose from, and new apps that enable you to take snapshots of things in nature or in your life and match them up to a paint color, you will have scores of opportunities to explore fresh new colors for your home.When you get inspired to make improvements to the home but fear how much
it may take out of your wallet, consider inexpensive tricks that can induce a big “wow” factor.
6 Real Estate Showcase September 2012
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rmls.com •ezmls.comeastoregonrealestate.com
century21.com •tourmf.com(541) 938-3331
FAX (541) 938-4265725 S. Main • Milton-Freewater, OregonOpen Saturdays by Appointment
Paul Seaquist Principal Broker 509-520-3331
Valerie AldersonBroker
541-969-9964
Seaquist Real EstateEach office is individually owned and operated.
Nobody says SOLD, SOLD, SOLD more often!
MOUNTAIN LIVING! Three bedroom 1973 Skyline with electricity and well.
Fully furnished. Outbuildings. Beautiful setting for mountain recreation.
Rmls#11467382/Ezmls#R50582SC
$79,0
00
WESTON MOUNTAIN LOCATION for this beautiful 3 bedroom, 2 bath home on 4+ acres. Wonderful view in all directions!!!
PRICE REDUCED on this impressive elegant 5 bed, 3.2 bath home on 5 acres in Umatilla, Oregon. Indoor pool. Three
car garage. Space for animals, garden, RV. Rmls#12374963. Ezmls#R52376SC
$319
,000
FURNIShED CAbIN on Langdon Lake. Updated kitchen. Large windows for
view of lake. Summer & winter activities provide lots of family fun times.
Ezmls#R48448SC
$199
,500
CLIENT: Ad Council JOB #: 301-4163ACA7NON DESC: Adult Print Ad-Lost PUBLICATION: - PUBDATE: -TRAFFIC: A. DiGravio PROD: R. DelVecchio OPERATOR: James Du BLEED: - TRIM: 13" x 21"SAFETY: - GUTTER: - FOLDS: (even) Mechanical Created @: 100% COLORS: 4CAD: M. Infante CW: - AE: D. Gellert CREATED BY: L. Hofsaes CappsNY PREV OP: L. Hofsaes CappsNYDATE: 1/16/07 - 5:20 PM CREATED: 1/12/07 - 3:52 PM SAVED: 1/16/07 - 2:21 PM PRINTED: 1/16/07 - 5:20 PM Proof Printed @: 100%FONTS: Franklin Gothic Condensed 50.65/auto, Franklin Gothic No.2 338.539/auto, GillSans 20.312/25.39, Helvetica 15/auto, Helvetica 23.698/auto, Helvetica 27.083/autoIMAGES: Lumina white.tif @ 21%, aclogo_KO.eps @ 30.1%, ACElogowtagwhitwR.eps @ 30.6%*, web_signoff.eps @ 100%FILE NAME: 301-4163ACA7NON_13x21LostDOC PATH: NYC-CFS_Depts:Clients:Ad Council:2007:301-4163ACA7NON:301-4163ACA7NON_13x21Lost
Capps Job#: 121071_1 Desc.: - RELEASED INFO: -
Lost.
KnowHow2G0.org
(How most kids feel about preparing for college.)
Without the help of an adult, it may be confusing for students to find their way to college. If you know a student with dreams of a higher education, do your part and help lead the way. Learn how at...
800-433-3243
Adult Print Ad – Lost – 13”x 21”
APPROVALSArt Dir.CopywriterCreat. Dir.Acct. Exec.Proof ReaderProductionTrafficStudioClientAE Approval to Release
WC OK DATE WEBSITE
Trim: 13"
Trim
:21"
CLIENT: Ad Council JOB #: 301-4163ACA7NON DESC: Adult Print Ad-Lost PUBLICATION: - PUBDATE: -TRAFFIC: A. DiGravio PROD: R. DelVecchio OPERATOR: James Du BLEED: - TRIM: 13" x 21"SAFETY: - GUTTER: - FOLDS: (even) Mechanical Created @: 100% COLORS: 4CAD: M. Infante CW: - AE: D. Gellert CREATED BY: L. Hofsaes CappsNY PREV OP: L. Hofsaes CappsNYDATE: 1/16/07 - 5:20 PM CREATED: 1/12/07 - 3:52 PM SAVED: 1/16/07 - 2:21 PM PRINTED: 1/16/07 - 5:20 PM Proof Printed @: 100%FONTS: Franklin Gothic Condensed 50.65/auto, Franklin Gothic No.2 338.539/auto, GillSans 20.312/25.39, Helvetica 15/auto, Helvetica 23.698/auto, Helvetica 27.083/autoIMAGES: Lumina white.tif @ 21%, aclogo_KO.eps @ 30.1%, ACElogowtagwhitwR.eps @ 30.6%*, web_signoff.eps @ 100%FILE NAME: 301-4163ACA7NON_13x21LostDOC PATH: NYC-CFS_Depts:Clients:Ad Council:2007:301-4163ACA7NON:301-4163ACA7NON_13x21Lost
Capps Job#: 121071_1 Desc.: - RELEASED INFO: -
Lost.
KnowHow2G0.org
(How most kids feel about preparing for college.)
Without the help of an adult, it may be confusing for students to find their way to college. If you know a student with dreams of a higher education, do your part and help lead the way. Learn how at...
800-433-3243
Adult Print Ad – Lost – 13”x 21”
APPROVALSArt Dir.CopywriterCreat. Dir.Acct. Exec.Proof ReaderProductionTrafficStudioClientAE Approval to Release
WC OK DATE WEBSITE
Trim: 13"
Trim
:21"
September 2012 Real Estate Showcase 7
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rmls.com •ezmls.comeastoregonrealestate.com
century21.com •tourmf.com(541) 938-3331
FAX (541) 938-4265725 S. Main • Milton-Freewater, OregonOpen Saturdays by Appointment
Paul Seaquist Principal Broker 509-520-3331
Valerie AldersonBroker
541-969-9964
Seaquist Real EstateEach office is individually owned and operated.
Nobody says SOLD, SOLD, SOLD more often!
BEAUTIFUL COUNTRY SETTING for this 4 bed, 3 bath home on 1.78 acres. Complete upgrades through-out. Heat pump. Pasture, shop, stor-age building, fully fenced, seclusion.
Rmls#12598376/Ezmls#R53705SC
$325
,000
new listing
ThREE BEdROOm hOmE Located on 105’ x 125’ lot
allowing room for RV parking, garden,
and outdoor fun. Rmls#12223592/Ezmls#R53742SC
$80,0
00
new listing
COUNTRY ACRES – two 20+ acre tax lots presently used as a nursery. Property suited for
vineyard or orchard production. Very good water rights.
Rmls#12483233/Ezmls#A40337SC
$400
,000
new listing
ThREE BEdROOm,2 bath manufactured home.
Clean, spacious, enclosed porch, covered deck, and
AHS Home Warranty. Rmls#12200745/Ezmls#R53468SC
$27,0
00
new listing
COUNTRY LIVING! 34 Acres with five bedroom,
2 bath. Fabulous view!!! Barn, shop, storage, pasture, and creek –
a great package for you! Rmls#12130835/zmls#R53191SC
$375
,000
turn-of-the-century home
COUNTRY pROpERTY located ½ mile from Milton-Freewater.
Wonderful view surrounds this1512 sq.ft. home located on 1.87 acres.
Fenced pasture and great soil. Rmls#11269558/Ezmls#R49167SC
$179
,000
price reduced!
ThREE BEdROOm, 2 bath manufactured home
in well-kept park. Comfortable home offers economical living.
AHS Home Warranty. Rmls#12284375/Ezmls#R53292SC
$35,0
00
pURChASE INVESTmENT pROpERTY IN 2012. All remodeled inside
& outside for good income. 610 Robbins.
Rmls#11093639/Ezmls#R50692SC
$245
,000
investment opportunity
pRICELESS pACKAGE on 5 acres up WW River. A 5 bed-
room, 4.5 bath home. Pristine land-scaping, beautiful views, and privacy
within minutes of MF, Oregon. Rmls#11047422/Ezmls#R50725SC
$950
,000
INVEST IN YOUR OWN BUSINESS!!! Opportunity abounds with the
purchase of this flower/gift shop with so much potential. Established
721 S. College Ave • College Place, WA 99324509-876-4422 • fax 509-876-4413
www.unitedcountrywallawalla.com
No One Knows The Country Like We Do®
We Specialize In The American Dream United Country Real Estate is committed to providing the most unique and comprehensive pro-gram for individuals interested in owning property in lifestyle areas and the country. All of our energies are devoted to the single objective of “Uniting Buyer and Seller” more efficiently.
United Country is the only franchise system specializing in lifestyle and country real estate throughout the small cities, towns and properties across America. With a heritage dating back to 1925, we have a long history of exposing lifestyle and country property to buyers nationally and internationally.
Our properties include:Residential & Country Homes Mountain PropertiesHistoric Properties Nature HavensCountry Estates and Mansions Farms and Hobby FarmsVacation Retreats RanchesRecreational Properties VineyardsHunting and Fishing Retreats AcreageRetirement Properties Horse PropertiesWaterfront, River and Lake Properties Development PropertiesGolf Properties Investment Properties
United Country Real Estate offers business and income opportunities of all kinds, from resorts, restaurants, commercial buildings and bed and breakfasts to mobile home parks, apartment buildings, and golf courses. You name the business or commercial property, and chances are we list it.
As a seller, you benefit from our unique, proven marketing system that brings in buyers from all across America and internationally. Recently recognized as the top real estate franchise by Dun & Bradstreet, United Country delivers the results you deserve. No one knows the country like we do.
REDUCED PRICE!
BRING OFFERS!
10 Real Estate Showcase September 2012S
olut
ion
on p
age
14
September 2012 Real Estate Showcase 11
IF EVERY FAMILY IN THE U.S. SPENT AN EXTRA TEN BUCKS
LOCALLY WE WOULD ALL FEEL BETTER ABOUT
THE ECONOMY.
If every family in the country spent just $10 a month with a locally-owned, indepen-dent business instead of a national chain store, over $9.3 billion* would be directly returned to local economies. That means better schools, better roads, more support
for police, fire and rescue departments and stronger local economies.
It’s your money. It’s your community. You decide.
Join the movement, support locally-owned businesses or register your business at www.IndependentWeStand.org.
www.IndependentWeStand.org
*Based upon Civic Economics Andersonville Study of Retail Economics finding: When you spend $100 at an independent business, $68 returns to the local community versus $43 when spent with a national chain.
Based on U.S. Census projection of 115 million households.
IF EVERY FAMILY IN THE U.S. SPENT AN EXTRA TEN BUCKS
LOCALLY WE WOULD ALL FEEL BETTER ABOUT
THE ECONOMY.
If every family in the country spent just $10 a month with a locally-owned, indepen-dent business instead of a national chain store, over $9.3 billion* would be directly returned to local economies. That means better schools, better roads, more support
for police, fire and rescue departments and stronger local economies.
It’s your money. It’s your community. You decide.
Join the movement, support locally-owned businesses or register your business at www.IndependentWeStand.org.
www.IndependentWeStand.org
*Based upon Civic Economics Andersonville Study of Retail Economics finding: When you spend $100 at an independent business, $68 returns to the local community versus $43 when spent with a national chain.
Based on U.S. Census projection of 115 million households.
12 Real Estate Showcase September 2012
Financing a home improvement projectAfter years of funny financing and few limi-
tations on loans, banks and other lenders have tightened up their lending policies. As a result, homeowners considering a home improvement project might need to look elsewhere to secure financing.
There are no certainties in the real es-tate markets. Though statistics suggest marked improvement in home sales over just a few months ago, many homeowners remain weary about selling their home to try to move up to something bigger and better. The National Association of Home Builders says many people are choosing to stay put in their homes and remodel or make reno-vations to transform the house into some-thing more comfortable.
While there are many worthwhile home renovation projects, the NAHB recommends projects that bring your home up to par with the neighbors’. It doesn’t pay to transform your home into the most expensive on the street -- unless you plan to live there for the rest of your life. Real estate experts recom-mend that a remodeling investment increas-es the value of your house by no more than 10 to 15 percent above the median sales price in your neighborhood.
When it comes time to finance a remodel or renovation, you may not know where to start. Credit restrictions on home mortgag-es that have troubled many would-be buy-ers have also plagued individuals looking to finance home improvements. However, homeowners hoping to finance a project do have options, and not all of them require stellar credit ratings.
• Borrow against a retirement plan. Many retirement plans, such as a 401(k), allow plan members to take out a portion of the savings to put toward a home loan. This does not mean you are taking money out of the account permanently. Rather, you are borrowing against yourself, with repayment necessary in a certain timeframe. Because these loans often offer very low interest rates, and essentially the interest is being paid back to you, they might be a good op-tion for men and women who cannot secure a traditional loan. However, if you have been laid off, there may be a shorter repayment period. Also, the interest on these loans is not tax-deductible.
• Borrow against other investments. CDs, bonds or mutual funds can provide the col-lateral you need and earn you a lower in-terest rate. Fixed-income investments are more stable options to borrow against, as their value won’t have a chance to decline.
• Apply for a home equity loan. Many peo-ple have heard of a home equity loan, and it is usually the first choice when borrowing
funds for renovations. Essentially a home equity loan is taking out a second mortgage on your home to pay for the work you want to have done, which is based on the equity, or the difference between the home’s fair market value and the outstanding balance of all liens on the property. The interest on these loans is tax-deductible, which can make this financing option quite popular.
• Secure a home equity line of credit. A home equity line of credit, or HELOC, is an-other type of home equity loan. Instead of receiving a lump sum to use toward renova-tions like you would with a traditional home equity loan, a HELOC is sort of a credit card type scenario based on the equity in your home. You are given a line of credit, against which you can buy items. This is good for in-termittent needs, when one large sum is not needed. HELOCs have a draw period, during which the borrower can use the credit, and a repayment period, during which it must be repaid. HELOCs generally have lower mortgage fees at the start and are gener-ally subject to the same tax incentives as regular home equity loans.
• Consider refinancing. Interest rates on mortgages are at historic lows. You may qualify to do a cash-out refinance, where you borrow against the value of your home and create an entirely new mortgage at the lower rate. Although you will start your mort-gage all over from day 1 and have to pay closing fees, this type of refinancing can be more advantageous to homeowners with significant equity in their homes.
• Apply for a government-sponsored loan. The government may offer programs aimed at helping individuals who are underwater on their home loans borrow money to make necessary improvements. While the funding cannot be used to purchase luxury items, such as a swimming pool, it can be used for necessities. Residents of the United States can explore FHA 203(k) refinance options and an FHA title 1 improvement loan.
• Discuss financing with your contractor. Some contractors may offer financing. Keep in mind that the interest rates may be high, and it may be difficult to investigate the se-curity of these types of loans.
Many homeowners also look to credit cards to help finance some home renova-tion projects, but they should be used as a last resort. Credit cards typically come with high interest rates, and while they are good for some small projects, financing larger projects on a card may land you very deep in debt.
Homeowners who choose to stay in their homes and make renovations have a host of options at their disposal to finance those projects.
September 2012 Real Estate Showcase 13
NED LONDOBroker
C J AClark Jennings & Associates
Real Estate Services614 SE Court Avenue • Pendleton, OR 978801
Fantastic custom-built home on 2.8 acres. Features inside and out. Great neighborhood and view of Blues. rmls#12310978 $379,500
2550 sq ft building site for mfg home or site-built. City water & power. Has barn/shop w/concrete floor. rmls#12121042 $86,000
Buildable lot in Milton-Freewa-ter. Manufactured homes, stick, or duplex. Thorn Avenue. rmls #11615039. $28,000
Immaculate acreage off WW River Rd near M-F. 2.1 acres, 3 bed, 1 bath home, fruit trees and garden spot. rmls#12390548 $225,000
Cute home one acreage close to Miton-Freewater. 2.94 acres, fenced, 2 bedroom, 1 bath home. rmls#12637071 $120.000
Reduced!
Reduced!New Listing New Listing
Reduced!New Listing
Does it pay to remodel?According to Remodeling magazine’s
2011-2012 “Cost Vs. Value Report,” replacement projects perform better in resale value than other types of re-modeling projects. Siding-, window- and door-replacement projects all recoup between 69 and 78 percent of their ini-tial costs. Replacement projects per-haps recoup so much value because, with the exception of roofing projects, each of the projects examined in the report are priced at less than $19,000. Replacement projects also tend to rely heavily on durable, low-maintenance products, reducing the overall cost of the project while helping owners even-tually regain more of their investment. In addition, replacement projects are known to instantly increase curb ap-peal, helping homeowners make a strong first impression with prospec-tive buyers.
14 Real Estate Showcase September 2012
Whether you’re purchasing your dream home or planning a renovation, we’re here to offer
solutions for your financial needs.
While others are reducing lines of credit, Baker Boyer has money to
lend. We are here to focus on what matters to you—getting the job done
in challenging times. We’d like to be your bank. Let’s talk.
Let’s Talk.
7 W Main Walla Walla, WA 99362 | 509-525-2000 MEMBER FDIC
Personal Banking Officer
221841
September 2012 Real Estate Showcase 15
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