September 17 th 2012. Common Cents Investment Group September, 2012 Agenda Membership Investopedia Stock Ownership Dollar Cost Averaging Funds.

September 17th 2012

Common CentsInvestment Group

Common Cents Investment GroupSeptember, 2012

Agenda

Membership Investopedia Stock Ownership Dollar Cost Averaging Funds Choosing the right broker


Membership

Cost is only $20 for the whole year! Benefits:

Member of a very beneficial and informative club that will inevitably be valuable in your future

A network of friends who share a similar interest in investing and personal finance

A virtual portfolio challenge that will strengthen your confidence in investing

$20


Membership

Benefits: Possibly T-Shirts? Resume booster! Leadership opportunities And of course…Free pizza & Pop!


Membership

Full Membership requires: Member has attended at least 2 CCIG

meetings Member has paid $20 club fee


Investopedia

A year long virtual investment challenge on www.investopedia.com

The winner at the end of year wins a cash prize!

Each participant will have: $100,000 of virtual cash Until the end of spring semester to trade The ability to view their own trade history as well as the

trade history of other players Great resources at their access to do research on

investments


Investopedia

How to join: Create an Investopedia account (easy) Click on Simulator on the home page


Investopedia

How to join: Click “Add/Edit Games”


Investopedia

How to join: Click “Join Game”


Investopedia

How to join: Search “CCIG OSU 2012” and select “Join”


Investopedia

How to join: Game Password: ******** Password will be given to official members


Investopedia Presentation…

Here

http://www.investopedia.com/

http://www.investopedia.com/


Now onto stock ownership and funds…


Stock Ownership

What does it mean to own a stock? Share of stock: A security representing fractional

ownership in a firm and a claim on its net assets and earnings.

Value of stock changes with market Voting rights Do many things with stocks:

Buy (hold long positions) Sell Short selling (short position) Cover short More on this later…


Stock Ownership

Yahoo! Finance summary of P&G stock


Dollar Cost Averaging

An investment strategy where you put equal amounts of money into an investment periodically

Purchase more shares when prices are low, and less shares when prices are high – overall increase in portfolio value


Funds

What is a fund? A collection of stocks, other equity and

debt instruments Can track a particular index (such as the

Dow Jones or S&P 500) Diversification

“It’s the only free lunch”


Funds

Indexes Guaranteed market rate of return Diversified Low expenses Usually tax efficient Easy to build a portfolio based on your risk

tolerance Management Fee

2% or more per year Lower for ETF’s


Funds

Index Mutual Funds Higher minimums Better for small, frequent purchases Only priced and traded at the close of the

day Examples:

Vanguard Fidelity Blackrock Janus


Brokers

Different brokers are good for different things

Next week we will discuss the differences and our personal preferences

A few websites to research different brokers http://www.stockbrokers.com/2012-online-

broker-review.html http://www.stocktradingtogo.com/compare-

online-brokers/


Questions?

Questions, comments or concerns?

?

September 17 th 2012. Common Cents Investment Group September, 2012 Agenda Membership Investopedia Stock Ownership Dollar Cost Averaging Funds.

Documents

virtual investment challenge

share of stock

stock ownershipwhat

stock ownershipyahoo

value of stock changes

end of year

investopediaa year

virtual cashuntil