www.hitachicapital.co.uk What retailers gain from offering point-of-sale finance Research: Hitachi Capital UK plc 53% of customers increase their spend if finance is offered Only 33% would buy the same day using cash or credit card How important is finance in the decision to buy? Very important 50% Quite important 31% Not important 18% Jewellery 67% Leisure 67% Electrical 61% Which sectors make the most sales through credit? Retailers risk losing 44% of customers by not offering point-of-sale finance 26 % would not buy or would buy from another retailer 18% would have second thoughts