Renters Insurance Presentation

Renters InsuranceFiesta Auto Insurance

Imagine losing everything in

your apartment and having to

start over.

Why Renter’s Insurance?

Fire, lightning, windstorm or hail, smoke

Vandalism or malicious mischief, theft, burglary

Personal Liability…Your liability protection will pay for things like personal medical bills, rehabilitation, lost wages, etc.

Covers personal property from

It also protects you from

Protect Your Jewelry, Furs and Electronic EquipmentThe standard provides only from $1,000 to $2,000 for theft of jewelry. If your jewelry is worth a lot more, you should purchase higher limits.

You may wish to purchase a floater to cover specific pieces of jewelry and other expensive possessions such as paintings, electronic equipment, silverware, stamp collections. The floater will provide both higher limits and protect you from additional risks, not covered in your normal policy.

First take inventory of all your belongings. Keep sales receipts and attach to your personal inventory list.

Keep a video or photographs of your personal property in addition to your inventory list.

List any serial number’s that may be on your personal property and engrave your own serial number into items that are of value.

Keep your personal inventory list, along with photos and/or inventory videos, in a safe place away from your home such as a bank lock box.

Take all jewelry to an appraiser so you can find out the value of all your jewelry.

Contact insurance agent to fill out an application.

Things you need to know before buyingRenter’s Insurance

Actual Cash Value – pays to replace your possessions minus a deduction for depreciation up to the limit of your policy

Replacement Cost – pays the actual cost of replacing your possessions (no deduction for depreciation) up to the limit of your policy

Things you need to know before buyingRenter’s Insurance

Do You Have Money to Waste?If you DON’T Protect It with Renter’s Insurance

Contact Fiesta Auto Insurance 235 E. 117th StreetBtw 2nd and 3rd Ave

New York, NY 10035Phone: 212.410.2222Email: [email protected]