Religare Housing Development Finance Corporation Ltd. Registered Office: D3, P3B, District Center, Saket, New Delhi-110017 Values that bind RELIGARE HOME LOANS FIELDS WITH *(STAR) ARE MANDATORY IN CASE APPLICANT/CO-APPLICANT IS A COMPANY :
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Religare Housing Development Finance Corporation Ltd.Registered Office: D3, P3B, District Center, Saket, New Delhi-110017
Values that bindRELIGARE HOME
LOANS
FIELDS WITH *(STAR) ARE MANDATORY IN CASE APPLICANT/CO-APPLICANT IS A COMPANY :
Transaction
Home Loan
Top Up Loan
Refund of fee-Home loan/Top Up Loan
Charges
Loan FeeUpto 2% of the loan amount applied
Upto 3% of the loan amount applied
Pre Sanction - Rs. 10000 will be retained as administrative charges.Post Sanction - NIL.
Part prepayment / Foreclosure Charges*
Part prepayment Upto 25% of principal outstanding once a year at the beginning of calendar year. Nil.
Above 25% of principal amount outstanding at beginning of calendar year.
Foreclosure Charges - Home Loan/Top Up Loan
2% for Home loan & 4% for Top Up Loan.Nil in case the payment is done from own sources.
2% for Home Loan & 4% for Top Up loan of Principal amount outstanding.Nil in case the payment is done from own sources.
*Prepayment / Foreclosure is allowed only after completion of 12 months from the date of first disbursement of the loan. On customer request Religare Housing Development Finance Corporation Limited at its sole discretion may allow foreclosure of the loan with in 12 months with charge of 2% (Home Loan)/4% (Top Up Loan) of principal outstanding amount or balance interest on loan for remaining period of 12 months whichever is higher.
Others
PDC / ECS Bounce Charges (Per instrument)
Switch charges in Top Up/Home Loan (from one rate of interest scheme to another)
Swap Charges / EMI Cycle change
Re-scheduling of loan tenor, EMI, addition / deletion of co borrower(s) post disbursement either for Top Up or Home Loan
Duplicate Income Tax Certificate -Home Loan
Property Swap Charges
Statement of account
Document Retrieval
Penal Interest
*Above fee and charges are exclusive of service Tax, education cess & other govt. taxes, levies etc. The above schedule of chargesare subject to change and will be at the sole discretion of Religare Housing Development Finance Corporation Limited and anychange in charges, would be uploaded on the website or intimated to customer via letter / email.
500`
2% of principal amount outsstanding
500`
10000`
500`
2% of principal amount outstanding
500`
500`
2.5% pm on EMI over due
Transaction
Home Loan
Top Up Loan
Refund of fee-Home loan/Top Up Loan
Charges
Loan FeeUpto 2% of the loan amount applied
Upto 3% of the loan amount applied
Pre Sanction - Rs. 10000 will be retained as administrative charges.Post Sanction - NIL.
Part prepayment / Foreclosure Charges*
Part prepayment Upto 25% of principal outstanding once a year at the beginning of calendar year. Nil.
Above 25% of principal amount outstanding at beginning of calendar year.
Foreclosure Charges - Home Loan/Top Up Loan
2% for Home loan & 4% for Top Up Loan.Nil in case the payment is done from own sources.
2% for Home Loan & 4% for Top Up loan of Principal amount outstanding.Nil in case the payment is done from own sources.
*Prepayment / Foreclosure is allowed only after completion of 12 months from the date of first disbursement of the loan. On customer request Religare Housing Development Finance Corporation Limited at its sole discretion may allow foreclosure of the loan with in 12 months with charge of 2% (Home Loan)/4% (Top Up Loan) of principal outstanding amount or balance interest on loan for remaining period of 12 months whichever is higher.
Others
PDC / ECS Bounce Charges (Per instrument)
Switch charges in Top Up/Home Loan (from one rate of interest scheme to another)
Swap Charges / EMI Cycle change
Re-scheduling of loan tenor, EMI, addition / deletion of co borrower(s) post disbursement either for Top Up or Home Loan
Duplicate Income Tax Certificate -Home Loan
Property Swap Charges
Statement of account
Document Retrieval
Penal Interest
*Above fee and charges are exclusive of service Tax, education cess & other govt. taxes, levies etc. The above schedule of chargesare subject to change and will be at the sole discretion of Religare Housing Development Finance Corporation Limited and anychange in charges, would be uploaded on the website or intimated to customer via letter / email.
500`
2% of principal amount outsstanding
500`
10000`
500`
2% of principal amount outstanding
500`
500`
2.5% pm on EMI over due
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