IN THE CiRcurr COURT OF THE SKVENTEETH JUDICIAL CIRCUIT IN AND FOR BROW ARD COUNl'Y, FLORIDA OFFICE OF THE AITORNEY GENERAL. DEPARTMENT OF LEGAL AFFAIRS, STATE 011' FLORIDA, Plalntlft, v. FINANCIAL HELP SERVICES, INC., an Arkansas corporation registered in Florida as a Foreign Non-Profit Corporation, NATION WIDE CONSUMER DEBT RELIEF, INC., a.Florida Profit Corporation, and BOBBY R. BLACKMON, an fn.dlvldaalt Defendantl. Case No.: CACE -lS-012403 CONSENT FINAL JUDGMENT AND ORDER .FOR PERMANENT INJUNCTION AGAINST DEFENDANTS FINANCIAL HELP SERVICES, INC., NATION WIDE CONSUMER DEBT RELIEF· INC. AND BOBBY Plaintif( OFFICE OF THE ATTORNEY GENERAL, DEPARTMENT OF LEGAL AFFAIRS, STATE OJI' FLORIDA (''ATrORNEY GENERAL" or "DEPARTMENT"), and DEFENDANTS, FINANCIAL HELP SERVICES, INC., ("FBS"), NATION WIDE CONSUMER DEBT RELIEF, INC., ("NWCDR'') and BOBBY R. BLACKMON ("BLACKMON")(collectively "CONSENT DEFENDANTS") by alld through their counsel. Michael B. Cohen, have agreed t.o and consent to the entry of this Consent Final Judgment and Permanent Injunction ("JUDGMENT" or "CONSENT F'INAL JUDGMENT'j by the Court.
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RELIEF· AND · CONSUMER DEBT RELIEF, INC., ("NWCDR'') and BOBBY R. BLACKMON ("BLACKMON")(collectively "CONSENT DEFENDANTS") by alld through their counsel. Michael B. Cohen, have
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IN THE CiRcurr COURT OF THE SKVENTEETH JUDICIAL CIRCUIT IN AND FOR BROW ARD COUNl'Y, FLORIDA
OFFICE OF THE AITORNEY GENERAL. DEPARTMENT OF LEGAL AFFAIRS, STATE 011' FLORIDA,
Plalntlft,
v.
FINANCIAL HELP SERVICES, INC., an Arkansas corporation registered in Florida as a Foreign Non-Profit Corporation, NATION WIDE CONSUMER DEBT RELIEF, INC., a.Florida Profit Corporation, and BOBBY R. BLACKMON, an fn.dlvldaalt
Defendantl.
Case No.: CACE -lS-012403
CONSENT FINAL JUDGMENT AND ORDER .FOR PERMANENT INJUNCTION AGAINST DEFENDANTS
FINANCIAL HELP SERVICES, INC., NATION WIDE CONSUMER DEBT RELIEF· INC. AND BOBBY R.·BLACKMQ~
Plaintif( OFFICE OF THE ATTORNEY GENERAL, DEPARTMENT OF LEGAL
AFFAIRS, STATE OJI' FLORIDA (''ATrORNEY GENERAL" or "DEPARTMENT"), and
DEFENDANTS, FINANCIAL HELP SERVICES, INC., ("FBS"), NATION WIDE
CONSUMER DEBT RELIEF, INC., ("NWCDR'') and BOBBY R. BLACKMON
("BLACKMON")(collectively "CONSENT DEFENDANTS") by alld through their counsel.
Michael B. Cohen, have agreed t.o and consent to the entry of this Consent Final Judgment and
Permanent Injunction ("JUDGMENT" or "CONSENT F'INAL JUDGMENT'j by the Court.
Baeklri>DBd
Case No. 15-012403 Consent Final Judgment
WHEREAS, the ATTORNEY GENERAL alleges that dttting the applicable time
b. Controlling.lhavms the authority to oontrol, participating in, or receiving any ' .
benefit., either directly or through an intmnediary, ftom the acts and practices of
any business, organization or entity, engaged in debt management services, credit
counseling scrviecs, credit r~air services, and/or any other CODBumer debt related . service 1) in the State of Florida or 2) that markets, offers or renders such services
to Florida residents; and
c:. Training, educating or advising any other person or entity, n:gardina the
marketing, advertising, selling, rcnderin& promotion, representing, or otherwise
offiring to comumcra debt manapincnl servir.cs, credit cmmeling ICl'Vices.
QlXJit repair services, atW/or any other consumer debt. related service provided I)
µi the State of Florida or 2) to Florida residents, whether acting dkectly or
through my person, business entity, trust, corporation, partncnhip, limited
liability compaDy, subsidiary, division, or other device.
26. CONSENT DEFENDANTS shall be permanently ENJOINED from accepting1
receiving or otherwise obtainfaa payment from consumers for debt management services, credit
counseling services, credit repair services, and/or any other oonsumer debt relBtcd services
provided I) in the State of Florida or 2) to Florida mridents, either directly orindira:tly.
Page8of25
ii. Prohibited Business Activities
CaseNo. 15-012403 Consent FiDal Judgment
27. CONSENT DEFENDANTS, whether acting directly or through any per.wn, ·trust,
corporation, subsidiary, division. or other device, in connection with the advertising, marketing.
promoting, offering fur sale, sale, or rendering of any good, service, plan, or program provided
1) in the State of Florida or 2) to Florida residents are hereby restrained and enjoined from:
a. Violating any provision of the Florida Deceptive and Unfair Trade Practices Act,
Chapter" SOI, Part II, Florida Statutes;
b. Violating any provision of Florida's Credit Counseling Services Act, .(Chapter
817 Part IV, §§817.801 -817.806r Fla. Stat.);
c. Violating any provision § 16798(3) of the Credit Repair Orgauizmons Act IS
U.S.C. Section 1679-1679j;
d. ~ting any change, in the fonn of doing business or the orgBDizationel identity
of any of the existing business entities or create any new business entities u a
method of awiding the terms and conditions set forth in this Judgment; and
c. Transferring or conveying assets of any type (whether monetary, personal
property, real property or otherwise) to my other third person"or entity as a means
to avoid enforcement of this Judgment or payment of any amounts due purwant
to this Judgment.
28. Further, CONSENT DEFENDANTS FHS and NWCDR in any and all forms shall
dissolve their legal status and cease conducting business fmever.
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iii. Prohibition of Collecting A.coounts
C.ase No. 15-012403 Consent Final Judgment
29. CONSENT DEFENDANTS and their Representatives, whether acting directly or
through any trust, corporation, subsidiary, division, or other device, are hereby pennanently
restrained and enjoined ftom attempting to collect, collectin& or assigning any right to collect
payment ftom any consumcr who purchased or agreed to purchase any of CONSENT
DEFiENDANTS' goods or services, where the pwported authom.ation for the alleged sale
occurred prior to the entry of this Judgment.
iv. Proln]Jitions on Using customer Infonnation
30. CONSENT DEFENDANTS are permanently restrained and enjoined &om
disclosing, using, or benetitting from customer iofonnatio~ in~luding the name, address,
telephone number, em.ail address, social security nwnber, other identifying infomiation, or any
data that enables acce&S to a customer's account (including a credit card, bBDk account, or.other
:5nancial account), of any person which was obtained by any CONSENT DEFENDANT prior
to entry of drls Consent Judgment in connection with advertising, marketing, promotion, offeriq
for sale or sale of any debt management services, credit counseling services, credit repair
services, and/or any other consumer debt related service, or any good or service advertised,
mar~ promoted, offered for sale or sold unless such disclosure is requested or permitted in
writing by a governmental agency.
B. Montdtuy T~a
31. Judgment is hereby ent.ered in favor of the ATrORNEY GENERAL, whose address
110. S.B. 6th Street, 10th Floor, Fort Lauderdale, Florida 33301, end against the
DEFENDANTS, jointly and seve.rally, in the total sum of Seven Million Seven Hundred and
Page 10of2! fh .6· lnltlabJ
.. Case No. lS-012403
Consent Final Judgment
Seventy Five TboUl8Dd Five HuDdred 1111d Eighty-Eight Dollars and no cent!
(S7. 77S,S88.00}("1udgmect Amcnmf'), subject to the suspension af collection provisions below.
i. Copsumer R.mtitution
32. FDUl'P A authorizm mmbursanmJt to wnsumen who have been damqcd by
deceptive 1xade practices. S«:tioo. 501.207(3), Fla. Stat. All consumers who paid money in
respomc to a deceptive trade practice are entitled to their money bade and there is no need for an
indiVidualized inquiry into how each consumer reacted to the practice. F.T.C. v. Wilca%, 9'l6
Before me, a Notary Public in and for .said County and State, on this Lf_ day of
Oo~15, pemooally appeand BOBBY R. BLACKMON, of FINANCIAL HELP
SERVICES, INC., who is personally lmown to me or has produced
FL PL:lf B t12.~ ... ()i" "1s.~ t ~~~~on. ~,!J1A~
(SEAL) Print Nam.e: :--"'~~~~---'-"c.._--Not Publi State of Florida at Large
Page 22 of 25
:;~WIDECONSd~C. BOBBY R. BLACKMON
Case No. l S--012403 Consent Final Judgment
PRESIDENT. NATION WIDE CONSUMER DEBT RELIBF, INC.
STATE OF FLORIDA) COUNTY OF BROW ARD)
Before 1ne, a Notary Public in and fur said County and State, on this JL day of
'i>.e~ 201'1 persooally appeared BOBBY R. BLACKMON, of NATION WIDE
CONSUMER DEBT RELIEF, INC.t who is persoually known to me or has produced
El_ I>~~~ -tr/,-r-_?~ /Jl~~~OJL
Page23 of25
BOBBY pLACKL\fON
Case No, 15-01-2403 Consent Final Judgment
Agr=ed to and signed this _jJ_ cf:ay of ~<:c--. • 201S, by the below-stated person who
stated and affinned as follows:
BY MY SIGNATURE I hereby affirm that my signature below binds me both
personally and individually to the imns and eonditivns of this Final Consent Judgment.
By.~~~-"'-~~~~~~___,,__ BOBBY R. BLACKMON, Individllally
STATE OF FLORIDA) COUN1Y OF BROWARD)
Befure me. a Nomry Public in and for said County and State, on this LL. day of
::p~ 2015~ personally appeared BOBBY lt. BLACKMON, who is
]JQBDnalIY lalo~·~ me or has produe«IFL ))lJ/: f:J'Pc-::m•-..~ ~~O:d
(S
COYNSEL TO.DEfENDANTS BLACKMON. FINANCIAL HELP SERYJCES, INC=' t\ND NATION WIDE CONSllMJ(B DEBT HIM, INC.
fYV),J,""tJ , Cdrit .&¥= °"' Micbael B. Colian, Esq., Fla. Bar No: 210196 6400 N Andrews Ave, #SOS Fort Lauderdale, FL 33309 Phone: 9S4.928.0059 Date: flt~ fl , 201 S.
Page24of25
Case No. 15..012403 Consent Final Judgment
OFFICE OF THE ATTORNEY GENERAL,
TBNPESICEK Fla. Bar. No. 109212 Assistant~ Gmma1 Office of the Attorney Oenera.l1'
Department of Legal Affairs Conswuer Protection Division 11 O S.E. 6th Street Fort Laoderdal~ FL 33301 {954) 7124600 [email protected]
PATRICIA.A. CONNERS DDpllly Attorney General Department Of Legal AffaUs Office of the Attorney General 11).eCapitpl Tallahasseet FL 32399-1050 (850) 245-0140
SO ORDERED. Approved and Enterod in Chambers in Broward County, Fl~da this.,.;....__ day
~------... Copies to: AAG Kriatm Posicek. Michael B. Cohen. Esq.
TRUE COPY
JAN 0 6 205 The Honorable Carlos A•1111to~~DRIGUEZ Cirealt Court Judge ·
Page2'of25 .UUWUI
••
WAIVER OF GARNISHMENT EXEMPTION PURSUANT TO SECTION 222.11, FLORIDA STATUTES
\
Thi~ waiver applies to any garnishment proceeding initiated to collect mon~es due under the attached CONSENT FINAL JUDGMENT AND ORDER FOR PERMANENT INJUNCTION AGAINST DEFENDANTS FINANCIAL HELP SERVICES, .INC., NATION WIDE CONS~R DEBT RELIEF, INC., AND BOBBY R. BLACKM:ON entered into by Bobby R. Blackmon and the State of Florida, Office of the Attorney General.
IF YOU, BOBBY R. BLAQCMON, PROVIDE MORE THAN ONE-HALF OF TIIE SUPPORT FOR A CHILD OR OTHER DEPENDENT, ALL OR PART OF YOUR INCOME IS EXEMPT FROM GARNISHMENT UNDER FLORIDA LAW. :YOU CAN W AIVB THIS PROTECTION ONLY BY SIGNING 1HIS DOCUMENT. BY SIGNING BELOW, YOU AGREE TO WAIVE THE PROTECTION FROM GARNISHMENT.
~ &bbYJi: Blackmon 11-(11 /1C-
Date I
I have fully explained this document to Bobby R. Blackmon.
fYVt,v(~ lj L4!I &i---Micliael Cohea. Esq. Fla. Bar No: 210196
STATE OP CO'UNTYOF
Date
BEFORE MB, an r du authorized take acknawlcdgmcnts in the State of e L, , pericinaJly appe c acknowledged before me that he/sh"' axcouted 1hc foregoi!J$ inltrumentfor therein stated. oo this JL dayofk'«.t-.~ 201S.
Swom to and subaaribed befare mo this {L day ~ l!!=ld,2015.
issioned name ofNotary Pu}lio) o:Jllly known_ Produced Idmmoation _L_ (~ ano)
Type of Identific.rion Producecl: p L f)L::t/: Bl/Q. S: 07 f. -'1 S::-1 z ' -o