A Project Report On Investors perception towards Equity Market and PMS of Reliance Money For the Partial fulfillment of The requirement Of Master of Business Administration Submitted by Shailendra Banjari MBA III semester Under the guidance of Mr. Sameer khan (Cluster head reliance money - Bhopal) & Mr. Chetan Nigam IPER - BHOPAL 1
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AProject Report
OnInvestors perception towards Equity
Market andPMS of Reliance Money
For the Partial fulfillment of
The requirement
Of Master of Business Administration
Submitted by
Shailendra Banjari
MBA III semester
Under the guidance of
Mr. Sameer khan
(Cluster head reliance money - Bhopal)
&
Mr. Chetan Nigam
(Centre manager reliance money,
Bhopal)
Prof.Owais QureshiIPER - BHOPAL 1
Institute of professional education & research (Iper)
(Barkatullah university, Bhopal)(Year: 2008)
A c k n o w l e d g e m e n t
A fruitful work is incomplete without paying a word of
thanks to all the people who are directly or indirectly
involved in its completion.
I wish to express my heartfelt appreciation to
many who have contributed to this project both explicitly
and implicitly. Words can never express the extent of
indebt ness, but I still wish to express my deep sense of
gratitude to all the people for their valuable time and co-
operation, which they had given me.
Special thanks goes to Prof. Owais Qureshi,
MBA Department for taking the time and effort to review
such extensive and complex material and for providing
reaction and recommendation for improvement and to
Mr. Sameer khan the cluster head of Reliance Money
Bhopal branch and Mr. Chetan Nigam the Centre Manager
Reliance Money, Bhopal who helped me in my project
work.
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I also thank all my professors who helped me
during the project, and last but not the least to my
classmates, who despite their own project have helped in
my project as and when they could.
Shailendra Banjari
P r e f a c e
The research provides an opportunity to a student to
demonstrate application of his/her knowledge, skill and
competencies required during the technical session.
Research also helps the student to devote his/her skill to
analyze the problem to suggest alternative solution, to
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evaluate them and to provide feasible recommendation
on the provided data.
The research is on the topic of “Investors Perception
towards Equity Market and PMS of Reliance Money “,
although I have tried my level best to prepare this report.
An error free reports every effort has been made to offer
the most authenticated position with accuracy.
D e c l a r a t i o n
I hereby declare that the following documented project
report titled “Investors Perception towards Equity Market
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and PMS Of Reliance Money “is an authentic work done
by me.
The study was undertaken as a part of the course
curriculum of MBA full time program of Barkatullah
University, Bhopal.
SHAILENDRA BANJARI
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CONCEPTUAL OVERVIEW
INTRODUCTION
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Satisfaction is a function of perceived performance and expectations. If the performance
matches the expectations, the customer is satisfied.
Portfolio (finance), a collection of investments held by an institution or a private
individual. Holding a portfolio is often part of an investment and risk-limiting strategy
called diversification. By owning several assets, certain types of risk (in particular
specific risk) can be reduced. There are also portfolios which are aimed at taking high
risks - these are called concentrated portfolios.
Investment management is the professional management of various securities (shares,
bonds etc) and other assets (e.g. real estate), to meet specified investment goals for the
benefit of the investors. Investors may be institutions (insurance companies, pension
funds, corporations etc.) or private investors (both directly via investment contracts and
more commonly via collective investment schemes e.g. mutual funds).
The term asset management is often used to refer to the investment management of
collective investments, whilst the more generic fund management may refer to all forms
of institutional investment as well as investment management for private investors.
Investment managers who specialize in advisory or discretionary management on behalf
of (normally wealthy) private investors may often refer to their services as wealth
management or portfolio management often within the context of so-called "private
banking".
The provision of 'investment management services' includes elements of financial
analysis, asset selection, stock selection, plan implementation and ongoing monitoring of
investments.
Outside of the financial industry, the term "investment management" is often applied to
investments other than financial instruments. Investments are often meant to include
projects, brands, patents and many things other than stocks and bonds. Even in this case,
the term implies that rigorous financial and economic analysis methods are used. Applied
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Information Economics is one approach developed to apply statistically and economically
sound optimization methods to portfolios of other types of investments.
Investment management is a large and important global industry in its own right
responsible for caretaking of trillions of dollars, euro, pounds and yen. Coming under the
remit of financial services many of the world's largest companies are at least in part
investment managers and employ millions of staff and create billions in revenue.
Fund manager (or investment advisor in the U.S.) refers to both a firm that provides
investment management services and an individual(s) who directs 'fund management'
decisions.
Industry scope
The business of investment management has several facets, including the employment of
professional fund managers, research (of individual assets and asset classes), dealing,
settlement, marketing, internal auditing, and the preparation of reports for clients. The
largest financial fund managers are firms that exhibit all the complexity their size
demands. Apart from the people who bring in the money (marketers) and the people who
direct investment (the fund managers), there are compliance staff (to ensure accord with
legislative and regulatory constraints), internal auditors of various kinds (to examine
internal systems and controls), financial controllers (to account for the institutions' own
money and costs), computer experts, and "back office" employees (to track and record
transactions and fund valuations for up to thousands of clients per institution).
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RESEARCH
METHODOLOGY
2.0 RESEARCH METHODOLOGY
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2.1 OBJECTIVES OF THE STUDY
To compare the Portfolio Management Services of reliance Money Ltd.
To know the investors view towards the Portfolio Management Services.
To know the need of investors.
2.2 METHODOLOGY
The Research is Exploratory Research. In the present Research I have collected data
through Survey of 100 respondents
2.3 SAMPLE SIZERandom Samples are collected from 100 respondents to draw a meaningful conclusion.
2.4 TOOLS OF ANALYSIS
I have used Questionnaire Method. The Data collected is shown through Graphs and Pie
Charts.
I have also used some software like Word and Excel to make this project.
2.5 LIMITATIONS
The respondents were limited and cannot be treated as the whole population.
The respondents may be biased.
Time was the major constraint.
The accuracy of indications given by the respondents may not be consider adequate
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COMPANY PROFILE
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A Reliance Capital Company
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COMPANY PROFILE
Reliance Capital Ltd is a part of the Reliance - Anil Dhirubhai Ambani Group, and is ranked
among the 25 most valuable private companies in India. Reliance Capital is one of India's
leading and fastest growing private sector financial services companies, and ranks among the top
3 private sector financial services and banking groups, in terms of net worth.Reliance Capital has
interests in asset management and mutual funds, life and general insurance, private equity and
proprietary investments, stock broking, depository services, distribution of financial products,
consumer finance and other activities in financial services.
The Reliance Anil Dhirubhai Ambani Group is one of India's top 2 business houses, and has a
market capitalization of over Rs.2,90,000 crore (US$ 75 billion), net worth in excess of
Rs.55,000 crore (US$ 14 billion), cash flows of Rs. 11,000 crore (US$ 2.8 billion) and net profit
of Rs. 7,700 crore (US$ 1.9 billion)
RELIANCE CAPITAL COMPANY OUTLINE
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RELIANCECAPITAL
RELIANCEMONEY
RELIANCELIFE
INSURNACE
RELIANCEGENERAL
INSURANCE
RELIANCEMUTUAL FUNDS
RELIANCEMUTUAL FUNDS
Reliance Money
Reliance Money is a group company of Reliance Capital; one of India's leading and fastest
growing private sector financial services companies, ranking among the top 3 private sector
financial services and banking companies, in terms of net worth. Reliance Capital is a part of the
Reliance Anil Dhirubhai Ambani Group.
Reliance Money is a comprehensive electronic transaction platform offering a wide range of
asset classes. Its endeavour is to change the way India transacts in financial markets and avails
financial services. Reliance Money is a single window, enabling you to access, amongst others in
Equities, Equity & Commodities Derivatives, Mutual Funds, IPOs, Life & General Insurance
products, Offshore Investments, Money Transfer, Money Changing and Credit Cards.
ORGANIZATION HIERARCHY
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RELIANCE MONEY
(Head Office Mumbai)
BHOPAL BRANCH
Cluster Head
Centre Manager
Business Development
Executives
VISION STATEMENT
To be globally respected wealth creator with an emphasis on customers care and a culture of
good corportate governance.
MISSION
To Create and nurture a world class, high performance environment aimed at delighting our
customers.
CONCEPT BEHIND Reliance Money
Reliance Money provides a comprehensive platform, offering an investment avenue for a wide
range of asset classes. Its Endeavour is to change the way India transacts in financial markets and
avails financial services.
Reliance Money offers a single window facility, enabling you to access, amongst others. Equity,
Equity and Commodity Derivatives Offshore Investments, IPO’s, Mutual Funds, Life Insurance
& General Insurance Products.
Why Reliance Money?
Reliance Money is the most cost-effective, convenient and secure way to transact in a wide range
of financial products and services.
The highlights of Reliance Money’s offering are:
Cost-effective: The fee charged by the affiliates of Reliance Money, through whom the
transactions can be placed, is among the lowest charged in the present scenario. As an
introductory offer, pay a flat fee of just Rs. 500/- valid for 2 months or specified transactional
value*.
Convenience: You have the flexibility to access Reliance Money services in multiple ways:
through the Internet, Transaction Kiosks, Call & Transact (Phone) or seek assistance through our
Business Partners.
Security: Reliance Money provides secure access through an electronic token that flashes a
unique security number every 32 seconds (and ensures that the number used for the earlier
transaction is discarded). This number works as a third level password that keeps you account
extra safe.
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Single window for multiple products: Reliance Money, through its affiliates/partners, facilitates
transactions in Equity, Equity & Commodity Derivatives, Offshore Investments**, Mutual
Funds, IPO’s. Life Insurance and General Insurance products.
3 in 1 integrated access: Reliance Money offers integrated access to your banking, trading and
demat account. You can transact without the hassle of writing cheques.
Demat Account with Reliance Capital: Through Reliance Money, you get a hassle-free demat
account with Reliance Capital. The Annual Maintenance Charge for the Demat Account is just
Rs. 50/- per annum.
Other Services:
# through the portal www.reliancemoney.com, reliance Money provides:
Reliable research, including views of external experts with an enviable track record.
Live news from Reuters and Dow Jones.
CEOs’ / experts’ views on the economy and financial markets.
The Personal Finance section provides tools that helps you plan your investments,
retirement, tax, etc.
Analyse your risk profile through the Risk Analyser.
Get a suitable investment portfolio using the Asset Allocator
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Requirements for opening D-MAT cum trading account with Reliance Money :