Realtor Partner Presentation - NAF

WE PUT THE I CAN IN AMERICAN

New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement and VA Automatic mortgage lender.

We are licensed in multiple states with over 90 branches across the nation. We fund over $900 million per month and have a total servicing portfolio of $9 billion!

ABOUT US

MOBILE APP FOR LOAN OFFICERS

GoGo LO is responsive and intuitive, perfect for the LO on the go! An app designed specifically for our Loan Officers who need quick access to all their office resources.

With the GoGo LO app, you can manage your pipeline with ease. Easily communicate with your prospects, and current clients via text or email with access to our Bankerview email templates. Build your cobranding with your real estate partners. Write notes for each loan and set email action plans.

GoGo LOSAY HELLO TO

PREAPPROVAL DRIP EMAIL CAMPAIGNS

WHAT IS A TRIGGER ALERT? WHY DO WE CARE IF A PAST CLIENT HAS ANOTHER LENDER PULL THEIR CREDIT?

TRIGGER ALERT PROGRAM

New American Funding monitors all past clients for 12 months. If their credit is pulled by a mortgage company, we are notified. This typically means your past client is looking at a Real Estate Loan – A great opportunity for you to call!

You, as the agent, are notified that your past client is shopping for a loan or has made an inquiry with a mortgage company. This gives you the opportunity to reach out to your past client and earn the business back. Also, if a loan pays off early, New American Funding can be subject up to 12 months an Early Pay off Fee (EPO). This means any income to the company when we sold off the loan has to be repaid to the lender that bought the loan.

John Smith, nmls# 555555cell: 555.555.5555

John Smith, nmls# 555555cell: 555.555.5555

RATE PLUG

MILESTONES

Turn time Underwriting approvals can take up to 30 days or more

Non-localized Processing, Underwriting, and Doc Drawing

Non-localized Customer Service Center

24-48 HR TURN TIMEFree up-front credit approval within 24-48 hours

IN-HOUSE TEAMFast and efficient in-house Processing, Underwriting, and Funding

PERSONALIZED CUSTOMER SERVICEA personalized team of customer service members throughout the entire process

NEW AMERICAN FUNDING A MAJOR BANK

US VS. THE COMPETITION

Give me a call today!New American Funding is an all-inclusive

mortgage banker. From origination to funding,

our underwriters, doc drawers and funders all

work under one roof, creating a cohesive team

that enables us to close your loans fast.

Do you have a low FICO score?

NO PROBLEM! We may be able to

qualify you for an FHA* Loan!

BUY THE HOME OF YOUR DREAMS

LOWER YOUR MORTGAGE PAYMENT

CONSOLIDATE DEBT

PHOTOHERE

*This is an FHA program. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. NMLS ID#6606. All products are not available in all

states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding.

New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100,

Tustin CA 92780. Phone (800) 450-2010. 5/2016

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IMPORTANT (BEFORE USING THIS FLYER): Select the appropriate state licensing information from drop down menu

NICHE PRODUCTS

FHA 580 min FICO

FHA 620 min FICO on High Balance

Flips in the first 90 Days – One Appraisal

Conventional 3% Down No Mortgage Insurance on SFR/PUD/Condo

W2 Borrowers – No Tax Returns

5% Conventional can be a gift

80/10/10

No Overlays

TAKE ADVANTAGE OF YOUR HOME EQUITY!

• Pay off high-interest credit card debt

• Eliminate medical bills

• Buy a car or a vacation home

• Make home improvements

• Pay college tuition

• Pay off student loans

• Pay off taxes

PULL CASH OUT FOR ANY REASON:

Lower Interest RatesInterest rates are typically lower on Cash Out refinance mortgages than on a home equity second mortgage.

Eliminate High Interest DebtMortgage interest rates are often lower than high interest credit cards and revolving debt. Consolidate your debt into one, new low monthly payment.

Tax SavingsYour mortgage interest may be tax deductible, so there can be significant tax benefits when you roll your high interest debt into one new low montly payment.*

Save Hundreds Every Month!

PROGRAM BENEFITS:

Give me a call today!

New American Funding is all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast.

PHOTOHERE

*Consult your tax advisor. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016

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NMLS ID#6606. Veterans Affairs approved Lender. VA Lender ID # 900572-00-00. All products are not available in all states. All options are not available on all programs. All

programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and

New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road,

Suite 100, Tustin CA 92780. Phone (800) 450-2010. 5/2016

PROGRAM ELIGIBILITY

You must be a current holder of a VA mortgage and have

already used your VA eligibility on the property you intend to

refinance. Our mortgage specialists can help you determine

your eligibility and explain the loan process.

The VA Interest Rate Reduction Refinance Loan (IRRRL), often

referred to as the VA Streamline, is part of a federally insured

loan program to help veterans refinance their existing VA

home loan into a lower interest rate loan.

The underwriting process is fast and simplified. You can get

a lower monthly mortgage payment without going through

the pain of submitting bank statements, W2s, paychecks, etc.

VA INTEREST RATE REDUCTION

REFINANCE LOAN BENEFITS OF THE IRRRL:

• No appraisal required

• Up to 100% financing

• Lower your interest rate

• Lower your monthly mortgage payment

• Simplified underwriting process

• No income documentation required

AT T E N T I O N

VETERAN

HOMEOWNERS!


PHOTOHERE

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REFINANCE WITH NO EQUITY REQUIRED

With the recent changes to the government’s

Home Affordable Refinance Program, termed

HARP 2.0, New American Funding is helping

responsible homeowners take advantage of

today’s low interest rates!

New American Funding is approved by Fannie

Mae and Freddie Mac to originate HARP 2.0

refinance applications. This program is designed

to assist borrowers who have demonstrated an

acceptable payment history on their existing

Fannie Mae or Freddie Mac mortgage loan, but

may not have been able to refinance to obtain a

lower payment or move to a more stable product

due to not having equity in their home.

NMLS #6606. Full appraisal is required for manufactured homes. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and

conditions are subject to change without notice. Freddie Mac and Fannie Mae have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is

owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP. You can determine whether your mortgage is owned by either Freddie

Mac or Fannie Mae by checking the following websites: http://fanniemae.com/loanlookup/ or https://ww3. freddiemac.com/corporate/ © New American Funding. New American and New American Funding are registered trademarks of

Broker Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015


PROGRAM ELIGIBILITY

• Mortgage must have been acquired by Fannie

Mae or Freddie Mac on or before May 31, 2009

• Must be current on your mortgage

• No late mortgage payments in the past 12

months

PHOTOHERE

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With the Home is Possible program there has

never been a better time to move into the home

of your dreams!Call today for more information about Home

is Possible ™.

GIVE ME A CALL TODAY FOR MORE INFORMATION ABOUT THE HOME IS POSSIBLE PROGRAM!

Home is Possible™

Nevada Housing Division

• Provides a grant up to 4% of the home loan amount that can be used for down payment assistance or closing costs• Fixed interest rate 30-year loan• No first-time homebuyer requirement• Grant is non-repayable• Homebuyer must live in home as

primary residence• No asset limits for homebuyers

KEY BENEFITS

• Minimum credit score of 640 for government insured loans, 660 for manufactured homes and 680 for most conventional loans• Qualifying income on mortgage

application must be below $95,500• Home price below $400,000• Must meet normal government or conventional loan underwriting requirements

REQUIREMENTS

• Home is Possible™• FHA• Conventional• USDA-RD• VA

OUR PROGRAMS

PHOTOHERE

For more information please visit http://housing.nv.gov/programs/FTH/Home_is_Possible/. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are

subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of

Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 3/2016

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*This is an FHA program. Please call your local HUD office to verify or visit their web site at http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing. NMLS ID#6606. All products are not available in all

states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding.

New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100,

Tustin CA 92780. Phone (800) 450-2010. 5/2016

BUY THE FIXER UPPER &MAKE IT YOURDREAM HOME!

New American Funding is an all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close your loans fast.

PHOTOHERE

The FHA* 203K Home Improvement loan from

New American Funding allows homeowners to buy

a home, and finance the repairs to fix it up! Once

escrow closes, a contractor can get to work, complete

the repairs, and you can move into your new home,

customized exactly how you want it.

ELIGIBLE IMPROVEMENTS:• Modernization - roofs, gutters, downspouts, HVAC, plumbing, appliances, painting and remodels

• Septic and well repair or replacement• Finish/weatherproof your basement[[AgentFullName]]

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MARKETING MATERIALS

COMPANY WEB INTRANET

MARKETING MATERIALS

NEW AMERICAN FUNDING WEBSITES

NewAmericanPartner.com

Dazzle Real Estate Agents with NewAmericanPartner. This site is your tool to show your Real Estate partners all that New American Funding has to offer.

NewAmericanAgent.com

All of our OLA's are equipped with personalized customizable websites at NewAmericanAgent, featuring a direct link to a 1003 form. Loan Officers have the ability to customize and add Testimonials, Blogs, Listings and more!

NEW AMERICAN FUNDING WEBSITES

SmartStartHomebuyer.com

SmartStartHomebuyer is an educational tool you can share with first-time homebuyers in both English and Spanish. It fea-tures flyers, videos, mortgage calculators and more!

TeamNewAmerican.com

TeamNewAmerican is your one stop recruiting tool that dem-onstrates everything New American Funding’s Retail Lending Division has to offer.

OUR ACCOLADES

CANV

OR

UT

AZ

COKS

IA

MNWI

IL IN

KY

TN

GA

FL

NC

VAWV

CT

MD

MA

VT

NM

TX

PAOH

MI

NJ

WA

SC

ID

MO

NE

OK

MT ND

SD

MS

LA

AK

RI

DE

ME

AL

AR

WY

Unlicensed StatesApproved StatesBranch Offices

LICENSED STATES

BRANCH LOCATIONS

ALASKAAnchorage

ARIZONABullheadFountain HillsGoodyearMesaPhoenixTucsonScottsdale

CALIFORNIAAnaheimBakersfieldBonitaBeverly HillsBig Bear Lake

CampbellCerritosCity of IndustryDavisDowneyEncinitasGlendoraHuntington BeachLadera HeightsLong BeachLos GatosManhattan BeachMission ViejoMontecitoMorgan HillNewport BeachOntarioOxnard

PasadenaPlacentiaPleasantonPorter RanchReddingRedlandsRiversideSan ClementeSan DiegoSan FranciscoSan MateoSanta AnaSherman OaksTemeculaTorranceTustin (Corp HQ)TurlockVacavilleVictorvilleWalnut CreekWestlake Village

COLORADOBoulderColorado SpringsDenverFt. CollinsGreenwood VillageHighlands Ranch

FLORIDAKissimmee

ILLINOIS ColumbiaEdwardsvilleGodfreyOak BrookSwanseaIOWABettendorf

KANSASOverland Park

MARYLANDGlen BurnieSeverna Park

MASSACHUSETTSDedham

MICHIGANSouthfield

MISSOURI NixaLee's SummitSt. LouisSt. Robert

NEVADAHendersonLas VegasMindenReno

NORTH CAROLINACharlotteGreensboro

OREGON Lake Oswego

SOUTH CAROLINAMyrtle Beach

TEXASAustinCarrolltonEl PasoMcAllenMidlandOdessaOlmitoSan AntonioSugar Land

UTAHSalt Lake CitySt. George

WASHINGTONBurlingtonChelanEverettGig HarborKirklandPort TownsendPoulsboSilverdaleStanwoodTacomaWenatchee

National Radio Ads

Close-Up TV NewsTV Commercials

Our involvement in national advertising ranges from television commercials to radio spots across the nation.

NATIONAL ADVERTISING

Spanish Ads

Everything from print ads to billboards, our in-house designers help you stay connected with your community of clients.

LOCAL ADVERTISING

Complimentary up-front credit approval!

Realtor Logo

Variety of Home Loan Options

*14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of NAF, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If NAF fails to perform otherwise, a credit of $250 will be applied toward closing costs. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 11/2014

(949) 400-9131 (714) 401-0183

NMLS - 232157

BRIGITTE ATAYASVP Regional ManagerOrange County & San DiegoNMLS - 230147

SAM ELLSWORTHDivisional ManagerCA & Pacific Northwest

Offer more options.Our loan programs allow us to close loans other lenders can’t. Help more clients get the financing they need for the home of their dreams.

GUCCI SINGH

ANAHEIM

DAN PEREZNMLS - 255550

STEVE HANKLANMLS - 298062 NMLS - 667334

RON BROWNNMLS - 256933

PHIL CHENIERNMLS - 359384

ROB BRIGGSNMLS - 171371

TOM BRIGGSNMLS - 303474

LONG BEACH LONG BEACH LONG BEACH HUNTINGTON BEACH HUNTINGTON BEACH ANAHEIM

Meet Our Orange County Leadership

ALEX PIRRO JEFF MOOREBEAU SHARKEY ALAN MACK MATT MOORE

TUSTIN MISSION VIEJO MISSION VIEJO SAN CLEMENTE SAN CLEMENTE NEWPORT BEACH

APRILE MCKNIGHTNMLS - 1188246NMLS - 324114NMLS - 371046 NMLS - 288329 NMLS - 324123NMLS - 491660

Licensed by Colorado Department of Regulated Agencies. NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 11/2014

With you every step of the way.

PRE-APPROVAL CHECKLIST

W-2 Forms—or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan.

Copies of the two most recent pay stubs for each person applying for the loan.

Copies of two to four months of bank or credit union statements for both checking and savings accounts.

Addresses where you’ve lived for the last two years.

Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.

Copies of your most recent 401(k) or other retirement account statements.

Documentation to verify additional income, such as child support or a person.

Copies of personal tax returns for the last two to three years.

KAMIE RANDALLLoan ConsultantNMLS #501309, LMB #100041830

Cell: 303.483.3565Direct: 303.351.0528Fax: 949.791.3600Email: [email protected]/kamierandall

LARRY LAVERNESenior Loan ConsultantNMLS #692833, LMB #100043289

Cell: 303.818.6198Direct: 877.887.3452 x4616Fax: 949.791.3676Email: [email protected]/larrylaverne

GET PRE-APPROVED TODAY!

The first step to making the dream of homeownership a reality is to find out how much you can afford. Request a pre-approval letter from us, and we will give you the golden number!

Consumer Loan Company License #CL-6606 © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2015

Get Credit Approved Today, Buy your Dream Home Tomorrow!

In today’s competitive buyer market, it is important to have your credit approved before submitting an offer. With a Credit Approval from New American Funding, you will become a Preferred Buyer.

We all know that finding a new home takes time, but your FREE Credit Approval is fast and easy!

Rob HallumBranch Manager, NMLS# 718132707 Colby Ave., Suite #1002 Everett, WA 98201

425.312.7613 Direct206.972.6797 [email protected]

Jason GrayBranch Manager, NMLS# 11835412220 113th Ave. NE, Suite #120Kirkland, WA 98034


Tony Blodgett Regional Vice President, WANMLS# 72161


EVERETT BRANCHbranch.newamericanfunding.com/everett

KIRKLAND BRANCHbranch.newamericanfunding.com/kirkland

Equal Opportunity Employer, EOE M/V/F/D. Licensed by the California Department of Business Oversight under the Residential Mortgage Lending Act License #4131117. NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions, DBA New American Funding. All Rights Reserved. 1/2015

NICHE LOAN PROGRAMS INNOVATIVE MARKETING TECHNOLOGY

FORWARD-THINKING LEADERSHIPIN-HOUSE SUPPORT TEAM

GROW WITH USWe get it. It’s all about originating loans and building business

partner relationships. We’ve got you covered.

www.TeamNewAmerican.comJOIN TEAM NEW AMERICAN

Rick ArvieloCEO

Patty ArvieloPresident

I’VE MOVED!

TEAMNE WAMERICAN.com

WHEN IT COMES TO NEIGHBORHOOD HOME LOANS, WE REALLY KNOW OUR WAY AROUND THE BLOCK!

NMLS ID#6606. All products are not available in all states. All options are not available on all programs. All programs

are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without

notice. © New American Funding. New American and New American Funding are registered trademarks of Broker

Solutions, DBA New American Funding. All Rights Reserved. Corporate Office (800) 450-2010. 7/2015


NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2016

WE PUT THE I CAN IN AMERICAN

Realtor Partner Presentation - NAF

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