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5 Things To Do Before You Call A RealEstate Agent
When you’re looking to move, either by selling your home or
buying a new one, one of
the first steps involves meeting with realtors. Whether you’re
fully committed and ready
to buying or selling a home or you’re just passively interested
in this idea, you should do
the following before contacting a real estate agent:-
IF YOU ARE LOOKING TO BUY A HOME:
Get Pre-approved: It helps a real estate agent if you know your
affordability level clearly,
that you meet the minimum requirements for a home loan, and that
you’re serious about
moving forward with a home purchase. Most sellers and agents
prefer to have a
prequalification letter from a buyer before offering a home.
Determine What You Can Afford: This step is different from
getting pre-qualified or
pre-approved. You should determine how much you can afford from
your personal
finances depending on your lifestyle or your spending habits,
your budget, etc. Important
factors such as utility bills, maintenance costs vary according
to house size and its
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location. So make sure you are prepared with its estimated costs
to know whether it fits
into your budget or not.
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Consider where you want to live: Start with searching for
suitable areas that are offering
homes of your choice within your price range. Make a list of
them and get to know them.
Now, research the area’s comparable homes and their sales prices
at the site.
Make A Personal Visit To Home: Make a physical visit to the site
instead of completely
relying on photos on the internet and contacting the agent
immediately. Visit homes in
person and see it from the street or attend an open house as it
gives an accurate and
real picture of the home itself and its neighborhood and lets
you know whether the
property has any issues or not.
IF YOU ARE LOOKING TO SELL YOUR HOME QUICKLY:
Learn Your Mortgage Options And Get Pre Approved: Try to know
what mortgage
options are available to you as it will help you determine which
home you can afford.
Most important factors like the term, price, and interest rate
affect the mortgage. Though
pre-qualifying the mortgage is enough, being pre-approved for
the mortgage which
involves an official mortgage application is essential as
sellers and agents put it under
contract before you could even make an offer.
Study Your Local Market: The next step that you should be aware
of is to dive into the
market for homes that you will scout for. You should realize the
current market patterns,
typical closing prices for properties like yours, and any value
decreases.
De-Clutter: Prepare your home for an open house before a visit
from an agent as it will
help the agent to see the full potential of your home and allow
him/her to better market
the property. Remove the extra décor items, furniture, etc. to
let the professionals see
the maximum potential of your property. Some simple steps like
packing away excess
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items, removing personal effects makes the space in your home
look larger. Deep
cleaning your home goes a long way as it improves the outlook of
your property and
provides a more welcoming space to the visitor.
Repair, Replace, and Refinish: The first impression is most
important for house hunters.
Make sure your exterior is top-notch, tackle repairs before
buyers are canceling bids,
patch and paint the deteriorating features of your house, A real
estate agent may also
not approve it for your expected asking price, or a potential
buyer will walk away if the
outlook of your house is not well maintained.
Search for the best real estate agent: Before immediately
contacting a real estate agent
from contact numbers available on the internet, take the time to
shop around and find an
agent that is suited to your needs. You are going to work with
this real estate
professional for weeks, if not months, and also pay them as much
as 7% of the closing
price of your home so make sure they are trustworthy and
experienced. Take referrals
from people who have recently moved, and refer several online
resources for ranking
and reviewing realtors.